Educational Loan Complete Process Explained ❤️| Documents

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  • เผยแพร่เมื่อ 4 ก.พ. 2025

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  • @RitikMeghwaniOfficial
    @RitikMeghwaniOfficial  3 ปีที่แล้ว +144

    Next Video Kispe Chahiye Guys ??

    • @cuteworld4782
      @cuteworld4782 3 ปีที่แล้ว +7

      Bhaiya jo delhi government fees wavier deti h usme bhi hame pahle pay karni padhti h aur baad me hamaare account me aati h Ya only usme jo college kud scholarship deti h please reply bhaiya

    • @Vlogwithayush29
      @Vlogwithayush29 3 ปีที่แล้ว +4

      Nit fee waiver

    • @ForbiddenLinkerz
      @ForbiddenLinkerz 3 ปีที่แล้ว +3

      Bhaiya IIIT HYDERABAD/BANGALORE/DELHI CSE VS IIT LOWER BRANCHES (CIVIL, MECHANICAL , CHEMICAL) PLEASE 🙏

    • @subhayudatta3496
      @subhayudatta3496 3 ปีที่แล้ว +2

      Symbiosis Institute of Technology ,Pune

    • @itshari118
      @itshari118 3 ปีที่แล้ว +2

      Bhaiya
      Intership kaise milta hai Ur kya kya Krna chiaye everything 🙏🏻

  • @avanishbhardwaj3189
    @avanishbhardwaj3189 2 ปีที่แล้ว +59

    The only video which clear my doubt, no one other gave detailed info as you, Thanks

  • @prabhanjaytiwari
    @prabhanjaytiwari 2 ปีที่แล้ว +170

    I usually don’t comment on any video but this video was really helpful. A great example of How a a good Detailed Video looks like. ❤️🔥

    • @kapilsingh8949
      @kapilsingh8949 2 ปีที่แล้ว

      Was here to comment the same..

  • @harshkharwar5951iiit
    @harshkharwar5951iiit 9 หลายเดือนก่อน +3

    Thxx yt for recommending this ✅..and thx BHIYA 🙏🏻

  • @Ritik439
    @Ritik439 3 ปีที่แล้ว +64

    Gud job brdr u r performing a heroic role.great man ritik

    • @RitikMeghwaniOfficial
      @RitikMeghwaniOfficial  3 ปีที่แล้ว +8

      ❤️

    • @aditkakran321
      @aditkakran321 2 ปีที่แล้ว

      @@RitikMeghwaniOfficial_

    • @samruddhisapre1122
      @samruddhisapre1122 ปีที่แล้ว

      @@aditkakran321 yes apply for it or fill declaration form and get it done by end of this month you will need only 15 to 20 days for issuing it....

  • @bhomitdixit3634
    @bhomitdixit3634 2 ปีที่แล้ว +9

    proper analys kr k banaya h apne i am impressed ☺😁

  • @i_am_ruhi86
    @i_am_ruhi86 2 ปีที่แล้ว +9

    Best Video on education loan 💕☺️
    Thank you Bhaiya 😊

    • @Karma88637
      @Karma88637 10 หลายเดือนก่อน

      Have u got education loan plz reply?

  • @SadhanaSharma
    @SadhanaSharma 3 ปีที่แล้ว +52

    Really veryyyyyyy helpful video... Thank you so much ✨✨✨✨✨

  • @saratchandrakisan37
    @saratchandrakisan37 2 ปีที่แล้ว +41

    Thank you brother; you have provided all necessary information regarding study loan.any body can understand welly and make himself confirm prior to taking study loan.

  • @rishabhyadav8926
    @rishabhyadav8926 2 ปีที่แล้ว +6

    The most detailed video on this topic on TH-cam thanku bhaiya

  • @sushant_singh7388
    @sushant_singh7388 ปีที่แล้ว +3

    ❤One of the best video for Education Loan 🙏 all doubt completely clear only this Video 😊

  • @uttamkumar2991
    @uttamkumar2991 3 ปีที่แล้ว +19

    This video was extremely helpful

    • @RitikMeghwaniOfficial
      @RitikMeghwaniOfficial  3 ปีที่แล้ว +4

      Thanks Uttam ✌🏻

    • @PriyaSingh-ul3qb
      @PriyaSingh-ul3qb 2 ปีที่แล้ว

      @@RitikMeghwaniOfficial plz tell me that 2 yrs ITR is necessary?becoz my father doesn't have itr of last 2 yrs

    • @aryan_O8
      @aryan_O8 2 ปีที่แล้ว

      @@RitikMeghwaniOfficial sir 340000rs Ka Loan Hi chahiye fir Bhi ITR Lagega Kya?

  • @vee.1425
    @vee.1425 3 ปีที่แล้ว +58

    Man you're so helpful thank you so muchhh 😭❤

    • @RitikMeghwaniOfficial
      @RitikMeghwaniOfficial  3 ปีที่แล้ว +15

      Happy to help!

    • @aditkakran321
      @aditkakran321 2 ปีที่แล้ว

      @@RitikMeghwaniOfficial i have submitted ews certificate date 11 jan 22 before april in jee main 2022 registration .Now i am confused about that jee advance require ews certificate issued after date 1 april 2022 .please guide me what to do now? i need to update this ews certificate and upload it on jee advance 2022 registration . 😭please help.😭Anyone help me 😭please🙏. Please reply

    • @aditkakran321
      @aditkakran321 2 ปีที่แล้ว

      @@RitikMeghwaniOfficial i have submitted ews certificate date 11 jan 22 before april in jee main 2022 registration .Now i am confused about that jee advance require ews certificate issued after date 1 april 2022 .please guide me what to do now? i need to update this ews certificate and upload it on jee advance 2022 registration . 😭please help.😭Anyone help me 😭please🙏. Please reply

    • @vamsitech6879
      @vamsitech6879 2 ปีที่แล้ว

      @@aditkakran321 No need to worry
      Ews bnwalo is year ka aur jee advance ke form fill up ke time bhar dena

  • @anupeditzz8774
    @anupeditzz8774 2 ปีที่แล้ว +342

    I visited 3 banks with all documents and they told me to fillup application form on Vidyalakshami portal i.e. it's an government portal and you can easily apply for most banks from the portal its very helpful . and finally I got the loan with few easy steps

    • @harshitapateriya8369
      @harshitapateriya8369 2 ปีที่แล้ว +10

      To aapko loan mil gaya??

    • @anupeditzz8774
      @anupeditzz8774 2 ปีที่แล้ว +23

      @@harshitapateriya8369 Yes I got from Canara Bank just 4 days ago and the process is very very simple .

    • @harshitdubey6141
      @harshitdubey6141 2 ปีที่แล้ว +1

      @@anupeditzz8774 can u send ur any contact details plz i wanted to contact u bro

    • @harshitdubey6141
      @harshitdubey6141 2 ปีที่แล้ว +4

      @@anupeditzz8774 kya bro pura amount apke bank account me aa jata h ya kuch or procedure. Hota h

    • @anupeditzz8774
      @anupeditzz8774 2 ปีที่แล้ว +14

      @@harshitdubey6141 no bank mein nahi aata college ko neft karte hai ya fir unke name se dd dete hai matlab college ke name se and ho jata hai easily

  • @sidd2078
    @sidd2078 2 ปีที่แล้ว +3

    Bhaiya thakyou finally apne ek aisa video banaya to iss topic ko pura clearly samjhaya

  • @dindayalsingh2613
    @dindayalsingh2613 2 ปีที่แล้ว +17

    Your video deserves more views.

  • @hermit3933
    @hermit3933 ปีที่แล้ว +6

    Thank you so much for making this video Brother, God bless

  • @atharvadeshmukh23
    @atharvadeshmukh23 2 ปีที่แล้ว +15

    Thanks very detailed explanation 🙏❤️

  • @quickcraft92
    @quickcraft92 ปีที่แล้ว +5

    This helped a lot. A big thank you. 🙏

  • @Funwithjojo96
    @Funwithjojo96 2 ปีที่แล้ว +9

    Thanks for giving proper information about educational loan.👍

  • @_add.it.ya_
    @_add.it.ya_ 2 ปีที่แล้ว +4

    Bhaiya you are a king👑
    Thank you so much

  • @mintuiiit-d5922
    @mintuiiit-d5922 3 ปีที่แล้ว +2

    Thanks Bhaiya for this video 😘❤️ love you

  • @SG-ib7bh
    @SG-ib7bh 3 ปีที่แล้ว +5

    Really helpful info..keep it up Dear

  • @Rj_bantai4647
    @Rj_bantai4647 2 ปีที่แล้ว +1

    One of the great recommend video by TH-cam thanks a lots bhaiya😍😍

  • @binitrajput7609
    @binitrajput7609 2 ปีที่แล้ว +24

    Sir does our parents credit score is required to be high? If so How much high and would I get loan if my parents credit score is low due to Financial Problems Arose after covid

  • @Kunalanimation21
    @Kunalanimation21 ปีที่แล้ว

    Thank you bhaiya ❤ apne saare doubts clear kar diye

  • @ruhminking9268
    @ruhminking9268 3 ปีที่แล้ว +4

    Thanku so much bhaiyya

  • @coolguy8422
    @coolguy8422 2 ปีที่แล้ว +7

    Very thankful and relaxive video keep it bro👍👍❤❤

  • @manpreetparmar8664
    @manpreetparmar8664 ปีที่แล้ว

    thankyou so much sir aapne itni detail mein ye jaankaari share ki

  • @nikhleshsharma6793
    @nikhleshsharma6793 2 ปีที่แล้ว +4

    Great sir ❤❤

  • @nitingupta4906
    @nitingupta4906 ปีที่แล้ว +1

    Thankyou so much bhaiya for this gr8 information ❤

  • @thewarrior07
    @thewarrior07 2 ปีที่แล้ว +3

    Usefull 🥺❤️

  • @KiranShirke3y7
    @KiranShirke3y7 2 ปีที่แล้ว

    This video has all information Maine bahut sare videos dekhe paer ye sahi hai

  • @aman3210
    @aman3210 3 ปีที่แล้ว +12

    Coding for beginners ... roadmap to 1st year please !!!!

  • @HogaJaroor
    @HogaJaroor 10 หลายเดือนก่อน

    sbi education loan scholar nit male general....9.65 interest rate is ok? ... below 4 lakh

    • @himanithakur6651
      @himanithakur6651 8 หลายเดือนก่อน

      Go for student credit card loan ...only 4% rate for boys

    • @HogaJaroor
      @HogaJaroor 8 หลายเดือนก่อน

      @@himanithakur6651 can't understand... education loan I am asking...

  • @ForbiddenLinkerz
    @ForbiddenLinkerz 3 ปีที่แล้ว +11

    Dal bati churma ritik bhaiya surma 👍👍👍👍😱😱

  • @rootergaming3005
    @rootergaming3005 7 หลายเดือนก่อน

    Most detailed video on TH-cam❤

  • @sakshamarora4306
    @sakshamarora4306 2 ปีที่แล้ว +20

    If we are gonna enrol for btech courses can we side by side do this course ? As in NEP dual degree is made valid . Correct me if I'm wrong 😀

  • @KunalMahajan-cx2zh
    @KunalMahajan-cx2zh 8 หลายเดือนก่อน

    Thank you Ritik bhaiya for this informative and useful information ❤❤👏👏

  • @sumitsaxena1091
    @sumitsaxena1091 ปีที่แล้ว +78

    Important point which was not told in video:- If you come under EWS category then u get subsidy on interest and your interest become zero.
    It depends on which bank you are visiting.

    • @maahimakwana
      @maahimakwana ปีที่แล้ว

      Which bank should a sc category female visit!? Btw I m aiming for nit.

    • @sumitsaxena1091
      @sumitsaxena1091 ปีที่แล้ว +4

      @@maahimakwana if you are selected in nit. Government give 100% fee waiver to sc Candidate.

    • @maahimakwana
      @maahimakwana ปีที่แล้ว

      @@sumitsaxena1091 yea ik but that will be for college fees not for hostel & mess fees ig

    • @sumitsaxena1091
      @sumitsaxena1091 ปีที่แล้ว +1

      @@maahimakwana i think it will give for hostel and mess also.
      If not then try for SBI it is good and u get loan faster.

    • @maahimakwana
      @maahimakwana ปีที่แล้ว

      @@sumitsaxena1091 okay thanks

  • @anuragjhote6252
    @anuragjhote6252 2 ปีที่แล้ว +2

    Bro your explanation is 👍 great

  • @kunalkashyap6382
    @kunalkashyap6382 3 ปีที่แล้ว +115

    Bhaiya everything is fine but plz thodi sound increase kariye video ki 😅

    • @RitikMeghwaniOfficial
      @RitikMeghwaniOfficial  3 ปีที่แล้ว +28

      Okay ✌🏻

    • @rahuldravid8414
      @rahuldravid8414 2 ปีที่แล้ว +5

      Perfect voice hai but...

    • @KH-ep8gx
      @KH-ep8gx ปีที่แล้ว +1

      Apne headphones ki sound bda le...

    • @kunalkashyap6382
      @kunalkashyap6382 ปีที่แล้ว +1

      @@KH-ep8gx full volume pr bhi kam hai😒

    • @Shivam-dd2pq
      @Shivam-dd2pq ปีที่แล้ว +1

      ​@@kunalkashyap6382 bhai headphone badal 😂

  • @AtulDhanak-ho8uf
    @AtulDhanak-ho8uf 8 หลายเดือนก่อน

    Very thankful video👍

  • @banumathi5201
    @banumathi5201 3 ปีที่แล้ว +4

    Most informative video
    Ur all Info very much useful
    Bhai Can u pl make video for coding aspirant
    Doing 12th now. How can I improve my coding knowledge. Kuch coding course ke bare mein batade na bhai
    Thanks in advance

  • @mohd.farhanansari809
    @mohd.farhanansari809 9 หลายเดือนก่อน

    Thank you brother for making this video

  • @jintubarman7913
    @jintubarman7913 2 ปีที่แล้ว +5

    Helpful bhaiyaa ❤️
    Thank you

  • @saizanmalik211
    @saizanmalik211 3 หลายเดือนก่อน

    Useful video thank you

  • @paraskumbhar2865
    @paraskumbhar2865 3 ปีที่แล้ว +10

    Sir Actually I am An Aerospace Aspirant in 12th... so can u please make a review of IIEST Shibpur?? Is it a good GFTI?

    • @asshorts3123
      @asshorts3123 2 ปีที่แล้ว +8

      it is not a gfti anymore it is now a nit

  • @irachoudhury4334
    @irachoudhury4334 10 หลายเดือนก่อน

    Really very very useful vdo.Thank you

  • @nehakadhre5982
    @nehakadhre5982 ปีที่แล้ว +3

    Heyy! Can u please tell me if I am supposed to create the schedule of expenses to submit to the bank or should I ask for it from my chosen university ?? Thank u in advance. 🤓🤓

    • @RitikMeghwaniOfficial
      @RitikMeghwaniOfficial  ปีที่แล้ว +1

      Try to get it From university , becoz bank need University seal also on fee structure.

    • @nehakadhre5982
      @nehakadhre5982 ปีที่แล้ว

      @@RitikMeghwaniOfficial thank you so so much! 😁

  • @punjabigyan158
    @punjabigyan158 2 ปีที่แล้ว +1

    thanks you so much for this video

  • @ishanlashkari
    @ishanlashkari 8 หลายเดือนก่อน +3

    Please help
    If the government is giving me a scholarship in college because I belong to the OBC category and then I take a loan from a government/private bank, will I get a scholarship then?

  • @SunitaSharma-nb8bv
    @SunitaSharma-nb8bv 2 ปีที่แล้ว +1

    Thanks you so much sir 💓

  • @Shrinath511
    @Shrinath511 ปีที่แล้ว +3

    Bhia Kya Bits Pilani CS Ke Liye 20 lakh ka Loan Lena Chahiye Kya

  • @kirmada98
    @kirmada98 11 หลายเดือนก่อน

    Nice bhaiya
    Best explanation

  • @adityajagtap6788
    @adityajagtap6788 2 ปีที่แล้ว +3

    Thank you so much Bhaiyya♥️✨✨

  • @roshen_iitm
    @roshen_iitm 2 ปีที่แล้ว +2

    Very informative video bhaiya👍, but your voice is bit low

  • @foodieme4819
    @foodieme4819 ปีที่แล้ว +3

    Bhaiyya , mera 1st sem ho gaya and i hv paid fees of 1st year .... Lekin muze abhi loan Lena hai to le sakta hu ?

  • @Ya_im_sh
    @Ya_im_sh 2 ปีที่แล้ว +2

    Thank you so much ❤️❤️

  • @vinitburnwal8061
    @vinitburnwal8061 ปีที่แล้ว +3

    if i am going to LPU then can i take a loan or not? because i have no money to borrow fees of LPU...please reply

  • @krunchyburger891
    @krunchyburger891 2 ปีที่แล้ว +8

    What if I want to do masters right after completing my bachelor's degree? I won't have a job, so how will I pay EMIs?

  • @avanijain737
    @avanijain737 ปีที่แล้ว +2

    very helpfull video

  • @ShortsOG123
    @ShortsOG123 2 ปีที่แล้ว +3

    Hy plz tell it is only for college or can be for coaching also

  • @JyotiGupta-tf7ik
    @JyotiGupta-tf7ik ปีที่แล้ว

    Thank you❤ bhaiji

  • @kajalsenger8794
    @kajalsenger8794 2 ปีที่แล้ว +5

    Hi i am from Delhi University i struggling with my accomodation and travelling expenses can I apply for loan

  • @professor6767
    @professor6767 ปีที่แล้ว

    Thankyou God bless you

  • @cuteworld4782
    @cuteworld4782 3 ปีที่แล้ว +5

    Bhaiya jo delhi government fees wavier deti h usme bhi hame pahle pay karni padhti h aur baad me hamaare account me aati h Ya only usme jo college kud scholarship deti h please reply bhaiya

  • @somyajain721
    @somyajain721 5 หลายเดือนก่อน +1

    It means our parents have to pay interest only. while we are studying

  • @8yearsand645
    @8yearsand645 2 ปีที่แล้ว +5

    Bahiya you have explained this topic very smoothly currently I'm preparing for clat which is common law admission test you can say this is jee for law after passing the entrance students would get national law Universities where these universities has relatively high fees this is a 5 year course so I have pay around 16 lakh.
    My question is if I apply for educational loan then 7-12% interest would for 1 year on overall loan right.

    • @arpitamishra6070
      @arpitamishra6070 2 ปีที่แล้ว +1

      Jee for law please bro kuch bhi har 1 seat ke liye 21-22 aspirants se hee compete karna hota hai aur around 30 bache toh class mein hee hote hai usually so it’s basically a classroom competition & I’m talking in terms of competition not difficulty lmao, aur JEE mein around 10 lakh students take the examination & out of them 15K are able to enter IITs, so you can calculate the selection ratio

  • @AyushiNagar-e1c
    @AyushiNagar-e1c 5 หลายเดือนก่อน

    Thank you ❤

  • @bhartithakur1925
    @bhartithakur1925 3 ปีที่แล้ว +8

    Please share some affordable college options for those who cant take loan :(
    And want to complete their degree anyhow

  • @Trade_Talk_Insight
    @Trade_Talk_Insight ปีที่แล้ว

    Thankyou man ❤️

  • @riteshsadh853
    @riteshsadh853 2 ปีที่แล้ว +4

    Can I get education loan in 3rd year of Btech?

  • @kamalmittal8951
    @kamalmittal8951 ปีที่แล้ว

    Thank you sir your explanation is very easy

  • @ronakbansal1925
    @ronakbansal1925 2 ปีที่แล้ว +40

    What is the maximum amount of loan do SBI bank give for laptop,books etc to the students🤔?????

    • @BLADE_PLASMA
      @BLADE_PLASMA 2 ปีที่แล้ว +4

      Depends on your collateral mn

    • @ar2658
      @ar2658 2 ปีที่แล้ว

      @@amitkumarxiia5856 🤣

    • @patilrajesh2500
      @patilrajesh2500 2 ปีที่แล้ว

      @@amitkumarxiia5856 😂

    • @amanbaranwal5816
      @amanbaranwal5816 8 หลายเดือนก่อน

      Bhai sbi loan nhi deti easily

  • @sonukumarsingh4333
    @sonukumarsingh4333 3 ปีที่แล้ว +2

    Bhaiya sbi scholar loan pe ek video banaye pls

  • @subhamsinha844
    @subhamsinha844 3 ปีที่แล้ว +3

    bhaiya agar vit mai koi bhi software related branch category 1 mai mil rha hai toh kya usme education loan lena chahiye

    • @RitikMeghwaniOfficial
      @RitikMeghwaniOfficial  3 ปีที่แล้ว +1

      le sakte ho but puri fees ke liye lena mere hisab se thoda jyada hojayga , 7.5 lakhs tkk theek he but usse jyada nhi #opinion

  • @Swisss4914
    @Swisss4914 ปีที่แล้ว +3

    bhaiya is there any marks requirement in class 12 for education loan

  • @satyanshupandey1166
    @satyanshupandey1166 2 ปีที่แล้ว +2

    Bhaiya mere ps to first year ke liye bhi paise. Ni h or na hi arrange ho payega kuki mae bhut hi poor family se hu tb kaise hoga

  • @furysid7663
    @furysid7663 2 ปีที่แล้ว +3

    should i take loan for vit

  • @opvlogs8105
    @opvlogs8105 10 หลายเดือนก่อน +1

    I m staying at rental house costs 2300 per month... Also 4500 for food.. So can ininclude it... Its not in my college given fees structure. Also if i pursue hostel in futre can i include it in future

  • @shubham3440
    @shubham3440 2 ปีที่แล้ว +3

    Bhaiya what about private college 🥲

  • @RAVIRAJ304.
    @RAVIRAJ304. 6 หลายเดือนก่อน +1

    Bhai please wrong information mat de ki hame private shee loan lena chahiye 1. More interest as compare to govt bank
    2. Private banks takes hidden charges and processesing fees also including .

  • @shubhamraj7576
    @shubhamraj7576 3 ปีที่แล้ว +5

    Vit se education loan lena chahiye ??

  • @ganeshtambat5629
    @ganeshtambat5629 ปีที่แล้ว +1

    Very nice 👌

  • @emrozahmed
    @emrozahmed ปีที่แล้ว +3

    Sir How much ITR per year should we consider for 20L unsecured education loan

  • @AXIED_69LEGEND
    @AXIED_69LEGEND 2 ปีที่แล้ว +2

    Hardwork

  • @aniketchoudhari8263
    @aniketchoudhari8263 2 ปีที่แล้ว +3

    Can I get smoothly loan for cse in iiitDM jabalpur??

  • @Priyanshu-ux3hq
    @Priyanshu-ux3hq 2 ปีที่แล้ว +2

    please make a detail video on lovely professional University 🙂 btech cse

  • @prodbyrt1956
    @prodbyrt1956 2 ปีที่แล้ว +15

    Sir i got into srm ktr branch in cse. the fee is 350000. i wont be staying in hostel. i have already watched ur srm video. but i want to ask u again. pls help
    i will be taking student edu loan is it worth it? i'm so confused.

    • @VivekKumar-kx2zf
      @VivekKumar-kx2zf 2 ปีที่แล้ว +1

      Please tell your srmjee rank i will help you

  • @yashpanchal9034
    @yashpanchal9034 ปีที่แล้ว +3

    Sir Can i get education loan for professional course like ACCA, CMA??

  • @pujapatelkumari3465
    @pujapatelkumari3465 2 ปีที่แล้ว +2

    Bhaiya college bank me v bank account hona chahiye kya and itr kya hai or kaha se banaya jata hai

  • @aryanverma7196
    @aryanverma7196 2 ปีที่แล้ว +3

    Bhaiya vit vellore k liye worth hoga loan lena. 4 to 6 lakh?

    • @Aspirant_facts
      @Aspirant_facts 2 ปีที่แล้ว

      Bhai loan mila tmhe plz reply

  • @darshbirsingh8862
    @darshbirsingh8862 2 ปีที่แล้ว +1

    Thank you bhaiya

  • @AmanSingh-uq6tu
    @AmanSingh-uq6tu 3 ปีที่แล้ว +4

    Bhaiya CGC LANDRAN College review is still not there on your youtube channel and I have searched about it and it made me so confusing about it pls bhaiya review the College as I always trust you about College reviews

  • @born7627
    @born7627 ปีที่แล้ว

    Very useful brother 😊

  • @space7879
    @space7879 2 ปีที่แล้ว +9

    Apan gareeb h na 🤧... Issliye

  • @saranshcharchit4317
    @saranshcharchit4317 ปีที่แล้ว +1

    8:29 Correction: 20 Hazaar

  • @biithefoodie1026
    @biithefoodie1026 7 หลายเดือนก่อน

    U R SO HANDSOME ❤❤

  • @Elvishyadavvlogs00012
    @Elvishyadavvlogs00012 ปีที่แล้ว +1

    Is bank account is important or we can process that at the time of loan