How to buy Gold Bonds Online| What are the advantages of Gold Bonds| Explained by CA Rachana Ranade
ฝัง
- เผยแพร่เมื่อ 29 ก.ย. 2024
- In this video, you will get to know all about Gold Bonds issued by RBI.
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I really admire her presentation skills.
I think she is one of the best in presenting
😂😂 what a start. Kudos to the creativity
Haha that one made me laugh.
Groww app is good or not for investment
@@deepakkumargupta2909 Good
Damn that pillow. In my case was the broom.
@@dr.cricket4698 lol broo
Yes I can get a loan for giving my security as collateral to the bank.
No I don't have to pay gst on SGB.
You >>> Netflix, Amazon Prime, etc.
I am amazed at how much information you can clearly feed into my lazy & financial illiterate brain.. Thank you Madam!
Jj
Bolo juban kesari...Vimal Bhai...
So much information given in such creative and systematic way.. loved it!!
Hi, when are you going announce discounts on fundamental analysis course. We are waiting😉
physical gold and SGB returns are not comparable.... current gold price is 51.5k but my SGB (invested in jun 2029 SRII) is 47700...
Madam, @2:51 CAGR computation is wrong.
You have computed CAGR assuming that the period of investment is only 1 year.
However, as per the chart shown, the number of years of investment is 5. So the CAGR is 9.93%
What is tax treatment of the capital gains on maturity of bonds in the hands of an investor who buys the bonds on a stock exchange? Whether he too gets the exemption from capital gains tax?
Amazing wealth of information on all your videos. I do have a clarity on this.
If I buy this from Stock Exchange and not during initial issue, how does the computation of 8 year lock in period happen in this case? Also the long term capital gain on this purchased will be valid?
Very informative mam.....1) loan can be taken
2) no GST
Awesome.....i always learn something new from you ma'am,thank you soo much.
Rachana Ji - I watch your videos from USA and learn investing in India. I would love to say: You are awesome ji 🙂🙂.
Keep doing your good work. 👍🙂
VERY NICELY EXPLAINED..!! THANK YOU FOR SHARING THIS INFO.
Why are you considering 5 years ago gold price when gold bond is for 8 years take 8 year historic gold price you will see growth of only 13% hiding facts is not quality content. If you take 13% return then bank fd is better than sovereign gold bond.
And at present equity fall and gold rise so when economy will be on track gold price will fall as they are inversely proportional so gold price will not rise 30 to 35% is high probability chance.
I would prefer fd atleast I will be sure how much I will get and both gives simple interest.
Further if you do maths 2012 and 2019 gold prices
2012 it was 31050 after 8 years 2019 it was 35220
So return is 13 % divide by 8 years its 1.67% and 2.5% per year so total is 4.17% which is lower than current fd rate and current gold prices are too high to invest in this.
Started loving your channel..great place to learn, everything explained how n very simple language
1 silly question.
What happens if the gold price depreciate? will it impact the capital invested?
Hello Ma'am,
Your lectures are awesome, keep it up.
My question is about SGB of the last week of August 2020 which will be sold at INR 5117 per gram. Is it good to buy it at such higher price? I mean prices has been grown because of international market situation, may be covid impacts etc but is it good to buy it now or prices of SGB may goes down in future?
नमस्ते रचनाजी... आप अगर हिंदी या मराठी मे व्हिडिओज बनायेंगे तो बहुत अच्छा होगा... चायनीज और जपानीज उन की मातृभाषा या फिर राष्ट्रभाषा मे ही व्हिडिओज बनाते है... अगर आप भी ऐसा करेंगे तो हमारी भाषा का सम्मान होगा ही और हमारे बहुत से भाईयों और बहनोंको आपके व्हिडिओ समजने मे आसानी होगी... मै आशा करता हूँ कि आप इस मुद्दे को गंभीरता से लेंगी...🙏🏻
Very effective and informative video for a complete noob. Kudos!!
Please could you answer some of my questions on SGB?
1. Can I keep the bonds for more than 8 years or I must have to redeem them on maturity?
2. Is investing in SGB is a better option or mutual funds because they provide much better returns than SGB.
Thank you.
For diversifying your portfolio you can invest some amount in SGB
Literally I watched first intro pillow scene more than thrice. What a creative idea....
Hi Madam, There might be bloopers while shooting you can add few at the end. That way it could be unique and we enjoy too at the end. Content wise you are awesome.
This is not entertainment channel this channel is for learning
So much of knowledge 🙄 really productive videos. Appreciate your efforts.
Instead of spending in bonds we can hold in saving account which gives 4% minimum returns that too if gold rate increase 10% per annum we could see good returns but it's fluctuating and at over bought region
Overall very good and clear but Buy option via bank -online? Not discussed/shared
Your every lecture is awesome
Hello maam. Can we keep the sgb for more than 8 years ? And for how long do we get the annual interest??
My favourite teacher 😀
Very humourous wand novel way of starting the video. Loved it.
खुप informative video आहे..खूप late पाहिला
How should be begginer portfolio for growth.. please make a video..
Hello ma'am!!! Recently I have started watching your videos and I find them really cool, informative and easy to understand the stock market and investment related queries . I have a request can you please make a TH-cam video on sip related to debt and gold bond investments
Thank you 🙂
Excellent explanation mam.
1 question; if I buy from secondary market after 1 year then I eligible for 2.5% interest or interest only provide who buy from primary market ?
@taylorbudgets.9778 is any ETF on cripto?
What an entry !
Always a pleasure to see u .
How is this beneficial considering the inflation rate?
Please have video on various options of investment in Gold..
And comparison like ETF vs SGB vs Gold MF...
I am thoroughly enjoying ur videos, gaining a lot of knowledge too in the bargain. Luv to u and ur family.
Will I get interest if I buy traded SGB from Zerodh?
Secondly why prices of traded SGB of previous series is not same?
There was another advantage I have heard of that these Gold bonds may be offered as Collateral security for loans in banks. Can you throw some light on this?
Do you want to learn more on investment principles and strategies?
I would be glad if you enlightening me more on it.
Yes I would love to know how it works.
Do you believe I invested $4,000 and got paid $51,070 in seven days?
I'm flabbergasted, you mean you earn real money up to $51,070 in seven days?
I hope this not another scam? I will love to know more.
Simple question
I am not great in investing
But please answer
If I purchased when Gold prices were low and now the prices have increased... why would anyone buy in the market when the prices have appreciated ?
Don't investors buy when there is a blood bath....
Which is the best option from below?
1. Buying SGB from secondary market [BSE and NSE]
2. Buying SGB at the RBI Issue price
RBI Issue price is normally higher than Price in secondary market.
Sgb can not be a substitute of family gold as you have to compulsorily sell or redeem your bond
After 8 year... What after that. You need to buy gold on new price...
Rachana I have a question for you: Would you buy gold in physical form or electronic form (SGB)?
Very informative looking for discount brokers in Mumbai for online trading . Banks charge too much commission and I want to be day trader
1> yes we can pledge our sgb and get loan
2> No gst will be applicable on gold sgb
Mam, can you make a video about digital gold and compare them with SGBs.
Good work there!! And love your smile🤩
Keep rocking!!
contents are good. but so many advertisements are irritating.
चांगली रचना जी एक प्रश्न विचारत आहेत, कृपया उत्तर द्या आपल्याला हा व्हिडिओ तयार करण्यास किती वेळ लागला?
in india most of the businesses are registerd as proprietorship. please explain if there's any benefit to convert it to PVT LTD company.
ive a SME textile ship since 1980s. please explain
but there needs to be a buyer in the secondary market
Whether in SGB ,one time investment is done or yearly.
Very good start,
But till first 9 minutes with only 3 points, repeating, repeating, and repeating. 🙄
But why buy SGB at subscription when it is available at a far cheaper rate in secondary market.
Just subbed you.. What an amazing content.. Enjoyed thoroughly..
Nicee Shirt Ma'am
ok
I think CAGR of last 5 years comes out to be ~ 10% and not 37%.
If we buy SGB thru NSE trading, can we get interest of 2.5% and what is the mature period of that.
And After maturity period of 8 years, the equal amount will be directly credited in our account or it will continue further until we exit.
Please help me to understand further about this.
Thank you.
Does gold ETF are better than sovereign gold bonds? Please tell Pros and cons
Thanks for this. Very clear explanation. Do we know if there is another window to buy SGBs in 2020?
As per my knowledge,
Answer of 1st question - Yes
Answer of 2nd question - No
Excellent
What are the tax implications of the SGB bought on secondary market?
If I buy 1 unit SGB at rupees 5000 in 2020. Assume, after two year the total capital gain will be 6000. In 2023, Interest will be on initial capital(5000) or current capital(6000)?
Mam I have a serious doubt. I want to invest in SGB but I think the gold price has increased rapidly because of carona, should I wait for the price to decreased.
I Invested on SGB Jan 10 - Jan 14 2022. It's been 15 days since I Invented but haven't recieved any (mail) certification of SGB. Kindly help!
Hello, maam, thanks for this video. I am planning to buy SGB now i july 2023. How can i check when windows open for buying. And also can we buy it directly or dmat account is much?
What if capital gains reduced below our purchase value? Is 8 years max we can hold with RBI or anytime after 8 years?
Ans 1 - Yes...we can get loan against SGB
Ans 2 - No GST.❤️
Thanks
How much loan can get
@@taskapp8321 jitne ka gold price aur quantity rhega apke pas,utna he,usse jyada nhi milne wala 😂
Loan against sgb will be treated as redemption of sgb
We cannot take loan on sgb
Ma'am, your explanation of each and every topic is very detailed and comprehensive. I really like the diversity in topics that you explain. Really appreciate it as I learn a lot from your videos. Thank you!
1) Yes, these securities are eligible to be used as collateral for loans from banks, financial Institutions and Non-Banking Financial Companies (NBFC). The Loan to Value ratio will be the same as applicable to ordinary gold loan prescribed by RBI from time to time.
2) GST is not levied on sovereign gold bonds, making this scheme further cost-effective. Otherwise, GST at 3% is levied on gold purchases.
Thanks
first question answer is yes. we can take loan against this SGB'S.
second questions answer is no. no GST or anyother tax is charges.
MADAM please make a video on how to trade in SGB in secondry market. when ever i place any order in secondry market it failse. please help its a request. thank you
I trade frequently in SGBs never faced this issue
@@VishalGupta-nt2rgsir I will really appreciate you, if you could help me out related to do trading SGB in secondary market. Because from a long time I want to learn it. Thank you
Buy through Zerodha. You can easily sell it
@@mahendrasahu04111988 u can buy it fm Sharekhan too
@@mahendrasahu04111988 could you please elaborate the issue... what exactly is the problem that you are facing while trading in SGBs
Ans to homework questions :
1) yes, we can use this bond to have a loan from banks etc.. As collateral security
2) No GST payment to purchase this SGB.
Homework:
1) yes, we can use this sgb as collateral to any fin. Institution for a loan.
2) GST is not required for a gold bond.
Madam pls i have a serious question......
Q) If we purchase SGB through upstox, zerodha etc.. shall we will get Bond certificate automatically by post or courier.
Or
To get SGB certificate shall we need to apply through bank? Pls clarify this important question madam.
@@sanjithjayakumar7185 I got the gold bond certificate via mail from RBI.
3) What happens if someone holds SGB more than 8 years, will they still get 2.5% appreciation??
@@sourabhpatel2391 SGB come with a fix maturity date of 8 years and are automatically redeemed on that date.
@@handasisters I was hoping so. Thanks for confirmation.👍👍
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Thanks for sharing details on SGB. Can you also share how to exit after 8 years ? Do we need to keep Zerodha or any brokerage account active till 8 years?
Good question
If you apply for paper cert no need of demat. If you apply for demat format u have to keep demat account active for 8y. If you have in demat format then you can sell on nse etc and then u can close demat account. I am not an expert
SGB's are securities
So out of scope for GST purpose
Goods under GST excludes securities
No minimum balance required
Thanks for the video CARR mam. As a small investor, after watching ur video on SGB I have booked 1 slot. On the other hand I used to invest in mutual funds and some long term shares. My request is “mam can u make a small/quick video on all long term(SGB’s, MF’s etc.,) options available online”.
Don't buy SGB..
Buy Physical Gold..
Don't fall for the interest..
There is no substitute of physical Gold..
@@pjkundani but why?
Madam.. there is some positive aura around your lecture :) Not just the content, everything is perfect :)
Gold is trending at 72K today ❤
Gold is not for sentiment. Its life survival in tough time.
What a intro Ma'am with mom's action 🙌. It also indicate our Indian mentality towards gold.
If a person purchased SGB's for 5 years.
After 5 years, if a person wants physical gold, can we get???
Can a person convert SGB's to physical gold?
No, you can only get it back in cash form with the then current value of gold.
Ma'am, first of all, I'd like to appreciate your efforts as your videos are very informative and they have made me start investing in the stock market. I have a question regarding SGB when we trade on gold bonds, Is there a gold reserved by the name of the owner in a physical form ?? Like when we buy equity, we own a small proportion of the market value of the company. Is that the same case in SGB also?
No
WILL I GET THAT 2.5% INTEREST IF I BUY FROM SECONDARY MARKET OFCOURSE FROM THE DATE OF PURCHASING IT FROM SECONDARY BOND MARKET???
I too got this doubt. Have you got any answer?
@@Prasad4096 no
@@tanmaychoudhury8349 I think we get the interest. But we need to consider one more main point while buying in secondary market.. i.e. if SGB bond was issued long back..at that time suppose issue price was 3500. .but currently we buy for ~4900 in secondary market. But we get 2.5% interest on issue price (based on 3500). Better to check the issue price also while buying
Madam the way you teaching us like one of my friend giving gyan (laugh).---Jokespart ----Madam really really you are so amazing
,and the way you explaining is totally totally awsome .Actually i have no knowledge but after seeing this video Now i can say i know about SGB.--------THANKYOU MA'AM
hello mam, firstly i would like to thank you for sharing complete knowledge free of cost. Being a science student you can imagine that probably i don't have any knoweldge regarding commerce field. but from the day i started watching your lecture i can firmly say that yes i have a good knowlegde. Thanks, thanks alot.
Now i want to request you , please make complete lecture series on forex trading. PLEASE :)
Ans = 1 Q :- Yes we can get a loan using these securities .
2 Q :- NO GST is not required to be paid
I really enjoyed your info on this topic :)) I am 20 and ready to invest .
Dear Rachana,
Thanks for the very informative video, the fact is today I was myself looking at these to invest for myself as having gold in physical form can be tiresome.
1. Do I get CAGR over the period of suppose 10 years on for example 50 gms of gold?
2. As an NRI can I get these SGB cashed out anywhere in the world after my maturity ? I guess that's your home work? LOL.... Great Job
Mam, CAGR comes out at 10 % approx
How?
@@jainishiroiya9871 Can you contact me on telegram/twitter ?
With such a creativity and increasing subscriber count I think you'll be there in the youtube fanfest this year👌😃
Kindly tell the procedure and related form(s) for dematerialisation of my physical SGB certificate.
Such maakad antics! Hilarious 😂😂 I love that you're not afraid to do random things. Gives the channel a chill vibe.
Ma'am what are the disadvantages of buying SGBs?
Suggest me at a commerce prospective.
Thanks for explaining about sovereign gold bonds,
If I buy sgb in stock exchanges do I eligible for nil capital gains tax, if so how long I have to hold it.
Thankyou so much Ma’am, reading the news paper helps but watching your videos clears the doubts and misconceptions that I have.!
The answer to the questions are:
1) Yes loan can be taken against these units of SGB
2) No GST will be attracted.
Thanks a lot.
##Hi Mam My questions are
1) Why cant we buy SGB (Issued before few years) directly from secondary market which are available for discounted price and lesser maturity period?
2) Do we get 2.5% interest in case if we buy SGB from secondary market and keeps till maturity ?
Good question
What if the gold bond depreciates at the end of five or 8 years?
Just look back the history of 50 to 80yrs back....you will get the crystal clear answer brooo😬😬
Sell ur gold now and buy gold after 8years.
Gold price will never depreciate in long run