1. There is no age limit for achieving self-reliance. Everyone has their own life path-some lives are shorter, while others are longer. 2. Smiling with your better half is better than crying alone in a Ferrari.
Its not always the money but everything comes with a money The thing is you will get this money at age 50 but now you can't do stuff that we are expecting to do in 20s to 30s You mostly need money in that age but sadly no middle class have Moral - jo bhi app portfolio banaoge ya kuch invest kroge apki aane wale generation use iphone or car me college jayenge Jaise hum bhi office k baar genz ko dekhte hai
I dont like the people who are disconnected with reality and just talk about sip,long term, numbers etc. Stay away from them. They think everyone is living life like them.
Bhai 20 saal baadh that 2.55 crores cost to 42lakhs ( assuming Inflation at 9%,/year , cz 2010 inflation was 9% ) & tax deduction & all will hamper the profit returns more too.
What should people in 30’s should do?. Because just before 2 years these kinda podcasts or any financial knowledge sharing has been started. So what people in 30’s should do to start to reach FIRE?..
For the past few days I have been continuously thinking about investing money it's a really helpful video Thank you so much sir for this valuable knowledge 😊❤
Really informative interview and good guidance from Sanjay. I'm a big fan of Sanjay as he has a very good knowledge of the market, investment strategies and his tips are really helpful for all youths and Sanjay was my ex colleague also.
bhai ap ka ek podcast dekhta ho to dil karta hai dekhta rohon boht kuch seekhne ko milta hai or hamesha intzaar reheta next kab aye ga ab boht dino se dil kar raha tha podcast dekhe ka wo bhi tech kar or bhai ap ne bna bhi diya boht shukria ajay suneja bhai aise or podcast lekar atey rehana or ap ki marrige life kaise chal rehi hai jab ap ki shadi hui thi to ek song bhi aya tha thora sa bta de❤❤❤❤❤❤🧡💜💜💙💗💓❤❣👩❤👩💕💞
Sir I think you guys speaking lot of unrealistic rent 15k is nothing Bangalore minimum facility house will comes with 25 to 35k in whitefield.and if go with medium builder 900 to 1000sqft house will come within 60 then 1lac salary person afford this house
I didn't like the way he has demotivated others like "At first come under 40 LPA package then come to me." He doesn't know the average salary of Indian. Very much disheartening.
Loved it TBH. I am 21 rn. and it was such a insightful podcast for all of us. Especially like us who are in their 20's. A HUMBLE request to you from your subscriber to make a podcast with a CLOUD ENGINEER. Not a Devops one. CLOUD ENGINEER podcast.
Its humble request aap pls chahe jo kare. Lekin aap long term ke liye SIP ka bolte hai vo baat aur aapke samjhane ka tarika kayal jaroor kar deta hai. Main aapka fan hu aur rahunga sir. Bus jo baat apki personality ko aapki thinking suit nhi karti vo mujhe laga aaj keh deta hu.
If invest all money without buying house by living on a rent then after 10-15 years, all my money will be use to buy house only after all these years plus i have paid rent for these years. In pune i can buy 2 bhk at 60-70 lakh but if i save all money to same buy same house after 15 years at 3 crore. So what you have achieved. Atleast for safety buy 1bhk if you want to secure your life. Never know what will happen to your family after your sudden demise
I'm in my mid 20s n still don't know sht about investment 😭😭😭i don't have money to invest either😂 but even if I had i really have what's the right way to begin with n who to trust / consult for valuable advice n guidance not all trader give good advice some experiment on their clients' money some of my cousin has lost his money even after following traders advice 🤧😅
I’ve had majority of my holdings in tech stocks and irrespective of market changes, I’ve done pretty well especially with apple’s P/E(price to earnings ratio) gaining over 30% this past decade, now my questions is what stocks do you think will be the next apple in terms of growth for the next decade.
It might be difficult finding the next apple within the tech stock sector, apple has performed way better than the others, maybe look outside of tech stocks.
Review your portfolio with a professional and don't make the same mistakes again. Diversify, as in your stock portfolio, and hopefully consult a professional. The key to building wealth is long term. I learned 30 years ago that you have to keep emotions (rookie) out of your investment decisions at all cost. Now, i've made over 800k in profits from my 350k investment.
There are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’“Aileen Gertrude Tippy for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look-her up.
after 20 yrs 2.5 cr value is equal 75lakhs only, for after 20yrs - 75 lakhs that is not big number because your child education at least 30 lakhs is required
@TechnicalSeneja Sir video achha he aur financial awareness k liye b achha he... lekin social media ne itni awareness failai he ki government bhi aware ho gyi he aur tax badhaye ja rhi he... gov nhi chahti ki koi rich bane... Aur ye video khi Nirmala Tai na dekh le khi scheme pta chal gai to aur tax badh jayega...😢😢
Isn't it not accurately 2.5 crores when you take consider into the dicount price of the money and taking the 2.5 crores to present value which would be less thatn 50lakhs under 8-10% discount price ?
Hello sir, i am from non IT background and currently in service based company with 4-5 LPA package and 1.5 years of exp. Currently my primary skill is PLSQL and projects I have worked is one support project and one project on LABWARE LIMS . Can you please suggest which domain should I choose (like Devops, Data analysis, Data engineering, etc) as I am very confused from many months and can't focus on anything due to this.
Aur 80 lakh mai accha ghar mai dilwa dunga delhi mai ab agar kisi ko rehna hi sharuk khan bnke hai to there is no option Remember in long run we are all dead so live a peaceful and happy life 😊
Wariko sir i have purchased your how to take charge of your money. But kabi oska price 299 batata hai kabhi 659 aur mere se 959 charge kiya gya. Please ek price site pr de. Clarification de
Hello Bhai, Main 2023 graduate hu in bachelor's of arts. Currently I'm learning Web development. Is there any chance that I will get a job cause I'm from non-tech background. Please Reply.
I am starting new in IT, so what do you recommend should I go for data engineer or software development? Please shed some light on salary and scope as well. I really appreciate your guidance.
At 22.28 See considering the inflation rate at 5% , that 2.5 crore returns on 50 lakh invested , reduces to 95 lakh after 20 years/ Formula = (Money value)/ (1.05)^years So just 45 lakh profit is not that big enough with respect to 2.5 crore. So its better to do SWP after 20 years on this accumulated corpus and stop these SIPs and continue Mutual Funds till retirement. In this way the active income will also increase and future will also be secured since you will also get EPF money after retirement.
Aaj ek baat Sanjay sir ki out of coverage hogai. Maine Sanjay sir ko bahut suna lekin aaj pata chala FnO heavily karte hai. Ye baat digest nhi hui. FnO bhi to speculation hi hai sir. Aap gamble hi to karte hai. Agar aaj aapko pata chal jaye ki put upar ya call upar. To aaj ji aap aapna crore rupees laga ke Arabpati ban jaoge na. Lekin aisa nhi hota na. Kitani bhi study kar ko. Speculation to speculation hi rahega na. Isako kya samjhna hai aur samjhana hai.
I have seen many many podcasts but nobody display their portfolio I don’t know why. How should we believe something just by saying or talking. Also they don’t even tell their mutual funds too. Don’t say we have verified bcoz that doesn’t shows audience to trust you. Try something new let’s stop making fools … may be let’s begin with you show us the proof, only then your talks have some value.
Aap ek taraf kehte hai ki mere pas ek company ka bhi share nhi hai aur FnO kar rahe hai. Lekin kon sa logic hai aapka. FnO se to share lena jyada achha hai na long term ke liye.
Bhai more than 10% not possible in service based companies, that’s means sab ko resign kar Dena chahiye?? Podcast is good, can you please also cover the financial background? I’m waiting for such kind of podcast, jiska family financial background 0 ho 😊
![PASULOL รามเกียรติ์ ตอนที่ 4 นนทกพบรัก [Ramakien Ep.4: Nonthok in love]](http://i.ytimg.com/vi/tMUQgmZzf_A/mqdefault.jpg)
It was an honor to be at the podcast
Sanjay Bhaiya - U are simply great
Half an hour well spent I must say. It made my day thankyou
2 lakh ka pootfoliyo bna rakha h sir apki video dekh kar meri age 22 h abhi mere ko pootfoliyo 50 lakh ka Karna next 10-15 year me 😍
Aaram se hojayega aaka 15 saal Mai to aur jada hojayega
1. There is no age limit for achieving self-reliance. Everyone has their own life path-some lives are shorter, while others are longer.
2. Smiling with your better half is better than crying alone in a Ferrari.
Peace of mind and happiness is more important than SIP and mutual funds.
Sir, u can't Buy house with peace for your family...
Bhai paisa bhi jaruri hai
@@rickymahakul3871 ha Wahi..
@@uu_kelelee How much money you need is based on what your needs and wants are
@@rickymahakul3871 Maine kab bola ki nahi chahiye. Par SIP ke chakkar mei Aaj ka life enjoy karna math bhul jaao
Very informative podcast Ajay Bhai.! पैसा कमाना और बचा कर इन्वेस्ट करना सही ज्ञान मिला हैं।
Thanks for watching! I'm glad you enjoyed it. :-)
Absolutely delighted to listen to Sanjay sir ❤
Thanks for watching! I'm glad you enjoyed it.
Wow 5 crore + portfolio at age of 48 is really good while doing job sir....(Calculated using crash of 4 June tip ) great work 👍😊
4th June vala koi crash nhi vo to recover hogya tha crash to ab aarha h 1 month se upr hogya h downfall dekhte hue
Superb podcast & very very realistic advice & no exaggeration. Keep inviting him
Thanks for watching! I'm glad you enjoyed it. :-)
Its not always the money but everything comes with a money
The thing is you will get this money at age 50 but now you can't do stuff that we are expecting to do in 20s to 30s
You mostly need money in that age but sadly no middle class have
Moral - jo bhi app portfolio banaoge ya kuch invest kroge apki aane wale generation use iphone or car me college jayenge
Jaise hum bhi office k baar genz ko dekhte hai
Absolutely right 👍 mr Sanjay sir I started Sip today small amount 100
Good job, watch it grow like a plant! Water regularly and plant more trees
Keep happy with low salary and low work pressure keep investment and grow.
Thanks for watching! I'm glad you enjoyed it. :-)
video is already at 1.25x
😂😂
N I'm watching it at 2x😂
Same 😂 @@WebDevAnjali
😂😂😂😂
Hi, I’m facing some financial challenges at the moment. Any support would be greatly appreciated. Thank you so much for considering 🥺
Nirmala aur modiji se is paise ko kaise chipaye ?😂
India se bahar jake 😂
I dont like the people who are disconnected with reality and just talk about sip,long term, numbers etc. Stay away from them. They think everyone is living life like them.
Bhai it works.. Dont just say “stay away” and ignore it..
kya disconnected, tum karo options.
They are telling you to aim for 1 lakh per month first. They are extremely clear here.
Beautifully explained sir thank you ❤
Haanji, sabka kya haal hai? Is podcast ko end tak zaroor dekhna-bohot kuch seekhne kko milega. :-) last me thank you bolke Jaoge.
Bahut badiya sir
Bahut kuch sikhne ko mila
Mai regularly follow krta hu aapko
Aaj Mera portfolio 7 lakh ka hai
1 cr ka target hai
Sach mai thank u bro
tatti mileage ...faltu video h
Bhai 20 saal baadh that 2.55 crores cost to 42lakhs ( assuming Inflation at 9%,/year , cz 2010 inflation was 9% ) & tax deduction & all will hamper the profit returns more too.
What should people in 30’s should do?. Because just before 2 years these kinda podcasts or any financial knowledge sharing has been started. So what people in 30’s should do to start to reach FIRE?..
For the past few days I have been continuously thinking about investing money it's a really helpful video Thank you so much sir for this valuable knowledge 😊❤
Thanks for watching! I'm glad you enjoyed it. :-)
Mam only sip in mf
@@nandinisingh9364 Hi
Wawooo thank you sir....its reallly great❤❤❤ guidelines
Great think Sanjay sir this type think are unique now this time and you have great mindset and future plane and thanks t suneja.
Really informative interview and good guidance from Sanjay. I'm a big fan of Sanjay as he has a very good knowledge of the market, investment strategies and his tips are really helpful for all youths and Sanjay was my ex colleague also.
bhai ap ka ek podcast dekhta ho to dil karta hai dekhta rohon boht kuch seekhne ko milta hai or hamesha intzaar reheta next kab aye ga ab boht dino se dil kar raha tha podcast dekhe ka wo bhi tech kar or bhai ap ne bna bhi diya boht shukria ajay suneja bhai aise or podcast lekar atey rehana or ap ki marrige life kaise chal rehi hai jab ap ki shadi hui thi to ek song bhi aya tha thora sa bta de❤❤❤❤❤❤🧡💜💜💙💗💓❤❣👩❤👩💕💞
Thanks for watching! I'm glad you enjoyed it. :-)
Awesome insights from podcast 😊
Thank you so much for this info.
Financial advice invest krne k liye kha se mil skti h please tell me 🙏😊
Sir I think you guys speaking lot of unrealistic rent 15k is nothing Bangalore minimum facility house will comes with 25 to 35k in whitefield.and if go with medium builder 900 to 1000sqft house will come within 60 then 1lac salary person afford this house
If your parents have taken loan for engineering. Who would pay back.
Job losses etc
Paisa sabse zaroori cheez hai..but mujhe nahi lagta k is bande ne zindagi me kisi ki help ki hogi
I didn't like the way he has demotivated others like "At first come under 40 LPA package then come to me." He doesn't know the average salary of Indian. Very much disheartening.
Supp man great pure knowledge 👌
Jitna ka ye SIP btate hain utna to 90% viewers ka monthly income hai 🥲
Loved it TBH. I am 21 rn. and it was such a insightful podcast for all of us. Especially like us who are in their 20's.
A HUMBLE request to you from your subscriber to make a podcast with a CLOUD ENGINEER. Not a Devops one. CLOUD ENGINEER podcast.
Thanks for watching! I'm glad you enjoyed it. :-) CLOUD ENGINEER podcast is coming soon.
hum bhot humble background se hai hmare father "ONGC" me kaam krte the..these guys dont even know the meaning of humble backgrnd
Exactly
its very helpful for me sir thanks for this
Its humble request aap pls chahe jo kare. Lekin aap long term ke liye SIP ka bolte hai vo baat aur aapke samjhane ka tarika kayal jaroor kar deta hai. Main aapka fan hu aur rahunga sir. Bus jo baat apki personality ko aapki thinking suit nhi karti vo mujhe laga aaj keh deta hu.
If invest all money without buying house by living on a rent then after 10-15 years, all my money will be use to buy house only after all these years plus i have paid rent for these years. In pune i can buy 2 bhk at 60-70 lakh but if i save all money to same buy same house after 15 years at 3 crore. So what you have achieved.
Atleast for safety buy 1bhk if you want to secure your life. Never know what will happen to your family after your sudden demise
Very informative and amazing video...
Thanks Sanjay sir and thanks too you
Superr video
next podcast with shubham sethi sir has also achieved financial freedom in 5 years and made portfolio of 20 crores he is a retired software enginner
Sir nifty 50 mid cap and small cap me kaise invest kare iss ke upar ek detail video dijiye jisse begineers ki help ho jaye
Nice one most important ❤
A man have son daughter wife a marriage an old parents… where is all those expenditures??
Main bilkul real earning app batata ho Phir Bhi Koi video nahi dekhta😢🎉😢😢🎉
Hamara bhi ak din hm yese ban jaye ki ap hm bhi podcasts pe bulaye❤😅
I'm in my mid 20s n still don't know sht about investment 😭😭😭i don't have money to invest either😂 but even if I had i really have what's the right way to begin with n who to trust / consult for valuable advice n guidance not all trader give good advice some experiment on their clients' money some of my cousin has lost his money even after following traders advice 🤧😅
Dont trade, Invest in SIP, you are too young, you can start investing after 5 years
I’ve had majority of my holdings in tech stocks and irrespective of market changes, I’ve done pretty well especially with apple’s P/E(price to earnings ratio) gaining over 30% this past decade, now my questions is what stocks do you think will be the next apple in terms of growth for the next decade.
It might be difficult finding the next apple within the tech stock sector, apple has performed way better than the others, maybe look outside of tech stocks.
Review your portfolio with a professional and don't make the same mistakes again. Diversify, as in your stock portfolio, and hopefully consult a professional. The key to building wealth is long term. I learned 30 years ago that you have to keep emotions (rookie) out of your investment decisions at all cost. Now, i've made over 800k in profits from my 350k investment.
That does make a lot of sense, unlike us, you seem to have the Market figured out. Who is this coach?
There are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’“Aileen Gertrude Tippy for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look-her up.
She appears to be well-educated and well-read. I ran a Google search on her name and came across her website; thank you for sharing.
after 20 yrs 2.5 cr value is equal 75lakhs only, for after 20yrs - 75 lakhs that is not big number because your child education at least 30 lakhs is required
Why child required high premium school and tuition? Just put low fees school
Superb video sir
Sanjay sir,What about govt.taxs ,gst,and expense ratios..etc.35 mint.ke video me aap kuch nahi bataya.investment risk kya hai ye bhi nahi bola
Interesting session 🙂😁
@TechnicalSeneja Sir video achha he aur financial awareness k liye b achha he... lekin social media ne itni awareness failai he ki government bhi aware ho gyi he aur tax badhaye ja rhi he... gov nhi chahti ki koi rich bane...
Aur ye video khi Nirmala Tai na dekh le khi scheme pta chal gai to aur tax badh jayega...😢😢
Hahaha... Arey, nothing's happening, but focus on learning and moving forward in life. Government matters are beyond our control.
Which company in IT giving 10% increment every year???
Also you can't switch every year for 10% 😅😅 it affects in long term if we switch frequently
Bas calculation k liye badhiya hai..... Calculate kar k khush raho😅
Podcasts are spreading Faster than COVID 😅
Value Addition.. Keep it up.. 👍
Thanks for watching! I'm glad you enjoyed it. :-)
Isn't it not accurately 2.5 crores when you take consider into the dicount price of the money and taking the 2.5 crores to present value which would be less thatn 50lakhs under 8-10% discount price ?
I appreciate his POV
If possible can you share the excel sheet which was shown as an example during video at 20:00
Which sip is best to invest
Sir.mujhe to 5yrs ma 7lac mf se kese mile ga.5k se invest karna he.reply karo kisi ne bhi
Hello sir, i am from non IT background and currently in service based company with 4-5 LPA package and 1.5 years of exp. Currently my primary skill is PLSQL and projects I have worked is one support project and one project on LABWARE LIMS . Can you please suggest which domain should I choose (like Devops, Data analysis, Data engineering, etc) as I am very confused from many months and can't focus on anything due to this.
Try for support first where SQL , Linux and few monitoring tools knowledge would be enough to get a job then upgrade your skills and go for devops.
Bro go for masters abroad....
Earn in dollars invest in rupees...🤑🤣
Koi bhi kaam karo but usme master ban jao bro
An excellent 🎉.
Aur 80 lakh mai accha ghar mai dilwa dunga delhi mai ab agar kisi ko rehna hi sharuk khan bnke hai to there is no option
Remember in long run we are all dead so live a peaceful and happy life 😊
He is real option seller in stock trading ❤❤️
Thanks for watching! I'm glad you enjoyed it. :-)
Wariko sir i have purchased your how to take charge of your money. But kabi oska price 299 batata hai kabhi 659 aur mere se 959 charge kiya gya. Please ek price site pr de. Clarification de
Hello Bhai, Main 2023 graduate hu in bachelor's of arts. Currently I'm learning Web development. Is there any chance that I will get a job cause I'm from non-tech background. Please Reply.
Pls launch a book on personal finance Sanjay sir I will wait
Good idea
How can a government employees get 10% incremental yearly ?
Main govt employee hu mujhe samajh nhi aa raha main apni salery ko active manu ya passive income baithe baithe aa jati hai.
I am starting new in IT, so what do you recommend should I go for data engineer or software development? Please shed some light on salary and scope as well. I really appreciate your guidance.
Data engineer less competition
Best Platform For SIP ?
At 22.28
See considering the inflation rate at 5% , that 2.5 crore returns on 50 lakh invested , reduces to 95 lakh after 20 years/
Formula = (Money value)/ (1.05)^years
So just 45 lakh profit is not that big enough with respect to 2.5 crore.
So its better to do SWP after 20 years on this accumulated corpus and stop these SIPs and continue Mutual Funds till retirement.
In this way the active income will also increase and future will also be secured since you will also get EPF money after retirement.
Good video
Amazing podcast
Thanks for watching! I'm glad you enjoyed it. :-)
Nice episode
Sup kun company m kre
bhai ye kaha se developer hai jisko 5 times double 2 times lagta hai 😄
Aaj ek baat Sanjay sir ki out of coverage hogai. Maine Sanjay sir ko bahut suna lekin aaj pata chala FnO heavily karte hai. Ye baat digest nhi hui. FnO bhi to speculation hi hai sir. Aap gamble hi to karte hai. Agar aaj aapko pata chal jaye ki put upar ya call upar. To aaj ji aap aapna crore rupees laga ke Arabpati ban jaoge na. Lekin aisa nhi hota na. Kitani bhi study kar ko. Speculation to speculation hi rahega na. Isako kya samjhna hai aur samjhana hai.
I am 14 years old
आज दिखा पाओगे अपना पोर्टफोलियो
Great information 👍👍
Thanks for watching! I'm glad you enjoyed it. :-)
15k kiraye ka ghar 4cr ki cost vaala hume bhi dilwa dijiye 😅
Ameer ban kar aao yahan, fir invest karwaenge😂😂😂
Sir skills vs degree ke upar video banye please sir berojgari ke upar
Kitne jagah video banata hai yeh Sanjay 😂😂😂 pahle isko baat karne ka dhang sekkhao koi😂
Sir 7 percent to infatuation bhad jati h har saal approx 12 to 15 percent chaiye
I have seen many many podcasts but nobody display their portfolio I don’t know why. How should we believe something just by saying or talking. Also they don’t even tell their mutual funds too. Don’t say we have verified bcoz that doesn’t shows audience to trust you. Try something new let’s stop making fools … may be let’s begin with you show us the proof, only then your talks have some value.
😂😂 3 lakh Mahina Kamane Wala TH-cam Pay Video Dekhega ?
nicee
Aap ek taraf kehte hai ki mere pas ek company ka bhi share nhi hai aur FnO kar rahe hai. Lekin kon sa logic hai aapka. FnO se to share lena jyada achha hai na long term ke liye.
Aisa hone ke chance keval 10% hai
Sanjay ji salary 15k , 20k, 25k, then ,1L
Something wrong
Monthly -i have 50 how invest my money
Sir 10 lakh ko kese invest kare
Sab to theek hai permission phone ka naam bhi nahin bataya 😅😅
❤❤
Nice podcast that I have seen.. ❤
2.50 Cr 12% Tax laughs at corner 😅
Bhai more than 10% not possible in service based companies, that’s means sab ko resign kar Dena chahiye??
Podcast is good, can you please also cover the financial background?
I’m waiting for such kind of podcast, jiska family financial background 0 ho 😊