Great coffee talk. First, happy belated Birthday Keith. Second, I loved your "microwave" comment. For me I like to use the term "entitled generation". Both on the same concept. Get it quick or feel they dont have to work hard for results. Enjoy the Alaskan cruise.
Keith and Terri, I enjoyed listening to this. I really enjoy your channel! You bring a great perspective to some many areas in life and always informative. It's always nice having coffee with the both of you. And Happy Anniversary to you and enjoy your cruise!
Hey 👋 Keith and Terri! I believe that was my question about the RMD; 73 years old is 4 years away for me. Thank you for answering that for me. Question: Where are you planning to cruise in the next couple of weeks? And further out? Any other plans. I’ll have to get back to you on the pet peeves. I’m enjoying retirement a lot right now, so many annoyances are minor. Retired and Loving it! Yep!!👍
Well do a more in depth video about the RMDs in an upcoming video and yes that question was from you. This time we’re going to the Bahamas on the cruise. We have a Virginia Beach vacation planned in October then some shorter day trips and weekend trips planned before the end of the year. Glad you’re loving retirement!
Happy belated birthday Keith! Happy Anniversary! Enjoy your cruise! We have never been on one and probably won't because my husband is scared to be on the water. Our daughter was married on one while still in port and he was even nervous about that. Our 47th anniversary is on Sept 30th.
We love cruising and have been on three so far. We are looking forward to this one. Your anniversary is close to ours! Hope you have fun celebrating! I, Terri, understand about being nervous on the water. But the ships we go on are so huge that it doesn’t even feel like you’re on the water. Have a great Sunday! 😊
Really Great Video Ya’ll. We just got monetized too and it’s definitely not lucrative. We do it for many of the same reasons you mentioned having the memories to watch again, share some laughs, and inspire others.
It’s a fun hobby and if we make a few dollars along the way that’s a plus. We’re enjoying ourselves and that’s what counts. We sure appreciate you watching 😊
Good answers! The negativity by some is concerning but it's easy to delete the comment. I'd rather do that than engage in a back and forth. Pet Peeves? Really? You're retired! Who cares how long it takes! Lol
What a shame you have had to deal with those unseemly comments. So unnecessary and a childish thing to do. Congratulations 🙏and blessings on the 49th wedding anniversary. What is the RMD? We love our road trips. Our accommodation is always pre-booked and we have a budget and timeline. We also have a maximum distance between new bnb stops. Next road trip (5 weeks) starting soon. A car gets you into more spaces ( smaller roads and towns, than a RV can. God Q&A and enjoy the trip. Bye for now. 👌🇳🇱🙋♀🥝
RMD stands for Required Minimum Distribution and here in the US we can put money into accounts for retirement and not have to pay taxes on that money until we take it out. Right now at age 73 you have to take out a certain amount that they calculate by using your account balance and life expectancy. If you don’t take it out you get hit with a 50% penalty. Basically they want their tax money before you die so they made this rule. Enjoy your Sunday 😊
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Is there any questions you would like to ask us? Let us know!
I love your Coffee Talks! It's like I'm sitting at the table with you. Thank you.
We appreciate it so much! 😊 have a blessed Sunday!
Hello again Keith and Terri it’s good to see you two again. Opening ideas for travel is amazing
So many places we have yet to see. We appreciate you watching 😃
Really love you and your husband looking so beautiful
What a kind thing to say. We appreciate it so much 😃
Great coffee talk. First, happy belated Birthday Keith.
Second, I loved your "microwave" comment. For me I like to use the term "entitled generation". Both on the same concept. Get it quick or feel they dont have to work hard for results.
Enjoy the Alaskan cruise.
Thanks so much! Hope you have a great Sunday! 😊
Good Morning and Happy happy anniversary!
Thanks so much! 😃 Have a blessed Sunday
Keith and Terri, I enjoyed listening to this. I really enjoy your channel! You bring a great perspective to some many areas in life and always informative. It's always nice having coffee with the both of you. And Happy Anniversary to you and enjoy your cruise!
Thanks so much for your kind words Joann! We truly appreciate your support of our channel. 😊
Hey 👋 Keith and Terri!
I believe that was my question about the RMD; 73 years old is 4 years away for me. Thank you for answering that for me.
Question: Where are you planning to cruise in the next couple of weeks? And further out? Any other plans.
I’ll have to get back to you on the pet peeves. I’m enjoying retirement a lot right now, so many annoyances are minor. Retired and Loving it! Yep!!👍
Well do a more in depth video about the RMDs in an upcoming video and yes that question was from you.
This time we’re going to the Bahamas on the cruise. We have a Virginia Beach vacation planned in October then some shorter day trips and weekend trips planned before the end of the year.
Glad you’re loving retirement!
Good Q&A guys.👍
Thanks so much! We sure appreciate you watching 😊
Happy belated birthday Keith! Happy Anniversary! Enjoy your cruise! We have never been on one and probably won't because my husband is scared to be on the water. Our daughter was married on one while still in port and he was even nervous about that. Our 47th anniversary is on Sept 30th.
We love cruising and have been on three so far. We are looking forward to this one. Your anniversary is close to ours! Hope you have fun celebrating! I, Terri, understand about being nervous on the water. But the ships we go on are so huge that it doesn’t even feel like you’re on the water. Have a great Sunday! 😊
Really Great Video Ya’ll. We just got monetized too and it’s definitely not lucrative. We do it for many of the same reasons you mentioned having the memories to watch again, share some laughs, and inspire others.
It’s a fun hobby and if we make a few dollars along the way that’s a plus. We’re enjoying ourselves and that’s what counts. We sure appreciate you watching 😊
Good answers! The negativity by some is concerning but it's easy to delete the comment. I'd rather do that than engage in a back and forth.
Pet Peeves? Really? You're retired! Who cares how long it takes! Lol
😂🤣 guess we need patience 😆
You haven’t been to Europe and I haven’t been to the US. Yet! :)
We have experienced it through each others’ channels, though.😊
That’s true!
I enjoyed this :)
@PlanetImo Thanks Imo 😊
The bad comments 😱 delete delete 👍 I do think some people don’t think there’s a person making and editing these videos. Like were TV 😂
Happy anniversary 🎉
We agree. They definitely don’t think there’s a real person on the other end.
@@SomeplaceOrAnother Thanks Brian!
What a shame you have had to deal with those unseemly comments. So unnecessary and a childish thing to do. Congratulations 🙏and blessings on the 49th wedding anniversary. What is the RMD? We love our road trips. Our accommodation is always pre-booked and we have a budget and timeline. We also have a maximum distance between new bnb stops. Next road trip (5 weeks) starting soon. A car gets you into more spaces ( smaller roads and towns, than a RV can. God Q&A and enjoy the trip. Bye for now. 👌🇳🇱🙋♀🥝
RMD stands for Required Minimum Distribution and here in the US we can put money into accounts for retirement and not have to pay taxes on that money until we take it out. Right now at age 73 you have to take out a certain amount that they calculate by using your account balance and life expectancy. If you don’t take it out you get hit with a 50% penalty. Basically they want their tax money before you die so they made this rule. Enjoy your Sunday 😊
@@RetiredLovingIt thanks for explaining this to me.