Getting the right Health Insurance in Pattaya, Thailand
ฝัง
- เผยแพร่เมื่อ 7 มิ.ย. 2024
- Health Insurance is a MUST HAVE when you come to Thailand, and here are some very competitive options for you.
Nana kindly explains what options you have available and what cover you can get when you travel to Pattaya or other parts of Thailand.
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Chubb Insurance is an excellent insurance company in the US. Super customer service.
Thank you for sharing this mate
When you press send me a quote it comes up with Pacific cross
@@stupot1952 Me too - where is Chubb?
Trev... Nana looked after me both times I came over last year. Not only was she very professional but you could feel her warmth as a lovely human being just in her responses! I will be relying on her once again when I move there within the next 2 years! Great interview mate! Thank you! 😊
Nice one mate thank you for sharing your experience with us mate much appreciated
Always top advice again Trev,, cheers 👍👍
Thanks mate glad you found the video informative, cheers
Thanks for the info. Gives me something to think about. Stay safe and healthy M8!
Cheers mate
Good job mate thanks for your efforts and sharing your experience 💯
Cheers mate
Trev
That is a fantastic helpful segment today.
Thanks
Cheers mate
Good tip👍👍, thank you for both of you guys, have a wonderful time , healthily and happiness!
Our pleasure!
Great bumping into you at Play Girlz. Thanks for the content, insurance is the final item on my 10-year visa 'to do' list.
Cheers mate, nice to meet you
Great information 😊
Thank you
Thanks, Trev
I remember Nana from a previous episode or 3
Essential Info.👍🏻👍🏻
Yeah she is great
If you have any underlying disease like hypertension, and have a heart attack or a stroke, it's a waste of money, as you won't be covered.
Very true, I’m 55 and have hypertension. I got quoted 98,000b by pacific cross for the initial year (it will go up every year with age) for a policy that excludes any cardiovascular related problems. What use is that to me if I have a heart attack or stroke and survive? Dropping dead with a heart attack or stroke isn’t a problem, the problem arises if I survive and wake up to a hospital bill of potentially millions of baht. Leaves me with no alternative but head back to my home country before I get much older.
Gotcha mate
Great video and thanks for information on health insurance 👍 😀
Cheers mate
Chubb is well known here in NZ as well, I have used and claimed travel insurance with them. They are brilliant !!!!
Thanks for sharing your experience with us mate, cheers
Perfect timing Trevor. I'm currently on an expensive Pacific Prime "Moratorium" policy. I'm suspicious I may have been misinformed about the ability to use the policy with confusing rules about pre-existing conditions and so forth. I'm scheduliong an appointment to chat with Nana about my options. Thanks Bro ! Cheers -
Cheers mate and hope you sort things out
Important to have good Health in Thailand !!
Very mate
Good Info
Thank you
Another one very few people realise about is your Home insurance while you're away. If you live alone and leave your home unoccupied for more than 60 days and something happened, eg, a fire or a flood, or a break-in, your insurance is unlikely to cover it. Some will cover 90 days but you pay a much higher premium and excess. It's just another way insurances get out of paying. Check the small print guys. Even your car may not be covered if you're away more than 60 days. Check, check and check again.
Wow never even gave that a thought
Incredible chemistry between you two. I was positive there was gonna be kissing.
Lol now now Nana is a lovely lady
You can enable the subtitle feature on TH-cam...
Mate no idea how I do that lol
Great informative video. Can you do one about what vaccines you need before coming to Thailand. Thanks
Try my best
No vaccines needed at this time.
Will be asking Nana about the required travel insurance
Nice one
Insurance is of course important. Premiums , health aside can be reduced if you can afford an excess .. I’m happy with my cover with Safety Wings , also have another smaller one with Pacific Cross & an accident plan too . In my opinion , do not take the risk of not having any cover .
Thanks mate
@@Buzzinpattaya but of course getting some cover is better than none. The higher up hospitals can charge 5-8000 p night plus .. , my friends mum is in bkk hospital now. The bill to date is 46000.. for 3 nights , room , treatment , drugs , care .. yes we’d all like 3/4/5m cover but they can get pricey for us 50 somethings 😀
Also I’d add , be realistic on what you can afford , don’t overstretch ££ then have to end up cancelling it
hi there from nz great video.. is there an option for a short term tourist say 1month to get health insurance or is it better to get that before I leave my home country cheers dude
Hi mate cheers,.please.email Nana see what she says. Email in video description
👋 very close podium run this morning phew 😓
Close but no cigar for me. We'll played 🏆
@Raymond Turner Thanks Raymond. Was tough this morning with @Sandgroper fast fingers 😃
haha BOSH!
@@Ian4444four Yes mate , we were all on the starting line this morn 👍🏼
Am curently using Pacific Cross - which is in Pattaya.
Gotcha mate
Prices!! Some relevance!
Impossible every is different, just email and ask
Iam.. getting..health.. insurance..before..i..go..to..the..land..of.. smiles..thanks..again..for..the..info..Trevor..!!!😊
Very welcome mate
Hi Trev my health insurance here in the USA is expensive but I have to have it great video today as always do you know if your be doing a Sunday funday this week have a great day and night
Cheers mate
@@Buzzinpattaya you too trev
Good interview Trev. Ill get in touch . Im crap at forms . Have to have a meet up with her and her team cheers
No probs mate she is very helpful
The problem with insuring folks with pre-medical conditions, but not covering the costs related to these conditions, is that most illnesses, one can argue, are related to these pre-existing conditions.
For example Diabetes: can be the cause of many eye problems, heart failure, cancer, stroke, and blood flow /amputations etc.,
Gotcha
The best insurance is to live healthy, not easy but it pays out, trust me.@@Buzzinpattaya
Only thing That stops me buggering off and living a life in Thailand (And i could live on Thai food with the basics ).Minefield still though ,even if i met Nana as lovely as she is ..Health insurance is Massive
Yeah I get ya mate
Hi Trev, great vid and thank you.
I have purchased a Non O policy today after watching your vid, which l truly hope I never use lol 😂
Haha welcome and yes I hope ya don't too lol
WOW Was that last Interview really 2 Years ago I remember it very Well talking about the Insurance and then Lighting up Talking About Trench Town, I need to Contact the UK Government for an increase in my Pension to become a Buzzin Member
Yeah how time flies mate
Also mentioning she is Pakistani...😂
Luma travel insurance i use hope they good company to use?
Hope so too mate
If you’ve had any medical issue best to self fund
ok, hope ya got deep pockets mate
@@Buzzinpattaya even if you have insurance you will struggle to get paid out if you smoke or have had any medical treatment
all i want is health insurance that will cover motorbike use, that will pay out, proving super difficult?
Please ask Nana
What kind of insurance is available for a person wanting to retire to Thailand with existing conditions. In my case Diabetes and Parkinson’s disease?
Please email Nana direct, email.in description
You got to watch these insurance companies they want you to pay the first 40,000/100,000 of any claim as well as paying your insurance you only need to go to Bangkok pattaya and the money clock starts as soon as you walk through the door
Gotcha mate
Sounds very reasonable. If 100% genuine a Thai based insurance policy has to be the best way forward.
@Ying Manbogae But she seemed so nice.... 😄
Please speak to Nana
@@Buzzinpattaya I will Trev.
Trev, interesting video insurance is not easy to get cover at almost 80, but i will be contacting Nana for a quote,,
Cheers mate hope she can help you
Unless I missed it, you never mentioned how much these policies cost? And can the subs be paid monthly?
Please email Nana as each policy varies, her email is in video description mate
What about motorcycle insurance car if a Falang has and for eg the bike is stolen what or how’s much Is paid back for loss ????
please email Nana
It would be very beneficial to everyone if she had told all what the cost per each level of coverage was, monthly, yearly etc.
Just message her she will answer you?
Would you like him to wipe your butt too ?
I love her personality.
She is a lovely lady
Do I get my health insurance here in Canada or do I have to get it in Pattaya Thailand?
Please email and ask Nana
Just tried to click onto the different insurance policies but would not come up at all even the Bike insurance might be something wrong with the site.
Hope Nana sees this
She is talking about chubb, but the link take me to Pacific cross...
Thats the link she gave me
The email for Nana bounced for me - is it correct?
Dear All / I have some issue with my email id , for old and new inquiry please send me email on Nana@one2go.net ka 🙏
👍🏼🍻🇦🇺 Morning Pattaya people
Close today mate, solid silver well played
Podium indeed
@@raymondturner9441 Cheers Ian mate , it was a bloody close one today 👍🏼
@Sandgroper you are in oz ? Ian in Thailand . I'm in London you guys are closer to the video when it comes out lol
@@raymondturner9441 Haha , that is too true mate 👍🏼
What if you have an underlying health issue.
Please contact Nana
With her hand movements, she must be part Italian lol
More to do with nerves, happens a lot
She is part Pakistani!!...😅
10,000,000 if you're paying that you're getting ripped off. The only thing that would cost over a million is long term cancer care.
ok
true and that does happen
Were does she work
One2go insurance
Happy wan phut
Cheers mate
Same to you Ian mate 👍🏼🍻🇦🇺
What a lovely lady.
Absolutely
not bad for a Pakistani😂
Do your insurance paying for victim that thailand football team do couple days ago? 😄
Lol
What is Nan's email. And her business name, the information is not clear.
Contact details are in the video description
If you are well into retirement then they want 40 million a month that covers nothing other than being run over by a bus because of pre-existing conditions ruling out everything else.
Maybe ask first?
This is absolutely the number 1 issue with all these insurance policies and companies. You pay a massive premium for...what? EVERYTHING you are already suffering with is not covered. Take diabetes for example - the world is absolutely full of sufferers, but the condition is being managed with lifestyle and dietary changes and medication. That's not good enough for the insurance companies, though. Bang! excluded...also kidney failure (associated), heart attack (associated) etc etc. You end up with expensive 'cover' that covers nothing.
Trev, have you ever thought about changing the lads-pattaya-banter feeds name to PC-Talks? Cos it's not really banter if you're just gonna cry and delete things because it might be offensive, is it!?? Might explain why nobody uses it anymore? 🤷🏻♂️
Mate email me as not sure what your saying so please drop me an email 247pattaya@gmail.com
Trev - stop keep taking the mickey - you make youreself look liike a 24 carat amateur ....
I am, never once said I was anywhere close to being professional, enough of those out there already
Q, Why do you now use Chubb ?
A, better coverage and available, 24 hours a day.
10 minutes later...
Q, why do you now use Chubb 😅😅
See I take care of you all just incase you missed it the first time lol
Onr2go, sounds like a prostate ailment
ok
Something else to think about with all these insurance companies and policies, and this point should be amplified above all.
You apply for insurance. maybe you go for a medical and maybe you declare all your pre-existing conditions. The insurance company, fearful of a big claim somewhere down the line , immediately EXCLUDE it all. So you have no cover for your pre-existing conditions. But then they do the premium assessment and ...whoops... your premium is much higher that you thought it would be...because... 'you have all these pre-existing conditions, sir!'
Double whammy. The insurance companies want it both ways, have the cake AND eat it.
Either rule out the pre-existing and give a much, much lower policy cost (because you ain't covering anything), OR, charge the high premium and cover it all. You cant have both, and yet, this is the insurance rip-off being peddled in Thailand every day of the week. Older expats paying a hefty and unrealistic premium for zero cover on the things they may or may not need at some point in the future.
The insurance companies dont want guesswork or taking a chance on things that may or may not happen. They want a cast iron guarantee of profits, and people
taking a policy under those arrangements are buying into the scam.
Sorry, but it had to be said, and they are all the same and all doing it.
Gotcha mate
Don’t ever use AXA absolute rubbish
TimG don’t use Pacific Cross either 😩😩😩
OK
She needs a better mic.
It's the same as mine she just talks quietly
Stay away from Safetywing/Nomad insurance if you want to get paid.
Okay
Glad to hear they ditched Allianz. I got COVID in early 2022 and had to report to a hospital due to the laws back then and Allianz found a technicality in the situation to avoid covering me. I had to pay the 190,000 thb bill on my own to leave the hospital after 10 days and I never had symptoms. Nana and team frantically tried to help out but ultimately Allianz left me out in the cold stuck with the bill. I think One2Go made a good decision to replace them. Nana put in a valiant effort for me so they definitely have your back if you need help! Highly recommend!
Cheers mate