@@pandu6082 you get it directly credited back to your outstanding bill on the card 4 working days post bill generation. Example you spend 1L INR & generate 5000 cb. 5 days post bill generation you will see 95K outstanding
@@shashwatINDIAN card literally gives you cashback on anything online, few exceptions (government sites, recharges electricity bill insurance etc) basically any good or any service like ott if you are using than its good
Benefits on IDFC Wealth Card downgraded from 01.05.2023 1. Reduced points on spending 2. Movie offer capped at ₹ 250 for a ticket instead of ₹ 500 3. Spend minimum ₹ 20k in a calendar month to avail lounge and spa in the next month. 4. 1 pc charge on utility payments above ₹ 20,000 in a month
RBI should make a rules for devaluation of cards because the banks Attract customers from offers after his target sale they do Devaluation, i think its not good...
Banks should allow refund of proportionate fee received from customers after devaluation and cancellation of the card. Other than this, no relief can be given.
True, its cheating, you can apply new rules for new customer but not for existing customers. Rules should come. They making us to take card, then devaluation.
Bhai, cashback milta konsi transaction par hai isme . Utility bills par ni milta fees and education par ni milta wallet loads par ni milta toh milta khn hai yee btaao
I applied thrice over last 1 year and very recently a few days ago..everytime same reason..rejected due to internal reasons..(reason informally quoted already other cards issued, so liability is already high) How to overcome this?
2:25 Same as hsbc it is called accelerated cashback. You forgot one thing visa and rupay variants, what if you buy rupay variant how is cashback - is it better than Tata Neu infinity.
At times you criticized this card and now appreciating its benefits🧐 isn’t it the same card you mentioned that sbi is giving very low limit now and capping on cashback?
Nice information As per u r opinion it is out 5 star it stand 4 star. So please tell me which card is stand on ur opinion 5 out of 5 star. Kindly reply me I am waiting for reply quickly 😅
You can call customer care request for upgrade, but not that easy to get CB card unless you have very good credit score and drawing good salary. Anyway try.
If you need only for Amazon then definitely go with amazon cuz its LTF and negligible chances of devaluation/cashback capping on amazon as it's a co branded card and not a generic cashback card. For example HDFC millennia used to give 5% cb on a wide range of retailers but they churned down the list and also there's a cashback capping of upto ₹1k per statement cycle which is too low.
@@themanojgautam congratulations . 1. How many enquiries you have in last 3 months ? 2. Before this time when u applied for any ICICI cc? 3. Salaried/ self employed?
i have this card but credit limit is very low. how to increase credit limit? I already shared income documents with bank still they are not increasing credit limit.
@@ManojKumar-nk7dv i have salary account in SBI and FDs are created automatically still no credit limit increase offer sent by SBI. I tried limit increase by submitting income documents also, still no luck. Even income of 10 lac per month is not sufficient for credit limit increase. There is a tool available on SBI credit card website where you can check limit increase based on income documents, there they will ask you about monthly income. We need to enter monthly income there and check credit limit can be increased or not.
MAM Mai apna first credit card apply kar raha hu. Mai State government teacher hu. Muse samaj nahi aa raha hai ki ❓ My company name 🤔 and My designation 🤔 pe kya select karu❓
No, I'm using it for last 6months, agar special sbi credit card offer hai then ye card use mat Karo koi aur SBI cc use karo, ye use karoge toh bass 5% milega kuch bhi aur additional offer nhi lagega order pr
hdfc tata neu infinity credit is Best if you take Rupay Varient. it’s best for upi transaction. HDFC swiggy is beneficial only for swiggy spends, while SBI Cashback is all rounder in shopping merchants except other Categories like Utilities, Education..etc
Maine simply click apply kia but 2nd verification call mai deny kar dia ...mujhe cashback card lena hai...kya abhi apply kar sakta hu ? Ya fir after 6 month ?
ये कार्ड से मैने 25000 का कॅशबक लिया 1साल मैं सारे ऑनलाईन साईड पर ये कार्ड 5% कॅशबॅक देता है amazon icici कार्ड ऑर flipcard axis कार्ड से काही गुणा अच्छा है sbi cashback कार्ड
requested for card closure and told them to close my card due to high annual fees they told we will convert it to lifetime free for you please continue to use our card. you can too try the same trick if you succeed than let us know@@TiVoGlObE
Farji card hai new aply par 20k se jyda limit dete nhi h kisi ko.. agar limit jyda mil bhi jaye to big transaction par card block kr dete hai... Mere pas sbi ka pluse card hai jiski limit 3lack hai but jab maine cashback card aply kiya to limit only 20k diya.. fir maine purane card se isme limit transfer krke 80k ka payment kiya to card block kr diya.. bas dikhane k liye 5% cash back but dete nhi hai..
It depends on your cibil and if you have bank account in sbi and have any fixed deposits, other cards. Based on all these they give credit limit. Not everyone one get 20k limit, i got 80k limit
![[ENGSUB] UNPRODUCTIVE DAY ใช้ชีวิต (เปื่อยๆ) ด้วยกัน 1 วัน! | OUROAD CLOSEFRiEND SS2 EP.9](http://i.ytimg.com/vi/pyYKZ3kra9w/mqdefault.jpg)
It's still one of the best cc. But the only issue is transparency. They don't tell you how much cashback is given for each transaction individually.
Using the card for last 6 months, till moment around 2.25L spending done & more than 12000 saved. Excellent card
Please where do we get cashback which platforms
How to increase the limit...i have got only 20k limit
@@pandu6082 It gets directly credited back to the card outstanding amount
@@pratikshinde1099 that's too low, wait for 6 months and request SBI for a limit increase by submitting payslip or ITR documents manually
@@pandu6082 you get it directly credited back to your outstanding bill on the card 4 working days post bill generation. Example you spend 1L INR & generate 5000 cb. 5 days post bill generation you will see 95K outstanding
Amazon ICICI
ICICI Platinum
Axis Ace
Axis Airtel
SBI CB
HSBC Millenia
These 4 are top choice for non high spend user.
I have all these cards except airtel one 😅
Using sbi cashback from more than a year now , have saved 42k over a year
How you got it? Plz tell me I want to have it but did not got succeed
I took it simply from their website
How much did u spend and where? What is your salary?
69 miss call from cibil😂
@@aaryanqureshi5326you can apply online, but its approval rate is still low. You need good credit score and earn good salary or income. You can try
Is simply save better or cash back card is better?
is cashback given on travel, like online flight ticket booking or train ticket booking etc?
Have this card for last 1.5 years and not gonna lie, earned 45,000rs cashback on it
Did some basic calculation and calculated that on average u spent >50000 per month with this credit card.
@@shashwatINDIAN not average in a month, but starting few months had purchased furniture for house
@@ankitbhandari101 Can you pls tell me list of platforms with 5% and 1% cashback?
@@shashwatINDIAN card literally gives you cashback on anything online, few exceptions (government sites, recharges electricity bill insurance etc) basically any good or any service like ott if you are using than its good
Can I use it in gyftr and get 5%
Isthis applicable on online flight booking?
Benefits on IDFC Wealth Card downgraded from 01.05.2023
1. Reduced points on spending
2. Movie offer capped at ₹ 250 for a ticket instead of ₹ 500
3. Spend minimum ₹ 20k in a calendar month to avail lounge and spa in the next month.
4. 1 pc charge on utility payments above ₹ 20,000 in a month
We'll do a video tomorrow on this.
RBI should make a rules for devaluation of cards because the banks Attract customers from offers after his target sale they do Devaluation, i think its not good...
Banks should allow refund of proportionate fee received from customers after devaluation and cancellation of the card. Other than this, no relief can be given.
True, its cheating, you can apply new rules for new customer but not for existing customers. Rules should come. They making us to take card, then devaluation.
Bhai, cashback milta konsi transaction par hai isme .
Utility bills par ni milta fees and education par ni milta wallet loads par ni milta toh milta khn hai yee btaao
Can I pay other credit card bill and get the cash back from this card?
It is the best cashback card until SBI decides to devalue it again.
Agreed.
Does this card offers 10% off during sales?
No
I applied thrice over last 1 year and very recently a few days ago..everytime same reason..rejected due to internal reasons..(reason informally quoted already other cards issued, so liability is already high)
How to overcome this?
same
got any solution
Wait for pre-approval credit card benefits. Login to the internet banking page you'll find if you have any offer.
2:25 Same as hsbc it is called accelerated cashback. You forgot one thing visa and rupay variants, what if you buy rupay variant how is cashback - is it better than Tata Neu infinity.
@@ABHISHEK-871 Cashback Card is not available in Rupay variant
If we do an emi transaction then how we get cashback
looks like this channel is india's most subscribed channel on youtube now for credit cards
The apply link in description is not working. It just keeps trying to load but never moves ahead.
Hi u need cahback card i am working in sbi so u need then i will provide u.
Hi@@prabhakarjha3249
At times you criticized this card and now appreciating its benefits🧐 isn’t it the same card you mentioned that sbi is giving very low limit now and capping on cashback?
Video may mention Kiya hai ki limit Bett milra hai, shayd sponsor bhi hoga mujhe kya pta
@silent7152 we don't take sponsorships from Banks.
We have mentioned in the video that the approval and limit situation has improved.
Nice information
As per u r opinion it is out 5 star it stand 4 star. So please tell me which card is stand on ur opinion 5 out of 5 star. Kindly reply me I am waiting for reply quickly 😅
How to change my simplyclik or bpcl card to SBI CASHBACK CARD
You can call customer care request for upgrade, but not that easy to get CB card unless you have very good credit score and drawing good salary. Anyway try.
Already using SBI Simply save credit card , How can I get this card ??
Apply it on website
@@sammedchougule5223 I want upgrade over my previous card , didn't want additional card..any suggestions
Ia this card good for amazon shopping instead of Amazon Pay Card as both are giving 5% cashback
If you need only for Amazon then definitely go with amazon cuz its LTF and negligible chances of devaluation/cashback capping on amazon as it's a co branded card and not a generic cashback card. For example HDFC millennia used to give 5% cb on a wide range of retailers but they churned down the list and also there's a cashback capping of upto ₹1k per statement cycle which is too low.
Offer mein ispe 10% off milta hai kya iss card pe?
Amazon Pay ICICI Bank ❤
I am not getting it 😢😢😢 ......
Failed 2 times....first on August previous yr...and now ...this month ... rejection 😢😢.....
@@groupstudywithmelage raho mera 3 baar reject kiya aur isi March me approve ho gya
*nowhere near to SBI-CASHBACK-CARD*
@@groupstudywithme muzhe to mil gaya tha 2nd time 2 hrs me approval aa gaya tha aur 3rd day delivery mil gyi thi 80k limit k sath 😊
@@themanojgautam congratulations .
1. How many enquiries you have in last 3 months ?
2. Before this time when u applied for any ICICI cc?
3. Salaried/ self employed?
Can anyone pls confirm list of platforms with 5% and 1% cashback?
Is milk basket wallet load considered as wallet load transaction as it does not offer to transact without wallet
Should not be. We would advise you to do a small transaction and then call the customer support team to check the MCC.
I already got 5.6k cashback with this card this year
Where did u spend? Amazon flipkart?
utility bill payment me kya offer milega is card se?
Nhi
Can I get 5% cashback on international transactions also ?
Yes, if it's online and the MCC is not excluded.
Wow what a confidence and fluency
Can you please confirm that the card is still providing 5% cashback for flipkart and amazon.
Swiggy HDFC wla is good.. Works for both
Thanks for the information
5* konsi konsi card ko mila hai iss channel par?
It's my Brahmastra Card when I don't find any offers with other card i just this one for 5% flat
Do we get cashback on Blinkit or Zepto ??
Any online purchase you get
i have this card but credit limit is very low. how to increase credit limit? I already shared income documents with bank still they are not increasing credit limit.
Don't use it for six months
Open sbi savings account and open a fixed deposit. This will increases chances of increasing your credit limit.
@@ManojKumar-nk7dv i have salary account in SBI and FDs are created automatically still no credit limit increase offer sent by SBI. I tried limit increase by submitting income documents also, still no luck. Even income of 10 lac per month is not sufficient for credit limit increase. There is a tool available on SBI credit card website where you can check limit increase based on income documents, there they will ask you about monthly income. We need to enter monthly income there and check credit limit can be increased or not.
Can anyone tell if i can use this credit card while travelling outside india? Thanks
Direct Insurance website pe payment karne par cashback milta Hain kya ? What percentage?
No cashback on insurance payments
MAM Mai apna first credit card apply kar raha hu. Mai State government teacher hu. Muse samaj nahi aa raha hai ki ❓ My company name 🤔 and My designation 🤔 pe kya select karu❓
It feels like reading a child's writing .
I want to buy mobile from Flipkart. Is sbi cashback card cashback is applicable on mobile purchase from Flipkart. Mobile value is 129900
Axis Flipkart Card v same,,, 130₹ ka 5% = 6.5₹. but statement me 6₹ generate hoke cashback milta hai.
forex transation kiya hai online par 5% cash back nahi aaya to kaya kare
Normal days main flipkart grocery shopping pe kaya mujh 5percent cashback milega???
Yes, I use it for grocery. will get 5 percent normally.
It does not give discounts when there is any Bank offers on Flipkart/Amazon.
Is it the same case with HDFC Millenia or Tata Neu card?
@@skp_here technically you should get 5% cb as well. Update here when you get the statement.
It's not giving 10% for me on Amazon
Not giving 10% discount on amazon, verified now. Other card, i am getting 10%
Idfc first wealth card also devalued today, received sms with details to pdf, pls make comparison video for that also.
kya iss card se kisi dusre account me payment transfer karsakte hain?
10% discount hoga hi nh big billion day pr shopping krne pr flipkart amzon ksi pr bhi iss card se baki dusre sbi credit pr off ho rha h
Axis ace credit card 😍😍
Father of all credit card for cashback
Amazon great indian festival and big billion day sale me bhi 5% cashback milega na?
Milna chahiye
What about HDFC millenia?
Best
No cashback on standing Instruction on card
Which is the best way to hit 2lakh
Thanks for explaining
Very well explained ❤
SBI CB card doesn't give 5% cashback on Urban Clap
Why? How do we verify this?
It should, check with customer care if not
Plz make video on recent on Axis vistara card after devaluation.
Ye Rupay card me milega kya?
Didi agar Flipkart ya Amazon pr sbi card pr 2000 kisi bhi phone pr discount h to kya usko lene ke baad bhi 5% ka cashback milega kya
Please tell me 😊
No, I'm using it for last 6months, agar special sbi credit card offer hai then ye card use mat Karo koi aur SBI cc use karo, ye use karoge toh bass 5% milega kuch bhi aur additional offer nhi lagega order pr
@TiVoGlObE is correct.
@@TiVoGlObE thanks you 😊
@@CardAcademy thanks you reply didi 😊
Love you di🥰😊
HDFC Swiggy vs SBI Cashback vs HDFC Tata Neo (1499 wala)
hdfc tata neu infinity credit is Best if you take Rupay Varient. it’s best for upi transaction. HDFC swiggy is beneficial only for swiggy spends,
while SBI Cashback is all rounder in shopping merchants except other Categories like Utilities, Education..etc
Hum apply kiye to 2bar reject hua fir agent ka call aya bole ki aap koi aur card le kiziye prime card bhez diya hai
Upi payment count hoga??
You cant do upi payment using this card, because its not rupay card.
Maine simply click apply kia but 2nd verification call mai deny kar dia ...mujhe cashback card lena hai...kya abhi apply kar sakta hu ? Ya fir after 6 month ?
agent ke through apply karoge to instantly apply kar sakte ho. nhi to 3-6 Mahina rukhna padega.
Link is not working
It doesn't give cashback on Uber
It should, check with customer care if its not.
Kindly share link for apply
does it offer rupay variant?
Same question bro, let me know if you get the answer
Not yet, RBI given new guide lines which allow user to choose payment partner. If those rules comes, then you can choose rupay in future
Mam you looks too elegant in black dupatta❤
Suggest best rupay credit card
Great Video ❤
Ma'am please review SBI VISTARA CARD after devaluation
It's a request
ये कार्ड से मैने 25000 का कॅशबक लिया 1साल मैं सारे ऑनलाईन साईड पर ये कार्ड 5% कॅशबॅक देता है amazon icici कार्ड ऑर flipcard axis कार्ड से काही गुणा अच्छा है sbi cashback कार्ड
Limit kitna milta hai
Utna spend hi nhi hai toh cashback kaha se milega 😂😂😂
Recently i have converted this card into lifetime free after 1 year of usage.
What was the process bro? How much was the overall yearly spend & how did you get it LFT?
requested for card closure and told them to close my card due to high annual fees they told we will convert it to lifetime free for you please continue to use our card. you can too try the same trick if you succeed than let us know@@TiVoGlObE
How lft can explain??
@@Nope.--1.5 just request them after 1 year of regular usage, they will do it.
Thumbnail main aur video main aap main zameen aasman ka farq hai..... Kya bina vaise thumbnail ke views nahi aate kya?
Annual charges
999+18%gst
Your age is 15 yrs ?
Make a video on HDFC Milennia also
Utility bill pe kitna % milega muz amazon pay pe 2% milta hai ?
Card academy?
Tnx information
Since it was atlas, then ace, I thought I will see the Airtel axis video finally .. but lol
Kuchh din pehle hi mila mujhe, Limit hi nhi deta jyada ye... Only 20k limit i get.🙃
I got more than 1L
Farji card hai new aply par 20k se jyda limit dete nhi h kisi ko.. agar limit jyda mil bhi jaye to big transaction par card block kr dete hai... Mere pas sbi ka pluse card hai jiski limit 3lack hai but jab maine cashback card aply kiya to limit only 20k diya.. fir maine purane card se isme limit transfer krke 80k ka payment kiya to card block kr diya.. bas dikhane k liye 5% cash back but dete nhi hai..
It depends on your cibil and if you have bank account in sbi and have any fixed deposits, other cards. Based on all these they give credit limit. Not everyone one get 20k limit, i got 80k limit
WAITING FOR Sbi BPCL new updated credit card
Electricity bill pay karne par bhi 5 percentage cashback milta he
No
Utility payments par nahi milta.
Nice video
Ye card rupay card m milta h?
No, not for now
3 month mai 14500 cashback mila bhut mast card hai pr madam
Kaha spend Kiya?
Limit kitni h is card ki
Best card
Worst catd got declined for the card due to no reason
Yes, not easy to get.
Excellent card
Very good. Best card
NICE
Influencers koi bhi card devalue hone se nhi rukne wale...chalo ye bhi badiya hai
1000 fees +18% GST
Ma'am ap bohot sundar present karte hain ❤
Ab ye card milta hi nhi hai ye discountinue ho gya hai ...
Raina Hill