10 Things Citi Bank WON’T Tell You

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  • เผยแพร่เมื่อ 26 มี.ค. 2024
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ความคิดเห็น • 68

  • @chatanp
    @chatanp หลายเดือนก่อน +6

    Awesome insight man! Thanks for collecting all the data points on Citi. Keep up the great work 👊

  • @AmirTheAuthenticCommuter
    @AmirTheAuthenticCommuter หลายเดือนก่อน

    I have the Custom Cash currently. While it helps for public transit, I do not like the fact that it lacks Travel Protections Travel Protections only exsist via the Costco Visa for $60 or $120 via Annual Membership and the American Airlines Executive Card for $595 a year.

  • @detroitcityslicker2706
    @detroitcityslicker2706 หลายเดือนก่อน +1

    I have had two Citi cards for years and I have maxed them out and paid them off and maxed them out again. Currently they are both at zero. I have never had a problem with them ever.

  • @nysy97
    @nysy97 หลายเดือนก่อน +1

    Would the no sign-up bonus kick in if you got a sign-up bonus on the Custom Cash card about a year ago and are looking to apply for the Citi Premier in the near future? I’m hoping to apply for the Citi Premier if the offer goes back up to 80k. I have a feeling it may go back up to that in the fall, 🤞🏾

  • @rambosidi7634
    @rambosidi7634 หลายเดือนก่อน

    Thank you for this informations

  • @ozarkcreativestructuresllc
    @ozarkcreativestructuresllc หลายเดือนก่อน +3

    Always quality info. 💯

  • @fdavis7271
    @fdavis7271 หลายเดือนก่อน +2

    Great video as always sir. still miss your live stuff.

    • @TheotisC
      @TheotisC หลายเดือนก่อน +1

      Me too

    • @cupidok2768
      @cupidok2768 หลายเดือนก่อน

      does kudo cater to my situation or only give you general info of the card?

  • @Anthonyjones-pq4ff
    @Anthonyjones-pq4ff 9 วันที่ผ่านมา

    Carl can you do a video on the
    New Citi Sarta card coming .

  • @Anthonyjones-pq4ff
    @Anthonyjones-pq4ff 9 วันที่ผ่านมา

    I have one card with Citi Double
    Open back in 12/22.
    I want a second card but every time I apply get turned down .
    I see the new card coming out
    May16th Sarta card replacing the old Premier.

  • @hoapres
    @hoapres หลายเดือนก่อน +28

    Citibank blacklists you for over 10 years if you have burned them in the past. Citibank has the memory of an elephant.

    • @calbarton
      @calbarton  หลายเดือนก่อน +3

      That's a good point.

    • @scarling9367
      @scarling9367 หลายเดือนก่อน

      Good to know.

    • @carlito9184
      @carlito9184 หลายเดือนก่อน +3

      That’s not as bad as Chase Bank, actually
      🧐🤷🏾‍♂️

    • @vsucountryboy
      @vsucountryboy หลายเดือนก่อน +7

      Don't use more credit than you can afford then.

    • @hoapres
      @hoapres หลายเดือนก่อน +1

      @@vsucountryboy I don't but a lot of people who visit this channel are trying to rebuild their credit and it is a good idea to know the potential risks in applying for a card. If you burned Citibank in the past then it might be a good idea not to waste a hard pull on a credit application.

  • @matthewJ142
    @matthewJ142 14 วันที่ผ่านมา

    Well only use certain cards for certain purchases. It reasonable why citi would not like you to use your card through applepay. Because its more likely for people to take your information

  • @tyog6821
    @tyog6821 หลายเดือนก่อน

    Got one saying " pre selected" for Diamond preferred but hasn't even checked for prequalifying. Maybe I'll try

  • @Jonathan_Youngs
    @Jonathan_Youngs หลายเดือนก่อน

    I was never pre-qualified for any Citi card? Yet I applied for my first Citi Card which was the Double Cash 1.5 years ago and just 2 months ago the Costco visa with a whopping 6k limit. I was surprised cause my Double Cash only has 1,600 as it was one of my few first cards on my file with NO increases.
    Note. It’s little to almost impossible to get a Citi CLI even when submitting it and I spend it on my mom’s and my phone bill at $288 a month and used to use it for my subscriptions before I got the Apple Card up to $50+ a month. This was on my Citi Double Cash and yet I was not able to get a CLI and so I was SHOCKED when getting the Citi Costco Visa at 6K cl.

  • @kentwoodard2877
    @kentwoodard2877 หลายเดือนก่อน

    What credit agency does Citi use on the business side?

  • @zkfoster
    @zkfoster 3 วันที่ผ่านมา

    Where are you getting this info on the 24 month family rule? I was approved for an American Airlines MileUp a couple weeks before I was approved for the American Airlines Plat Select and have earned both SUBs. I read the SUB terms for the AA cards and both the Double Cash and Custom Cash and all cards only call out a 48 month SUB waiting period for that exact same card. They don’t say anything about the other cards that earn the same rewards currency.

  • @kingmae3808
    @kingmae3808 หลายเดือนก่อน

    What card can I get that is not a pre paid card, a real card that I can control and shut down whenever I need too.

  • @CrazyAboutCandles
    @CrazyAboutCandles หลายเดือนก่อน +1

    Ok so did I hear it right that if I got the SUB on the custom cash I’d have to wait 2 whole years to get the SUB for a different card like the double cash or premier?

    • @calbarton
      @calbarton  หลายเดือนก่อน

      That's correct

  • @naparqalria
    @naparqalria หลายเดือนก่อน

    my Best Buy citi card randomly gets locked and I get denied at a grocery store.

  • @flubberghosted2472
    @flubberghosted2472 หลายเดือนก่อน

    Keep spilling the real, bro.

  • @MotivatedVergill
    @MotivatedVergill หลายเดือนก่อน

    Citi said I had no prequalified offers but I was approved for a $5300 credit limit with a 766 Equifax score

  • @kingnasirthesecond
    @kingnasirthesecond หลายเดือนก่อน +3

    thoughts on robinhood gold card

    • @calbarton
      @calbarton  หลายเดือนก่อน +7

      Haha i was researching that earlier today. I'm very interested in this card since i use the X1 card all the time. I need to find all the flaws before i give a full opinion but 3X points on all purchases SEEMS great.

  • @sandys2672
    @sandys2672 หลายเดือนก่อน

    Is it easier to get a custom cash card or a double cash card?

    • @beastwithredpill
      @beastwithredpill หลายเดือนก่อน

      It is easier to get the Citi Double Cash and after 1 year you can change to the Citi Custom Cash and you can go back and forth through each card (within reason) if you wanted.

  • @LuisRivera-iu6de
    @LuisRivera-iu6de หลายเดือนก่อน

    I got my CustomCash bonus on or about April 2022, and I got the Premier bonus on January or February this year (21-22 months). How comes? (Great video, by the way!)

    • @anandr1385
      @anandr1385 หลายเดือนก่อน

      The info he has on this is wrong. If you go to their website and look at the additional information on the card it’ll say you can’t receive a bonus if you e received one in the past 48 months

  • @leeuniverse
    @leeuniverse หลายเดือนก่อน

    That APP shouldn't be named "Kudos".... There's already an App by that name, and it's an INC. under that name, and the name for that app fits what's it's named. This name/app is NOT a proper fit.
    And, no Android version of the APP yet... Only Apple.

  • @richardcontreras4651
    @richardcontreras4651 หลายเดือนก่อน +2

    Got approved with a 3.5k limit with a 672 Fico

    • @calbarton
      @calbarton  หลายเดือนก่อน +3

      Thanks for sharing! I'll add this to my spreadsheet. Also congrats on the approval.

  • @martinguldner3990
    @martinguldner3990 หลายเดือนก่อน +1

    Number 11 lousy ways to redeem points. Best way is book travel through their website, retailer gift card or donate to a charity on their list.

  • @patricklewis9020
    @patricklewis9020 หลายเดือนก่อน

    Citi is very inquiry sensitive

  • @TeamTimeRiders
    @TeamTimeRiders หลายเดือนก่อน +8

    Shitibank for a reason.

    • @anthonywilliams9415
      @anthonywilliams9415 หลายเดือนก่อน

      📠

    • @michaelp.3485
      @michaelp.3485 หลายเดือนก่อน +2

      I never had a problem with them. Sounds like maybe you are projecting.

    • @TeamTimeRiders
      @TeamTimeRiders หลายเดือนก่อน

      @@michaelp.3485 oh wow! A Shitibank customer service rep!

    • @robertbeale3795
      @robertbeale3795 หลายเดือนก่อน +1

      lol

  • @aldocardoso2194
    @aldocardoso2194 หลายเดือนก่อน

    June 2st

  • @cashoption2319
    @cashoption2319 หลายเดือนก่อน

    Why does anyone need 6 or 20 cards smh

    • @Adiscretefirm
      @Adiscretefirm หลายเดือนก่อน +6

      Because sign up bonuses are the most profitable part of the whole game.

    • @newagain9964
      @newagain9964 หลายเดือนก่อน +5

      If u gotta ask…Then u don’t know. u need to ask the RIGHT questions to get answers

    • @cashoption2319
      @cashoption2319 หลายเดือนก่อน

      @newagain9964 just not that deep to apply for and get all those cards smh

    • @supacrazy08
      @supacrazy08 หลายเดือนก่อน +1

      WHt ...why people need less than 20 or 6 credit cards...SMH😮😮😮

    • @cashoption2319
      @cashoption2319 หลายเดือนก่อน

      @@supacrazy08 one is enough