. I followed what you said and started with an secured credit card for 200.00 and mad sure to keep my utilization under 10% and paid on time every month. I now have 3 unsecured credit cards and a 757 fico score. Thank Danielle for all the information and tips. Now we are in a position to buy home.
Salute King! You’re about the most honest brother on social media , no flashing Rolex watches and luxury cars just straight great information, you can feel the sincerity in your voice. I’m definitely sharing your page and directing others to follow you!🙌👏👏👏
Just started watching your videos. I built my credit and bought my home in 2021. Now I have few credit cards with 30 grand in avaliable credit! I'm trying to learn what to do with it so I'm watching all of your videos.
Thank you Mr. Roundtree!!! Mannnnnnn...Can you image if our community/culture knew and understood this information at age 18-25? Not only was the information great but the passion and motivation was impactful
I had sub prime credit until I started educating myself on credit. Now I have excellent credit and built my own banking system within the banking system as I have raised high six figures out of thin air. Now I have capitol to invest and quickly turn a profit. If I can do this you can to! Credit is king! Money Mechanics! Abundance Mindset! Let’s Go! 💪🏽
Love this guy.... Mr.Roundtree, you've helped me to boost my credit score and profile two levels. "Thank you" doesn't express my undying gratitude for your mentorship. And credit monitoring has definitely been a game changer for me.💪🏾💯
I literally laughed out loud about that $1 in collections story. Something similar happened to me. My first store credit card I opened up at a jewelry store in the mall. I worked in the mall and the jeweler needed to get a handful of ppl to sign up for their store card. I knew someone at the store and opened a card so they can get their credit. You got a free teddy bear if you opened up a store card, and $30 you needed to pay off on the card. I never ended up buying anything from that jewelry store and forgot to pay the $30. the account went into collections. So essentially I had an account in collections over a teddy bear 🤣🤣🤣
I feel smarter listening to this dude. Not to mention the wellspring of information and education here, stuff I never received as a young. Shouts out, Mr. Roundtree...I got your book a while ago, too. Let's play this game.
I was devastated, but now I'm determined to put my money to work the right way!! Thank you for sharing your knowledge and training others to help us. Looking forward to sharing my success story with colleagues at work, neighbors and family! I can't thank you enough.
I realised the power of having a good score when I went to look for cars. I was turning down fair offers until I good a good one. they wouldn't let me leave❤
Lying does nothing but wastes time. I've been surfing the net for good inf trying to better my credit score. Accidentally I landed on your video and the amount of information I got out of it was outstanding.👍 This was a very simple awesome video and as I said lying does nothing but waste time This is no lie...👍👍
Thx for your help hopefully I can get my family in position to use your services in leveranging credit...I started my credit repair journey with you...you are my credit mentor lowkey lol...I will see you and your family at the top!😊
. I followed what you said and started with an secured credit card for 200.00 and mad sure to keep my utilization under 10% and paid on time every month. I now have 3 unsecured credit cards and a 757 fico score. Thank Danielle for all the information and tips. Now we are in a position to buy home.
I'm in south Africa I've learned a lot from this video we need this information in our country thank u very much for this I'm looking forward to learn more on your other vids
. I followed what you said and started with an secured credit card for 200.00 and mad sure to keep my utilization under 10% and paid on time every month. I now have 3 unsecured credit cards and a 757 fico score. Thank Danielle for all the information and tips. Now we are in a position to buy home.
. I followed what you said and started with an secured credit card for 200.00 and mad sure to keep my utilization under 10% and paid on time every month. I now have 3 unsecured credit cards and a 757 fico score. Thank Danielle for all the information and tips. Now we are in a position to buy home.
This information is so valuable and correct it’s almost scary to share this information to the public before they release changes to these specifications. There’s a saying. Make hay when the sun is shining. However, great decisions come with great responsibility. Don’t over extended your limit. And never miss a payment.
Excellent content. Very informative and helpful. Thank you for sharing I am going to listen to this again so I can implement some of these techniques into my credit journey. Thank you again. - Monei Da Goddess 💋
29% on a depreciating asset" you said. This is incorrect. A car is NOT an asset, its an expense, its a liability and so is a house. In fact both these things are not assets unless they are generating you cash flow in the form of renting them out, etc.
This was very informative and well and clearly explained because im on journey to repairing my credit to purchase a home I Need to boost my credit by 100 points
use your cc from the 1st- 18th then pay it off with your web banking. use 1 cc for gas, 1 for groceries 1 for entertainment 1 for your house bills, but always pay your cc's off 1 week before they are do. use web banking to pay them.
I need all the help I can get regarding credit investments and etc. where do I start.. Omg let me continue to follow all of your steps via Your TH-cam channel..
Yes that is absolutely correct. If you have a thin profile and that auto loan is paid off with it being one of your only or oldest accounts it can negatively impact you. But if you have a solid profile that isn’t thin it can help lessen the blow 💯💯
I'm in the same situation... installments + revolving and I can see the light at the end of the "car note tunnel" when is it a good time to add an additional credit card.... while acknowledging that it will lower the age of my credit?
Mr Roundtree, if I apply for a cc, get approved, then remove the inquiry, won't the bureau question me after that card company start reporting usage? BX STAND UP!!!
Credit usage is not, it is calculated on your DTI. Go pull an experian.com report and credit usage is only based revolving credit cards. But thanks for your insight King Michael.
@@WillRoundtree why don’t you watch some videos from John Ehrlacker, formerly with FICO and one of the three bureaus, in other words an expert, and see what he has to say. But I will quote from my Experian report of my FICO score: remaining balance on your mortgage or non-mortgage installment loans is high. Glad it’s not a factor.
Can I hire my own attorney to dispute. Would that be more effective? I'm disputing a medical bill but if they do not budge, I was thinking of hiring my own attorney.
I needed this! I’ve been so disappointed about my score because it’s so bad. I didn’t know what to do. I’m still a little lost on how to dispute the stuff that’s on there that’s been there since 2002. What type of verbiage should be used since you stated we shouldn’t use the cookie cutter one on the credit monitoring sites?
Peace Family, I recommend you reach out to my team at www.weManagementservices.com for a free discovery call and ask about our 30 day DIY credit repair challenge.
No way in the world should that stuff still be on your credit report. Most items drop off at the 7-10 year mark and U don't create more bad credit. Unless, its student loans U can only dispute those items.
![[UNCUT] “บอสณวัฒน์” ลากไส้!! ใครหนุนหลัง "แม่ตั๊ก ป๋าเบียร์" I คนดังนั่งเคลียร์ I 30 ก.ย. 67](http://i.ytimg.com/vi/QlD7mU2KKRk/mqdefault.jpg)
If you do have credit challenges join my 30 day DIY NOW at a special discount only for TH-cam @ linc2me.com/credit-mastery
This dude is lagend. I got 740. I watched your old videos and it helped me built my credit from the bottom. I will like to say thank you
is this foreal i really need help
. I followed what you said and started with an secured credit card for 200.00 and mad sure to keep my utilization under 10% and paid on time every month. I now have 3 unsecured credit cards and a 757 fico score. Thank Danielle for all the information and tips. Now we are in a position to buy home.
who fixed yours for you
Well said.
I am working on mine and have gone from 598 to 656 in 8 months. now my goal is to get it to 700 before the end of 2021
try sam hacks technology on google for help
Salute King! You’re about the most honest brother on social media , no flashing Rolex watches and luxury cars just straight great information, you can feel the sincerity in your voice. I’m definitely sharing your page and directing others to follow you!🙌👏👏👏
Thank you King and I appreciate your support.
I definitely agree!
Just started watching your videos. I built my credit and bought my home in 2021. Now I have few credit cards with 30 grand in avaliable credit! I'm trying to learn what to do with it so I'm watching all of your videos.
When we pull up to the dealership we bringing the pre approved checks from the banks and with the gap insurance. No more credit being run
Damn right
#CREDITISKING
how did you delete the negative items
I’m 19 years old with my first card and this dude has already taught me more about credit than my school and parents
I appreciate you and your support fam
💯
Bro I watch your videos years ago and taking your advice I took my wife credit from 560 to 740 in a year
WOW that is powerful Brandon. Thank you for your support.
Having good credit can change your life for sure & it let’s people kno u responsible speaks for itself
Thank you Mr. Roundtree!!! Mannnnnnn...Can you image if our community/culture knew and understood this information at age 18-25? Not only was the information great but the passion and motivation was impactful
We would be unstoppable...
I had sub prime credit until I started educating myself on credit. Now I have excellent credit and built my own banking system within the banking system as I have raised high six figures out of thin air. Now I have capitol to invest and quickly turn a profit.
If I can do this you can to!
Credit is king!
Money Mechanics!
Abundance Mindset!
Let’s Go! 💪🏽
Love this guy....
Mr.Roundtree, you've helped me to boost my credit score and profile two levels. "Thank you" doesn't express my undying gratitude for your mentorship. And credit monitoring has definitely been a game changer for me.💪🏾💯
Thank you and I appreciate you just as much Ella!
Who is ROY
Thank you Will Roundtree! You are a Ninja when it comes to repairing credit. I am now one of your students 😎
Thank you and I appreciate your support!
I finally have an excellent score on all bureaus
who helped you fix your score ?
LUXURYHACKS !!
My score has been permanently boosted to 810
I need help
Luxuryhacks fixed my scores on all bureaus
I got great result after I used LUXURYHACKS
@@michaeljefferson5838 Do you mean Luxuryhacks on google
@@jessjane7940 yes
I literally laughed out loud about that $1 in collections story. Something similar happened to me. My first store credit card I opened up at a jewelry store in the mall. I worked in the mall and the jeweler needed to get a handful of ppl to sign up for their store card. I knew someone at the store and opened a card so they can get their credit. You got a free teddy bear if you opened up a store card, and $30 you needed to pay off on the card. I never ended up buying anything from that jewelry store and forgot to pay the $30. the account went into collections. So essentially I had an account in collections over a teddy bear 🤣🤣🤣
All of these examples are true stories Queen. Thank. you for your support!!!
I feel smarter listening to this dude. Not to mention the wellspring of information and education here, stuff I never received as a young.
Shouts out, Mr. Roundtree...I got your book a while ago, too. Let's play this game.
I was devastated, but now I'm determined to put my money to work the right way!! Thank you for sharing your knowledge and training others to help us. Looking forward to sharing my success story with colleagues at work, neighbors and family! I can't thank you enough.
You are welcome and I am looking forward to hearing your testimony!!!!
I realised the power of having a good score when I went to look for cars. I was turning down fair offers until I good a good one. they wouldn't let me leave❤
Well done!
This is needed in our community. Big Time
Agreed!!!!
Bro, you’re the GOAT!!! Hands down. Period.
Lying does nothing but wastes time. I've been surfing the net for good inf trying to better my credit score.
Accidentally I landed on your video and the amount of information I got out of it was outstanding.👍
This was a very simple awesome video and as I said lying does nothing but waste time
This is no lie...👍👍
I've learned so much in just this one video 🙏🏽 Thank you for sharing your knowledge very helpful
Thank you for your support!
I'm getting my confidence back, thanks for being so thorough
Absolutely, you got this!! 💯
Thx for your help hopefully I can get my family in position to use your services in leveranging credit...I started my credit repair journey with you...you are my credit mentor lowkey lol...I will see you and your family at the top!😊
Hey Will, I really enjoyed the nuggets that you gave out.. Keep educating and informing the masses.
Always!
. I followed what you said and started with an secured credit card for 200.00 and mad sure to keep my utilization under 10% and paid on time every month. I now have 3 unsecured credit cards and a 757 fico score. Thank Danielle for all the information and tips. Now we are in a position to buy home.
👆🏾🔝
name above got my credit score increase from 530 to 695 within few days. he is a pro
👆🏾🔝
name above got my credit score increase from 530 to 695 within few days. he is a pro
Very impressed. I fixed my credit years ago to purchase my home in 2014. This will help many people. Great job!
Great to hear!
I'm in south Africa I've learned a lot from this video we need this information in our country thank u very much for this I'm looking forward to learn more on your other vids
. I followed what you said and started with an secured credit card for 200.00 and mad sure to keep my utilization under 10% and paid on time every month. I now have 3 unsecured credit cards and a 757 fico score. Thank Danielle for all the information and tips. Now we are in a position to buy home.
👆🏾🔝
name above got my credit score increase from 530 to 695 within few days.
👆🏾🔝
name above got my credit score increase from 530 to 695 within few days.
👆🏾🔝
name above got my credit score increase from 530 to 695 within few days.
This is information more than investment. Keep the good work my brother and help them folks.
. I followed what you said and started with an secured credit card for 200.00 and mad sure to keep my utilization under 10% and paid on time every month. I now have 3 unsecured credit cards and a 757 fico score. Thank Danielle for all the information and tips. Now we are in a position to buy home.
👆🏾🔝
name above got my credit score increase from 530 to 695 within few days. he is a pro
👆🏾🔝
name above got my credit score increase from 530 to 695 within few days. he is a pro
recently used there services
got my inquiries removed an day score boosted
recently used there services
got my inquiries removed an day score boosted
This information is so valuable and correct it’s almost scary to share this information to the public before they release changes to these specifications. There’s a saying. Make hay when the sun is shining. However, great decisions come with great responsibility. Don’t over extended your limit. And never miss a payment.
Congratulations on surpassing 200k Will!!
Appreciate that fam 🙏🏿
He explains it well and simple!❤️👏🏾
Love this video. A lot of gems in here and definitely great for people whom are new to understanding credit.
Thank you
Real gems in this video. Hope I can get you as a coach one day 😀
Excellent content. Very informative and helpful. Thank you for sharing I am going to listen to this again so I can implement some of these techniques into my credit journey. Thank you again.
- Monei Da Goddess 💋
29% on a depreciating asset" you said. This is incorrect. A car is NOT an asset, its an expense, its a liability and so is a house. In fact both these things are not assets unless they are generating you cash flow in the form of renting them out, etc.
This was very informative and well and clearly explained because im on journey to repairing my credit to purchase a home I Need to boost my credit by 100 points
The best information I've heard to date. Thank you so much 💓
Thank you Ivy....
Marvelous, thanks for your time you're passing out great information.
My pleasure!
Building a strong credit profile that’s firmly cemented in my 🧠. From a 640 in march to a 710 in November I want a 800
Now that's progress right there 💯
FULL FACTS... I SHARED THIS TO ALL MY FAMILY AND FRIENDS!
Let's go fam
You always looking out Thank you for enlightenment🙏🏾
use your cc from the 1st- 18th then pay it off with your web banking.
use 1 cc for gas,
1 for groceries
1 for entertainment
1 for your house bills, but always pay your cc's off 1 week before they are do.
use web banking to pay them.
You gave me the inspiration needed to move forward
Thank you!
Excellent content and delivery! Keep educating the masses. Blessings!
I need all the help I can get regarding credit investments and etc. where do I start.. Omg let me continue to follow all of your steps via Your TH-cam channel..
I been homeless 7 years maintained my. Credit card but I'm now learning how to live off my credit card and have been getting increases since 2021
I paid off my collections and my score went way up.
Facts
Bro you did your thing on this one 💯
Thanks 💯
@Mr. Will Roundtree Keep On Giving Us And Throwing Down 👇👎 The Knowledge!! Nice Understanding Video.
I don't have many revolving credit cards. I do need a card with lower interest rate
Thank you very thorough I’m 49 and ready to start investment property by 50s which 3 in 1 monitoring should I start with
My fico
Will, I appreciate you. I Salute
Excellent Presentation!
Can you say this is gravy!
This video was everything 🙌🏾
Absolutely!
Thank you so much. I’ve been wanting to buy a house and I didn’t know much about credit. But this has helped me so much!
You are the best!!!!
Great info. Thanks
This was a great video. Thank you 💐
Thank you for watching 🙏🏿
You give excellent advice e. I followed the other video and now NY credit is good but I wanna make it better so I'm back.
Thank you 🙏🏾
So glad I watched this
So paying off an auto loan will unavoidably drop my score but having more credit history will lessen the blow?
Yes that is absolutely correct. If you have a thin profile and that auto loan is paid off with it being one of your only or oldest accounts it can negatively impact you. But if you have a solid profile that isn’t thin it can help lessen the blow 💯💯
@@WillRoundtree Awesome! Thanks for all the info, love your channel
I'm in the same situation... installments + revolving and I can see the light at the end of the "car note tunnel" when is it a good time to add an additional credit card.... while acknowledging that it will lower the age of my credit?
@@ShesWatching You on telegram?
@@WillRoundtree So what would you recommend when a car is totaled and the insurance gives you a pay-out? Pay 80% of it instead of 100%?
Great info
A lot of info, going to follow your method.
Great to hear! 💯
Great info sir !!
Str8 Gems bro 💯
I got a 740 and only have one credit card with Wells Fargo and no debt. Should I get an American Express? Would that help my credit or hurt it?
King , I still owe Columbia House bread lol
The stamina! 🙏🏽
Great information. On a side 📝 take a drink every time He says “Now”
💯
Great info! 👍🏾
29:25 Ohhh okay, that makes sense 🙏
Great video
This is all well said. 👍
Listening from Kansas!
Thanks for tapping in 🙏🏿
There is solutions TYL and thank you Mr. Roundtree!!!
good will letter thanks bro im on it 🔥
l really enjoyed your informative information. l will truly use what l have learned from your video.
Extremely helpful thank you sir! What's the link for the inquiries?
www.inquiryremover.com
When to get a new credit card to improve a thin credit file?
Okay I'm at work listening
Thanks for tapping in!
Mr Roundtree, if I apply for a cc, get approved, then remove the inquiry, won't the bureau question me after that card company start reporting usage?
BX STAND UP!!!
No! They don't ask, buzz me up to share with you some lil secrets also how to boost your credit score.
Thank u sir for sharing value!!
Appreciate you rocking with my channel 💯
Why is the Experian very low all the time?
New sub here! I’ve learned a lot and hope to learn more
Welcome aboard! 🔥🔥🔥
You’re the man
Thank you
I positioned my credit to excellent so I could get a new House
Luxuryhacks helped me increase my credit scores faster than Experian could
@Designer Soapbox Yes
My goal!
Credit usage is also considered on installment loans, but has less impact. You should correct this.
Credit usage is not, it is calculated on your DTI. Go pull an experian.com report and credit usage is only based revolving credit cards. But thanks for your insight King Michael.
@@WillRoundtree why don’t you watch some videos from John Ehrlacker, formerly with FICO and one of the three bureaus, in other words an expert, and see what he has to say. But I will quote from my Experian report of my FICO score: remaining balance on your mortgage or non-mortgage installment loans is high. Glad it’s not a factor.
great video, nice explanation
Glad you liked it!
Great tips
Can I hire my own attorney to dispute. Would that be more effective? I'm disputing a medical bill but if they do not budge, I was thinking of hiring my own attorney.
I needed this! I’ve been so disappointed about my score because it’s so bad. I didn’t know what to do. I’m still a little lost on how to dispute the stuff that’s on there that’s been there since 2002. What type of verbiage should be used since you stated we shouldn’t use the cookie cutter one on the credit monitoring sites?
Peace Family, I recommend you reach out to my team at www.weManagementservices.com for a free discovery call and ask about our 30 day DIY credit repair challenge.
@@WillRoundtree Thank you!
No way in the world should that stuff still be on your credit report. Most items drop off at the 7-10 year mark and U don't create more bad credit. Unless, its student loans U can only dispute those items.
@@momonie4 You are correct. I misspoke. Those are my student loans and they aren't showing negative. It was several other collections.
I need your help with my credit ASAP
Peace Family, please book a free discovery call with a member of my team at www.WEManagementServices.com to learn more about how we can help.
OH MY OH MY i AM SO GLAD