7 things to know before taking an education loan

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  • เผยแพร่เมื่อ 23 พ.ย. 2024

ความคิดเห็น • 82

  • @BrandsOye
    @BrandsOye 7 หลายเดือนก่อน

    Very Good Venture & Useful for Common Public

  • @Swayam_krzy
    @Swayam_krzy 9 หลายเดือนก่อน +5

    Nowadays, It’s too hard to get education loan for middle class students.
    I have collateral and my father in govt job but still I couldn’t get the loan😞😞😞

    • @AwakeningFaith-In-Christ
      @AwakeningFaith-In-Christ 9 หลายเดือนก่อน +2

      Yes u are right... Getting Education loan is not easy at all.

    • @WeMakeScholars
      @WeMakeScholars  9 หลายเดือนก่อน +2

      Hi there! We've got you covered! Connect with our Financial Officer for personalized assistance. They'll gather the necessary details to assess your eligibility with over 15 leading lenders in India. Request a callback from our loan team via this link: bit.ly/3MVP0Sy. Our team will promptly guide you through the process.

  • @FilmyCloudzone
    @FilmyCloudzone หลายเดือนก่อน +1

    Who will take property papers if I applied through we make scholar?
    I have to send through speed post that property papers or I need to submit my nearest bank?

    • @WeMakeScholars
      @WeMakeScholars  หลายเดือนก่อน

      Hello, The bank will collect the required documents if you apply through our organization. No, you don't need to send the documents anywhere. Our team will connect you with your nearest bank branch to simplify the process.You can contact our team by requesting a callback using this link: bit.ly/48cTdcR or by calling at 9889882090.

  • @ShivangShukla-fx9zv
    @ShivangShukla-fx9zv 5 หลายเดือนก่อน +2

    Ma'am, I got 28000 rank in comedk. I am poor and cannot afford to get a collateral loan. I want to do B tech in cse with some college in Bangalore but money is hindering everything. I want to get a loan which I will repay after I get a job. What should i do to get a loan at the minimum interest rate to provide for my family without collateral? Also do tell me how much time would it take for me to get the loan as my comedk counselling will start from 7 june

  • @INDIAN_STAR_DANNY_PINTO
    @INDIAN_STAR_DANNY_PINTO 17 วันที่ผ่านมา +1

    Liked 👍

  • @mr.wholeworld2606
    @mr.wholeworld2606 หลายเดือนก่อน

    Thank you ma'am.

    • @WeMakeScholars
      @WeMakeScholars  หลายเดือนก่อน

      Hello, We appreciate your feedback! For assistance with your education loan process, we are here to help you. To contact our team, you can request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.

  • @Ajay_sharma_45
    @Ajay_sharma_45 2 หลายเดือนก่อน

    Ma'am
    Is your emi calculator use compoud interest in moratorium period??

    • @WeMakeScholars
      @WeMakeScholars  2 หลายเดือนก่อน

      Hello Ajay, Our EMI calculator can use compound interest based on the options you are selecting about the payment of the interest during the moratorium period. If one chooses to pay the interest during the moratorium period or does not pay the interest during the moratorium period then it doesn't compound the interest rate. If you choose to pay partial interest then it compounds the interest. It only gives the approximate amount to the student to have an idea. Hope you have understood.

  • @Naina-VHM
    @Naina-VHM 8 หลายเดือนก่อน

    Thank you mam😊

  • @srinivasgunadityapadala5857
    @srinivasgunadityapadala5857 7 หลายเดือนก่อน +9

    00:01 Understand the 7 crucial points before taking an education loan
    01:43 Difference between collateral and non-collateral loans
    03:15 Government banks offer more flexibility for collateralized loans
    04:46 Government subsidies and different schemes for education loans
    06:20 Choose between government banks and private banks based on interest charges
    07:56 Calculate EMI based on salary and savings for loan amount estimation
    09:30 Understand loan insurance, prepayment charges, and tax benefits
    11:04 Understanding the tax benefits and implications of education loan

  • @aditisingh3142
    @aditisingh3142 5 หลายเดือนก่อน

    Mam aapke yaha form fill kiya tha call back kr liye aaj toh koi call nhi aya and mujhe 50 lakhs ka loan chahiye for MBBS in abroad mam plz help with low interest

    • @WeMakeScholars
      @WeMakeScholars  5 หลายเดือนก่อน +1

      Hi Aditi, Hum aapse respond karne keliye minimum 48hrs ka samay lag tha hain. Hum zaroor aapke education loan panae ka madath karenge. Follow-up keliye, aap humko contact by phone at 9393344424 or email at hello@wemakescholars.com kar sakte hain.

  • @rajibbhatt5698
    @rajibbhatt5698 7 หลายเดือนก่อน

    I hv to apply an Edu loan within 7.5 lacs for my son to study in NLU for BA LLB( hons) 5 yrs course in Assam. m thinking to take from bank of baroda or sbi. Which bank will be good . But I m facing trouble to fill up the vidya laxmi . Is vidyalaxmi is mandatory in this both bank.

    • @WeMakeScholars
      @WeMakeScholars  7 หลายเดือนก่อน

      Hello Rajib sir, deciding which bank will be good depends on the profile of the student. Both SBI and BOB are good banks which are offering an interest rate of 10.65% and 9.15% respectively. However, according the student profile, other banks might give a best offer.
      Coming to Vidyalaxmi, there is no need to fill the form when you approach with us. We will make sure all the process is done hassle-free, online.
      We will help you with everything for free. Please request a callback using this link: bit.ly/48cTdcR

  • @manimegalairajagopal6196
    @manimegalairajagopal6196 5 หลายเดือนก่อน

    Hi Mam..Thank you for the explanation . Iam looking for a education loan for my son who has finished BE last month and his provisional certificate is yet to arrive. I do not have a collateral..can u advise on the eligibility of getting a loan to do management in engineering ....Thank u

    • @WeMakeScholars
      @WeMakeScholars  5 หลายเดือนก่อน

      Hello, Kindly request a callback at bit.ly/48cTdcR. Our team will get back to you shortly and provide prompt assistance and guidance. We're empanelled with 15+ public and private banks. Our team can suggest you the best bank, tailored to your son's profile.

  • @R-Targaryen_
    @R-Targaryen_ 8 วันที่ผ่านมา

    Ma'am No one is receiving call 🙂

    • @WeMakeScholars
      @WeMakeScholars  8 วันที่ผ่านมา

      Hello, Due to the high volume of applications, it is taking longer than expected. However, we ensure that we will call each and every student. We kindly suggest that you wait, and our team will get back to you shortly. Your patience is greatly appreciated.

  • @7blackdogs
    @7blackdogs 7 หลายเดือนก่อน

    Maam i wanted to sudy mbbs in Crimea Federal University Russia, i have taked to a agent she said it would cost around 25 lakhs total for 6 years i have a hould that i can use for collateral what bank or lender should i go for , and do they provide loan as much as ur collateral cost or even more i thank that house is around 15-17 lakhs, can i get a loan for 25 lakhs

    • @WeMakeScholars
      @WeMakeScholars  7 หลายเดือนก่อน

      Hi there! getting an education loan for Russia can be challenging, due to the country's disputes and poor relations, so the chances of securing the loan are slim. You can only get education loan worth up to the value of your collateral only. However, you can seek expert guidance from the team by requesting a call back here: bit.ly/48cTdcR. The team will get in touch and evaluate your profile with 14 lenders in the market and help you get the best deal out of all. Get started with it right away. Best of luck:)

  • @MrBunny53
    @MrBunny53 9 หลายเดือนก่อน +1

    I took my education loan from union bank. Im paying interest in this moratorium period. My father is my co applicant. How can he claim the tax exemption on this? The interest amount is getting deducted from my account where my father is depositing some money. But i don't think it will come under his name this way. Any clarity?

    • @WeMakeScholars
      @WeMakeScholars  9 หลายเดือนก่อน +1

      Hi! Kindly speak with your CA. They can help you get the interest subsidy under section 80 (E). You / your co-applicant is eligible to claim the subsidy for up to 7 years.

  • @thecrypto2119
    @thecrypto2119 9 หลายเดือนก่อน

    Actually form is needing to much information from I am not comfortable sharing my Adhar and pan number pls can you guide here

    • @WeMakeScholars
      @WeMakeScholars  9 หลายเดือนก่อน

      Hi, Both Aadhar and PAN cards are essential documents serving distinct purposes. Aadhar is primarily for identification, while PAN is crucial for legal identification and financial matters. Ensuring both cards are in order we will facilitate accurate eligibility checks as per your profile. Please don't hesitate to contact us at hello@wemakescholars.com. We are here to assist you.

  • @rutujajadhav9446
    @rutujajadhav9446 5 หลายเดือนก่อน

    Can you make a video on how to pay the loan faster for eg can we combine two emi into one or single emi can we choose to pay 5 to 10% more

    • @WeMakeScholars
      @WeMakeScholars  5 หลายเดือนก่อน

      Hi, kindly note that, After the moratorium period you can repay more than your EMI and there won’t be any foreclosure charges. We highly suggest you to watch this video: th-cam.com/video/KKI6-qGZM3E/w-d-xo.html for your better understanding about the loan repayment. To know how to effectively repay your loan amount, simply request a callback at bit.ly/48cTdcR our team will respond to you shortly.

    • @Piyushk_563
      @Piyushk_563 5 หลายเดือนก่อน

      ​@@WeMakeScholars
      Ji

  • @AdarshKumar-n9c
    @AdarshKumar-n9c 4 หลายเดือนก่อน

    mam, can i get loan upto 8 lach without any collateral and which portal should apply on.

    • @WeMakeScholars
      @WeMakeScholars  3 หลายเดือนก่อน

      Hello, Adarsh. If your loan requirement exceeds 7.5 lakhs, you will need to obtain a secured loan. If you are eligible for the CSIS plan, you can register on the Jansamarth portal or apply through the Vidyalaxmi portal. You can reach out to our team for help. We will assist you in verifying your eligibility with banks and obtaining an education loan. Please request a callback by this link: bit.ly/48cTdcR or by calling 9889882090, and a financial officer will contact you shortly.

  • @Vincent45678
    @Vincent45678 5 หลายเดือนก่อน +4

    Mam I sent u a message to that whatsApp number but no reply like I think u blocked my number I guess 😢

    • @WeMakeScholars
      @WeMakeScholars  4 หลายเดือนก่อน

      Hey! sorry for the inconvenience, please write to hello@wemakescholars.com for any queries. Our team can help you determine your eligibility in 15+ public and private banks and help get best education loan which suits your profile. To get assistance request call back on the link: bit.ly/48cTdcR

  • @sreere1
    @sreere1 9 หลายเดือนก่อน

    Mam, i wanna take admission in a btech college, its name is VIT-AP. I want to know is can i get education loan with tution fee of 2lakh per annum and hostel+ mess 3 lakh total 5 lakh per annum multiplied by 4 years, can i get 20lakhs education loan, i found bank of baroda giving non collateral loan for 15 laks.. I checked canera, sbi but i could'nt even find that college name in their premier education list. Please i need 20 lakh non collateral loan, can i get it? If yes, i will start focusing on that entrance exam more, if not i will move to other exams

    • @WeMakeScholars
      @WeMakeScholars  9 หลายเดือนก่อน

      Hi, To ensure you receive the best possible guidance, we highly recommend seeking expert assistance. Our Financial Officer will gather the necessary details to assess your eligibility with over 15 leading lenders in India. Simply request a callback from our loan team through this link: bit.ly/3MVP0Sy. Once you've completed the form, our team will promptly reach out to provide you with comprehensive guidance every step of the way.

    • @krrish00077
      @krrish00077 8 หลายเดือนก่อน

      VIT me loan leke padhne se accha mat padh bhai, VIT is shit

  • @jyotsnayadav2155
    @jyotsnayadav2155 4 หลายเดือนก่อน

    I got admission in UCL, is Union bank of India a good option for education loan?

    • @WeMakeScholars
      @WeMakeScholars  3 หลายเดือนก่อน

      Hello, Jyotsna. We recommend that you watch this video before proceeding with anything. th-cam.com/video/jy2rfT8F0jE/w-d-xo.html. There are other banks that offer better products than Union Bank. You can speak with your financial officer for one-on-one assistance with your school loan. Our experts will assist you in checking your eligibility with 15+ banks and obtaining an education loan that meets your demands. Please request a callback by this link: bit.ly/48cTdcR or by calling 9889882090, and a financial officer will contact you shortly.

  • @sunidhirana5210
    @sunidhirana5210 5 หลายเดือนก่อน

    Mam i want to Apply for CSIS scheme and i am eligible too But as i went to bank and told them that i want too avail subsidiary loan they tell me to fill through vidhyalakhsmi portal . Mam please tell me if i apply through Vidhyalakhsmi will i get subsidiary or not? they said that they'll apply for it after but now i have to apply through vidhyalakshmi

    • @WeMakeScholars
      @WeMakeScholars  5 หลายเดือนก่อน

      Hi, if you’re eligible for the CSIS subsidy, you should apply through Jansamarth Portal. You cannot claim the subsidy if you apply through Vidya Lakshmi Portal. I hope you’ve understood. We can definitely help you get an education loan so that you can claim your subsidy. We’re empanelled with 15+ public and private banks. Speak with our team as they can connect you to the best bank, matching your profile. Additionally, we don’t charge any service fees. Simply request a callback at bit.ly/48cTdcR. Our team will respond to you shortly.

    • @sunidhirana5210
      @sunidhirana5210 5 หลายเดือนก่อน

      @@WeMakeScholars Mam i already applied now because The SBI manager said That i can claim subsidiary After the loan they'll apply for it .
      mam what to do now🥺

    • @WeMakeScholars
      @WeMakeScholars  5 หลายเดือนก่อน +1

      Hey! Now that you’ve applied through Vidya laxmi portal, Kindly approach the bank you’ve applied to. Request them to cancel your application. After a cooling period of 6 months, you’ll be able to apply in Jansamarth portal to claim subsidy. To avoid 6 months delay, you can process your loan via Wemakescholars. We’re empanelled with 15+ public and private banks. We provide prompt assistance in your entire loan process. Based on your profile, our team can suggest you the best bank. Additionally, all our services are completely free of cost. Request a callback at bit.ly/48cTdcR our team will get back to you shortly.

  • @Priya-wv6pr
    @Priya-wv6pr 4 หลายเดือนก่อน

    Is it true all services are free ?
    Means ..

    • @WeMakeScholars
      @WeMakeScholars  4 หลายเดือนก่อน +1

      Hi Priya, As WeMakeScholars is funded and supported by the Ministry of IT, Govt. of India under the Digital India campaign, we do not charge any service charges, hence it's free of cost. We're empanelled with 15+ public and private banks and help students get education loans for study in India and abroad. You can get in touch with our team by requesting a callback on this link: bit.ly/48cTdcR or call 9889882090 to get assistance.

  • @vieciper4553
    @vieciper4553 2 หลายเดือนก่อน

    The loan money come to my account or not

    • @WeMakeScholars
      @WeMakeScholars  2 หลายเดือนก่อน

      Hello, The loan amount will not be disbursed into your personal account. Instead, the bank will disburse the amount into your loan account and the tuition fees will be directly sent to the college.

  • @Bibeksingha10
    @Bibeksingha10 หลายเดือนก่อน

    Can we use education loan for personal use here personal use mean can i use loan money to pay my expenses directly by me do we get deposit directly in my account after tuition fees Directly transfer in institute account

    • @WeMakeScholars
      @WeMakeScholars  หลายเดือนก่อน

      Hello, Could you please tell us where you intend to study: in India or abroad?

    • @Bibeksingha10
      @Bibeksingha10 หลายเดือนก่อน

      @@WeMakeScholars india

    • @WeMakeScholars
      @WeMakeScholars  หลายเดือนก่อน

      Hello, Please note that education loans cannot be used for personal expenses until approved by the bank. Yes, tuition fees are directly disbursed to the institute, but spending the remaining expenses depends from one bank to another bank. Hope you have understood. If you are seeking one-on-one assistance with your education loan process, our team can help you. We are partnered with 15+ banks, and a dedicated financial officer will analyze your profile and connect you with suitable banks. To contact our team, request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.

  • @bobbylaishram1446
    @bobbylaishram1446 7 หลายเดือนก่อน

    Mam can I get this loan next year after my graduation

    • @WeMakeScholars
      @WeMakeScholars  6 หลายเดือนก่อน

      Yes Bobby you can get it after your graduation. Whenever you are ready, just use this link bit.ly/48cTdcR and talk to us :)

  • @pareshkhatri2330
    @pareshkhatri2330 9 หลายเดือนก่อน

    hello, Thanks for such a valuable video. Can we take education loan from abroad ( usa) and is it helpful? please guide

    • @WeMakeScholars
      @WeMakeScholars  9 หลายเดือนก่อน

      Hi, processing your education loan through a foreign lender might have a few drawbacks. And we believe you are planning your abroad studies. We encourage you to get in touch with the Financial Officer by requesting a callback on the following link: bit.ly/3MVP0Sy. The team will get back and will evaluate your profile with 14+ leading public and private lenders and suggest the best outcomes!

  • @manishkumargupta4355
    @manishkumargupta4355 9 หลายเดือนก่อน +1

    Mam my child age is less than 18 year so pan card is compulsory for educational loan please advise me

    • @WeMakeScholars
      @WeMakeScholars  9 หลายเดือนก่อน

      Hi Manish, Indeed, having a PAN card is essential for securing an education loan and ensuring accurate financial assessment. We understand the importance of this process and are here to provide expert assistance every step of the way. Feel free to contact us, our team will be more than happy to guide you through the process. To expedite matters, you can request a callback through the following link: bit.ly/3MVP0Sy.

  • @vishalirajput3333
    @vishalirajput3333 9 หลายเดือนก่อน

    Hii mam. I want to apply for master degree in canada and i want ur help in order to take an education loan . Plz i need ur help

    • @WeMakeScholars
      @WeMakeScholars  9 หลายเดือนก่อน

      Hi Vishali, Great to hear from you! Rest assured, we're here to provide you with exceptional loan assistance. If you're seeking support from our team throughout the loan process, simply request a callback through this link: bit.ly/48cTdcR. Our dedicated team will carefully evaluate your profile and assess your eligibility with over 14 public and private lenders. This ensures that you secure an education loan perfectly suited to your profile and needs. Don't hesitate to connect with them right away. Wishing you all the best!

  • @freefirelover22770
    @freefirelover22770 6 หลายเดือนก่อน

    Mam how can I apply loan for study in india

    • @WeMakeScholars
      @WeMakeScholars  6 หลายเดือนก่อน +1

      Hey! Our partnered banks are offering competitive deals for your higher studies in India.
      Kindly request a callback at bit.ly/48cTdcR. One of our financial officers will get back to you and help in getting the best education loan deal for your higher studies in India.

    • @freefirelover22770
      @freefirelover22770 5 หลายเดือนก่อน

      @@WeMakeScholars mam kaise call back karoon pan card no nahi hai

    • @WeMakeScholars
      @WeMakeScholars  5 หลายเดือนก่อน

      Kindly apply for a PAN card. After receiving it you can reach out to us by requesting a callback at bit.ly/48cTdcR. One of our financial officers will get back to you soon

    • @freefirelover22770
      @freefirelover22770 5 หลายเดือนก่อน

      @@WeMakeScholars thank you mam 🙏

  • @prasannadhanush9191
    @prasannadhanush9191 9 หลายเดือนก่อน

    Mam did any intrest rate concession is there for girls students and sc/st girls students?

    • @WeMakeScholars
      @WeMakeScholars  9 หลายเดือนก่อน

      Hi, yes, there is a 0.5% concession available for females, and there are no concessions based on caste. For personalized assistance in understanding the best loan terms based on your eligibility, please request a callback at the following link: bit.ly/48cTdcR. Our team will be in touch with you shortly. Best of luck!

  • @gurjeetgillgill1884
    @gurjeetgillgill1884 9 หลายเดือนก่อน +2

    ❤❤❤

  • @rinalohar19
    @rinalohar19 2 หลายเดือนก่อน +1

    Mam i want to apply for education loan of 25 lakh for mbbs in india without collateral. Can you help me in providing loan

    • @WeMakeScholars
      @WeMakeScholars  2 หลายเดือนก่อน

      Hello, It is difficult to get an unsecured education loan for MBBS. We suggest you to take a secured education loan and our team can help you with the process. A dedicated financial officer will analyze your profile and connect you to suitable banks. To contact our team kindly request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.

  • @harinigoriga7420
    @harinigoriga7420 5 หลายเดือนก่อน

    Hii mam I want loan amount for my mbbs in india upto 50-70 lakhs can uh pls help

    • @WeMakeScholars
      @WeMakeScholars  5 หลายเดือนก่อน

      Hi Harini, we can definitely help you in securing an education loan for your MBBS studies in India. We increase your chances of getting the loan as we’re empanelled with 15+ public and private banks. Speak with our team as they can suggest you the best bank which is suitable for your profile. Simply request a callback at bit.ly/48cTdcR. Our team will respond to you shortly.

    • @artikumarisingh8865
      @artikumarisingh8865 2 หลายเดือนก่อน

      Hey loan mila???? Even I need

    • @WeMakeScholars
      @WeMakeScholars  2 หลายเดือนก่อน

      ​@@artikumarisingh8865 To get an unsecured loan for MBBS is difficult. We suggest you take A secured education loan and our team can help you throughout the process. To contact our team kindly request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.

  • @tilomahto2428
    @tilomahto2428 9 หลายเดือนก่อน +1

    Mam I need education loan for cpl course in India. please help me Mai callback request ki thi par koi response nhi aaya hai. mam please help me

    • @WeMakeScholars
      @WeMakeScholars  9 หลายเดือนก่อน

      Hi, Apologies for the slight delay. We will surely help you out with the education loan assistance. We would like you to reach out to our Customer Support team at hello@wemakescholars.com. The team will promptly address your concerns.

  • @VarSha-ii6hu
    @VarSha-ii6hu 9 หลายเดือนก่อน

    Your English 🫶