Can Investing In Dividends Pay For Your Retirement? | Money Mind | Investment

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  • เผยแพร่เมื่อ 7 ม.ค. 2025

ความคิดเห็น • 261

  • @MaximilianFischer497
    @MaximilianFischer497 หลายเดือนก่อน +519

    I'm a 52yrs Director in a Tech company and I consider myself a high income earner at $350,000 per annum, I have a retirement account account but i still want to explore opportunities for short term gains before i start working less in few years.

    • @RowanBryson
      @RowanBryson หลายเดือนก่อน +5

      In my opinion, IRA is a valuable strategy for retirement planning, providing growth and tax advantages. While the market is promising, expert guidance is essential for portfolio management.

    • @MarshalWagner457
      @MarshalWagner457 หลายเดือนก่อน +4

      I agree. I have about $1m in external retirement funds. I am debt free and have very little money in retirement funds compared to the total value of my portfolio over the past three years. To be honest, having a portfolio-advisor for investing is genius!

    • @EvelynBrooks0
      @EvelynBrooks0 หลายเดือนก่อน +2

      Do you mind sharing info on the adviser who assisted you? I'm 39 now and would love to grow my stock portfolio and plan my retirement

    • @MarshalWagner457
      @MarshalWagner457 หลายเดือนก่อน +3

      My CFA “Diana Casteel Lynch” a renowned figure in her line of work. I recommend researching her credentials further.

    • @TicheDebb0
      @TicheDebb0 หลายเดือนก่อน +2

      Thank you for this Pointer. It was easy to find your handler, She seems very proficient and flexible. I booked a call session with her.

  • @Kattyol1
    @Kattyol1 หลายเดือนก่อน +515

    People are facing a tough retirement. and it's even harder for workers to save due to low-paying jobs, inflation, and high rents. Now, middle-class Americans find it tough to own a home too, leaving them without a place to retire in.

    • @Robby767
      @Robby767 หลายเดือนก่อน

      The increasing prices have impacted my plan to retire at 62, work part-time, and save for the future. I'm concerned about whether those who navigated the 2008 financial crisis had an easier time than I am currently experiencing. The combination of stock market volatility and a decrease in income is causing anxiety about whether I'll have sufficient funds for retirement.

    • @CaptReed
      @CaptReed หลายเดือนก่อน

      Agreed, I've always delegated my excesses to an advisor, since suffering major portfolio loss early 2020, amid covid outbreak. I'm now semi-retired and only work 7.5 hours a week, with barely 25% short of my $3m retirement goal after subsequent investments to date

    • @Churchillhump2268
      @Churchillhump2268 หลายเดือนก่อน

      Thanks for sharing your experience! I've been managing my portfolio myself, but it's not working out. Do you have any recommendations for a good investment advisor? I could really use some help

    • @CaptReed
      @CaptReed หลายเดือนก่อน

      My CFA, Joseph Nick Cahill, is a renowned figure in his field. I recommend researching his name online; you'll find all his credentials and everything you need to work with a reliable professional. With many years of experience, he is a valuable resource for anyone looking to navigate the financial market.

    • @Franky-j6e
      @Franky-j6e หลายเดือนก่อน

      Thank you so much for the suggestion! I really needed it. I looked him up on Google and explored his website; he has an impressive background in investments. I've sent him an email, and I hope to hear back from him soon!

  • @OyunBabus
    @OyunBabus หลายเดือนก่อน +314

    I like investing in close-end funds that pay monthly dividends. The trick is to hold long term and reinvest the monthly dividends plus buy more shares on a monthly basis or when ever you can afford to. This can be easily done because close-end funds are bought and sold on the stock market just like regular stock. That’d be enough to create a portfolio that would pay you between $50k to $70k in dividend income

    • @SophieLoschy
      @SophieLoschy หลายเดือนก่อน

      Just because there are opportunities in the market doesn’t mean you should go in blindly. To understand the potential factors that contribute to your financial growth, I'll advise you to seek the help of a professional

    • @BrigetGstar
      @BrigetGstar หลายเดือนก่อน

      Due to my demanding job, I lack the time to thoroughly assess my investments and analyze individual stocks. Consequently, for the past seven years, I have enlisted the services of a fiduciary who actively manages my portfolio to adapt to the current market conditions. This strategy has allowed me to navigate the financial landscape successfully, making informed decisions on when to buy and sell. Perhaps you should consider a similar approach.

    • @NoahNollens
      @NoahNollens หลายเดือนก่อน

      this is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? i'm in dire need of proper portfolio allocation

    • @BrigetGstar
      @BrigetGstar หลายเดือนก่อน

      My CFA *Julianne Iwersen Niemann* a renowned figure in her line of work. I recommend researching her credentials further... She has many years of experience and is a valuable resource for anyone looking to navigate the financial market..

    • @NoahNollens
      @NoahNollens หลายเดือนก่อน

      Thanks for sharing, I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an e-mail shortly.

  • @VioletJessica-
    @VioletJessica- 6 หลายเดือนก่อน +344

    I'm 54 and my wife and I are VERY worried about our future, gas and food prices rising daily. We have had our savings dwindle with the cost of living into the stratosphere, and we are finding it impossible to replace them. We can get by, but can't seem to get ahead. My condolences to anyone retiring in this crisis, 30 years nonstop just for a crooked system to take all you worked for.,,

    • @Allthekingshorses2
      @Allthekingshorses2 6 หลายเดือนก่อน

      This is a scam people.. i see this a lot in finance videos.. bot conversations. They are fake… beware!

  • @EthanBrown_23
    @EthanBrown_23 4 หลายเดือนก่อน +323

    I feel investors should be focusing on under-the-radar stocks, and considering the current rollercoaster nature of the stock market, Because 35% of my $270k portfolio comprises of plummeting stocks which were once revered and i don't know where to go here out of devastation.

    • @RobertBrown..
      @RobertBrown.. 4 หลายเดือนก่อน +3

      I think the next big thing will be A.I. For enduring growth akin to META, it's vital to avoid impulsive decisions driven by short-term fluctuations. Prioritize patience and a long-term perspective most importantly consider financial advisory for informed buying and selling decisions.

    • @SarahTaylor_
      @SarahTaylor_ 4 หลายเดือนก่อน +3

      A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.

    • @trazzpalmer3199
      @trazzpalmer3199 4 หลายเดือนก่อน +2

      This is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? i'm in dire need of proper portfolio allocation

    • @SarahTaylor_
      @SarahTaylor_ 4 หลายเดือนก่อน +2

      'Laurelyn Gross Pohlmeier' a highly respected figure in her field. I suggest delving deeper into her credentials, as she possesses extensive experience and serves as a valuable resource for individuals seeking guidance in navigating the financial market.

    • @donaldwayne7023
      @donaldwayne7023 4 หลายเดือนก่อน +1

      Thank you for the lead. I searched her up, and I have sent her an email. I hope she gets back to me soon.

  • @indiabestgolf7ho
    @indiabestgolf7ho 2 หลายเดือนก่อน +64

    Hit 200k today. Thank you for all the knowledge and nuggets you had thrown my way over the last months. Started with 14k in last month 2024.
    .......

    • @militarybase-xm4oy
      @militarybase-xm4oy 2 หลายเดือนก่อน

      This seems like the worst period.
      Even the market are now very unpredictable. Started investing recently when the market prices were a bit high, today I am more than 40% down!

    • @texasdentist3-wx4ud2
      @texasdentist3-wx4ud2 2 หลายเดือนก่อน

      Wow that's huge, how do you make that much on crypto trading investments??

    • @indiabestgolf7ho
      @indiabestgolf7ho 2 หลายเดือนก่อน +2

      Adriana Johnston was my hope during the 'bear summer' last year. I did so many mistakes but also learned so much from it, and of course from adriana johnston.

    • @sylvia-ys3kp
      @sylvia-ys3kp 2 หลายเดือนก่อน

      I work 3 jobs and trying to pay off my debts for a while now!! Please help me Can I
      start with $5000.

    • @Chefmarcus1
      @Chefmarcus1 2 หลายเดือนก่อน

      Being in the discord and starting trading is literally changing my life. I'm starting witha small $5,000 account but I got it up to $20,600 in one week! Not a lot of money but that's a big growth for me

  • @darnellcapriccioso
    @darnellcapriccioso 5 หลายเดือนก่อน +491

    So far I'm doing good, approaching retirement with about 800k in savings. Transitioning from building wealth to spending can be scary, especially with soaring inflation. My question is, after maxing out my tax-advantaged retirement accounts, what next?

    • @richardhudson1243
      @richardhudson1243 5 หลายเดือนก่อน +5

      in my opinion, some financial situations can be handled on your own if you research enough, while others are best navigated in consultation with a financial advisor

    • @Aaronduckstein49
      @Aaronduckstein49 5 หลายเดือนก่อน +5

      Agreed, the role of advisors an only be overlooked but not denied. I was shocked that I made more money with investing than hard work, not even my CEO income. Earning ''return on investment'' fetched me millions within a space of 5 yrs.(But I still enjoy working)

    • @maiadazz
      @maiadazz 5 หลายเดือนก่อน +5

      sounds great! i've never utilized a financial advisor but enthused about making money from the stock market, could you be kind enough with info of the advisor guiding you please? I could really use some guidance

    • @Aaronduckstein49
      @Aaronduckstein49 5 หลายเดือนก่อน +4

      Personally, I've stuck with Annette Marie Holt and her performance has been consistently impressive. You can confirm her basic info on the internet, she's quite known in her field with over 15yrs of experience.

    • @morgansofia
      @morgansofia 5 หลายเดือนก่อน +3

      Thanks for sharing, I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an e-mail shortly.

  • @alexsteven.m6414
    @alexsteven.m6414 5 หลายเดือนก่อน +201

    Really enjoyed this video. I'm considering your advice, because thousands of dollars have been disappearing from my 401k due to soaring inflation, and my concern is where to safeguard and grow remaining cash about $500k+ for the next 2-3 years at no risk. I'd love to retire early and afford a life after retirement.

    • @belobelonce35
      @belobelonce35 5 หลายเดือนก่อน

      I may be unable to offer personalized investment guidance, but then I suggest consulting with a reliable advisor to ensure appropriate investment planning.

    • @yolanderiche7476
      @yolanderiche7476 5 หลายเดือนก่อน

      Agreed, I’ve been investing in the stock market for 11 years now, last 5 years with the help of a financial planner apparently due to the covid-19 pandemic crash. Throughout these years of guidance alone, I've been fortunate enough to 10x my return as a DIY investor, summing up nearly $1m roi as of today.

    • @valeriepierre9778
      @valeriepierre9778 5 หลายเดือนก่อน

      Could you be kind enough with details of your advsor please?

    • @yolanderiche7476
      @yolanderiche7476 5 หลายเดือนก่อน

      She's known as 'Sharon Marissa Wolfe'. One of the finest portfolio managers in the field. She's widely recognized; you should take a look at her work.

    • @fresnaygermain8180
      @fresnaygermain8180 5 หลายเดือนก่อน

      Thanks for this. Found her and looked through her credentials before contacting her. Once again many thanks.

  • @azieltobias
    @azieltobias 5 หลายเดือนก่อน +482

    As an investment enthusiast, I often wonder how top level investors are able to become millionaires off investing. I do have a significant amount of capital that is required to start up but I have no idea what strategies and direction I need to approach to help me make over $400k like some people are this season.

    • @sloanmarriott5
      @sloanmarriott5 5 หลายเดือนก่อน +1

      I believe the safest approach is to diversify investments especially under professional; guide. You can mitigate the effects of a market meltdown by diversifying their investments across different asset classes such as stocks, etfs etc It is important to seek the advice of an expert.

    • @mellon-wrigley3
      @mellon-wrigley3 5 หลายเดือนก่อน +1

      Review your portfolio with a professional and don't make the same mistakes again. Diversify, as in your stock portfolio, and hopefully consult a professional. The key to building wealth is long term. I learned 30 years ago that you have to keep emotions (rookie) out of your investment decisions at all cost. Now, i've made over 800k in profits from my 350k investment.

    • @Gallo-firestone
      @Gallo-firestone 5 หลายเดือนก่อน

      @@mellon-wrigley3 That does make a lot of sense, unlike us, you seem to have the Market figured out. Who is this consultant?

    • @mellon-wrigley3
      @mellon-wrigley3 5 หลายเดือนก่อน

      Izella Annette Anderson is my FA, simply do due diligence . You'd find necessary details online to work with and set up an appointment.

    • @louie-rose7
      @louie-rose7 5 หลายเดือนก่อน

      I copied her whole name and pasted it into my browser; her website appeared immediately, and her qualifications are excellent; thank you for sharing.

  • @Christine-wp2bw
    @Christine-wp2bw 7 หลายเดือนก่อน +230

    I’m 55 from southeastern Ohio but worked overseas all my life. I have savings of $1,000,000 and I'm ready for retirement, only concerned about the soaring inflation. Is this enough to retire comfortably, or do I need some sort of money management?

    • @WestonScally7614
      @WestonScally7614 7 หลายเดือนก่อน +5

      I would get money management just in case. You’re only 55. I think the average life execting in the US is 77.5 years, but many people live well into their 80s so that $1 million has to last you all of that and the unforeseen. $1m is a great start though. Good for you!

    • @Allthekingshorses2
      @Allthekingshorses2 6 หลายเดือนก่อน

      This is a scam people.. i see this a lot in finance videos.. bot conversations. They are fake… beware!

    • @lifeisgood2542
      @lifeisgood2542 4 หลายเดือนก่อน

      more than enough unless you live lavishly

  • @TheJoyfulInvestors
    @TheJoyfulInvestors ปีที่แล้ว +11

    An insightful coverage on some key benefits of dividend investing (e.g. dividends are tax-exempted) and considerations to take note of before jumping right into a stock (e.g yield trap).
    Dividend investing is certainly not a get-rich-quick scheme that makes you a fortune overnight. Consistency in managing the portfolio, discipline in picking only the fundamentally sound companies to invest and putting in the hard work to learn how to buy good companies at good prices will take us further in this journey towards financial independence and eventually retire early.

  • @eatdrinkrunwalk
    @eatdrinkrunwalk 7 หลายเดือนก่อน +6

    I suffered delisting, rights issue, stock split, depreciating capital and dividends on some solid blue chip dividend paying shares. After doing some homework for comparison, i realised that if i took a slower and steadier approach to investment such as putting in fixed deposit, i will actually earn more over the long term....less stress and less risk

    • @sweetsweet3753
      @sweetsweet3753 5 หลายเดือนก่อน

      etfs that focus on tracking the index (or some mix of that) will reduce the items you listed above... some low fee and well supported ones for u.s are splg/schd/schg or for aus a200/vlc and for euro pr1e. these also equal less stress and less risk but better (historical) returns and dividend cashflow

  • @whis5448
    @whis5448 ปีที่แล้ว +6

    The only sale that people run out of the stores is a stock market sale. Also is called Di-vi-dend, not Der-vi-dend as mentioned by Christopher at 5:34

  • @VivekLuna
    @VivekLuna 2 หลายเดือนก่อน +136

    Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got talking about investment and money. I started investing with $120k and in the first 2 months , my portfolio was reading $274,800. Crazy right!, I decided to reinvest my profit and gets more interesting. For over a year we have been working together making consistent profit just bought my second home 2 weeks ago and care for my family.

    • @danguRobert
      @danguRobert 2 หลายเดือนก่อน +3

      I’ve been forced to find additional sources of income as I got retrenched. I barely have time to continue trading and watch my investments since I had my second daughter. Do you think I should take a break for a while from the market and focus on other things or return whenever I have free time or is it a continuous process? Thanks.

    • @VivekLuna
      @VivekLuna 2 หลายเดือนก่อน +3

      @@danguRobert Quitting may not be the best approach if you ask me. This is where an AI comes into the picture. I barely have time to trade myself as my job swallows up most of my time. MARGARET MOLLI ALVEY, a licensed fiduciary whom has made me over 5 figures in profit in less than seven months, handles my investments. I could leave you a lead if you need help.

    • @danguRobert
      @danguRobert 2 หลายเดือนก่อน +3

      @@VivekLuna Oh please I’d love that. Thanks!

    • @VivekLuna
      @VivekLuna 2 หลายเดือนก่อน +2

      @@danguRobert MARGARET MOLLI ALVEY

    • @VivekLuna
      @VivekLuna 2 หลายเดือนก่อน +3

      Lookup with her name on the webpage.

  • @temasekb
    @temasekb ปีที่แล้ว +33

    Assuming you have 7fig then it makes sense for a dividend play. Low 6figs and below should concentrate on growth.

    • @kaydens6964
      @kaydens6964 6 หลายเดือนก่อน +2

      It really doesnt matter what fig u r making, dividend is the way.

    • @johnyjsl9219
      @johnyjsl9219 6 หลายเดือนก่อน +3

      Total return, never just dividends

  • @labopanalop2016
    @labopanalop2016 ปีที่แล้ว +9

    He has to take into account huge capital depreciation like right now in order to get a true picture. Now all the Reits are hammered really really bad. All dividends collected over 15 years can be wiped out by the capital depreciation.

    • @LemonadeRock
      @LemonadeRock ปีที่แล้ว

      Dividend investing do not care about capital gains lol

    • @DuskDawnVGC
      @DuskDawnVGC 5 หลายเดือนก่อน

      Only cares about grown not capital gains

  • @TheJackCain-84
    @TheJackCain-84 6 หลายเดือนก่อน +128

    I'm disabled and eager to work, but doctors won't allow it. I inherited $200,000, held by my sister in a bank. It's not earning interest, which seems unfair. I want to explore options for it- (stock market investing).

    • @JacquelinePerrira
      @JacquelinePerrira 6 หลายเดือนก่อน +4

      I believe every Investor should start with ETFs for a solid foundation, then diversify across asset classes and maintain disciplined, regular investing to minimize risks and maximize growth.

    • @Jamessmith-12
      @Jamessmith-12 6 หลายเดือนก่อน +4

      You don't need to find the next NVDA to succeed in investing. Just choose top-notch ETFs and partner with a financial advisor like I did. I turned $100k into $40,000 in annual dividends-a significant milestone for me today.

    • @kevinmarten
      @kevinmarten 6 หลายเดือนก่อน +3

      I admit I'm scared about retirement as I turn 60 on my next birthday. I need to ensure I have enough money to survive on. How can I consult your advisor? My retirement account isn't performing well.

    • @Allthekingshorses2
      @Allthekingshorses2 6 หลายเดือนก่อน

      This is a scam people.. i see this a lot in finance videos.. bot conversations. They are fake… beware!

    • @Vasudeva108.
      @Vasudeva108. 5 หลายเดือนก่อน

      Sounds like another scam is coming

  • @jackwillison177
    @jackwillison177 6 หลายเดือนก่อน +16

    I am currently in my 50s and This is no time to taper retirement savings. I want to max out my retirement contributions and I also have another $120k in a savings account that i want to invest in a non-retirement account. Where would you invest this as of now?

    • @AndreaRoberto-wm3th
      @AndreaRoberto-wm3th 6 หลายเดือนก่อน +1

      Look up dividend aristocrats. Pick six to ten from that list. Those companies have a track record of 25+ years of paying dividends. Also, its advisable you work with a financial advisor to help set up a well-structured portfolio.

  • @peezpeez1317
    @peezpeez1317 6 หลายเดือนก่อน +1

    Dividend investing looks for mature and stable businesses that can consistently generate high free cash flows and pay regular stable or even growing dividends to their shareholders. You want to buy them when their fcf yield is high and dividend yield is high with moderate payout rate. The risk is buying into troubled businesses either because they plague with internal problems or they in a terminal declining sector.

  • @alancadorette3447
    @alancadorette3447 ปีที่แล้ว +3

    getting div. is best after you stop working. I did buy stock for growth for years., but for retirement I changed to div. stocks. You need to have a good pile of cash set up and to be safe several div paying stocks with good historys. So you do this, collect div., BUT make sure to only spend div. money, or idealy like 65 % at most ,take left over buy more stock, to combat inflation. big there is always risk though., myself I had several thousand shares in ATT, and looked what happened, div. cut., and price crash.good thing I had lot of other stocks.

  • @stephenwonghongweng4298
    @stephenwonghongweng4298 ปีที่แล้ว +21

    The problem with dividend stocks is the very very high and real risk of capital DEPRECIATION

    • @jason113388
      @jason113388 ปีที่แล้ว +1

      Microsoft and Apple if you’re young 🙏

    • @tkh2944
      @tkh2944 ปีที่แล้ว +2

      The problem with your attitude is that you look at & think *_problems_* whereas successful people look for & think *_solutions_* to any obstacles in life ...
      If you invest well (especially during market crisis) you not only have your dividends but capital appreciation to go with it. But you also need courage to act - which many are lacking . 😂😊✌️

    • @stephenwonghongweng4298
      @stephenwonghongweng4298 ปีที่แล้ว +4

      @@tkh2944 what colour is your Bugatti?

    • @uberboiz
      @uberboiz ปีที่แล้ว +1

      dividend income and capital growth are not necessarily mutually exclusive though....

    • @LemonadeRock
      @LemonadeRock ปีที่แล้ว +6

      The joke is capital gains is also not guaranteed with other stocks

  • @LindaL.Fielder
    @LindaL.Fielder 3 หลายเดือนก่อน +2

    I have been a dividend focused investor for a long time. This does not mean I don't own growth stocks, I do. A well rounded portfolio should be a mixture of both categories. I invest in the market, but never put all my money in market.

    • @JohnNgomba-k3v
      @JohnNgomba-k3v 3 หลายเดือนก่อน

      The strategies are quite rigorous for the regular-Joe. As a matter of fact, they are mostly successfully carried out by pros who have had a great deal of skillset/knowledge to pull such trades off.

    • @manueldrum
      @manueldrum 3 หลายเดือนก่อน

      Speaking from personal experience, I would say engage professional guidance. Not sure where you get an experienced one, but if your knowledge of the market is limited, it seems like a good bet.

    • @KarenJ.Mancia
      @KarenJ.Mancia 3 หลายเดือนก่อน

      Mind if I ask you recommend this particular professional you use their service? i need all the guidance I can get.

    • @manueldrum
      @manueldrum 3 หลายเดือนก่อน

      My CFA ’’ Stacy Lynn Staples, a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market..

    • @CharlesT.Foster
      @CharlesT.Foster 3 หลายเดือนก่อน

      Thanks, i did a quick web search and i found Stacy, i hope she responds to my mail.

  • @sllow7564
    @sllow7564 ปีที่แล้ว +4

    It's interesting that this video is produced when SG-reits are hitting 52-week lows. It's best if investor follow the dividend irrelevance theory, treating dividends and capital gains equally.

    • @zr60
      @zr60 6 หลายเดือนก่อน

      I suggest you read up on dividend irrelevance theory, you do not have a proper understanding. Dividend irrelevance theory is relevant to a stock's valuation. Not for portfolio.

  • @kewtheii6764
    @kewtheii6764 6 หลายเดือนก่อน +4

    Well, if you have 2.2m, even FD can support a modest living

  • @RyomaG
    @RyomaG หลายเดือนก่อน

    This certainly works when you have a large enough portfolio. But when your portfolio is small, it's better to take a bit more risk and invest in high growth stocks first.

  • @eugeneteo9664
    @eugeneteo9664 ปีที่แล้ว +4

    best investment is property rent out.fixed passive income every month.

    • @edmwftw3930
      @edmwftw3930 ปีที่แล้ว +6

      Nope, your maintenance of the properties, complaints from tenants, nasty tenants etc. are also a nightmare.

    • @eugeneteo9664
      @eugeneteo9664 ปีที่แล้ว

      @@edmwftw3930 so use REIT instead?

    • @freddyng3623
      @freddyng3623 ปีที่แล้ว +2

      ​@edmwftw3930 a good property agent can help you for all that

    • @skinnybamboo
      @skinnybamboo ปีที่แล้ว

      @@freddyng3623 I guess the expenses includes the property agent fees then. Lowering the rental. I strongly believe property investment can only be profitable by "flipping" not rental income... because I have substaintial losses in rental income but manage to turn to profit after selling my property in big profits.

    • @fificarruthers5477
      @fificarruthers5477 2 หลายเดือนก่อน +1

      No from my experience, and never again. Continuous headaches and stress, repair and maintenance can easily negate your returns.

  • @x28fhd7
    @x28fhd7 6 วันที่ผ่านมา

    Dividends are taxed as ordinary income in the US. I wish this had explored total return investing as a counterpoint.

  • @eddy41617
    @eddy41617 ปีที่แล้ว +1

    My stocks are boring. I buy stocks that I normally buy or see ppl buy. He is right that you have to look at financial statements during earning release. Most ppl can invest SP500 etf or SCHD for dividend purposes. It takes a lot emotional discipline during down year. If the company has strong fundamentals like MSFT or AAPL and it went down 25%, you buy more shares at cheap discount. But you have read the balance sheet and gather info.

    • @jjsamuelgunn1136
      @jjsamuelgunn1136 ปีที่แล้ว

      MSFT and AAPL? how much their dividend yield?

    • @eddy41617
      @eddy41617 ปีที่แล้ว

      @@jjsamuelgunn1136 0.54% and 0.91%. I'm interested Dividend growth stocks.

    • @bluezgoldz
      @bluezgoldz 9 หลายเดือนก่อน

      @@jjsamuelgunn1136 from what i see, most tech company gives little to no dividend yield as they are focusing on growth.

    • @sweetsweet3753
      @sweetsweet3753 5 หลายเดือนก่อน

      yep i agree. my main mix is splg/schd/schg/xlk and smh. a little tech heavy but am ok with that. i hold loooong term. i hold ASX and EUR etfs too to hedge currency and non tech

  • @takanna
    @takanna ปีที่แล้ว +1

    sedan chair doesn't come to mind when rights issues are called for...

  • @tctterry
    @tctterry 5 หลายเดือนก่อน +1

    I just need additional $500 per month as passive income. How to achieve?

  • @tanalson
    @tanalson 6 วันที่ผ่านมา

    It's sad that we have reached this stage where companies would rather pay people that are not working for them than give profit sharing to their own employees.

  • @make725daily1
    @make725daily1 ปีที่แล้ว +2

    Your content is awe--inspiring! -- "Success is a continuous journey, not a fixed destination.."

  • @YFolermira
    @YFolermira ปีที่แล้ว +1

    I'm nearing retirement in three years, and despite having solid companies in my portfolio, my profits have stagnated in this uncertain market. Are there any calculated profit opportunities in this recession?

    • @antonnohr
      @antonnohr ปีที่แล้ว +1

      That's impressive ! I could really use the expertise of these advisors.

  • @sweetsweet3753
    @sweetsweet3753 5 หลายเดือนก่อน

    thanks for sharing... i dont think he is very diversified and this can create risk. i retired at 42 (ex Singapore PR - Asia is still home) and hold a more balanced portfolio including SG / US / Eur / Aus (mainly index related ETFS etc) plus rental property. I also hold emergency cash for about 10 years. If the market sh1ts itself i can ride the storm and/or sell out some of the less burnt part of my portfolio. A company paying about 3% dividends is kinda the sweet spot for ok dividend reliability/growth and capital growth. But maybe if he bought his dividend stocks in his late 20s then the dividend back then may have been around 3% and now 6%. SG stocks do tend to pay a higher dividend than other countries but the growth is kinda flat/negative. compare ETF ES3 to ETF VOO for some historical perspective. but the main thing is you have a portfolio that works for you and you are comfortable with the ups and downs it may present. agree on the minimal spending stuff though - brand buying etc adds no value other than to ones ego. note there is 30% withholding tax on U.S dividends if your broker account is Singapore registered.

  • @loewlouie
    @loewlouie ปีที่แล้ว +8

    He probably has to save half of that 6% to account for inflation for capital preservation

    • @John_Smith_86
      @John_Smith_86 ปีที่แล้ว

      The equity price should already keep pace with inflation. The issue is that his 6% yield is rather risky

    • @marcuschonglanceanderson2390
      @marcuschonglanceanderson2390 6 หลายเดือนก่อน

      @@John_Smith_86
      Care to explain why you think his 6% yield is rather risky ?

    • @John_Smith_86
      @John_Smith_86 6 หลายเดือนก่อน

      @@marcuschonglanceanderson2390 Typically dividend yield is around 3%. 6% strongly implies he is very heavily weighted towards pure dividend plays, such as high-risk REITs

  • @evalangley3985
    @evalangley3985 ปีที่แล้ว +1

    All this great and all, but most of these stocks usually don't grow at all.

  • @jaweee85
    @jaweee85 ปีที่แล้ว

    has inflation ever get past above dividend yield? if no, then dividend investing works. just have to live off whats left to dividend after deduction of inflation

  • @FoodieWarrior
    @FoodieWarrior ปีที่แล้ว +5

    Power of CD!💪

    • @MeowyForever888
      @MeowyForever888 ปีที่แล้ว

      your good friend ML talked bad about u again

    • @FoodieWarrior
      @FoodieWarrior ปีที่แล้ว

      @@MeowyForever888 just ignore the clown. I am too busy enjoying my dividends.😉

  • @suresharavind7251
    @suresharavind7251 2 หลายเดือนก่อน

    This Guy legendary wow

  • @kengleetan63
    @kengleetan63 ปีที่แล้ว +1

    His yield whatever you choose to call it is 6%.. Unless he is single and with current inflationary rate it would not be enough.
    HDB rental yield already is over 10% leh! Some as much as 16% depending what type of HDB and when you brought it.😆😆😆😆

  • @6paxAbs
    @6paxAbs 3 หลายเดือนก่อน

    I'm 30 years old and starting dividends investing for my retirement. I wish I started earlier 😅

  • @LifeHacksProducts
    @LifeHacksProducts ปีที่แล้ว +20

    48yo - 2023, 2013 retired at 39yo with 5000sgd per month dividends.. 80%, of it, 40% reits, abt 40% stocks.
    So at 39yo, his portfolio about 1million with 6% yearly at 5000 a month. He started at 25yo. Assuming year 2000, his pay was at 3k, after everything he save 1.5k, give him yearly he save est. 20k.. 14years, he probably save less than 400k.
    Where he got the extra 500-600k for his portfolio of about 1million at 39yo?
    Probably he sold his cheap hdb, made a killing through asset appreciation. Something young people cant do nowadays lolololol
    Anyway, back in 2010s, if he use his supposedly 800k - 1m to buy properties, he probably earn more than his dividends 😂😂😂

    • @ctoh27
      @ctoh27 ปีที่แล้ว +1

      Compounding effect bro and maybe he took advantage of the GFC to buy low

    • @babibrain
      @babibrain ปีที่แล้ว

      Maybe he sold his startup company and have tons of money

  • @asterisk911
    @asterisk911 6 หลายเดือนก่อน

    "Can Investing in Dividends Pay for Your Retirement?"
    Yes, obviously it can. Lots of people live exclusively from dividends. But obviously you need to have enough dividends, and that's up to you.

  • @letsinvestigateit
    @letsinvestigateit 9 หลายเดือนก่อน +1

    Hes not making money. IT comes out of the price of the stock and you have to pay taxes on that 120k every year on top of that. So if you look at his overall money its going down every year. And sometimes these companies cut their dividends and he loses a lot on capital gains. This is all nonsense.

  • @lawrencechong7590
    @lawrencechong7590 6 หลายเดือนก่อน

    90% of traders in the stock market lose their money.Not everyone who invests base on fundamental gain more than 5 %.Sad to say .The market is not a level playing field.

    • @sweetsweet3753
      @sweetsweet3753 5 หลายเดือนก่อน

      yep not a level playing field until people manage greed and their ego. i do quite well but for me its a marathon not a sprint and i dont need to take speculative greedy risks.

  • @christyhilton1919
    @christyhilton1919 ปีที่แล้ว +3

    Dividend is not consistent all the time. Risk involve. He didn't mention the bad times when stock markets didn't do well.

    • @Jujubees225
      @Jujubees225 ปีที่แล้ว +1

      Dividend investors don't freak out when it goes down. They simply buy more shares exponentially increasing their dividends.

    • @eddy41617
      @eddy41617 ปีที่แล้ว +1

      There are valuable traps like VZ or AT&T that offer high dividend, but has too much debt. One of aspect to minimize risks is look at companies that ppl will buy during recession like Costco, KO, or health care stocks.
      He mentioned the high dividend trap using debt pay dividends. That tend to lead cutting dividends due poor fundamentals.

    • @Jujubees225
      @Jujubees225 ปีที่แล้ว

      @@eddy41617 yeah u need to keep a balance. Capital appreciation is just as important rather than a large yield. You have to research the payout distribution if the company has enough left over to grow the company after dividend payouts.

    • @sweetsweet3753
      @sweetsweet3753 5 หลายเดือนก่อน

      @@eddy41617 or buy a stable div etf like schd... no one company risk and pays similar div to KO but with better div growth since its inception

  • @SandraMoore78
    @SandraMoore78 3 หลายเดือนก่อน

    Dividend investing is most effective when approached with a long-term perspective. While dividends can provide immediate income, the true power lies in the compounding effect over many years. I'm still looking for companies to make additions to my $350K portfolio, to boost performance. Here for ideas...

    • @KarenJ.Mancia
      @KarenJ.Mancia 3 หลายเดือนก่อน

      I think the next big thing will be A.I. For enduring growth akin to META, it's vital to avoid impulsive decisions driven by short-term fluctuations. Prioritize patience and a long-term perspective most importantly consider financial advisory for informed buying and selling decisions.

    • @CharlesT.Foster
      @CharlesT.Foster 3 หลายเดือนก่อน

      A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850K

    • @JasonB.Chisolm
      @JasonB.Chisolm 3 หลายเดือนก่อน

      This is definitely considerable! think you could suggest any professional/advlsors i can get on the phone with? i'm in dire need of proper portfollo allocation

    • @CharlesT.Foster
      @CharlesT.Foster 3 หลายเดือนก่อน

      My CFA ’’ Jessica Lee Horst, a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market..

    • @Saviourtina-c4i
      @Saviourtina-c4i 3 หลายเดือนก่อน

      Thank you for the recommendation. I'll send her an email, and I hope I'm able to reach her.

  • @JRambonian
    @JRambonian ปีที่แล้ว +3

    Rental income is probably a better bet with rising inflation over a long period.

    • @1965Singaporean
      @1965Singaporean ปีที่แล้ว

      No more for current generation. 2nd property is 20%absd, non owner occupied property tax now increase.

  • @pelawren
    @pelawren ปีที่แล้ว +1

    If the portfolio is 2.2 million and if his yield is 6%, it will generate $132K annual income which translates to $11K per month. So why did the presenter say $5K/month? Money Mind?

    • @davidng2699
      @davidng2699 ปีที่แล้ว +1

      I think the 5k dividends/mth was when he retired ~10 years ago and that dividend payouts have grown to the current 11k/mth (132k annually).

    • @poorpotato7623
      @poorpotato7623 ปีที่แล้ว

      Dividends grow as earnings grow

    • @pelawren
      @pelawren ปีที่แล้ว

      You are probably right, David but it would have been better if they had made that clear. In that way, they could have highlighted the annual rate at which the annual dividends grew.@@davidng2699Thanks

  • @menderiic0895
    @menderiic0895 6 หลายเดือนก่อน

    It's easy to achieve especially if you choose not to have children.

  • @kemingyu4266
    @kemingyu4266 ปีที่แล้ว +2

    Read Ben Felix, dividend irrelevance

    • @zaetia
      @zaetia ปีที่แล้ว

      Ben Felix and the idea of Total Returns is great in theory but not always in practice. eg: Do we want to be selling down our growth stock/index fund portfolio during a market downturn?
      Psychologically, it's easier for investors to consistently invest and hold with good quality dividend stocks because of dividends coming in then waiting for decades for possible capital appreciation with growth stocks/index funds.
      Personally, I have a low cost, global index fund and dividend stocks in my portfolio.

    • @method341
      @method341 ปีที่แล้ว

      ​​@@zaetiait depends. If you have a high salary and dont need the dividends now, you dont need to buy high dividend etfs

    • @zaetia
      @zaetia ปีที่แล้ว

      @@method341 Yup, I focus on good quality dividend stocks like our local banks rather than highest dividend. A significant part of my portfolio is made up of VWRA, a low cost, global index ETF.

    • @AmaraEmerson
      @AmaraEmerson ปีที่แล้ว

      @@zaetia But it's irrelevant.

    • @zaetia
      @zaetia ปีที่แล้ว

      @@AmaraEmerson Have you ever had to sell down your stock portfolio during a market downturn?
      Again Total Returns sound great in theory but does not always apply in practice especially when you need income during troubled times.

  • @d.c.484
    @d.c.484 ปีที่แล้ว +8

    In my opinion, 6% dividends is not enough when you are still young because inflation will catch up to you.

    • @method341
      @method341 ปีที่แล้ว +2

      Dividend investing when young is pointless. Its something you do when you get old so you can live off the dividend income. When youre young, you should be investing in growth oriented instruments like the S&P500 etf.

    • @cac1504
      @cac1504 ปีที่แล้ว

      Investment could also wipe up everything you own.

    • @qqsera
      @qqsera ปีที่แล้ว +1

      I think we may be forgetting capital appreciation that will counter inflation. And th e yield would scale up too?

  • @TANKIMHAI-k5x
    @TANKIMHAI-k5x ปีที่แล้ว

    It will take discipline to maintain this

  • @DonYang73
    @DonYang73 ปีที่แล้ว +1

    $5000 a mth only and retired? Very brave. $120-130k per year today? Just nice for basic living if you hv a family. Good to have simple life and contentment.

    • @fificarruthers5477
      @fificarruthers5477 2 หลายเดือนก่อน

      Yeah, not my definition of FI honestly

  • @easyroc75
    @easyroc75 5 หลายเดือนก่อน

    A balanced life is the key as your senses dull as you age. Christoper Ng made a lot of sacrifices during his youth so he can retired early. But he missed out the great times and vacations when he was young. Now he can afford it but he is older. It won’t be the same.

  • @junhonglim9662
    @junhonglim9662 ปีที่แล้ว +4

    wow very impressive $2.2M portfolio. My jaw literally drop

    • @GG-ln7of
      @GG-ln7of ปีที่แล้ว +3

      @A.Singaporean.Stocks.Investor aka AK71 got around SGD 200k dividend per year.. net worth should be around 10million or so..

    • @Lucas-wn5wm
      @Lucas-wn5wm ปีที่แล้ว +1

      ​​@@GG-ln7ofno leh he got say is 2million++. I think he got holdings of high yield

    • @whis5448
      @whis5448 ปีที่แล้ว

      I heard a lot of this $2.2M was leveraged in platform "investing note" comments some years back. Some investors was grilling him when he sold out on some Reits/Business trusts/stocks. These were the stupid fools that sold out when other fools sold out aka margin calls.

    • @btlim4316
      @btlim4316 ปีที่แล้ว

      Not at all surprising with inheritance.

  • @tengenemenmewegmele1222
    @tengenemenmewegmele1222 ปีที่แล้ว +1

    Sana all can retired at the age of 39 😢

  • @marktn9851
    @marktn9851 6 หลายเดือนก่อน

    Dividend reliance for income equates sitting duck. You can hv duck eggs as long as the duck is alive n kicking!

    • @sweetsweet3753
      @sweetsweet3753 5 หลายเดือนก่อน

      dividends thru etfs are more sustainable long term with less risk.. check out schd as an example versus say KO . both pay about a 3% div but look at div growth over past 10 years as a comparison.

  • @CayonPokPok
    @CayonPokPok ปีที่แล้ว +4

    1 side story, but didn’t mentioned another side of story 😂

  • @rfandi
    @rfandi 3 หลายเดือนก่อน +1

    Why is the whole tone of this video makes it like Investing is a doom and gloom game?

  • @tuatara80
    @tuatara80 ปีที่แล้ว

    Thank you so much for such useful insights.

  • @MrLittlecat123
    @MrLittlecat123 ปีที่แล้ว

    He retired on his 39!

  • @tkyap2524
    @tkyap2524 ปีที่แล้ว +4

    Why didn't all of us think like him? He appears to be an ordinary guy. Some of us should be smarter than him.

    • @davidng2699
      @davidng2699 ปีที่แล้ว

      some of us need his patience

    • @tkyap2524
      @tkyap2524 ปีที่แล้ว

      @@davidng2699 - And the Midas touch.

    • @skinnybamboo
      @skinnybamboo ปีที่แล้ว

      I am exactly like him. My retirement portfolio is my dividend income portfolio only. Though I have yet to succeed like him. Less than 1m in portfolio. striving to grow portfolio using my working income and dividend income to 3.5m...

  • @watiu9lei
    @watiu9lei 3 หลายเดือนก่อน

    Dare not think of retirement.,…it’s so boring😂

  • @kk22001
    @kk22001 ปีที่แล้ว +1

    All investment advices are horsecrap anyway, there is a reason why the disclaimer sentences exist.

  • @laparlapar4870
    @laparlapar4870 ปีที่แล้ว

    I am a rather down to earth, well people may say old fashioned. Bit i believe that no one is going to give free monies into our pockets easy.

  • @wizaaeed
    @wizaaeed 5 หลายเดือนก่อน

    Invest a big sum of money just to earn a small percent if money.
    How is this even a good strategy?
    Stop lying to people

  • @allantankl
    @allantankl ปีที่แล้ว

    Must at least beat inflation rate and not catch the stock price at a high or you’ll need serious patience.

  • @lanlantulan
    @lanlantulan ปีที่แล้ว

    what if share market crashed.. ??

    • @kemingyu4266
      @kemingyu4266 ปีที่แล้ว +1

      Nothing happens really. Dividend comes from CFO, so long company is profitable, doesn't matter the share price. You get your dividend nonetheless. Theoretically at least. What you should be afraid of is not stock market crash, but when the business crash

    • @kennethlim886
      @kennethlim886 ปีที่แล้ว

      What if the stock market don’t crash and continue making new highs ?

    • @kemingyu4266
      @kemingyu4266 ปีที่แล้ว

      @@kennethlim886 also nothing happens. Maybe you get price appreciation on your stock, but dividend depends on company profitability and not on stock prices

    • @franciskoh9882
      @franciskoh9882 ปีที่แล้ว

      Still remember SIA

  • @MasterLeong888
    @MasterLeong888 ปีที่แล้ว +8

    nowadays everyone fomo to do dividend investing, then 5-10 years later they wake up that their wealth never grow at all due to inflation lol

    • @Paper8484
      @Paper8484 ปีที่แล้ว +2

      Dun like that la Master Leong. If we reinvest the dividend, can also Huat mah. If AK can do it, so can you.

    • @EconomyRiceBall
      @EconomyRiceBall ปีที่แล้ว +3

      BABA!!!!

    • @exploringapis4495
      @exploringapis4495 ปีที่แล้ว +1

      haha master is here!! all the dividend warriors all run away!

    • @dale3341
      @dale3341 ปีที่แล้ว +4

      Well sort of misleading for you to say that. Inflation is not fixed. It goes up and down. Buying dividends stocks now makes sense right now especially dividend giving stocks with solid/intact fundamentals.
      When inflation goes down, Interest rates goes down. Dividend investors will reap both high % dividends when they bought the stocks low + capital appreciation when free assets adjusts adjust downwards in yields .
      You also miss the point the dividend investors are not into growth. But more into reliable dividend growth an yields.

    • @joey_yong
      @joey_yong ปีที่แล้ว +1

      Master is here. Baba to the moon 😂

  • @KingBaldwin715
    @KingBaldwin715 ปีที่แล้ว +89

    I'm glad I got into crypto when I did because it’s been a turning point for me financially, been my best decision so far.

    • @stevenrice500
      @stevenrice500 ปีที่แล้ว

      Inspiring! Do you think you can give me some advice on how to invest in a healthy way as you are doing?

    • @dr.mohammed.erdogan
      @dr.mohammed.erdogan ปีที่แล้ว

      Bitcoin has been falling for a while now and could fall further or close to rise again. The truth is that no one knows, I believe it's the right time to buy and also get a pro's assistant

    • @kalamiadventures7210
      @kalamiadventures7210 5 หลายเดือนก่อน

      Crypto is not gve dividend

  • @Longtermalwayswins
    @Longtermalwayswins 6 หลายเดือนก่อน

    I thought i saw heng swee kiat

  • @exploringapis4495
    @exploringapis4495 ปีที่แล้ว +2

    Dividend is left pocket in right pocket out. The price of the stock drops the same as what you gain in dividend. So he's wrong to say his portfolio "generates" dividends. More like "transferring"

    • @dale3341
      @dale3341 ปีที่แล้ว +4

      You buy a stock at 1 Dollar, It earns 1 dollar in 12 moths. It is now a 2 Dollar stock, Declares 1 dollar dividends. Price plummets to 1 dollar. Next 12 months. it generates again 1 dollar to goes back to 2 dollars. Declares 1 dollar dividends, price plummets to 1 dollar Goes on so forth.
      What is hard to understand? You think its transferring because you came in mid game or late bought at 2 Dollars and did not buy it at 1 dollar or post ex div dates.

    • @exploringapis4495
      @exploringapis4495 ปีที่แล้ว +1

      What if next year they earn zero dollar but they continue pay 1 dollar divy leh? Is 1 dollar generated? Very easy to assume earnings remain constant u think idk meh 😢

    • @exploringapis4495
      @exploringapis4495 ปีที่แล้ว

      @@dale3341let me ask u this I buy the stock one day before xd and sell one day after did my trade generate any return? According to the guy, also consider “generate” dividend lor?

    • @exploringapis4495
      @exploringapis4495 ปีที่แล้ว

      @@hgft274I just want to warn viewers of this channel many of whom don’t know how dividends work and they might be fooled think dividend is “free money”.

    • @kemingyu4266
      @kemingyu4266 ปีที่แล้ว +3

      Dividend irrelevance. It is indeed transferring from left to right pocket. You used the exact same analogy as Ben Felix 😅

  • @PAPpeopledumb
    @PAPpeopledumb ปีที่แล้ว +1

    But to finally see just how deviously complicit he has actually been as a PAP minister all these years, I wonder how on earth he can, if elected as the president, rebuke any of his former PAP cadres when his hands are as stained as theirs.

  • @JazzyGinger1
    @JazzyGinger1 9 หลายเดือนก่อน

    Hello, 🐥🐦🐦🐦🦜🐦
    God the Father loves you so much that He sent Holy and Sinless Jesus Christ(His Holy Son) to earth to be born of a virgin.Then, He grew up and died on a cross for our sins. He was in the tomb for 3 days, then Father God raised Jesus Christ (Y'shua) to Life! He appeared to people and went back to Heaven. We must receive Jesus Christ sincerely to be God's child John 1:12. "But as many as received Him, to them He gave power to become the sons of God, even to them that BELIEVE on HIS name." That is great news! Will you sincerely receive Holy, Lord Jesus into your life today?

  • @jrukawa11
    @jrukawa11 ปีที่แล้ว

    Look at the son, maybe treated like a dividend too

  • @John_Smith_86
    @John_Smith_86 ปีที่แล้ว +2

    This guy seems quite dubious. I retired last year @ age 36, and have just over a million in my portfolio. But I would never agree to appear on TV like this fellow. And his 6% dividend yield is extremely high, when you consider that STI has a dividend yield of 3+%

    • @DuskDawnVGC
      @DuskDawnVGC 5 หลายเดือนก่อน

      Simple answer: his ports are bigger than yours

    • @John_Smith_86
      @John_Smith_86 5 หลายเดือนก่อน

      @@DuskDawnVGC Which makes him an even bigger target

  • @tvb4227
    @tvb4227 5 วันที่ผ่านมา

    It was all sound good until a clown who you so called 'financial advisor' saying dividend stock are risky

  • @wizaaeed
    @wizaaeed 5 หลายเดือนก่อน

    120k for 2 mil in stocks? Wtf is this bs 😂😂 go to bed

  • @cac1504
    @cac1504 ปีที่แล้ว

    Don't be greedy

  • @MasterLeong888
    @MasterLeong888 ปีที่แล้ว +2

    SGX is dinosaur market kekekeke

    • @NYC1
      @NYC1 ปีที่แล้ว

      And what did you get from your modern Alibaba shares?

  • @PAPpeopledumb
    @PAPpeopledumb ปีที่แล้ว

    After 50 years of rule - uninterrupted - the PAP has failed to develop sustainable (population growth, education and economic development) policies that will enable locals to drive our economy, that is, creating jobs and attracting investments, with foreigners playing a complementary role. Instead, the situation has been turned on it head. Foreigners are now the main force behind our economy and Singaporeans are playing the supporting role. Lees’ words, not mine. Dr Chee Soon Juan

    • @kennethlim886
      @kennethlim886 ปีที่แล้ว +3

      After 30 years of trying to get into parliament and having a good hand when he started politics with more than 2 MP from SDP. He nor his party have manage to win any election and doesn’t seem to be coming close to winning any. My words and CSJ political track record to date.

  • @DonYang73
    @DonYang73 ปีที่แล้ว

    There are profit making decent companies, eg. ST Eng, which can pay out from profits, not Hyflux 😂🤣😂….. dont be tricked, many people were….😅😅😎

  • @NicholasBall130
    @NicholasBall130 4 หลายเดือนก่อน +323

    So far I'm doing good, approaching retirement with about 800k in savings. Transitioning from building wealth to spending can be scary, especially with soaring inflation. My question is, after maxing out my tax-advantaged retirement accounts, what next?

    • @cowell621
      @cowell621 4 หลายเดือนก่อน +3

      in my opinion, some financial situations can be handled on your own if you research enough, while others are best navigated in consultation with a financial advisor

    • @StocksWolf752
      @StocksWolf752 4 หลายเดือนก่อน +1

      Agreed, the role of advisors an only be overlooked but not denied. I was shocked that I made more money with investing than hard work, not even my CEO income. Earning ''return on investment'' fetched me millions within a space of 5 yrs.(But I still enjoy working)

    • @LiaStrings
      @LiaStrings 4 หลายเดือนก่อน

      Could you possibly recommend a CFA you've consulted with?

    • @StocksWolf752
      @StocksWolf752 4 หลายเดือนก่อน +1

      Her name is Sonya Lee Mitchell can't divulge much. Most likely, the internet should have her basic info, you can research if you like.

    • @crystalcassandra5597
      @crystalcassandra5597 4 หลายเดือนก่อน

      I just curiously searched her up, and I have sent her an email. I hope she gets back to me soon. Thank you