A simple tip anyone can use to protect themselves. If you get a phone call from a business, even if they say it's urgent, always ask for their name and company/department name so you can call them back. Any legit company will do this; most scammers won't. Then, search for how to contact that company/department yourself, and call them back (preferably from a different phone).
absolutely, I found that out years ago when a dish network scam was going around, It was bedtime and I was mentally tired so I told the scammer I would call dish network the next morning, he really tried to talk me out of it but I just snarled at him that I was tired and going to bed so he gave up finally
One of the main reasons this convinces people is the scammers ability to spoof genuine numbers. I really think that is something governments & banks should do something about.
Catching the initial initiation, Is the most important thing. 1. Always check the senders email. 2. Don’t take the initial call. 3. Call them back on a known number.
Though we’re taught to get comfortable with being uncomfortable, clearly being in high-stress environments can influence you to make really uncharacteristic decision
For the amount of time - hours wasted - he could have called the locations of his money directly & saved horrendous anxiety and his life savings. PEOPLE - WAKE UP! 🤷🏽
I recall getting a scam about a bill I actually did owe. I guess these scammers have private investigators. But when I started to question the person, he became irate and started stuttering. I just hung up on him.
I live in the US and I don’t know anyone who gets calls from their bank, my bank has never called me. You should never do stuff like this over the phone, take some time and go to the bank yourself.
I’m truly sorry this happened,you tend to judge people for not being smart enough to avoid being scammed, the truth is that smart people like this guy gets scammed too 😮
I don't know how this work in UK but Did he ever call his bank or credit union and ask if any of this was true? Why would you give out this information to a total stranger without investigation everything first?
There are professional scammers. They know your confidential accounts that only the bank knows. My mother said that I am gullible but when the scammer wants me to update my bank transactions, I get suspicious. I go to the bank myself. The bank teller denied that they send a short message service. Until now, the online app of my bank can't use. But better be this way that be scammed.
How can you not mention the figure he lost? For this content to grow they need to mention the figures lost. It was really disappointing when they didn’t
@@niazazad that’s subjective. I’m a fan of the platform but we need transparency around money to talk about it openly. This literally could have went viral if the title was something like “how I got scammed out £XXXX” it was really anti climatically when the figure wasn’t said
Actually this had not occurred to me until you mentioned it! Once he said "life savings" I assumed it was *a lot of money* and went with it. I watched until the very end with interest!
@@rmanS2C Again, your title suggestion may have gone "viral" but I clicked on the original title because to me *life's savings* = *a lot of money* actual figures not needed.
They have to take on this many hours to have any hope of paying debt from law school or at least recouping their investment. But, regarding the fraud itself -- man, if they have to move money so hackers don't follow it, they should be capable of stopping the hackers in the first place.
What really makes me angry is that because this is considered " consentual" there is no way to recoup the cash. Life savings BOOM GONE. I was scammed out of $2,000.watching this made me soo antsy.
I’m gonna say the same as I always do! Why do people send money ? I don’t care how in love you are, never send anymore than you can daily afford to lose! For most of us, that’s minimal! It’s such a turn off when people ask you for money, and other than my kids, no one gets a dime from me! These dating sites are such a fake place to be! If you don’t meet the person within a few weeks, drop out, close your account!
I give them a different phone number to call me back. I give them the phone number to my local police fraud department. When they call,.they are in for a surprise. Seriously, you call them back with the number you have ...not while I have you on the phone business.
He learned nothing. Bad decision after bad decision made him give away his money. Pretending to be vigilant by asking tough questions but then waving away the bad answers. No critical thinking. And your whole life savings wasn't even worth the effort to stop working and focus. I make more of an effort when talking to the dentist on the phone than he did with his life savings.
Niaz says his state of mind affected his decision making but honestly I just think it’s worms for brains…and this is someone who was working in insurance Law?! Zero critical thinking here. Number one if anyone calls you and asks to move money the conversation is over. Period. If anyone is rushing you into making a decision, the conversation is over. Report and call a separate number of your provider to report. He didn’t learn anything. He’s incredibly lucky Monzo gave him everything back.
It can happen to anybody. They deploy seductive means, you don’t know how this makes me feel as it has happened to me. I recognized such a scam myself, the scammers spend a lot of time building trust and connections, six months precisely, well I didn’t lose my money as *Grindtechiei* was there to help me recoup it back immediately.
A simple tip anyone can use to protect themselves. If you get a phone call from a business, even if they say it's urgent, always ask for their name and company/department name so you can call them back. Any legit company will do this; most scammers won't. Then, search for how to contact that company/department yourself, and call them back (preferably from a different phone).
Visit their office with a policeman
absolutely, I found that out years ago when a dish network scam was going around, It was bedtime and I was mentally tired so I told the scammer I would call dish network the next morning, he really tried to talk me out of it but I just snarled at him that I was tired and going to bed so he gave up finally
Be careful especially on landline phones that you have definitely ended the call, they can stay on the line.
Much respect to this guy for telling his story so that others won’t fall for a scam like this.❤️
One of the main reasons this convinces people is the scammers ability to spoof genuine numbers. I really think that is something governments & banks should do something about.
Mental mate. He’s obviously very smart being a lawyer, but when you’re asked to send money to personal accounts you stop.
Catching the initial initiation, Is the most important thing.
1. Always check the senders email.
2. Don’t take the initial call.
3. Call them back on a known number.
I am genuinely so happy for this guy getting his money back. Its seems to have had a profound effect on his life.
Though we’re taught to get comfortable with being uncomfortable, clearly being in high-stress environments can influence you to make really uncharacteristic decision
Yes - stress overload - can cause really dumb irrational decisions.
For the amount of time - hours wasted - he could have called the locations of his money directly & saved horrendous anxiety and his life savings. PEOPLE - WAKE UP! 🤷🏽
"The system is down I'll call you tomorrow " RED FLAG!
Thank you for being so transparent Tom, Great video Niaz!
he’s adorable it could happen to anyone
I feel so sorry for Tom! You're young and can bounce back again. Take care! :)
Did you watch until the end? He got all of it back and now spends a lot more on himself, instead of saving as much.
I recall getting a scam about a bill I actually did owe. I guess these scammers have private investigators. But when I started to question the person, he became irate and started stuttering. I just hung up on him.
Please mention the total amount, that way you can actually get invested in the story
Thanks for creating more awareness of this it can happen to anyone
I live in the US and I don’t know anyone who gets calls from their bank, my bank has never called me. You should never do stuff like this over the phone, take some time and go to the bank yourself.
Unfortunately - the vast majority don’t receive a cent back. Thx for the awareness, nonetheless 😒
Didn't expect the ending! Wow! Not sure what Monzo is, even after watching the entire video, (I'm in the US) but they sound like a super company!
Incredible story 😢 thanks Tom for sharing
So glad this had a happy ending.
I’m truly sorry this happened,you tend to judge people for not being smart enough to avoid being scammed, the truth is that smart people like this guy gets scammed too 😮
I don't know how this work in UK but Did he ever call his bank or credit union and ask if any of this was true? Why would you give out this information to a total stranger without investigation everything first?
I don't know that but I know this type of scammer can have access to things like bank account numbers etc.
There are professional scammers. They know your confidential accounts that only the bank knows. My mother said that I am gullible but when the scammer wants me to update my bank transactions, I get suspicious. I go to the bank myself. The bank teller denied that they send a short message service. Until now, the online app of my bank can't use. But better be this way that be scammed.
my scammer in india was on the phone with me for 5 hours only to not get the money i can just imagine how mad he was at the westeren union office
so glad he got his money back!
i'm sorry but this feels completely naive. the bank does not need you to move money ever. they can just lock the account in an instant.
Yes. I am confused too at how naive a lawyer was.
I can relate to this guy, think of the work pressure he was under and its impact on his decision making
AS he hasn't mentioned the amount, how much was it? £5?
Mate that advice you gave in the end got to me. I also worry about always saving my money but what if something happens in the future
Yeah me too! Am I saving all my money, just to then get hit by a bus tomorrow?
How can you not mention the figure he lost? For this content to grow they need to mention the figures lost. It was really disappointing when they didn’t
It was a lot clearly bro
@@niazazad that’s subjective. I’m a fan of the platform but we need transparency around money to talk about it openly. This literally could have went viral if the title was something like “how I got scammed out £XXXX” it was really anti climatically when the figure wasn’t said
Thank you for this comment. Stopped watching after reading this
Actually this had not occurred to me until you mentioned it! Once he said "life savings" I assumed it was *a lot of money* and went with it. I watched until the very end with interest!
@@rmanS2C Again, your title suggestion may have gone "viral" but I clicked on the original title because to me *life's savings* = *a lot of money* actual figures not needed.
Wait this guy made it all the way to law school and did something so…😢??!!
That's what I said 😏
They have to take on this many hours to have any hope of paying debt from law school or at least recouping their investment. But, regarding the fraud itself -- man, if they have to move money so hackers don't follow it, they should be capable of stopping the hackers in the first place.
He's so handsome
If you get called from you bank about moving money, just stop all you are doing and go in person to a branch or call the bank directly
Gotta say Tom has a great attitude.
What really makes me angry is that because this is considered " consentual" there is no way to recoup the cash. Life savings BOOM GONE.
I was scammed out of $2,000.watching this made me soo antsy.
I don’t even know Monzo but I like them
I’m gonna say the same as I always do! Why do people send money ? I don’t care how in love you are, never send anymore than you can daily afford to lose! For most of us, that’s minimal! It’s such a turn off when people ask you for money, and other than my kids, no one gets a dime from me! These dating sites are such a fake place to be! If you don’t meet the person within a few weeks, drop out, close your account!
Good job you get back your money 💰
I hope he closed his account with Llyods....Horrible service....
So good that you got all of yr money back.
Bottom line, how did you lose your $$$$?Thanks
Diversify savings. However how much?
just a helpful tip! clean ur camera sensor, or i can edit those spots out for ya!
I give them a different phone number to call me back. I give them the phone number to my local police fraud department. When they call,.they are in for a surprise.
Seriously, you call them back with the number you have ...not while I have you on the phone business.
He learned nothing. Bad decision after bad decision made him give away his money. Pretending to be vigilant by asking tough questions but then waving away the bad answers. No critical thinking. And your whole life savings wasn't even worth the effort to stop working and focus. I make more of an effort when talking to the dentist on the phone than he did with his life savings.
Well said.
Greed.... arrogance....I'm a lawyer, I'm smarter than other people....
Niaz says his state of mind affected his decision making but honestly I just think it’s worms for brains…and this is someone who was working in insurance Law?! Zero critical thinking here. Number one if anyone calls you and asks to move money the conversation is over. Period. If anyone is rushing you into making a decision, the conversation is over. Report and call a separate number of your provider to report. He didn’t learn anything. He’s incredibly lucky Monzo gave him everything back.
I have a very very intelligent cousin who lost over 20.000 dollars in a scheme similar to this!
you can't cheat an honest man
Spoiler alert: He gets it all back
Nice one!
Yeah, he wasn't paying attention and got burned. That simple. Pay better attention next time.
subtitles??? WTF?
👏
Is this an advert for Monzo?
Somethin on your lens
Omg
🤦🏽♂️🤡🤡🤡🤡
It can happen to anybody. They deploy seductive means, you don’t know how this makes me feel as it has happened to me. I recognized such a scam myself, the scammers spend a lot of time building trust and connections, six months precisely, well I didn’t lose my money as *Grindtechiei* was there to help me recoup it back immediately.
NO ! This cannot happen to "Anybody" when you're informed about SCAMMERS you know the tactics they use. Sad, lot of people have no clue
@@fuvjvjchxhc7063 I never believed I’d get into this because I’m always careful, can’t say much but Thank you to *Grindtechiei* on the internet.