ASMR ~ Budgeting / Money Management / Saving $$
ฝัง
- เผยแพร่เมื่อ 22 ส.ค. 2024
- Several people asked me to do a "money management / budgeting" video, so here we have it! I'll talk for just over an hour about several tips and tricks to help save money and pay down your debt. I'm no financial expert, and this isn't intended as any sort of "save your life" advice. Most of these are just things I've used in my own life, or they're things that other people that I know have used.
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You may have had not much money when you were younger but you have grown up to be a very beautiful woman with an beautiful heart with two amazing boys so it shows that having money is not everything the likelihood of us ever meeting is very low be after watching your videos for over a year I just had to say something
"my first wedding was $4000....all the other ones were way cheaper then that" HAHAHAHA mary you are the absolute best i cant deal
leesha666 I shoulda just done 'em all in bulk and saved 💲💲
SouthernASMR Sounds how many times we talking here Mary?
AHAHAHA yes
Ashley Baker hahaha yea her real name is Mary 😂😂😂
HAHAHA you must have watched one of her lynette roleplay videos and just associated that name with her hahaha understandable!
I feel like your channel has now become a mix of ASMR and then random vlogs and then just life advice, and I think it’s honestly amazing to see someone putting out videos that they want to produce. It’s very refreshing, although this video may not be the most relaxing it definitely does help with knowing how to handle money
It changes all the time. I really just do whatever I feel like doing on any given day. There's no schedule, and there are no rules. I answer to no one. I make stuff for everybody. This channel is like the super mega all-you-can-eat buffet of the ASMR world. We're quickly approaching 1,100 videos on my channel! :)
SouthernASMR Sounds ugh I love that! Keep it up Mary, thank you for always making sure we got an array of videos to watch
You really inspire me! Not to be creepy but, I look up to you. You are a good role model. Thank you for the awesome videos. You are my favorite asmr person.
K DOT You are so sweet! Thank you! ❤️❤️
This is so helpful, I’m only 19 but I have been $1,100 in debt just from simple things like makeup purchases and eating out at restaurants but now I’m debt free and plan to keep it that way.
Haida Cudemos That's amazing, you've done brilliantly :)
VelvetZelda Thank you! It was definitely hard to have to spend every paycheck on paying it off, but worth it now :)
Ever since I got a job when I was 17, I've paid for all of my own things. I bought my own car completely by myself, I've had 3 cars and I've paid for each of them by myself. I pay my own insurance, my own cell phone bill, etc. My mom stopped paying for my things as soon as I got my job and it really helped teach me to be responsible. Now, 7 years later, I have my own apartment and I pay for everything by myself and it's so liberating to be able to support myself. And I don't think I would be able to do that if my mom hadn't taught me early on how to responsibly handle my money
i’ve been working 3 jobs since i was 16 and i saved nothing from it because i like to shop and i’m learning the hard way. now that i have to pay student loans and everything from finishing college and i have racked up a little bit of credit card debt which i’m almost out of but this video gave me such good advice and i’m hoping to have all of this debt paid off within the next 2 years! Thank you Mary! also congratulations on being debt free that’s so exciting can’t wait for you to save up for those new windows 😁
Thank you Mary! People spend a lot of money for less info than you’re giving us! Listen up everyone! This is wonderful free financial advice!
Congrats on being debt free! We are working on becoming debt free. We follow Dave Ramsey's plan but these are all great tips. Great video Mary!
I agree with Dave on pretty much everything. He's awesome! Like him, I won't be buying a new car. I'm going to buy a good used one and let somebody else take the hit of depreciation on a new one. Normally, I buy cars and drive them until it becomes more expensive to keep them running than to make payments on another car. I've had four cars in my entire adult life. It would've only been three, but one was totaled in 2011 (totally the other guy's fault, BTW) and I then bought another used car to replace it. I do plan on buying another car soon because I want something a little bit bigger and with more legroom in the back. My boys are getting SOOO tall and long-legged that it's cramped back there. So I'll be buying a good used car (2-3 years old) and selling my current car outright (NO trade-in - they never give you anything for that!), and taking whatever I make on my current car and putting it toward whatever I buy.
This is a life saver. I have been really needing to crack down and budget. I just kept putting it off and didn't know where to start. Thank you so much!
You are so welcome! I know it's hard to start. Trust me, I've been there! Hang in there, work at it every day, and you'll see real progress soon!
SouthernASMR Sounds Thank you. I'm a single mother and it's a struggle to survive these days it seems like.
So cool! TY Mary 😊 it's like I've got someone to talk to who won't be judgey. 🤗
Rae Yeah, definitely not! No judgment here. I've been there and totally understand, trust me! ❤️❤️
SouthernASMR Sounds 🤗 I really appreciate that. Especially because I'm trying to break some bad financial habits that are definitely from how I grew up. I have a difficult time telling myself no because that was my childhood and now that I have more money it's like... I want to try and make up for then. You posted some tips I can try that will be a good starting point, thank you 😊
I love the streak of advice videos! Do you think you could do one on losing weight/living a healthy lifestyle? I know you have your own personal journey with this, and I’d love to hear about your experience.
I genuinely really enjoyed this. I wish this was taught in high school. I know these tips are mainly for adults with debts and need an out. But I am so excited to be applying some of these tips while I'm still in college to avoid alot of hardship down the road. Thank you!
When I was growing up my father always taught me to shop by unit price, as I've grown up I've taught my friends that as well, most of them never even knew! It was like a revelation for them. Such great advise Mary!❤️
I love reading everybody’s comments on how they overcame and continue to budget. It’s so motivating, thank you, all! Thanks, Mary for posting this video.
$24,000 for a wedding. 🤣🤣🤣 That's why I'm just going to sign papers at the courthouse.
Amen to that!
Heck yeah! A party's great, but i'd rather go on a badass honeymoon 😝😝
Congratulations on being debt free, so proud of you!! you're a very good role model for everyone to look up to ♥️
Connor S Thank you!
Hearing that it took two years to pay of your hospital bills after having your son makes me soooo grateful for the current health care of my country.
Tyler Denton where do ya live?
Same! That broke my heart.
Canada for the win.
Tyler Denton It's not that the bill was that big. I just didn't have any spare money for a long time. I worked with the hospital billing department and made very small payments. It took two years because I couldn't afford to pay much. My insurance covered almost all of the expense.
Could you do a time management video??? I love your advice videos! You’re so genuine and easy to relate to. Thanks for sharing your wisdom!
Hi! I'm new to your channel but I LOVE YOU! Believe me I have made up for lost time since I found you. I have a couple ideas. You could do a walk through of your nail polish. You could do soap peeling. You could do painting your nails. Flower arranging. A wedding planning role play. Just some thoughts. They may be dumb but I thought they may be fun and nice.
I think they’re lovely ideas :)
I think she's done the nail polish one
I'll definitely see what I can do! Thanks! :)
SouthernASMR Sounds omg you replied to me! Ah! That's awesome!
Yours is the only ASMR channel I watch, Mary. Thank you so much for your comforting words. You have such a peaceful, calming, positive presence. God bless!
I find it so incredibly interesting listening to how efficient you are. It is inspiring! I have borderlinepersonality disorder which makes me impulsive at times it is a huge trait. But you have genuinely made me keen to reign in my spending. I think you are a strong woman and a fab role model xxx
As someone who is about to graduate with MASSIVE student loan debt, this is perfect timing. I’m super nervous to have so much debt so early in my life, so learning to manage my money is going to be key for not giving myself a heart attack over finances!
I prayed and meditated about this very subject all weekend, and now you make this video. Coincidence, I think not. Thank you Mary!!!!
Thank you Mary, thank you so much.. I really needed this.. My family of 4 and I have to make it every month off of 1100$ a month so its very very discouraging when you have 100$ for food after rent, power, etc.
Daydreaming Whispers ASMR I know how you feel. It's so stressful, having to survive with really no financial cushion. 😔
Daydreaming Whispers ASMR wow...1100 a month... you support everyone..4 ppl? 1100 a month... Do you have a house.. an apartment!! WHAT am I doing wrong.. I really need to get my sh*t together
Daydreaming Whispers ASMR I'm in shock..
You posted this video just at the right time. I am young and god knows I need to find a way to save my money. This helped me set an order for myself. Motivation
It's usually morning here in Hungary when you upload so I use your videos as some sort of morning motivation. Thank you for all you do Mary!
You are so welcome! This one isn't regular ASMR for most people, but enough people tell me that they get ASMR just from listening to me talk that I still labeled it as such. :)
SouthernASMR Sounds It definetely gives me tingles so hard to listen to this in the morning without getting sleepy. It's really good ASMR. I just love to listen to your ideas and I really like the way you think. Can't wait till the evening to watch the whole video. 😄
I also watch you from Hungary and I listen to your videos at work and also before bed 😊 szia, Adelina!
Kata Balázs Szia Kata! De jó, hogy van mèg valaki Magyarországról. 😄
Your parents taught you so well about being thrifty and managing money. My mum was the same when I grew up. I feel really grateful for those lessons
Thank u so much for this video, I really appreciate every minute of it, I’m just 22 but I’m already struggling with money loans and college payments.
I really wanna get back to school and working is getting stressful, to go to bed and listen to you not only relaxes me, but I’m also learning my way back into a good financial state.
Currently me right now looking at my student loans, credit card debt and other bills!! Thank you Mary! I found writing down my bills each week has helped me stick to actually paying them. I myself can be a binge spender lol. God bless you and your family Mary have a wonderful night ❤️❤️❤️
I love Aldi and Lidl in that they make grocery shopping simple and inexpensive. As for coffee, I no longer enjoy the big chain coffee shop. In the nursing school I attend, we have faculty members who makes coffee throughout the day for anyone to have. The coffee is so-so, but since it is free it is good. Great video!
Was so excited to see this video come across today. We became debt free this month, yes, very liberating. But, I still love listening to all the ideas...I relate to you so much in so many ways. Thank you Mary, great advice!
I love listening to you. Although my mom's love will always be with me but she is physically no more to guide me. Listening yo you feels like a mother figure. I have got a lot in life and I am grateful for all that. Thankyou for making my life even better. Cheers😊
Thanks Mary ! 👏🏽😊 I canceled my TH-cam Red, Ipsy glam bag and extra tv services I did NOT need. My biggest challenge will be not eating out anymore, wish me luck :P (Also a good tip I’ve heard is if you can’t afford to buy it twice you can’t afford it!)
These are very helpful tips and I plan to start incorporating many of them in my own budget. Thank you!!
I love this Mary. I'm at a huge turning point in my life and I'm ready to crack down and start saving. Thank you so much for this video! You are such an amazing, wonderful, inspiring woman and mother!!
This should be the beginning of a series!!!!!! ❤️
I definitely learned a lot of new tips and tricks! I swear by Aldi and have started shopping there almost exclusively. We recently had a Lidl open up in Florence, SC. I was so excited but honestly when I went in there I wasn't too impressed. I think I'll be sticking with Aldi but you may enjoy the shopping experience!
Taylor P I've heard the same thing about Lidl. I still want to check it out, but from what I've heard, they're not really any better than Aldi.
SouthernASMR Sounds there are some prices that are cheaper than Aldi but for the most part the prices are either equal or more expansive. The best way I could describe the layout of Lidl is that it’s like a Sam’s Club. So they definitely carry a bit more than Aldi but I think I’ve gotten so used to the shopping experience at Aldi that I just was not prepared!
2022
thank you Mary, my husband and i are restarting with less debt and these ideas help so much
This is such a nice way to talk about something as stressful as money! Thank you Mary :)
Thank you for a helpful video Mary :) I'm going to attempt to make a budget now!
Awesome! :)
This was wonderful! You should be teaching those financial lessons and skills at middle schools and high schools. Life skills like these aren't really taught at school anymore and many parents don't have them either. I wish there was Goodwill here in Germany. We have very few thrift stores and their use is often limited to welfare recipients. Through a work project I visited many US Goodwill stores and I have to say that the quality varies a lot. There were many stores that looked like a JC Penneys, very orderly with clothes sorted by type, size and color, and only a few that looked like a sad dump.
I could listen to this advice forever.
Mary ! Tnx 4 sharing it with us! Everything you told os great because it shows that you did your own effort to build your life and your life experience was and still being the structure that made you a visible great and strong person !
With difficulties we learn and we build our own way to live, the way we will behave through life!
My parents work lot to gave us an essential and great life ! Nothing came for free to all of us, my parents started their lives with too much difficulty but always working, night, day, holidays, always working to make us persons with dignity and prepared for life!
My parents are my heroes ! I learned lot with them and great part what I conquered is am really thankful and grateful to both !
I can see that you are a strong woman because you faced difficulties but you never gave up, never came easy to you and everything you conquered were resulting from your own efforts !
Congrats ! You are really an inspiration!!! Brave woman ! 👏🏻👏🏻👏🏻👏🏻👏🏻👏🏻🙏🏻🙏🏻🙏🏻You are an example to be followed !
Thank you, this was amazing. Can you do one on how you manage your time, procrastination and coping as a single mother? That would be really useful.
Well done video. You have provided great advice and I am inspired and motivated!!!
You are AMAZING. And, believe it or not, you are helping the planet. :) I will do my best to do my bit. Thank you!
My wedding was under $5000 for the entire thing. I made the decorations and invitations, family prepped the food. Most of the money was on alcohol and the cake and i spulrged on the dress. (Alterations took up the most because im short and they charged by the inch)
The 5000 was spent over a year and a half and only came from what we saved for the wedding, never the savings never the credit card. It was a beautiful day and i walked away without owing a dime. Yes it could have been done alot cheaper but we budget for everything, and $5000 didn't seem so harsh in comparison to what some of my friends paid. We also got videos and amazing pictures.
24,000 on a wedding...I'd die.
Great video!!!
Thank you for this. I am drowning in debt right now and I feltlike there’s no way out. But now I feel a lot more confident that I can get it together and get through it! So thank you ☺️
I've definitely been right where you are right now. Just keep working at it, and I promise it'll get better! :)
I feel like you are my aunt giving me some tough love and telling me to get my sh*t together, thank you Mary for being straight up with us 😆💕
I love your videos where you explain and talk about things. Thanks for the advice, I'll definitely try some of these.
"Un subscribe... not from me, though I don't charge. " 😂😂😂 This was random video popped up, loved it. ❤ your videos, mary
This is so applicable for me right now. My husband and I are re-learning to budget. I feel terrible about money we have wasted on so many wants. I'm trying to stay positive. Looking at our money, writing it down, learning, and changing our ways is all in the positive. We have 2/3 credit cards paid off now. Once that ones done, we get to work on our line of credit- wedding (that's the one where I really want to break down and cry!).
Thank you for this video! I truly appreciate it. :')
SleepyHead You are so welcome!
My current bank rounds up all of my debit and credit purchases to the dollar and puts it into my savings. I started budgeting when I left home at 17 as well and stick to it like remora fish on a shark so I usually know how much I have in savings after paychecks come in. It is so nice to check my savings and see a little extra in there from a couple cents here and there (it seriously does build up fast!!) 🤑
a huge tip for brown bagging your lunch is bringing dinner leftovers. if you have a microwave at school or work you can have delicious, hot food. I know she mentions this but it’s such a great idea.
Love this video! My husband actually watched it with me and we're going to use your ideas. I'd love to see more videos with money saving tips. I'm a big fan of your channel!
Love all your money tips/advice!!! And it's in ASMR/soft spoken? Even better!
I'm currently in debt working to pay off my credit card and still don't have great budgeting practices, but I have one philosophy I've been living by. If I see something I want, I won't buy it right away. I'll wait a week, two weeks, a month, and if I still want it, I know it's something I will use and get my money's worth from. Like I said, I don't have great budgeting practices, but that's something that's really worked for me.
I admire your wisdom. Thank you for sharing this; I'm sure it will help a lot of people! 💕
Maryyy, I absolutely love this video, i’m still living with my parents at the moment but this video really inspired me ! I’ll definitely use these tips when i get my own place ! Thank you so much 💗💗💗
I had to learn as an adult because I wasn't really taught any financial planning from my family...which is odd as my dad def had to build himself up from a very young age. Im learning a lot really from my boyfriend who though younger comes from a background where he really had no one there for him financially
can you make a video to help someone who spends all their money on chicken nuggets???? so relevant 😂
Only being silly, love this video and all that you do Mary!
Haley B. Wheeler Thank you so much!
I agree completely with the healthcare advice and dental! It's so cheap to get preventative lab work and a check up! I just had mine today and I truly believe in keeping up on healthcare! Yes, yes, yes!
Victoria A Especially if you have insurance that covers most (if not all) of the cost of preventative care. Mine covers annual physicals, dental cleanings twice a year, eye exams, etc. It'd be crazy not to take advantage of that, and catch any problems that might arise before they have time to get out of hand.
Something that helped us was getting an instapot. Cuz we would get takeout often when at the end of a busy day we wouldnt have enough time, energy, food defrosted, or the wherewithall to do a crock pot in the morning. We eat way less takeout now with the pressure cooker
This video gives me a big motivation 😘🤗💞
This was great, Mary. Excellent advice.
Ariesgirl Thank you!
This was not only super relaxing but really helpful! Thank you so much😊
All this advice! Money and a bit of childcare thrown in! Love the videos Mary!
One thing I am happy for. No debt. Ever. I have no credit cards, no student loans and, no car. I pay rent, electric, cable and $45.00 a month for my phone.
Dawn Jensen Same here - my mum was always in debt and it taught me a lot.
You're so pretty! ☺️ Thanks for this video very helpful
Autopay is the best! I'm 21, and using autopay has made my budgeting life so much easier!
Great tips! I have managed to pay off every student loan (except one) and all of my credit cards. All of it was done while working a low paying job.
Something I find helpful is looking at your phone plan and seeing if it would be cheaper to do a pay-as-you-go deal. I do that through Verizon and only pay $45 a month for unlimited everything and 3 gb of data. Before that, I was paying $85!
I also use the website credit karma to help me keep track of my spending.
My mom always taught us to ask ourselves before a purchase, “need or greed?”
Thank you Jesus. I definitely needed this. I spend too much damn money on bills! Ridiculous
Very relaxing, calming video with good, sensible practical information too. Great combination, please do many more relaxing/practical videos like this one. I am a new subscriber but I love all your videos which I have watched so far.
so happy that you are free of debt!
It's such a wonderful feeling! Now I can start paying more on my house and get rid of that debt faster, too. :)
update i’ve watched this video 4 times now idk why but i love this video!!!
you should do a video with a few handfuls of wooden craft beads! i noticed yesterday that they make such a soothing sound on carpet
Being 18 this saved me 😂❤
So many great ideas Mary!!
WHOA, well excuuuuuuuse me! Where I live, plastic bags are banned so we almost always use resuable bags. Truth be told, it sucks. I miss my plastic bags. LOL
Some grocery store pharmacies offer free antibiotics too. Example: Publix… common antibiotics are free. Over the counter a lot of insurance companies offer a monthly allowance and you can order OTC drugs through your insurance.
Another big one is entertainment. Going to the movies can cost 30/40 dollars for a couple..when you can buy a movie for 5/10 dollars at the store and have popcorn for cents. Or rent a movie for a dollar.
Hiking is free, beautiful and you get your exercise in.
When we have to cut back entertainment that costs is the first thing to go.
Thank you Mary. Refreshing, and insightful.
As a struggling college graduate, thank you! These tips helped
I’m going to move out from my parents because of university and I’m going to live alone for the first time ever. Thank you so much for the video, I’ll definitely follow your steps
I do mostly everything you said :) Love my envelopes!! I starting budgeting at 19. Still haven’t kicked my fast food addiction :(
Love this video, motivated me to keep on track this month. I’d been slipping! Thank you :)
your voice is so gentle
Being debt free is very exciting!!! Good job :)
Your soo right Mary and I was taught that same way by my grandma
Love this!! Thank you so much Mary
Mary, how’d you know I was just stressing over money!?
I try to only spend money for recreational activities during the months of June, July and August because I love summer. Then, I "hibernate" for the remainder of the year and that allows me to save a fortune.
If you’re in Greensboro, I believe there’s a Lidl in Winston, but there’s also one in Danville, VA! I’m in Reidsville, so I think Winston Salem might be closer for you, but we go to Aldi and Lidl in Danville and they’re both great!!
i am 17 and not the best with money and i’ve watched this video a few times the last few years. college is coming up and i’ve decided to try and make the cheapest decision on a school.
Thst is great I always welcome advise I think your very smart and good adviser I love all your videos love ya Mary !!🌼🌻🔥 you look very pretty also !!!!! I think I'm first I'm so tired zzzzzz
Goodnight everyone💙
This is so helpful and sooooo relaxing 😊🤗😉
Desciple=Freedom!