First Time Home Buyer - How to Buy a House - Ontario Canada

Going through the process of buying your first home in Canada in detail based on my recent experience. Sharing what I have learnt going through the process of buying my first home in Canada. I look at what you should do first, how you should prepare for buying a home, minimum credit score to aim for, your income, down payment requirements and acceptable sources of your down payment, closing costs and the land transfer tax credit that exists for first time home buyers.
Book a Chat with Busi G and other resources: stan.store/bus...
Buying a home in Canada (Gov website with example for downpayent): www.canada.ca/...
Let’s connect on Instagram! | / busi_global
Twitter & TikTok: @busi_global
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//PODCAST - self care with Busi
Apple Podcasts | podcasts.apple...
iHeart Radio | www.iheart.com...
Spotify | open.spotify.c...
//MUSIC
MALI MAN - my brother
//BUSI G
My name is Busi and the main pillars of my content are immigration (from the lens of a South African living in Canada), career & lifestyle. The lifestyle pillar includes a range of topics from personal finance, mental health, food and more, it’s all self-care!
//EMAIL [e-mail]
Please note, I am not an immigration consultant nor am I a financial advisor. I will not be responding to emails asking for immigration or financial advice. Information shared on the channel is not meant as professional advice, seek an authorized professional to give you expert advice.

[@ritacosta3638]

I AM LEARNING A LOT WITH YOU BEAUTIFUL, SISTER, THANK YOU.😊❤

[@MinnieOnCam]

This is a very helpful video, I came across companies that help with home ownership 1.) Options for Home, 2.) Ourboro and 3.) Life at Key.

[@sibongilechuene8923]

Hey Busi, absolutely love your videos, I'm planning on immigrating to Canada, can you please do videos about life for the kids, like schools, activities, nannies, etc. I have a daughter and would like to know more about the schools as I'm planning on moving with her.

[@nompilokunene8334]

❤

[@rafikiadventures]

Great stuff. Thanks for sharing!

[@zilungileluwaca8904]

Your videos are always informative...thank you sis❤...

[@busi.global]

Thank you, I'm glad to hear you found it informative 🙂

[@siejonnietedamons8802]

Thank you for always making such amazing videos and sharing info from your own personal exp. Wish there were more South Africans abroad making such awesome content to help their fellow man looking to emigrate.

[@busi.global]

You’re welcome!

[@everything7681]

ة

[@libusengmengwai3215]

I made it on time, all the way from Benoni - Joburg

[@busi.global]

Yayy, thank you for watching live 😀

[@walkwithorr]

Interesting to know how things are done on the other side of the world. Always loved your content.

[@busi.global]

Thank you for watching 💙

[@adelneeron374]

Thanks Busi. This is very insightful.

[@busi.global]

You’re welcome Adel 💙

[@phindilekubheka3427]

That “cash gift” neh 🤣 Canada doesn’t want problems. Thank you for another informative video. I appreciate you B. 🙏🏾❤️

[@busi.global]

They really want your story to be straight, lol 😄 You’re welcome 💙

[@Angell_Lee]

Thank you Busi :)

[@aminahsabano2339]

Congrats Busi👏💃

[@busi.global]

Thank you 💙

[@ellenkariramombe2173]

Thank you Busi

[@busi.global]

You’re welcome Ellen 💙

[@katlehom6008]

Congratulations 🎊

[@rigilkent8681]

Thanks for the info

[@busi.global]

You’re welcome!

[@ShadowNoCap]

Thanks you

[@adventuresthroughroblox6297]

Hi Busi lobe your vlogs, whe. You mentioned credit score this would be the one in canada not SA right?

[@marthias100]

Hey Busi how is the little ones congs on house achievement very happy for u…I dream to buy a property in two or three years depending on how things go….thank you this is very helpful…am trying to get brokerage license so that they 2.5 percent goes to me

[@busi.global]

Thank you Marthias, the little ones are well and excited about the new space we’re in. All the best in your journey to buy a home, I really like how you’re planning ahead 🙌🏾

[@bulihlongwane4893]

What is the duration of years to pay in Canada and are homes expensive compared to SA

[@joxa1013]

You can get a 15 yrs, 20yrs 25 yrs even 30yrs payment plan. Below 350k for a 3 bedroom, it will be very difficult but you can still find something reasonable if you take your time. It's good to give yourself approximately 6 months to prepare and purchase stress free.

[@gandalfthehoist]

Thanks for the video. How long after moving to Canada, and obtaining a full time income, were you able to obtain a bond/mortgage?

[@parkerbohnn]

Don't worry you'll die of old age first before ever saving enough for a down payment. Same story for everyone else.

[@kardiiobi321]

Please how many years can one use to pay for your mortgage ,like it 10 years or more

[@parkerbohnn]

You need to make about $250,000 a year just to qualify for a mortgage.

[@busi.global]

The highest I’ve seen is 25 years.

[@busi.global]

This is not true!!! The home price affects how much you need to earn to get a mortgage, there’s no “minimum entry” amount you need to make to get a mortgage.

[@theqsfamilyvlog7946]

How much is closing cost?

[@busi.global]

It varies depending on the cost of the house. Online calculators for mortgages can help you get an idea of how much you’d need based on the cost of the home you’re looking for.

[@parkerbohnn]

You need to be worth at least 5 million Canadian dollars to even think about nuying a h0use.

[@dhartipatel4091]

Hi hope you well ... I'm studying pharmacist assistant here in south africa how's the opportunity for pharmacist assistant there in canada?

[@parkerbohnn]

THey won't recognize your degree.

[@Tee-Star]

Here is how: DON'T

[@busi.global]

Why not?