Ive been watching you since I was 16/17 and im now 24. I’ve built a 822 credit score, emergency fund, retirement funds, debt free (other than full paid off monthly cards) and I’m saving for a house. All thanks to your videos. Big thank you to you *Pecuniary backdoors*
76, broke, partially disabled, honorably discharged US veteran. No police record, no drugs, no alcohol, no tobacco. Need help so i can get a low income apt...once in have 1500 ssa, va to sustain myself. *pecuniary backdoors* help appreciated. Thank you
I just wanted to say thank you for sharing this. Because you're right. The worst thing that you can feel is hopelessness. And I hope that someone who is on the verge of losing hope finds *Pecuniary backdoors* and realizes that as long as you're still alive and breathing, there's a chance, there's HOPE that the future is brighter then the present day.
76, broke, partially disabled, honorably discharged US veteran. No police record, no drugs, no alcohol, no tobacco. Need help so i can get a low income apt...once in have 1500 ssa, va to sustain myself. *pecuniary backdoors* help appreciated. Thank you .
I started working on my credit 2 years ago. I didn't know where to start I had no credit. I started looking up videos and found *Pecuniary backdoors* . I followed what you said and started with an secured credit card for 200.00 and mad sure to keep my utilization under 10% and paid on time every month. I now have 3 unsecured credit cards and a 757 fico score. Thank Danielle for all the information and tips. Now we are in a position to buy home.
76, broke, partially disabled, honorably discharged US veteran. No police record, no drugs, no alcohol, no tobacco. Need help so i can get a low income apt...once in have 1500 ssa, va to sustain myself. *pecuniary backdoors* help appreciated. Thank you
I cannot imagine completing this project without you *Top phase resolution* . You are amazing. Thank you for being there for me. Not a single effort of yours will go in vain. You will be rewarded for your pain. Your hard work will bring you a lot of gains. Well done. Your achievements speaks itself about your capabilities. Slow and steady makes it to the top! Good job! Jon
76, broke, partially disabled, honorably discharged US veteran. No police record, no drugs, no alcohol, no tobacco. Need help so i can get a low income apt...once in have 1500 ssa, va to sustain myself. *pecuniary backdoors* help appreciated. Thank you .
I get such GREAT service every time I go to the *Pecuniary backdoors* and the IRS is SO wonderful to work with. I DEFINITELY want the Government in charge of my Social Credit Score! This couldn't possibly be misused in ANY way! All the data breaches that the VA has had makes me confident that my data would be TOTALLY safe!
76, broke, partially disabled, honorably discharged US veteran. No police record, no drugs, no alcohol, no tobacco. Need help so i can get a low income apt...once in have 1500 ssa, va to sustain myself. *pecuniary backdoors* help appreciated. Thank you .
Wonderful, just wonderful. Truth must be sought beyond whatever social baggage you are carrying and must let go of. Forward momentum is accelerated in crystal clear vision. *Pecuniary backdoors* dropped serious knowledge. My credit presently runs from good to excellent, but I want from excellent to most excellent. I hear that this is the way to do it. I love the whole precision of this methodology. Here is power. Thank you.
76, broke, partially disabled, honorably discharged US veteran. No police record, no drugs, no alcohol, no tobacco. Need help so i can get a low income apt...once in have 1500 ssa, va to sustain myself. *pecuniary backdoors* help appreciated. Thank you .
This channel is the sole exception where I haven't skipped the promo ads. Your finesse in effortlessly integrating promotional content within your videos is genuinely impressive. Sometimes, it takes a moment to recognize that you're endorsing anything; I commend *Pecuniary backdoors* for your adept execution in this aspect!
76, broke, partially disabled, honorably discharged US veteran. No police record, no drugs, no alcohol, no tobacco. Need help so i can get a low income apt...once in have 1500 ssa, va to sustain myself. *pecuniary backdoors* help appreciated. Thank you .
The confidence you take in your work is really inspiring and amazing, special thanks The time and efforts you had put into deleting all inquiries and collections is beyond excellence. Take my cordial thanks! You are really an efficient, organized and result-oriented man Thank you for all the extra hours and extra effort you had to put on for getting this done. I appreciate every bit of your effort. Thank you *Pecuniary backdoors* for pulling this off so smoothly...
76, broke, partially disabled, honorably discharged US veteran. No police record, no drugs, no alcohol, no tobacco. Need help so i can get a low income apt...once in have 1500 ssa, va to sustain myself. *pecuniary backdoors* help appreciated. Thank you ..
The confidence you take in your work is really inspiring and amazing, special thanks The time and efforts you had put into deleting all inquiries and collections is beyond excellence. Take my cordial thanks! You are really an efficient, organized and result-oriented man Thank you for all the extra hours and extra effort you had to put on for getting this job done. I appreciate every bit of your effort. Thank you *Pecuniary Backdoors* for pulling this off so smoothly...
76, broke, partially disabled, honorably discharged US veteran. No police record, no drugs, no alcohol, no tobacco. Need help so i can get a low income apt...once in have 1500 ssa, va to sustain myself. *pecuniary backdoors* help appreciated. Thank you
I have been thinking about starting my small business for several months. Doing the research takes the longest. So I thank you for sharing *Pecuniary backd0ors* of ideas for women like me who is thinking seriously about starting a small business. Again Thank You!!!
76, broke, partially disabled, honorably discharged US veteran. No police record, no drugs, no alcohol, no tobacco. Need help so i can get a low income apt...once in have 1500 ssa, va to sustain myself. *pecuniary backdoors* help appreciated. Thank you
I am debt free by using the *Pecuniary backdoors* steps method! It took me two years of hard work and sacrifice, but it was so worth it! Thank you Anthony and Dave !!!
76, broke, partially disabled, honorably discharged US veteran. No police record, no drugs, no alcohol, no tobacco. Need help so i can get a low income apt...once in have 1500 ssa, va to sustain myself. *pecuniary backdoors* help appreciated. Thank you
Is all about having a conscious responsible mindset to protect your home, credibility, My grandmother always told me put away and save at least $50-$100 in *Pecuniary backdoors* . Every time I get paid ..As paying yourself as a bill put the money in an envelope that’s emergency cash for household and myself. take the rest of the pay and take care of your rent and your other expenses… thank you for this video is very informative.
76, broke, partially disabled, honorably discharged US veteran. No police record, no drugs, no alcohol, no tobacco. Need help so i can get a low income apt...once in have 1500 ssa, va to sustain myself. *pecuniary backdoors* help appreciated. Thank you .
Wish I learned more but learned about establishing credit ,even had a friend tell me and help me in highschool but dang got it all messed up by cosigning.NEVER COSIGN
Hello, I'm a small business owner, I make goat milk beauty products, soap, lotion, shampoo, body wash, bath salts, bath bombs. But I would love to get a shop put on our farm. I also am getting into rabbit fur blankets, hats, slippers. And would love to get a grant to start and all updated equipment to complete my business. Thank you *Pecuniary backd0ors* . Till next time. God Bless
76, broke, partially disabled, honorably discharged US veteran. No police record, no drugs, no alcohol, no tobacco. Need help so i can get a low income apt...once in have 1500 ssa, va to sustain myself. *pecuniary backdoors* help appreciated. Thank you
76, broke, partially disabled, honorably discharged US veteran. No police record, no drugs, no alcohol, no tobacco. Need help so i can get a low income apt...once in have 1500 ssa, va to sustain myself. *pecuniary backdoors* help appreciated. Thank you
Thank you for your full focus on the job instead of focusing on proving yourself to others. You always tried harder to be better *Pecuniary Backdoors* and now your success speaks out louder. Thank you for a hard work. I’m sure it was worth it all. There is no doubt that you are the most deserving of all that should be given a shout out
76, broke, partially disabled, honorably discharged US veteran. No police record, no drugs, no alcohol, no tobacco. Need help so i can get a low income apt...once in have 1500 ssa, va to sustain myself. *pecuniary backdoors* help appreciated. Thank you
The efficiency of this *Top phase resolution* is next level. To juggle walk throughs of various angles on the topic delivered to-camera, differnet content per topic from various folks underneath the umbrella of the track list of the larger big band concert itself is engaging and refined. To make a dense taccess like this so digestible is really something. Awesome work jon!!
76, broke, partially disabled, honorably discharged US veteran. No police record, no drugs, no alcohol, no tobacco. Need help so i can get a low income apt...once in have 1500 ssa, va to sustain myself. *pecuniary backdoors* help appreciated. Thank you .
I remember having a consultation with a financial analyst last July, and it was incredibly insightful, can't stress enough how helpful experts in this field are!
76, broke, partially disabled, honorably discharged US veteran. No police record, no drugs, no alcohol, no tobacco. Need help so i can get a low income apt...once in have 1500 ssa, va to sustain myself. *pecuniary backdoors* help appreciated. Thank you ..
Shonda did an amazing job explaining everything related to credit cards, credit score, and starting and rebuilding good credit. I love this interview so much!
Great information. I added my children at 14 and my kids had a credit score of 700+ by the time they were 18. This information definitely needs to be shared
Out of everybody I’ve ever heard speak on credit, the way she speaks is the most fluid out of them all. You can tell that she is a professional credit orator.
I KNOW RIGHT! WELL YOU HAVE ARRIVED NOW AND THE OPPORTUNITY TO LEARN IS POSSIBLE. LISTEN TO MANY ....BUT MORE IMPORTANTLY RESEARCH FOR YOUR SELF ALSO. YOU WILL DEFINITELY "MASTER" CREDIT THAT WAY.......... ..DID SOMEBODY SAY....HEEEY SIRI.....LOL
I will forever be so grateful to Shonda. I was able to fix my credit just by watching her free videos, joining her credit group on FB and I purchased her credit diy kit which changed the game for me. Now I purchased a new car in 2023 and closing on my house in 14 days 🎉🎉🎉 I just love what she is doing for the people. I
When she says she 0 out her balance on her due date does she mean she pays off what she owes on the credit card? And also when she says when her statement date arrives she makes sure her balance should be below 20$ on a 200$ credit card does she mean you should spend no more than 20$ or you should spend 180$ before the statement date?
@@jalenmoorehead5282 just make sure you balance is 0 when your statement date comes after that you can spend as much as you want as long as you can pay it back by the next statement date always make your minimum payment on the due date at least. Due date for payment and statement date are different.
Hey Shonda! I loved the interview. I’ve done videos and workshops on how to build and maintain good credit and the correct way of using credit cards. I also help people individually. And I am so happy to know that a lot of what you said is what I teach. It confirmed for me that I’m giving correct information. I also learned some new things. I will definitely be following you 😊
This was is by far my favorite credit teaching interview! I’ve seen different people come on the show but the way she broke this down was very digestible!
“Apply for a credit card BEFORE a loan” yesss. I’m bummed this information wasn’t available as I was growing up but sooo Grateful I can pass this to mine ❤
that one hit hard for me too. Definitely making sure my children don’t make that same mistake I made and was ACTUALLY TOLD TO DO by my mom lol. I don’t hold it against her tho because I now know that she just didn’t know either 🤷🏻♀️ Now, I am just so grateful that we are changing things for ourselves and our bloodline(s)! ❤ our kids gone be GOOD GOOD!!!
She hit every note. I like her style and thought process on building and rebuilding credit. Especially the part on not just concentrating on a score as opposed to focusing on your profile and the data breakdown. Thx Shonda.
The most thorough discussion on credit and credit building. The best nugget…revealing exactly how many maximum points per credit category. That’s very important to know. The next nugget: the credit profile information. Ms. Martin your wealth of knowledge and the fact that you offered the information to us for free is outstanding. We appreciate you!!
The only thing I disagree on is leaving a small balance on your credit card. My credit score is well over 800 and I pay my balance off in full every month. Other than that, she’s on point 🔥🔥🔥
She said only leave a balance for the statement date(reporting to credit bureaus)… but she pays off her balance in full by the due date.. she doesn’t like to leave a balance or carry a balance….
I agree with you. The same here. And I get limit increases without asking when I leave them at $0 for a few months. I have pictures, statements, and emails to prove it
I was desperately in need of watching a thorough interview regarding ALL THINGS CREDIT! They had the best questions that resembles every day scenarios and I promise she gave 1000 gems. Please watch this video twice and the second time taking notes.
This is the first video that made 100% sense, even discussing having a short term loan and long term loan to aim for more borrowing power. I am literally going to set those up tomorrow. I didn't even know the tip of "just" putting a subscription on a card. I will go through her for my mortgage approval. This podcast was liquid gold!
I appreciate that she is not one of those credit repair hack people. I work at a bank, and im so tired of seeing our people get scammed into thinking they can "repair" their credit in a short period of time. These types of people are bad for our community and leave people in bondage. I hope EYL stops bringing on the scammy people. It doesn't help your reputation.
In just 1 hour I learned about so much about credit that will last me a lifetime. You all touched on every question I had especially for the best time to establish credit for my children. I will be watching again to take notes and take action on improving my credit worthiness.❤🙏🏿
You work for 40yrs to have $1m in your retirement, while some people are putting just $10k in a meme coin for just few months and become multi millionaires. if you don't invest, you're missing out on opportunities to increase your financial worth.
Having multiple streams of income is a game-changer for financial stability. Relying solely on a job may not provide enough financial security due to high rates of tax It is important to explore additional investment opportunities to surpass one's expectations.
Celina Raghee concept is key in beating all odds to excel in this form of online commodity. Her management team is quite impressive so far, with SUK made a profit of over 28,863 dollars.
This was super helpful! My credit took a hit when I was out of work for a while. I wasn’t able to make all my payments on time. I already pulled my credit reports from the three bureaus and I plan on going over them on my day off. I’m am definitely going to be making some phone calls for late payment forgiveness and work on my dispute letters. I really want to clean up my credit so I can buy a townhome in the next 5 years.
Woah for real? I'm so excited. glad is john ny strategy has normalised winning trades for me also. and it's a huge milestone for me looking back to how it all started
This video came across my YT stream..The BEST educator I've seen showcased on this platform... Definitely appreciate her taking the high road and actually educating about finances and not a quick fix/money schemes. Great guest speaker!!!
Extremely happy this pocast showed up at the time of working on my credit. She is heaven sent for the way she provided knowledge. I knew some of the information but i learned alot and I am grateful. She is great at this. I wish all of you continued success.
This was such a good interview. I’ve done videos and workshops on how to build and maintain good credit and the correct way of using credit cards. I also help people individually. And I am so happy to know that a lot of what she said is also what I have said to people. Lets me know I’m giving correct information. I also learned some new things. I will definitely be following her 😊
This is geared towards a younger audience but what about those needing to re-build credit post some catastrophic event per se? Would be good topic for another discussion. Love the merch!!!
Once I got established with a house I paid off and closed every credit account built an emergency fund and borrow from myself..No debt other than my mortgage..
Thanks to shonda very informative The mistakes I made she pointed out clearly What really helped me was : Clearing any overdrafts and debts 1st. Calling the creditors on time telling them if i could or couldn't pay on time to reschedule on time Correcting any mis information Applying for less applications in a short time span Using credit builder cards via direct debit to pay and boost my points monthly by 40 points Linking my bank account to my credit links *staying in one house without bouncing place to place, shows stability and keeps your information on government electoral records accurate.
Wonderful, just wonderful. Truth must be sought beyond whatever social baggage you are carrying and must let go of. Forward momentum is accelerated in crystal clear vision. *Pecuniary backdoors* dropped serious knowledge. My credit presently runs from good to excellent, but I want from excellent to most excellent. I hear that this is the way to do it. I love the whole precision of this methodology. Here is power. Thank you.
76, broke, partially disabled, honorably discharged US veteran. No police record, no drugs, no alcohol, no tobacco. Need help so i can get a low income apt...once in have 1500 ssa, va to sustain myself. *pecuniary backdoors* help appreciated. Thank you .
Excellent content. I learned a lot! Will be looking up my statement date today! I plan to leave 1% each month cause I thought I was doing it right by paying my cards totally off. Nope. Now I know to leave a little there. But no more than 1-3% of course.
Ive been watching you since I was 16/17 and im now 24. I’ve built a 822 credit score, emergency fund, retirement funds, debt free (other than full paid off monthly cards) and I’m saving for a house. All thanks to your videos. Big thank you to you *Pecuniary backdoors*
❤ they were on fire 🔥. Finally someone who knows what’s she’s talking about. So thanks of the credit pecuniary who spice up the credit game.
76, broke, partially disabled, honorably discharged US veteran. No police record, no drugs, no alcohol, no tobacco. Need help so i can get a low income apt...once in have 1500 ssa, va to sustain myself. *pecuniary backdoors* help appreciated. Thank you
*You also needed to look their name up to see their website*
I just wanted to say thank you for sharing this. Because you're right. The worst thing that you can feel is hopelessness. And I hope that someone who is on the verge of losing hope finds *Pecuniary backdoors* and realizes that as long as you're still alive and breathing, there's a chance, there's HOPE that the future is brighter then the present day.
76, broke, partially disabled, honorably discharged US veteran. No police record, no drugs, no alcohol, no tobacco. Need help so i can get a low income apt...once in have 1500 ssa, va to sustain myself. *pecuniary backdoors* help appreciated. Thank you
.
*You also needed to look their name up to see their website*
.
I started working on my credit 2 years ago. I didn't know where to start I had no credit. I started looking up videos and found *Pecuniary backdoors* . I followed what you said and started with an secured credit card for 200.00 and mad sure to keep my utilization under 10% and paid on time every month. I now have 3 unsecured credit cards and a 757 fico score. Thank Danielle for all the information and tips. Now we are in a position to buy home.
❤ they were on fire 🔥. Finally someone who knows what’s she’s talking about. So thanks of the credit pecuniary who spice up the credit game.
76, broke, partially disabled, honorably discharged US veteran. No police record, no drugs, no alcohol, no tobacco. Need help so i can get a low income apt...once in have 1500 ssa, va to sustain myself. *pecuniary backdoors* help appreciated. Thank you
*You also needed to look their name up to see their website*
.
yup did that same play with my BOA secured card. very similar scores across all bureaus 750+
I cannot imagine completing this project without you *Top phase resolution* . You are amazing. Thank you for being there for me. Not a single effort of yours will go in vain. You will be rewarded for your pain. Your hard work will bring you a lot of gains. Well done. Your achievements speaks itself about your capabilities. Slow and steady makes it to the top! Good job! Jon
76, broke, partially disabled, honorably discharged US veteran. No police record, no drugs, no alcohol, no tobacco. Need help so i can get a low income apt...once in have 1500 ssa, va to sustain myself. *pecuniary backdoors* help appreciated. Thank you
.
*You also needed to look their name up to see their website*
.
I get such GREAT service every time I go to the *Pecuniary backdoors* and the IRS is SO wonderful to work with. I DEFINITELY want the Government in charge of my Social Credit Score! This couldn't possibly be misused in ANY way! All the data breaches that the VA has had makes me confident that my data would be TOTALLY safe!
76, broke, partially disabled, honorably discharged US veteran. No police record, no drugs, no alcohol, no tobacco. Need help so i can get a low income apt...once in have 1500 ssa, va to sustain myself. *pecuniary backdoors* help appreciated. Thank you
.
*You also needed to look their name up to see their website*
.
Wonderful, just wonderful. Truth must be sought beyond whatever social baggage you are carrying and must let go of. Forward momentum is accelerated in crystal clear vision. *Pecuniary backdoors* dropped serious knowledge. My credit presently runs from good to excellent, but I want from excellent to most excellent. I hear that this is the way to do it. I love the whole precision of this methodology. Here is power. Thank you.
76, broke, partially disabled, honorably discharged US veteran. No police record, no drugs, no alcohol, no tobacco. Need help so i can get a low income apt...once in have 1500 ssa, va to sustain myself. *pecuniary backdoors* help appreciated. Thank you
.
*You also needed to look their name up to see their website*
.
This channel is the sole exception where I haven't skipped the promo ads. Your finesse in effortlessly integrating promotional content within your videos is genuinely impressive. Sometimes, it takes a moment to recognize that you're endorsing anything; I commend *Pecuniary backdoors* for your adept execution in this aspect!
❤ they were on fire 🔥. Finally someone who knows what’s she’s talking about. So thanks of the credit pecuniary who spice up the credit game.
76, broke, partially disabled, honorably discharged US veteran. No police record, no drugs, no alcohol, no tobacco. Need help so i can get a low income apt...once in have 1500 ssa, va to sustain myself. *pecuniary backdoors* help appreciated. Thank you
.
*You also needed to look their name up to see their website*
.
The confidence you take in your work is really inspiring and amazing, special thanks The time and efforts you had put into deleting all inquiries and collections is beyond excellence. Take my cordial thanks! You are really an efficient, organized and result-oriented man Thank you for all the extra hours and extra effort you had to put on for getting this done. I appreciate every bit of your effort. Thank you *Pecuniary backdoors* for pulling this off so smoothly...
76, broke, partially disabled, honorably discharged US veteran. No police record, no drugs, no alcohol, no tobacco. Need help so i can get a low income apt...once in have 1500 ssa, va to sustain myself. *pecuniary backdoors* help appreciated. Thank you
..
*You also needed to look their name up to see their website*
.
The confidence you take in your work is really inspiring and amazing, special thanks The time and efforts you had put into deleting all inquiries and collections is beyond excellence. Take my cordial thanks! You are really an efficient, organized and result-oriented man Thank you for all the extra hours and extra effort you had to put on for getting this job done. I appreciate every bit of your effort. Thank you *Pecuniary Backdoors* for pulling this off so smoothly...
76, broke, partially disabled, honorably discharged US veteran. No police record, no drugs, no alcohol, no tobacco. Need help so i can get a low income apt...once in have 1500 ssa, va to sustain myself. *pecuniary backdoors* help appreciated. Thank you
*You also needed to look their name up to see their website*
I have been thinking about starting my small business for several months. Doing the research takes the longest. So I thank you for sharing *Pecuniary backd0ors* of ideas for women like me who is thinking seriously about starting a small business. Again Thank You!!!
76, broke, partially disabled, honorably discharged US veteran. No police record, no drugs, no alcohol, no tobacco. Need help so i can get a low income apt...once in have 1500 ssa, va to sustain myself. *pecuniary backdoors* help appreciated. Thank you
*You also needed to look their name up to see their website*
I am debt free by using the *Pecuniary backdoors* steps method! It took me two years of hard work and sacrifice, but it was so worth it! Thank you Anthony and Dave !!!
76, broke, partially disabled, honorably discharged US veteran. No police record, no drugs, no alcohol, no tobacco. Need help so i can get a low income apt...once in have 1500 ssa, va to sustain myself. *pecuniary backdoors* help appreciated. Thank you
*You also needed to look their name up to see their website*
Is all about having a conscious responsible mindset to protect your home, credibility, My grandmother always told me put away and save at least $50-$100 in *Pecuniary backdoors* . Every time I get paid ..As paying yourself as a bill put the money in an envelope that’s emergency cash for household and myself. take the rest of the pay and take care of your rent and your other expenses… thank you for this video is very informative.
76, broke, partially disabled, honorably discharged US veteran. No police record, no drugs, no alcohol, no tobacco. Need help so i can get a low income apt...once in have 1500 ssa, va to sustain myself. *pecuniary backdoors* help appreciated. Thank you
.
*You also needed to look their name up to see their website*
.
When I was at 17, an old black man told me “I’m not rich, but I have good credit and I can buy whatever I want.” Changed my life
Did he have a job
@@CorySandshe owned a car dealership
@@Black____you’re asking if having good credit is a good thing? 🤔
@@CorySandsof course he had a job. He was the manager of car dealership. How do you have good credit without a job?
Wish I learned more but learned about establishing credit ,even had a friend tell me and help me in highschool but dang got it all messed up by cosigning.NEVER COSIGN
Hello, I'm a small business owner, I make goat milk beauty products, soap, lotion, shampoo, body wash, bath salts, bath bombs. But I would love to get a shop put on our farm. I also am getting into rabbit fur blankets, hats, slippers. And would love to get a grant to start and all updated equipment to complete my business. Thank you *Pecuniary backd0ors* . Till next time. God Bless
76, broke, partially disabled, honorably discharged US veteran. No police record, no drugs, no alcohol, no tobacco. Need help so i can get a low income apt...once in have 1500 ssa, va to sustain myself. *pecuniary backdoors* help appreciated. Thank you
76, broke, partially disabled, honorably discharged US veteran. No police record, no drugs, no alcohol, no tobacco. Need help so i can get a low income apt...once in have 1500 ssa, va to sustain myself. *pecuniary backdoors* help appreciated. Thank you
*You also needed to look their name up to see their website*
Thank you for your full focus on the job instead of focusing on proving yourself to others. You always tried harder to be better *Pecuniary Backdoors* and now your success speaks out louder. Thank you for a hard work. I’m sure it was worth it all. There is no doubt that you are the most deserving of all that should be given a shout out
76, broke, partially disabled, honorably discharged US veteran. No police record, no drugs, no alcohol, no tobacco. Need help so i can get a low income apt...once in have 1500 ssa, va to sustain myself. *pecuniary backdoors* help appreciated. Thank you
*You also needed to look their name up to see their website*
.
The efficiency of this *Top phase resolution* is next level. To juggle walk throughs of various angles on the topic delivered to-camera, differnet content per topic from various folks underneath the umbrella of the track list of the larger big band concert itself is engaging and refined. To make a dense taccess like this so digestible is really something. Awesome work jon!!
❤ they were on fire 🔥. Finally someone who knows what’s she’s talking about. So thanks of the credit pecuniary who spice up the credit game.
76, broke, partially disabled, honorably discharged US veteran. No police record, no drugs, no alcohol, no tobacco. Need help so i can get a low income apt...once in have 1500 ssa, va to sustain myself. *pecuniary backdoors* help appreciated. Thank you
.
*You also needed to look their name up to see their website*
.
I remember having a consultation with a financial analyst last July, and it was incredibly insightful, can't stress enough how helpful experts in this field are!
76, broke, partially disabled, honorably discharged US veteran. No police record, no drugs, no alcohol, no tobacco. Need help so i can get a low income apt...once in have 1500 ssa, va to sustain myself. *pecuniary backdoors* help appreciated. Thank you
..
*You also needed to look their name up to see their website*
.
Shonda did an amazing job explaining everything related to credit cards, credit score, and starting and rebuilding good credit. I love this interview so much!
She actually answered every question . She is so satisfying … respectfully
Only 42 min into the video and I have learned sooo much thank you for sharing ❤
12 minutes in and i am IMPRESSED
she is giving knowledge, not vague responses, shes giving percentages, breakdowns, dates, actual numbers
Very good
Yea she does this on the daily on instagram live and TikTok live. That’s why I love listening to her she’s always giving free game.
No gimmicks, no fillers, non nonsense!
Just real information to help consumers better their financial situation/ decisions, daily !
Empowered people, empower people. Thank you for helping the black community not only survive but thrive 💫✊🏾💫
23 and never applied for a credit card dont even know my credit but im about to get one this is great information
Great information. I added my children at 14 and my kids had a credit score of 700+ by the time they were 18. This information definitely needs to be shared
I’ve watched plenty of credit repair videos but what she just dropped was top tier gems mixed with gold!!
Out of everybody I’ve ever heard speak on credit, the way she speaks is the most fluid out of them all. You can tell that she is a professional credit orator.
I noticed that too. You can tell she is very knowledgeable.
I agreee!!!!
29 trying to get my credit in order, better late than never. Wish i was taught this in my teens
I KNOW RIGHT!
WELL YOU HAVE ARRIVED NOW AND THE OPPORTUNITY TO LEARN IS POSSIBLE.
LISTEN TO MANY ....BUT MORE IMPORTANTLY RESEARCH FOR YOUR SELF ALSO.
YOU WILL DEFINITELY "MASTER" CREDIT THAT WAY.......... ..DID SOMEBODY SAY....HEEEY SIRI.....LOL
I will forever be so grateful to Shonda. I was able to fix my credit just by watching her free videos, joining her credit group on FB and I purchased her credit diy kit which changed the game for me. Now I purchased a new car in 2023 and closing on my house in 14 days 🎉🎉🎉 I just love what she is doing for the people. I
What is her channel? I LOVE how knowledgeable she is!
@@divineglamourllc.4316 youtube.com/@RoadTo750?si=gd77zpgSwC0r2Pxj
When she says she 0 out her balance on her due date does she mean she pays off what she owes on the credit card? And also when she says when her statement date arrives she makes sure her balance should be below 20$ on a 200$ credit card does she mean you should spend no more than 20$ or you should spend 180$ before the statement date?
@@jalenmoorehead5282 just make sure you balance is 0 when your statement date comes after that you can spend as much as you want as long as you can pay it back by the next statement date always make your minimum payment on the due date at least. Due date for payment and statement date are different.
This was awesome! Thank you for having me!! 🙏🏾
MAKE THE FACEBOOK GROUP ACTIVE AGAINNNN😭😭😭I understand the people who asked questions unrelated to credit but come onnn
This was a blessing!!! May God continue to bless you!!!!
You did Great!
Hey Shonda! I loved the interview. I’ve done videos and workshops on how to build and maintain good credit and the correct way of using credit cards. I also help people individually. And I am so happy to know that a lot of what you said is what I teach. It confirmed for me that I’m giving correct information. I also learned some new things. I will definitely be following you 😊
I love you Shonda such a smart woman ❤️🔥
Been listening to Shonda for a few years. She’s very informative.
I have watched many videos on this subject, but this is the first time that I've heard some of the specifics that she pointed out. 👏
Shonda is amazing. She helped me understand credit better because she explains it in the way that you can understand.
This was is by far my favorite credit teaching interview! I’ve seen different people come on the show but the way she broke this down was very digestible!
High school seniors should watch this
“Apply for a credit card BEFORE a loan” yesss. I’m bummed this information wasn’t available as I was growing up but sooo Grateful I can pass this to mine ❤
that one hit hard for me too. Definitely making sure my children don’t make that same mistake I made and was ACTUALLY TOLD TO DO by my mom lol. I don’t hold it against her tho because I now know that she just didn’t know either 🤷🏻♀️ Now, I am just so grateful that we are changing things for ourselves and our bloodline(s)! ❤ our kids gone be GOOD GOOD!!!
She hit every note. I like her style and thought process on building and rebuilding credit. Especially the part on not just concentrating on a score as opposed to focusing on your profile and the data breakdown. Thx Shonda.
❤ sis was on fire 🔥. Finally someone who knows what’s she’s talking about. So tired of the credit “gurus” who sensationalize the credit game.
The most thorough discussion on credit and credit building. The best nugget…revealing exactly how many maximum points per credit category. That’s very important to know. The next nugget: the credit profile information. Ms. Martin your wealth of knowledge and the fact that you offered the information to us for free is outstanding. We appreciate you!!
Following her two years ago is one of the reasons I’m a homeowner now. 😊
Handle? I couldn’t hear it well at the end
@@drpsych3 shonda Martin
Shonda Martin is the best teacher of credit, hands down
Borrowing power carries more influence than credit score..! 😮💥
This woman knows what she's talking about!!! Trust me!!! Listen to her!!!
One of the most valuable episodes. This young lady is an absolute beast! So knowledgeable!!
Man. She dropping so much knowledge, I am gonna have to run this back.
this is gold. they need to teach this in school instead of adding squares to circles in order to know how a plant reproduces
The only thing I disagree on is leaving a small balance on your credit card. My credit score is well over 800 and I pay my balance off in full every month. Other than that, she’s on point 🔥🔥🔥
She said only leave a balance for the statement date(reporting to credit bureaus)… but she pays off her balance in full by the due date.. she doesn’t like to leave a balance or carry a balance….
I agree with you. The same here. And I get limit increases without asking when I leave them at $0 for a few months. I have pictures, statements, and emails to prove it
You go Shonda! Your integrity in this interview is A1!
THIS IS BY FAR THE BEST VIDEO TO WATCH ON CREDIT, CREDIT WORTHINES, CREDIT USAGE, AND CREDIT REPAIR!!!! THANK YALL!!! MAY GOD BLESS!!!❤
This woman is the TRUUUUUUTH. I took notes and its 11:59pm rn lol. This was JUIIIIIIIICY. Sending to everyone.
Probably my favorite episode.
I was desperately in need of watching a thorough interview regarding ALL THINGS CREDIT! They had the best questions that resembles every day scenarios and I promise she gave 1000 gems. Please watch this video twice and the second time taking notes.
click on “newest comment” from the comment section to see this..
concerns with credit are to be directed there okay?
GmaiI -
Roadto750llc
I’m back to freshen up my gems! 2:56 am ET! 🪫🔋
i love the breakdown and questions, answers asked...
This is my third time watching this episode today and all day ive been taking notes while at work lol. Theres alot of gems here!!!
Facts ❤
This is the first video that made 100% sense, even discussing having a short term loan and long term loan to aim for more borrowing power. I am literally going to set those up tomorrow. I didn't even know the tip of "just" putting a subscription on a card. I will go through her for my mortgage approval. This podcast was liquid gold!
Grammy award winning record and the mix is super simplistic, 🐐, he didn’t adjust much I love it man
I appreciate that she is not one of those credit repair hack people. I work at a bank, and im so tired of seeing our people get scammed into thinking they can "repair" their credit in a short period of time. These types of people are bad for our community and leave people in bondage. I hope EYL stops bringing on the scammy people. It doesn't help your reputation.
This is by far the ABSOLUTE BEST explanation of credit currently available online! 💯
Man!!! I absolutely love this woman. The best advice so far.
THE CREDIT QUEEN IS IN THE BUILDING!!! Thanks EYL for this one!! MS MARTIN KNOWS HER SH**
Thanks EYL for bringing Shonda back she broke it down dropped them nuggets so I appreciate it guys keep it up
In just 1 hour I learned about so much about credit that will last me a lifetime. You all touched on every question I had especially for the best time to establish credit for my children. I will be watching again to take notes and take action on improving my credit worthiness.❤🙏🏿
A legit credit advisor! Happy for Shonda! 🎉
thank for everything, i really appreciate this interview ❣
Anthony O'Neal is another power house who talks about money. He takes it a step further and talks about building wealth as well.
She got straight to it! Love it!
Thank you Shonda and EYL! Thank you for dropping game, One Love
You work for 40yrs to have $1m in your retirement, while some people are putting just $10k in a meme coin for just few months and become multi millionaires. if you don't invest, you're missing out on opportunities to increase your financial worth.
Having multiple streams of income is a game-changer for financial stability. Relying solely on a job may not provide enough financial security due to high rates of tax It is important to explore additional investment opportunities to surpass one's expectations.
To be honest, investing correctly today can save you a whole lot of stress in the near
Celina Raghee concept is key in beating all odds to excel in this form of online commodity. Her management team is quite impressive so far, with SUK made a profit of over 28,863 dollars.
I've seen different people talking about this Mrs Celina Raghee she must be very amazing for people to talk this good about her.
How do I easily reached out to her?
Shout out to Shonda dropping all the knowledge!!! Repair your credit then I can help with investing in real estate. Great video and content 🙋🏾♀️
This was amazing I took three pages of notes and I’m subscribing to all of this 🔥🔥🔥 Thank You
Good information sister most people charge you for this game you help all us😢
This was super helpful! My credit took a hit when I was out of work for a while. I wasn’t able to make all my payments on time. I already pulled my credit reports from the three bureaus and I plan on going over them on my day off. I’m am definitely going to be making some phone calls for late payment forgiveness and work on my dispute letters. I really want to clean up my credit so I can buy a townhome in the next 5 years.
I have looked at every single one of her videos. I have gone to her classes and I still learned something new with this video thank you guys.
What's her name
@@1LivinintruthShonda Martin
Love Shonda learned how to build my credit from her 4 years ago 🔥🔥🔥 great to see her here on this platform
Dam I remember when she was just in Facebook dropping gems this shit is crazy I’m so happy for her
Hit 200k today. Thank you for all the knowledge and nuggets you had thrown my way over the last months. Started with 14k in last month 2023
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I'm 37 and have been looking for ways to be successful, please how??
Sincerely speaking. I will continue to trade and stick to expert gla dis daily signals and guides as long as it works well for me.
Woah for real? I'm so excited. glad is john ny strategy has normalised winning trades for me also. and it's a huge milestone for me looking back to how it all started
she's mostly on Telegrams using the user name.
gladisfx1 ..... that's it
I’ve never heard this much informative clear information on credit in one setting. Thank you so much! ❤
Some of these things I already knew or heard before but she definitely explains it so much more clearly. Great information.
concerns with credit are to be directed to her there okay?
click on “newest comment” from the comment section to see this..
GmalL -
Roadto750llc
I have learned today about credit an building credit 🙌 Well needed $$$
Taking notes & saving this video. So informative and reassurance of the things I’m doing correct.
This episode is GOLD!
***SHARED***
Just saved this episode so I can continually revisit this incredible insight💯
This video came across my YT stream..The BEST educator I've seen showcased on this platform... Definitely appreciate her taking the high road and actually educating about finances and not a quick fix/money schemes. Great guest speaker!!!
Amazing so grateful for this information
Extremely happy this pocast showed up at the time of working on my credit. She is heaven sent for the way she provided knowledge. I knew some of the information but i learned alot and I am grateful. She is great at this. I wish all of you continued success.
This was such a good interview. I’ve done videos and workshops on how to build and maintain good credit and the correct way of using credit cards. I also help people individually. And I am so happy to know that a lot of what she said is also what I have said to people. Lets me know I’m giving correct information. I also learned some new things. I will definitely be following her 😊
Thank you for the information ! We appreciate you educating us how to benefit from popular use of the credit card!
Absolutely love Shonda!!! Been following her for YEARS ❤
What is her IG handle?
What is her ig?
Omg this was so good! She’s so educated and articulate, I was able to digest all of the information 👏🏾👏🏾
This is geared towards a younger audience but what about those needing to re-build credit post some catastrophic event per se? Would be good topic for another discussion. Love the merch!!!
She’s the TRUTH!💚💚💚
Me and my girl just watched this video. God bless EYL
mulitple gems dropped, this was very helpful. thank you, guys & Shonda !
Once I got established with a house I paid off and closed every credit account built an emergency fund and borrow from myself..No debt other than my mortgage..
Just learned and implemented a borrow from myself method.
I charge myself 7 to 9% interest depending on how much I borrowed
@@righteousdivineLMFAOOO not possible hro
That's good stuff!!
This information is life changing and I'm going to use this to educate and teach my daughter and family
I watched the entire vid at 12am lol. So informative, thank you so much!
This was phenomenal. Excellent breakdown for the credit score.
Thanks to shonda very informative
The mistakes I made she pointed out clearly
What really helped me was :
Clearing any overdrafts and debts 1st.
Calling the creditors on time telling them if i could or couldn't pay on time to reschedule on time
Correcting any mis information
Applying for less applications in a short time span
Using credit builder cards via direct debit to pay and boost my points monthly by 40 points
Linking my bank account to my credit links
*staying in one house without bouncing place to place, shows stability and keeps your information on government electoral records accurate.
Wonderful, just wonderful. Truth must be sought beyond whatever social baggage you are carrying and must let go of. Forward momentum is accelerated in crystal clear vision. *Pecuniary backdoors* dropped serious knowledge. My credit presently runs from good to excellent, but I want from excellent to most excellent. I hear that this is the way to do it. I love the whole precision of this methodology. Here is power. Thank you.
76, broke, partially disabled, honorably discharged US veteran. No police record, no drugs, no alcohol, no tobacco. Need help so i can get a low income apt...once in have 1500 ssa, va to sustain myself. *pecuniary backdoors* help appreciated. Thank you
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*You also needed to look their name up to see their website*
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Love her, this was so needed. Thank you for this 😮 I got to now go apply it
Excellent content. I learned a lot! Will be looking up my statement date today! I plan to leave 1% each month cause I thought I was doing it right by paying my cards totally off. Nope. Now I know to leave a little there. But no more than 1-3% of course.