Just started filling you and my savings journey! I’m obsessed with saving now haha can’t wait to show my husband all I’ve been able to save when he gets back from deployment
I love how you explained your Gifting envelope! I wish I would've heard those words when I was in my late teens/early 20's! The high expectations we put on ourselves and others to provide gifts when we sometimes can't afford it is painful, mentally and financially.
I agree. I used to be the same way. But Setting boundaries is a must. If I can’t afford it, then I just can’t afford it. I refuse to swipe a card and put myself in debt so that I don’t hurt someone else’s feelings. And if that person can’t understand that I’m not in the position to be gifting then that’s not somebody I need in my circle anyway. 😉
Most that I've seen do this are 1 month ahead already. So the money for that month's bill is already in their account and they are pulling and saving for the next month. I kept my money in my bills checking account until I become ahead and then I started to pull and stuff to become 2 months ahead. Mt goal is atleast 3 plus months ahead but 3 at a minimum
Just separated my categories into priorities and it took so much pressure off knowing I could *not* stuff categories if needed! Thank you for the breakdown!
I also had never heard anyone break them by priority! That was a new one on me. I currently only have 2 binders and one I keep with me in my purse and the other one I keep at home. The purse one has the expenses I know I'll be needing to access in the next 1-2 weeks. I hate carrying around extra stuff.
I am glad that you explained your budgeting and cash stuffing. I am the same way with my main bills. Most are auto drafted, so no need to take out the cash just to put back. Cash stuffing my other expenses has helped so much keeping me on my budget and saving goals. Thanks for sharing.
The only way I can properly secure their future is by getting out of debt. We would like to become homeowners as well and as far as I’m concerned that’s a major contribution to securing my children’s future as well. After my husband and I pass we would obviously leave the house to our kids and in turn they’ll be able to sell it. So I view that as a savings fund for my children as well. 😉
Beautiful videos says I love how you explain that everybody's budget is specific to their own individualistic situation. I think it's very important that people stress that in this community because too many people look at what we do and try to implicate it forbatim and it won't work out that way. Love the video sis and I loved getting a sneak peek of all of your binders
I just started the budget binders this week and I am super excited to get more disciplined with my spending. Your binders are so cute and your nails are fire! New subbie! To anyone reading, you are valued and loved. 💕
I subscribed when I saw you had a small envelope so you can give people you meet on the street who need a little help. I haven't seen anyone else consider that element.
Hey new subscriber as of this video. I was so happy to see this. I had such a hard time finding a video to show me basics and what envelopes to start. I just guessed on my own but I appreciate what you said about the spending limit. I've had a hard time saving. I'll not spend on myself for a long time but I go out once and spend too much. What you said really sat with me and I appreciate the advice
Daisy! As always, Great video! 🥰💕 I love how you are firm with your concept of gifting. I often feel so pressured to give even if it means effecting my debt a little. I love how you are firm with that category.
Absolutely. It’s important for me that our family is financially stable. Although I feel that gifting is very important financial stability definitely trumps that. 😘
New to your videos I’m trying to watch different cash stuffing videos for tips and strategies that may work for me. Everyone’s money is different. I was saving at first and shortening on my bills so I had to step back and rearrange so I can find what works and keep it that way. Also love the binders
Yes everybody’s budgeting dirty is different a unique. I’m sure with time you will come up with a formula that works well for you. Wishing you tons of luck on your budgeting journey 💕
Thank you for taking the time to tell us how your binders are set up. I watch a lot of TH-camrs and everyone does it differently but that's okay because everyone is different. I'm just starting out my journey and only have 1 binder right now and I'm trying to figure out how to set it up. Right now I'm saving ones tens and twenty's in my envelopes till I get my self together. Once again thank you for taking the time. Have a great Saturday.
Thank you for sharing! We are jumping back into our new budget with some hope and order, your videos are a great example. I look forward to seeing more content, very glad TH-cam recommended your channel!
I so agree with you about the insanity of pulling bill money out of the bank. I’m grateful for my ability not spend bill money. I also don’t pull out my sinking funds either. They are transferred from checking account to online savings accounts.
Hi Daisy this is so inspiring Im starting out with my 150 evenlope challenge and budget binder tomorrow! I want to be debt free too. I have a huge spending addiction and now looking back on how much coffee I buy, or do impulse shopping I feel guilty and want to do better but don't know how... so im so happy god sent me this video cos I been praying for an answer.
And I know that it can be hard. But sometimes it’s even harder to stay the same. You got this. Consistency is key and the more you do it the more it becomes second nature. This process can really change your money mindset. Wishing you tons of success. 🫶🏼
Thanks for a great video, I really enjoyed watching. I also use my car maintenance in the same way as you, it covers everything except Gas/Petrol. However I call my envelope for this category car expenses. Im only new to budgeting this way and I love seeing how everyone does their budgeting and categories. Cheers
I have two binders - one that I leave at home for bigger bills like my car payment or rent that I don’t need to carry around w me and the other for things like gas, groceries, etc that I would use my card for while I’m out
This was helpful, I’ve been binge watching your channel today after coming across it this morning. Hopefully I can start doing this next pay. I only get paid once per month so hoping I’ll be able to do it and stay OUT of those envelopes xx
Thank you for posting! I just recently got all my products to start budgeting and it’s very stressful trying to figure everything out, but this definitely helped me figure out how im going to set my binders up now☺️
I love your channel ! I’m binge watching your videos ! I want to start a budgeting channel because I’m about to start over and I want to record the journey to hold myself accountable but I’m nervous and don’t know where to start
Just start. When I started my journey, I was nervous as well. Especially documenting it for the world to see. But with time it becomes second nature. You build relationships with people and there is so much support in this community. I absolutely love all of my budget babes. Wishing you tons of success on your journey. 💕
This video was awesome. I wish I had found this type of video when I was just starting out. The first time I started the cash stuffing system I 'failed'. I was stuffing to much so stretching us too thin and then I was having to pull out money from other envelopes. When i came back to it I picked what was a priority to me and started those. I had 4 envelopes and they were emergency, one each for my kids and a deposit for our own home. My systems is so much more now but just that simple start made a huge difference.
I totally agree. A simplified budget is imperative when you’re starting on this journey. Once you have a method that works for you then you can implement more overtime. I’m glad you found a system that works for you.
Thank you very much for this video and sharing your journey. I’m trying to get a savings going and well budget my money better. This has been a great place to start. Continued success.
Hi there! Brand new to all this and about damn time as I’m no spring chicken. This was awesome and I’ll have to watch some of your cash stuffing next. Do you make your envelopes?
I do. I have an Instagram you can order from. In my bio I have a highlight titled instashop, there you’ll be able to see everything I offer. You can direct message me to place an order. 😉 I started this journey later on in life as well. Better late than never 💕
Daisy….Thank you for doing this video. I was trying to figure out how to organize my envelopes in my 4 binders which was driving me crazy. You are a life saver.
Thank you for sharing this information it has helped me to organize my binders. I would also like to know where you got your pink LV binder from, if you don't mind me asking it is gorgeous.
How long have you been doing this style of budgeting? As I watched you explain, my takeaway is having funds set aside for specific categories, so I never have to panic if an emergency arises. Like if I suddenly need a set of tires.. I won't have to stress finding 💰 b/c I've been "stuffing" money specifically for car needs already. Thank you for taking the time to break it down. I may have to start slow, b/c I have some serious debt to get out from under, but I'm willing to try this.
I have been budgeting this way for A couple years now. All while working myself out of debt as well. You don’t have to stuff large amounts into your categories. Five bucks here, 10 bucks there, it builds up overtime. That way you can still focus on paying down your debt. Definitely start slow. An emergency fund is of upmost importance so I definitely recommend that you implement that into your budgeting. Wishing you tons of success with your financial journey.
i love the envelopes you have in the pink LV binder! where can i find those? 😩 i hate half the envelopes i find & these would be absolutely perfect for me!!
I make them. You can go to my Instagram and in my bio I have a highlight titled instashop. There you will be able to see all of the envelopes I have available for purchase. My Instagram is always linked in my description 😉
Thanks so much for this video! Ive only been cash stuffing for a few months, so having you explaining everything definitely made it easier for me to organise my binders. 💗
Hello thankyou for sharing. I use my emergency money for transport costs and accommodation costs and food costs if I have to drop everything and run to the hospital for a family member emergency In Australia that means about $3000. My 12 months of expenses saved in case income stops and I need time to find a new job is kept seperate from everything else. I keep the two seperate.🤗👋😊
Thanks for your explanation of the budgeting, very helpful! If I may ask, where did you get your LV binders as well as the envelopes (binders & your wallet)🙏🏽❤️🔥🙌🏽🥰💝
Just started filling you and my savings journey! I’m obsessed with saving now haha can’t wait to show my husband all I’ve been able to save when he gets back from deployment
ALSO.. will the pink wallets be back on your Etsy April 1st? I need to budget for it 🤣
That’s awesome. Wishing you tons of success on your journey 😘
My husband is leaving soon and I’m obsessed with savings so I’ll will surprise him when he comes back!
Thank You to you and him for your service.
How did he react?
I love how you explained your Gifting envelope! I wish I would've heard those words when I was in my late teens/early 20's! The high expectations we put on ourselves and others to provide gifts when we sometimes can't afford it is painful, mentally and financially.
I agree. I used to be the same way. But Setting boundaries is a must. If I can’t afford it, then I just can’t afford it. I refuse to swipe a card and put myself in debt so that I don’t hurt someone else’s feelings. And if that person can’t understand that I’m not in the position to be gifting then that’s not somebody I need in my circle anyway. 😉
This makes so much sense. I never understood why people take out money for Bill's just to put the money back into the bank. This makes perfect sense.
Most that I've seen do this are 1 month ahead already. So the money for that month's bill is already in their account and they are pulling and saving for the next month. I kept my money in my bills checking account until I become ahead and then I started to pull and stuff to become 2 months ahead. Mt goal is atleast 3 plus months ahead but 3 at a minimum
Just separated my categories into priorities and it took so much pressure off knowing I could *not* stuff categories if needed! Thank you for the breakdown!
I’m so glad you found it helpful 😘💕
I also had never heard anyone break them by priority! That was a new one on me. I currently only have 2 binders and one I keep with me in my purse and the other one I keep at home. The purse one has the expenses I know I'll be needing to access in the next 1-2 weeks. I hate carrying around extra stuff.
I am glad that you explained your budgeting and cash stuffing. I am the same way with my main bills. Most are auto drafted, so no need to take out the cash just to put back. Cash stuffing my other expenses has helped so much keeping me on my budget and saving goals. Thanks for sharing.
Totally agree. Thanks for watching 😘💕
I’m so glad you are aware that the emergency fund IS the 3-6 months of expenses. There are so many who think they are two separate things.
Extremely happy you went back and broke down your budget I haven't been able to find your order con e t
Girl you are so smart about getting out of debt instead of having thousands of dollars in savings for kids whilst deeply in debt.
The only way I can properly secure their future is by getting out of debt. We would like to become homeowners as well and as far as I’m concerned that’s a major contribution to securing my children’s future as well. After my husband and I pass we would obviously leave the house to our kids and in turn they’ll be able to sell it. So I view that as a savings fund for my children as well. 😉
Beautiful videos says I love how you explain that everybody's budget is specific to their own individualistic situation. I think it's very important that people stress that in this community because too many people look at what we do and try to implicate it forbatim and it won't work out that way. Love the video sis and I loved getting a sneak peek of all of your binders
This is my favorite video on your channel. It’s so helpful for someone like myself who is new at this.
About to start this budget journey... I loved how you breakdown the binders.
Wishing you tons of success on your budgeting journey 💕
Just discovered you and you are the first and only person who has made me want to budget like this! Great ideas-thanks so much!
Well I’m glad you found some inspiration. 😘💕
I just started the budget binders this week and I am super excited to get more disciplined with my spending. Your binders are so cute and your nails are fire! New subbie! To anyone reading, you are valued and loved. 💕
Welcome to the fam 🥰
I love how well you broke down your categories. Very simplified ❤️
I agree. Easy for me to understand
Thank you so much for breaking things down for a newbie like me. This made it all make so much more sense on how I want and need to organize things!
I subscribed when I saw you had a small envelope so you can give people you meet on the street who need a little help. I haven't seen anyone else consider that element.
A person who gives freely and joyfully will want for nothing 🙌🏼😘
Hey new subscriber as of this video. I was so happy to see this. I had such a hard time finding a video to show me basics and what envelopes to start. I just guessed on my own but I appreciate what you said about the spending limit. I've had a hard time saving. I'll not spend on myself for a long time but I go out once and spend too much. What you said really sat with me and I appreciate the advice
I’m so glad you were able to find it helpful 😘💕
Love seeing the binders! Thanks for explaining it, also the binders and envelopes are so freaking cute 💕
Thanks sis 😘
So nice to see what's in all of your binders!! Great video Daisy!
Daisy! As always, Great video! 🥰💕 I love how you are firm with your concept of gifting. I often feel so pressured to give even if it means effecting my debt a little. I love how you are firm with that category.
Absolutely. It’s important for me that our family is financially stable. Although I feel that gifting is very important financial stability definitely trumps that. 😘
New to your videos I’m trying to watch different cash stuffing videos for tips and strategies that may work for me. Everyone’s money is different. I was saving at first and shortening on my bills so I had to step back and rearrange so I can find what works and keep it that way. Also love the binders
Yes everybody’s budgeting dirty is different a unique. I’m sure with time you will come up with a formula that works well for you. Wishing you tons of luck on your budgeting journey 💕
Thank you for taking the time to tell us how your binders are set up. I watch a lot of TH-camrs and everyone does it differently but that's okay because everyone is different. I'm just starting out my journey and only have 1 binder right now and I'm trying to figure out how to set it up. Right now I'm saving ones tens and twenty's in my envelopes till I get my self together. Once again thank you for taking the time. Have a great Saturday.
As long as you found the system that works for you that should be all that matters 😉
Love your spring time nails 💅🏻 and the whole LV theme for your binders is on point 🌸 love the support a friend category!
Thank you 😘💕
Really enjoyed the breakdown and it gave me a lot of new ideas for categories of my own that I hadn’t considered !
I’m glad you were able to find it helpful 😘
Thank you for sharing! I love how you have your binders organized 💕
First time seeing your video and I just love the way you explained it. Thank you for sharing your ideas. Stay blessed! ☺️
I’m glad you found it informative 😘💕
Love how you have your binders organized. Thank you for sharing!
love this video. So helpful for people who are starting or don’t know where to start! 💕💕
👏🏼 sounds like doing well on your debt journey. I’m debt free and I have 6 months emergency funds. I’m working on paying the mortgage.
That’s awesome. Congratulations 👏🏼
Thank you for sharing! We are jumping back into our new budget with some hope and order, your videos are a great example. I look forward to seeing more content, very glad TH-cam recommended your channel!
I’m so glad you’re taking control of your budget. You’re gonna do great. You got this. Thank you so much 💕
Hey Sis!! Love how detailed your explanation of your binders/budget is!! I agree everyone’s budget is different! Great video! 🥰🌺🤙🏼💜✨
Thank you so much sis 💕
I really appreciate this video. I’ve slowly started my journey in 2018 and I fell off for a while. Now I’m back on it❤️
Im star on November and im so proud of myself im my way of debt free😜
@@spanglish_budget3565 ❤️
That happens. I have fallen off myself but what’s important is that you pick yourself back up and go back to work 💪🏼💕
@@DaisyBudgets very true
I so agree with you about the insanity of pulling bill money out of the bank. I’m grateful for my ability not spend bill money. I also don’t pull out my sinking funds either. They are transferred from checking account to online savings accounts.
I've been binge watching your videos today! I just discovered you. Thanks for the great info! 🐈⬛🧡
I’m glad you found it helpful 💕
Great video Daisy. Thank you for taking the time to go through your wallets and categories.
I love how you explained your wallet categories.
Thank you 💕
I love this, it was nice to see all your envelopes 😊
Loved the video, per usual! It was very informative as to why you chose the categories that you did.
I need a second binder. One to carry around as my day to day spending and one to leave home
I love how you explained everything! Awesome video! ☺🌸❤
Watching ur older videos. Great job explaining
Huge help for us beginners. Thank you!!
Glad you found it helpful 😘💕
Hi Daisy this is so inspiring Im starting out with my 150 evenlope challenge and budget binder tomorrow! I want to be debt free too. I have a huge spending addiction and now looking back on how much coffee I buy, or do impulse shopping I feel guilty and want to do better but don't know how... so im so happy god sent me this video cos I been praying for an answer.
And I know that it can be hard. But sometimes it’s even harder to stay the same. You got this. Consistency is key and the more you do it the more it becomes second nature. This process can really change your money mindset. Wishing you tons of success. 🫶🏼
@@DaisyBudgets Hi Daisy!! thank you for replying! I will do my best!
Just literally found you and I am super happy for all your info. I needed to do this. 😊 thanK you
Thanks for the breakdown! I think I’m will also do 3 binders for my main stuff.
Thanks for a great video, I really enjoyed watching. I also use my car maintenance in the same way as you, it covers everything except Gas/Petrol.
However I call my envelope for this category car expenses. Im only new to budgeting this way and I love seeing how everyone does their budgeting and categories. Cheers
I love your aesthetics!! Can you list your pink LV wallet and lip envelopes? They’re soooo gorgeous!
The binder is from the beenrad shop. I made the envelopes, but I no longer make them for purchase.
Oh, definitely gotta add date night to my little budget! Nice video 😊
16:59 looooove the planning to support your friend
I have two binders - one that I leave at home for bigger bills like my car payment or rent that I don’t need to carry around w me and the other for things like gas, groceries, etc that I would use my card for while I’m out
This was helpful, I’ve been binge watching your channel today after coming across it this morning. Hopefully I can start doing this next pay. I only get paid once per month so hoping I’ll be able to do it and stay OUT of those envelopes xx
Thank you much for explaining all that like that put so many things in the right place
I just ordered the brown and black budget binder.. can’t wait to start!
Love how you broke down your binders! It’s so interesting to me to see how others organize and prioritize 💕🤗
Glad you enjoyed it 💕
Thank you I’m new to this and it was helpful because now I have ideas on what categories I would need to start. 😊
Glad it was helpful! 💕
This was a great overview! Thank you for sharing!
I'm very very new here. And a first time mom. Been thinking about doing budgeting binding. Just need to find out where to start.
Check out any of my budget with me videos so you can get an idea on how I breakdown my paychecks. 😘
Love the nails and thanks for the info on how to get started was very helpfull..
So happy you found it helpful 😘
Heyy I am new to watching your vids and they kinda calm me down and are really interesting keep going❤
Glad you like them! 💕
Very good video… thanks for sharing your binder envelopes…
I stumbled over your video and just love that is other ways to budget in a creative way. Thank you for sharing.
Thanks for watching 🥰
Thank you for posting! I just recently got all my products to start budgeting and it’s very stressful trying to figure everything out, but this definitely helped me figure out how im going to set my binders up now☺️
So glad you found it helpful 😘
Love all your binders!
Great video! Very helpful for new budgeters.
Thanks babe. Glad you found it helpful 😘💕
Awesome video and very helpful for 26:41 people like me that just started this amazing journey!!!!
Thank you ☺️
Blessings 🙌🏼
Glad it was helpful! 😘
GM thanks for sharing really helping me stay encouraged 😊
That’s awesome. 💕💕
I love your channel ! I’m binge watching your videos ! I want to start a budgeting channel because I’m about to start over and I want to record the journey to hold myself accountable but I’m nervous and don’t know where to start
Just start. When I started my journey, I was nervous as well. Especially documenting it for the world to see. But with time it becomes second nature. You build relationships with people and there is so much support in this community. I absolutely love all of my budget babes. Wishing you tons of success on your journey. 💕
Awesome explanation!! Love your videos💕
I am a new subscriber. I like the way you break down the different categories.
Thanks babe. Welcome to the Fam 🥰
This video was awesome. I wish I had found this type of video when I was just starting out. The first time I started the cash stuffing system I 'failed'. I was stuffing to much so stretching us too thin and then I was having to pull out money from other envelopes. When i came back to it I picked what was a priority to me and started those. I had 4 envelopes and they were emergency, one each for my kids and a deposit for our own home. My systems is so much more now but just that simple start made a huge difference.
I totally agree. A simplified budget is imperative when you’re starting on this journey. Once you have a method that works for you then you can implement more overtime. I’m glad you found a system that works for you.
Thank you very much for this video and sharing your journey. I’m trying to get a savings going and well budget my money better. This has been a great place to start. Continued success.
So glad you found it helpful Kelly. Wishing you tons of success on your budgeting journey. 💕
Hi there! Brand new to all this and about damn time as I’m no spring chicken. This was awesome and I’ll have to watch some of your cash stuffing next. Do you make your envelopes?
I do. I have an Instagram you can order from. In my bio I have a highlight titled instashop, there you’ll be able to see everything I offer. You can direct message me to place an order. 😉
I started this journey later on in life as well. Better late than never 💕
This was a very good video!! I love how people have different ways to budget but at least we are budgeting!! 💚😊
Happy you enjoyed it 💕
Daisy….Thank you for doing this video. I was trying to figure out how to organize my envelopes in my 4 binders which was driving me crazy. You are a life saver.
So glad you found it helpful 😘
Hope you are having a wonderful day.
Thank you for sharing this information it has helped me to organize my binders. I would also like to know where you got your pink LV binder from, if you don't mind me asking it is gorgeous.
All of my LV biters are from the beenrad shop 😉
Thank you 😊
I love how you setup your binders it’s so helpful thank you 😊
Glad you found it helpful 😘
So far I have 1500 in my Ersavings/bill savings last year I had $200!!
That’s awesome girl. Keep at it sis 💪🏼😘
The best understandable vedio on budget wallets thank you
Thank you! That was very helpful 🤗
Very helpful to get me started. Thank you 🦄
Hey Daisy!!! Here early this beautiful Saturday morning!!
This idea 💡 is really really the key of secure future
This video was so good…I got great ideas from this……
How long have you been doing this style of budgeting? As I watched you explain, my takeaway is having funds set aside for specific categories, so I never have to panic if an emergency arises. Like if I suddenly need a set of tires.. I won't have to stress finding 💰 b/c I've been "stuffing" money specifically for car needs already. Thank you for taking the time to break it down. I may have to start slow, b/c I have some serious debt to get out from under, but I'm willing to try this.
I have been budgeting this way for A couple years now. All while working myself out of debt as well. You don’t have to stuff large amounts into your categories. Five bucks here, 10 bucks there, it builds up overtime. That way you can still focus on paying down your debt. Definitely start slow. An emergency fund is of upmost importance so I definitely recommend that you implement that into your budgeting. Wishing you tons of success with your financial journey.
Thanks for explaining the way to budget
i love the envelopes you have in the pink LV binder! where can i find those? 😩 i hate half the envelopes i find & these would be absolutely perfect for me!!
I make them. You can go to my Instagram and in my bio I have a highlight titled instashop. There you will be able to see all of the envelopes I have available for purchase. My Instagram is always linked in my description 😉
This is the best break down I seen very awesome
I’ve been waiting for this! Thank you 🙋🏻♀️🥰😍
Great 👍 video.
Love this video. Thank you for the info. I was so confused. I am looking for a wallet like your pink one 😮
Was looking around on my phone and came across you video think I might stay around a bit.
Nice to hear it babe. Welcome to the fam 😉
Great video Daisy💕
I like the Pink envelopes.
Thanks so much for this video! Ive only been cash stuffing for a few months, so having you explaining everything definitely made it easier for me to organise my binders. 💗
I’m glad you found this video helpful 😘
Hello thankyou for sharing. I use my emergency money for transport costs and accommodation costs and food costs if I have to drop everything and run to the hospital for a family member emergency In Australia that means about $3000. My 12 months of expenses saved in case income stops and I need time to find a new job is kept seperate from everything else. I keep the two seperate.🤗👋😊
Great video!!!!
Hi new here. Thank you so much I’m taking notes now
Thank really appreciated this and I now have a more better understanding and how to proceed with my binder
So glad you found it helpful 😘
Great video
Thanks for your explanation of the budgeting, very helpful! If I may ask, where did you get your LV binders as well as the envelopes (binders & your wallet)🙏🏽❤️🔥🙌🏽🥰💝
The Envelopes I made myself, but I no longer make laminated envelopes for sale. The LV binders are from the beenrad shop.