Are These Jobs Worth Their Salaries?

แชร์
ฝัง
  • เผยแพร่เมื่อ 30 ส.ค. 2023
  • 💵 Create a free budget. Sign up for EveryDollar today! ⮕ ter.li/owvnye
    Money isn’t everything, but it’s something to consider when choosing your career path. In this episode, George and Rachel talk about the salaries (and cost of education) for some of the top jobs in America. They share what industries they would work in if they could do any job in the world, then talk about celebrity salaries and the amazing thing Taylor Swift did for her truck drivers.
    In this episode:
    - The salaries people make in America’s most popular jobs
    - What George would do if he worked for big brands
    - Which career Rachel thinks should make more money
    Helpful Resources:  
    • Booking a flight with Going is the best and simplest way to pay less and travel more. Sign up for free today at going.com/smartmoney.
    • Do you have a Guilty as Charged question for Rachel and George? Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.
    • Learn more about your ad choices: www.megaphone.fm/adchoices
    • Ramsey Solutions Privacy Policy: www.ramseysolutions.com/compa...
    This Week’s Happy Hour Special: Strawberry Basil Mocktail
    Ingredients:
    1 1/2 cups fresh strawberries
    4-5 fresh basil leaves
    12 ounces seltzer
    1 lime (half juiced, half sliced)
    Instructions:
    Roughly chop the strawberries and cut the lime in half. Muddle the strawberries, basil and the juice from half the lime. Fill two tall glasses with crushed ice and divide the berry mixture between them. Top with seltzer and garnish with a slice of lime and fresh basil.
    Pull up a chair to the happy hour you wish your friends were having. Mix two money experts with some hot takes and a splash of nostalgia, and you get Rachel Cruze and George Kamel talking unfiltered about what’s going on in the world, pop culture, and how to afford a life you love.
    Watch and subscribe to all The Ramsey Network shows here: th-cam.com/users/TheRamseySh...
    Ad Choices | Megaphone by Spotify
    megaphone.spotify.com/about-a...
    Ramsey Solutions Privacy Policy
    www.ramseysolutions.com/compa...

ความคิดเห็น • 232

  • @timandnataliebartell1965
    @timandnataliebartell1965 11 หลายเดือนก่อน +32

    Debt free nurse practitioner degree right here! I love my job but it’s definitely a calling and you can’t do it just for the money. Thank you for your kind words about nurse practitioners! ❤

  • @donnazehring1804
    @donnazehring1804 11 หลายเดือนก่อน +21

    My husband went from a 28k elementary school teaching salary to a retail store manager making 63k to a developer making 6 figures. It broke our heart that we couldn’t live and raise a family on our salaries when he was in education that we had to make career changes to live. Teachers need to be paid enough to support their family in their location. And it’s not possible without second or third jobs.

    • @calebmelton5989
      @calebmelton5989 7 หลายเดือนก่อน +1

      Why couldn't you? My wife makes less than a teacher on our area and we live just fine.

  • @ceciaosorio2331
    @ceciaosorio2331 11 หลายเดือนก่อน +18

    Thank you so much for recognizing the importance of Teachers and how underpaid our job is. Being a teacher in a low income area also means giving away part of our salary buying materials for the students because the parents can’t afford to buy them and we really want our students to learn and be successful now and later in adult life.

  • @je11omo
    @je11omo 11 หลายเดือนก่อน +16

    100% agreed on the School Bus Drivers! I had a young gal that was a bus driver when I was in middle school and she posted signs in the bus about a church lock-in at her church for the youth kids. Because of that sign, I went to that church lock-in and got plugged into church and eventually gave my life to God! She plays a huge role in my faith. She was so sweet and young and energetic and I am thankful to this day of her obedience to God.

  • @Dontwantahandle111
    @Dontwantahandle111 11 หลายเดือนก่อน +13

    I think Flight Attendant is an awesome job. According to my husband, “all I do is hand out cokes, socialize, and go to the beach (layovers). That’s not a job, it’s a lifestyle.” He’s not entirely wrong 😅

    • @francoisnguyen6623
      @francoisnguyen6623 10 หลายเดือนก่อน

      But also they are our first line of defence in an event of an emergency

    • @calebmelton5989
      @calebmelton5989 7 หลายเดือนก่อน

      ​@@francoisnguyen6623If it's up to the flight attendants then several lines of defense already failed.

  • @christineh14
    @christineh14 9 หลายเดือนก่อน +3

    I have shopped at Publix for 25 years and I have never encountered a surly employee. I have on several occasions asked an employee where to find something, and was told “I don’t know but I’ll go find out. You keep shopping and I’ll come find you.” I chat with the cashiers and baggers and exchange recipes with the fish guy. It costs a bit more but I will gladly pay it for a more pleasant experience.
    I’m a retired teacher and it’s a lot more fun to watch someone hit a home run or throw a 60-yard touchdown than to watch Mrs. Smith tell little Johnny for the 100th time to stop talking and finish his math.

  • @user-vq7qk3sm4p
    @user-vq7qk3sm4p 11 หลายเดือนก่อน +5

    George, my husband is a personal finance teacher in Kentucky and uses Ramsey curriculum...your face is in his classroom everyday!!

    • @SmartMoneyHappyHour
      @SmartMoneyHappyHour  10 หลายเดือนก่อน +2

      Love to hear that!! Tell him he’s a hero! - George

  • @melissalee1709
    @melissalee1709 11 หลายเดือนก่อน +7

    Private school elementary teacher here and yes, we make MUCH less than that average here in ID. This year we didn't even get a little budget for classroom needs. I'm still thankful to teach according to our beliefs and leave out the garbage.

    • @hollybingeman2290
      @hollybingeman2290 9 หลายเดือนก่อน +1

      I'm in ID. It's a really hard place to make a living. My husband was a teacher at a private school (which was basically a volunteer job) the pay was so low. Plus no benefits. This year we had to switch to the public school dist. Pay isn't great but at least there are benefits.
      Anyone working with other people's kids should get paid well. I couldn't do it.

    • @stephaniesilic5446
      @stephaniesilic5446 8 หลายเดือนก่อน +1

      Thanks for doing your part to leave out some of the garbage

  • @tianah203
    @tianah203 11 หลายเดือนก่อน +26

    Teachers ARE creating revenue for our society. They are shaping the minds of future doctors, CEOs, developers, politicians, writers, scientists etc. And they should paid accordingly

    • @c2s2942
      @c2s2942 9 หลายเดือนก่อน +4

      No, they’re shaping test scores. Influential people in the lives of those kids are the ones who shape the minds of those kids that become those things. Sometimes a teacher is a part of that. Often, they aren’t.

    • @stephaniesilic5446
      @stephaniesilic5446 8 หลายเดือนก่อน

      Emotionally, I agree. But no TV channel is getting Billions in ads for them unfortunately

    • @giggle1971
      @giggle1971 4 หลายเดือนก่อน +2

      Teachers are, unfortunately, teaching social justice and not reading and writing and math. The USA and many western nations are being decimated in test scores and children are being made weaker and less “marketable” because of it. I’m not saying it the teachers fault, but it’s a systemic problem.

  • @tressalewis7004
    @tressalewis7004 11 หลายเดือนก่อน +11

    Thank you so much for valuing our teachers in society, Rachel. I am a former elementary teacher. I had to stop, unfortunately due to disability. I would have done my job for free. I loved it so much. It was so rewarding to be a teacher. Now I could’ve taken the job without the parents as many of them wanted to tell me how best to do my job but that’s a topic for another day. Some parents were great though. I admit that and I’m very thankful for those ones. Blessings to you guys another great show.

  • @RobynMelendez
    @RobynMelendez 11 หลายเดือนก่อน +4

    Cheers for the mocktail! I want them to test for me one if the pre-made mason jars with dried things that you add either alcohol or sparking water to.

  • @mombetweentwo7679
    @mombetweentwo7679 11 หลายเดือนก่อน +2

    Thank you for mocktails! Baptist dry-law here!))) and i love your episodes! ❤

  • @johnanderson8385
    @johnanderson8385 11 หลายเดือนก่อน +4

    Education majors are declining… gee I wonder why.

  • @bryan_witha_whyy
    @bryan_witha_whyy 11 หลายเดือนก่อน +5

    I’ve come to realize in life that we all have the ability to be paid handsomely, it’s just most people are scared, unsure, even ignorant to how to make that happen.
    The people who get paid the most aren’t the best usually (athletics aside), but rather those confident enough to keep finding better situations.

  • @poolx019
    @poolx019 11 หลายเดือนก่อน +2

    Love the mock tail recipe!

  • @jmac2757
    @jmac2757 11 หลายเดือนก่อน +2

    Love me some Publix!! I want to work there too! Love going there after work! Just brings a smile to the face 😊

  • @elizabethmayers3729
    @elizabethmayers3729 10 หลายเดือนก่อน +2

    yes Rachel thank yoi for explaining how paying teachers more is so worth it!

  • @dsmolks1
    @dsmolks1 11 หลายเดือนก่อน +5

    WebMD coming for the whole family 😂😂 ✋🏼

  • @ktjomeyers
    @ktjomeyers 11 หลายเดือนก่อน +2

    Yay for teachers!!!!! Yes! Rachel ❤

  • @AllThingsMoneyandTech
    @AllThingsMoneyandTech 11 หลายเดือนก่อน +3

    So in Texas, poorer school districts receive the same amount of money as wealthy ones because the state Government compensates the difference, so teachers in “poorer” districts don’t make less. But private school teachers do make way less because they aren’t Government funded

  • @donnaallgaier-lamberti3933
    @donnaallgaier-lamberti3933 6 หลายเดือนก่อน +2

    We must remember that teachers may not make a fortune BUT they will earn a nice pension, lifetime health insurance and working just 9 months a year. If the teacher is a parent, they can be home with their children during the Christmas break, the spring break and the summers. That is worth a whole lot of cash money on my book plus you don't have to pay for childcare. My husband never made more than $50,00 at his top salary (City Government keeping the office and cell phones and computers working) BUT he has great days off every year, a nice pension and lifetime health insurance for FREE and I have lifetime insurance for just $72.00 per month for my LIFE!

  • @teresateresa8933
    @teresateresa8933 11 หลายเดือนก่อน +3

    Mariah Carey wasn’t making bank when selling albums/CD,s.
    TH-cam the Prince interview on how she’s was ripped off.
    Studios made bank not the artist. This is the reason Taylor Swift remade her collection.

  • @MsMel-ew1tp
    @MsMel-ew1tp 11 หลายเดือนก่อน +2

    As a teacher myself, I do not agree that teachers should be paid more. I was recently listening to teacher friends complain about how little they make.
    Most teachers work 180 days out of the year, max 200 days. High school teachers on average teach 6 hours a day. With a hour lunch and a hour planning period. Most pre-k through middle school teachers don’t get a free period or planning period like high school teachers do.
    For the average high school teacher:
    6 hours a day x 200 days x $40/hour =$48,000
    For the average pre-k to middle school teacher:
    8 hours a day x 200 days x $30/hour = $48,000
    If you want to make more as a teacher, work during the summer? You can teach, wait tables, work for Amazon? And easily make an extra $10k during your 10 weeks of summer vacation.
    If individuals want to locally subsidize classrooms, I’m all for helping! But don’t raise taxes! Very little money will make it to the classrooms and teachers!

  • @brookebales2931
    @brookebales2931 11 หลายเดือนก่อน +1

    Teachers are definitely gems 💎 !!

  • @francoisnguyen6623
    @francoisnguyen6623 10 หลายเดือนก่อน +2

    If George goes into marketing/advertisement he’d good at it.
    As long as he don’t make adds for big pharmaceutical

  • @jennyhammond9261
    @jennyhammond9261 11 หลายเดือนก่อน +5

    Thanks for supporting teachers! In regards to athletes, I think they are way overpaid. I am fine if they make a little more money than the typical job because their careers are short compared to everyone else's. I think they should look at the money over a lifetime. If someone makes one million over a 25-30 year career, they shouldn't be making millionS in one year.

  • @vecna2821
    @vecna2821 11 หลายเดือนก่อน +4

    Rachel subtly said yeah, Dad definitely pays me way above market value haha

    • @tinasapienza6552
      @tinasapienza6552 11 หลายเดือนก่อน +3

      At least she owns her nepo baby status…

    • @vecna2821
      @vecna2821 11 หลายเดือนก่อน

      @@tinasapienza6552 I'm also a nepo baby lol but it's funny to watch her justify her positions salary haha

    • @CJ2023Incognito
      @CJ2023Incognito 10 หลายเดือนก่อน +1

      She’s worth it. Seems like a hard worker and enjoyable personality. 😊

  • @saradeaton687
    @saradeaton687 11 หลายเดือนก่อน +11

    Get the government out of education and teachers would do much better. Taxes would go way down too. 75% of my property tax goes to the school.

    • @mofarmmomoney3009
      @mofarmmomoney3009 11 หลายเดือนก่อน +3

      I agree with the sentiment but its a bit more complicated. Low income families would really struggle with the burden of their kids education. However, whenever you get government involved, the administration and financial management becomes overly bloated and top-heavy.

    • @tinasapienza6552
      @tinasapienza6552 11 หลายเดือนก่อน

      So you want education for only the high income families? Only those children deserve an education?

    • @francoisnguyen6623
      @francoisnguyen6623 10 หลายเดือนก่อน +1

      That would be beneficial for teachers salaries. But bad for low income families. You’re basically describing private schools. Not all demographics can afford to send theirs kids to private schools

    • @barnabusdoyle4930
      @barnabusdoyle4930 10 หลายเดือนก่อน

      Why do you think letting the private sector run schools would make them better and improve teacher pay? Private sector companies are used by the government all the time and the main thing they add is waste. A government contract is seen by companies as being a gravy train where they can exploit the taxpayer dollar at every turn. Look at Medicare expenses, private prisons, road construction. The government doesn’t actually make anything anymore, it’s all contracted out and those companies make the job take far longer and at a much higher cost then it should.
      Go look at how private prisons are run. That’s exactly the kind of care and cost cutting that private entities will do to schooling. What we actually need to do is get private business out of government projects and have the government staff construction crews, web designers, prisons and so on. The private industry is where the inefficiency comes from.

  • @sarahjeangeverola-lee7442
    @sarahjeangeverola-lee7442 11 หลายเดือนก่อน +2

    ER nurse here and no debt except for our house. My salary sky rocket during the pandemic but man ohh man, it was very challenging.

  • @davidsmith4321
    @davidsmith4321 11 หลายเดือนก่อน +6

    The teacher salary discussion always gets inflated because they include college professors and admin in these numbers. Florida teachers have to get to 15+ years in order to make over 40k depending on the county. While the board members and admin are at or above 100k. It's hard to keep teachers in the classroom when they are incentivized to move to administration then on top of that make it their responsibility to stock the classroom.

    • @dianabenavides2913
      @dianabenavides2913 11 หลายเดือนก่อน

      Well people dont factor in vacations teachers work only 187 days of the year when you do the math thats around 30$ an hour so it is not bad at all. And then they can be on their phones and shopping online while teaching then its a good job really

  • @cdcnd4spd13
    @cdcnd4spd13 10 หลายเดือนก่อน +4

    Truck drivers, I'm telling you.

  • @user-sl3bx6gj3
    @user-sl3bx6gj3 11 หลายเดือนก่อน +2

    this channel must explode and get 1 million viewers

  • @micheleshehata2089
    @micheleshehata2089 11 หลายเดือนก่อน +2

    George why don’t you start a clothing line. Introducing MAN pants aka Cary grant not skinny jeans! Kamel Clothiers. You can bring back this badly needed trend in men’s clothes and model them while drinking cocktails. So sophisticated!

  • @Nluvwitmanuel
    @Nluvwitmanuel 11 หลายเดือนก่อน +6

    I absolutely loved this episode and I am in total agreement that teachers should be paid a lot more than they are paid. I understand research anylists and such contribute a great deal to a business bottom line but how and the heck do you think those people got there? Geez it doesn't take a rocket scientist to see that teachers have a critical role in the developement of children, even the gifted children have to be taught. On a different topic I just about spit out my drink when Rachel admitted the skirt was really the reason why she loved tennis.😂😂😂

  • @jennyhammond9261
    @jennyhammond9261 11 หลายเดือนก่อน +2

    In regards to the music: The artists will be fine for the reasons you mentioned. It's the songwriters that suffer because the merch, brand deals, etc. aren't doing them any good. I had a song in a Christmas Hallmark movie and I earned about $15-20 (plus maybe a couple dollars each Christmas since when they replay the movie). I spent way more than that just getting the song produced and recorded.

  • @donnadagostino7717
    @donnadagostino7717 11 หลายเดือนก่อน

    Excellent episode. I am thankful since I started following the baby steps I got a new job making $8k more a year!

  • @josetjaycastro4778
    @josetjaycastro4778 7 หลายเดือนก่อน

    Rachel, thank you for being so appreciative of teachers. I’m in my 7th year teaching (secondary) and there have been so many times I felt like I was doing the best I could but was never noticed by anyone- parents, students, admins.. it’s not that I need praise for anything but sometimes dealing with many aggressive and defiant behaviors along with difficult parents really takes its toll and is discouraging especially when the pay isn’t anything to brag about by any means. Many times I felt like I put in way more than I got out in many aspects. Some days with difficult students (and I’m talking very difficult), I would still be stressed at home with my husband and kids. So it’s not easy for me to leave work at work. It’s all about personal relationships but it’s hard when there are students (who will be adults soon) that lack compassion and respect.. This is the first year that I have enjoyed going to work because somehow I got the most amazing group of kids this year. Thankful to God for the peace so far of this school year.

  • @AllThingsMoneyandTech
    @AllThingsMoneyandTech 11 หลายเดือนก่อน

    And in some poorer districts, teachers sometimes make stipends as incentives.

  • @davidcarney9183
    @davidcarney9183 11 หลายเดือนก่อน

    I’m seeing Taylor in theater! Which happens to be an recent idea I had to have more attendees at concerts.

  • @robingow7276
    @robingow7276 หลายเดือนก่อน

    Side note I love margarita mix without the tequila. Best mocktail

  • @rachelm76
    @rachelm76 11 หลายเดือนก่อน +2

    In my area I calculated teacher vs. nurse wages and it came out mere pennies in difference. I think nurses have the edge in terms of options. Private nursing, more career advancement opportunities, night and weekend differentials, bonus shifts, travel contacts.

    • @dianabenavides2913
      @dianabenavides2913 11 หลายเดือนก่อน

      Teachers also have options people believe teachers are set to only teach for a school district. I mean my friend paid over 200$ an hour for some deep diving swimming lessons. Then you have pastoral work. Then you have a "nitch" skill that only a few can teach and you become known. Then you have coaching another branch of teaching. For me as a teacher the school district represents the base of teaching its good I mean i love the steady check the vacations

  • @banksy1311
    @banksy1311 9 หลายเดือนก่อน

    ❤❤❤Teachers ✊🏽 you rock Rachel!!!

  • @bobbindre965
    @bobbindre965 11 หลายเดือนก่อน +1

    Did anybody else go listen to George Kamel's music on Spotify because of this episode?

  • @mofarmmomoney3009
    @mofarmmomoney3009 11 หลายเดือนก่อน +10

    I love teachers...they truly have a special heart. I married a teacher nearly 12 years ago, and as a nerd I had to better understand the market value and compensation for teachers. Found that it is not nearly as bad as everyone portrays when considering direct hourly compensation vs. market demand. With a national starting salary of over $42k and with little over 2 months of summer off (not including the vacation allowance during the school year), the equivalent full year salary would look closer to $54k. This is a lot more competitive with other college degrees such as communications, humanities, liberal arts, social sciences, and even some business jobs depending on sectors. This also mirrors other public service careers. Just like most firefighters have a second gig, many teachers have summer opportunities for additional income. All that to say, I don't feel like my wife is being taken advantage of by the schools and administrations, but I now better understand the market and compensation structure. My spouse views the summer as a break from the classroom but not from her passion of teaching.

    • @Gumbi4ever
      @Gumbi4ever 9 หลายเดือนก่อน

      Thanks for this. Teaching should be marketed to more people as a viable career option with more focus on the tangibles and opportunity and less on doing it "for the kids". I have three post secondary degrees as a teacher in VT. I am underpaid by many metrics. I consistently come back to this point when deciding on how to move in my work journey - especially when people insist that I "could be making so much more." Yes I love what I do and that ia enough. But it's time to market the fact that there are many economic incentives such as pensions, schedule, and leave benefits. I also think of my schedule as doing the extra 300 - 400 hours of summer work within the school year so I can take that time off or pursue other goals. Who wouldn't want that kind of flexibility?

  • @thekingdomlifewithkamron
    @thekingdomlifewithkamron 11 หลายเดือนก่อน +1

    I like George shoes what kind are they

  • @edwingarcia9376
    @edwingarcia9376 4 หลายเดือนก่อน

    What about financial analysts ? Business analyst , accountants or private client advisors? Would like to see some feedback on these careers

  • @DonutAgain
    @DonutAgain 5 หลายเดือนก่อน

    Teachers have my respect. Especially the teachers in preschool and elementary school. In a noisy environment working all day with little income growth and not much pay, there must be some love to keep up working as teacher.

  • @gageforaday
    @gageforaday 11 หลายเดือนก่อน +1

    As a software engineer I am quite surprised software engineer is number one. But hey that is a nice pat on the back!
    Thank you guys for exposing salaries that should be spoken about more. The idea that we should converse about our pay doesn't keep companies accountable for paying people what they are worth.

    • @alqoshgirl
      @alqoshgirl 11 หลายเดือนก่อน

      Are you? I thought most know engineers make good money? Plus most engineers have flexible jobs/work from home options and get a ton of benefits, including bonuses. My husband is an engineer and he actually went back to school when we were engaged because we felt it would be best when we would be married with children. I’ve been home our entire 8 year marriage and had 4 kids in that time, doing great on just his salary!

  • @rebeccaross1715
    @rebeccaross1715 11 หลายเดือนก่อน +1

    I was a home visiting social worker and got paid squat, especially for all the stuff you have to do and deal with in the job.

    • @OopThereItIs77777
      @OopThereItIs77777 11 หลายเดือนก่อน

      Another market value thing. That’s really what it boils down to

  • @giggle1971
    @giggle1971 4 หลายเดือนก่อน

    The streaming thing can’t be that bad. If a store has a playlist repeating over and over or a song is on multiple playlists, that’s got to be a lot of plays/streams.

  • @BoltActionBob
    @BoltActionBob 11 หลายเดือนก่อน

    you all rock

  • @hockeyhalod
    @hockeyhalod 11 หลายเดือนก่อน +1

    Publix employees are probably so happy because they are 80% employee owned. That drives a love for work and happy times at the job.

  • @stephaniecurrslife6301
    @stephaniecurrslife6301 6 หลายเดือนก่อน

    I'm a Special Education Paraprofessional, just started last year, and I make slightly more than a not SPED Paraprofessional. VERY underpaid job! If it weren't for the fact that I get the same schedule as my kids, with very few exceptions, I would've have even thought to do this job. That being said, I LOVE my job! Definitely need a heart for it because it does not pay, I could make more at McDonalds or Walmart, at least where I live. I didn't have any idea how much I would absolutely adore my job though!

  • @jpmcoy22
    @jpmcoy22 11 หลายเดือนก่อน +1

    Marcus Mariotta you made it, top 3 QB! 😂

  • @christinehopping
    @christinehopping 9 หลายเดือนก่อน +2

    My high school math teacher does not know math.

  • @Financialcoachchris
    @Financialcoachchris 11 หลายเดือนก่อน +1

    Rachel's trash talk is pretty funny

  • @letsgrosh
    @letsgrosh 8 วันที่ผ่านมา

    Stopping by to say that Meredith from the Office is not named Meredith in real life. Kate Flannery is her name ❤

  • @whitneyspears793
    @whitneyspears793 11 หลายเดือนก่อน +4

    Teachers don’t get paid well and they are treated poorly by administrators because they aren’t taught how to be leaders but how to nit pick- no encouragement- out here starting salaries in Dallas is 61K this year- I will say I left teaching and had I stayed I would have made only 886 dollars more than a first year teacher as a 3rd year teacher

    • @OopThereItIs77777
      @OopThereItIs77777 11 หลายเดือนก่อน +4

      Teachers aren’t taught to be leaders on purpose. They also teach students to be mindless. That’s still the way public schools are; the same as they were at conception. To make well mannered, followers. Schools were put in place to create obedient soldiers. You are right.

  • @bethanyg153
    @bethanyg153 11 หลายเดือนก่อน +1

    College isn’t all about the salary payout later. That’s where I met my husband, I matured away from under my parents’ wing, and I learned things to help others.

    • @hockeyhalod
      @hockeyhalod 11 หลายเดือนก่อน +2

      It should definitely be about what your ROI is when you finish. Everything else is extra.

    • @LightskinKing33
      @LightskinKing33 8 หลายเดือนก่อน +3

      It definitely is all about what your ROI will be later. If you want to mature you have options to leave the country, travel, and interact with different cultures. College and trade school are all about your return after because it is specific to getting a job after.

  • @michaelleahy6848
    @michaelleahy6848 11 หลายเดือนก่อน

    Breaking Points would be a fun one for Rachel to pop in

  • @laura2391
    @laura2391 6 หลายเดือนก่อน +1

    Informative, but RN not required to have Bachelor degree. Also my son in Nashville makes over 90k as a Dev without a degree.

  • @Christdeliverme
    @Christdeliverme 3 หลายเดือนก่อน

    Teachers here routinely make well into the 100's with so many additional benefits and opportunities to make both temporary and permanent salary increases. Then the admins make even more around here. Pretty much the entire school makes over 100K and this is an average school district in my area - middle class. :Shrug: guess its not like this in most places.

  • @b.c.2836
    @b.c.2836 11 หลายเดือนก่อน

    What are the best wines to get at Trader Joes?

  • @itsgoingtobeokay.
    @itsgoingtobeokay. 11 หลายเดือนก่อน +1

    I used to think highly of our teachers in my area. The level of quality is not what I feel it should be for our children

  • @dbrockelman36
    @dbrockelman36 11 หลายเดือนก่อน +1

    Yes! Fix our roads! Nashville roads are GARBAGE! Thank you for saying that part Rachel!

  • @OopThereItIs77777
    @OopThereItIs77777 11 หลายเดือนก่อน

    I have no degree. I worked my way up in the supply chain & left making 82k. With no degree & no supply chain education, just experience, high level references & a dynamite interview/6 month plan. I stay home with our boys now but 82k with no degree is 🔥
    Supply Chain is an amazing field to be in right now & will remain to be.

  • @katyedwards3935
    @katyedwards3935 11 หลายเดือนก่อน

    If I could do anything, I'd be the customer service representative at your company because Dave Ramsey is one of the biggest names in the industry. As a customer service representative at Ramsey Solutions, I'd see millions of people every day and could probably listen to the show from the comfort of my own desk and congratulate the debt-free scream participants.

  • @BoltActionBob
    @BoltActionBob 11 หลายเดือนก่อน +3

    Teachers get summers off though. So I would go ahead and divide that salary by .75 for the actual annual rate.

    • @dianabenavides2913
      @dianabenavides2913 11 หลายเดือนก่อน +1

      You divide by the actual days a teacher works

    • @hollybingeman2290
      @hollybingeman2290 8 หลายเดือนก่อน

      Yes they get the summer off. My husband works for a school district and only gets one personal day... so really he gets no pto and no summer pay. But he does get winter, spring, and summer break off with the kids. Time with them is more precious than pay.

  • @ericl6386
    @ericl6386 11 หลายเดือนก่อน +3

    Hey guys love the show. Here is something about teachers in Europe . My wife is a public teacher at a highschool here in Germany she is 35 and makes about 60k euros pre tax which is really good in Germany. So yeah here in Germany being a public teacher actutally puts you in a good financial position. To be fair the way to become a teacher here is longer. You need a masters degree (free university😉) and after that about 18 months "training on the job" where you dont make your full salary ( a bit like residency as a doctor) . After that you start your job and it is a normal government job where you get paid more with experience and the pension is also a great benefit .

    • @alqoshgirl
      @alqoshgirl 11 หลายเดือนก่อน

      Because she’s teaching at a highschool. Elementary teachers make less and don’t need a masters

    • @ericl6386
      @ericl6386 11 หลายเดือนก่อน

      @@alqoshgirl that ist wrong you also need a Masters degree for elementary school in Germany and the salary is nearly the same

    • @dianabenavides2913
      @dianabenavides2913 11 หลายเดือนก่อน +1

      Thats almost the same amount I get paid here in Texas maybe more because of all the stipends, extra hours, and other programs I do. So totalling all that gives me close to 70k, with zero debt, paid off home, paid off cars, no school debt, and a good pension. I dont even have 15 years into my district. Oh and I only have a bachelors degree the Return on investment for a masters degree is not worth it here so why bother unless you go into admin.

    • @dianabenavides2913
      @dianabenavides2913 11 หลายเดือนก่อน

      But see since germany has "free school" nothing is free paid by taxes. I bet you the schools are saturated and it is hard to find a job some problem you dont see here in America. Correct me if wrong

    • @ericl6386
      @ericl6386 11 หลายเดือนก่อน

      @@dianabenavides2913 That is true it is paid by taxes of course I just meant that nobody here in Germany has to factor in student loan payments in their budget and that you can "take" lower paying career paths if you want to without being in debt your whole life. Imagine going to an expensive university being 200k in debt and then make 50k as a social worker. But to come back to your question no we actually have a shortage in teachers in most places in Germany so finding a job after college is not a problem usually. About the income comparison 60k euros in Germany gets you a lot further than 70k in the US ( based on the median income/expenses)

  • @firefalcoln
    @firefalcoln 11 หลายเดือนก่อน

    Part of the problem with teaching is that the supervisors aren’t very present or necessarily effective at evaluating the effectiveness of teachers once they’re fully hired. Tests only go so far.
    And students can’t be trusted to grade teachers. The students are more often going to value an easy grader who doesn’t get the most out of the students over a teacher who will get the most out of the students but not give out as many good grades. Especially at upper levels of education.

  • @user-sl3bx6gj3
    @user-sl3bx6gj3 11 หลายเดือนก่อน +1

    I’d be friends with these two.

  • @thomaspugh9969
    @thomaspugh9969 9 หลายเดือนก่อน

    Everyone says teachers should be paid more but most times when a proposal comes to a vote in a local election it does get enough votes.... increase in sales tax, millege rate, etc.

  • @elenalynnarroyo
    @elenalynnarroyo 5 หลายเดือนก่อน

    Working towards becoming a dental hygienist

  • @Joenzinator
    @Joenzinator 7 หลายเดือนก่อน

    I think we need to change the structure of education, so we have amazing teachers that remotely teach thousands of kids, and then teachers aids reinforce the lessons at an individual level. Right now it's random chance if you kid gets a good teacher or a horrible teacher.

  • @BobMongiello
    @BobMongiello 11 หลายเดือนก่อน +2

    Rachel and George what do you think about teachers, bus drivers ,handy men etc. having a tip jar so if they do and exceptional job you are able to reward that the same as you do with food service people .Whenever I have people work ( labor ) for me I feed them and give bonuses if they do a good job.

    • @tanpham7411
      @tanpham7411 11 หลายเดือนก่อน +2

      We would tip them but there should be no tips jar. Tipping culture is getting out of hand.

    • @BobMongiello
      @BobMongiello 11 หลายเดือนก่อน

      @@tanpham7411 I agree it wouldn't be long before everyone has a credit card terminal and they showed you a screen with tip % on it LOL !!! Actually We home schooled our 5 children and they are all successful and I am still waiting for a tip !

    • @mofarmmomoney3009
      @mofarmmomoney3009 11 หลายเดือนก่อน +2

      You shouldn't need a tip jar to gift your teacher. My wife gets gifts from grateful parents year-round. She is blessed to be teaching the kids of some amazing generous families.

    • @tanpham7411
      @tanpham7411 11 หลายเดือนก่อน +1

      @@mofarmmomoney3009 Exactly! Parents should always give rewards to great teachers. Thats how we did it back in Vietnam.

    • @BobMongiello
      @BobMongiello 11 หลายเดือนก่อน

      @@mofarmmomoney3009 That is Awesome! In truth the highest reward in life is lifting others up especially children.

  • @barnabusdoyle4930
    @barnabusdoyle4930 10 หลายเดือนก่อน

    It was pretty clear what we were dealing with when Covid came through within the first few months. It worked very similarly to the other types of coronaviruses already out there. What really made it painful was the fear mongering around Covid by the media and public officials. The Idiocracy coming from the CDC and things that were clearly not true being told to us to do while dealing with Covid patients.

  • @stevensalazar6296
    @stevensalazar6296 8 หลายเดือนก่อน +1

    Tie teacher salary to a nursing salary.

  • @annpalos1169
    @annpalos1169 11 หลายเดือนก่อน

    Giant metal tube 😂

  • @cleliaparnell8743
    @cleliaparnell8743 10 หลายเดือนก่อน +1

    No one deserves the money ball players get. Ball PLAYERS, key word.

  • @stephaniesilic5446
    @stephaniesilic5446 8 หลายเดือนก่อน

    I’d say 60 or 70k starting for a college degree teacher too, IF schools can fire the bad ones ❤

  • @ParkDari
    @ParkDari 6 หลายเดือนก่อน

    It is way harder to become a teacher in Europe way harder!! Priv schools aren’t given the $22,000 per kid by the government which has led to all sorts of waste and inefficiency in the public school system. Most private schools are linked to a charitable institution like a church, the fees never cover the whole amount. They depend on outside donors to cover the last 12% in general though, Catholic and private school teachers actually have a degree in the subject they are teaching I was a biology teacher and a French and Chemistry substitute teacher with the Dominican sisters, those were my degrees from university. I picked up some night and weekend courses in education while I taught since I didn’t have a teaching certificate. in private schools the knowledge of your subject is primary, teaching certification is secondary. That’s the way it is in many other countries, you have your degree in your subject and supplementally teaching certifications. That’s why everyone is ahead of us in all the Third World countries.

  • @denisetymensky8922
    @denisetymensky8922 6 หลายเดือนก่อน

    I feel a good teacher should be well paid but the thing that makes me angry is here in our state if you are a terrible teacher you get to keep the job and the kids suffer. The teachers get “tenure”. That should not be allowed

  • @r_mitch8090
    @r_mitch8090 4 หลายเดือนก่อน

    If you increased teacher pay, most of the people who are teachers today would no longer be teachers. The increase in pay relative to other positions, would attract people with better skills. Pay isn’t only based on the value they bring, it’s based on the number of people qualified to perform them. There are MILLIONS of people who could teach. There are many fewer millions who can do the development job mentioned in the conversation.

  • @elenalynnarroyo
    @elenalynnarroyo 5 หลายเดือนก่อน

    My dream job would be a novelist.

  • @angeliamarquis6721
    @angeliamarquis6721 11 หลายเดือนก่อน +1

    Own it, Smart Money Happy Hour. Dave would have.

  • @beckyscott9380
    @beckyscott9380 9 หลายเดือนก่อน

    I'm just picturing Rachel out there campaigning for Trump! Whoop! lol. Love y'alls show. :)

  • @Peter-kt2gb
    @Peter-kt2gb 7 หลายเดือนก่อน

    The problem here is looking at the average NBA player. If you looked at the average pro/semi pro basketball player, it'd be a lot different. Just think of how much money the 450 most successful engineers, doctors, etc make.

  • @kyleinpa5285
    @kyleinpa5285 11 หลายเดือนก่อน

    Rachel, your real estate taxes on your house do go directly towards your local school. Do you want higher real estate taxes?

  • @riku3716
    @riku3716 7 หลายเดือนก่อน

    About the teacher thing. Doesn't usa have some stupid system where school funding depends on local are property tax so people in poor areas have their opportunities crushed by poorly funded schools while already well of people get better education just based on where they can afford to live?

  • @R_Jon
    @R_Jon 11 หลายเดือนก่อน

    I think my career is the greatest career out there. I help people, am appreciated, and get paid for it. Consider getting your Series 65 license and becoming an independent, fee only, financial advisor. Don’t mess up and work for a big company like EJ or a bank. I am 44 years old, I work 2 to 3 days a week, and I earn about $150k/month. So far this year, my managed assets have grown by about $20M, so my annual income has increased by roughly $200,000 this year based on market growth. I get paid on accounts I opened 20 years ago, so I don’t have to keep seeking new clients. Good luck job hunters!

  • @dianabenavides2913
    @dianabenavides2913 11 หลายเดือนก่อน

    Money goes where the heart is if you value an Celebrity more than a teacher its fine but if you value education more well hire your own teacher... but if you dont well dont complain your child isnt learning. If you hire the cheapest carpenter it means you dont value the job but dont complain of the product you get

  • @michellemurray4044
    @michellemurray4044 11 หลายเดือนก่อน +1

    My Sis spent $1500 each year to supply her elementary classroom

  • @theresamoore2436
    @theresamoore2436 11 หลายเดือนก่อน +3

    Salaries seem over the top for celebrities, professional athletes, etc. But would I be willing to go through what professional athletes and celebrities do? No!

    • @dianabenavides2913
      @dianabenavides2913 11 หลายเดือนก่อน

      Because that is what the people in our society values there is nothing wrong with that. People value Bad bunny more than an educator

    • @theresamoore2436
      @theresamoore2436 11 หลายเดือนก่อน

      @@dianabenavides2913 😔😞🤔

  • @username9999
    @username9999 11 หลายเดือนก่อน +2

    I have a hard time understanding how professional sports make so much money. At 30 years old, I have watched a professional sports game 0 times.

    • @mofarmmomoney3009
      @mofarmmomoney3009 11 หลายเดือนก่อน +2

      I think you just told us why you have a hard time understanding. I have a hard time understanding anything I know nothing about.😉

    • @OopThereItIs77777
      @OopThereItIs77777 11 หลายเดือนก่อน

      It’s about what they bring in. That’s it.

  • @Financialcoachchris
    @Financialcoachchris 11 หลายเดือนก่อน +1

    Teachers need to be able to teach though

  • @cocoabeachcbbc1458
    @cocoabeachcbbc1458 9 หลายเดือนก่อน

    Just like Ford with the assembly line, celebrities and sports stars have the ability to reproduce their efforts. They aren’t playing one game, they are playing 1 game on every single television set that plays the game.. albeit for pennies, a fraction of the cost compared to the cost of the ticket to watch in person. But instead of paying 1-3 games a week, they are playing 1-3 million games a week. The same for music, television, and music stars. I have frequently told people that the way that teachers can make movie star level money is to use movie star level strategies. I mean, Dave* does it and ‘all’ he is doing is teach very very simple and basic financial skills. And I celebrate it. Mark Roper is now doing the same thing with engineering. Sure, he would have gladly been accepted at any University… he thought bigger than that.
    *by Dave, I do mean each of you.

  • @reyrey992
    @reyrey992 7 หลายเดือนก่อน +1

    Teachers are also the only profession that work 9ish months out of the year

    • @GwenMotoGirl
      @GwenMotoGirl 4 หลายเดือนก่อน

      While they may be in a classroom with students 9.5 to 10 months, they have many other work obligations that result in almost year-round work.

    • @reyrey992
      @reyrey992 4 หลายเดือนก่อน

      Pretty sure the teachers I know take vacations and sit around for 2.5-3 months not working.

    • @GwenMotoGirl
      @GwenMotoGirl 4 หลายเดือนก่อน

      @@reyrey992 ask and you’ll know.

  • @NohSpinZone
    @NohSpinZone 11 หลายเดือนก่อน +4

    I understand Rachel's enthusiasm for wanting teachers to earn more. Most teachers however also work nine months of the year, maybe 10. I'd expect to earn less if I only worked 75 to 83 percent of a full year.

    • @lesliefox5853
      @lesliefox5853 11 หลายเดือนก่อน +3

      Teachers are absolutely working over the summer. For most of us, we are taking classes ourselves and working on curriculum for the next year. Many teachers also work summer school which takes half of the two months of summer. Also, most teachers work far more than 40 hours a week and we do not get overtime. We deserve time off just like any other professional.

    • @whitneyfullerton4897
      @whitneyfullerton4897 11 หลายเดือนก่อน +4

      My sister is a teacher and she gets paid additionally for summer school. So that’s ON TOP of her salary. Teachers have every weekend off, every holiday, a week for spring break, a week for thanksgiving, nearly a month for Christmas, and the ENTIRE summer. Considering how much less they work in a year, they actually get paid well. They just need to have a side jig on top of teaching during time off to bring in enough

    • @philipgerry5228
      @philipgerry5228 11 หลายเดือนก่อน +3

      Did you ever notice that people think other careers are easier/better paid than their own career. Most jobs are more difficult than others presume.

  • @Juslovdisney
    @Juslovdisney 11 หลายเดือนก่อน +1

    @George could you do marketing for a credit card company? 😮

  • @ranger34ab
    @ranger34ab 6 หลายเดือนก่อน

    Teachers get paid in accordance with what society places importance on. Apparently society doesn't value teachers as much as they value administrators in schools.