I splurged on the weekend because I'm human

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  • เผยแพร่เมื่อ 17 มิ.ย. 2024
  • Tena koe e hoa. You're welcome here!
    Your support matters - I hope you'll stick around and subscribe, like, make a comment; or share with others. It really helps to get this kaupapa out there on the 'tube (and it's totally free!).
    Where'd I get that?
    Vintage Dog scratch off ‪@EllieOnEarth‬
    Trackers, Mini Book of Savings Challenges and clear Celebrations Budget Binder: www.buymeacoffee.com/notchka2...
    Madeline Budgets ‪@MadelineBudgets‬ (Christmas and Birthday challenges in the celebrations binder)
    FREEBIES, DOWNLOADS AND MEMBERSHIPS -
    I deeply appreciate everyone who found it in their budget to support my small business, kia ora! All my stuffs and membership for loads of freebies can be accessed here:
    www.buymeacoffee.com/notchka2
    ++++++++++++++++++++++++++++++++++++++++++
    WHAT IS CASH STUFFING ANYWAY?
    In a nutshell #cashstuffing is a form of #budgeting where you pay for everything in cash - no swiping, no consumer debt. It's a flexible system - you decide which parts of your budget you want to use cash.
    I still pay my fixed expenses on automatic payment, it's cheaper and easier for me. I do take out and use cash each week for everything else. This has allowed me to challenge myself to have money left over at the end of every week that I can put towards saving. I have a small set of goals I'm working toward, that will give me a sense of peace and abundance. It's not easy on a low income, but it is so worth it!
    I am not a professional registered to give financial advice - this is just a real and raw look at how I budget my money, I'm sharing it because talking about money, especially when you don't have a lot can be whakamā (embarrassing) even in families. Please seek your own advice to fit your situation.

ความคิดเห็น • 16

  • @michelemcgill1720
    @michelemcgill1720 19 วันที่ผ่านมา

    Good for you for splurging at the craft fair. I'm into paper crafting and that's why I haven't retired. I need to fund my craft habit. Great stuffing as always.

    • @TheJoyNinjaNZ
      @TheJoyNinjaNZ  19 วันที่ผ่านมา

      I hear you - I do a bit of Junk Journal making, I have wondered about doing a craft market to try and sell off some of my creations to fund the fun :)

  • @petticoatbandit
    @petticoatbandit 18 วันที่ผ่านมา

    Love your new Book Cupboard... it is absolutely stunning! Hope you get your meds back ASAP!

    • @TheJoyNinjaNZ
      @TheJoyNinjaNZ  18 วันที่ผ่านมา

      I know right? I'm so proud of my friend, she is doing some amazing 'furniture flips' - I'm trying to talk her into starting a side hustle she is so talented. I still haven't got the special meds I'm paying for - geez! I can't seem to get anything for love nor money. Sigh....ahh well

  • @Hotmessbudgets
    @Hotmessbudgets 17 วันที่ผ่านมา

    That is Nice cupboard. It’s ok to splurge every once in a while. 😊❤️‍🔥

  • @bihter3201
    @bihter3201 19 วันที่ผ่านมา

    I liked the new setting it’s cosy

    • @TheJoyNinjaNZ
      @TheJoyNinjaNZ  18 วันที่ผ่านมา +1

      Just right for winter, this setup might stay for a while - especially if I can figure out how to back the camera out a little XD

  • @natalie7049
    @natalie7049 19 วันที่ผ่านมา +1

    Its fun having a change of location 😀And that is beautiful wool!!
    Your Christmas savings are looking great ... I'm nervous how far behind I am, but got to trust the process and remember I can sav more once I've cleared the last of my Credit Card debt. Only $250 to go!

    • @TheJoyNinjaNZ
      @TheJoyNinjaNZ  19 วันที่ผ่านมา +1

      Yay! Only $250 - the end is near!!!!! For sure you'll feel amazing having some of your budget freed up from debt repayments to dedicate to Christmas.

  • @bihter3201
    @bihter3201 19 วันที่ผ่านมา

    Your videos makes me feel like i can do anything

    • @TheJoyNinjaNZ
      @TheJoyNinjaNZ  18 วันที่ผ่านมา +1

      Oh - but you can! 💜 seriously - its the nicest comment to me, that I can make videos that are useful in some way

  • @b.onabudget8405
    @b.onabudget8405 17 วันที่ผ่านมา

    The new cupboard is very nice ❤

  • @chehancock4485
    @chehancock4485 19 วันที่ผ่านมา

    Sorry to hear about the medication fiasco! I swapped to better medication that was non funded - so expensive!!! Hope they get your original meds back in asap!

    • @TheJoyNinjaNZ
      @TheJoyNinjaNZ  19 วันที่ผ่านมา

      I must admit I was pretty frustrated about it, but deep breath - health is wealth. It helps to know I'm not the only one who has to make these tough choices.