Citi is showing this poor guy some love! They approved me for the Premier and Double Cash 9 days apart 😂 Waiting for the Double Cash to arrive! Will try to get the Custom Cash in 2 months. I found a couple of good easy redemptions above 1 cent so can’t wait to 🔥 those points! Thanks for the overview RJ!
@@wanderingdoc5075 Hi Doc!🫵 10/24 and 5/6 all FICOs above 785 and inquiries are 7 TransUnion, 6 Experian and 2 Equifax when I applied. I froze my Experian and TransUnion and they pulled Equifax (4 inquiries now). I waited 9 days between applications and will wait 65 days to apply for the Custom Cash. Don’t know if freezing reports will work for others depending on their location. Hope the info helps.
Not yet. Best move is to call and have the cash advance fee lowered as much as possible. Then it would decline. I've been good with Chase, Citi, and BofA
Can you make a video/do you have a video explaining “cash funding credit card for bank bonuses”? I want to start churning bank accounts and I’m assuming you mean using cash advances on credit cards to do so
Any guess on how long the offer will last? Family will probably miss out again on this offer seeing it is back. They don't want may cards and a flat non-category card would work in the setup of four plus a store card in the family. Maybe January they say.
I got the premier and custom cash about 10 days apart. Waiting for a few months to apply for the double cash . I hope the sub is still available. If not . I may just go for the chase unlimited to complete my chase trifecta .
They bring it back every so often. I'd do the CFU first any way because of the current double cash back offer in year one. Wouldn't need the DC any time soon as the CFU would give you 3x back on everything. Plus that would be more than enough cool down time for Citi approvals. If interested: th-cam.com/video/YGr8sHqWsZg/w-d-xo.html
@RunonTheBank I got reconsidered for the Chase Amazon Prime card. I wasn't expecting them to call me back with an approval. I'm wondering if I should have my wife apple for the cfu and have me as an Au ? That way . I have the csp, and she would have the cff and cfu . And we would have the tri between the both of us .
Probably need 700 range to get in I'd image. The 500's is secured card territory. US Bank has Altitude Go and Cash+ as secured cards and have all the same multipliers.
Same. Out of 27 credit cards I've applied for, 26 out of the 27 I was approved. I've been denied for the Citi Premier now twice 😂 I will continue to take thousands of their money in the form of bank bonuses though
Offer: www.citi.com/credit-cards/citi-double-cash-credit-card?category=view-all-credit-cards&intc=citihpmenu~creditcards~vac&afc=1C2
Citi is showing this poor guy some love! They approved me for the Premier and Double Cash 9 days apart 😂 Waiting for the Double Cash to arrive! Will try to get the Custom Cash in 2 months. I found a couple of good easy redemptions above 1 cent so can’t wait to 🔥 those points! Thanks for the overview RJ!
Number of credit card accounts and inquiries please if you can provide in the last 6 and 24 months? Thanks
@@wanderingdoc5075 Hi Doc!🫵 10/24 and 5/6 all FICOs above 785 and inquiries are 7 TransUnion, 6 Experian and 2 Equifax when I applied. I froze my Experian and TransUnion and they pulled Equifax (4 inquiries now). I waited 9 days between applications and will wait 65 days to apply for the Custom Cash. Don’t know if freezing reports will work for others depending on their location. Hope the info helps.
That's a good run. Citi can be weird sometimes on approvals. Congrats sir
Thanks for the info + video!
My daughter just applied and was approved for this card last night:
You have her off to a good start sir
Whenever you have funded a bank account with your credit cards, has it ever tried to process as a cash advance?
Not yet. Best move is to call and have the cash advance fee lowered as much as possible. Then it would decline. I've been good with Chase, Citi, and BofA
It's great to see a $200 SUB for this card
Can you make a video/do you have a video explaining “cash funding credit card for bank bonuses”? I want to start churning bank accounts and I’m assuming you mean using cash advances on credit cards to do so
It's unlisted due to affiliate restrictions but you can still watch it here - th-cam.com/video/Y9dy9fQLazk/w-d-xo.html
Any guess on how long the offer will last? Family will probably miss out again on this offer seeing it is back. They don't want may cards and a flat non-category card would work in the setup of four plus a store card in the family. Maybe January they say.
No idea but they run it every so often. If not, the Active cash always has $200
Foreign transaction fee?
Yes they have foreign transaction fees 3% of the transaction
Yep, 3%
I got the premier and custom cash about 10 days apart. Waiting for a few months to apply for the double cash . I hope the sub is still available. If not . I may just go for the chase unlimited to complete my chase trifecta .
They bring it back every so often. I'd do the CFU first any way because of the current double cash back offer in year one. Wouldn't need the DC any time soon as the CFU would give you 3x back on everything. Plus that would be more than enough cool down time for Citi approvals.
If interested: th-cam.com/video/YGr8sHqWsZg/w-d-xo.html
@RunonTheBank I got reconsidered for the Chase Amazon Prime card. I wasn't expecting them to call me back with an approval. I'm wondering if I should have my wife apple for the cfu and have me as an Au ? That way . I have the csp, and she would have the cff and cfu . And we would have the tri between the both of us .
Based RJ
Hello, Mr. RJ!!! Just curious, is there a minimum credit score for the Citi Double Cash Card? My current credit score is 519.
Probably need 700 range to get in I'd image. The 500's is secured card territory. US Bank has Altitude Go and Cash+ as secured cards and have all the same multipliers.
Idk why but for the life of me I cannot get accepted for a citi bank credit card lol
Same. Out of 27 credit cards I've applied for, 26 out of the 27 I was approved.
I've been denied for the Citi Premier now twice 😂
I will continue to take thousands of their money in the form of bank bonuses though
This is how i feel about capital one
They deny me for the Premier for whatever reason. May work if you apply next time your churning a Citi checking account