I've just begun learning about value investing, and I've found that many good stocks are undervalued despite their intrinsic value. If you had $200,000 to create a strong investment portfolio, which stocks would you choose for better returns?
I think a good investment portfolio should have three basic things: ETFs for diversification, dividend stocks for cash flow, and leading tech stocks. With your budget, it's a good idea to talk to a fiduciary financial advisor for expert advice.
I agree with you. As an early investor in NVDA, AVGO, ANSS, and LRCX, my financial advisor's advice was incredibly helpful. Over the past 7 years, she has helped me find stocks that did 10x multiple times. With her help, I've grown my portfolio to over a million dollars.
I'm cautious about giving specific recommendations since this is an online forum and everyone situation is unique, but I've worked with Melissa Elise Robinson for years and highly recommend her. Look her up to see if she meets your criteria.
Thanks for sharing. I curiously searched for her full name and her website popped up immediately. I looked through her credentials and did my due diligence before contacting her.
Mohan Sir, I've recently begun following you and have become a dedicated fan. Your videos are incredibly informative, and you're making a significant contribution to the Tamil community here in the USA, especially for first-generation immigrants like myself. Thank you sincerely for sharing your valuable insights.
I have been a great fan of yours, Vijay sir. The way you explain your videos in Tamil is quite funny and, at the same time, very fascinating. It has helped me understand the nuances of finance better, and my perspective on money has completely changed. Please continue to upload videos and make us financially sound and knowledgeable. I would like to ask you a favor. Can you make a video on “Reverse Mortgage”? It is quite popular in Western countries but was introduced in India several years ago. I have noticed that most TH-camrs have not covered it. If you can cover it, it will be extremely helpful to understand the intricacies through your video.
Guru ji.. valka valamutan.... Rompa nalaikku piraku unga new vidio va pakure. Old is Gold. All old videos is super. Now i am invest Nifty 50 per month ten thousand for next 15 years.
Excellent Video Vijay Sir. However I have few questions about gold 1) We understand that gold can never beat equity return. In such a scenario why central banks of different countries keep buying tonnes and tonnes of gold. If it is good for a nation it is should be good for its citizens also correct 2) Gold is said to volatile and return is unpredictable. In this scenario why US Federal Reserve holds over 8k tonnes of gold and Indian Reserve Bank holds over 820 tonnes of gold. All these are not accumulated suddenly correct 3) Along with war tension and Indian rupees getting massively hit another reason for high gold cost in India is huge import tax of 15% on gold is also another reason I believe 4) Why all the countries try to accumulate or accumulating gold always. Why they are not selling it or atleast not stopping to buy. 5) Though US has put sanctions over Russia and it is said that 300 billions have been blocked, still Russia is very cool due to the gold reserves it has?? US, Germany, Italy, France and Russia are the 5 top countries whose central banks hold more gold. Please as a financial expert it would be great if you share your point of view on the above points. If possible please think on these angles and post a video for all to understand better. Many Thanks
First of all thank you.. Your channel is a guiding light for my financial literacy. I have watched almost all the videos in your channel. I genuinely can’t answer the following question regarding withdrawal after your retirement. Say you are 30 & You achieve your planned corpus by the age of 50 and you have decided to retire. Your portfolio consist of 70% index and 30% doesn’t have any stock exposure. Assume Index is giving 12% in average but others giving you only 6-7% returns average but fairly consistent returns year on year + relatively secure unlike Index. You outlined in many of your videos that as you are close to your retirement- You should move your corpus gradually to safe investment ( which with my knowledge can’t give more than 7%). My worry is - If I move my corpus to safe zone won’t the value of my retirement corpus (money) dwindle?? Won’t I run out of money before my expiry 😊 in this world ? Please clarify. Thanks in advance. And suggest me a book sir that I can start with about finance.
That is why you should target at least 25 times your annual expenses as retirement portfolio. The more the better. Let's say that you have achieved 25X, then you would withdraw only 1X for your annual expenses, which is 4% of the total portfolio. If your portfolio grew by 7% for that year, you are withdrawing only 4% of it and your extra growth stays invested and grows even more. This way you will never run out of money after retirement.
Also, Vijay's recommendation in one of the Q&A video has been to move next ~5 years expenses to Fixed Income (FD kind of low return and low risk instruments), not the entire corpus.
Hello Anna your videos helps a lot.... Could you make a video about ETF synthetically backed ... Neenga suggest Panna morning star site la parthaen.. why the etf physical is more expensive than etf synthetically backed...? Europe viewers usefulla irukkum....😊
Please post how to analyse companies. I hope you can teach us the best way. Because, there are lot of screeners. However, data is not at all reliable. If i have a look at balance sheet, it is not balanced at least😂. My problem is even if i took the annual statement from company, i couldn’t make decisions. Which one i need to choose for short term or long term. I read the book “the financial intelligence”. So learnt basics how to read Income statement, Balance sheet, Cash flow statement. So please help me. After watched your first video i started to invest. Thank you.
Watch the Nvidia valuation episodes. There are couple of them. You should be able to see what are all the things that you need to consider in measuring a business success.
Hello Mr.Vijay learned lot from you thank you . I have request want to know about how to invest in indian broader index from US in indian currency (not real estate, gold or pension plan and not equivalent index in US like INDA or INDY kind of). Feels like invest one time and forget for 25 year and going back to india after 25 year to retire itself best option, after seeing your last video thanks for that . Please make detailed video starting from NRE/NRO ..zeroda KYC and stuff , feels like not simple as fidelity and schwab over there .
I would invest in the country where I am living. I would move the assets only when I move to the other country. Managing a trading account in India while you are here in US comes with its own head ache (FATCA, FBAR filings etc.). Keep it simple. Just invest here and liquidate when you leave.
I'm new to investing, and l've lost a good sum trying out strategies I found in online tutorials. I would sincerely appreciate any recommendations you have.
Which is better to invest from Australia for PR visa NDQ for NASDAQ100 with 0.48% management fee or QQQM US etf with 0.15% management fee. I am worried about the US estate tax when investing on QQQM - US etf. Please suggest which one to choose? thanks in advance
Mohan anna, I am confused now. Can you please assist me on the below situation. I was doing incremental investment in Nvidia, Adobe kind of companies. Especially when Nvidia reached 25% of growth I did squared off around 730€ because of my strategy of closure but Nvidia gone like anything. So my question is when we do long term investments do we need to cut it at 52 w new highest or not? When to cut and re invest in long term investment.
mohan . One of your videos about principles of investing just threw me apart. I need to meet you some day and buy you lunch. By gods blessing I make millions in F&O. I start my investment looking at that video of yours.
Nan Maldives la Admin work pakkuran ithukku Munnala Oru company la Work Pannuna Maldives la avunga Reason illlama enna terminate pannitanga. So Salary kammiya irunthalum paravailannu Intha work la join pannitta. Oorukku pona kevalama pesunangannu na joined pannitta. But intha company la vandhu 1 month aachi Salary Innum podala Intha company la salary 2 month Salary pending la potturu than poduvangala.... Ippa Enna pannurathu therila . Enku ethavthu Idea sollunga sir plz. Ore Confused Irukku😢
Hi Sir, Is cryto investment is legal in US market, If Yes how much you have invested in percentage and is it safe to invest in crypto from India. Can you pls create one video related to your crypto investment journey and strategies
I've just begun learning about value investing, and I've found that many good stocks are undervalued despite their intrinsic value. If you had $200,000 to create a strong investment portfolio, which stocks would you choose for better returns?
I think a good investment portfolio should have three basic things: ETFs for diversification, dividend stocks for cash flow, and leading tech stocks. With your budget, it's a good idea to talk to a fiduciary financial advisor for expert advice.
I agree with you. As an early investor in NVDA, AVGO, ANSS, and LRCX, my financial advisor's advice was incredibly helpful. Over the past 7 years, she has helped me find stocks that did 10x multiple times. With her help, I've grown my portfolio to over a million dollars.
I'm glad I found this conversation. I have cash to invest but am worried about picking the wrong stocks. Can you refer me to your financial advisor?
I'm cautious about giving specific recommendations since this is an online forum and everyone situation is unique, but I've worked with Melissa Elise Robinson for years and highly recommend her. Look her up to see if she meets your criteria.
Thanks for sharing. I curiously searched for her full name and her website popped up immediately. I looked through her credentials and did my due diligence before contacting her.
Mohan Sir, I've recently begun following you and have become a dedicated fan. Your videos are incredibly informative, and you're making a significant contribution to the Tamil community here in the USA, especially for first-generation immigrants like myself. Thank you sincerely for sharing your valuable insights.
We are expecting at least 1 video every week. Thanks for the information!
How are you sir ,
நல்ல தகவல் , அப்படியே ஸ்டாக் எப்படி செலக்ஷன் செய்வது என்று 3 or 4 episode பண்ணுங்க ப்ளீஸ்
இந்த நேரத்தில் மிகவும் பயனுள்ள தகவலாக இருக்குது சார் நன்றி
Kristina_8850
Thanks for your informative videos...simple and straight to the point with a dash of desi humour...nice
I have been a great fan of yours, Vijay sir. The way you explain your videos in Tamil is quite funny and, at the same time, very fascinating. It has helped me understand the nuances of finance better, and my perspective on money has completely changed. Please continue to upload videos and make us financially sound and knowledgeable.
I would like to ask you a favor. Can you make a video on “Reverse Mortgage”? It is quite popular in Western countries but was introduced in India several years ago. I have noticed that most TH-camrs have not covered it. If you can cover it, it will be extremely helpful to understand the intricacies through your video.
Useful information need more like this about share market
Guru ji.. valka valamutan....
Rompa nalaikku piraku unga new vidio va pakure.
Old is Gold.
All old videos is super.
Now i am invest Nifty 50 per month ten thousand for next 15 years.
Thanks for your great service and very useful information
Very useful recap on investments Mohan! Your video content is very sharp and perfect! Thank you! Please post frequent content.
You always rock. Thank you, sir😊
Excellent Video Vijay Sir.
However I have few questions about gold
1) We understand that gold can never beat equity return. In such a scenario why central banks of different countries keep buying tonnes and tonnes of gold.
If it is good for a nation it is should be good for its citizens also correct
2) Gold is said to volatile and return is unpredictable. In this scenario why US Federal Reserve holds over 8k tonnes of gold and Indian Reserve Bank holds over 820 tonnes of gold. All these are not accumulated suddenly correct
3) Along with war tension and Indian rupees getting massively hit another reason for high gold cost in India is huge import tax of 15% on gold is also another reason I believe
4) Why all the countries try to accumulate or accumulating gold always. Why they are not selling it or atleast not stopping to buy.
5) Though US has put sanctions over Russia and it is said that 300 billions have been blocked, still Russia is very cool due to the gold reserves it has??
US, Germany, Italy, France and Russia are the 5 top countries whose central banks hold more gold.
Please as a financial expert it would be great if you share your point of view on the above points. If possible please think on these angles and post a video for all to understand better. Many Thanks
Very simple and straightforward updates, thank you for services
Vijay sir how r u? I am waiting for your blessed videos. Thank you sir
Good crisp explanation for this time. Its a good reinforcement of knowledge and a nice compilation what you have covered in earlier chapters 👍🏼
First of all thank you.. Your channel is a guiding light for my financial literacy. I have watched almost all the videos in your channel. I genuinely can’t answer the following question regarding withdrawal after your retirement.
Say you are 30 & You achieve your planned corpus by the age of 50 and you have decided to retire.
Your portfolio consist of 70% index and 30% doesn’t have any stock exposure.
Assume Index is giving 12% in average but others giving you only 6-7% returns average but fairly consistent returns year on year + relatively secure unlike Index.
You outlined in many of your videos that as you are close to your retirement- You should move your corpus gradually to safe investment ( which with my knowledge can’t give more than 7%). My worry is - If I move my corpus to safe zone won’t the value of my retirement corpus (money) dwindle?? Won’t I run out of money before my expiry 😊 in this world ?
Please clarify. Thanks in advance.
And suggest me a book sir that I can start with about finance.
That is why you should target at least 25 times your annual expenses as retirement portfolio. The more the better. Let's say that you have achieved 25X, then you would withdraw only 1X for your annual expenses, which is 4% of the total portfolio. If your portfolio grew by 7% for that year, you are withdrawing only 4% of it and your extra growth stays invested and grows even more. This way you will never run out of money after retirement.
Also, Vijay's recommendation in one of the Q&A video has been to move next ~5 years expenses to Fixed Income (FD kind of low return and low risk instruments), not the entire corpus.
You are always straight to the point. Thanks!
Even though its a old one, good one to refresh the knowledge base.
Your videos are very useful. Thank you so much!
Please do regular videos. Atleast weekly once or twice
Yes....
Sir weekly once
@VijayMohan sir - when you retire what are the medical insurance options and cost in US .. can you pls make a video for it?
Awesome sir...u have covered everything..
Superb Summary of every available option..
Thank you so much for the information sir
Thank you for your video after long time 🙏
Super video sir
Hi Vijay, Please add video for NPS ( Corporate ) for retirement plans
Waiting to meet u tomorrow boss !!
Sir, May I know the difference between fund of funds and normal funds and is this safe to invest in that funds
Sir, wanted to know about gigastar markets. Pros and cons and how to invest. 🙏🏽
Kindly explain the concept of SWP. Is it really more powerful than SIP?
Hello Anna your videos helps a lot.... Could you make a video about ETF synthetically backed ... Neenga suggest Panna morning star site la parthaen.. why the etf physical is more expensive than etf synthetically backed...? Europe viewers usefulla irukkum....😊
2024 தேர்தல் முடிவும் பங்கு சந்தையும் குறித்து ஒரு வீடியோ வேண்டும் சார் 🎉❤
Another good video. Thx Vijay
Nifty 50 or nifty large mid cap 250 which one Best sir pls solunga sir🙏
Thala, ivlov naala ungala follow pandrom, idhellam basic knowledge, already learnt from you. Pudhusa edhachum podunga. Indha video edho podanume nu pota mari iruku. Aprm ungalkum mathavangalkum ena difference?
Itha create pannum pothu enakkey athu thonuchu. Aana antha original "Asset Allocation" episode pottu 3 varusam aachu. Ippo ellam yaarum palaya videova paakurahtu illa. Puthu subscribersku ithu puthusa thaan irukkum. But I totally agree - this is old araicha maavu. 🤣
But still this is useful for us. We are refreshing our knowledge and direction. Thanks for your great service@@InvestmentInsightsTamil
@@InvestmentInsightsTamilWell said sir. It is really helpful for new subscribers and investors like me. Great job sir!!❤🎉
@@InvestmentInsightsTamil Unga bashaila solanumna, palaya saraku, but bottleum palasu😂. Anyway, fair enough as people are saying it is useful.
Easy to forget basics….so refreshing it time to time is 👍
Good one 👏
Hello sir, how to invest in nifty50 index from US ? Do you recommend any specific platform ?
Sir, please suggest about investing in alternate assets such as invoice discounting, private bonds etc
Please post how to analyse companies. I hope you can teach us the best way. Because, there are lot of screeners. However, data is not at all reliable. If i have a look at balance sheet, it is not balanced at least😂. My problem is even if i took the annual statement from company, i couldn’t make decisions. Which one i need to choose for short term or long term. I read the book “the financial intelligence”. So learnt basics how to read Income statement, Balance sheet, Cash flow statement. So please help me. After watched your first video i started to invest. Thank you.
Watch the Nvidia valuation episodes. There are couple of them. You should be able to see what are all the things that you need to consider in measuring a business success.
@@InvestmentInsightsTamil thank you 🙏🏽
Thank you Vijay 😊
Systematic withdrawal plane (SWP) investment பண்ணலாமா video போடுங்க sir
hi sir always waiting for your videos
You are the best teacher for finance. It takes huge effort to make a content so simple. Salute 🫡
Hi sir indx fund full explanation and. How to open index fund put one detail video
can you talk about NRI investing in Indian Mutual funds from USA and its tax implications. Which account is best to invest from NRE or NRO acct?
My investment guru thanks you 🙏
One question sir If you deposit in RBI Bond directly instead in Bank FD can avoid the issue of Bankrupcy ...
..
Well explained thanks
Boss
Miss u
Please come frequently
Sir good evening🎉🎉🎉
Thank you sir ❤
Hello Mr.Vijay learned lot from you thank you . I have request want to know about how to invest in indian broader index from US in indian currency (not real estate, gold or pension plan and not equivalent index in US like INDA or INDY kind of). Feels like invest one time and forget for 25 year and going back to india after 25 year to retire itself best option, after seeing your last video thanks for that . Please make detailed video starting from NRE/NRO ..zeroda KYC and stuff , feels like not simple as fidelity and schwab over there .
I would invest in the country where I am living. I would move the assets only when I move to the other country. Managing a trading account in India while you are here in US comes with its own head ache (FATCA, FBAR filings etc.). Keep it simple. Just invest here and liquidate when you leave.
Thanks for the reply Sir, longterm rate of return and inflation here vs india , $ value goes down all of this factors tempted me. 😀
I'm new to investing, and l've lost a good sum trying out strategies I found in online tutorials. I would sincerely appreciate any recommendations you have.
Sir, SIP ku yethum video potrukingla? Kindly send me the link sir
Can you pls post a simialr gold vs return screenshot
Which is better to invest from Australia for PR visa NDQ for NASDAQ100 with 0.48% management fee or QQQM US etf with 0.15% management fee. I am worried about the US estate tax when investing on QQQM - US etf. Please suggest which one to choose? thanks in advance
Hello Sir! Great Content. Thank you!
Do you have a video on evaluating Individual stocks ?
Check the episodes under "Share market" playlist.
Checked out already! Thanks again for explaining DCF with great clarity!
Mohan anna, I am confused now. Can you please assist me on the below situation.
I was doing incremental investment in Nvidia, Adobe kind of companies. Especially when Nvidia reached 25% of growth I did squared off around 730€ because of my strategy of closure but Nvidia gone like anything. So my question is when we do long term investments do we need to cut it at 52 w new highest or not? When to cut and re invest in long term investment.
Index funds vs stock compound pathi video podunga sir❤
great mohan
IND money its best for us investment ????😢
What is your opinion on AI trading on Forex market. People are saying crazy returns.
Thalaivare…… Is it really good to have US stocks exposure..? Your inputs please gurunadhaa…
Watch this: India Vs USA: th-cam.com/video/Z2cgS0fiK9E/w-d-xo.html
The recent activity in the IPO market is quite notable.
Indeed, it's been quite active with numerous companies going public.
Dear Mohan, Thanks. What is your advice for a retired person like me? FD ? Or MF?
Apo ethula sir invest panrathu
Vijay Sir Please Add English Subtitles.Thank u ❤❤❤❤❤
Just added.
mohan . One of your videos about principles of investing just threw me apart. I need to meet you some day and buy you lunch. By gods blessing I make millions in F&O. I start my investment looking at that video of yours.
Posted..right time
Very clear
Thank you so much sir
Thanks Sir 🙏
Awesome
Nan Maldives la Admin work pakkuran ithukku Munnala Oru company la Work Pannuna Maldives la avunga Reason illlama enna terminate pannitanga. So Salary kammiya irunthalum paravailannu Intha work la join pannitta. Oorukku pona kevalama pesunangannu na joined pannitta. But intha company la vandhu 1 month aachi Salary Innum podala Intha company la salary 2 month Salary pending la potturu than poduvangala.... Ippa Enna pannurathu therila . Enku ethavthu Idea sollunga sir plz. Ore Confused Irukku😢
2 masam salary vandhadhum vaangitu, oora paaka vandhu searu, nalla opertunity varumbodhu vera country pooi vela paathukalaam
Hi Sir, Is cryto investment is legal in US market, If Yes how much you have invested in percentage and is it safe to invest in crypto from India. Can you pls create one video related to your crypto investment journey and strategies
1980 one litre petrol 5 Rupe, golde one gram 130 rup
Super 🎉
thank u sir
Good
Thanks dad
Good evening vm sir ❤,,,,,
Sir ETF invest pannalama
Mm
Where are you in US sir.
Navi nasdaq 100 is discontinued for NRI investors.
How are you sir
Is Equity your only favorite?
😂😂😂😂
இப்ப என்னதான் பண்ணனுங்கிரிங்க
👌
ஐயா வணக்கம்
👍
Video va neutral ah podunga unga favourite ku video podathinga
👌👍🙏
❤
எவனவது ஒரு கிறுக்கு பிரதமர் வந்து Equity Gain Ku. 40% Tax ந்னு சொல்லிட்டா என்ன செய்யுறது😢😢😢😢
Gurunaadhaaa.... Vandhuteengala....
Is there is any app for online share market investment sir?
ஐயாவிற்கு, சொந்த ஊர் எதுவோ? வர வர பேச்சில் குசும்பு புகுந்து விளையாடுகிறது 😂😂😂
Thank you for the post sir @investmentinsights...