Enjoy your videos...but as someone in the credit industry, getting a credit card and just putting it in your drawer isn’t a great way to rebuild your credit
I don't even like chevys, but I would buy one from this guy, because of his honesty. Im a salesman too, so I know the golden rule, which is "ppl like to buy, not be sold"
Yeah. You can go out and get preapproved for a car loan before even shopping for a car. I consider hard inquiries to be the least important things to impact your credit score especially if you're going to make a major purchase like a car. You gotta know if someone is willing to take a chance on you and when you bring that into a dealership they will try to beat the interest rate that your preapproved loan has which can only help you out.
You should check with the dealership first because in many cases they may have finance deals. 0% or 1.9% financing for 60 or 72 months cannot be beat by any bank if you go through the dealer. If they don’t have any deals of course go with your local credit union.
Mike I realize that you could do a whole series on credit alone but I would like for you to expand on the finance piece of your business. Review how it works, in house financing, submitting to banks, extended warranties, gap, etc. in several cases in years past the finance piece has been a deal breaker with my top tier credit because the finance manager did not know what they were talking about.
Finally an honest dealer, if I lived in KY I'd buy from you . I have good credit so it might be worth it to take a drive to KY from PA to get a vehicle from somebody that is truthful .
All these does and donts are overwhelming. To remember them all..ugh! Getting a car should be a happy moment not one you leave the car dealership crying like I did.
You gave me good advice about credit cards. After the video I went and paid off three grand into my credit. I was using 60% of line of credit, I thought it would help build my credit but I guess not. I feel relieve now. Minimum was 72 payment.
The credit union I’m with does all that and pre approves us for a car loan of a certain amount of money and then all we do is go dealer hopping and it makes it so much easier and at least in our area we get the best rate at our credit union, I guess it helps when you have been with them for 20+ years.
Hi Mike thanks for all the GREAT videos you do. My Mom & I went to our local Dodge dealership, we got a great deal on a Durango she wanted. We followed your advice what NOT to do at your local dealership, how regular people just mess up the car buying process. It took time, but, we nowhave the Durango she wanted. thanks again.
pay your credit card on time you’ll be good using under 30% as long as that’s what’s reported and under I’m in the 700s by paying back on time no matter how much I’ve used but thank you for the info credit is tricky you just have to figure it on your own because everyone has different experiences and rules which mislead aloe of folks
100%!! nowing yor credit and what prime rate is for your score is the best ammo you could have going into the biz office. Sales people should not discuss rate, payment or products. If they are it is a distraction. Concentrate on OTD price for the car you came in on. BOOM!
Hmm. What about guys who come into the dealership with a PAL (pre-approved loan) from their bank or credit union? Did that years a go and was hassled by the Chevy dealer to use GM financing. Things I hate about buying a new car 1) fast talking salesmen 2) impatient salesmen 3) lying 4) pushing something I don't want 5) salesman making me wait while he goes and asks the "sales manager". I once waited 15 mins...when he came back, I left. 6) dealerships that are untidy, unprofessional, and have a "dead" feeling. Bottom line, know what you want, how much you want to spend, have a PAL (or cash) ready, and walk away if anything feels out of place. If the numbers don't work out, so be it...find another dealership.
Walking in with a PAL should be treated the same as cash, the good dealerships will jump on that because its instant cash into their business for less work. If their pushing their financing I'd walk out too as theirs obviously some shady deals going on with their financing/commissions for sales. Their is the chance that they thought their financing was a better deal, but determining that would require reading the entire loan details.
I bought my new van that way. My bank said to just send them the purchase order and it was done. The used car I just bought was similar. We agreed on a price and and I asked for the purchase order and told them I'd be right back. Easy and simple
Chris DIYer I did this when I bought my last car and they hated it. I was even asked to sign their loan paper work before I left to take the offer to my bank in case something fell through with my bank I would still be able to pick the car up the next day. (I didn't sign it). I didn't trust them not to process it soon as I left.
Listen to the Chevy Dude. He is 100% correct. And don't come without money down. 20% down is wonderful...but I have gotten plenty of people finaced with $500 down.Don't try to trade in a car you are way upide down in without the money to cover the neg equity.Sometimes you can find a car the dealer really needs to move and that can help with your equity situration. Now this is great information from the chevy dude.
Why are used pickups so expensive now. Early 2000 trucks go for almost what they were new? I don't understand. 20yo pickups 12k they cost 25k 20 years ago
yes, but some of these trucks were only 20 grand brand new back in 05 02, i saw an 05 tacoma, 15k, msrp was 25k not including any rebates or deals they might have gotten, back then u didnt pay msrp. so the truck only went down 5-7k in 15 years. doesnt make sense.
Derek Comingo it's a Toyota that's why. Dealers and private sellers think there so great that they are worth close to what they were new. A local Toyota dealers sells 2005 Tacomas for close to $20,000.
I know what you mean... I have a 2007 toyota Tacoma with right at 300,000 miles and a dealer offered me $6,000 for it without me even purchasing a vehicle. (i turned them down in case you were wondering)
Indiana Jones (with the meal scene and the heart extraction) was filmed in Sri Lanka, some great food, beautiful scenery, and fascinating history - Indian/British/Portuguese influence
last saturday i went to local a motorshow were dealerships come and show off the latest models. and I saw some very shady salesmen that just tried to get deals done no matter what. And with the knolwladge that i have gotten from you i stopped some of them from draging people into holes.
I sent a friend in MO some of your videos and told him to talk to you about getting a new car. And I'm thinking of calling you when I'm ready to trade in my Buick. Keep up the good videos. I love listening to them is I drive to work.
I dont have credit, I tried to buy a used 2018 Mazda 6 signature for 25k with 10k down. The guy offered me 60 months at 12.9%apr 390 a month a loan of 17k. A 6,400 interest on the car, total of 33,400 so I just walked away. I'm not paying for a used car what it costs brand new. I'm keeping my 2017 Mazda 3 for a bit longer hopefully the Mazda 6 will depreciate fast.
El Rogers Don't know why you'd but a 2018 model when the 2017 model should do you fine, but idk if yours has issues but if it doesn't then just stick with it bro
He offered you 12.9 because you don't have credit. 12.9 is a subprime rate. If you had credit the rate he offered you would most likely be 4-6%. Credit is a catch 22. You need to have it to get it, but you can't get it if you don't have it. Banks look at people with no credit histories as high risk because they have nothing to base their risk on.
@@Vipersrule I understand how it works, in some cases it's better to have no credit than bad credit. The subprime rate in my are should have been 9.87%. Dealership also make a cut for themselves it's better to get your own financing.
@@rogersmith2036 my experience as a finance manager has been the opposite. People with bad credit had an easier time than people with no credit at all. The sub prime rates in our market ranged from 8% all the way to 30%. And it's at the discretion of each individual lender what rate to give each customer. If financing through a bank and not manufacturer the dealership will earn what's called a reserve which is usually calculated as a % of the amount financed. Higher rates mean higher reserve. Dealerships are also part of a dealer finance network and can access lower rates. Meaning if you walked into a dealership and a branch the dealer can get lower rates than the branch. This is because the banks want dealerships writing loans so they can focus on more profitable products like mortgages.
Omg I’m so glad I watch this video . It’s 12:22 a.m in CA I have bad credit and I was rushing to get a vehicle. I actually call Carmax before I watched your videos and I messed up. I’m going watch a few more videos print out the lists and then call first and follow the steps you said. Thank you doing these videos
I have 616... so is it worth me finishing the video? I've never financed it's a bit scary to me and I know my credit score isn't good enough. I'm 24 I've bought 12 cars with cash since I was 17.
@@ZRZ71 Yes, 616 is a score acceptable for auto financing. You will pay a higher interest rate, HOWEVER, just remember that as you build your credit and improve your credit, you'll be able to refinance. Definitely finish watching the video.
@@ZRZ71 As you get older, its better to keep the cash and make a payment. I financed a $50k vehicle for 60mo at 1.99%, the whole thing including tax. Why? because keeping my cash in the stock market or other investments will gain way more than the 1.99% i am paying in interest. Now i'm not saying everyone can afford a $900 car payment, but if you have great credit, its probably better to leverage vs buy the car in cash.
How about just PAY CASH or save until you have saved enough to do so. We haven't financed a car in 20+ years and just bought my wife a 2019 Toyota Adventure. Start with an inexpensive car you can afford and just pay for it, no finance and move your way up. One of our relatives just agreed to a 28% auto loan. A $9000 dollar car with $8000 in interest for 5 years. Think about it folks. None of these idiots are their to help you, It is called greed!
Your relatives either got taken advantage of or have bad credit hence the high rate. I would advise against just blatantly paying all cash for a vehicle though. Current interest rates are low. You could put your cash in an ETF and and most likely outperform the 5% or less you'd pay in interest on a new car.
Lol very stupid comments regarding paying cash. Why would you pay cash for a normal everyday car. I - smart business person will 1. Have good credit. 2- With that good credit you can easily get a under 4% interest rate. 3 you can easily make more than 3-4% on your money in a year through proper investments. There fore useing up that amount of cash on a car is just stupid for what $2,000-3,000 in interest over 6-7 years lol. That's literally nothing
Thanks my score dropped from a structured settlement and wow can't get anything,thankfully I have a Chevy that s 8 in a half years and has been good,only needs tire sensors and the light reset
@@CarMaintenanceGuy I did transmission and diff service I'll keep her she's been a good truck and they always screw you on appraisal I'll keep it and get a car on the side😃
@@fctryoffetsh39 Amsoil is cheaper. You can go 100,000 miles on tranny flushes and the same with differential service. 15,000 mile or 1 year on oil changes. Look at the cost over 500,000 miles using these products. It's cheaper than anything on the market and protects superior. That's why I tell everyone. Don't use the crap at the dealer or auto parts stores.
If she has a way to pay for it, I would suggest getting her a credit card or small personal loan to kickstart her credit. That's how I started mine way back in the day. It helps a little.
FYI: sad truth about very poor people: they don't want to have a bank account because they have heard that you need a $100 minimum deposit to open a checking account. They feel like they are never going to have a $100 extra on hand. Therefore, it's too hard to open a checking account. When they get a paper pay check, they go to a check cashing store that takes ten percent off the top every time before converting the check to cash. Instead of paying bills with checks, they use money orders all the time.
Right! Bought an suv in forest grove because he seemed the most trusted. During the test drive he was talking really loud and kept talking about how great the speakers were. Didn’t think much of it til a month and half later the transmission gave out smh. Mechanic said yeah you could here a slight whistle when driving and that’s not a good thing. We live and we learn though
Bypass the dealership completely by securing your loan through your credit union. Much lower rates and you can buy the car you want but ensure you understand value. This advise is bs
Dealers are part of a network. Banks would rather dealers write loans so they can focus on writing more profitable products like mortgages. If a bank or credit union undercuts a dealership's rate they usually get a slap on the wrist. Also, if you're buying new, you'll never get a subvented rate through a bank. Never.
Not always true; got a great rate from my credit union after three days of interview and finally approved. Marched to dealer to pickup my new pickup. The credit union paperwork was not correct. Another three day wait. The dealership fished my loan and found a better rate. I have a 750+.
If you got bad credit, it will be a subprime lenders that don't have branches like regular banks. That's how they can afford to give loans to people with crappy credit. Your bank would probably do it, but again he's talking about bad credit people
Love ya videos boss… I have learned so much from and a couple other genuine people. I will be purchasing my first car soon and I am learning the ends and outs …. Thanks and njoy the Holidays
I was wondering if you might mention in a video sometime ... How to best do a deal utilizing the GMS price. New to your channel and enjoying catching up on what you’ve been sharing.
I have found that it is not difficult to buy a car with bad or no credit. You have to accept that the interest rate will be very very high and your monthly payment will be about double of a normal payment. You have to suck it up and endure the hardship and eventually when your credit score is good enough you can buy a car at a reasonable price. That is the truth of it.
if you come in with cash and the vehicle is 30k tell em something like ill pay 25k cash right here right now go get you manager. and theyre gonna do it. seen it happen a few times.
@@joeevett9007 Yes they do. Some banks will close your credit card if you don't use it for a specified amount of time (first it will go dormant, then they may close it a few months after that). Banks don't have an unlimited amount of credit to give to people and they'd rather give it to people who will use it rather than those who don't.
Just keep your utilization under 10%. Even with a $300 credit limit, it's not rocket science how it works. Then again, if one were responsible with credit, they wouldn't be worrying about $300 credit limits and subprime auto loans.
One of the quickest and safest way is to hire a professional credit score specialist who can lawfully and economically re-establish your credit score and remove negative items and Repo. I was able to employ (Jon@creditpatchup.com) who helped me erase all bad items permanently. He was also able to remove damaging items like evictions and foreclosures from my credit file!
Question for you. If I bring all of the documents in the description to the bank and try and to get an auto loan will it work the same way you think? Your videos are super helpful thank you so much!!
I was a victim of bad dealership just looking out for themselves and not helping someone. I had 20% down and a trade in. All they did is pulled 3 hard credit and ruined my credit worse.
I had some pretty uncontrollable credit card debt and I got a personal which I used to pay off all my credit cards. 11% APR is way better than 27% APR and my credit went from 670 to 720 in one reporting period. Nuts! I'm going to toss these credit cards in a lock box now since I've been working a job that pays me enough to where I don't feel the need to put anything on them.
What you can do instead is use some cash back or reward credit cards and pay them off every month so you keep having a good credit history and get some bonuses.
C cards are wonderful tools if used properly that can build credit but also access you to higher funding and credit and not only that, you can earn bonus free cash and free travel and more just by spending what you normally spend. And also check out the differences between interest.... simple interest and amortized interest, different ball fields to the point where you might actually be better off with the 20 something percent, depending the type of interest and your situation. Most wealthy people only use credit cards...o also I forgot they come with many benefits such as you don't lose your own money, you are covered and not liable for stolen card activity nor identify theft purchases, you get extra coverages on your purchases and cell phones, car rental insurance, extended warranties on your purchases all by the credit card companies...they are actually amazing and end up saving you alot of money and adding to your income...used PROPERLY! Extend your credit limit with more cards and credit limit increases which will bring your utilization down a ton as well as paying off purchases before statement dates...very simple stuff that can only help you on your way to success and financial freedom...
I do have one question about putting money down. I’ve always heard that putting money down on a lease is a bad thing to do because you will be turning that car back in and that money will be lost. What’s your opinion on that? Thank you.
Tip # one: go to your own bank asking for a Car Loan. If you think your credit, job, proof of income, debts are ok (if not go to tip 4) Tip # two: purchase a car payment calculator app (cost $5.99 but It'll equal over thousands value after u signed the agreement to purchase a car). Tip # three: there is no best friend, brother, sister in any dealership on earth that totally understands & gives a peep about your financial situation. Tip # three +: Just stay home & shop online, deal by email & phone first at least 3 (or more) different dealers at the same time. Tip # four: DO NOT! please don't go to the dealership with a crabby credit score (challenged credit). And think that they would help u to get approve for the Loan and get your dream car out. Because you will learn a big peeping lesson and regret for the rest of your life for sure. Bonus one: Safe enough $$$ to buy OFF the used car that u need (Craiglist, Market place, Facebook . . . ). NOT the brand new car that u want with a Loan on top of it (over your head, you'll be peep for a fact). It supposed to have 40 steps total at least but seems he said 4 tips, so there it is.
Hey man thanks first time buyer here I’ve been looking at your TH-cam channel the past 2 days to prepare myself with some knowledge Since I’m going to a dealership I’m going to be real open minded that being said can you do a video about refinancing your car ?
I have to disagree with your take on revolving credit/cards being the worst. When used properly they will boost your credit score. Especially if you have no credit to begin with. The key is to use the card every month & pay it down to a single digit balance on time every time. If you pay it all the way off to a zero balance it will show up as no activity & if you leave too high of a balance your utilization lowers your score.
I agree with everything but the zero balance. All credit bureaus - the people who grade credit- say that this is a myth. They can see the transactions and the payment even if you pay before a statement generates.
@@brady7089 I actively monitor my score every month through multiple reporting agencies & anytime I've paid a balance down to zero my score drops in the next report.
I live up by Indianapolis. Wish I could make it down there to deal with you. But, my car wouldn't make it that far. I'm happy each day it makes it to work. Lol
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3/7/20....I have lots of store credit cards for sales discounts....I use + pay off in full same month. I have 4-5 MAJOR credit cards. I use 1 for auto pmts on monthly car + home ins...plus I pay in full every month. 1 use another for auto pmt on electric + water + cell phone bill & pay in full every month. Other 2-3 credit cards I use 1 one month & pay off in full & put away to use later. I do this with the other 2 credit cards also.....use 1 each month + pay in full + put away until I use in rotation every 3rd mon. My credit stays high + no bills b/c paid off in full every month as they help my credit score climb..... Mtg paid off...car paid off.... So I have maintained good credit + ALL credit cards still show use enough to keep current.
@@devincullins4215 Listen to Dave Ramsey as many times per week as you can on iHeartRadio. He will re-program your brain to not be in debt. Consumer debt is FOOLISH. PAY CASH for your car or you will be a SLAVE TO THE LENDER + pay extra for the car. If you can't afford to pay cash, drive a beater car for years until you can do so. Financing a car is JUST DUMB. You're spending more than your means.
I didn't come in with an open mind. If i have to pay a high APR Because of my credit. I'm gonna drive off with something as close to my dream car as i can get. Yes me and the saleswoman did get feisty with each other. It ended with them FINALLY giving up trying to put me in what "They" wanted me in and them telling me the downpayment i would need. So i did that... came back with the DP a few weeks later and drove off in what i wanted. Paying the high APR till Next Fall when my credit improves, but driving in the car that i wanted makes it abit easier to stomach every month lol DON'T LET THE DEALERSHIPA BULLY YOU INTO DRIVING SOMETHING YOU DON'T WANT. Idc if you have a 300 credit score if you can afford to come up with a decent downpayment and monthly payments. You tell them what you're willing to drive off in.
I while back I was in need of a car. Lmk what u think I knew it was gonna be a suicidal agreement I was going to pull a car loan from a credit union And use the loaned money to put down for a car to finance. Or either loan enough to pay it out Then work my way to pay the bank back. I was put off from the thought of paying back the loan and the finance. Any thoughts I feel like I'm smart for backing out
You wouldn't have been able to do it. You can't secure two loans with the same car. Each lender would have wanted to be sole lienholder on the car. The CU loan would have needed to be an unsecured personal loan at a high rate, not a car loan. And, no offense, but if this is the kind of thing you were considering, I'd guess you have no credit or bad credit, and an unsecured loan would likely not be available to you anyway.
If you've got 20% to put down on a car credit is irrelevant.80k car you put up 16k from the get go they've made money on the front end.You paid them money to approve you.
Clearly you should not buy a car on impulse with no documentation handy. It sounds like you need to have all your paperwork and all your ducks in a row before you go to a dealership.
When the 2017 Elantra came out, I was about to lease one then a year later that same salesman I spoke to wanted to sell me another car. Some sales peeps keep a list of potential/failed sales for over a year.
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What he means by come in with an open mind is if you have your heart set on a Camaro they will take your down payment, do a "Spot Delivery" then a week later say you are not approved and they are keeping your down payment and force you to still buy a car from them which instead of the Camaro is a Cobalt! haha That is what Open Mind means..keep your mind open to whatever crappy car they can get you in..meaning the car that has a high enough book ...Not everyone who is wanting to buy a car is just looking for "basic transportation" A buyer with $3K down can get a cash car that is very reliable for $3K! Many many years ago a dealer in Jax Fl, Tom Bush BMW to be exact..Sure we can sell you this car for such and such down.I write a check for down payment....day later...no we need more down..I said no thanks..I'lll be by to pick up my check..oh we have to wait for it to go through and then cut you a check...30 days!! Oh honey..no ma'am..I will stop payment!! Oh I think it's too late for that!! Little did they know since my account was opened in Philly,PA, back then, circa 1995, all checks had to go through the area routing number on the check!! All the way to Philly!! I stopped payment with no problem! Ever since then and finding Dave Ramsey, CASH only!
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I'm kind of forced to go to a "Buy Here Pay Here" since my credit score is 400 (hospital bills) and I only have a total of $3,000 down with trade in and need a car with less than 75,000 miles on it. It is sad cause I have $1,000 leftover after my bills. Guess I will have to put money away (which is hard) and go without a car for a few months.
Do you know if and when Chevy will come back with 1/2 ton extended Cab long beds ( 8ft )? Also what's the real world hwy mileage on the new 4 cylinder turbo trucks?
Chevy Dude I believe it, not the first time I hear that. Local Chevy dealer here said the exact samething. However they're still made in 3/4 ton and 1-ton duallys.I'm just trying to make since if it. Why would those sell if they're mainly used to pull a trailer? Who would want a longer truck to have a longer turning radius when pulling a trailer? All Uhauls pickup fleet has 8 ft. beds. Ford has the 1/2 ton ext Cab long bed market cornered as they're still making them, but who wants a Ford.
ElroyJosephJenkins JrTheThird 8 foot beds are used for work people with a 1/2 ton generally don't use there truck for anything more than hauling groceries or a bicycle.
David Denman 8' beds ride better. Can close the tailgate with a 4 wheeler, 4'x8' Ply wood, come with a 35 gal tank, puts you further away from tailgaters.
Went to 4 dealers in the same day with 620 credit score and 2k down and still left in a uber. 😭 apparently i dont make enough money and need a co signer lol
Having an honest car dealer is so important. Wish u were in my area.
Why do you think this guy is honest?
The dealer not the guy read it again
Enjoy your videos...but as someone in the credit industry, getting a credit card and just putting it in your drawer isn’t a great way to rebuild your credit
Well you gotta use at least one, but more cards equal more lines of credit and a higher combined limit reducing your revolving % limit.
6:45 Car salesmen in the background trying to rip off the blond lady as they always do.
I don't even like chevys, but I would buy one from this guy, because of his honesty. Im a salesman too, so I know the golden rule, which is "ppl like to buy, not be sold"
You think he's honest? Hahaha.....
Get the loan before you get the car buy gm certified pre owned and go to a credit union
Yeah. You can go out and get preapproved for a car loan before even shopping for a car. I consider hard inquiries to be the least important things to impact your credit score especially if you're going to make a major purchase like a car. You gotta know if someone is willing to take a chance on you and when you bring that into a dealership they will try to beat the interest rate that your preapproved loan has which can only help you out.
You should check with the dealership first because in many cases they may have finance deals. 0% or 1.9% financing for 60 or 72 months cannot be beat by any bank if you go through the dealer. If they don’t have any deals of course go with your local credit union.
Dealerships will never beat credit unions interest rates.
What if the credit union dont approve you??
@Paul Cysz i have credit unouin need 25.000 loan 6000.00 dn my fico score is 627 fair can i get preaproved
Mike I realize that you could do a whole series on credit alone but I would like for you to expand on the finance piece of your business. Review how it works, in house financing, submitting to banks, extended warranties, gap, etc. in several cases in years past the finance piece has been a deal breaker with my top tier credit because the finance manager did not know what they were talking about.
L)l
I feel like I'm a comedian because everytime I walk into a car dealership they all laugh at me .
Laugh along with them 🙄, show them who the real Joker is 😗
Y
TheBikemaster94 🤣🤣🤣🤣🤣🤣🤣🤣
@@trelesial wooosh
I felt this
Finally an honest dealer, if I lived in KY I'd buy from you . I have good credit so it might be worth it to take a drive to KY from PA to get a vehicle from somebody that is truthful .
All these does and donts are overwhelming. To remember them all..ugh! Getting a car should be a happy moment not one you leave the car dealership crying like I did.
The world need cool guys like you
You gave me good advice about credit cards. After the video I went and paid off three grand into my credit. I was using 60% of line of credit, I thought it would help build my credit but I guess not. I feel relieve now. Minimum was 72 payment.
The credit union I’m with does all that and pre approves us for a car loan of a certain amount of money and then all we do is go dealer hopping and it makes it so much easier and at least in our area we get the best rate at our credit union, I guess it helps when you have been with them for 20+ years.
Hi Mike thanks for all the GREAT videos you do. My Mom & I went to our local Dodge dealership, we got a great deal on a Durango she wanted. We followed your advice what NOT to do at your local dealership, how regular people just mess up the car buying process. It took time, but, we nowhave the Durango she wanted. thanks again.
If your going to buy a car with bad credit, that means they are going to stick it in dry..with no prep time.
Seriously, I'm looking for the last vehicle I'll probably ever own. When I'm ready to buy, I'll FLY up there from Texas to buy one from you.
Did this ever happen ?
@@kingslime4030 Prob not...
The plane crashed
Liar
pay your credit card on time you’ll be good using under 30% as long as that’s what’s reported and under I’m in the 700s by paying back on time no matter how much I’ve used but thank you for the info credit is tricky you just have to figure it on your own because everyone has different experiences and rules which mislead aloe of folks
100%!! nowing yor credit and what prime rate is for your score is the best ammo you could have going into the biz office.
Sales people should not discuss rate, payment or products. If they are it is a distraction. Concentrate on OTD price for the car you came in on.
BOOM!
Hmm. What about guys who come into the dealership with a PAL (pre-approved loan) from their bank or credit union? Did that years a go and was hassled by the Chevy dealer to use GM financing. Things I hate about buying a new car 1) fast talking salesmen 2) impatient salesmen 3) lying 4) pushing something I don't want 5) salesman making me wait while he goes and asks the "sales manager". I once waited 15 mins...when he came back, I left. 6) dealerships that are untidy, unprofessional, and have a "dead" feeling. Bottom line, know what you want, how much you want to spend, have a PAL (or cash) ready, and walk away if anything feels out of place. If the numbers don't work out, so be it...find another dealership.
Walking in with a PAL should be treated the same as cash, the good dealerships will jump on that because its instant cash into their business for less work.
If their pushing their financing I'd walk out too as theirs obviously some shady deals going on with their financing/commissions for sales.
Their is the chance that they thought their financing was a better deal, but determining that would require reading the entire loan details.
I bought my new van that way. My bank said to just send them the purchase order and it was done. The used car I just bought was similar. We agreed on a price and and I asked for the purchase order and told them I'd be right back. Easy and simple
Nothing wrong with that.
Never hurts to hear thier offer. Just hear it.
Sometimes banks offer APR are too high
Chris DIYer I did this when I bought my last car and they hated it. I was even asked to sign their loan paper work before I left to take the offer to my bank in case something fell through with my bank I would still be able to pick the car up the next day. (I didn't sign it). I didn't trust them not to process it soon as I left.
If the Dealership or salesman hassles you for even a minute just walk out.
Listen to the Chevy Dude. He is 100% correct. And don't come without money down. 20% down is wonderful...but I have gotten plenty of people finaced with $500 down.Don't try to trade in a car you are way upide down in without the money to cover the neg equity.Sometimes you can find a car the dealer really needs to move and that can help with your equity situration. Now this is great information from the chevy dude.
Why are used pickups so expensive now. Early 2000 trucks go for almost what they were new? I don't understand. 20yo pickups 12k they cost 25k 20 years ago
Derek,Yes . My 08 Sierra 100k 4 owners cost my $15k out the door. 2019 ram work trucks cost 40k . That's madness!!
yes, but some of these trucks were only 20 grand brand new back in 05 02, i saw an 05 tacoma, 15k, msrp was 25k not including any rebates or deals they might have gotten, back then u didnt pay msrp. so the truck only went down 5-7k in 15 years. doesnt make sense.
Derek Comingo it's a Toyota that's why. Dealers and private sellers think there so great that they are worth close to what they were new. A local Toyota dealers sells 2005 Tacomas for close to $20,000.
At that point it is better just to go new.
I know what you mean... I have a 2007 toyota Tacoma with right at 300,000 miles and a dealer offered me $6,000 for it without me even purchasing a vehicle. (i turned them down in case you were wondering)
Not knocking you, but living here in Louisiana I can think of many more places to go than Sri Lanka.
Indiana Jones (with the meal scene and the heart extraction) was filmed in Sri Lanka, some great food, beautiful scenery, and fascinating history - Indian/British/Portuguese influence
It sucks for everyone at dealerships because someone is getting screwed
last saturday i went to local a motorshow were dealerships come and show off the latest models. and I saw some very shady salesmen that just tried to get deals done no matter what. And with the knolwladge that i have gotten from you i stopped some of them from draging people into holes.
Step one: craigslist
Step two : cash
Offer up.
What’s Step 3 ? Taking it to the mechanics with more cash?
@Edgar H252 No driving off in a car that won't cost you a huge note a month.
Ebay
@@kid5042 but cost you the same amount in repairs
I wrote down my notes from your video I’ll be buying a car as soon as taxes come and I’ll let you know how it went thank you
RealShanita1 how’d it
Go ?
how did it go
I sent a friend in MO some of your videos and told him to talk to you about getting a new car. And I'm thinking of calling you when I'm ready to trade in my Buick. Keep up the good videos. I love listening to them is I drive to work.
You’ve got me very confused.... how can I leave a big fat thumbs up if my thumb isn’t fat? You’ll just have to do with a regular thumbs up.
I dont have credit, I tried to buy a used 2018 Mazda 6 signature for 25k with 10k down. The guy offered me 60 months at 12.9%apr 390 a month a loan of 17k. A 6,400 interest on the car, total of 33,400 so I just walked away. I'm not paying for a used car what it costs brand new. I'm keeping my 2017 Mazda 3 for a bit longer hopefully the Mazda 6 will depreciate fast.
El Rogers Don't know why you'd but a 2018 model when the 2017 model should do you fine, but idk if yours has issues but if it doesn't then just stick with it bro
He offered you 12.9 because you don't have credit. 12.9 is a subprime rate. If you had credit the rate he offered you would most likely be 4-6%. Credit is a catch 22. You need to have it to get it, but you can't get it if you don't have it. Banks look at people with no credit histories as high risk because they have nothing to base their risk on.
@@Vipersrule I understand how it works, in some cases it's better to have no credit than bad credit. The subprime rate in my are should have been 9.87%. Dealership also make a cut for themselves it's better to get your own financing.
@@rogersmith2036 my experience as a finance manager has been the opposite. People with bad credit had an easier time than people with no credit at all. The sub prime rates in our market ranged from 8% all the way to 30%. And it's at the discretion of each individual lender what rate to give each customer. If financing through a bank and not manufacturer the dealership will earn what's called a reserve which is usually calculated as a % of the amount financed. Higher rates mean higher reserve. Dealerships are also part of a dealer finance network and can access lower rates. Meaning if you walked into a dealership and a branch the dealer can get lower rates than the branch. This is because the banks want dealerships writing loans so they can focus on more profitable products like mortgages.
I don't even own a Chevy but watch your videos. Great content.
Anybody else laugh at the fact that the sunroof looked like his eyes 🤣🤣🤣
Omg I’m so glad I watch this video . It’s 12:22 a.m in CA I have bad credit and I was rushing to get a vehicle. I actually call Carmax before I watched your videos and I messed up. I’m going watch a few more videos print out the lists and then call first and follow the steps you said. Thank you doing these videos
So this is for people with credit scores around 600 or higher
Tracy Turner thanks so I can click out
I have 616... so is it worth me finishing the video? I've never financed it's a bit scary to me and I know my credit score isn't good enough. I'm 24 I've bought 12 cars with cash since I was 17.
Champagne Mami *closes the TH-cam app in 520 Fico score *
@@ZRZ71 Yes, 616 is a score acceptable for auto financing. You will pay a higher interest rate, HOWEVER, just remember that as you build your credit and improve your credit, you'll be able to refinance. Definitely finish watching the video.
@@ZRZ71 As you get older, its better to keep the cash and make a payment. I financed a $50k vehicle for 60mo at 1.99%, the whole thing including tax. Why? because keeping my cash in the stock market or other investments will gain way more than the 1.99% i am paying in interest. Now i'm not saying everyone can afford a $900 car payment, but if you have great credit, its probably better to leverage vs buy the car in cash.
How about just PAY CASH or save until you have saved enough to do so. We haven't financed a car in 20+ years and just bought my wife a 2019 Toyota Adventure. Start with an inexpensive car you can afford and just pay for it, no finance and move your way up.
One of our relatives just agreed to a 28% auto loan. A $9000 dollar car with $8000 in interest for 5 years. Think about it folks. None of these idiots are their to help you, It is called greed!
Very true people should listen to you same happened to me car was 15k ended up paying 25k definitely greed!!!!
Lol
Your relatives either got taken advantage of or have bad credit hence the high rate.
I would advise against just blatantly paying all cash for a vehicle though. Current interest rates are low. You could put your cash in an ETF and and most likely outperform the 5% or less you'd pay in interest on a new car.
Lol very stupid comments regarding paying cash. Why would you pay cash for a normal everyday car. I - smart business person will 1. Have good credit. 2- With that good credit you can easily get a under 4% interest rate. 3 you can easily make more than 3-4% on your money in a year through proper investments. There fore useing up that amount of cash on a car is just stupid for what $2,000-3,000 in interest over 6-7 years lol. That's literally nothing
Stay liquid not stupid
Thanks my score dropped from a structured settlement and wow can't get anything,thankfully I have a Chevy that s 8 in a half years and has been good,only needs tire sensors and the light reset
So what. KEEP IT until it hits 500,000+ miles. Keep Amsoil in the engine, transmission and rear differential it so that nothing wears out.
@@CarMaintenanceGuy I did transmission and diff service I'll keep her she's been a good truck and they always screw you on appraisal I'll keep it and get a car on the side😃
@@fctryoffetsh39 Amsoil is cheaper. You can go 100,000 miles on tranny flushes and the same with differential service. 15,000 mile or 1 year on oil changes. Look at the cost over 500,000 miles using these products. It's cheaper than anything on the market and protects superior. That's why I tell everyone. Don't use the crap at the dealer or auto parts stores.
Your wrong about Secured credit cards and they honestly build your credit I think you should focus on selling cars and not credit repair
Yes but he is correct about the credit to debt ratio. Ideally, you want to stay at 10% or less.
if their credit is good again, they like him for that and are way more likely to buy a car from him too - sooooo
Yup. I increased my credit score almost 100 points in under a year with my Discover prepaid card.
How would that help your Auto credit score?
I disagree with you!
Tmhanks fir sharing..,you are such an awesome dude...I bet all yo coworkers wonder how you do what you do....keep up the great advice
Thank you for this vid. Buying my first expensive car this week. Thank you so much.
We're you able to get that car?
What about no credit? My wife has zero credit & I wanna get her set up just in case something happens to me.
No. She needs to go get a job.
If she has a way to pay for it, I would suggest getting her a credit card or small personal loan to kickstart her credit. That's how I started mine way back in the day. It helps a little.
Start her off with a credit card with a low limit like $400 in about a year she should have good credit
Michael Cooley Too many hard credit checks in a short period of time will bring down your score unfortunately.
You dont need credit. Check out the dave Ramsey plan. It builds wealth slowly but surely
Great video! When you say "be flexible" could you be more specific and provide an example or two on some flexible scenarios. Thanks!
I'm looking at doing cash buy. How should on approach it to get the best deal
With one foot out the door and headed to the next dealership.
You'll get the keys in an hour.
Craigslist and have a mechanic check it out.
Yep. Forget the dealers. Go to Craigslist or Auto Trader and buy privately.
U always walk out when they bullshit if they dont meet your terms walk out they will call u back
Mike preaching truth!
93% of this country buys cars and homes with LOANS.
NOBODY can TRULY afford any of this shit. Good credit or not
OJJones stfu you’re just jealous 🤦🏻♂️
if the dollar truly crashes; the banks not gonna do shit because everybody will probably be in apocalypse mode by then
FYI: sad truth about very poor people: they don't want to have a bank account because they have heard that you need a $100 minimum deposit to open a checking account. They feel like they are never going to have a $100 extra on hand. Therefore, it's too hard to open a checking account. When they get a paper pay check, they go to a check cashing store that takes ten percent off the top every time before converting the check to cash. Instead of paying bills with checks, they use money orders all the time.
So?
@@bs4real Please try to feel some empathy for those who feel constricted and sad due to lack of money and lack of hope.
Wish we have honest dealerships in Portland Oregon
Junior Barron if you need help with a car purchase, let me know!
Right! Bought an suv in forest grove because he seemed the most trusted. During the test drive he was talking really loud and kept talking about how great the speakers were. Didn’t think much of it til a month and half later the transmission gave out smh. Mechanic said yeah you could here a slight whistle when driving and that’s not a good thing. We live and we learn though
Bypass the dealership completely by securing your loan through your credit union. Much lower rates and you can buy the car you want but ensure you understand value. This advise is bs
Dealers are part of a network. Banks would rather dealers write loans so they can focus on writing more profitable products like mortgages. If a bank or credit union undercuts a dealership's rate they usually get a slap on the wrist. Also, if you're buying new, you'll never get a subvented rate through a bank. Never.
This advice is spot on.
Not always true; got a great rate from my credit union after three days of interview and finally approved. Marched to dealer to pickup my new pickup. The credit union paperwork was not correct. Another three day wait. The dealership fished my loan and found a better rate. I have a 750+.
I guess you missed the "bad credit" part here.
Hahaha my credit union, USAA, won’t even give me a a secured 1k Visa card. I have a 609 FICO.
You didn't just say... I can get a loan from my own bank!!!
If you got bad credit, it will be a subprime lenders that don't have branches like regular banks. That's how they can afford to give loans to people with crappy credit.
Your bank would probably do it, but again he's talking about bad credit people
Love ya videos boss… I have learned so much from and a couple other genuine people. I will be purchasing my first car soon and I am learning the ends and outs …. Thanks and njoy the Holidays
I was wondering if you might mention in a video sometime ... How to best do a deal utilizing the GMS price.
New to your channel and enjoying catching up on what you’ve been sharing.
I have found that it is not difficult to buy a car with bad or no credit. You have to accept that the interest rate will be very very high and your monthly payment will be about double of a normal payment. You have to suck it up and endure the hardship and eventually when your credit score is good enough you can buy a car at a reasonable price. That is the truth of it.
What if you come in with all the cash needed to by the truck?
@@ChevyDude where's the location
if you come in with cash and the vehicle is 30k tell em something like ill pay 25k cash right here right now go get you manager. and theyre gonna do it. seen it happen a few times.
Don't tell em you have cash until after you've negotiated the absolute best price..... Then tell em knock off a little more and you'll pay cash lol.
If you pay cash then they just straight up rip you off on the price instead of trying to screw you on your trade or in the finance office.
@@SOLDOZER MSRP why you go in and negotiate say at 18 for 26K car Im sure they'd settle for 19K
Straight cash, homie
Credit cards get canceled if they aren’t used!!
No they don't.
@@joeevett9007 Yes they do. Some banks will close your credit card if you don't use it for a specified amount of time (first it will go dormant, then they may close it a few months after that). Banks don't have an unlimited amount of credit to give to people and they'd rather give it to people who will use it rather than those who don't.
Just keep your utilization under 10%. Even with a $300 credit limit, it's not rocket science how it works.
Then again, if one were responsible with credit, they wouldn't be worrying about $300 credit limits and subprime auto loans.
I got a very nice Focus ST with low credit. Paying it on time!!
What’s was your credit score
Oh wow I live in Louisville lol I’ll definitely have to come get a car from this guy ..been watching his videos for months
Thanks.
One of the quickest and safest way is to hire a professional credit score specialist who can lawfully and economically re-establish your credit score and remove negative items and Repo. I was able to employ (Jon@creditpatchup.com) who helped me erase all bad items permanently. He was also able to remove damaging items like evictions and foreclosures from my credit file!
What about truck drivers who are paid on per diem? Does that hurt them..
An honest sales man would tell you never buy from a dealership unless you have no other options . Buy private party
Question for you. If I bring all of the documents in the description to the bank and try and to get an auto loan will it work the same way you think? Your videos are super helpful thank you so much!!
*if I’ve already been denied by the dealership with a 15% down payment*
What’s my chances getting a $25,000 car with $10,000 down 650 credit score no credit cards or ever filled bankruptcy and no credit card debt??
You have every chance once you are making about $20000 a year.
I was a victim of bad dealership just looking out for themselves and not helping someone. I had 20% down and a trade in. All they did is pulled 3 hard credit and ruined my credit worse.
I had some pretty uncontrollable credit card debt and I got a personal which I used to pay off all my credit cards. 11% APR is way better than 27% APR and my credit went from 670 to 720 in one reporting period. Nuts! I'm going to toss these credit cards in a lock box now since I've been working a job that pays me enough to where I don't feel the need to put anything on them.
What you can do instead is use some cash back or reward credit cards and pay them off every month so you keep having a good credit history and get some bonuses.
C cards are wonderful tools if used properly that can build credit but also access you to higher funding and credit and not only that, you can earn bonus free cash and free travel and more just by spending what you normally spend. And also check out the differences between interest.... simple interest and amortized interest, different ball fields to the point where you might actually be better off with the 20 something percent, depending the type of interest and your situation. Most wealthy people only use credit cards...o also I forgot they come with many benefits such as you don't lose your own money, you are covered and not liable for stolen card activity nor identify theft purchases, you get extra coverages on your purchases and cell phones, car rental insurance, extended warranties on your purchases all by the credit card companies...they are actually amazing and end up saving you alot of money and adding to your income...used PROPERLY! Extend your credit limit with more cards and credit limit increases which will bring your utilization down a ton as well as paying off purchases before statement dates...very simple stuff that can only help you on your way to success and financial freedom...
I do have one question about putting money down. I’ve always heard that putting money down on a lease is a bad thing to do because you will be turning that car back in and that money will be lost. What’s your opinion on that? Thank you.
scammer gtfo
put down the least amount you can. that is why you lease. for low payments and no money down.
Jerry Traveler .....I agree but was surprised that the Chevy dude didn’t even bother to answer.
Tip # one: go to your own bank asking for a Car Loan. If you think your credit, job, proof of income, debts are ok (if not go to tip 4)
Tip # two: purchase a car payment calculator app (cost $5.99 but It'll equal over thousands value after u signed the agreement to purchase a car).
Tip # three: there is no best friend, brother, sister in any dealership on earth that totally understands & gives a peep about your financial situation.
Tip # three +: Just stay home & shop online, deal by email & phone first at least 3 (or more) different dealers at the same time.
Tip # four: DO NOT! please don't go to the dealership with a crabby credit score (challenged credit). And think that they would help u to get approve for the Loan and get your dream car out. Because you will learn a big peeping lesson and regret for the rest of your life for sure.
Bonus one: Safe enough $$$ to buy OFF the used car that u need (Craiglist, Market place, Facebook . . . ). NOT the brand new car that u want with a Loan on top of it (over your head, you'll be peep for a fact).
It supposed to have 40 steps total at least but seems he said 4 tips, so there it is.
Hey man thanks first time buyer here I’ve been looking at your TH-cam channel the past 2 days to prepare myself with some knowledge Since I’m going to a dealership I’m going to be real open minded that being said can you do a video about refinancing your car ?
What do you think about paying for the taxes and fees vs a down payment?
I have to disagree with your take on revolving credit/cards being the worst. When used properly they will boost your credit score. Especially if you have no credit to begin with. The key is to use the card every month & pay it down to a single digit balance on time every time. If you pay it all the way off to a zero balance it will show up as no activity & if you leave too high of a balance your utilization lowers your score.
I agree with everything but the zero balance. All credit bureaus - the people who grade credit- say that this is a myth. They can see the transactions and the payment even if you pay before a statement generates.
@@brady7089 I actively monitor my score every month through multiple reporting agencies & anytime I've paid a balance down to zero my score drops in the next report.
I live up by Indianapolis. Wish I could make it down there to deal with you. But, my car wouldn't make it that far. I'm happy each day it makes it to work. Lol
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3/7/20....I have lots of store credit cards for sales discounts....I use + pay off in full same month.
I have 4-5 MAJOR credit cards.
I use 1 for auto pmts on monthly car + home ins...plus I pay in full every month.
1 use another for auto pmt on electric + water + cell phone bill & pay in full every month.
Other 2-3 credit cards I use 1 one month & pay off in full & put away to use later.
I do this with the other 2 credit cards also.....use 1 each month + pay in full + put away until I use in rotation every 3rd mon.
My credit stays high + no bills b/c paid off in full every month as they help my credit score climb.....
Mtg paid off...car paid off....
So I have maintained good credit + ALL credit cards still show use enough to keep current.
I will definitely be buying from you when the time is right! Thanks mike!
Just need a good payment down,hard taking care of a terminally sick parent,but got the rest
Excellent video!
You point out clearly the steps involved.
What if you had a car repo’ed. My brother is desperately. Trying to get himself a new car.
Go on Craigslist and buy a beater until you save up the cash. You Uber until then.
ummmmm.....
@@devincullins4215 Listen to Dave Ramsey as many times per week as you can on iHeartRadio. He will re-program your brain to not be in debt. Consumer debt is FOOLISH. PAY CASH for your car or you will be a SLAVE TO THE LENDER + pay extra for the car. If you can't afford to pay cash, drive a beater car for years until you can do so. Financing a car is JUST DUMB. You're spending more than your means.
I didn't come in with an open mind. If i have to pay a high APR Because of my credit. I'm gonna drive off with something as close to my dream car as i can get. Yes me and the saleswoman did get feisty with each other. It ended with them FINALLY giving up trying to put me in what "They" wanted me in and them telling me the downpayment i would need. So i did that... came back with the DP a few weeks later and drove off in what i wanted. Paying the high APR till Next Fall when my credit improves, but driving in the car that i wanted makes it abit easier to stomach every month lol DON'T LET THE DEALERSHIPA BULLY YOU INTO DRIVING SOMETHING YOU DON'T WANT. Idc if you have a 300 credit score if you can afford to come up with a decent downpayment and monthly payments. You tell them what you're willing to drive off in.
You Sound Stupid As Hell
Yeah buddy!!!! I'm with you on this one!!!
I while back I was in need of a car. Lmk what u think
I knew it was gonna be a suicidal agreement
I was going to pull a car loan from a credit union
And use the loaned money to put down for a car to finance. Or either loan enough to pay it out
Then work my way to pay the bank back.
I was put off from the thought of paying back the loan and the finance.
Any thoughts I feel like I'm smart for backing out
You wouldn't have been able to do it. You can't secure two loans with the same car. Each lender would have wanted to be sole lienholder on the car. The CU loan would have needed to be an unsecured personal loan at a high rate, not a car loan. And, no offense, but if this is the kind of thing you were considering, I'd guess you have no credit or bad credit, and an unsecured loan would likely not be available to you anyway.
Ummmm you can't do that. The credit union would be the title holder.
@@SOLDOZER You talking to me, or Vann?
@@dwasifarkaralahishipoor2223 Vann
What is a good credit score a credit union or bank looks at in order to buy a car with how much down payment
So.. if I had 20% to put down... why would I have challenged credit??? Credit is key.. you can’t do anything if the credit is bad.. idc what you say..
Could you do a video on negative equity? How to approach?
If you've got 20% to put down on a car credit is irrelevant.80k car you put up 16k from the get go they've made money on the front end.You paid them money to approve you.
Clearly you should not buy a car on impulse with no documentation handy. It sounds like you need to have all your paperwork and all your ducks in a row before you go to a dealership.
Great video I've been talking to Mike and he has giving me great information. Thanks JC
I wished he could help me get a car lol.. Love this guy channel
😅😉
I’ll let you know what’s happening. Going to my local Chevy dealer to buy a low Milage 2013 2 wheel drive 5.3 single cab short box
Thanks for the advice. If i was in your area i would buy a car from you
I literally have 580 as a credit score and interested in going to the car dealership on the next 6 months
When the 2017 Elantra came out, I was about to lease one then a year later that same salesman I spoke to wanted to sell me another car.
Some sales peeps keep a list of potential/failed sales for over a year.
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Is drivetime a good dealer/ if so should i or should i not go. Got appointment's on Tuesday?
What car dealer ships do you trust to buy a new truck in Kansas?
What he means by come in with an open mind is if you have your heart set on a Camaro they will take your down payment, do a "Spot Delivery" then a week later say you are not approved and they are keeping your down payment and force you to still buy a car from them which instead of the Camaro is a Cobalt! haha That is what Open Mind means..keep your mind open to whatever crappy car they can get you in..meaning the car that has a high enough book ...Not everyone who is wanting to buy a car is just looking for "basic transportation" A buyer with $3K down can get a cash car that is very reliable for $3K! Many many years ago a dealer in Jax Fl, Tom Bush BMW to be exact..Sure we can sell you this car for such and such down.I write a check for down payment....day later...no we need more down..I said no thanks..I'lll be by to pick up my check..oh we have to wait for it to go through and then cut you a check...30 days!! Oh honey..no ma'am..I will stop payment!! Oh I think it's too late for that!! Little did they know since my account was opened in Philly,PA, back then, circa 1995, all checks had to go through the area routing number on the check!! All the way to Philly!! I stopped payment with no problem! Ever since then and finding Dave Ramsey, CASH only!
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I just bought a truck today. I have very good credit. It definitely makes the whole car buying experience much easier
What do you think ford midsize car?
Is better to get a loan at your own bank ?
Great video brother keep up the awesome work
I got bad credit. I am 38years old and never had credit card or loan of anykind. That make my credit bad. Last i check credit score was 501.
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You may want to give me a call then. I'm getting letters with 0% APR's and offers for a buyback but no equity? It doesn't make sense.
Which video editing app do you use? Great quality!
I'm kind of forced to go to a "Buy Here Pay Here" since my credit score is 400 (hospital bills) and I only have a total of $3,000 down with trade in and need a car with less than 75,000 miles on it. It is sad cause I have $1,000 leftover after my bills. Guess I will have to put money away (which is hard) and go without a car for a few months.
This was very helpful. Thanks chevydude
Do you know if and when Chevy will come back with 1/2 ton extended Cab long beds ( 8ft )? Also what's the real world hwy mileage on the new 4 cylinder turbo trucks?
I like 8’ beds. Sell me one at a awesome price👍
Chevy Dude I believe it, not the first time I hear that. Local Chevy dealer here said the exact samething. However they're still made in 3/4 ton and 1-ton duallys.I'm just trying to make since if it.
Why would those sell if they're mainly used to pull a trailer? Who would want a longer truck to have a longer turning radius when pulling a trailer?
All Uhauls pickup fleet has 8 ft. beds.
Ford has the 1/2 ton ext Cab long bed market cornered as they're still making them, but who wants a Ford.
ElroyJosephJenkins JrTheThird 8 foot beds are used for work people with a 1/2 ton generally don't use there truck for anything more than hauling groceries or a bicycle.
David Denman 8' beds ride better. Can close the tailgate with a 4 wheeler, 4'x8' Ply wood, come with a 35 gal tank, puts you further away from tailgaters.
@@ChevyDude They especially don't sell if you don't sell them.
Love your videos, im from Seattle Washington area, live in Port Orchard Wa.
Went to 4 dealers in the same day with 620 credit score and 2k down and still left in a uber. 😭 apparently i dont make enough money and need a co signer lol
Great Video.. Valuable Information..
Great video lots of important information