YNAB Budget With Me | February 16, 2024
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- เผยแพร่เมื่อ 22 ก.ย. 2024
- Busy gals in the big city tackle a chaotic week and planning for the week ahead!
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If you want to help support our student loan journey financially, the website “Buy Me A Coffee” is the easiest way (and we are always eternally grateful!): www.buymeacoffee.com/justfinance
YNAB (You Need A Budget) has truly changed my financial future. If you like what you’re seeing and want to give it a try, we both get a free month if you sign up with my referral link: ynab.com/referral/?ref=CFR0kB_H7k_-9Jai
Marcus by Goldman Sachs is the High Yield Savings Account I use for my emergency fund- it has served me well over the years! If you are in the market for a new HYSA, we can both get a boosted interest rate if you sign up with my referral link:
www.marcus.com/share/KAY-3V2-2PB7
Thank you for watching!!
Oh what a night is my vote!
Heard!!
With your Travel category, once you've funded it the full $300, snooze that target and the allocate your money out to your various adventures. I do this with my fun money. I get the full amount, then snooze it, and then allocate it to my personal fun money categories! btw, Valentine's Day is "amateur day" according to my husband, we always have a fondue evening at home and enjoy a fantastic meal with lots of laughs. It has been our tradition for about 10 years now :)
I don’t know why I didn’t think of just snoozing it!!! Such a great idea, thank you!!
And that sounds so lovely :)
Yay! Friday video!!! I vote you post both of Shae’s singing videos!
Both?! That would be a long one 😂
When you both mentioned the actual wedding ceremony I was wondering if you were going to include the kitties and put em in tuxes cause that would be super cute lol. Anyway, enjoy your Valentine's date!
We wish!!
We are getting married in the woods and I am wayyyyy too nervous to let them be outside 😂
Numb fingers could be carpal tunnel, slipped disk, or probably stopped shoulders from weak muscles pushing a nerve or MS
Specialist thinks likely carpal tunnel, but nerve test is on the 28th! So we will see!
@@justfinance3362 the emg nerve test is useless just a waste of money; you just need to do yoga daily and wear a wrist brace
I 100% agree YNAB needs sub categories. I separate “clothing” into sub categories because I like to see how much I spend over time on each kid and moving it all around is so annoying
Oh man, I didn't even think of how useful it would be for clothing!!
Did you make the Foster Farms wings from CostCo? Those things are soooo good! They have become a staple in my freezer, I make them in the air fryer and I can't remember the last time I've ordered wings out.
Awesome week, I hope the show went well last night 😊While I would love to hear either of those songs because they are both among my favorites, Let's hear it for the boy is one of my all time favorite songs!! (you forgot the 77 cents in her price 😅)
My friend ordered the wings in, but honestly we will probably just make them next year! Ordering a ton of wings on Super Bowl Sunday was.....chaotic, to say the least!!
And you're absolutely right....she is worth every penny 🤣
love a Frankie valli cover!
Right?!
I just want to hear Shae sing!!! Btw... missed you on Tuesday!
We realllyyyy lost the week. It was a wild one. We are going to try to get ahead to try and make sure we don’t miss another one!!
You are probably seeing the neurophysiologist. I had to see one he said because of my curved spine, my fingers will probably always be numb. They stick a fun thin needle in your arm and it makes a radio noise and because I had so many notes from the MS neurologist. he didn't need to "look" for anything. Now government healthcare won't cover my Vitamin D so that's out of the budget.
Mine suspects carpal tunnel, but we have to wait and see if it’s bad enough to need surgery! At $50 a visit, I wish they’d do it all in one!
Funny enough we did not check my wrist that cracks all the time, that's the carpal tunnel. I guess numb fingers was more important for the exam.
I hear those surgeries are rough. it is Itemized billing and they want to see as many patients as possible in their workday.@@justfinance3362
Ooh hearing y'all talk about kitten insurance and your plans for the deductible made me think about the fact that I'm adopting a kitty soon and I *still* can't decide if I think insurance is worth it!
Totally agree about the target with a cap, I would LOVE THAT in YNAB. I just turn off / change my targets all the time 😅 Have fun on your Valentine's day date tomorrow!! 😊
With dogs and cats it's probably not. I just set a budget for keeping them comfortable, any major health issues that come up. I will do my best to keep their lives comfortable. You can spend just as much in human healthcare cost to a cat or dog.
I had an ex girlfriend who had a cat have a traumatic accident (a piece of furniture fell on her) and the repair for her leg was over $5k. She was a super young cat and with the repair was going to go on to have a long healthy life, and they had to have some really tough conversations! Thankfully they were able to come up with the money, but I don’t want to ever be put in that situation!
If it came down to a long term illness or quality of life things, that would be a whole other situation for us. We use lemonade and pay annually, so it’s less than $12 a month, which is worth it in my opinion.
Agree with the capped target amount!!
YNAB, the people have spoken!!
I did some premarital counseling post maritally. There's great research that it reduces divorce, and anecdotally, it was great for our communication. But yeah, meant to do it before wedding, but that got pushed back to like a year post wedding. Still def worthwhile.
Glad to hear it is still worthwhile after the fact, just in case we aren’t able to get it done beforehand!
Maybe you could try a target balance without a date to mimic your idea of savings builder with a cap? It will show you how much more you need but I don’t think it goes yellow if there’s no date.
Yeah, those don’t go yellow or count towards your underfunded amount!
Frankie Valli!!!!!
Hope the show was so fun.
The show was a blast, and she did amazing!! I think I'm going to edit together some clips of everything she did!
Super Bowl sounded like it was an AWESOME time!! I hear that, unless you’re a fan of the team playing, it’s just a social event lol.
For the categories, maybe you could make a weekly group and house -groceries, transportation, food, & booze and keep the rest in life. Since those are things that are purchased on weekly basis. I make all kinds of focus views but mainly only use the underfunded. I usually put transactions for ANYTHING upcoming so it’ll show up in the under funded 😊
I vote for oh what a night ❤
See y’all soon
That’s a great idea!
And yes, we had a blast!!
Ending the video with a killer joke lol😂
Hahaha, thank you so much, I find myself to be absolutely hilarious........Shea does not always agree 🤣