00:02 Students applying for education loan in public sector banks must apply on Jan Summit portal for India or abroad. 02:09 Get assistance for technical issues on the Jansama portal 04:17 Eligibility for education loan subsidy scheme 06:26 How to fill out the education loan subsidy form step by step 08:22 Key details for education loan application while going abroad. 10:22 Completing applicant and co-applicant profiles 12:28 Verify account, add loans, upload documents and submit application 14:28 Choose the branch carefully and seek guidance from the college financial officer. 16:24 Request a call back for educational loan assistance
Is 'b.tech in a computer engineering' course eligible for jansamarth CSIS scheme? Please provide a list of which courses are eligible for the Jansamarth CSIS scheme.
Hello, The Central Sector Interest Subsidy (CSIS) scheme in the Jansamarth portal is available for students pursuing technical or professional courses in India after class 12. The courses must be from recognized institutions, including: NAAC-accredited institutions, NBA-accredited programs, Institutes of National Importance (INIs), Centrally Funded Technical Institutions (CFTIs), Indian Institutes of Management (IIMs), and Other institutions set up by the Central/State Government. Hope you have understood.
Hello mam how to cancel registration from janasamarth portal , because i fill amount of 6.5lakh but they approved for 2.25 lakh and now im able to fill vidhya laxmi portal because already registered through janasamarth 🙃
Hi, unfortunately, you cannot apply to the Vidya Lakshmi portal because you have already applied on the Jansamrath. For more details related to scholarships or Education loans, you can visit bit.ly/3MVP0Sy
Hi Surendra! The subsidy of the interest accumulated during moratorium period will be paid by the government to the banks directly. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/3KLb0zu
Hello Ajay, Thank you for your feedback. If you are seeking assistance with your education loan process then our team can help you. To contact us kindly request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Hi Krethick! The total interest accumulated during the moratorium period (Course duration + 6 months) will be paid off by the Government at the end. If you are seeking help from our loan team with the Education Loan process request a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to evaluate your profile and check your eligibility with 14+ Public and private lenders and walk you through the entire process.
Ma'am, if I get the csis scheme, and then the edistrict higher education scholarship as well, will I be able to avail that scholarship and cancel the csis scheme, or will I become ineligible for the scholarship because of the csis scheme?
Hi Karan, Please keep in mind that you will receive a subsidy on your education loan. If you receive the subsidy, you will not be required to pay any interest throughout the moratorium period. If you are awarded an E-district higher education scholarship, you will not be required to take out an education loan. So you won't have to worry about the subsidy. If you need assistance with your education loan, please contact our team by requesting a callback on this link: bit.ly/48cTdcR or call 9889882090.
Hello ma'am! Your video is very informative Doubt I have is if I have already taken education loan from Canara bank and my degree is completed. In few months repayment starts, can I now apply for subsidy?
Hello Divya, To be eligible for the CSIS scheme one's family annual income should be less than 4.5 lakhs, and to avail of the subsidy scheme one should apply through the Jansamarth portal and take an education loan from the portal. Ideally, it is not possible to get the subsidy since you have already taken an education loan.
Hi Shreekrishna! There may be some technical glitch. You can try refreshing the page. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/3KLb0zu They will evaluate your profile and check your eligibility with 14+ public and private lenders so you can get an education loan best suiting your profile.
hello maam after completeing the form on janasamrth portal it is showing that ("Your application has been sent to bank. You can contact to the branch for further processing.) but i got mail form janasarth that ( Your loan application did not match with any banks product Hello Rohan Ravindra Kadam, Thank you for registering with us and showing interest in JanSamarth. We regret to inform you that your application is not eligible for CSIS as per the Product/Scoring set by multiple Bank(s). ) so my question is will i get the loan or not?
Hi Rohan, First please check with the banks whether they have received your application and if they can proceed further or not. You can also write an e-mail to Customer.support@jansamarth.in. Also can you please let us know what is your loan requirement?
Mam as i read most of the students telling in comments section that they applied through jansamarth and bank is telling them to apply through vidya laxmi portal is this problem still there what should i do i want to apply now when i opened vidya laxmi portal it says to avail education loan with subsidy apply through jansamrath portal what to do now i completed 8 steps in jansamtatha portal what to do
Hello Ma'am, I registered on vidhya Laxmi portal and completed the loan application form and submitted to bank. After tht they gave me loan application form from the bank side ( sbi) , there it was a question like are you eligible for CSIS ,if yes then provide income certificate with less than 4.5 L. I didnt knew about subsidy scheme, otherwise i would have registered on jan Samarth portal . So will i get the subsidy benefit now ?. So will i get the subsidy
Hi Omkar! Yes, you can get the subsidy benefit. You can fill Jansamarth form even after registering on Vidyalakshmi portal. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/3KLb0zu
Maine bhi vidyalaxmi poortal se apply kiya tha mere ko loan mila, but maine abhi tak subsidy ke liye cliam nahi kiya hai? Mam please help me to get my loan subsidy?
Hi Aditya, If your co-applicant is unemployed or a farmer you can select 'others' in the employment category. The profession doesn't matter if you meet the eligibility conditions for the CSIS scheme. Hope this has answered your question.
My bank is denying for loan through the Jansamarth portal and through vidyalaxmi I won't get subsidy like Jansamarth... The bank is SBI 😢 What should I do now 😞
Hi sheetal, unfortunately, we can not help you but yes usually students face this type of problem because banks are not fully aware of the Jansamarht portal that's why they refuse in that case you need to write an email or call on Jansamarth helpline number. For more details related to scholarships or Education loans, you can visit bit.ly/3MVP0Sy
I have applied for loan in jansamth portal and my income is less than 250000 but he is refusing my application so why is it because the eligibility is less than 250000
Hello, The CSIS scheme waives the interest up to 10 lakhs paid by the applicant during the moratorium period. The interest will not be given to the applicants, simply the interest will waived. Hope you have understood.
Hello ma'am! While filling form, I was asked to fill my course details. Unfortunately no UG courses from my university for available to choose (including mine). I cannot proceed further as there's no OTHER COURSES option. How can I apply for the subsidy?
Hi Parmod! You will be required to check whether your course is a technical/professional degree approved by NAAC / NBA / CFTI. We would also like to inform you that our team can help you with the entire process of obtaining an education loan at the lowest interest rate possible. Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to check your eligibility with 14+ public and private banks so you can get the best education loan deal suiting your profile.
Hello! Haan, aap scholarship aur education loan dono ke liye apply kar sakte ho. Scholarship usually merit ke basis par milti hai, aur education loan lene se aapko scholarship milne mein koi dikkat nahi hoti.
Mam i applied through jansmarth for education loan but the banker is saying that i had to apply through vidhya laxmi portal and they cannot procees my application further or i have to talk to higher authorities and they are also saying to apply through vidya laxmi😢
Hi! Jansamarth portal is there to claim the subsidies provided by the government. For an education loan, you may apply via Vidyalakshmi portal or get in touch with us by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hello, To apply for the CSIS subsidy scheme, please visit the Jan Samarth Portal and register. Once you register, you can start applying for an education loan and scheme as shown in the video. For any queries refer to the Jansamarth form-filling process video using this link: th-cam.com/video/1qdzHGnoqEs/w-d-xo.htmlsi=042oeOE_BHdEBPZ2. Hope you have understood.
Hi! Glad you found the video helpful. For further one-on-one guidance with the loan process, please connect to our loan team by requesting a callback on this link: bit.ly/3KLb0zu Once you fill out the form, they will get back to you to evaluate your profile and check your eligibility with 14+ public and private lenders so you can get the best education loan suiting your profile.
@@i_am_sabirrr All of our services are completely free of cost as we are funded and supported by the Ministry of IT, Government of India. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/3KLb0zu
Hello Gowtham, Vidyalakshmi portal has banks registered on it which provide education loan and Jansamarth has loan subsidy schemes; so if you want to apply for a loan, use Vidyalakshmi and after applying, if you are eligible for subsidy, apply on Jansamarth. Our financial officers will help you choose the right education loan and subsidy for you, Use this link bit.ly/48cTdcR to connect with us as soon as possible.
Hi Rajendra! Glad you found the video helpful. For further one-on-one guidance with the loan process, please connect to our loan team by requesting a callback on this link: bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.
From which bank you took loan and what interest? Im thinking for cooperative bank as rest all are giving at interest > 10%. Do subsidy cover only 3-4% interest or full interest? Many bank saying you get 3-4% of interest you pay per year during course!
Hello Atul, You have to fill out the form before going to the bank. After filling out the form based on your eligibility, you can apply to the suitable banks. Our team can help you find a suitable bank by analyzing your profile. You can contact us by using this link: bit.ly/48cTdcR or by calling us at 9889882090, and our team will contact you shortly
Mam i have submitted my application for educational loan in jansamarth portal.will i able to download the application like vidyalakshmi portal ?.The bank manager is asking for application
Hello Tishan, You can download the application by checking the "Dashboard" and the "My Applications" section. If you cannot download the application from the Jansamarth portal, kindly email their customer support using the provided mail ID: Customer.support@jansamarth.in for assistance.
Hello, Once you've submitted each step, it's usually not possible to go back and edit. However, if you can still access specific pages, then edit the possible sections. We suggest you cross-check every page before submitting the application. If you face any issues with your application on the Jansamarth portal, we suggest you to contact their customer support by emailing: Customer.support@jansamarth.in, and they will assist you.
Hi, you can change the bank to any of your choice. I hope you’ve understood. For further queries, request a callback at bit.ly/48cTdcR. Our loan team will get back to you shortly.
Hi! You can get subsidy but the education loan product of Cooperative Bank is not very competitive compared to the other options in the market. We can provide the lowest interest rates by negotiating on behalf of our students with banks. I think it will be a better idea to speak to your financial officer by requesting a callback on this link: bit.ly/3KLb0zu to see which bank will offer you the best terms
Hi Hari! Glad you found the video helpful. For further one-on-one guidance with the loan process, please connect to our loan team by requesting a callback on this link: bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.
Hii, i wanna ask that what kind of certificates that we need from our college like mine is in gujtat bvm college so which kind of and how many certificates or documents that o need from college please reply me earlier 🙏
Hi Jay, Documents required to fill in Jansamarth form is already mentioned in the video. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/3KLb0zu
Hi Astha! Both the applicant and co-applicants Aadhar and PAN is required. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/3KLb0zu
Hello, Both SBI and PNB banks have good education loan products. We cannot determine which bank is better without knowing your profile. To find out a suitable bank according to your profile our team can help you. To contact us kindly request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Hello Vismaya, You can download the application by checking the "Dashboard" and the "My Applications" section. If you cannot download the application from the Jansamarth portal, kindly email their customer support using the provided mail ID: Customer.support@jansamarth.in for assistance.
Hello Divyanshu, To be eligible for the CSIS scheme one's family annual income should be less than 4.5 lakhs, and to avail of the subsidy scheme one should apply through the Jansamarth portal and take an education loan from the portal. Ideally, it is not possible to get the subsidy since you have already taken an education loan.
@@WeMakeScholars Thank you for Confirmation.....I just checked that one year ago government gave me a subsidy of 23 thousand under this scheme....Maybe the bank applied already on behalf of me.
Hi Anjali! A PAN card is a mandatory document for an education loan, you may apply for one online, and get an acknowledgement number within 24 hours. In your case, you can get a minor PAN card as you are not above 18. Along with that, you may also connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to evaluate your profile and check your eligibility with 14+ Public and private lenders so you can get an education loan best suiting your profile, with the lowest interest rates.
Hello there. This subsidy is applicable to students whose family income is less than 4.5 lakhs per annum. The subsidy is applicable to the interest rate on education loan as per the duration of the loan. Talk to us using this number for more assistance 9393344424 or use this link: bit.ly/48cTdcR
Hello Dhivya, You can download the application by checking the "Dashboard" and the "My Applications" section. If you cannot download the application from the JanSamarth portal, kindly email their customer support using the provided mail ID: Customer.support@jansamarth.in for assistance.
Yesterday I visited union Bank of India for seeking information about Csis. And they told that I need to apply through vidyalakshmi portal for this scheme and they told this scheme is also eligible through vidyalakshmi portal. Please assist me with this.
Hello, Since only a limited number of banks are connected with the Jansamarth portal, some banks suggest applying for the CSIS subsidy scheme through the Vidyalakshmi portal. According to information we collected from official sources, to avail of the CSIS subsidy scheme, one must apply through the Jansamarth portal. Also there are better education loan products in other banks and our team can help you with the process. A dedicated financial officer will analyze your profile, assess your eligibility with over 15 public and private banks, and connect you with the most suitable options. You can contact our team by requesting a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Hello Surendra, Please note one cannot apply on the Jansamarth portal after applying on the Vidyalakshmi portal and vice versa. We suggest you to go through with the Vidyalakshmi portal and continue with your education loan process. We are partnered with 15+ banks and our team can assist you with your education loan process. A dedicated financial officer will analyze your profile and connect you with suitable banks. You can contact our team by requesting a callback using this link: bit.ly/48cTdcR or by calling 9889882090.
Mam, are there any specific subjects in which we can take loans. Because my subject is PMIR but it's not in the subject list which is mandatory. Please tell me mam.
Excuse me maam While filling the coapplicant details What to fill in place of employment details because my mother is my co applicant and she is a housewife.pls tell what to fill
Hey! Kindly select ‘others’ in the employment details section. For further queries, request a callback at bit.ly/48cTdcR. Our team will get back to you shortly.
Hey Shyam! A co-applicant is a co-borrower that signs the education loan application and loan agreement with the student. Co-applicants are necessary for an education loan as the financial lender will turn to them if the primary applicant (student) fails to repay the loan in case of unforeseen circumstances. Yes, a student's father/mother/guardian can play the role of a co-applicant. Now coming to your third question, the loan must be applied in the name of a student. Although the father can do the application formalities on behalf of his child (in some exceptional cases), the loan must be taken in the name of the student himself. You can get all your doubts clarified at: bit.ly/48cTdcR. Our team of Financial officers will look into the student's profile and provide them with the best possible educational loan option. All our services are free of cost. You can go through this article for a detailed understanding of the co-applicant's role while applying for the loan: www.wemakescholars.com/education-loan/co-applicant-eligibility-criteria-for-education-loan
Hello, We suggest you to drop an email to Jansamarth customer support regarding your issue using this mail ID: Customer.support@jansamarth.in and they will assist you.
Hello, An ITR or proof of income certificate is a mandatory document for applying for an education loan. We suggest including another member of your immediate family as a financial co-applicant with the required documents and our team can assist you throughout the education loan process. We are partnered with 15+ public and private banks and a dedicated financial officer will analyze your profile and connect you with suitable banks. You can contact our team by requesting a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Hi Mythili, A subsidy is financial assistance provided by the government to help individuals. The CSIS subsidy is a scheme that waives the interest on education loans during the moratorium period (course duration + 6/12 months) up to 10 lakhs. To be eligible for the CSIS scheme, the student's family income must be less than 4.5 lakhs per annum, and the education loan must be taken through the Jansamarth portal. Hope you have understood.
Hello Shrinivas! You must indeed have a PAN card in order to be eligible for an education loan and to ensure an accurate financial assessment. You can apply online for a PAN card and receive an acknowledgement number in less than a day. If you are under the age of 18, you can obtain a minor PAN card. In addition, you can reach our loan team by submitting a callback request using this link: bit.ly/48cTdcR. After you submit the form, they will get in touch with you to check and verify your eligibility with over 14 public and private lenders, enabling you to obtain the lowest-interest education loan that best fits your needs.
Hello, If one applies for an education loan, banks will directly pay the tuition fees to the institution. We are partnered with 15+ public and private banks and our team can help you with your education loan process from a suitable bank. A dedicated financial officer will analyze your profile and connect you to a suitable bank. To talk with your financial officer kindly request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Mam hum loan kisi bhi bank se le skte hai ya jis bank me humara account hai sirf ussi se apply kr sakte hai? Jis bank se hum loan lena chahte h usme account hona compulsory hai?
Namaste! aap apne education loan ke liye koi bhi bank chun sakte hain. Bas dhyan rakhen ki aapako jis bank se loan liyaa hai uske sath naya loan account kholna hoga. Ham 15+ public aur private banks ke sath jude hain. isaliye, ham loan prapt karane ki aapaki chances ko badate hain. Hamari team se bat karne keliye, iss link bit.ly/48cTdcR par callback request kijiye.
Hi Pratik, for the type of course section, Kindly select “Graduate” . For further queries, request a callback at Request a callback at bit.ly/48cTdcR. Our team will get back to you shortly.
Hey! you can definitely use your e-pan. if you are looking out for education loan our team will help you check your eligibility with 15+ public and private banks and help you get best education loan which suits your profile. For help, please use this link to request a callback: bit.ly/48cTdcR
Hi Anchit, If you’re opting for a STEM course and taking your education loan from a public bank, your co-applicant’s income is not assessed by banks as you’re pledging a collateral. However, if you’re opting for an unconventional course like MBBS, banks require a financially strong co-applicant. Additionally, Private banks and NBFC’s require 2/3 years of ITR with 5-6 LPA as source of income filed. Request a callback at bit.ly/48cTdcR. Our team will get back to you soon and find the reason for your concern and hopefully assist you in getting an education loan so that you can claim your subsidy .
Hi Ranju, Your eligibility for the subsidy depends on your family's income and not on the college. If you are eligible for the subsidy, apply through the Jansamarth portal or otherwise apply on the Vidyalaxmi portal. You can get in touch with our team to get one-to-one assistance with the education loan. We will assist you with checking your eligibility with 15+ public and private banks and increase your chances of getting an education loan. kindly request a callback on this link: bit.ly/48cTdcR or call 9889882090 and a dedicated financial officer will get back to you shortly.
Collateral security is necessary over more than 7.5 lakh loan application amount. Actually im thinking of to take 10lakh rs loan should i have to give securites for it?
Hi Jiya, Banks generally ask you to go for a secured loan for a requirement of more than 7.5 lacs, but you can even go for an unsecured loan for which banks have few requirements. You can get in touch with your financial officer to know the details. Our team can help you with your education loan by helping you check your eligibility with multiple banks and increasing your chances of getting a loan that suits your profile. Kindly request a callback on this link: bit.ly/48cTdcR or call: 9889882090 and a dedicated financial officer will reach out to you shortly.
Hey! MBA course is applicable for CSIS scheme. We can help you in getting the education loan so that you can claim your subsidy. We are partners of 15+ public and private banks. Hence, increasing your chances of getting an education loan. Request a callback at bit.ly/48cTdcR. Our loan team will get back to you shortly.
Hi, please note that if you’re eligible to claim the subsidy then you can apply in Jansamarth Portal. Here is the link to check your eligibility to avail the subsidy: www.wemakescholars.com/education-loan/csis: If not you may apply in Vidya laxmi portal. In either of the cases we encourage you to take your education loan via Wemakescholars. We facilitate lesser loan processing time. We’ve partnered up with 15+ public and private banks, increasing your odds of getting an education loan. Additionally, we do not charge any service charges as we’re funded and supported by Government of India, Ministry of IT and come under the Digital India Campaign. Feel free to request a callback at bit.ly/48cTdcR. Our loan team will get back to you shortly.
Now in jan samarth portal only one education loan scheme is available which is for students pursuing studies in india. There is no option for abroad students.
Yes! You’re right. But don’t worry. We can help you in securing an education loan for your overseas studies. We’ve partnered up with 15+ public and private banks, increasing your chances of getting the loan. On top of that, we do not charge any service charges as we’re funded and supported by the Ministry of IT and come under the Digital India Campaign. Feel free to request a callback at bit.ly/48cTdcR A dedicated financial officer will get in touch with you shortly.
Ma'am i am taking loan through sbi, but have an account in canara bank as well, can i put bank details of canara bank and receive subsidy in the canara bank, and pay the interest after transferring the amount to sbi account later?
Hello, Karan. The subsidy is applied on the interest paid throughout the moratorium period (course duration plus 6-12 months). So, if you get your education loan approved under the CSIS system, you won't have to pay any interest during your moratorium. The funds will not be transferred to your bank.
Hello Jyothi, Try entering your name twice to avoid the error. If you are still facing any issues in the Jansamarth portal, we suggest you drop an email to Jansamarth customer support using this mail ID: Customer.support@jansamarth.in and they will assist you.
Hello Karan. Yes, you can fill your medical fee and EWS fund in the other fees section. We can help connecting you to a suitable bank based on your eligibility. You can contact your financial officer by using this link: bit.ly/48cTdcR or call us at 9889882090.
Hi Vedant, The CISIS scheme is applicable for the Economically Weaker Section (EWS) whose parents or families income is up to Rs. 4.5 lakhs annually. The subsidy amount is equivalent to the interest accumulated during the moratorium period. For detailed information about the subsidy, Kindly visit: www.wemakescholars.com/education-loan/csis We can help you in getting the education loan so that you can claim your subsidy. Kindly request a callback at bit.ly/48cTdcR. Our team will get back to you soon.
I got admission in a public University, so i don't have any tuition fees , so how do I get a education loan for covering my other expenses in 2 years ( I'm looking for a master's program) ?
Hello! We are here to assist you, you can definitely can get education loan for your other expenses, our team will help you determine your eligibility in 15+ public and private banks and help get best education loan which suits your profile. To get assistance request call back on the link: bit.ly/48cTdcR
Hi, you can select others as an option. To get assistance in your education loan you can contact our team. Please request a callback using this link: bit.ly/48cTdcR or give a call here: 9889882090. A dedicated financial officer will get in touch with you shortly.
Hello Krishna, Try choosing the self-employed option. If the portal is still asking for organization details, you can enter as farmer in the organization details and continue with your application. If you are still facing any issues with your application on the Jansamarth portal, we suggest you to contact their customer support by emailing: Customer.support@jansamarth.in, and they will assist you.
Ma'am i have completed all the step, now I'm in digital approved stage. My question is do I need to approach my selected bank for further process, and also do i need to have a bank account on that particular bank
Hi mam the same problem is showing in my application 14:05 .....that is you are not eligible for under scheme...... income is greater than the limit set.....and new application does not proceed bcz of same adhar card then what should I do...and how to cheak my income
Hi Yogesh! The student's family annual income should not exceed 4.5L to avail of the CSIS subsidy. You can apply again after cooling period of 60 days. You can ask your parents about their annual income. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/3KLb0zu Once you fill out the form, they will get back to you to evaluate your profile and check your eligibility with 14+ public and private lenders so you can get the best education loan deal suiting your profile.
Hi Vinay! Jansamarth is to avail of the subsidy on the interest of an education loan for India or abroad accumulated during the moratorium period. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further. Also, they will evaluate your daughter's profile and check her eligibility with 14+ public and private lenders so she can get an education loan best suited to her profile.
I have taken some personal loan from slice pay. Due that my CIBIL score is not good. But now I wanted to apply for loan for PG course. Will I get the loan or not?
Hi Shashank, The CIBIL score is one of the most important parameters for an education loan application, where both the applicant's and co-applicant's CIBIL is checked. Please speak with your Financial Officer by requesting a callback bit.ly/3MVP0Sy. They will connect and will provide you with a detailed understanding of the same.
Hello, The loan amount will not be disbursed into your personal account. Instead, the bank will disburse the amount into your loan account and the tuition fees will be directly sent to the college.
Hello, Harshad. If you apply for an education loan through the Jansamarth portal, many private banks are not listed, thus your only options will be public banks.
in the section of co applicant (in my case my father) existing loan , my father is a co appliacant of my sister's education loan so should i enter that in credit section my father has no loan he is just co applicant in my sister"s edu. loan and now in my edu loan too.
Hello Yasharth, Since your father is the co-applicant for your sister's education loan, you can include the existing loan in the credit details section as a co-applicant. Hope you have understood.
Hi Manish! The subsidy can only be applied while applying for an education loan. So, you can't avail the subsidy now as your education loan is sanctioned.
Hi! The subsidy amount will be paid directly to the university once the your moratorium period ( Course duration + 6 months ) ends, If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/3KLb0zu
What is subsidy .. we have to payment on whole loan amount or amount after sunsidy... and interest rate is too high(8.5%) than scholar loan .. how interest and emi calculated
Hey Rekha! So basically Jansamarth subsidy is an online platform for directly connecting lenders with beneficiaries. Citizens can avail loans under 13 Central government schemes under 4 loan categories. If you meet the eligibility requirement of these schemes, you will be given a concession on rate of interest on your loan amount. You can use this education loan emi calculator for your better understanding: www.wemakescholars.com/education-loan/emi-calculator. For any further queries, feel free to reach us out at: bit.ly/48cTdcR, Our expert team will help you with all information that you need. Thank you.
Hi Nagaraju, No, it's not mandatory to have an account in the same branch. And, checking your profile eligibility might be difficult. We encourage you to connect with the Financial Officer by requesting a callback on the following link: bit.ly/3MVP0Sy. The team will get back and guide you through your queries.
Hello Arpita, You can include the cost of a laptop as part of an education loan. The laptop's price can be added under the "other expenses" section when applying for the loan. The amount provided will depend on the cost of the laptop and the bank's policy.
Hi! We suggest you to get in touch with our Financial Officers so they can help you check your eligibility with 14+ public and private lenders and help you select the best Indian lender that suits your profile and requirements. Speak with them via: bit.ly/48cTdcR
00:02 Students applying for education loan in public sector banks must apply on Jan Summit portal for India or abroad.
02:09 Get assistance for technical issues on the Jansama portal
04:17 Eligibility for education loan subsidy scheme
06:26 How to fill out the education loan subsidy form step by step
08:22 Key details for education loan application while going abroad.
10:22 Completing applicant and co-applicant profiles
12:28 Verify account, add loans, upload documents and submit application
14:28 Choose the branch carefully and seek guidance from the college financial officer.
16:24 Request a call back for educational loan assistance
Thank you for your great information about jansamarth portal it is really helpful mam
Hello, Thank you for your feedback!
Is 'b.tech in a computer engineering' course eligible for jansamarth CSIS scheme?
Please provide a list of which courses are eligible for the Jansamarth CSIS scheme.
It is a very important question.
Imp
Hello, The Central Sector Interest Subsidy (CSIS) scheme in the Jansamarth portal is available for students pursuing technical or professional courses in India after class 12. The courses must be from recognized institutions, including: NAAC-accredited institutions, NBA-accredited programs, Institutes of National Importance (INIs), Centrally Funded Technical Institutions (CFTIs), Indian Institutes of Management (IIMs), and Other institutions set up by the Central/State Government. Hope you have understood.
Imp
Hello, Could you please elaborate on your query?
Hello mam how to cancel registration from janasamarth portal , because i fill amount of 6.5lakh but they approved for 2.25 lakh and now im able to fill vidhya laxmi portal because already registered through janasamarth 🙃
Hi, unfortunately, you cannot apply to the Vidya Lakshmi portal because you have already applied on the Jansamrath. For more details related to scholarships or Education loans, you can visit bit.ly/3MVP0Sy
Hallo Mam.(Students loan)
My Question is!!Where will the money come from after applying?My Bank account or anywhere else.
Hi Surendra! The subsidy of the interest accumulated during moratorium period will be paid by the government to the banks directly. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/3KLb0zu
Hey do u know where the money get credited
Really helpful. JAI SHREE RAM
Hello Ajay, Thank you for your feedback. If you are seeking assistance with your education loan process then our team can help you. To contact us kindly request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Very informative video with detailed explanation... 😊
Glad you liked it
Hi ma'am, will the government pay the interest on a monthly basis or will the applicant have to pay the interest.
I% wil be paid on quarterly basis. Your bank will take care of it
Hi Krethick! The total interest accumulated during the moratorium period (Course duration + 6 months) will be paid off by the Government at the end. If you are seeking help from our loan team with the Education Loan process request a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to evaluate your profile and check your eligibility with 14+ Public and private lenders and walk you through the entire process.
Ma'am, if I get the csis scheme, and then the edistrict higher education scholarship as well, will I be able to avail that scholarship and cancel the csis scheme, or will I become ineligible for the scholarship because of the csis scheme?
Hi Karan, Please keep in mind that you will receive a subsidy on your education loan. If you receive the subsidy, you will not be required to pay any interest throughout the moratorium period. If you are awarded an E-district higher education scholarship, you will not be required to take out an education loan. So you won't have to worry about the subsidy. If you need assistance with your education loan, please contact our team by requesting a callback on this link: bit.ly/48cTdcR or call 9889882090.
Hello ma'am
First we have to apply online on jana samarth portal and go to bank or first visit branch and apply online?
Hello, It is advisable to apply online if you want to avail the CSIS subsidy scheme through the Jansamarth portal.
Where the hell is 4th section 💀
Hello ma'am!
Your video is very informative
Doubt I have is if I have already taken education loan from Canara bank and my degree is completed. In few months repayment starts, can I now apply for subsidy?
Hello Divya, To be eligible for the CSIS scheme one's family annual income should be less than 4.5 lakhs, and to avail of the subsidy scheme one should apply through the Jansamarth portal and take an education loan from the portal. Ideally, it is not possible to get the subsidy since you have already taken an education loan.
@WeMakeScholars okay, Thank you
Space button in mothers name is not working in section 3, it's not allowing to type first name and last name with space
Hi Shreekrishna! There may be some technical glitch. You can try refreshing the page. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/3KLb0zu They will evaluate your profile and check your eligibility with 14+ public and private lenders so you can get an education loan best suiting your profile.
Hello Mam. Should we submit the online application first and then proceed with the bank??
Hello, It is advisable to apply online if you want to avail of the CSIS subsidy scheme through the Jansamarth portal.
@WeMakeScholars Thank you for the useful information 👍
hello maam after completeing the form on janasamrth portal it is showing that ("Your application has been sent to bank. You can contact to the branch for further processing.) but i got mail form janasarth that ( Your loan application did not match with any banks product
Hello Rohan Ravindra Kadam,
Thank you for registering with us and showing interest in JanSamarth.
We regret to inform you that your application is not eligible for CSIS as per the Product/Scoring set by multiple Bank(s).
)
so my question is will i get the loan or not?
Hi Rohan, First please check with the banks whether they have received your application and if they can proceed further or not. You can also write an e-mail to Customer.support@jansamarth.in. Also can you please let us know what is your loan requirement?
Bro same problem what to do next please help
Mam as i read most of the students telling in comments section that they applied through jansamarth and bank is telling them to apply through vidya laxmi portal is this problem still there what should i do i want to apply now when i opened vidya laxmi portal it says to avail education loan with subsidy apply through jansamrath portal what to do now i completed 8 steps in jansamtatha portal what to do
Hello Ma'am,
I registered on vidhya Laxmi portal and completed the loan application form and submitted to bank.
After tht they gave me loan application form from the bank side ( sbi) , there it was a question like are you eligible for CSIS ,if yes then provide income certificate with less than 4.5 L.
I didnt knew about subsidy scheme, otherwise i would have registered on jan Samarth portal .
So will i get the subsidy benefit now ?.
So will i get the subsidy
Hi Omkar! Yes, you can get the subsidy benefit. You can fill Jansamarth form even after registering on Vidyalakshmi portal. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/3KLb0zu
Did u apply for this subsidy, bro?
Did u get csis benifit
Maine bhi vidyalaxmi poortal se apply kiya tha mere ko loan mila, but maine abhi tak subsidy ke liye cliam nahi kiya hai? Mam please help me to get my loan subsidy?
@@sudarshanjadhav609
Tumhe loan Subsidy mili ?
Hi ma'am very informative video can you please tell me what to do if our co applicant is unemployed or farmer
Hi Aditya, If your co-applicant is unemployed or a farmer you can select 'others' in the employment category. The profession doesn't matter if you meet the eligibility conditions for the CSIS scheme. Hope this has answered your question.
@@WeMakeScholars sir one more doubt can I apply in different bank for education loan at the same time through Jansamarth portal
Hello. Yes, you can apply to three banks at once on the Jansamarth portal.
My bank is denying for loan through the Jansamarth portal and through vidyalaxmi I won't get subsidy like Jansamarth... The bank is SBI 😢 What should I do now 😞
Hi sheetal, unfortunately, we can not help you but yes usually students face this type of problem because banks are not fully aware of the Jansamarht portal that's why they refuse in that case you need to write an email or call on Jansamarth helpline number. For more details related to scholarships or Education loans, you can visit bit.ly/3MVP0Sy
I have applied for loan in jansamth portal and my income is less than 250000 but he is refusing my application so why is it because the eligibility is less than 250000
He means?
@@deepalarora9562
how csis scheme will pay my education loan interest during study time and how there will give subsidy to us
Hello, The CSIS scheme waives the interest up to 10 lakhs paid by the applicant during the moratorium period. The interest will not be given to the applicants, simply the interest will waived. Hope you have understood.
Hello ma'am!
While filling form, I was asked to fill my course details.
Unfortunately no UG courses from my university for available to choose (including mine).
I cannot proceed further as there's no OTHER COURSES option.
How can I apply for the subsidy?
Hi Parmod! You will be required to check whether your course is a technical/professional degree approved by NAAC / NBA / CFTI. We would also like to inform you that our team can help you with the entire process of obtaining an education loan at the lowest interest rate possible. Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to check your eligibility with 14+ public and private banks so you can get the best education loan deal suiting your profile.
Mam education loan aur scholarship dono ek sath le sakte hai kya
Hello! Haan, aap scholarship aur education loan dono ke liye apply kar sakte ho. Scholarship usually merit ke basis par milti hai, aur education loan lene se aapko scholarship milne mein koi dikkat nahi hoti.
Mam i applied through jansmarth for education loan but the banker is saying that i had to apply through vidhya laxmi portal and they cannot procees my application further or i have to talk to higher authorities and they are also saying to apply through vidya laxmi😢
Hi! Jansamarth portal is there to claim the subsidies provided by the government. For an education loan, you may apply via Vidyalakshmi portal or get in touch with us by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
I have the exact same problem can u please tell me that what can we do now
@@palakrai9229do subsidy cover only 3-4% interest or full interest?
Many bank saying you get 3-4% of interest you pay per year during course!
Same problem banker says apply on vidayalakshmi but can't apply on vidayalakshmi due to registered on jansamarth plz help
Same problem for me too
How to for a subsidy could you please guide me??
Hello, To apply for the CSIS subsidy scheme, please visit the Jan Samarth Portal and register. Once you register, you can start applying for an education loan and scheme as shown in the video. For any queries refer to the Jansamarth form-filling process video using this link: th-cam.com/video/1qdzHGnoqEs/w-d-xo.htmlsi=042oeOE_BHdEBPZ2. Hope you have understood.
Thanks a lot for showing all the details clearly. ❤️
Hi! Glad you found the video helpful. For further one-on-one guidance with the loan process, please connect to our loan team by requesting a callback on this link: bit.ly/3KLb0zu Once you fill out the form, they will get back to you to evaluate your profile and check your eligibility with 14+ public and private lenders so you can get the best education loan suiting your profile.
@@WeMakeScholarsis there by fees to consult with your team
@@i_am_sabirrr All of our services are completely free of cost as we are funded and supported by the Ministry of IT, Government of India. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/3KLb0zu
@@WeMakeScholarsmam How To cancel Loan Application Form
Mam my graduated university is not showing! So i m not able to procced also! So can i put only 10 and 12?
Hello Karthik, If your university's name is not listed in the drop-down menu, you can select 'Others' and continue with your application.
Which scheme is best vidya laxmi portal or jansamarth
Hello Gowtham, Vidyalakshmi portal has banks registered on it which provide education loan and Jansamarth has loan subsidy schemes; so if you want to apply for a loan, use Vidyalakshmi and after applying, if you are eligible for subsidy, apply on Jansamarth.
Our financial officers will help you choose the right education loan and subsidy for you, Use this link bit.ly/48cTdcR to connect with us as soon as possible.
nice mam it was helpful
Hi Rajendra! Glad you found the video helpful. For further one-on-one guidance with the loan process, please connect to our loan team by requesting a callback on this link: bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.
From which bank you took loan and what interest? Im thinking for cooperative bank as rest all are giving at interest > 10%.
Do subsidy cover only 3-4% interest or full interest?
Many bank saying you get 3-4% of interest you pay per year during course!
should i fill this form before applying in my college bank or afterwards ? .
Hello Atul, You have to fill out the form before going to the bank. After filling out the form based on your eligibility, you can apply to the suitable banks. Our team can help you find a suitable bank by analyzing your profile. You can contact us by using this link: bit.ly/48cTdcR or by calling us at 9889882090, and our team will contact you shortly
Mam i have submitted my application for educational loan in jansamarth portal.will i able to download the application like vidyalakshmi portal ?.The bank manager is asking for application
Hello Tishan, You can download the application by checking the "Dashboard" and the "My Applications" section. If you cannot download the application from the Jansamarth portal, kindly email their customer support using the provided mail ID: Customer.support@jansamarth.in for assistance.
Can we edit the application at the end before submitting
Hello, Once you've submitted each step, it's usually not possible to go back and edit. However, if you can still access specific pages, then edit the possible sections. We suggest you cross-check every page before submitting the application. If you face any issues with your application on the Jansamarth portal, we suggest you to contact their customer support by emailing: Customer.support@jansamarth.in, and they will assist you.
In the last step of choosing the bank. Can't we change bank from Sbi(as shown in video) to any of our choice of banking partner like kotak or bob..?
Hi, you can change the bank to any of your choice. I hope you’ve understood. For further queries, request a callback at bit.ly/48cTdcR. Our loan team will get back to you shortly.
Maam at 14:30 can we add cooperative bank as im getting low interest rate loan from them, Will i get the subsidy? Please reply and thanks.
Hi! You can get subsidy but the education loan product of Cooperative Bank is not very competitive compared to the other options in the market. We can provide the lowest interest rates by negotiating on behalf of our students with banks. I think it will be a better idea to speak to your financial officer by requesting a callback on this link: bit.ly/3KLb0zu to see which bank will offer you the best terms
Mam in graduate details I am not able to fetch our university name it’s not showing
Hello Monika, If your university's name is not listed in the drop-down menu, you can select 'Others' and continue with your application.
Hey @WeMakeScholars Can we apply for this scheme after loan is sanctioned ?
Hey suresh! sorry to inform you that you cannot apply for this after your loan is sanctioned.
Good
Hi Hari! Glad you found the video helpful. For further one-on-one guidance with the loan process, please connect to our loan team by requesting a callback on this link: bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.
Hii, i wanna ask that what kind of certificates that we need from our college like mine is in gujtat bvm college so which kind of and how many certificates or documents that o need from college please reply me earlier 🙏
Hi Jay, Documents required to fill in Jansamarth form is already mentioned in the video. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/3KLb0zu
Subsidy recieve on intrest or principle amount, if study in in India,then eligible for subsidy?
Hi! The subsidy is given on your Interest amount during the moratorium period.
Whose income should be shown ..is parents or students?
Hello Swaroop, The income of the co-applicants should be entered in the total income section.
Ma'am whose adhar and pan deatails are required parents or students
Hi Astha! Both the applicant and co-applicants Aadhar and PAN is required. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/3KLb0zu
Mam,in the education qualifications what is mean by specialisation?Is it NCC,Sports
Hi, Your specialization can be science, commerce, or arts in your 12th and finance, HR, or any other specialization in your graduation.
Lot of informative video
Thanks for your guidance
Maam which bank i should fill sbi or pnb?
Hello, Both SBI and PNB banks have good education loan products. We cannot determine which bank is better without knowing your profile. To find out a suitable bank according to your profile our team can help you. To contact us kindly request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Hello mam how can i download the print after applying
Hello Vismaya, You can download the application by checking the "Dashboard" and the "My Applications" section. If you cannot download the application from the Jansamarth portal, kindly email their customer support using the provided mail ID: Customer.support@jansamarth.in for assistance.
How i choose my loan bank what's the process
Hello, Could you please let us know the education loan amount required?
Hey i applied for loan 3 years ago and Now i am in my 4th year of graduation course.....Can i apply in this scheme?.... Please Specify?
Hello Divyanshu, To be eligible for the CSIS scheme one's family annual income should be less than 4.5 lakhs, and to avail of the subsidy scheme one should apply through the Jansamarth portal and take an education loan from the portal. Ideally, it is not possible to get the subsidy since you have already taken an education loan.
@@WeMakeScholars Thank you for Confirmation.....I just checked that one year ago government gave me a subsidy of 23 thousand under this scheme....Maybe the bank applied already on behalf of me.
Hello mam i am minir so I didn't have my pancard so how can i process m application in jansmarth
Hi Anjali! A PAN card is a mandatory document for an education loan, you may apply for one online, and get an acknowledgement number within 24 hours. In your case, you can get a minor PAN card as you are not above 18. Along with that, you may also connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to evaluate your profile and check your eligibility with 14+ Public and private lenders so you can get an education loan best suiting your profile, with the lowest interest rates.
Mam on what basis does this eligible subsidy works.For how many years will they give subsidy yearly once?could u explain this detaily.
Hello there. This subsidy is applicable to students whose family income is less than 4.5 lakhs per annum. The subsidy is applicable to the interest rate on education loan as per the duration of the loan.
Talk to us using this number for more assistance 9393344424 or use this link: bit.ly/48cTdcR
Mam my bank account branch is near gorakhpur but now i am in Ghaziabad, so can i apply on same bank but from different branch ??
Hello! If you are applying for an unsecured education loan, you should apply from your permanent address. Hope you have understood.
Hi mam, I cannot download my application. Where can i download my application? I didn't receive any attachment mail from the portal.
Hello Dhivya, You can download the application by checking the "Dashboard" and the "My Applications" section. If you cannot download the application from the JanSamarth portal, kindly email their customer support using the provided mail ID: Customer.support@jansamarth.in for assistance.
Yesterday I visited union Bank of India for seeking information about Csis. And they told that I need to apply through vidyalakshmi portal for this scheme and they told this scheme is also eligible through vidyalakshmi portal. Please assist me with this.
Hello, Since only a limited number of banks are connected with the Jansamarth portal, some banks suggest applying for the CSIS subsidy scheme through the Vidyalakshmi portal. According to information we collected from official sources, to avail of the CSIS subsidy scheme, one must apply through the Jansamarth portal. Also there are better education loan products in other banks and our team can help you with the process. A dedicated financial officer will analyze your profile, assess your eligibility with over 15 public and private banks, and connect you with the most suitable options. You can contact our team by requesting a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Can i apply to jansamath after applying to vidhyalakshmi
Hello Surendra, Please note one cannot apply on the Jansamarth portal after applying on the Vidyalakshmi portal and vice versa. We suggest you to go through with the Vidyalakshmi portal and continue with your education loan process. We are partnered with 15+ banks and our team can assist you with your education loan process. A dedicated financial officer will analyze your profile and connect you with suitable banks. You can contact our team by requesting a callback using this link: bit.ly/48cTdcR or by calling 9889882090.
Do I have to check my university in the list of universities before applying on jansamarth education loan?
Hello Komal. Yes, you can check the list, but NAAC-accredited universities are accepted on the Jansamarth portal.
Mam, are there any specific subjects in which we can take loans. Because my subject is PMIR but it's not in the subject list which is mandatory. Please tell me mam.
Hello, There is no such thing as a subject list. If your course isn't available, you can choose the closest one that fits your program.
@@WeMakeScholars Ok mam, I understood and thanks for your guidance 🙏🏻
Excuse me maam
While filling the coapplicant details
What to fill in place of employment details because my mother is my co applicant and she is a housewife.pls tell what to fill
Hey! Kindly select ‘others’ in the employment details section. For further queries, request a callback at bit.ly/48cTdcR. Our team will get back to you shortly.
Find any solution😢
Who is the co-applicant ??
Could the student's father be a co-applicant?
And also clarify who is the apply for the loan student or father??
Thanks
Hey Shyam! A co-applicant is a co-borrower that signs the education loan application and loan agreement with the student. Co-applicants are necessary for an education loan as the financial lender will turn to them if the primary applicant (student) fails to repay the loan in case of unforeseen circumstances. Yes, a student's father/mother/guardian can play the role of a co-applicant. Now coming to your third question, the loan must be applied in the name of a student. Although the father can do the application formalities on behalf of his child (in some exceptional cases), the loan must be taken in the name of the student himself. You can get all your doubts clarified at: bit.ly/48cTdcR. Our team of Financial officers will look into the student's profile and provide them with the best possible educational loan option. All our services are free of cost. You can go through this article for a detailed understanding of the co-applicant's role while applying for the loan: www.wemakescholars.com/education-loan/co-applicant-eligibility-criteria-for-education-loan
Bank varification problem how to solve?
Hello, We suggest you to drop an email to Jansamarth customer support regarding your issue using this mail ID: Customer.support@jansamarth.in and they will assist you.
Mam, the bank people say that a guarantor is needed who should have 2 years' ITR, but none of my guarantors has ITR, so please help me
Hello, An ITR or proof of income certificate is a mandatory document for applying for an education loan. We suggest including another member of your immediate family as a financial co-applicant with the required documents and our team can assist you throughout the education loan process. We are partnered with 15+ public and private banks and a dedicated financial officer will analyze your profile and connect you with suitable banks. You can contact our team by requesting a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Can u explain what is subsidy?
Hi Mythili, A subsidy is financial assistance provided by the government to help individuals. The CSIS subsidy is a scheme that waives the interest on education loans during the moratorium period (course duration + 6/12 months) up to 10 lakhs. To be eligible for the CSIS scheme, the student's family income must be less than 4.5 lakhs per annum, and the education loan must be taken through the Jansamarth portal. Hope you have understood.
Can I avail this scheme after graduation...?
Hi Abishek! Yes, it is possible to take benefits from The CSIS or The Dr Ambedkar scheme if eligible.
Mam is pan card Compulsory? My father's PAN card is there mam is it sufficient or l have to apply for it.
Hello Shrinivas! You must indeed have a PAN card in order to be eligible for an education loan and to ensure an accurate financial assessment. You can apply online for a PAN card and receive an acknowledgement number in less than a day. If you are under the age of 18, you can obtain a minor PAN card. In addition, you can reach our loan team by submitting a callback request using this link: bit.ly/48cTdcR. After you submit the form, they will get in touch with you to check and verify your eligibility with over 14 public and private lenders, enabling you to obtain the lowest-interest education loan that best fits your needs.
Mam!!
if I apply for loan,will the bank pay directly for my tution fees or it will just credit money in my bank account??? Plz answer ❤️
Hello, If one applies for an education loan, banks will directly pay the tuition fees to the institution. We are partnered with 15+ public and private banks and our team can help you with your education loan process from a suitable bank. A dedicated financial officer will analyze your profile and connect you to a suitable bank. To talk with your financial officer kindly request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Money credited to own account or college account
Hello Priya, The funds for tuition fees are transferred directly to the college's account.
Hello I've already taken the loan from bank and Can I apply for this scheme now to my loan account for the subsidy given by govt ?
Hi Dinesh! Unfortunately, You are required to apply for the CSIS scheme while applying for your education loan.
Mam hum loan kisi bhi bank se le skte hai ya jis bank me humara account hai sirf ussi se apply kr sakte hai? Jis bank se hum loan lena chahte h usme account hona compulsory hai?
Namaste! aap apne education loan ke liye koi bhi bank chun sakte hain. Bas dhyan rakhen ki aapako jis bank se loan liyaa hai uske sath naya loan account kholna hoga. Ham 15+ public aur private banks ke sath jude hain. isaliye, ham loan prapt karane ki aapaki chances ko badate hain. Hamari team se bat karne keliye, iss link bit.ly/48cTdcR par callback request kijiye.
Which option to select for under graduate students
Hi Pratik, for the type of course section, Kindly select “Graduate” . For further queries, request a callback at Request a callback at bit.ly/48cTdcR. Our team will get back to you shortly.
Mam in father occupation
My father is former what should i choose salred or what
Hello Krishna, As your father is a farmer you can choose others or self- employed in the employement details and continue with your application.
mam, can we use our e pan ?
Hey! you can definitely use your e-pan. if you are looking out for education loan our team will help you check your eligibility with 15+ public and private banks and help you get best education loan which suits your profile. For help, please use this link to request a callback: bit.ly/48cTdcR
what should be the family itr for applying education loan? i tried so many times, but i was unable to clear the eligibility critaria.
Hi Anchit, If you’re opting for a STEM course and taking your education loan from a public bank, your co-applicant’s income is not assessed by banks as you’re pledging a collateral. However, if you’re opting for an unconventional course like MBBS, banks require a financially strong co-applicant. Additionally, Private banks and NBFC’s require 2/3 years of ITR with 5-6 LPA as source of income filed. Request a callback at bit.ly/48cTdcR. Our team will get back to you soon and find the reason for your concern and hopefully assist you in getting an education loan so that you can claim your subsidy .
Hello mam..is nift(National institute of fashion technology)are eligible to get loan on jan samarth...pls reply
Hi Ranju, Your eligibility for the subsidy depends on your family's income and not on the college. If you are eligible for the subsidy, apply through the Jansamarth portal or otherwise apply on the Vidyalaxmi portal. You can get in touch with our team to get one-to-one assistance with the education loan. We will assist you with checking your eligibility with 15+ public and private banks and increase your chances of getting an education loan. kindly request a callback on this link: bit.ly/48cTdcR or call 9889882090 and a dedicated financial officer will get back to you shortly.
Collateral security is necessary over more than 7.5 lakh loan application amount. Actually im thinking of to take 10lakh rs loan should i have to give securites for it?
Hi Jiya, Banks generally ask you to go for a secured loan for a requirement of more than 7.5 lacs, but you can even go for an unsecured loan for which banks have few requirements. You can get in touch with your financial officer to know the details. Our team can help you with your education loan by helping you check your eligibility with multiple banks and increasing your chances of getting a loan that suits your profile. Kindly request a callback on this link: bit.ly/48cTdcR or call: 9889882090 and a dedicated financial officer will reach out to you shortly.
How much should be the loan amount to avail csis scheme?
Hello, Jay. Your loan amount should not exceed 20 lakhs to be eligible for a subsidy.
@@WeMakeScholars can i avail csis scheme if I take 5 lakh loan?
Hello, Jay. If you are eligible, you can receive a subsidy on a 5 lakh education loan.
Mba course is applicable for csis scheme? This is professional course can i select the option
Hey! MBA course is applicable for CSIS scheme.
We can help you in getting the education loan so that you can claim your subsidy. We are partners of 15+ public and private banks. Hence, increasing your chances of getting an education loan. Request a callback at bit.ly/48cTdcR. Our loan team will get back to you shortly.
@@WeMakeScholars can i apply in jan samath or Vidya Lakshmi Portal?
Hi, please note that if you’re eligible to claim the subsidy then you can apply in Jansamarth Portal. Here is the link to check your eligibility to avail the subsidy: www.wemakescholars.com/education-loan/csis: If not you may apply in Vidya laxmi portal.
In either of the cases we encourage you to take your education loan via Wemakescholars. We facilitate lesser loan processing time. We’ve partnered up with 15+ public and private banks, increasing your odds of getting an education loan. Additionally, we do not charge any service charges as we’re funded and supported by Government of India, Ministry of IT and come under the Digital India Campaign. Feel free to request a callback at bit.ly/48cTdcR. Our loan team will get back to you shortly.
Now in jan samarth portal only one education loan scheme is available which is for students pursuing studies in india. There is no option for abroad students.
Yes! You’re right. But don’t worry. We can help you in securing an education loan for your overseas studies. We’ve partnered up with 15+ public and private banks, increasing your chances of getting the loan. On top of that, we do not charge any service charges as we’re funded and supported by the Ministry of IT and come under the Digital India Campaign.
Feel free to request a callback at bit.ly/48cTdcR A dedicated financial officer will get in touch with you shortly.
Ma'am i am taking loan through sbi, but have an account in canara bank as well, can i put bank details of canara bank and receive subsidy in the canara bank, and pay the interest after transferring the amount to sbi account later?
Hello, Karan. The subsidy is applied on the interest paid throughout the moratorium period (course duration plus 6-12 months). So, if you get your education loan approved under the CSIS system, you won't have to pay any interest during your moratorium. The funds will not be transferred to your bank.
Mam I don’t have surname The portal is showing it’s mandatory And I’m not able to type ”.” Character in that column what to do
Hello Jyothi, Try entering your name twice to avoid the error. If you are still facing any issues in the Jansamarth portal, we suggest you drop an email to Jansamarth customer support using this mail ID: Customer.support@jansamarth.in and they will assist you.
Ma'am hamare college ke fee structure me medical fee, EWS fund etc. bhi hai, use kis field me fill kre, other fees me?
Hello Karan. Yes, you can fill your medical fee and EWS fund in the other fees section. We can help connecting you to a suitable bank based on your eligibility. You can contact your financial officer by using this link: bit.ly/48cTdcR or call us at 9889882090.
Hello mam i want to know more in detail about eligible subsidy amount, How it works
Hi Vedant, The CISIS scheme is applicable for the Economically Weaker Section (EWS) whose parents or families income is up to Rs. 4.5 lakhs annually. The subsidy amount is equivalent to the interest accumulated during the moratorium period. For detailed information about the subsidy, Kindly visit: www.wemakescholars.com/education-loan/csis We can help you in getting the education loan so that you can claim your subsidy. Kindly request a callback at bit.ly/48cTdcR. Our team will get back to you soon.
I got admission in a public University, so i don't have any tuition fees , so how do I get a education loan for covering my other expenses in 2 years ( I'm looking for a master's program) ?
Hello! We are here to assist you, you can definitely can get education loan for your other expenses, our team will help you determine your eligibility in 15+ public and private banks and help get best education loan which suits your profile. To get assistance request call back on the link: bit.ly/48cTdcR
Hello, The co-applicant is retired what should I do in employment queries?
Hi, you can select others as an option. To get assistance in your education loan you can contact our team. Please request a callback using this link: bit.ly/48cTdcR or give a call here: 9889882090. A dedicated financial officer will get in touch with you shortly.
Mam my father former what can i apply instead of slaread .if i click others also there asking company and all
Hello Krishna, Try choosing the self-employed option. If the portal is still asking for organization details, you can enter as farmer in the organization details and continue with your application. If you are still facing any issues with your application on the Jansamarth portal, we suggest you to contact their customer support by emailing: Customer.support@jansamarth.in, and they will assist you.
What to fill in block option in personal details
Hello, Could you please elaborate on your query?
Ma'am i have completed all the step, now I'm in digital approved stage. My question is do I need to approach my selected bank for further process, and also do i need to have a bank account on that particular bank
Hello, If you have completed all the steps then the concerned bank will contact you and guide you through the process. Hope you have understood.
Hii .. I'm approaching for this.. will you help me please sir / ma'am
Hello, Could you please let us know the required education loan amount?
Hi mam the same problem is showing in my application 14:05 .....that is you are not eligible for under scheme...... income is greater than the limit set.....and new application does not proceed bcz of same adhar card then what should I do...and how to cheak my income
Hi Yogesh! The student's family annual income should not exceed 4.5L to avail of the CSIS subsidy. You can apply again after cooling period of 60 days. You can ask your parents about their annual income. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/3KLb0zu Once you fill out the form, they will get back to you to evaluate your profile and check your eligibility with 14+ public and private lenders so you can get the best education loan deal suiting your profile.
Is it for abroad studies?
Hi Vinay! Jansamarth is to avail of the subsidy on the interest of an education loan for India or abroad accumulated during the moratorium period. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further. Also, they will evaluate your daughter's profile and check her eligibility with 14+ public and private lenders so she can get an education loan best suited to her profile.
I have taken some personal loan from slice pay. Due that my CIBIL score is not good. But now I wanted to apply for loan for PG course. Will I get the loan or not?
Hi Shashank, The CIBIL score is one of the most important parameters for an education loan application, where both the applicant's and co-applicant's CIBIL is checked. Please speak with your Financial Officer by requesting a callback bit.ly/3MVP0Sy. They will connect and will provide you with a detailed understanding of the same.
Where will my education loan ammount transfer after loan sanction?
Hello, The loan amount will not be disbursed into your personal account. Instead, the bank will disburse the amount into your loan account and the tuition fees will be directly sent to the college.
mam is it mandatory to apply through sbi bank. can i use my axis bank
Hello, Harshad. If you apply for an education loan through the Jansamarth portal, many private banks are not listed, thus your only options will be public banks.
Mam in educational qualification what I write in specialization(if any) . Can I ignore it. Please guide me
Hello Vishal. If you are specialized in the course, it will be beneficial if you add your specialization in the application. Hope you have understood.
in the section of co applicant (in my case my father) existing loan , my father is a co appliacant of my sister's education loan so should i enter that in credit section my father has no loan he is just co applicant in my sister"s edu. loan and now in my edu loan too.
Hello Yasharth, Since your father is the co-applicant for your sister's education loan, you can include the existing loan in the credit details section as a co-applicant. Hope you have understood.
Hi madam Maine Bank of India se education loan liya hai engineering ke lie ab me csis aur kisi subsidy ke lie apply kr skta hu kya aur kaha apply kru
Hi Manish! The subsidy can only be applied while applying for an education loan. So, you can't avail the subsidy now as your education loan is sanctioned.
Where the amount will be credited to , the institute? or applicant's account ?
Hi! The subsidy amount will be paid directly to the university once the your moratorium period ( Course duration + 6 months ) ends, If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/3KLb0zu
Already Praneeth Reddy and Anuska Kulkarni has spoke today
Hi Shivalingappa! It's good that you are already in touch with our team. Feel free to reach them if you face any issue.
What is subsidy .. we have to payment on whole loan amount or amount after sunsidy... and interest rate is too high(8.5%) than scholar loan .. how interest and emi calculated
Hey Rekha! So basically Jansamarth subsidy is an online platform for directly connecting lenders with beneficiaries. Citizens can avail loans under 13 Central government schemes under 4 loan categories. If you meet the eligibility requirement of these schemes, you will be given a concession on rate of interest on your loan amount. You can use this education loan emi calculator for your better understanding: www.wemakescholars.com/education-loan/emi-calculator. For any further queries, feel free to reach us out at: bit.ly/48cTdcR, Our expert team will help you with all information that you need. Thank you.
Mam as there is no option you chose as scholar loan then how will i avail it
Hello, Could you please elaborate on your query?
Mam enter your course fees there we have to enter per year fees or total year fees
Hello Deepika, You have to enter your total course fee for the entire course duration. Hope you have understood.
Mam is it compulsory to have both parents and students have account in same branch
Hi Nagaraju, No, it's not mandatory to have an account in the same branch. And, checking your profile eligibility might be difficult. We encourage you to connect with the Financial Officer by requesting a callback on the following link: bit.ly/3MVP0Sy. The team will get back and guide you through your queries.
Hello mam.
How much amount did we get laptops?
My bank is saying only 50000 can be issued.
Hello Arpita, You can include the cost of a laptop as part of an education loan. The laptop's price can be added under the "other expenses" section when applying for the loan. The amount provided will depend on the cost of the laptop and the bank's policy.
I didn't got online approval instead my application was referred to bank.will i get the loan?
Hello Amala, Banks have different eligibility criteria for approving education loans. We suggest you kindly reach out to the concerned bank.
ma’am i applied education lona but bankers is saying they haven’t received application
Hi! We suggest you to get in touch with our Financial Officers so they can help you check your eligibility with 14+ public and private lenders and help you select the best Indian lender that suits your profile and requirements. Speak with them via: bit.ly/48cTdcR