The thought of retirement makes me cry. My apologies to everyone who have retired and filing social security during this time after putting in all those years of work just to lose everything to a problem you never imagined to happen. It’s so difficult for people who are retired and have no savings to fall back on.
Effective personal finance management is more important than the amount of money saved, regardless of whether income is earned through job or investment. Individuals can seek counsel from a certified financial advisor to optimize financial outcomes, who can provide specialized advice and methods to decrease expenses and maximize income.
I completely agree; I am in my mid 40s, approaching retirement, and have approximately over 2million dollars in external retirement funds. I am debt free and have very little money in retirement funds compared to the total value of my portfolio over the past three years. To be honest, the Fin-advisor can only be neglected, not rejected. Just do your due diligence to identify a fiduciary one.
I think this is something I should do, but I've been stalling for a long time now. I don't really know which firm to work with; I feel they are all the same but it seems you’ve got it all worked out with the firm you work with so i surely wouldn’t mind a recommendation.
I've experimented with a few over the past years, but I've stuck with Lorrie Greta Hillard for about three years now, and her performance has been consistently impressive. She’s quite known in her field, look her up.
Lorrie has the appearance of being a great authority in her profession. I looked her up online and found her website, which I reviewed and went through to learn more about her credentials, academic background, and employment. She has a fiduciary duty to protect my best interests. I sent her an email outlining my objectives and also booked a session with her; thanks for sharing.
We get screwed while crackheads get full medical, paid prescriptions, paid dental, paid surgeries, paid everything. SS recipients get screwed. I would be better off if I hadn't worked 52 and was just a crackhead.
I work for 34 years and got injured can't work anymore dealing with pain and anxiety for the last two years got denied for ssdi. My neighbors around me was let through the border and gets their rent and food paid which i don't mind that at all. I lost my family and about to loose my house I think I deserve some help too.
When will the SSI recipients receive equal Rights to marry ? 😢 This is a slap in the face to our CIVIL RIGHTS and I can’t believe that nobody has brought this before Congress and demanded change with the Supreme Court 😢
What?? SSI recipients can marry. Do you think they shouldn't be allowed because their check would be cut? Yes it should be cut if the marriage means their income went up. Which is usually zero since they don't work to behind with. So live together is what most do and scam the system more than they already do.
I get SSI for my sons disability. They told me they deduct 1/3 of it because child support is considered ISM. But with these new rules I was hoping to get an increase but didn't.
What good news? My mom gets 801 dollars a month gets no food stamps no help from the government. She's only getting 20 more dollars a month. What a damn crock!
I'll be honest with yau. Any make any more cuts to my social security. I will end up going homeless and that would be completely out of my control. I'm barely making it now🥸🇺🇲
This information proves to me all these help cards are pretty much a scam. If SSA finds out that I signed up for one, it could throw a wrench in the works.
You know my wife worked all her adult life and only draws a 700.00 month after taxes and Medicare ! It is also my understanding that you can draw SSI even if you have never worked so I say damn wants wrong with that picture.
Unless you are scamming the system you can only collect SS benefits if you have earned enough credits by working and paying into it (wo years) or have a disability and can't work. The amount you receive monthly is based on the amount you pay into it. www.ssa.gov/myaccount/assets/materials/EN-05-10703.pdf
Now they need to increase the asset limit to $10,000 for a single person $20,000 for a married couple. You shouldn't have to open an ABLE account or create a Special Needs Trust if you happen to get small inheritance or a settlement from an accident.
@montamiddleton9318 in Most states the asset limit to receive any government resources is $2,000 state of New York Medicaid asset limit is $30,000 State of California has no asset limit for Medicaid. If you have a disability diagnosis in order to have more than this asset limit to receive SSI or Medicaid you either need to have an ABLE account which $100,000 is the most you can have in the account to not count against benefits. If you want to spend several thousand dollars to create a Special Needs Trust there is no asset limit of what's inside a Special Needs
I cannot find any online source for the information about SSI changes rules or etc. I have tried many search terms. Can anyone give me an online source for SSI rules, new rules, laws, cases such as M. Cookman has elaborated upon---?
How do you get your floors fixed when your on SSI and have your son living in with you as he is an ampute and on SSDI and gets the same amount of money as you do, MY place needs so much work and I don't know how to go about getting help. Please help me with this. Thank You .
If you have anyone living with you thats an ampute on SSDI and gets the same amount of money as you get on SSI, that money will be deducted from the SSI check. Its so wrong for them NOT to let and elderly woman or man have someone living with them and help and help protect each other from any harm . Its NOT GOOD To Live ALONE THESE DAYS.
If the property taxes not go up .The rent still be in the same as the lease..Every years the property has raised up over 100 per year. That is the inflation went up .
Ssdi it's different than SSI. I'm not sure what the rules are for SSDI in my eyes. If you have a disability, you must stay broke for the rest of your damn life. So unfair
yeah they passed a bill to change something no one paid attention to anyways why would anyone say they were being helped by getting food from family or friends
I an on SSI and SS , So I am in Mo. and get $943.00 and my State kicks in $10.00 and I gave up my Regular Medicaid and Medicare for an Aetna Advantage plan with some OCT Card , I get $120.00 in EBT Food Stamps . My House is still in a Special needs trust witch is now Out of corpus , So should I het the House put into my Name ? and the car ? and the fiduciary lost the car title . I know the trust has NO Money left but I guess my Daughter will still get the House and Car . I am awaiting the letter stating she did her duty and the funds are now gone and SSI has got to keep the House and Car going . So is it better to let the Broke trust own the House and car or should I take Ownership , I Only have Aetna who might be able to put a lien on it , I hope to pass the House on down to my Daughter or Granddaughters . .
Lake County, California, is one of the State's poorest Counties. Lots of young adults on SSI here. Drug use is extremely high. Most of them don't qualify and follow the steps of their parents and learn the ropes of welfare, ssi, and workers comp taking advantage of the freebies while most of us work our asses off for a SS check. Many wait years for the benefit, enjoying the retro check and spending it on meth. It isn't a stigma, it is a reality, giving a bad reputation for those who actually qualify for it. Our local walmart is like a drug circus on the first of the month, loaded with spun customers on meth, swiping their EBT cards for frozen pizzas, fattening pre-packaged foods, tons of cereals and big buckets of that cheap ice cream. It's big business, why do you think that attorneys advertise on daytime tv all day long waiting for you to call to get your ssi. Ridiculous. Anyway, enough ranting and time to enjoy the Thanksgiving holidays. Happy thanksgiving all! :)
I called social security office they know nothing about this do not give your information out to these knuckleheads they are creating false information
How to get SSI and social security because I got shot point-blank range 18 in from the front of my face right under my right nostril it's lodged in the back of my head still, physically and mentally, and social security I get but it's only $900 and something a month and I paid $600 a month for rent I don't have enough money to do anything to buy clothes you name it I don't have it, I'm 67 years old in all these people that make 10 times as much money as me get twice as much money as I get and I haven't even got one stimulus check in 2024.
They aren't going to give you any help. They want you in poverty. If you get a raise, then the SSI will let you know and you don't need to check with them. None of this is good news and nothing great here.
Theres no changes i. Was married for 25 yrs soical security told me i couldnt draw nothing my husband passed away wheres my spouse benefits did it go to the illegals!!!!
excuse me i live in california get ssi short 200 dollars for for regular benefits and they give me 291 dollars a month. I live in a house that the roof is falling in and i can in no way afford heating. so I have no idea what yur even saying and find it very horrible that yu say the things you do
"if the government thinks" someone else is paying for your food, clothing and shelter? How would the government determine that exactly?... do they have a crystal ball that gives them tips about how people are paying for their food, clothing and shelter? That was the dumbest thing ive ever heard! LOL
The thought of retirement makes me cry. My apologies to everyone who have retired and filing social security during this time after putting in all those years of work just to lose everything to a problem you never imagined to happen. It’s so difficult for people who are retired and have no savings to fall back on.
Effective personal finance management is more important than the amount of money saved, regardless of whether income is earned through job or investment. Individuals can seek counsel from a certified financial advisor to optimize financial outcomes, who can provide specialized advice and methods to decrease expenses and maximize income.
I completely agree; I am in my mid 40s, approaching retirement, and have approximately over 2million dollars in external retirement funds. I am debt free and have very little money in retirement funds compared to the total value of my portfolio over the past three years. To be honest, the Fin-advisor can only be neglected, not rejected. Just do your due diligence to identify a fiduciary one.
I think this is something I should do, but I've been stalling for a long time now. I don't really know which firm to work with; I feel they are all the same but it seems you’ve got it all worked out with the firm you work with so i surely wouldn’t mind a recommendation.
I've experimented with a few over the past years, but I've stuck with Lorrie Greta Hillard for about three years now, and her performance has been consistently impressive. She’s quite known in her field, look her up.
Lorrie has the appearance of being a great authority in her profession. I looked her up online and found her website, which I reviewed and went through to learn more about her credentials, academic background, and employment. She has a fiduciary duty to protect my best interests. I sent her an email outlining my objectives and also booked a session with her; thanks for sharing.
Any raises in my SS are always negated by an increase in Medicare cost so please explain to me what the great news is .
The only breaks I got on my Medicare monthly deduction were on my ss checks in 2022 and 2023, 5.9% and 8.7%.
We get screwed while crackheads get full medical, paid prescriptions, paid dental, paid surgeries, paid everything. SS recipients get screwed. I would be better off if I hadn't worked 52 and was just a crackhead.
Agree. SSI isn't enough to rent anything
Yeah, no kidding.
Yes, it is extrememly difficult. I couldn't make it without the Grey Bears organization for seniors by which I get 1 bag of vegetables a week.
I work for 34 years and got injured can't work anymore dealing with pain and anxiety for the last two years got denied for ssdi. My neighbors around me was let through the border and gets their rent and food paid which i don't mind that at all. I lost my family and about to loose my house I think I deserve some help too.
wow. Sorry to hear that. keep your head up. Hope things get better for you.
When will the SSI recipients receive equal Rights to marry ? 😢
This is a slap in the face to our CIVIL RIGHTS
and I can’t believe that nobody has brought this before Congress and demanded change with the Supreme Court 😢
Yep! Not even close to being enough to make up for inflation and medicare increases.
What?? SSI recipients can marry. Do you think they shouldn't be allowed because their check would be cut? Yes it should be cut if the marriage means their income went up. Which is usually zero since they don't work to behind with. So live together is what most do and scam the system more than they already do.
What if you own your own home and don't pay rent? I don't pay property taxes because I'm disabled. Will they be deducting from benefits?
They can't. Property tax is state, but they can take your home if you don't pay
They will NOT deduct. You are good to go and your primary home is NOT counted as an asset.
@joltjolt5060 I am exempt from property taxes because I'm disabled.
@waynecmontgomery Thanks for replying.
Martin O’Malley resigned from SSA effective Nov 29th. Will that effect the recent changes in SSA?
No, but this is the danger of voting Republican when you are on any government assistance.
So many collect who did not pay in if the pot keeps getting taken from and not enuff being put in the pot will go empty
I get SSI for my sons disability. They told me they deduct 1/3 of it because child support is considered ISM. But with these new rules I was hoping to get an increase but didn't.
I don't understand what $334 mean... do it mean I can only pay rent amount of $334?
Will it affect ssi if the rent under $334?
What good news? My mom gets 801 dollars a month gets no food stamps no help from the government. She's only getting 20 more dollars a month. What a damn crock!
I'll be honest with yau. Any make any more cuts to my social security. I will end up going homeless and that would be completely out of my control.
I'm barely making it now🥸🇺🇲
This information proves to me all these help cards are pretty much a scam. If SSA finds out that I signed up for one, it could throw a wrench in the works.
You know my wife worked all her adult life and only draws a 700.00 month after taxes and Medicare ! It is also my understanding that you can draw SSI even if you have never worked so I say damn wants wrong with that picture.
Unless you are scamming the system you can only collect SS benefits if you have earned enough credits by working and paying into it (wo years) or have a disability and can't work. The amount you receive monthly is based on the amount you pay into it. www.ssa.gov/myaccount/assets/materials/EN-05-10703.pdf
People that were born with disabilities are normally the ones that draw ssi without ever working
Now they need to increase the asset limit to $10,000 for a single person $20,000 for a married couple. You shouldn't have to open an ABLE account or create a Special Needs Trust if you happen to get small inheritance or a settlement from an accident.
Why? That's income? No difference how they receive it.
@montamiddleton9318 in Most states the asset limit to receive any government resources is $2,000 state of New York Medicaid asset limit is $30,000 State of California has no asset limit for Medicaid. If you have a disability diagnosis in order to have more than this asset limit to receive SSI or Medicaid you either need to have an ABLE account which $100,000 is the most you can have in the account to not count against benefits. If you want to spend several thousand dollars to create a Special Needs Trust there is no asset limit of what's inside a Special Needs
I cannot find any online source for the information about SSI changes rules or etc. I have tried many search terms. Can anyone give me an online source for SSI rules, new rules, laws, cases such as M. Cookman has elaborated upon---?
How do you get your floors fixed when your on SSI and have your son living in with you as he is an ampute and on SSDI and gets the same amount of money as you do, MY place needs so much work and I don't know how to go about getting help. Please help me with this. Thank You .
Try living on $921 a month, now I am told I have to pay for Medicare.
Seriously I would be ecstatic if my SS would get to $1000 a month. I get $100 SSI and I never got a raise
Thank You.😊
Your video are truly inspiring and appreciated thank you for sharing this video with us bless
Why is there never any 'exciting news' for regular old SSA?
Thank you, this is the best explanation for the changing of Ssi 👍
If you have anyone living with you thats an ampute on SSDI and gets the same amount of money as you get on SSI, that money will be deducted from the SSI check. Its so wrong for them NOT to let and elderly woman or man have someone living with them and help and help protect each other from any harm . Its NOT GOOD To Live ALONE THESE DAYS.
If the property taxes not go up .The rent still be in the same as the lease..Every years the property has raised up over 100 per year. That is the inflation went up .
SSD??
Where’s this rent for $334 at I’m on ssdi my rent is $700
Ssdi it's different than SSI. I'm not sure what the rules are for SSDI in my eyes. If you have a disability, you must stay broke for the rest of your damn life. So unfair
Will I get $943.00 a month in SSI and I pay rent of $675 plus my units so I should see more that I'm paying on my own 😢
similar here, wonder how im making it!
You are True that is only for rent is not enough
Only 2,5 percent cola no change here
That amount goes up and so does your rent, so you don't get ahead.
I didn't get check
If you draw SSI or SSD you should be able to draw off your dad if he's deceased. I just don't understand why you can't
Thank you 😊
You're welcome!
I get 103 of ssi the social security wants to take $20 out and I'll receive now $90 a month😢
yeah they passed a bill to change something no one paid attention to anyways why would anyone say they were being helped by getting food from family or friends
I an on SSI and SS , So I am in Mo. and get $943.00 and my State kicks in $10.00 and I gave up my Regular Medicaid and Medicare for an Aetna Advantage plan with some OCT Card , I get $120.00 in EBT Food Stamps . My House is still in a Special needs trust witch is now Out of corpus , So should I het the House put into my Name ? and the car ? and the fiduciary lost the car title . I know the trust has NO Money left but I guess my Daughter will still get the House and Car . I am awaiting the letter stating she did her duty and the funds are now gone and SSI has got to keep the House and Car going . So is it better to let the Broke trust own the House and car or should I take Ownership , I Only have Aetna who might be able to put a lien on it , I hope to pass the House on down to my Daughter or Granddaughters . .
900$monthh for a long time and my wife can't work so 2 people on 900$ try that for 1 yr lol
Lake County, California, is one of the State's poorest Counties. Lots of young adults on SSI here. Drug use is extremely high. Most of them don't qualify and follow the steps of their parents and learn the ropes of welfare, ssi, and workers comp taking advantage of the freebies while most of us work our asses off for a SS check. Many wait years for the benefit, enjoying the retro check and spending it on meth. It isn't a stigma, it is a reality, giving a bad reputation for those who actually qualify for it. Our local walmart is like a drug circus on the first of the month, loaded with spun customers on meth, swiping their EBT cards for frozen pizzas, fattening pre-packaged foods, tons of cereals and big buckets of that cheap ice cream. It's big business, why do you think that attorneys advertise on daytime tv all day long waiting for you to call to get your ssi. Ridiculous. Anyway, enough ranting and time to enjoy the Thanksgiving holidays. Happy thanksgiving all! :)
Do every month
I called social security office they know nothing about this do not give your information out to these knuckleheads they are creating false information
I live in Florida
The little man is handsome ❤❤
Thank You Mrs.Cookman,🙏🙏🌻🌹👍👍
I like to listen your advice information fact, updates SSI;
I'm so glad to hear that!
Next year will more than likely be worse if ss and Medicare are privatized.
That's more than some totally disabled people get.
How the land lord can pay the properties tax ,every year the property tax over 100 dollars a year. THAT WHY THE RENT WENT UP.
THIS IS THEIR "PHUCKERY AT IT'S FINEST "😮😮😮
PEOPLE GET A INCREASE THE RENT GETS MOST OF THE CHECK, LEAVES THEM NOTHING LEFT TO LIVE ON
$943 a month less deduction equals $624 only my God
The ones whos mange's social security and ssi I do not believe any more lots of lies.
Do you know whe the government raises the SS they take the same amount of you SIS. Yo never going to win you always going to lose 😢
How to get SSI and social security because I got shot point-blank range 18 in from the front of my face right under my right nostril it's lodged in the back of my head still, physically and mentally, and social security I get but it's only $900 and something a month and I paid $600 a month for rent I don't have enough money to do anything to buy clothes you name it I don't have it, I'm 67 years old in all these people that make 10 times as much money as me get twice as much money as I get and I haven't even got one stimulus check in 2024.
Thank u for the info! A great help❤
I appreciate the feedback!
3:28
Martin O’Mally just quit.
They Lie!
I have no idea what she is talking about
Me to😂😅
I CALLED THEY SAID IF WANT HONEST CALL SS YOURELF . DON'T TRUST INTERNET
They aren't going to give you any help. They want you in poverty. If you get a raise, then the SSI will let you know and you don't need to check with them. None of this is good news and nothing great here.
S*** nobody can help anybody. Give us the full amount
that is your son.
none of them exist
💯👍
Are you nuts!! When increased to 20 % at least then come to channel and say good news!!! Moran
Theres no changes i. Was married for 25 yrs soical security told me i couldnt draw nothing my husband passed away wheres my spouse benefits did it go to the illegals!!!!
I own my home and I rent the lot. The lot rent is now more than my SS
It will be gone in 6 years -Project 2025
You're almost 3 months late.
cut all payments to invaders...
That's not a good news it's very bad
I’m not reading anymore about this,we aren’t going to get anything.Politicians line their own pockets
excuse me i live in california get ssi short 200 dollars for for regular benefits and they give me 291 dollars a month. I live in a house that the roof is falling in and i can in no way afford heating. so I have no idea what yur even saying and find it very horrible that yu say the things you do
All of that is total bullchit. How you scratch your buttox is none of the government's business. Period.
I don’t hear any great news
Lies lies lies
It's a joke
"if the government thinks" someone else is paying for your food, clothing and shelter?
How would the government determine that exactly?...
do they have a crystal ball that gives them tips about how people are paying for their food, clothing and shelter?
That was the dumbest thing ive ever heard! LOL