Yup only way to fihgt money and power is to get your own set of money & power. Even if we aren't all millionaires in this generation we would at the very least setup a better more solid foundation for the next generation.
This is a bar. The way forward is definitely Financial Freedom. Share this info with your family. Organize a Phone Call\Zoom meeting with as many of them as you can. Discuss eliminating debt and growing credit, savings challenges, and investment opportunities. Leverage the power of group economics. Incorporate. Share, and live life.
I'm soooooo GLAD I found this channel, joined EYL yesterday... As a 50yo playing some serious catch up in life, really appreciating these young brothers!👊🏾👊🏾
LET'S JUST STAY BLACK OK, LET THE BROWN AND OTHERS DO THEIR OWN TRAIL BLAZING. YOU CAN'T SHARE WHAT YOU DON'T HAVE, AFTER ALL THE BIBLE SAYS CHARITY BEGAN AT "HOME FIRST " THEN IT'S SPREADS ABROAD. DOESN'T MEAN TO DIS OTHERS, BUT WE NEED THIS ON OUR OWN AND NOT SHARED UNTIL EVERY ONE IS FILLED TO THE TOP AND RUNNING OVER, THEN AND ONLY THEN WE CONSIDER SHARING.
@@sissiesook2385 lmao this the internet lady u cant keep knowledge from others thats already out there and was GIVEN to begin with .. what are u , the oppressor?
1:07:51 The actual quote is "Formal education will make you a living; self education will make you a fortune." -Jim Rohn By the way, great info! Thank you!
Appraisers Great topic. I attempted to refi a rental property. I had to pay non-refundable appraisal fee for the refinance. I was approved for refinance but the appraisal was so low, that I refused to accept the loan. The appraisal was lower than the lowest city assessment of the property since home was built in 2008. I challenged the appraisal and sent the appraiser copies of comp homes that were sold for much higher than what he appraised property for. He applauded my due diligence and claimed to reconsider appraisal, but returned with same low appraisal. So, I had to pay for appraisal and spent months in refinance process for nothing. I am sure that the property being located in minority neighborhood had everything to do with that appraisers low assessment. The mortgage company was surprised at the low appraisal, but said there was nothing they could do about it. I am building up my own bank with a whole life policy structured for infinite banking. I will never beg or borrow money from a bank or mortgage company again.
Check the sources. Who was the appraiser? Who hired them? Meaning who they work for? Don’t put in your mind the junk from limiting thinking about minority stuff. That will hold you back. Look for the ‘real’ factors. Land is land. If s(he) did a bad job 1st time, why hire same person for second appraisal? Get someone else. But do research for bigger companies first. Not for an individual, who may be having an agenda unknown to you.
@@Dani-ix9cl Yes, I hear you Dani V. I was trying to access the equity built up in that rental property and get cash out with refinance. The mortgage company selects the appraiser so I have no choice in the matter. I have since developed a relationship with small local bank, and could start a new refinance process with them for that property. But, still is a long, tedious process, and would have to pay for another appraisal that would again be outside of my control regarding outcome. The bankers at this local bank told me that they don’t control who the underwriters use for appraisals, but informed me that they tend to lean towards selecting more conservative appraisers. That told me a lot. The banks and mortgage lenders want you to refinance, but select and probably encourage (behind the scene) low/conservative appraisals so to limit how much they will lend to you. With infinite banking, I won’t have to worry about these issues. I have been thru hell with getting mortgages for my rental properties over the years, and have several times paid for appraisal that I get no refund for, yet refinance did not finalize for one reason or another. This smaller bank did give me a business loan for another one of my rental properties for ~ $50,000 cash out that I was pleased with, but still took 5 months and many documents to make that happen. So, with my whole life policies, if I need $50,000 I complete a 2 or 3 page basic application that does not involve credit scores or tax returns, and within a week, check is in the mail. I have one policy that if I need any amount less than 40 g, I just call my agent, money wired to my checking account, and no application required. So no appraisal needed, no credit check, no closing cost, and my infinite bank account keeps growing as if I hadn’t touched it, as long as I pay yearly premium and interest from loan.
@@misselevate5442 There are many folks who put TH-cam videos out about infinite banking. There are some varying opinions regarding how to best design them. Most refer to Nelson Nash as the leading expert. He passed away, but gets much respect for creating or bringing this concept to every day people. The wealthy and big businesses were mostly exclusively using this concept in the past. I am pleased with my most recent purchase of a Guardian policy that was designed for infinite banking. Guardian policies have the flexibility to accommodate infinite banking, and the company has a proven record of reliability for many years. Watch some videos on infinite banking, and make sure you understand it well before purchasing one, because many agents will try to convince you to get something different, that will put more money in their pockets.
@@williamjohnson5877 👍👏👏👏👏👏💯Oh William, I am so happy for you! Yes! Your own financial independence! Your own $$. You have certainly done your homework 👍😄 I became familiar with infinite banking recently. I did the research. And yes, you are right. However, many people here on YT are using it as a ‘get creative’ tool. Just like how we got in trouble in the first place with the lending and reverse mortgage. Now, politicians made it difficult for average person to get loans. And they say it is to ‘help’ and protect us. Bologna. And I’m specifically referring to the Dodd-Frank abomination bill. None of those laws affect them, their families. Only us, when we need a loan. Well, I’m so sorry you had to go through the mess, but it is through the process, that we learn, and succeed! I’m so glad for you! Best regards
This content you guys are bringing us in invaluable to any person. I feel so blessed to be apart of a movement where black and brown folks are reclaiming ownership and building generational wealth in the process! I’m buying the blue print, because as you said, a textbook has an equivalent cost. EYL is the best podcast!!🙏🏾💰
Also I am a retired real estate appraiser. Everything MG said was 100 percent true. The guidelines to become an appraiser changed after there was an abundance of Black appraisers getting in the business and being prosecuted for 08 crash. I spent 20 plus years in the industry, the racism was sickening. The article about the couple is real. I worked next to many unprofessional licensees. Not only the properties got devalued but the rates were higher also.
Shaheedah hill real estate is a TH-cam channel where she tries to break down home ownership for first time home buyers. She makes it pretty simple and easy to understand so I think it’s a good place to start. Sounds like MG’s blueprint is going to go way more in depth. Imma get it.
I want to thank you guys so much for always breaking it down to simplified terms. I try to do this the same with my RE clients as best as I can but you guys really push me to level up. I’ll be talking to my biz owner client today and explaining the Bank statement loan process YOUR WAY! Keep doing what you do!
Keep up the good work MG the mortgage guy! I get a call or two each month of someone trying to find you and they run across my website or info. I let em know you are the East Coast MattTheMortgageGuy and I'm the west coast version. Cheers!
@Adarose you are not thinking too much. you absolutely need money for unforseen repairs and down payments. thats no down payment mentality is the reason so many black people are broke in life. save up at least 10% for down payment. or you can get caught up real fast. there is something called PMI itll get you in the long run.
We do want to hear because many of *us* need help. Many. You all speak in a relatable way which is quite comforting. It feels intimidating sometimes but we want want better/more so badly that we are hungry to listen and learn. You guys are so brave to push; to go get it. Your courage encourages us to do the same. Thank you for sharing all that you have shared.
For the past year, you guys have literally changed the way i think and want to navigate my future. Thank you three for all the information you have been giving this past year
If you want to learn more, become Financially Educated, go to Fidelity.com. They have an entire library 📚 for self - education. You will learn to invest as well to make your $$ work for you. It’s like having someone working for you, making $$ while you sleep, and 24 hours. Learn at your own pace. Don’t get into anything. Don’t hire anyone that you have to pay. There is a lo of FREE Financial education to learn. You just need to want it. And it will cost you your time. But the return is, Financial independence.
@@antoniog7367 🙂you are most welcome. I said Fidelity because they have been doing this for over 20 years. I was Financially illiterate. And this is was my first teacher. I would highly recommend if you are working, look into opening a Roth IRA with $100. Fund it with $10, $20, anything you can, every paycheck. There’s no set amount. But the best part is, having time on your side. I just encouraged my oldest son to do so. He is at his first job. Learn as much as you can. Don’t rush. Ask them questions. Always think, what you don’t know, can, and will hurt you (financially speaking, of course). I know. Again, I was financially illiterate. If you have a job that offers investment through another company, then, use that as your study model so you can, at the same time, help yourself, know what is happening with a real sample. Just don’t make moves unless you feel in your gut, it is right. You don’t have to be an expert, nor the smartest. You DO need to know 1)the basics 2)who to go to 3)what’s going on with your $$; 4)keep yourself updated. Best regards,🙋🏻♀️
Great information! I'm literally waiting on the results to see if my seller of the house, could help pay for the closing cost for my house I've been living in for 7 years. I'm renting it and now I'm buying under $90,000. I did qualify for the Regions Affordable 100 Fixed-rate mortgage! Low interest rate and great credit, score. Just did not have my reserves to close down. The seller who I'm buying the house from, has a non profit organization for low-income individuals to give the opportunity to tenants like myself. So I appreciate this knowledge and assistance! I hope I get my first home to add value to my family.
I bought my first house last March by myself no realtor.. and I did pretty good negotiating... granted it was a brand new home from a builder but I got them to pay down my 1 point to make my fixed interest rate better and I told them what type of loan I wanted.. they had me doing an FHA and I did my researched and I told them I wanted a conventional... little things like that I think I did pretty well for my first home.
Yes I needs this I made a bad decision 2006 but I’m blessed I was able to sell it for I needed for 2020 now it’s my time to be smart on this next investment
The housing market will crash. We just don't know how soon. Mortgage delinquencies hit a 21 year record, and millions of jobs are not coming back. Prices are up because delinquent home owners have not been foreclosed on yet, low housing inventory and low interest rates. I'm waiting until the drop until I buy.
And Biden people talking about shutting down again...That little money they throwing can't help everybody. People already behind and about to be hit with another 4-6 week shutdown.
Mannnn!!! Hat’s Off To You for offering a big discount for your course!!’ EVERYONE has a course on TH-cam University but this is the 1st time I’ve heard a reasonable amount for a course and that’s commendable!!👊💯 I’ve watched numerous podcasts and I have heard some astronomical amounts for courses! Thanks For Sharing!👏 Author of the Learn Something Book Series
I was always denied a loan to get a home...credit was ok...wasn't the best...just ok...maybe by listening might give me a better idea on how to actually move forward with the right information
Sun ALL of you are sharp and as real as it gets! The EastCoast Swag... Luvin' it! Great information passed and looking forward to applying it all after taking it in. I've tried to access the link but it's saying it can't be reached. Not sure what the issue is but I've tried on my mac and on android phone. I'll figure it out and look forward to gettin' in! Stay up, Stay safe, Stay Healthy and Stay Blessed! Be Easy.
I have a recommendation/request. It would be great to hear and see you interview Max Maxwell and/or Mark Whitten. They've helped hundreds of people change their lives one deal at a time through real estate ventures and education, including myself. Another great one is Sierra Nicole - she's poppin right now. She is powerful in entrepreneurship for women and extremely business savy by utilizing social media to her advantage. I love your show. Thanks EYL
Definitely a new subby. Idk how I got here but I'm glad I clicked on it! I've always wanted my own apt complex as well as have some airbnb properties. Can't wait to binge watch your other shows!😍
As a new realtor in the Edgewater New Jersey area this information I can confirm 3/4 of the realtors in this area are unaware of, so thank you for putting me way ahead of them all already, right out of the gate I am armed and ready!😉🥂
As Blacks, some of us are really privileged in this time to be able to build wealth and teach our children how to grow it for themselves. Our folks have been hit with so much to prevent our growth and wealth from realizing itself. #OnwardBlackToTheFuture
Love MG! Always dropping hot knowledge. Talking to the fam about the Blueprint and the 20-30 year olds want to know if a 2 or 3 pay plan is on the way? They're young but grinding!
I appreciate you guys. I love EYL platform. I’m learning while earning. Thie information you guys feed us with is allowing me to really think and strategic financial decisions...
I’m not going to lie I wanted a 15 year mortgage to not have a long debt and my house paid for sooner. Wow the advice on the 20-30 year mortgage can benefit me more. I don’t wanna live pitching my money. Specially not during a pandemic
Love you guys. I'm so proud of what you do for others. Go to the school district and see if they will let you introduce EYL as a elective course. Teach it right in the schools. Don't wonder, create it. 🎼🎤YEA YEA YEA🎼🎤
Thank you guys for sharing this information with us so much you have helped a lot of people to get a home stay in a home so many things keep up the good work God bless you
Thank you for unleashing the real knowledge, and delivering the truth. Continued blessing to you and all those who aspire to become financially literate. Andositis!
This is really good info! Thank you guys for working this podcast, ya’ll ROCK. Maybe you can get this course accredited one day? I am soon to be a new Realtor and will definitely take advantage of this. Great Job! #blackexcellence
Great content. Question for MG why do you feel the market is not going to crash when all of the major banks have sat aside millions in funds for a crash anticipated in spring of 2021?
It is very difficult to buy property in the Bay Area and Seattle because of lack of affordable housing and houses being bid up. How would you approach being successful in purchasing a home there ???
Watching this on 1/21/21 and he said 18mins “ God for bid if we go into Covid 21 and is worst then this” and here we are 1/21/21 and it is. Lol funny but a random thought because we are here now God for bid!!
Thanks a lot for the info GREATLY APPRECIATED. I’m actually in the market right now looking for a property and you actually answered a few questions I wanted to bring up with my Broker thanks 🙏 RESPECT 🇹🇹
unbelievable..then you have to pay for mentorship, which are old men who don't wan to see you in that position, so they set up this law, to take the power out of you, to jump over hoops with no net
It would be great to do a follow up on this video discussing how to deal with the discriminatory practices the appraisal companies are participating in. No only that the call for appraisers of color, where can they find a mentor that won't discriminate or set them up for failure?? This has been all over the news. No homeowner of color should have to remove any signs of "blackness" photos and such to get a fair appraisal.
A tradeline means that you are a authorized user of someone else's credit card. You don't have to have possession of the card, but they're credit history will reflect on your credit report...a parent or family member with EXCELLENT credit can be a "tradeline" I graduated college with 97,000 in debt"...that right there is a Huge problem..schools have become a business that drain students of money and yet, no one is stepping in to help the students who then graduate with massive debt and have difficulty paying it off...Having that much debt can be overwhelming for ANYONE...Especially a young 20 something who hasn't even began their career. But i really thank you for this video because i found Kyle and within few week they fixed my Credit score which is hindrance by student loan and added a large tradeline thanks a lot 10 1 EXPUNGE🟡COM
Question. When your purchasing a home in your llc name (single owner business) and your married does your spouse name have to be on the loan? In the state of Texas that's what I'm being told. HELP
The way income inequality is shooting up- You guys are conducting a 21st century underground railroad and I'm here for it. Bless yall
🙏🏽
Overground 2020
Yup only way to fihgt money and power is to get your own set of money & power. Even if we aren't all millionaires in this generation we would at the very least setup a better more solid foundation for the next generation.
Fact
This is a bar. The way forward is definitely Financial Freedom. Share this info with your family. Organize a Phone Call\Zoom meeting with as many of them as you can. Discuss eliminating debt and growing credit, savings challenges, and investment opportunities. Leverage the power of group economics. Incorporate. Share, and live life.
I'm soooooo GLAD I found this channel, joined EYL yesterday... As a 50yo playing some serious catch up in life, really appreciating these young brothers!👊🏾👊🏾
@Luis Francis...you're NEVER too late for anything. Just a mind game King!
@@jonathangraham4745 💯👊🏾🙏🏾
I feel you Luis. I'm with you on that.
Shout out to Africa everywhere 🖤💋
I am a black appraiser. Hoping to be able to bring on more people who look like me!!! Let's work
What are the requirements to be an appraiser?
What steps did you take to get there?
What's ur #
@Dj Hill Hey Yall....Start with Google and your state . All the information you need will unravel when you start researching.
What state are you in?
This is the best damn channel for black and brown folks. Straight knowledge and advice no BS. Thanks for what you do 👊🏾
LET'S JUST STAY BLACK OK, LET THE BROWN AND OTHERS DO THEIR OWN TRAIL BLAZING. YOU CAN'T SHARE WHAT YOU DON'T HAVE, AFTER ALL THE BIBLE SAYS CHARITY BEGAN AT "HOME FIRST " THEN IT'S SPREADS ABROAD. DOESN'T MEAN TO DIS OTHERS, BUT WE NEED THIS ON OUR OWN AND NOT SHARED UNTIL EVERY ONE IS FILLED TO THE TOP AND RUNNING OVER, THEN AND ONLY THEN WE CONSIDER SHARING.
I love how we are sharing the knowledge with each other!
@@sissiesook2385 lmao this the internet lady u cant keep knowledge from others thats already out there and was GIVEN to begin with .. what are u , the oppressor?
Just because I am white doesn’t mean I have access to all this info , I am very appreciative for this channel also , one love.
The bible also says "give freely because you got it freely."
1:07:51 The actual quote is "Formal education will make you a living; self education will make you a fortune." -Jim Rohn By the way, great info! Thank you!
I'm off work for 2 days, this will be my school on my days off. At the laundromat now catching episodes. Thank you for this channel.
Appraisers
Great topic. I attempted to refi a rental property. I had to pay non-refundable appraisal fee for the refinance.
I was approved for refinance but the appraisal was so low, that I refused to accept the loan.
The appraisal was lower than the lowest city assessment of the property since home was built in 2008.
I challenged the appraisal and sent the appraiser copies of comp homes that were sold for much higher than what he appraised property for. He applauded my due diligence and claimed to reconsider appraisal, but returned with same low appraisal. So, I had to pay for appraisal and spent months in refinance process for nothing.
I am sure that the property being located in minority neighborhood had everything to do with that appraisers low assessment. The mortgage company was surprised at the low appraisal, but said there was nothing they could do about it.
I am building up my own bank with a whole life policy structured for infinite banking.
I will never beg or borrow money from a bank or mortgage company again.
That sounds interesting about the whole life policy can you advise any reputable sources for me to learn more about it?
Check the sources. Who was the appraiser? Who hired them? Meaning who they work for? Don’t put in your mind the junk from limiting thinking about minority stuff. That will hold you back. Look for the ‘real’ factors. Land is land. If s(he) did a bad job 1st time, why hire same person for second appraisal? Get someone else. But do research for bigger companies first. Not for an individual, who may be having an agenda unknown to you.
@@Dani-ix9cl
Yes, I hear you Dani V. I was trying to access the equity built up in that rental property and get cash out with refinance. The mortgage company selects the appraiser so I have no choice in the matter. I have since developed a relationship with small local bank, and could start a new refinance process with them for that property. But, still is a long, tedious process, and would have to pay for another appraisal that would again be outside of my control regarding outcome.
The bankers at this local bank told me that they don’t control who the underwriters use for appraisals, but informed me that they tend to lean towards selecting more conservative appraisers.
That told me a lot. The banks and mortgage lenders want you to refinance, but select and probably encourage (behind the scene) low/conservative appraisals so to limit how much they will lend to you.
With infinite banking, I won’t have to worry about these issues. I have been thru hell with getting mortgages for my rental properties over the years, and have several times paid for appraisal that I get no refund for, yet refinance did not finalize for one reason or another.
This smaller bank did give me a business loan for another one of my rental properties for ~ $50,000 cash out that I was pleased with, but still took 5 months and many documents to make that happen. So, with my whole life policies, if I need $50,000 I complete a 2 or 3 page basic application that does not involve credit scores or tax returns, and within a week, check is in the mail.
I have one policy that if I need any amount less than 40 g, I just call my agent, money wired to my checking account, and no application required.
So no appraisal needed, no credit check, no closing cost, and my infinite bank account keeps growing as if I hadn’t touched it, as long as I pay yearly premium and interest from loan.
@@misselevate5442
There are many folks who put TH-cam videos out about infinite banking.
There are some varying opinions regarding how to best design them. Most refer to Nelson Nash as the leading expert. He passed away, but gets much respect for creating or bringing this concept to every day people. The wealthy and big businesses were mostly exclusively using this concept in the past.
I am pleased with my most recent purchase of a Guardian policy that was designed for infinite banking. Guardian policies have the flexibility to accommodate infinite banking, and the company has a proven record of reliability for many years.
Watch some videos on infinite banking, and make sure you understand it well before purchasing one, because many agents will try to convince you to get something different, that will put more money in their pockets.
@@williamjohnson5877 👍👏👏👏👏👏💯Oh William, I am so happy for you! Yes! Your own financial independence! Your own $$. You have certainly done your homework 👍😄
I became familiar with infinite banking recently. I did the research. And yes, you are right.
However, many people here on YT are using it as a ‘get creative’ tool. Just like how we got in trouble in the first place with the lending and reverse mortgage. Now, politicians made it difficult for average person to get loans. And they say it is to ‘help’ and protect us. Bologna. And I’m specifically referring to the Dodd-Frank abomination bill.
None of those laws affect them, their families. Only us, when we need a loan.
Well, I’m so sorry you had to go through the mess, but it is through the process, that we learn, and succeed! I’m so glad for you! Best regards
This content you guys are bringing us in invaluable to any person. I feel so blessed to be apart of a movement where black and brown folks are reclaiming ownership and building generational wealth in the process! I’m buying the blue print, because as you said, a textbook has an equivalent cost. EYL is the best podcast!!🙏🏾💰
Also I am a retired real estate appraiser. Everything MG said was 100 percent true. The guidelines to become an appraiser changed after there was an abundance of Black appraisers getting in the business and being prosecuted for 08 crash. I spent 20 plus years in the industry, the racism was sickening. The article about the couple is real. I worked next to many unprofessional licensees. Not only the properties got devalued but the rates were higher also.
I’m Navajo and I am so happy you guys are doing good. I wish more of my people could listen to y’all ..so much information. Keep it up my brothers.
Shaheedah hill real estate is a TH-cam channel where she tries to break down home ownership for first time home buyers. She makes it pretty simple and easy to understand so I think it’s a good place to start. Sounds like MG’s blueprint is going to go way more in depth. Imma get it.
What’s a link
She's very informative and helpful only few ppl i use the bell with lol
@@chefwodacompany5314 🙊🤣
Love her channel!
Love what you guys are doing for the culture keep up the good work.
Mg definitely a real one. I was fortunate enough to get his course for $250 before it shot up. Gonna eat this up in the next week or so 💪🏾
I want to thank you guys so much for always breaking it down to simplified terms. I try to do this the same with my RE clients as best as I can but you guys really push me to level up. I’ll be talking to my biz owner client today and explaining the Bank statement loan process YOUR WAY! Keep doing what you do!
Shout out to EYL and MG. I appreciate the value your team provides US ✊🏽
Keep up the good work MG the mortgage guy! I get a call or two each month of someone trying to find you and they run across my website or info. I let em know you are the East Coast MattTheMortgageGuy and I'm the west coast version. Cheers!
Cheers to you brother keep educating the people
@@Mgthemortgageguy Thats the name of the game. Educate and add value. Cheers!
Just get your credit pass 640 and have about $6000 for closing and about $400 for an inspector PERIOD!!! IT'S THAT EASY!!!
And two year of employment right?
Only one year and no negatives on your bank acct. for a year no loan etc.
@Adarose you are not thinking too much. you absolutely need money for unforseen repairs and down payments. thats no down payment mentality is the reason so many black people are broke in life. save up at least 10% for down payment. or you can get caught up real fast. there is something called PMI itll get you in the long run.
Incomplete information has ppl left out in the past. And I believe your not giving them the entire story.
@Adarose when looking at the house the first time test everything before you get the inspector
We do want to hear because many of *us* need help. Many. You all speak in a relatable way which is quite comforting. It feels intimidating sometimes but we want want better/more so badly that we are hungry to listen and learn. You guys are so brave to push; to go get it. Your courage encourages us to do the same. Thank you for sharing all that you have shared.
For the past year, you guys have literally changed the way i think and want to navigate my future. Thank you three for all the information you have been giving this past year
If you want to learn more, become Financially Educated, go to Fidelity.com. They have an entire library 📚 for self - education.
You will learn to invest as well to make your $$ work for you. It’s like having someone working for you, making $$ while you sleep, and 24 hours.
Learn at your own pace. Don’t get into anything. Don’t hire anyone that you have to pay. There is a lo of FREE Financial education to learn. You just need to want it. And it will cost you your time. But the return is, Financial independence.
@@Dani-ix9cl thanks for the advice, I will definitely be looking into it
@@antoniog7367 🙂you are most welcome. I said Fidelity because they have been doing this for over 20 years. I was Financially illiterate. And this is was my first teacher.
I would highly recommend if you are working, look into opening a Roth IRA with $100. Fund it with $10, $20, anything you can, every paycheck. There’s no set amount. But the best part is, having time on your side. I just encouraged my oldest son to do so. He is at his first job. Learn as much as you can. Don’t rush. Ask them questions. Always think, what you don’t know, can, and will hurt you (financially speaking, of course).
I know. Again, I was financially illiterate. If you have a job that offers investment through another company, then, use that as your study model so you can, at the same time, help yourself, know what is happening with a real sample. Just don’t make moves unless you feel in your gut, it is right.
You don’t have to be an expert, nor the smartest. You DO need to know 1)the basics 2)who to go to 3)what’s going on with your $$; 4)keep yourself updated.
Best regards,🙋🏻♀️
I don't know who need to hear this, saving money won't make you a millionaire investing will...take out some money and invest, Do it wisely tho
Exactly fine words! I've heard all day...Crypto has become a lucrative and Profitable way of making money nowadays
I actually see Crypto currency taking over the financial world! It's making waves.
Investing is good but investing in the right thing is the actual key to success
@@lisahernandez5327 I agree 💯 with you
My First Investment with Mr Patrick Richard gave me profit of $35,000 ever since then he has not failed to deliver
Yall immediately start dropping gems. Thank you for blessing us with this free information!
Great information! I'm literally waiting on the results to see if my seller of the house, could help pay for the closing cost for my house I've been living in for 7 years. I'm renting it and now I'm buying under $90,000. I did qualify for the Regions Affordable 100 Fixed-rate mortgage! Low interest rate and great credit, score. Just did not have my reserves to close down. The seller who I'm buying the house from, has a non profit organization for low-income individuals to give the opportunity to tenants like myself. So I appreciate this knowledge and assistance! I hope I get my first home to add value to my family.
These SHOWs are Greatest since Slice Bread 🍞 (EYLFL) EYL Fa Life 👑
I first saw MG on Max Maxwell channel and been locked in ever since. He's giving a lot of info the banks don't tell folks.
I bought my first house last March by myself no realtor.. and I did pretty good negotiating... granted it was a brand new home from a builder but I got them to pay down my 1 point to make my fixed interest rate better and I told them what type of loan I wanted.. they had me doing an FHA and I did my researched and I told them I wanted a conventional... little things like that I think I did pretty well for my first home.
Do you pay more interest with an FHA loan compared to a conventional loan?
Why did you choose conventional over fha?
Been watching these guys everyday this what my community needs these content conversations 💯
Bro I feel like I owe y’all money for this episode
Free game - each one, teach one ! #EYL
🙏🏽
Oh shit it's that good?
Exactly. He's very thorough and smart.
Great advice
"Self Education can make you a fortune! Formal education can make you a portion but Self Education can make you a fortune!" -M
Yes I needs this I made a bad decision 2006 but I’m blessed I was able to sell it for I needed for 2020 now it’s my time to be smart on this next investment
I come back to passed episodes just to listen and watch again and again....knowledge at its best....
We are still renting at the moment. We are using all this info when we have more cash.
This was an amazing podcast! One must always keep learning to stay relevant so education is important!
The housing market will crash. We just don't know how soon. Mortgage delinquencies hit a 21 year record, and millions of jobs are not coming back. Prices are up because delinquent home owners have not been foreclosed on yet, low housing inventory and low interest rates. I'm waiting until the drop until I buy.
its so obvious just wait people
Bout to get me a million dollar crib for like 700k haha
100 that is it. Everything is overpriced. Watch out for the falling knives, this time it will be worse than 08.
And Biden people talking about shutting down again...That little money they throwing can't help everybody. People already behind and about to be hit with another 4-6 week shutdown.
you mean they are in forbearance until Dec 31, 2020 thats the date you looking for
These guys are so DOPE!
Thanks for the information & keep doing your thing!
Mannnn!!! Hat’s Off To You for offering a big discount for your course!!’ EVERYONE has a course on TH-cam University but this is the 1st time I’ve heard a reasonable amount for a course and that’s commendable!!👊💯
I’ve watched numerous podcasts and I have heard some astronomical amounts for courses! Thanks For Sharing!👏
Author of the Learn Something Book Series
EYL knocks it out the park every time! If your new to investing, these guys are the most informative podcast!
Starts @ 10:42
Psssssh thank you 💯 I was like damn when this going to start lmao
I was always denied a loan to get a home...credit was ok...wasn't the best...just ok...maybe by listening might give me a better idea on how to actually move forward with the right information
Learned so much from this episode! Thanks EYL and MG,!
Sun ALL of you are sharp and as real as it gets! The EastCoast Swag... Luvin' it! Great information passed and looking forward to applying it all after taking it in. I've tried to access the link but it's saying it can't be reached. Not sure what the issue is but I've tried on my mac and on android phone. I'll figure it out and look forward to gettin' in! Stay up, Stay safe, Stay Healthy and Stay Blessed! Be Easy.
Same thing just happened to me
I’ve tried 3 times and it said go back to previous page.
I have a recommendation/request. It would be great to hear and see you interview Max Maxwell and/or Mark Whitten.
They've helped hundreds of people change their lives one deal at a time through real estate ventures and education, including myself.
Another great one is Sierra Nicole - she's poppin right now. She is powerful in entrepreneurship for women and extremely business savy by utilizing social media to her advantage.
I love your show. Thanks EYL
Definitely a new subby. Idk how I got here but I'm glad I clicked on it! I've always wanted my own apt complex as well as have some airbnb properties. Can't wait to binge watch your other shows!😍
Yall no cap changed my life
48 seconds in and i know its heat!!! Coming to show love from Albuquerque NEWMEXICO... A continental state.. Most people dont know it is
Been following since episode 12! Real estate in FL is key to survival! Thanks so much for the free gems!
As a new realtor in the Edgewater New Jersey area this information I can confirm 3/4 of the realtors in this area are unaware of, so thank you for putting me way ahead of them all already, right out of the gate I am armed and ready!😉🥂
Ok you better start washing black feet to pay respect.
@@tigreytigrey8537 Relax
He telling the whole truth just bought a house... houses on fire 🔥 🔥🔥
As Blacks, some of us are really privileged in this time to be able to build wealth and teach our children how to grow it for themselves. Our folks have been hit with so much to prevent our growth and wealth from realizing itself. #OnwardBlackToTheFuture
As a fellow LO Matt giving game and I’m learning new gems, 2020 definitely a Bandemic✊🏿💰💴
EYL is the best out not even close
Powerful Information, much needed for the Community!
Shout out to you too EYL...I'm viewing from Jamaica your videos are edifying...keep going 👍🏾
MG Professor of Mortgages
Definitely
I was hesitant to click on a hour plus video but gems were dropped!
🙏🏽
Thank you all. I appreciate content that is really useful.
I love to see you guys blowing up.
Genworth Financial is thriving from credit management. Our team just purchased 1000 shares. Social Change loves your show...
Love MG! Always dropping hot knowledge. Talking to the fam about the Blueprint and the 20-30 year olds want to know if a 2 or 3 pay plan is on the way? They're young but grinding!
I appreciate you guys. I love EYL platform. I’m learning while earning. Thie information you guys feed us with is allowing me to really think and strategic financial decisions...
🎉🎉you guys are amazing! Thank you!!
I’m not going to lie I wanted a 15 year mortgage to not have a long debt and my house paid for sooner. Wow the advice on the 20-30 year mortgage can benefit me more. I don’t wanna live pitching my money. Specially not during a pandemic
We have no excuses‼️ Glad I’m a subscriber 💯💯
Facts
This was an excellent episode! S/O to EYL!
New subscriber would love to see an episode on tips for second time home buyers.
Dam you brothers are smart. Y’all make me proud to be a black man!🌏
If you knew your history, you would be proud way before these guys.
@@MrIgetmoney01 I do smart ass I was just giving them a complement.
EYL University member 🙌🏽
Some of these techniques should perform on car loans as well
Love you guys. I'm so proud of what you do for others. Go to the school district and see if they will let you introduce EYL as a elective course. Teach it right in the schools. Don't wonder, create it. 🎼🎤YEA YEA YEA🎼🎤
It seems like this is one of the rare times in recent history, where it's both a seller's market and a buyers market.
That's a fact
Rashad is smart he asks the best questions
Thank you guys for sharing this information with us so much you have helped a lot of people to get a home stay in a home so many things keep up the good work God bless you
Thank you for unleashing the real knowledge, and delivering the truth. Continued blessing to you and all those who aspire to become financially literate. Andositis!
This is really good info! Thank you guys for working this podcast, ya’ll ROCK. Maybe you can get this course accredited one day? I am soon to be a new Realtor and will definitely take advantage of this. Great Job! #blackexcellence
I’m looking to get into real estate myself, do you have an Instagram I can message you at ?
Great content. Question for MG why do you feel the market is not going to crash when all of the major banks have sat aside millions in funds for a crash anticipated in spring of 2021?
How'd this go?
How can we avoid having our homes under appraised?
Declutter your home, remove personal items such as photos, decor items.
Amazing! Never thought I'd be finish watching this video!
It is very difficult to buy property in the Bay Area and Seattle because of lack of affordable housing and houses being bid up. How would you approach being successful in purchasing a home there ???
Ehhhhhh!!!!! Shout out to Antigua!!!!! Thanks for the love! We love you guys too! 😊 (@ 43:49 it is pronounced as AN-TEE-GAH!) The 'U' is silent! 😁❤️👍🏾
I thought that was said wrong lmaooo
MAJOR 🔑. Love this Channel 💪🏾💯
Whats best, to split the payments between paying off the interest and principle or should I pay off interest quickly 🤔
Life changing, educate,apply,execute. BECOME successful. Pass to the next generation wash rise repeat. Letsgetit2020
Watching this on 1/21/21 and he said 18mins “ God for bid if we go into Covid 21 and is worst then this” and here we are 1/21/21 and it is.
Lol funny but a random thought because we are here now God for bid!!
What’s your thought on real estate vs AT&T stock given that you have $300,000 cash loan available? Thanks
love the Podcast guys , keep up the great work
EYL thanks for the information.🙏❤💪👏👏👏
Please respond. If there is a correction, what is the reasoning behind it?
Great point, desperation and emotion are not effective partners.
Thanks a lot for the info GREATLY APPRECIATED. I’m actually in the market right now looking for a property and you actually answered a few questions I wanted to bring up with my Broker thanks 🙏 RESPECT 🇹🇹
⏪Beautiful Houston Home Tours🎥📸‼️
I have taken the Appraiser classes and can not get a mentor which is necessary to beome certified.
unbelievable..then you have to pay for mentorship, which are old men who don't wan to see you in that position, so they set up this law, to take the power out of you, to jump over hoops with no net
What is the "today, right now" solution to avoid (lessen the chance of) an unfair/ devalued amc appraisal?
Good question.
What are your credentials? just curious. How did you start?
Thanks for the gems guys 🙏🏼🙏🏼🙏🏼🙏🏼🙏🏼🙏🏼🙏🏼🙏🏼
It would be great to do a follow up on this video discussing how to deal with the discriminatory practices the appraisal companies are participating in. No only that the call for appraisers of color, where can they find a mentor that won't discriminate or set them up for failure?? This has been all over the news. No homeowner of color should have to remove any signs of "blackness" photos and such to get a fair appraisal.
A tradeline means that you are a authorized user of someone else's credit card. You don't have to have possession of the card, but they're credit history will reflect on your credit report...a parent or family member with EXCELLENT credit can be a "tradeline" I graduated college with 97,000 in debt"...that right there is a Huge problem..schools have become a business that drain students of money and yet, no one is stepping in to help the students who then graduate with massive debt and have difficulty paying it off...Having that much debt can be overwhelming for ANYONE...Especially a young 20 something who hasn't even began their career. But i really thank you for this video because i found Kyle and within few week they fixed my Credit score which is hindrance by student loan and added a large tradeline thanks a lot 10 1 EXPUNGE🟡COM
Very insightful had to re-watch this episode #Gems appreciate ya'll keep up the good work great content
EYL...ALWAYS dropping 💎💎💎🎓🎓🎓
Question. When your purchasing a home in your llc name (single owner business) and your married does your spouse name have to be on the loan? In the state of Texas that's what I'm being told. HELP
Look up Vladimircorp
I remember that episode, first one I watched from EYL
Thank you for your support
Me too. I joined eyl that day.
@@chasonjohn2052 That makes us EYL classmates 🙌🏾
If someone only served in the military for about 10 years and got out on honorable discharge back in 1992, are they still qualified for a VA Loan?
This is the real deal!