At 19 I applied for social security because I'm disabled so I received SSI and later when my mother retired I received some of that as well. Unfortunately 2017 I lost my mom and then began to receive a bit more. So watching this has made things clear to me.
The mantra is patience when you start the CDB process! My daughter's dad and I are divorced, and she is my dependent, which added another wrinkle. I feel fortunate that an SSA agent volunteered the information about CDB when I called to set up my own Medicare account and mentioned that my daughter was on SSI and her dad was already on SS. It took over a year for the SSA to finally process and approve my daughter's application for CDB under her dad's work record, mainly because we didn't fill something out accurately on the first pass. However, once it was approved, they went back 3 years to when my daughter would have qualified since her dad had been collecting for all that time, and because it was more than 2.5 years, she got Medicare at the same time. It's worth exploring even if the qualifying event was in the past. And, I"m really glad to see the Medi-Medi video so I can sort that out!
HI Connie! I would really be interested in more detail in what you didn't fill out accurately! Nether of my points of contact ever mentioned anything about this program when we applied! I am retired and get SS retirement benefits and my son has Autism since birth and is now an adult so I believe we qualify. Thanks!
Don’t call the 800 number for SS, because yes, you will wait on hold. You need to call your local office and depending on where you live, you’ll get through much quicker. If you’re appealing, typically your lawyer will contact them via email. I’m 59 and on SSDI. The question that perplexes me is about applying for so called state disability insurance to supplement my income. I’m not sure if that’s just another name for The Department of Social Service. If it is, they have a cap on what you can receive. It’s really a joke that all these low ball financial limitations are put on people. They’ve convinced people that even 4000 dollars sounds like a lot of money.
Thanks. If you have any knowledge about SSDI, I’d appreciate it if you can tell me if it is detrimental to try to work pt to supplement your income while on disability.
@@Earthtime3978 There is a monthly limit as to how much you can work and earn while receiving SSDI. But there’s a proposal in Congress to get rid of that limit - I hope it passes with flying colors!
@@ellencookman-EstatePlanningSNT What people don’t realize, even many attorneys I’ve spoken to at firms, is that it’s not one dollar amount that you can make while working and still collect SSDI. If you want the “ticket to work” program, which means you’re going back to work permanently, you can make 1,450 a month . But if you just need to supplement your SSDI income and have no desire to go back to work full time, you can make 1,050 a month. Most attorneys just quote 1 450 as the money you can make on SSDI. Not true. My problem is that I don’t want any work to jeopardize my benefits and therefore live in a terrible financial state . And yes I hope that bill passes in congress like you wouldn’t believe.
I’ve got beat out of so money since 2007 because I was married and they took my social security because I got SSI my poor husband only gets 451$ a month isn’t that a disgrace
I was a disabled child on SSI. I worked enough to get SSDI a few years later. To make it possible they Approved the bennifits, but took away my trial work period. It was a failed work attempt. Can I get CDB?
Hello Ellen, I am on SSDI and I’m 57 years old and I also get a special needs trust third-party irrevocable, so am I supposed to report that to Social Security in Michigan?
My first 2 Children should have got SSI because they were mentally retired I didn’t know then I was a 18 year old mommy who didn’t understand their daddy never paid child support he died owning them 50.000 dollars they were raised hard I can’t believe how dirty the system is I know to late now my children got welfare and food stamps if it hadn’t been for my poor old daddy they wouldn’t have had a coat to wear another thing people hid things to get their money I was honest and thank God for my parents they loved them so much they never got new clothes but was clothed and by the grace of God they are grown up now but they know how to survive
THIS WILL BE LONG BUT PLEASE READ CAREFULLY THS MIGHT HELP YOU OR SOMEONE YOU KNOW.I get it it’s so sad how the system or should I say the government will help other people who crossed the border but we the citizens get the end of the stick. I started filling out a medical application and on there the I Migrants qualify for everything we are supposed too it also has a question for them that ask them if they get ssi benefits ARE YOU KIDDING ME🤬and here I am scared out of my pants crying every night cuz I had to re apply for ssi and I qualified because my husband got injured at work so his income decreased. Then I ended getting told that I didn’t qualify because I had a universal life insurance and that did it. I was being honest cuz you don’t mess with ssi. Well from there on I’ve been crying because they can or will investigate me for not reporting it. my husband took that insurance out for me 20 yrs ago. He the one that😅told ok take over it’s in case you pass away our kids have money to bury have to be asking strangers for money to bury As time went on they collect from my bank . I never ever followed up because I thought it was enough money to bury me. Well it comes out that it was a LIFE INSURANCE😫😢So that what put me over they said after I spend that money that build up in 20 yrs I can re apply. But I’m not sure about that cuz I’ve been thinking it can be considered fraud cuz I didn’t report it.😢if I would’ve known I had that money there believe me I would’ve used it. I told the truth as soon as I found out. INo reported me.I told them I had 1,500 and I told them I borrowed from the insurance cuz we do have to pay that money back! It not ours ITS A LOAN. So please pray for me that they won’t turn around and try to say I defrauded them!
Cmon REALLY HOW MANY OF US READ EVERY WORD. So please take your time and try to answer EVERY QUESTION HONESTLY. If you don’t understand the question please ask.
I’m 52 I receive SSI currently my spouse was receiving retirement benefits. My benefits were reduced. I worked using the ticket to work program after my spouse was diagnosed with sage 4 lung cancer. I had a nervous breakdown and my disability benefits came long before I was married. SSA told me that I didn’t qualify for my spouse’s benefits and they only re enstated my SSI a couple months ago. I’m still confused about everything I was married 2 times both marriages lasted 10 years both received retirement benefits
My mother is disabled, but because she worked for the city she didn't pay into social security and doesn't qualify for ssdi. Any advice for this situation?
@@isabelvonjena Your mom might need to rely on the pension she gets from the city. I don’t know of a way to qualify for SSDI when you (or another family member) hasn’t paid into the system over the years.
I actually have a video where I interview a life insurance agent: Insuring Your Legacy: Expert Strategies on Life Insurance in Estate Planning with Natalie Oh th-cam.com/video/OfsoKYiI40Q/w-d-xo.html
My husband and I are the legal guardians to 4 grandchildren. We are both on SSDI. Two of our grandchildren are eligible for SSI. We get foodstamps, and TANF for all of the children. How does this affect our benefits. Our benefits are $1050 and $1132 for SSDI.
NO, I GET $1200/MO ON SSDI AND I'M FORCED TO LIVE IN TIJUANA MEXICO WHERE I CAN AFFORD TO LIVE AND THERE'S A 10 TO 12 YEAR WAIT ON SECTION 8 HOUSING VOUCHERS FOR SAN DIEGO AND SAN DIEGO COUNTY. MORE THAN 1/3 OF MY INCOME GOES TO RENT $450. I CANNOT AFFORD TO LIVE ANYWHERE IN THE USA ON MY LOW INCOME. THEY MAKE IT IMPOSSIBLE WITHOUT SUBSIDIZED HOUSING. RENT ANYWHERE IN THE USA FAR EXCEEDS MY MONTHLY INCOME. I'M JUST GLAD THAT I'M ABLE TO CROSS FREELY ACROSS THE BORDER AND DO NOT HAVE A CRIMINAL RECORD. YOU'RE VERY FORTUNATE TO HAVE 2 INCOMES AND A LOW MORTGAGE PAYMENT. THAT'S NOT THE CASE FOR MANY RECEIVING SOCIAL SECURITY BENEFITS AND I WOULD THINK THAT THEY PROBABLY MAKE UP A CONSIDERABLE PORTION OF THE HOMELESS IN THE USA. IT'S NOT ENOUGH MONEY TO BE ABLE TO AFFORD RENT, FOOD AND ALL OF THE OTHER EXPENSES ASSOCIATED WITH IT.
NOT ONLY THAT, BUT IF YOU DO A SEARCH ON CRAIGSLIST APARTMENTS THERE IS ALSO A HUGE LACK OF SECTION 8 OK RENTALS ANYWHERE IN THE COUNTRY, SO EVEN IF THE VOUCHERS AND FUNDS WERE AVAILABLE THERE WOULD STILL NOT BE ENOUGH HOUSING TO HOUSE ALL OF THE PEOPLE LIVING ON SOCIAL SECURITY. MEANWHILE GOVERNOR NEWSOM HAS NOW ALLOWED THE CRIMINALIZATION OF HOMELESSNESS IN CALIFORNIA JUST LIKE EVERYWHERE ELSE, BUT THE FACT IS THERE IS NOT EVEN ENOUGH HOUSING IN THE FIRST PLACE DUE TO A HUGE LACK OF HOUSING AND A HOUSING SHORTAGE FOR THOSE PEOPLE AND THEY DO NOTHING TO ACTUALLY SOLVE THE PROBLEM BY BUILDING MORE AFFORDABLE LOW INCOME HOUSING.
JIMMY DORE MADE A VIDEO ON TH-cam ABOUT IT AFTER I MENTIONED THE FACT THAT ALL OF THE MONEY THEY SAID THEY USED TOWARDS HOUSING 10'S OF BILLIONS OF DOLLARS WOULD EASILY HAVE HOUSED ALL OF THE HOMELESS IN CALIFORNIA AND PAID THEIR RENT AND EVEN A SECURITY DEPOSIT, BUT THE MONEY HAS ALL VANISHED WITHOUT A TRACE, SO SOMEONE IS LYING AND IT'S NOT THE HOMELESS AND HOMELESSNESS IS THE ONLY RESULT FROM IT. THEY HAVEN'T EVEN PUT A DENT INTO ALL OF THE HOMELESSNESS WITH THAT MONEY AND WITH NO EXPLANATION WHY AND ALL OF THE TINY HOMES THAT GOVERNOR NEWSOM BRAGGED ABOUT HOUSING THE HOMELESS ALL STILL SIT COMPLETELY EMPTY AND NEVER USED OR RENTED BY ANYONE. I DON'T KNOW WHO THEY THINK THEY'RE FOOLING, THE IGNORANT PUBLIC MAYBE, BUT IT'S NOT ME. THEY'VE DONE NEXT TO NOTHING TO ACTUALLY SOLVE THE HOMELESS PROBLEM AND SHELTERS SHOULD NOT BE PERMANENT HOUSING FOR ANYONE.
AND FURTHERMORE CALIFORNIA HAS ONLY INCREASED HOMELESSNESS AS THE UNEMPLOYMENT RATE IN CALIFORNIA IS ALSO ON THE RISE AND THAT CAN ONLY MEAN EVEN MORE HOMELESS PEOPLE. THEY DO NOTHING, BUT ONLY MAKE IT EVEN WORSE AND FOR THE RESTAURANT INDUSTRY HAVING TO LAY OFF SO MANY PEOPLE DUE TO GOVERNOR NEWSOM'S NEW WAGE INCREASES. HE'S ONLY MADE THE PROBLEM EVEN WORSE.
Hello Ellen. I am a California resident with a progressive disability and I have been surviving on SSDI solely because of my work history and make $2,000 + a month before deductions. That is my only sort of income and I have been unable to work for 30 years. Anyway I've been surviving on SSDI using it to pay rent and buy food, etc. Now because my disability is progressive I need a caregiver through IHSS and medical. Well in order for me to receive medical I need to provide a monthly share of cost which is over $1,000 a month and I cannot do that. Are there any programs or flaming loops I need to jump through, I can't jump very high. But your help will be greatly appreciated.
There are certain ways you can reduce your Share of Cost; here’s a helpful website that describes some approaches: www.smcgov.org/media/148136/download?inline=
I had no idea about this program until about a month ago. I was contacted out of nowhere by my local social security office where are they informed me that I have to apply for this program. And that it was the law that I have to apply for this program. I have been receiving SSI since the age of 13 because I am legally blind and my parents were very poor and had no substantial assets of any kind. I live in the state of Georgia and receive $943 a month. I am not sure how much I will receive because my father passed away before retirement age back in 2014. He always worked in construction and never made any substantial amount of money. I did not even know he was paying into Social Security because he never paid taxes. The only thing I can figure is that the people he worked for were paying into social security for him. I was wondering is there a minimum amount someone will be paid from Social security? Also will I be entitled to any sort of back payment dating back to his original retirement age?
I'm on supplemental social security Since 2012 I did not have enough work paid ss by like three months work .I was able to work for a couple brief stints that paid me very well. Can I qualify for SSI now if I have had enough paid in ?
Thank you very much for your amazingly informative video. I have learned hugely from your videos for my son's benefit. I have a question regarding Special Needs Trust (SNT). If a child is receiving CDB, technically the disabled child can receive inheritance without affecting his/her CDB as the inheritance, though is Countable assets, is not earned. In that situation, is creating SNT for the child is really necessary? Thank you again.
Ellen Cookman I have a question I was receiving SSI. BEFORE THE age of 22 iam now 37 and started my SSI benefits in the year 2005 now I had a representative payee who was my grandma and upon her passing in 2016 my sister became my payee well Social Security messed up and continued to send all my documents to my deceased grandma instead my sister who was my newly appointed representative payee I lost my SSI benefits in 2016 because of this well any I fought and fought for 3years finally getting my benefits back in 2019 but now my father is receiving is retirement benefits and my mother just turned 62 in October in her SSI just turn to Social Security but they're telling me I'm not entitled to childhood benefits do you know of away that I can argue that because I believe they are going by the date that my SSI got reinstated which is 2019 instead of 2005 when they initially started just figured I would ask or if you know anybody that can answer that or how can I argue this because I was disabled before 22
Unfortunately I’m not familiar with Mississippi laws- you might want to look on Academy of Special Needs Planners website to find an attorney in your area who can answer this.
Fred - My understanding is that you need to be at least age 18 to qualify for Child Disability Benefits. But you might want to check with your local Social Security office to confirm.
What if you’re on EDD and getting your almost normal pay and then apply for SSI and SSDI ? Then you’re terminated from the job you were on EDD benefits and can’t go back to that job and decide to apply for SSI & SSDI?
My daughter is disabled since 16yrs. Now she gets ssi plus ssa ( from my retirement)). Mine is so little ., Next year when my husband retire at 70 she I are going to switch to my husband's ssa. No1. How much can we get through my husband's ssa ? No.2.. If her CDB is bigger than SSI, does she still get free of charge Medi-Cal ?
The spousal benefits calculation can be a little complicated; I suggest you consult with someone who specializes in that. Your daughter should receive ½ of what your husband will receive in Social Security. I’m a little confused about your second question; could you please clarify?
@@ellencookman-EstatePlanningSNT another question is when my child and I switch to my husband's SSA, do we split equally or spouse first and child next from maximum. how do they split from maximum ? or if I stay at my SSA and only my child goes on my husbands' SSA, what happen when my husband is gone ? just child gets husband (child's dad} SSA ? or spouse gets husband's SSA ?
@@jungpark662 you as the spouse should receive your spousal amount, and your child should also receive 50% - neither amount should be reduced because both of you are receiving benefits based on your spouse’s work record.
@@ellencookman-EstatePlanningSNT Question No.2 : if her CDB gets bigger than SSI, does she still get "free of charge" Medi-Cal ? or if its some other kind of Medi-Cal ? what kind ? how does it work ?
@@jungpark662 Your daughter should be able to receive ½ of what your husband receives in Social Security when he retires. Here’s a calculator for how much you can receive when your husband retires: www.ssa.gov/oact/quickcalc/spouse.html
Question: If you receive DAC but you unsuccessfully attempted work, but you DID earn enough SSDI credits to be entitled to SSDI, can you transition to SSDI should to become married?
@@ellencookman-EstatePlanningSNT How would I find a PBS? Google just shows me job listings but nobody offering their services. Second question though, if you happen to know, can someone on SSDI/SSA be moved to DAC later, should parent retire or become disabled? My conditions are developmental, but my onset date was assessed to be the time I applied. I have doctor letters asserting I had these issues since childhood, to the same severity, however.
Can you help me? Disability at 64 after an accident where it killed the elder person I helped get out. We were rear ended while stoped at a Red Light. 100% not our fault.
The SSI does not know who received SSI they never work in USA but they get SSI and the son where the mother receives Medical and living free in the hse of the son SSI pay the son for his mother hse in his own hse?? Why????
I applied for SSDI I've been waiting for a year and 3 months review I went through the financial review a caseworker I also was diagnosed with long-term covid I was in a car accident I have a level 5 disc injury I am 62 years old after a year and 4 months my caseworker I was so upset one year I didn't make good morning but after that after 2003 I dropped down 14000 or 16,000 a year they're trying to go on 20 22 when I made good money because of overtime this last past 2 years I dropped down through mindlessly maybe 17,000 a year I was so upset they would eat a year and 4 months to tell me that they took me through medical reviews they did all my paperwork all my medical files are properly but then he turned around and told me I might be eligible for other because I'm medically disabled I am so confused could you please help
I don’t qualify for SSDI even though I earned my 40 quarters and much more. Apparently it’s because I haven’t worked for a long time. If I’d been a playboy in my 20s and then worked less but more recently, the governmentvwould give me money. Nice.
They make it so u can’t afford to live they give me lousy 300 on ssi part when I worked I barely made the same as my ssd only 600 plus they deducted my food stamp by half leaving me to pay more of my Ssdi for food so only 900 month to pay all my tax’s which are double or triple to keep my house
$85 is NOT encouraging! Its an amount from 1962s social security. If lose ssi from earning too much, those of us out here on our own lose snap, section8, and medicaid. Its earn a layghable 85 or even 1600, or roll the dice as a disabled person and attempt a high pay ft job. It makes zero sense.
Not only do you lie to us about income. The government doesn't care about SSI or SSDi because we draw Medicaid. Medicaid is the worst doctors. Also have to pay for it
No asset limit or minimum 100k able account is that. Should be 500k-1million, prefer none. Let us earn interest in the stock market. Totally ablist and discriminative. Why should i have to go through another human to get my money? It just adds another mental toil on top of the disability. Who goes to the movies?
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At 19 I applied for social security because I'm disabled so I received SSI and later when my mother retired I received some of that as well. Unfortunately 2017 I lost my mom and then began to receive a bit more. So watching this has made things clear to me.
Thank you so much for sharing your story and your feedback. I'm so glad this video brought you clarity.
Social Security might as well tell the disability to drop dead. Total poverty.😭
The mantra is patience when you start the CDB process! My daughter's dad and I are divorced, and she is my dependent, which added another wrinkle.
I feel fortunate that an SSA agent volunteered the information about CDB when I called to set up my own Medicare account and mentioned that my daughter was on SSI and her dad was already on SS. It took over a year for the SSA to finally process and approve my daughter's application for CDB under her dad's work record, mainly because we didn't fill something out accurately on the first pass. However, once it was approved, they went back 3 years to when my daughter would have qualified since her dad had been collecting for all that time, and because it was more than 2.5 years, she got Medicare at the same time. It's worth exploring even if the qualifying event was in the past.
And, I"m really glad to see the Medi-Medi video so I can sort that out!
Thank you for sharing your experience, Connie. It's definitely a long process and I wish you the best of luck with it.
HI Connie! I would really be interested in more detail in what you didn't fill out accurately! Nether of my points of contact ever mentioned anything about this program when we applied! I am retired and get SS retirement benefits and my son has Autism since birth and is now an adult so I believe we qualify. Thanks!
Don’t call the 800 number for SS, because yes, you will wait on hold. You need to call your local office and depending on where you live, you’ll get through much quicker.
If you’re appealing, typically your lawyer will contact them via email.
I’m 59 and on SSDI. The question that perplexes me is about applying for so called state disability insurance to supplement my income. I’m not sure if that’s just another name for The Department of Social Service. If it is, they have a cap on what you can receive.
It’s really a joke that all these low ball financial limitations are put on people. They’ve convinced people that even 4000 dollars sounds like a lot of money.
Thank you for sharing your experience.
Thanks. If you have any knowledge about SSDI, I’d appreciate it if you can tell me if it is detrimental to try to work pt to supplement your income while on disability.
@@Earthtime3978 There is a monthly limit as to how much you can work and earn while receiving SSDI. But there’s a proposal in Congress to get rid of that limit - I hope it passes with flying colors!
@@ellencookman-EstatePlanningSNT What people don’t realize, even many attorneys I’ve spoken to at firms, is that it’s not one dollar amount that you can make while working and still collect SSDI.
If you want the “ticket to work” program, which means you’re going back to work permanently, you can make 1,450 a month .
But if you just need to supplement your SSDI income and have no desire to go back to work full time, you can make 1,050 a month. Most attorneys just quote 1 450 as the money you can make on SSDI. Not true.
My problem is that I don’t want any work to jeopardize my benefits and therefore live in a terrible financial state . And yes I hope that bill passes in congress like you wouldn’t believe.
I’ve got beat out of so money since 2007 because I was married and they took my social security because I got SSI my poor husband only gets 451$ a month isn’t that a disgrace
That sounds so difficult. I believe our government should provide FAR more resources than they do!
Thank you for the information.
Thank you for watching!
Thank you. Very informative
Very clear explanation. Much appreciated!
I was a disabled child on SSI. I worked enough to get SSDI a few years later. To make it possible they Approved the bennifits, but took away my trial work period. It was a failed work attempt. Can I get CDB?
Plus because he got SSI and it took my back pay when I became disabled
Hello Ellen, I am on SSDI and I’m 57 years old and I also get a special needs trust third-party irrevocable, so am I supposed to report that to Social Security in Michigan?
I suggest you consult with a special needs planner in Michigan. I really like Michele Fuller: www.michiganlawcenter.com/about-us
I need help to do this😢..poverty is debilitating by itself.
Need needs trust for me..was supposed to have one.
My first 2 Children should have got SSI because they were mentally retired I didn’t know then I was a 18 year old mommy who didn’t understand their daddy never paid child support he died owning them 50.000 dollars they were raised hard I can’t believe how dirty the system is I know to late now my children got welfare and food stamps if it hadn’t been for my poor old daddy they wouldn’t have had a coat to wear another thing people hid things to get their money I was honest and thank God for my parents they loved them so much they never got new clothes but was clothed and by the grace of God they are grown up now but they know how to survive
THIS WILL BE LONG BUT PLEASE READ CAREFULLY THS MIGHT HELP YOU OR SOMEONE YOU KNOW.I get it it’s so sad how the system or should I say the government will help other people who crossed the border but we the citizens get the end of the stick. I started filling out a medical application and on there the I
Migrants qualify for everything we are supposed too it also has a question for them that ask them if they get ssi benefits ARE YOU KIDDING ME🤬and here I am scared out of my pants crying every night cuz I had to re apply for ssi and I qualified because my husband got injured at work so his income decreased. Then I ended getting told that I didn’t qualify because I had a universal life insurance and that did it. I was being honest cuz you don’t mess with ssi. Well from there on I’ve been crying because they can or will investigate me for not reporting it. my husband took that insurance out for me 20 yrs ago. He the one that😅told ok take over it’s in case you pass away our kids have money to bury have to be asking strangers for money to bury As time went on they collect from my bank . I never ever followed up because I thought it was enough money to bury me. Well it comes out that it was a LIFE INSURANCE😫😢So that what put me over they said after I spend that money that build up in 20 yrs I can re apply. But I’m not sure about that cuz I’ve been thinking it can be considered fraud cuz I didn’t report it.😢if I would’ve known I had that money there believe me I would’ve used it. I told the truth as soon as I found out. INo reported me.I told them I had 1,500 and I told them I borrowed from the insurance cuz we do have to pay that money back! It not ours ITS A LOAN. So please pray for me that they won’t turn around and try to say I defrauded them!
Cmon REALLY HOW MANY OF US READ EVERY WORD. So please take your time and try to answer EVERY QUESTION
HONESTLY. If you don’t understand the question please ask.
Hi. I've been on CDB forever but I am so confused about work rules.
Im so frustrated right now I need my own place and ssdi does not cover it! What can I do?
Try applying for HUD and section 8 or renting a room for now.
I’m 52 I receive SSI currently my spouse was receiving retirement benefits. My benefits were reduced. I worked using the ticket to work program after my spouse was diagnosed with sage 4 lung cancer. I had a nervous breakdown and my disability benefits came long before I was married. SSA told me that I didn’t qualify for my spouse’s benefits and they only re enstated my SSI a couple months ago. I’m still confused about everything I was married 2 times both marriages lasted 10 years both received retirement benefits
I'm sorry to hear this and appreciate you sharing your story. I wish you the best of luck getting this all straightened out.
My mother is disabled, but because she worked for the city she didn't pay into social security and doesn't qualify for ssdi. Any advice for this situation?
@@isabelvonjena Your mom might need to rely on the pension she gets from the city. I don’t know of a way to qualify for SSDI when you (or another family member) hasn’t paid into the system over the years.
Can you help us understand life insurance in California?
I actually have a video where I interview a life insurance agent: Insuring Your Legacy: Expert Strategies on Life Insurance in Estate Planning with Natalie Oh
th-cam.com/video/OfsoKYiI40Q/w-d-xo.html
My husband and I are the legal guardians to 4 grandchildren. We are both on SSDI. Two of our grandchildren are eligible for SSI. We get foodstamps, and TANF for all of the children. How does this affect our benefits. Our benefits are $1050 and $1132 for SSDI.
I’m a little unclear on your question; which benefits are you wondering are affected?
@@ellencookman-EstatePlanningSNT Our EBT benefits
I get 902$ half of that goes to house payment and insurance so we live on 451$ a piece a month could you live on that
I do wya
NO, I GET $1200/MO ON SSDI AND I'M FORCED TO LIVE IN TIJUANA MEXICO WHERE I CAN AFFORD TO LIVE AND THERE'S A 10 TO 12 YEAR WAIT ON SECTION 8 HOUSING VOUCHERS FOR SAN DIEGO AND SAN DIEGO COUNTY. MORE THAN 1/3 OF MY INCOME GOES TO RENT $450. I CANNOT AFFORD TO LIVE ANYWHERE IN THE USA ON MY LOW INCOME. THEY MAKE IT IMPOSSIBLE WITHOUT SUBSIDIZED HOUSING. RENT ANYWHERE IN THE USA FAR EXCEEDS MY MONTHLY INCOME. I'M JUST GLAD THAT I'M ABLE TO CROSS FREELY ACROSS THE BORDER AND DO NOT HAVE A CRIMINAL RECORD. YOU'RE VERY FORTUNATE TO HAVE 2 INCOMES AND A LOW MORTGAGE PAYMENT. THAT'S NOT THE CASE FOR MANY RECEIVING SOCIAL SECURITY BENEFITS AND I WOULD THINK THAT THEY PROBABLY MAKE UP A CONSIDERABLE PORTION OF THE HOMELESS IN THE USA. IT'S NOT ENOUGH MONEY TO BE ABLE TO AFFORD RENT, FOOD AND ALL OF THE OTHER EXPENSES ASSOCIATED WITH IT.
NOT ONLY THAT, BUT IF YOU DO A SEARCH ON CRAIGSLIST APARTMENTS THERE IS ALSO A HUGE LACK OF SECTION 8 OK RENTALS ANYWHERE IN THE COUNTRY, SO EVEN IF THE VOUCHERS AND FUNDS WERE AVAILABLE THERE WOULD STILL NOT BE ENOUGH HOUSING TO HOUSE ALL OF THE PEOPLE LIVING ON SOCIAL SECURITY. MEANWHILE GOVERNOR NEWSOM HAS NOW ALLOWED THE CRIMINALIZATION OF HOMELESSNESS IN CALIFORNIA JUST LIKE EVERYWHERE ELSE, BUT THE FACT IS THERE IS NOT EVEN ENOUGH HOUSING IN THE FIRST PLACE DUE TO A HUGE LACK OF HOUSING AND A HOUSING SHORTAGE FOR THOSE PEOPLE AND THEY DO NOTHING TO ACTUALLY SOLVE THE PROBLEM BY BUILDING MORE AFFORDABLE LOW INCOME HOUSING.
JIMMY DORE MADE A VIDEO ON TH-cam ABOUT IT AFTER I MENTIONED THE FACT THAT ALL OF THE MONEY THEY SAID THEY USED TOWARDS HOUSING 10'S OF BILLIONS OF DOLLARS WOULD EASILY HAVE HOUSED ALL OF THE HOMELESS IN CALIFORNIA AND PAID THEIR RENT AND EVEN A SECURITY DEPOSIT, BUT THE MONEY HAS ALL VANISHED WITHOUT A TRACE, SO SOMEONE IS LYING AND IT'S NOT THE HOMELESS AND HOMELESSNESS IS THE ONLY RESULT FROM IT. THEY HAVEN'T EVEN PUT A DENT INTO ALL OF THE HOMELESSNESS WITH THAT MONEY AND WITH NO EXPLANATION WHY AND ALL OF THE TINY HOMES THAT GOVERNOR NEWSOM BRAGGED ABOUT HOUSING THE HOMELESS ALL STILL SIT COMPLETELY EMPTY AND NEVER USED OR RENTED BY ANYONE. I DON'T KNOW WHO THEY THINK THEY'RE FOOLING, THE IGNORANT PUBLIC MAYBE, BUT IT'S NOT ME. THEY'VE DONE NEXT TO NOTHING TO ACTUALLY SOLVE THE HOMELESS PROBLEM AND SHELTERS SHOULD NOT BE PERMANENT HOUSING FOR ANYONE.
AND FURTHERMORE CALIFORNIA HAS ONLY INCREASED HOMELESSNESS AS THE UNEMPLOYMENT RATE IN CALIFORNIA IS ALSO ON THE RISE AND THAT CAN ONLY MEAN EVEN MORE HOMELESS PEOPLE. THEY DO NOTHING, BUT ONLY MAKE IT EVEN WORSE AND FOR THE RESTAURANT INDUSTRY HAVING TO LAY OFF SO MANY PEOPLE DUE TO GOVERNOR NEWSOM'S NEW WAGE INCREASES. HE'S ONLY MADE THE PROBLEM EVEN WORSE.
Hello Ellen. I am a California resident with a progressive disability and I have been surviving on SSDI solely because of my work history and make $2,000 + a month before deductions. That is my only sort of income and I have been unable to work for 30 years. Anyway I've been surviving on SSDI using it to pay rent and buy food, etc. Now because my disability is progressive I need a caregiver through IHSS and medical. Well in order for me to receive medical I need to provide a monthly share of cost which is over $1,000 a month and I cannot do that. Are there any programs or flaming loops I need to jump through, I can't jump very high. But your help will be greatly appreciated.
There are certain ways you can reduce your Share of Cost; here’s a helpful website that describes some approaches: www.smcgov.org/media/148136/download?inline=
I had no idea about this program until about a month ago. I was contacted out of nowhere by my local social security office where are they informed me that I have to apply for this program. And that it was the law that I have to apply for this program. I have been receiving SSI since the age of 13 because I am legally blind and my parents were very poor and had no substantial assets of any kind. I live in the state of Georgia and receive $943 a month. I am not sure how much I will receive because my father passed away before retirement age back in 2014. He always worked in construction and never made any substantial amount of money. I did not even know he was paying into Social Security because he never paid taxes. The only thing I can figure is that the people he worked for were paying into social security for him. I was wondering is there a minimum amount someone will be paid from Social security? Also will I be entitled to any sort of back payment dating back to his original retirement age?
That’s good news that you’ll be receiving CDB benefits! The Social Security Administration should be able to answer your questions on this.
I'm on supplemental social security
Since 2012
I did not have enough work paid ss by like three months work .I was able to work for a couple brief stints that paid me very well. Can I qualify for SSI now if I have had enough paid in ?
I want the child disability one
Thank you very much for your amazingly informative video. I have learned hugely from your videos for my son's benefit. I have a question regarding Special Needs Trust (SNT). If a child is receiving CDB, technically the disabled child can receive inheritance without affecting his/her CDB as the inheritance, though is Countable assets, is not earned. In that situation, is creating SNT for the child is really necessary? Thank you again.
Have the SSI administration lost their marbles
Off shore (?) Does this mean speak to someone in India that only knows a little about ssdi and . Confusing whom may call ?
Ellen Cookman I have a question I was receiving SSI. BEFORE THE age of 22 iam now 37 and started my SSI benefits in the year 2005 now I had a representative payee who was my grandma and upon her passing in 2016 my sister became my payee well Social Security messed up and continued to send all my documents to my deceased grandma instead my sister who was my newly appointed representative payee I lost my SSI benefits in 2016 because of this well any I fought and fought for 3years finally getting my benefits back in 2019 but now my father is receiving is retirement benefits and my mother just turned 62 in October in her SSI just turn to Social Security but they're telling me I'm not entitled to childhood benefits do you know of away that I can argue that because I believe they are going by the date that my SSI got reinstated which is 2019 instead of 2005 when they initially started just figured I would ask or if you know anybody that can answer that or how can I argue this because I was disabled before 22
I recommend you hire an attorney who specializes in SSDI appeals.
What about Mississippi do we supposed to get a raise or anything comment let me know the Mississippi supposed to get it too
Unfortunately I’m not familiar with Mississippi laws- you might want to look on Academy of Special Needs Planners website to find an attorney in your area who can answer this.
Hi my 17 year old son has schizophrenia with cantoina pariona and agatation orwill he qualify for Ssdi or do I have to wait until he turns 18 for ssi
Fred - My understanding is that you need to be at least age 18 to qualify for Child Disability Benefits. But you might want to check with your local Social Security office to confirm.
I hope i get lucky or get something tbh
I assume if get cbd and some ssi then do you still need less than $2000.
If you want to protect your SSI, you would still need to have less than $2K in resources.
What if you’re on EDD and getting your almost normal pay and then apply for SSI and SSDI ? Then you’re terminated from the job you were on EDD benefits and can’t go back to that job and decide to apply for SSI & SSDI?
Wow, that’s a pretty complicated fact pattern. I suggest you reach out to someone who specializes in public benefits, like Jim Huyck at 916-529-5300
So, basically there really isn't any real incentive to work either way here.
My pops passed away 10 plus yrs ago in i have no idea how much he got in social security at all so u mean to tell me i get his benefits too, really?
What do you do to get help?
My daughter is disabled since 16yrs. Now she gets ssi plus ssa ( from my retirement)). Mine is so little ., Next year when my husband retire at 70 she I are going to switch to my husband's ssa. No1. How much can we get through my husband's ssa ? No.2.. If her CDB is bigger than SSI, does she still get free of charge Medi-Cal ?
The spousal benefits calculation can be a little complicated; I suggest you consult with someone who specializes in that. Your daughter should receive ½ of what your husband will receive in Social Security. I’m a little confused about your second question; could you please clarify?
@@ellencookman-EstatePlanningSNT another question is when my child and I switch to my husband's SSA, do we split equally or spouse first and child next from maximum. how do they split from maximum ? or if I stay at my SSA and only my child goes on my husbands' SSA, what happen when my husband is gone ? just child gets husband (child's dad} SSA ? or spouse gets husband's SSA ?
@@jungpark662 you as the spouse should receive your spousal amount, and your child should also receive 50% - neither amount should be reduced because both of you are receiving benefits based on your spouse’s work record.
@@ellencookman-EstatePlanningSNT Question No.2 : if her CDB gets bigger than SSI, does she still get "free of charge" Medi-Cal ? or if its some other kind of Medi-Cal ? what kind ? how does it work ?
@@jungpark662 Your daughter should be able to receive ½ of what your husband receives in Social Security when he retires. Here’s a calculator for how much you can receive when your husband retires: www.ssa.gov/oact/quickcalc/spouse.html
What if there are two disabled adult children who qualify in one family?
It’s my understanding that the 2 disabled adult children would need to split the CDB payment between them.
Am seeing by the specialist more than 3 of NO INCOME at all."O"
Question: If you receive DAC but you unsuccessfully attempted work, but you DID earn enough SSDI credits to be entitled to SSDI, can you transition to SSDI should to become married?
I recommend you speak with your caseworker at SSA or a public benefits specialist, since the rules on this are pretty complicated!
@@ellencookman-EstatePlanningSNT How would I find a PBS? Google just shows me job listings but nobody offering their services. Second question though, if you happen to know, can someone on SSDI/SSA be moved to DAC later, should parent retire or become disabled? My conditions are developmental, but my onset date was assessed to be the time I applied. I have doctor letters asserting I had these issues since childhood, to the same severity, however.
@@ellencookman-EstatePlanningSNT
Can you help me? Disability at 64 after an accident where it killed the elder person I helped get out. We were rear ended while stoped at a Red Light. 100% not our fault.
The SSI does not know who received SSI they never work in USA but they get SSI and the son where the mother receives Medical and living free in the hse of the son SSI pay the son for his mother hse in his own hse?? Why????
Please help me stream the way you considered qualified
I applied for SSDI I've been waiting for a year and 3 months review I went through the financial review a caseworker I also was diagnosed with long-term covid I was in a car accident I have a level 5 disc injury I am 62 years old after a year and 4 months my caseworker I was so upset one year I didn't make good morning but after that after 2003 I dropped down 14000 or 16,000 a year they're trying to go on 20 22 when I made good money because of overtime this last past 2 years I dropped down through mindlessly maybe 17,000 a year I was so upset they would eat a year and 4 months to tell me that they took me through medical reviews they did all my paperwork all my medical files are properly but then he turned around and told me I might be eligible for other because I'm medically disabled I am so confused could you please help
I’m so sorry to hear of your situation. I suggest you consult with an SSDI attorney in your state. All my best.
I'll tell you why no one knows about the CDB program, BECAUSE THERE IS NO INFORMATION ANYWHERE ON THE INTERNET TELLING US ABOUT THIS PROGRAM!!!!😒😒
I don’t qualify for SSDI even though I earned my 40 quarters and much more. Apparently it’s because I haven’t worked for a long time. If I’d been a playboy in my 20s and then worked less but more recently, the governmentvwould give me money. Nice.
They make it so u can’t afford to live they give me lousy 300 on ssi part when I worked I barely made the same as my ssd only 600 plus they deducted my food stamp by half leaving me to pay more of my Ssdi for food so only 900 month to pay all my tax’s which are double or triple to keep my house
How sweet this is 💋but it's coming to and end
The love❤️ of america 🇺🇲is gone
$85 is NOT encouraging! Its an amount from 1962s social security. If lose ssi from earning too much, those of us out here on our own lose snap, section8, and medicaid. Its earn a layghable 85 or even 1600, or roll the dice as a disabled person and attempt a high pay ft job. It makes zero sense.
Not only do you lie to us about income. The government doesn't care about SSI or SSDi because we draw Medicaid. Medicaid is the worst doctors. Also have to pay for it
No asset limit or minimum 100k able account is that. Should be 500k-1million, prefer none. Let us earn interest in the stock market. Totally ablist and discriminative. Why should i have to go through another human to get my money? It just adds another mental toil on top of the disability. Who goes to the movies?
It’s all a rip off
U sure bro? I can use it
You are absolutely correct.
Do you have an email, or contact point to ask a specific question?
Feel free to reach out to us at 650-690-2571 or info@cookmanlaw.com