Seriously...could THIS really be the #1 Credit Card of 2024?!
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- เผยแพร่เมื่อ 19 มิ.ย. 2024
- #venturex #creditcard
In today's video we deep dive into the Capital One Venture X to find out if it is STILL the #1 Credit Card in the marketplace today.
Capital One Venture X Offer: www.wesavewith.com/blog/capit...
Top No Annual Fee Travel Card: bit.ly/biltjft
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I hope so... I got the Savor One Combo one year ago (just paid my annual fee) b/c of this channel and just racking up them points while paying zero interest... so... THANK YOU.
Absolutely love the VX product! Just waiting for more C1 Lounges!
Yess! I have this card for a few months and been traveling alot. Most if not all my travel plans were booked thru the c1 portal and I never had any issues. Flights, car rentals, and hotels alike, everything went smoothly. Car rentals were with hertz and some ppl said hertz doesn’t honor status if you booked thru portal which is not true to my case. Prices can be juiced up but they arent as high as chase/amex since i have their cards too so c1 portal is pretty competitive with booking direct.
Just activated my VX today. Tnx for the info.
Congrats and enjoy the card!!
Can you please do the SavorOne card next and thank you for taking the time to explain each category and its benefits!!
Hey john can you go a bit more into detail about the buying a gift card and then using them to purchase money orders? Like how did they help you reach your first 1 million points?
Love my VX! Traveling to Greece this summer in Business class for my honeymoon, thanks to the VX! Also really hope they continue to open lounges! All the ones they have opened so far are amazing, so much better than centurion. Hope the Las Vegas lounge doesn’t take forever!
The mic sound is much better in this video, John! Thanks!
flight and airline price match is in the form of travel portal credit. Currency also has to be in USD which can be a challenge if booking certain foreign carriers that don’t have the currency toggle immediately available. A good feature to have nonetheless
I love my VX. Thanks for this video! It also reminded me that Dulles International Airport (IAD), has a capital one longue. Funny enough, I just came from IAD but totally forgot about the longue. I'll keep this in mind for next time!
It's my favorite card, and the C1 lounge in DC-Dulles is excellent.
I love the venture X, I feel like you also need to mention the savor one to form the unbeatable Duo. 3% on Dining, Groceries and Streaming, nothing ..... I mean nothing is better than the DUO.
Never had a Cap1 card, but these types of breakdowns are enticing
I got that venture x last yr and spent that 4k in 1month and added an AU along with PP.. I have the chase SR but i think im downgrade. Ohh. Thanks for that spend strategy. I jave an idea to supercharger it.
I was satisfied with my Venture. Got the Venture X last year and will be happily paying the annual fee again. With spending and bonuses I earned 300,000 miles last year.
Can you take ur chase UR pts, transfer them to a transfer partner account say American Airlines, then also transfer pts from the VX to the same American Airlines account?
HI can you clarify about the buy gift card and go to Walmart to buy the money order and put back to your bank? Thank you
Ditto! Im intrigued! Sounds like you used your VX card to buy things that had a cash value (gift cards and money orders) and then collected miles for those purchases. Essentially converting your credit for "cash" rather than credit for "stuff". Does this sound about right?
What about more videos on booking through the travel portal to different countries? How do you plan Round trips? Its always one way on these vids lol
Just use the same one-way strategy to get home.
I don't think many creators on TH-cam would use travel portals
John, great video. I appreciate all the info you provide. Honestly, I don't think that using the $300 travel credit is all that difficult. I used it once on a car rental through the portal and it worked out really well. Bonus, the extra money I spent above $300 gave me 10x points. I would have paid cash for the car rental so the $300 plus the points was definitely a nice bonus. Maybe not the best use of the credit, but free is free IMO. Totally agree this card will remain in my wallet for a long time.
I will say, 2 out of the 3 times I’ve tried using priority pass to enter a club they said they were at capacity and not letting anyone in with priority pass
They should get rid of unlimited PP guests, and max out free cardholders to 3-5 and keep Hertz Presidents Circle
Just so useful
Can you get multiple sign up bonuses after you have the card for multiple years?
I have the venture card but cap 1 said id more than likely be able to upgrade in a year. The signup bonus was a breeze to meet...also, its a metal card (for those who care). I don't care about that but when using mother cards thru feel so cheap in comparison
Thanks for the information on travel to Paris. I wasn’t clear if I would transfer the points to Delta or to Virgin Red?
You can't transfer Capital One to Delta
No matter what, C1VX is the easiest luxury card to justify its value.
IF you like using their portal.
@@jwil4286fax. VX is now a Cap1 portal coupon book! 👎
@@jwil4286it’s not very flashy but I like the simplicity of it
I think the altitude reserve can challenge it for domestic travel.
@@Rhaegar7504 eh, the Turkish transfer on C1 can be really good with availability
Are there and credit cards that, can not transfer points to partners, and still use the miles name because that might be why they are labeled that way
I'm going to try for it one more time in July, and if I don't get it, I'm upgrading my CSP.
@johnsfinancetips I recently got myself chase sapphire reserve and also got the sign on bonus. The capital X cards seems the better option now. Should I switch over? And if so, how do I take the mode value out of the points I now have on the reserve?
you should include the average cash back when talking about the price for the added points
So I just completed the chase trifecta and was deciding what to go for next. The Amex gold or the VX? I already have the savor one too. Food is my #1 spend however. And I don’t really travel much maybe only 1-3 times a year. But the VX is looking really good to me. Can’t decided which one to pick
Chase trifecta😂. What a waste of 2 hard pulls😖. 🤔Maybe even 3. 😟
5:34 did you get the ITA direct flight from Rome to Boston? I just did that. Don’t sit in row 2. My first seat was busted think it was 2b
We went Delta direct! Sadly no J possibly with the 2 dogs haha
@@johnsfinancetips you fly with dogs? A video on that would be great I don’t think I’ve ever seen any one do one of them.
@@IanMaschalbruh.
Terminal 7 United flights get no lounge access. Priority pass is no good here. I mostly fly United out of LA.
Let’s see if my connecting flight in SFO fairs better. And I know there is no line access in Redmond Oregon. 1/3 would be nice.
What would be the best capital one transfer partner to book a flight from New Delhi (India) to Boston with miles?
Thanks for great videos ❤
Price match doesn’t work with Chase travel portal - I am traveling to Colombia and the ticket were $100 dollars less in Avianca than Chase travel portal. (buying 3 tickets x $100=$300) I called chase to price match and they don’t do it. If you are in tie budget, you need to think, take the $300 less or take the points to be use, who knows when. What a disappointment!, Starting with the points system is not easy journey.
Choosing between VX and CSR. I wanted a good travel card that is widely accepted by merchants internationally. I went to Egypt and people did not want to take my Amex. Is Capital One widely accepted? Everyone takes Visa…
Yes. I have it and love it much more than my chase sapphire.
Hey, can you make a video explaining how a Venture X authorized user can use the card and its benefits for the authorized user?
I just called for price match and got $60 as a travel credit!
John -we all want a video explaining the gift card / money order strategy…. Pretty please😊
The only issue is that it is nearly impossible to get if you have good credit and more than a couple of cards.
Soooo I can add someone to the venture X and do they get LITERALLY ALL the same benefits??
I've been contemplating booking flights through a credit card's travel portal. Other than the price match issue, are there any other disadvantages for booking through a travel portal vs. directly with the carrier? Are you still able to select seats, etc? I just have a fear of booking elsewhere and ending up sitting next to the rear lavatory...
not getting perks you might get with a card from that airline or hotel. not earning status at a hotel or airline. and many report issues if they have changes, cancelations, delays or other traveling issues when going through a portal.
I’m known to yolo here and there but booking flights on a travel portal is living far too dangerously for me.
Isn't your practice of buying gift cards and then depositing them back into you account an illegal and against credit card policies?
I love the Venture X card. I am coming up on my first year and I am going to renew in June.
I’m renewing only because they (smartly) give u no reason to cancel. It’s a net $0 af that gives primary car rental insurance. I put basically, I put 2 charges on it a yr.
I’m looking at the capital one ventur x but I have the venture and can’t downgrade it
If you rent the managers special on Hertz do you still get the president circle upgrade?
You don't, that's excempt from the upgrade
Hi John! I could use your input for the following: my significant other and I want to start taking advantage of points and traveling. We do not share our finances. When we travel we usually each pay for our half. For example if I pay $2000 for our plane tickets. He will pay me $1000 back. This is going to be tricky when we start using points since it will not be a simple dollar amount anymore and we can not really “pay” each other with points. Any suggestions on how to take advantage of points in this situation?
Get a joint account get married. Or go through his phone if you’re not sure.
It's a 2x Cap1 portal card... nothing more😎. Imo, not in the same league as the CSR and very diff from the Plat.
What about domestic flights?
You said 4.75 but your graphic shows 3.75...?
Does this card have any travel insurance? I didnt see any listed as a benefit of the card on their website. Nerd wallet says they do, but that might be out of date and the insurance didnt seem as good as other cards.
Yes, it has travel insurance. That's better than most since this is a Visa Reserve credit card
My top 3 cards: (1) C1 Venture X, (2) Citi Custom Cash, (3) AmEx Gold
That’s my lineup + custom cash for gas
For how long do you get the 5% cash back on gas with Citi?
@@carloshidalgo3298you get 5% on your top spending (eligible) category. There’s no time limit, just as long as your top spending is gas for that statement period then you will receive the cash back. So for example, I use my custom cash strictly on all purchases at universal studios to get 5% back on their entertainment category.
Amex gold??? 😂. The preferred cards of grifters, 🤡 and ppl that are bad at math.🤣😂🤣👎
@@newagain9964 aside from the fact that the card costs me $10/year and I spend roughly 10k/yr on groceries, why is it the preferred card of grifters? Hard to generalize the worthiness of the Amex Gold tbh.
I fly out of Denver and the Lounge is AMAZING! 2 glasses of wine and food before a flight for free is a game changer.
Booking a flight through their portal is awful! I hardly see any direct flights and the prices are waaay more expensive than book directly through the airline. Anyone have a different experience?
Chase agent told me in branch today that a Sapphire Preferred promotion is dropping on 4/28
Do you have a video to walk through the miles transfer to British Air and booking process to book world partner flights. And which transfer partners gives the most value for Venture X miles?
You filled a 3.75 JFT not a 4.75 but great video!
I think the Reserve is the best in my situation. I can take budget economy flights out of LGA/JFK and have an amazing pre-flight experience. Makes me travel more and rack up more points!
@@stevenluo9516 NYC
Woops I deleted my comment guessing the person is in Boston or New York City.
Can you travel to Japan with miles from venture card?
You have the point system wrong. The jmd you give 3.75 instead of 4.75
i got the great value of this card which is the just VENTURE not the X. lol. that was the easiest 20,000 points to earn ever. all i had to spend is $500 and i got 20,000 i knock that benefit out in 1 week.
I have venture x and let me tell you that price match, is not easy as is sounds lol. If the operartor says "i cant find it" you wont get price matched lol. I offered to send the link to them, they say they cant accept links. The flight must be searchable by them and it should be should directly by the carrier. If it is flight from a search engine like booking or kayak forget about it😂 As long as they claim, they can't find them😂 there is no price match.
Why is it so hard to get approved for this card when you have multiple cards? I keep getting denied saying i have too many rotating cards. But yet i see all these card guys getting approved. My score stays above 780, so thats not the issue
IMO C1 VX is the best travel card for normal people, more so now that CSR/ritz doesn’t allow PP restaurants. I just booked my first ever business flight on Singapore airlines with my C1 miles through Aeroplan and got 4.2 cpp. Although that’s nice, imo it’s not as good as the 3.4 cpp I got for economy on Cathay Pacific through Alaska before the recent devaluation 😂
I think WF journey takes that title. Too bad it doesn’t have primary car rental insurance.. it would be best travel card on market.
On the Singapore Airlines example, you said you can transfer points to Air Canada to book the flight. I noticed that Singapore Airlines itself is a Capital One transfer partner. Are there any additional benefits to transferring points to Air Canada instead of transferring points directly to Singapore Airlines?
Less points thru Air Canada.
@@rmknicks Thx
I would apply if my credit score was higher. It’s increased 3 points since November, no clue why it won’t grow even though I follow the steps to increase my score
Has any one used the Travel Insurance for anything? If so, how was that experience?
Can you elaborate on the $300 travel credit issue? Does it not just apply a -300 on any flight over that amount?
It does, but it is worse than before.
You now don't earn points on that $300 spent. And previously, you could cancel the flight and keep the $300 credit.
@@LK_EBMthe loophole is gone. But the $300 is $300 tho. And not pts or something else goofy or sketchy. And y should cap1 let u earn pts on their $300? lol
Your animation gave it 3.75 points when you said 4.75 points at the benefits section btw
Why wouldn’t you transfer directly from cap1 to Singapore airline since it’s on the list of partners vs doing it through air Canada?
Aeroplan uses less points for the same flight
4.75 JFT image should be one more face 😊
Love watching your videos!
Would you recommend switching from capitol one venture to venture x?
It’s really easy to match but they give you a travel credit so you still pay more at first
Could you explain the gift card and money order thing more please?
I’m assuming to get the bonuses. Purchasing, let’s say $4000 worth of gift cards, utilizing a money order to put the money from the gift cards back in his bank. He relatively loses nothing because I think money orders are less than a dollar each. So now he’s spent the money necessary for the credit card point bonuses, but didn’t actually lose money. All in his goal to reach 1M points.
@@knoxmachamire5010is that not illegal? That seems like it would at the very least get you black listed from earning rewards or certain cards altogether maybe. But if not, I’d love to utilize that for my next card
@@LeviThomassNo, I don't think it's illegal. But it's difficult to find a place that lets you buy a money order with gift cards.
@@LK_EBMI wonder if it works with pre paid Visa card, would maybe be easier that way?
Not for me it isn't because for some reason they won't let me have it
Where is the Capital One lounge in BOS? When will C1VX Personal have Priority Pass restaurants? Bringing back Hertz President's Circle elite status in 2025? When can C1VX customer use the $300 travel coupon like the CSR travel stipend? Avoid the C1 OTA for $300 travel coupon.
Only way u get $300 is by booking thru cap one portal. And it looks as if VX won’t have car rental partnerships after dec 2024
@@newagain9964 exactly my point. Capital One is using away benefits for the venture X credit card. They should be adding to compete with Chase Sapphire Reserve and AMEX Platinum.
How does one book a flight like the British Airways example? I tried to book the exact flight and nothing is available. Unless all of you decided to book the same flight.
yeah I have tried this "hack" many times and never ever am able to find anything USA domestic this way
14:36 John mentions he is guilty of money laundering aka MS (manufactured spending). Not recommended unless you want points clawed back and your credit cards cancelled. Crime means time. Banks are cracking down.
Hello everyone and anyone, if approved are we able to use the card right away, knowing that i will not have a physical card? Asking for a friend annnd myself.
Got my card within one day.
@johnsfinancetips , you never ever provided any information about credit cards which provide domestic and international lounge access for free for the card holder and spouse of the card holder. Please make a video of such cards, maybe in budget yearly fees or free cards :P
I don't think a card like that exists. You need to pay annual fee to get better benefits.
The US Bank Altitude Connect seems best for you.
Hey John, we met at a Real Estate event a couple years back (through Lior) - glad to see you still posting content. Would love to see a video on a "realistic" path to maximum points in say 2 years. I watched the video on 1 million points, and while super helpful, I dont know if one could realistically open 14 cards that quickly/easily. Additionally, would love to see something on credit card churning :) Thanks.
-Z
12:13 is that not 3.75? (sorry for nitpicking lol, it happens)
Capital One just added 5x for Capital One entertainment and dining.
Is it smart to get the Venture One to unlock the 20,000 sign up bonus, and then get the venture X to unlock the 75,000 sign up bonus? Basically using the venture one card to obtain that a sign up bonus
Not at all considering you can only hold one "venture" card
Calling in for price matching and when it’s over $50 they’re transferred the call to their supervisor. The supervisor was tricky and a cheater big time. It was almost $100 the difference and she said only $30. I didn’t have too much time so I just took it. Be careful with those blood suckers.
Who said it was number one in 2022 and 2023?
There is a presumption to these wild flight ticket redemption: you schedule has to be flexible and travel in a small group.😂
Not necessarily, if you plan way out into the future, like 11 months or 12 months, there is a lot of seat award availability.
You do not have be so flexible in that time frame.
Seat award availability is out there posted somewhere 350 days or so ahead of time.
So plan accordingly.
I do enjoy you videos but I have to say that many of them seem kind of repetitive. You don’t need to create a video just to meet a schedule if you don’t have something new. Just my opinion.
12:13 that's only 3.75 JFTs☹️
What about the venture rewards? With $95 annual fee?
That’s what I have and can’t justify upgrading to the x. If you’re not booking everyone through the portal (which I don’t) it just doesn’t seem worth it to me. I have other reward programs I use
Where’s the referral link?
I can send you mine
Stopped being useful when it lost PP restaurants. At least to Platinum card holders like me.
Can anyone expand on the gift card, money order situation?? he briefly mentioned at the end. Ngl he lost me there
This card keeps intriguing me but the transfer partners and travel portal just seems absolutely terrible compared to what Chase offers
What transfer partner of Chase do you highly value? Compared to what Capital One has
Can you explain how you got a million points with buying gift cards and money orders ?
I think he was doing something called manufactured spending
I feel like I’ve seen this video before 😂
Anyone want to use my sign up link for this card? Had to try! 😜
It is a good credit card, but you have to use the portal to justify it.
Wonder how many times cc youtubers will recycle the same VX video and information lmao...