Weekly budget in Envelopes and chat about that juicy Tax Cut

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  • เผยแพร่เมื่อ 5 ต.ค. 2024
  • Tena koe e hoa. You're welcome here!
    Your support matters - I hope you'll stick around and subscribe, like, make a comment; or share with others. It really helps to get this kaupapa out there on the 'tube (and it's totally free!).
    Where'd I get that?
    Year of the Dragon scratch off ‪@EllieOnEarth‬
    Trackers, Mini Book of Savings Challenges and clear Celebrations Budget Binder: www.buymeacoff...
    Madeline Budgets ‪@MadelineBudgets‬ (Christmas and Birthday challenges in the celebrations binder)
    FREEBIES, DOWNLOADS AND MEMBERSHIPS -
    I deeply appreciate everyone who found it in their budget to support my small business, kia ora! All my stuffs and membership for loads of freebies can be accessed here:
    www.buymeacoff...
    ++++++++++++++++++++++++++++++++++++++++++
    WHAT IS CASH STUFFING ANYWAY?
    In a nutshell #cashstuffing is a form of #budgeting where you pay for everything in cash - no swiping, no consumer debt. It's a flexible system - you decide which parts of your budget you want to use cash.
    I still pay my fixed expenses on automatic payment, it's cheaper and easier for me. I do take out and use cash each week for everything else. This has allowed me to challenge myself to have money left over at the end of every week that I can put towards saving. I have a small set of goals I'm working toward, that will give me a sense of peace and abundance. It's not easy on a low income, but it is so worth it!
    I am not a professional registered to give financial advice - this is just a real and raw look at how I budget my money, I'm sharing it because talking about money, especially when you don't have a lot can be whakamā (embarrassing) even in families. Please seek your own advice to fit your situation.

ความคิดเห็น • 13

  • @tammybowen5307
    @tammybowen5307 4 หลายเดือนก่อน

    ❤❤❤❤❤

  • @b.onabudget8405
    @b.onabudget8405 4 หลายเดือนก่อน

    Gardening sounds lovely. I spent most of the long weekend cleaning and helping both kids with science fair projects 🙄 but I still enjoyed the extra day off. Good on Squirrel! I’m also dreaming of holidays in sunny locations 😂

    • @TheJoyNinjaNZ
      @TheJoyNinjaNZ  4 หลายเดือนก่อน +1

      I ignored the cleaning 😝

  • @etta0840
    @etta0840 3 หลายเดือนก่อน

    I had a few bits scraped off my face and body recently. The Surgeon warned me that those places will now be like magnets for the sun's UV rays and that I shouls always cover it with zinc!😊 My husband and I have just decided to do a 1000km walk on the Camino De Santiago next April and I am pulling out all the stops to save for this trip! Thank goodness for your channel that always motivates me! Good on Squirrel for planning his 40km!

    • @TheJoyNinjaNZ
      @TheJoyNinjaNZ  3 หลายเดือนก่อน

      Ahhh - that's good to know. I grew up in the 80's and had lilac coloured zinc - - it was a trend to have coloured stuff. I remember paint hearts and stuff to get 'suntan tattoos' bahaha. Gosh - go you. I've heard of that walk - where are you starting from in France? What an amazing experience it will be!

  • @petticoatbandit
    @petticoatbandit 4 หลายเดือนก่อน

    I love your consistency - we're so lucky to have you! Happy to donate a little to Squirel's 40-Hour Challenge if you have a donate link or through Paypal?

    • @TheJoyNinjaNZ
      @TheJoyNinjaNZ  3 หลายเดือนก่อน +1

      That is so kind, I'm thinking about how I can do that and protect his privacy online. Standby x

  • @michelemcgill1720
    @michelemcgill1720 4 หลายเดือนก่อน

    Great vlog as always. I hope you put that $2 to good use 🙄.

    • @TheJoyNinjaNZ
      @TheJoyNinjaNZ  4 หลายเดือนก่อน

      🤭 it’s kind of wild eh?

  • @nettielange3276
    @nettielange3276 4 หลายเดือนก่อน

    I tried to work out mine. need to think how best to use it

    • @TheJoyNinjaNZ
      @TheJoyNinjaNZ  4 หลายเดือนก่อน

      Go for it! It could be a great opportunity to save a little extra without missing it.

  • @cashNcoffee-budgets
    @cashNcoffee-budgets 4 หลายเดือนก่อน +2

    I can understand your mum not liking the dentist 🦷 I hate the sound of that drill and the smell no thanks 🙂‍↔️

    • @TheJoyNinjaNZ
      @TheJoyNinjaNZ  4 หลายเดือนก่อน

      Yea, it went well - just a chat this time to work out a treatment plan. Back in a month for phase 1