Hello Ritik. We believe our employees do not take any money for the services we provide. The processing fee you mentioned is probably the fee taken by the banks because all banks take a processing fee for your education loan which is around 10,000 rupees. We would like you to confirm with your financial officer about what the processing fees was. And if really something is wrong at our end, please write to us at hello@wemakescholars.com and we will resolve it.
18:47 mam i got admission in nit and my family income is less than 1 lakhs so my tuition fee becomes Nil and still I want loan for other expenses then what should I have enter in tution fee section Please mam reply 🙏🏻
Hello Ma'am, I've a few questions, firstly, what if the co-applicant is the sibling rather than the parents? How will this work? Secondly, you mentioned that the repayment period is under 100 months not more than that but, when I googled, it mentioned that the repayment period is of 10-15 years so could you please clarify this? Thirdly, can I get a non-collateral loan for more than 7.5 lacs for abroad education? If yes, then what is the max amount that is allowed?
Hi Rushi, To answer your questions: 1) Your Parents must be included as primary co-applicants in your loan process for sure. However, you can additionally include your brother as a financial co-applicant 2) We’ve clearly mentioned in the video that banks offer loan repayment up to 15 years. As the Vidyalaxmi portal doesn’t allow adding more than two digits, we have kept it below 100 Installments 3) It is possible to get an unsecured loan from private banks. But public banks offer you only up to 7.5 lacs of unsecured loan, >7.5 lacs then collateral must be pledged. Our team can check whether your brother is an eligible co-applicant or not. We can help you in securing an education loan of more than 7.5 lacs for your overseas studies. Request a callback at bit.ly/48cTdcR . Our team will get back to you shortly.
Hey! Vidyalaxmi is a website that lets you apply for an educational loan to any bank through it and Jansamarth has education loan subsidy schemes. So, you are asked to apply through Vidyalaxmi. But instead of all that, you can apply on our website by filling a small form using this link: bit.ly/48cTdcR. You can also get our services free of cost and without any hassles that you might face when you go by yourself.
Mam in own source/scholarship section i have paid 1lakh already to the college so can I mention that or can i add 0 in this section if i wouldn't have any scholarship/own source or willing that for the rest amount i will go for loan completely?
Hi Ayush, We suggest you add '0' in the own source/scholarship section if you don't have any funds. You can get the amount reimbursed that you have paid to the college after your loan is sanctioned. You can get in touch with our team to receive assistance in your education loan process. We will help assist with checking your eligibility with 15+ private and public banks and help you in getting an education loan. Kindly request a callback on this link: bit.ly/48cTdcR or call this number: 9889882090 to get in touch with your financial officer.
@@WeMakeScholars Thankyou for helping me with this query. Mam the reimbursement amount will be credited to the student account itself only or have to do something else as per what the bank says?
Hello mam, Actually i have applied for the loan in SBI. Then they told me to apply on vidyalaxmi portal. But my parents income is below 4.5 lakh so i am eligible for subsidy. So please mam tell should i apply on vidyalaxmi portal or Jansamarth Portal ?
Hello! I would suggest you to please connect with our our team and they will help you with your education loan .Our team will help you determine your eligibility in 15+ public and private banks and help get best education loan which suits your profile. To get assistance request call back on the link: bit.ly/48cTdcR
Hello Kunal, You have to pay interest on the amount that you are getting disbursed from the bank. To calculate the amount that you have to pay back you can use our EMI calculator www.wemakescholars.com/education-loan/emi-calculator. We are partnered with 15+ public and private and help you find suitable banks based on your profile. We provide one-on-one assistance with your education loan by assigning a dedicated financial officer. You can request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
1. In how many days banks will approve a loan after submission of application 2. Does the approved loan amount will transfer to applicant account or instituion
Hi Ramesh, To Answer your Questions: 1) It depends on the bank you’re approaching. If you take a loan from public banks the processing time will be over a month. If you take a loan from a private bank, processing time will be within 2 weeks. 2)The approved loan amount will be disbursed into your loan account. We can definitely help you get an education loan for your higher studies. We facilitate lesser processing time. And we can also help with wire transferring your tuition fees to the university by directly talking to the bank’s officials. We’re empanelled with 15+ public and private banks. Speak with our team as they can suggest you the best bank, matching your profile. Furthermore, all our services are free of cost. Request a callback at bit.ly/48cTdcR. Our loan team will get back to you shortly.
Hi Damini, Honestly, I had logged in to your portal around 2/3 weeks back and your executive called me last week. WMS executive took 1/2 weeks time to call me to understand my case. Also, my experience with Vidya Lakshmi is not great, they are very slow in processing the application. When my case was assigned to VL Bank, they took 1 week just to call me and understand my case. Till date I have no clarity on my case.
Hi Virajshinde, sorry for the delay maybe our financial officer was occupied with some other work. If it is possible can you please share your registered email ID here by which we can locate your file and help you as soon as possible or write an Email to hello@wemakescholars.com
most banks offer 7.5 lakh loan without collateral and on Vidya laxhmi theyre asking about securities for any loan above 4 lakh. Do I put in about a LIC in the box so I can move forward?
Hi, Please keep in mind that loans of up to 7.5 lacs do not require any collateral. However, if it asks for security, you can mention your LIC and include it as security while filling out the form.
Hi Om, Kindly reach out to us, our team can provide assistance on this matter. We can definitely help you secure an education loan for the remaining 3 years of the course. Simply request a callback at bit.ly/48cTdcR. Our team will respond to you shortly.
Hi Saraswati, there are banks offering unsecured loans to the students. We can help you in getting the loan of 10 lakhs as we’ve partnered with 9+ NBFCs and Private banks. We facilitate faster processing time in your education loan process. On top of that we don’t charge any service charges as we’re funded and supported by the Government of India, Ministry of IT and come under the Digital India Campaign. Feel free to request a callback at bit.ly/48cTdcR. One of our financial officers will get back to you shortly.
Hey Gowtham, we can help you get an education loan with a CIBIL of as low as 600. We’re empanelled with 15+ public and private banks, increasing your chances of getting the loan. Simply request a callback at bit.ly/48cTdcR. Our team will get back to you soon.
Hi Niddhi, In an education loan, a subsidy means that the government waives off your interest which you pay in your moratorium period (course duration + 6 -12 months) but you will have to pay full EMIs after the moratorium period. You can only be eligible for the CSIS ( Central Sector Interest Subsidy Scheme) if you meet the eligibility criteria. Please contact your financial officer to know more details. They'll assist you in checking your eligibility with 15+ public and private banks and help you get an education. Kindly request a callback using this link: bit.ly/48cTdcR or call this number: 9889882090 and a dedicated financial officer will get in touch with you shortly.
Hi Ganesh, please note that PAN card is the basic requirement banks need in order to process your loan. Even minors are eligible to apply for a PAN card. We suggest you to apply for it. We can definitely help you in securing an education loan for your bachelors’ studies. We increase your chances of getting the loan as we’re empanelled with 15+ public and private banks. After receiving the PAN card you can contact us by requesting a callback at bit.ly/48cTdcR. Our team will respond to you as soon as possible.
Hi, Please note that as Vidya Laxmi portal is a Government portal and there might be high volumes of applications due to which you might be getting this error. We would suggest you to get in touch with our team who will help you get an education loan by checking your eligibility with 15+ public and private banks so you can get the best education loan which suits your profile. Please request a callback on this link: bit.ly/48cTdcR
Hi, We suggest students start the education loan process before getting admission, but only after deciding on the university/college they intend to go to and applying for it. Could you let us know where do you intend to study - In India or abroad?
Hey, Our team will assist you with checking your eligibility with 15+ public and private banks and help you get an education loan that fits your profile. Kindly get in touch with your financial officer by requesting a callback on this link: bit.ly/48cTdcR or give a call here: 9889882090.
In the tution fee section do i have to fill only the tution fee? What about university charges, security n other fees payable to college? Please answer
My college fees is 270000, but i want to pay 70000 from my pocket and 200000 as loan. So should i include 70000 in Own Source/ Scholarship field or should i change the fees structure from college?
Mem kya me 2 year ke liye hi loan apply kr skti hu ...agr mujhe 1st and 2nd year me hi chahiye or 3rd and 4th year me khud se pay kr du to kya meko laon mil jaye
Hi, Aapko loan mil sakta hai lekin aapko baaki ke academic years ke liye proof of funds show karna padhega, kyun ki banks apki overall course ki cost consider karte hai. Aap hamari team se contact kar sakte hai assistance ke liye. Hamari team aapki eligibility 15+ banks me check karne me aur loan sanction me madad karegi. Aap yah link par callback request kijiye: bit.ly/48cTdcR ya yeh number par call kijiye: 9889882090 hamari team se connect karne ke liye.
Hi, I want to pursue CFA and I want to take education loan for that. Will banks give education loan for CFA. If Yes, what are the documents do i have to submit for that. Thankyou.
And the bank i paid 11800 processing fees was hdfc and they are assigning me a sbi bank for loan they provided me with a hdfc bank phonepe QR code so i pay throug this QR is it real or fake mam pls reply very confused
Hi, Kindly note that we never charge service fees from the students. Vidya loans must have charged you the processing fee. We are only authorized to help students who take loans above 7.5 lakhs. To help students who want to study in India and need an education loan less than 7.5 lacs, we have partnered up with Vidya Loans. For which they are charging Rs. 10,000 plus 18% GST. It is completely optional for you to use their services. Is your loan amount less than 7.5 lacs? Vidya loans are completely reliable. Do not Worry.
Hi Abhinav, When applying for an education loan having a PAN card is mandatory . We recommend that you apply for it, and after you have your PAN card, you may contact our team; we will check your eligibility with 15+ public and private banks and help you get an education loan that fits your profile. Please request a callback using this link: bit.ly/48cTdcR or call 9889882090, and our team will get back to you soon.
Hello, I have already applied for ed loan for commercial pilot training programme in South Africa through wemakescholar. I have been already assigned a loan officer to me. SBI, Axis Bank, IDFC Bank, ICICI, HDFC has already rejected my loan application. Bank of Baroda may give me loan but your loan officer said that you dont work with BOB any more becuase they increases the spread afterwards. is there any other option left for me? do you provide assisstance to students who apply through vidhya laxmi portal?
Hi Tushar, Kindly note that study in South-Africa is not accepted by all public banks. But we do case-by-case deviation approval from circle CGM. Unfortunately your chain deed is missing for your collateral. Private Banks and NBFC’s will not consider south-Africa -aviation. These were some of the reasons for your loan not getting approved. I hope you’ve understood. If you’re still having any queries, kindly write an email to hello@wemakescholars.com our team will provide the necessary guidance.
Madam i have recently checked out some information about education loan policy in ICICI bank official web page and i found that upto 40 lakhs non collateral is required for domestic studies but while following through Vidya Lakshmi we provide collateral information and without documents submition. If the bank provide collateral free loan upto certain amount, which one can i go through 1) applying Directly form bank 2) applying through CSIS or Vidya Lakshmi portal One final question, how long it would takes to get sanctioned loan after successfully completing application form the requested to banks
Hey! Please note that if you're eligible for the CSIS scheme, you should apply through the Jansamarth Portal. Otherwise, you should apply through the Vidyalaxmi Portal. Visit www.wemakescholars.com/education-loan/education-loan-interest-subsidy-government-schemes-to-know#:~:text=Ambedkar%20Central%20Sector%20Scheme,-The%20ACSISOBCEBC%20(Dr&text=to%20study%20abroad-,Eligibility%3A,including%20PG%20Diploma)%2C%20M to check your eligibility. The loan processing time depends on the bank you’ve taken the loan from. However, if you process your loan through Wemakescholars, we facilitate lesser processing time. Our regional heads have good relations with bank superiors and if you face any issues we can get it solved. Additionally, all our services are completely free of cost. Simply request a callback at bit.ly/48cTdcR. Our team will get back to you as soon as possible.
Hi Manish, You can definitely apply for a Minor's PAN card. Regarding your education loan inquiry, we're here to assist you in finding the best loan for your needs. Reach out to us for expert assistance. Request a callback here: bit.ly/3MVP0Sy. Let's start your loan process today!
Hi, it is an added advantage to have a co-applicant with high income. We can save your valuable time and effort as we can connect to multiple banks at one go. We’ve partnered up with 15+ public and private banks, increasing your chances of getting an education loan. Feel free to request a callback at bit.ly/48cTdcR. A dedicated financial officer will get back to you shortly.
Hi, You should upload your last academic mark sheet. If you face any issues related to your loan process, feel free to speak with our team. They can provide the necessary guidance and assistance. Request a callback at bit.ly/48cTdcR. Our team will get back to you as soon as possible.
Hello mam i have some doubts regarding this please clear it 1. Kya btech 4th year me loan mil jata h 2. And my family income is less than 4.5 to kya me subsidy ke liye eligible hu
Hi Harshit, You can check your eligibility for the subsidy on the Jansamarth portal using this link: www.jansamarth.in/home. If you are eligible, apply for your education loan through the Jansamarth portal. As you are looking out for an education loan you can get in touch with our team and they'll help you check your eligibility with banks and assist you in getting an education loan. Request a callback using this link: bit.ly/48cTdcR or call here: 9889882090.
Hello Ronit, You can fill in as Intermediate/Higher secondary education. If you are seeking one-on-one assistance with education loan our team can help you. We are partnered with 15+ public and private banks and we can connect you to suitable banks by analyzing your profile. We will assign you a dedicated financial officer who will help through out the education loan process. You can contact us by requesting a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
hello please reply can we get disbursed amount of loan in our account because university is asking for fees first so if bank provide the fees direct to university then what about our money which i have submitted to college...
Hi Jatin, we can definitely help you in this situation. If the university is asking you to fulfill a financial condition, we will talk to banks to wire transfer your fees to the university. About the money which you’ve already paid, we can help you with the reimbursement by talking to the bank officials. Speak with our team to get the necessary guidance and assistance in this matter. Request a callback at bit.ly/48cTdcR Our team will get back to you shortly.
Hi, Kindly ensure that until you have submitted the final form the bank details are editable. and the process of applying and understanding the terms can be tedious. If you are slightly not assured about it then it is recommended to get in touch with the Financial Officer by simply tapping on the link: bit.ly/48cTdcR. The team will promptly reach out and assist you in the best way possible. They will help you out with the whole process and compare the terms with the leading 14+ lenders in India. All the best!
Hi mam your we make scholar team loan officer asked me to pay 10000rs and 1800gst total 11800 rs and i paid and she connect me with processing officer so this is a bank processing fees these are refundable or again i have to pay bank processing fee seperatly pls clarify mam veey confused
Hi, Kindly note that we never charge service fees from the students. Vidya loans must have charged you the processing fee. We are only authorized to help students who take loans above 7.5 lakhs. To help students who want to study in India and need an education loan less than 7.5 lacs, we have partnered up with Vidya Loans. For which they are charging Rs. 10,000 plus 18% GST. It is completely optional for you to use their services. Is your loan amount less than 7.5 lacs?
Mam i have applied for sbi bank but by mistake i have gaven a IFSC code of another branch SBI bank , if i want to get in my location branch in SBI should i have to make the rejection of my loan in another branch i.e another branch of SBI->by mistake one and i also have one doubt after rejection can i apply for same bank for Ed loan but another branch
Hello Srinivas, you can write an email to vidyalakshmi@proteantech.in they can give you solution. Our team can help you by connecting you to a suitable bank by analyzing your profile. You can contact us using this link: bit.ly/48cTdcR or call us at 9889882090.
Hello. To avail the CSIS scheme benefit you must apply through the Jansamarth portal, not the Vidyalakshmi portal. Once you are eligible for the CSIS scheme, then you must process your education loan through the Jansamarth portal. Here is a detailed video link on the form-filling process in the Jansamarth portal: th-cam.com/video/1qdzHGnoqEs/w-d-xo.htmlsi=PT_NJz1JjfLKFEnV. If you are seeking one-on-one assistance with the education loan process our team can help you. A dedicated financial officer will analyze your profile and connect you to a suitable bank. You can contact our team by requesting a callback using this link: bit.ly/48cTdcR or by calling 9889882090.
Hi, You can mention the approximate loan amount that you require for your education. Please contact our team to receive assistance with your education loan. You can request a callback using this link: bit.ly/48cTdcR or give a call here: 9889882090 to connect with our team.
Hello mam, I have contacted the weMakeScholars for education loans of 7.5 lakhs then they said that they can't give this loan from government bank then they send my application to vidya loans then they asked for processing fee of 10000 + 18%gst = 11800. Is Vidya Loan are real or Fake?
Hi! Yes, that's correct. VidyaLoans is one of our partner organizations at WeMakeScholars, similar to the 15+ lenders we collaborate with. We specifically recommend VidyaLoans to students who require a loan amount of less than 7.5 lakhs and prefer loans from government banks. It's important to note that VidyaLoans charges a processing fee of 10k+GST. In general, all banks and NBFCs will impose some form of processing fee. However, it's important to clarify that WeMakeScholars does not charge any fees for its services. Any fees paid to banks or NBFCs are their own charges, not ours. This holds true even if you approach them directly. We hope this clears up any confusion!
Hello Swetha, Banks have a concept called loan margin which provides almost 90% of the loan amount and the other 10% of funds has to be arranged by the student. Our team can help you with your education loan process. Kindly contact our team by requesting a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Mam the anount after typing my tuition fee and living expense for abroad loan is 65lakhs But I don't need it full I only need 45lks How to reduce it Should i type that 20lk would be provided by me
Hello! Yes, you can simply state that you'll be providing 20 lakhs yourself, and then input 45 lakhs as your required loan amount. Since your total expenses amount is 65 lakhs but you only need 45 lakhs however, Kindly note that some banks might request proof of funds for the 20 lakhs you're contributing. If you're facing any issues in your education loan process. Kindly contact us bit.ly/48cTdcR. Our loan team will get back to you shortly and provide necessary assistance
Hi, I want to pursue CMA and I want to take education loan for that. Will banks give education loan for CMA. If Yes, what are the documents do i have to submit for that. Thankyou.
Hi Harshita, You can still apply for an education loan even if your father is an NRI. If he does not file an ITR, other documentation will be required. You can find out the specifics and requirements by speaking with your financial officer. Our team will help you apply for an education loan that meets your needs by assisting you in checking your eligibility with 15+ public and private banks. A dedicated financial officer will contact you shortly if you call 9889882090 or request a callback via this link: bit.ly/48cTdcR.
Hi Son, As you’ve applied to only one bank, the chances are limited. Do not worry, if you process you’re loan via Wemakescholars we can connect you to multiple banks at one go saving your time and effort. We’ve empanelled with 15+ public and private banks, increasing your odds of getting the loan. Moreover, As we’re funded by Ministry of IT , Government of India, all our services are completely free of cost. Feel free to request a callback at bit.ly/48cTdcR. One of our financial officers will get back to you soon.
Hello, as the banks have the same criteria despite the branches you cannot apply for a different branch. Try choosing another bank for an education loan. We are partnered with 15+ public and private banks and our team can help you with your education loan process. A dedicated financial officer will be assigned to analyze your profile and connect you to suitable banks. You can contact us by requesting a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Hi ! We have applied in jansamarth portal, they are giving us low loan amount then the amount required to us and we have also filled the vidya Lakshmi and its not happening. They are saying u have already applied in jansamarth, what to do pls help
Hello, if you’re eligible for the CSIS subsidy, you should apply through Jansamarth Portal. Kindly note that the amount showing is actually the subsidy not your total loan amount. By taking an education loan you can claim the subsidy. I hope you’ve understood. We can definitely help you get an education loan so that you can claim your subsidy. We’re empanelled with 15+ public and private banks. Speak with our team as they can connect you to the best bank, matching your profile. Additionally, we don’t charge any service fees. Simply request a callback at bit.ly/48cTdcR. Our team will respond to you shortly.
Hi Rambabu, Considering your CIBIL score, only collateralized loan is possible for your case. We can help you in getting the secured loan. Kindly request a callback at bit.ly/48cTdcR. Our team will get back to you shortly.
Hello ma'am By mistake i have registered on Jansamarth portal and now i have to apply it on vidyalaxmi and now on the last step you have already registered on Jansamarth what to do now
Hello, Please note that once you apply on the Jansamarth portal you cannot apply on the VidyaLakshmi portal. We suggest you go through with the Jansamarth portal only. If you are seeking one-on-one assistance with your education loan process our team can help you. Kindly request a callback using this link: bit.ly/48cTdcR or by calling 9889882090.
Yeah but my loan is below 3 lac and I have no guarantor and jansamarth portal is asking for guarantor who pay ITR And in vidyalaxmi portal they are not asking for guarantor because my loan is below 3 lac What to do please help me
Hi, You can write an email to grievance@jansamarth.in. or Customer.support@jansamarth.in and request the portal support team to cancel your application.
Hi Daniel, When you specify that your requirement is less than 7.5 lacs, the section asking for a guarantor does not display, hence no collateral details are required. I hope this has answered your question.
Hey Harshi! If you have all the appropriate documents and are eligible you will get a education loan. I suggest you get in touch with our team who will assist you in determining your eligibility with more than 15+ public and private banks and will offer you the finest education loan which suits your profile. To talk to our financial officer, please click the link and ask for a callback: This link: bit.ly/48cTdcR .
Hi, sorry for the inconvenience we usually don't miss any calls maybe our financial officer was occupied with some other work. If it is possible can you please share your registered email ID here or write an Email to hello@wemakescholars.com
Hello Mam, Is it necessary to apply for those banks and the respective branch in which one alreeady has an account or can we apply in any bank and branch irrespective of having an account in that branch or not?
Hi Arpan, You can choose any bank for your education loan. Please note that, you need to open a new loan account with the bank you’ve taken the loan from. Speak with our team as they can suggest you the best bank suitable for your profile. Simply request a callback at bit.ly/48cTdcR. Our team will get in touch with you shortly.
Hi, As the Vidyalaxmi portal is a Government portal, kindly write a mail to vidyalakshmi@proteantech.in for any issues. Our team will assist with your loan process by checking your eligibility with more than 15 public and private banks, and increase your chances of getting an education loan that suits your profile. You can connect with your financial officer by requesting a callback using this link: bit.ly/48cTdcR or give a call on this number: 9889882090
Hi Gowtham, You’re right. SBI charges a processing fee of 10,000 plus 18% GST. But we don’t suggest students to directly approach the banks due potential delays and lack of detailed information from the banks staff. We highly suggest you to process your loan via Wemakescholars. We're funded by the Ministry of IT, Government of India and partnered with over 15 banks, improving your chances of loan approval. We facilitate lesser processing time in your loan process. Additionally, we do not charge any service charges as we come under the Digital India Campaign. Kindly request a callback at bit.ly/48cTdcR . Our loan team will get back to you soon.
Hello mam, Those documents which were not mandatory to fill after msheet, admission slip like guarantor photo father ITR So how i can apply without having ITR or father salary slip and without guarantor
Hi Vishal, Banks would require income proof of your co-applicant to process the loan . If you are going for a unsecured loan then there is no need for a guarantor. Please get in touch with our team and they will guide you through your loan process and provide you with all the details. You can request a callback on this link: bit.ly/48cTdcR or call 9889882090 and our team will get back to you shortly.
I have one doubt but Nobody answering about this What If my visa is In-Case regressed then what I need to do? Can you please answer/reply to this please
Maam I tried applying using Jansamarth, but I didn't complete the processes. It was in 2022. And we stopped looking for loan at that time Now I wabted a partial loan on same course, so my bank manager asked me to use Jansamarth first, if not eligible use Vidyalakshmi. Since I was eligible in 2022 but not now, the old application is still there in Jansamarth without completion. When I try to submit through Vidyalakshmi it is showing that "You have already registered with Jansamarth portal and login to it" and automatically logging out. What to do to submit the form in Vidyalakshmi/to delete the old application in Jansamarth
Hi, Since you have already registered on the Jansamarth portal you cannot register on the Vidyalaxmi portal. Please watch this video for your understanding: th-cam.com/video/5_S1-D_ryzY/w-d-xo.html. As you are looking for an education get in touch with our team and they'll assist you with checking your eligibility with 15+ public and private banks and connect you to the banks where there are high chances of getting a loan sanctioned. You can even get a lower ROI than what you may currently be getting. Kindly request a callback using this link: bit.ly/48cTdcR or call on this number: 9889882090. A dedicated financial officer will get back to you shortly.
Hey! We can start your loan process irrespective of admit letter. But Please note that your loan amount will be disbursed only a after getting the admission from the college. Feel free to speak with our financial officer for complete guidance on this matter. Request a callback at bit.ly/48cTdcR. A dedicated financial officer will get back to you soon.
Hi mam, I have passed 12th class and now i want to take an education loan for Btech but i do not have PAN Card because i am not old enough to get it ( i am 17 years old ). is it really possible to get an education loan for me beacause i dont have any property which i can show as a security ( We live on rent ) help me out please
Hi Abhishek, Please be aware that in order to process your loan, banks require your PAN Card. And there is no age limit to apply for it. We highly suggest you apply for it. After receiving the PAN card, you can reach out to us as we can help you get an unsecured loan for your bachelors. Request a callback at bit.ly/48cTdcR. Our team will get back to you shortly.
Hi Jay, We encourage students to apply for education loan before admit letter. This saves a lot of time and your funds will be ready whenever you want to use. To effortlessly get an education loan, you can process via Wemakescholars where we process the student’s loan application on their behalf with banks directly. We increase your odds of getting an education loan as we’ve partnered with 15+ public and private banks. Feel free to request a callback at bit.ly/48cTdcR. Our team will get back tou you shortly.
Hi, You must’ve applied on jansamarth portal previously. Kindly approach the bank you’ve applied to. Request them to cancel your application. After a cooling period of 6 months, you’ll be able to apply in vidya lakshmi portal. Request a callback at bit.ly/48cTdcR. Our loan team will get back to you shortly.
Hi. I'm unable to submit my loan application since it says that i have already submitted the application but im trying to submit it for the first time. Please help what to do.
Hi Monica, No worries! Kindly share your registered mobile number and email id to our Customer Support hello@wemakescholars.com. The team will promptly get in touch and help you with the issue.
Hi Devraj, Kindly write an email to vidyalakshmi@proteantech.in regarding the issue you’re facing. If you need assistance in your education loan simply request a callback at bit.ly/48cTdcR, one of our financial officers will be in touch with you shortly and provide complete guidance.
Hi Rahul, an educational loan can be considered for your last 2 years of btech even if you have not taken any loan before. If you are looking for one, apply on vidylakshmi as mentioned in the video and if you want to have a smooth process, apply through us. Our financial officer will help you for free, so please use this link bit.ly/48cTdcR and request a call back and we will guide you.
Mam how many days it will take to approve loan...and the loan ammount will be credited to the student account or parent account... please reply to this comment mam
Hello Ramya, It depends on the type of loan you are planning for- secured or unsecured. If you directly reach out to banks it might take at least a month or more. However, our team can help you process your loan within 15 to 20 days by assigning you a dedicated financial officer, provided you have all the required documents. You can contact your financial officer by requesting a callback using this link: bit.ly/48cTdcR or by calling 9889882090. Once the loan is sanctioned the amount is credited to a loan account which is created specifically for transferring the funds by the bank.
Hello, Diksha. Try writing your first name twice. Please contact our team to receive one-on-one support with your education loan. You can request a callback at bit.ly/48cTdcR or call 9889882090, and a dedicated financial officer will contact you shortly.
Hi, unfortunately, once you submit the form, you cannot edit it. But you can certainly reapply by the following steps: Request the bank to cancel your request, if its is cancelled, you can apply again. Or, if you would like to look at other financing options, our team will help you. Please use this link to contact us: bit.ly/48cTdcR
Hello Damini Mam Mam, am I eligible to get an education loan from PNB/BOB/Union Bank if my admission to the desired institution is provisionally secured ??
Hi, Even though you've secured admission to the university, it's crucial to assess your eligibility for an education loan. For this, we'll need a few more details from you. Simply connect with our team by requesting a callback through this link: bit.ly/48cTdcR. Our dedicated team will promptly reach out to you to explore the best possibilities based on your profile. We'll carefully compare offerings from 14 leading lenders in the market to ensure you receive the best deal tailored to your requirements and eligibility. Don't hesitate to reach out and benefit from our expert guidance. Best of luck with your education journey!
Hi Gowtham, You’re indeed eligible to get an education loan. We can definitely help you secure the loan of 4 lacs. We’re empanelled with 15+ public and private banks. Based on your profile, our team can suggest you the best bank. Simply request a callback at bit.ly/48cTdcR. Our team will respond to you shortly.
Ma'am can you just tell me that which class marksheet I have to upload and what to upload in proof of admission section, can I upload loan letter provided bye the university??
Hi Aditya, You can upload your graduation marksheet and your admit letter which you have received from the university in the 'proof of admission section'. You can reach out to our team to get assistance with education loans. Kindly request a callback on this link: bit.ly/48cTdcR or call this number: 9889882090 and a dedicated financial officer will get back to you shortly.
Hello, There is no problem, yet a lot of people receive notifications indicating they are eligible but never get loans. You can get in touch with our team, and we will help you with your education loan. Our financial officer will assist you in determining your eligibility with the banks we work with and putting you in touch with the ones where your chances of receiving an education loan are higher. A committed financial officer will get in touch with you soon if you call 9889882090 or use this link to get a callback: bit.ly/48cTdcR.
Hi Akhil, Please select “Minority” as the option. Need assistance in your education loan process? Request a callback at bit.ly/48cTdcR. Our loan team will get in touch with you shortly and help you in your education loan process.
Hello. It could be a technical issue; please try filling out the application later. If the problem persists, please send an email to vidyalakshmi@proteantech.in.
Hi Mohit, Embassies and universities require language tests in order to assess a student's proficiency in the language. However, Banks don’t give education loans based on language tests like IELTS. But, if your university has a condition of getting a good band in IELTS then banks will not sanction your loan until you clear the condition. In this case, IELTS score is helping you to get an education loan. For complete guidance request a callback at bit.ly/48cTdcR . Our loan team will get back to you soon.
Hello ma'am i have applied through jansamarth portal but they rejected it now i am trying to apply in vidhyalakshmi portal through different email id will they accept or reject ma'am...
Hi Neha. It is fine to apply again with a new mail id. But it will be better if you process your loan through us. We will take care of the process and save you from filling so many forms online. We will also make sure you get the lowest interest and get subsidies too if you need. Request a callback using this link bit.ly/48cTdcR and we will get in touch with you.
Hello, please write an email to vidyalakshmi@proteantech.in, and they will help you with the issue. We are connected with 15+ public and private banks and we can help you find a suitable bank based on your profile. You can contact us by requesting a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Hi, we are not asking for any money our services are free of cost to all students but you have to pay 10k fees directly to the bank for your Education Loan process. our services are free but banks charge money for processing your Education Loan.
CSIS is not for ews category people but to people of all categories whose family's annual income is less than 4.5 lakhs. I'm OBC and I can apply to csis and I'm also taking a loan currently?
Hey! it's not required. If your family income is less than 4.5 LPA then you are eligible for the scheme and proof for the same are required. If you are looking for an education loan, Our team will assist you in determining your eligibility with more than 15+ public and private banks and will offer you the finest education loan which suits your profile. To talk to our financial officer, please click the link and ask for a callback: This link: bit.ly/48cTdcR
Hey! PAN card is mandatory for your education loan process. It's one of the basic requirements from the banks. If you're a minor, you can apply for a minor’s PAN card. Kindly request a callback at bit.ly/48cTdcR for complete guidance.
: Mam i applied through jansmarth for education loan but the banker is saying that i had to apply through vidhya laxmi portal and they cannot procees my application further or i have to talk to higher authorities and they are also saying to apply through vidya laxmi
Hi Amarnath, Please note that, if you're eligible to claim subsidy, then only you should apply through jansamarth portal. If not you should apply through Vidyalaxmi portal. I hope you've understood. You can check your eligibility for loan subsidy at www.wemakescholars.com/education-loan/csis
Hi, Kindly make sure you do not enter numericals in the personal details section If you’re still facing the same issue, you can email to vidyalakshmi@proteantech.in. To avoid the delay, you can process your loan via Wemakescholars. We’re empanelled with 15+ public and private banks. We provide prompt assistance in your entire loan process. Additionally, all our services are completely free of cost. Request a callback at bit.ly/48cTdcR our team will get back to you shortly.
Hi ma'am I am already getting a loan for my undergraduation from icici bank should i still consider filling this form ? Does getting a loan via vidya lakshmi has its benefits ?
Hello. If you already applied through ICICI, its fine. Vidyalakshmi website has both public and private banks through which you can apply a loan. If you wish to have more assistance on the same, please get in touch with our team using this link: bit.ly/48cTdcR
Hi, We suggest you drop an email to vidyalakshmi@proteantech.in for your issue. Could you please let us know, where do you intend to study- in India or abroad?
What if u a new student and it's when you are starting your studies and your parents doesn't work to any government institution do they still offer loan?
Yes, they do offer you a loan even if your parents do not work in any government institution. You can explore more loan options that will be provided for free by our financial officers. Connect with us by using this link: bit.ly/48cTdcR and we will give you a call :)
Hii mam i want to open my GIC account by loan amount and also want to pay college fee's, is it possible to get loan in my personal account? if no then how can i get fund from loan amount for GIC? Please reply
Hi Ayushi, we can help you in the pre-visa disbursement. We can talk to the bank to wire transfer your living expenses to your GIC account. For tuition fees, we can talk to bank to wire transfer to the university. Some of our partnered lenders provide the facility to disburse the loan amount to your personal account. Feel free to speak with our team and get to know the best education loan deal, matching your profile. Request a callback at bit.ly/48cTdcR. Our team will get in touch with you soon.
May God Bless you. You are doing so good to us, students.
With in how many days should we submit the application form to Bank..????
Yes
महोदया आपकी टीम के द्वारा प्रोसेसिंग फीस के नाम पर 10,000 की मांग की जा रही है जबकि आपके द्वारा बोला जाता है की आपकी टीम निशुल्क सहायता करेगी।।
Hello Ritik. We believe our employees do not take any money for the services we provide. The processing fee you mentioned is probably the fee taken by the banks because all banks take a processing fee for your education loan which is around 10,000 rupees.
We would like you to confirm with your financial officer about what the processing fees was. And if really something is wrong at our end, please write to us at hello@wemakescholars.com and we will resolve it.
Thanks Akka ..Helped in critical sìtuation.....❤
can you help me ?? in this to know more about this
@@user-jp1dd6oq8g Ha tell me
18:47 mam i got admission in nit and my family income is less than 1 lakhs so my tuition fee becomes Nil and still I want loan for other expenses then what should I have enter in tution fee section
Please mam reply 🙏🏻
Thank you so much !! Very helpful ❤️
Hello Ma'am,
I've a few questions, firstly, what if the co-applicant is the sibling rather than the parents? How will this work? Secondly, you mentioned that the repayment period is under 100 months not more than that but, when I googled, it mentioned that the repayment period is of 10-15 years so could you please clarify this? Thirdly, can I get a non-collateral loan for more than 7.5 lacs for abroad education? If yes, then what is the max amount that is allowed?
Hi Rushi, To answer your questions:
1) Your Parents must be included as primary co-applicants in your loan process for sure. However, you can additionally include your brother as a financial co-applicant
2) We’ve clearly mentioned in the video that banks offer loan repayment up to 15 years. As the Vidyalaxmi portal doesn’t allow adding more than two digits, we have kept it below 100 Installments
3) It is possible to get an unsecured loan from private banks. But public banks offer you only up to 7.5 lacs of unsecured loan, >7.5 lacs then collateral must be pledged.
Our team can check whether your brother is an eligible co-applicant or not. We can help you in securing an education loan of more than 7.5 lacs for your overseas studies. Request a callback at bit.ly/48cTdcR . Our team will get back to you shortly.
Why my bank representatives insists me to upload application on vidyalakshmi portal & not jansamarth
Hey! Vidyalaxmi is a website that lets you apply for an educational loan to any bank through it and Jansamarth has education loan subsidy schemes. So, you are asked to apply through Vidyalaxmi.
But instead of all that, you can apply on our website by filling a small form using this link: bit.ly/48cTdcR. You can also get our services free of cost and without any hassles that you might face when you go by yourself.
major drawback is not every bank link to jansamarth you have to visit lots of banks
Mam in own source/scholarship section i have paid 1lakh already to the college so can I mention that or can i add 0 in this section if i wouldn't have any scholarship/own source or willing that for the rest amount i will go for loan completely?
Hi Ayush, We suggest you add '0' in the own source/scholarship section if you don't have any funds. You can get the amount reimbursed that you have paid to the college after your loan is sanctioned. You can get in touch with our team to receive assistance in your education loan process. We will help assist with checking your eligibility with 15+ private and public banks and help you in getting an education loan. Kindly request a callback on this link: bit.ly/48cTdcR or call this number: 9889882090 to get in touch with your financial officer.
@@WeMakeScholars Thankyou for helping me with this query. Mam the reimbursement amount will be credited to the student account itself only or have to do something else as per what the bank says?
Hi Ayush, The reimbursement is generally made to the loan account.
@@WeMakeScholars Ok mam Thank you
Thank you very much mam for providing us the complete information.
THANKYOU SO MUCH ❤VERY HELPFULL VEDIO FOR ME 🎉
Hello mam, Actually i have applied for the loan in SBI. Then they told me to apply on vidyalaxmi portal. But my parents income is below 4.5 lakh so i am eligible for subsidy. So please mam tell should i apply on vidyalaxmi portal or Jansamarth Portal ?
Please reply me mam
Hello! I would suggest you to please connect with our our team and they will help you with your education loan .Our team will help you determine your eligibility in 15+ public and private banks and help get best education loan which suits your profile. To get assistance request call back on the link: bit.ly/48cTdcR
Bhai Mera bhi yahi doubt he , pls bata Dena pata chale to
@@AtulKirad-qy9hd apply on jansamarth portal
After i aad my own source my loan amount is up to 371000, and my original loan amount is 531000. So do I have to pay any interest
Hello Kunal, You have to pay interest on the amount that you are getting disbursed from the bank. To calculate the amount that you have to pay back you can use our EMI calculator www.wemakescholars.com/education-loan/emi-calculator. We are partnered with 15+ public and private and help you find suitable banks based on your profile. We provide one-on-one assistance with your education loan by assigning a dedicated financial officer. You can request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
1.
In how many days banks will approve a loan after submission of application
2.
Does the approved loan amount will transfer to applicant account or instituion
Hi Ramesh, To Answer your Questions:
1) It depends on the bank you’re approaching. If you take a loan from public banks the processing time will be over a month. If you take a loan from a private bank, processing time will be within 2 weeks.
2)The approved loan amount will be disbursed into your loan account.
We can definitely help you get an education loan for your higher studies. We facilitate lesser processing time. And we can also help with wire transferring your tuition fees to the university by directly talking to the bank’s officials. We’re empanelled with 15+ public and private banks. Speak with our team as they can suggest you the best bank, matching your profile. Furthermore, all our services are free of cost. Request a callback at bit.ly/48cTdcR. Our loan team will get back to you shortly.
Hi Damini,
Honestly, I had logged in to your portal around 2/3 weeks back and your executive called me last week. WMS executive took 1/2 weeks time to call me to understand my case. Also, my experience with Vidya Lakshmi is not great, they are very slow in processing the application. When my case was assigned to VL Bank, they took 1 week just to call me and understand my case. Till date I have no clarity on my case.
Hi same problem
Hi Virajshinde, sorry for the delay maybe our financial officer was occupied with some other work. If it is possible can you please share your registered email ID here by which we can locate your file and help you as soon as possible or write an Email to hello@wemakescholars.com
I also have this experience. They clled me after 1-2 days and I now he is not picking up the phone.
Thank you mam for giving such a good information for us❤
most banks offer 7.5 lakh loan without collateral and on Vidya laxhmi theyre asking about securities for any loan above 4 lakh. Do I put in about a LIC in the box so I can move forward?
Please help me on this 🥺
Hi, Please keep in mind that loans of up to 7.5 lacs do not require any collateral. However, if it asks for security, you can mention your LIC and include it as security while filling out the form.
@@WeMakeScholars thank you very much 💙
Maam I doing btech, i want laon only for 2-4 th year (3years) as i have already submitted 1 st year fees . What should i do while filling
Hi Om, Kindly reach out to us, our team can provide assistance on this matter. We can definitely help you secure an education loan for the remaining 3 years of the course. Simply request a callback at bit.ly/48cTdcR. Our team will respond to you shortly.
Very helpful thankyou so much
Can my loan of 10lacks will be approved without any collateral ?
Hi Saraswati, there are banks offering unsecured loans to the students. We can help you in getting the loan of 10 lakhs as we’ve partnered with 9+ NBFCs and Private banks. We facilitate faster processing time in your education loan process. On top of that we don’t charge any service charges as we’re funded and supported by the Government of India, Ministry of IT and come under the Digital India Campaign. Feel free to request a callback at bit.ly/48cTdcR. One of our financial officers will get back to you shortly.
Mam SBI have rejected my loan because I don't have cibil score.. I have 670 Cibil mam is there option
Hey Gowtham, we can help you get an education loan with a CIBIL of as low as 600. We’re empanelled with 15+ public and private banks, increasing your chances of getting the loan. Simply request a callback at bit.ly/48cTdcR. Our team will get back to you soon.
@@WeMakeScholars okay
Mam what does subsidy mean??? Literally I'm not getting it...
Hi Niddhi, In an education loan, a subsidy means that the government waives off your interest which you pay in your moratorium period (course duration + 6 -12 months) but you will have to pay full EMIs after the moratorium period. You can only be eligible for the CSIS ( Central Sector Interest Subsidy Scheme) if you meet the eligibility criteria. Please contact your financial officer to know more details. They'll assist you in checking your eligibility with 15+ public and private banks and help you get an education. Kindly request a callback using this link: bit.ly/48cTdcR or call this number: 9889882090 and a dedicated financial officer will get in touch with you shortly.
Hello maam ,I am only 17 years and also I don't have my own pan card so can I apply to this education loan for engineering
Hi Ganesh, please note that PAN card is the basic requirement banks need in order to process your loan. Even minors are eligible to apply for a PAN card. We suggest you to apply for it. We can definitely help you in securing an education loan for your bachelors’ studies. We increase your chances of getting the loan as we’re empanelled with 15+ public and private banks. After receiving the PAN card you can contact us by requesting a callback at bit.ly/48cTdcR. Our team will respond to you as soon as possible.
In type of employment there has only 4 option,in other option there is no agriculture in other also they asked business what to do now
Hi, you can select the option as 'others'.
I am getting error after completed my application form i want to apply for scheme but i am getting error nonstop
Hi, Please note that as Vidya Laxmi portal is a Government portal and there might be high volumes of applications due to which you might be getting this error. We would suggest you to get in touch with our team who will help you get an education loan by checking your eligibility with 15+ public and private banks so you can get the best education loan which suits your profile. Please request a callback on this link: bit.ly/48cTdcR
Do we need to register here before admission or after admission?
After admission
Hi, We suggest students start the education loan process before getting admission, but only after deciding on the university/college they intend to go to and applying for it. Could you let us know where do you intend to study - In India or abroad?
@@WeMakeScholars India
Hey, Our team will assist you with checking your eligibility with 15+ public and private banks and help you get an education loan that fits your profile. Kindly get in touch with your financial officer by requesting a callback on this link: bit.ly/48cTdcR or give a call here: 9889882090.
In the tution fee section do i have to fill only the tution fee?
What about university charges, security n other fees payable to college?
Please answer
Hi, you can include your university charges and the other fees payable to the university in the tuition fees itself.
My college fees is 270000, but i want to pay 70000 from my pocket and 200000 as loan. So should i include 70000 in Own Source/ Scholarship field or should i change the fees structure from college?
Hi Tanmay. You can mention the 70,000 amount that you are willing to pay in the own source/scholarship section.
Mem kya me 2 year ke liye hi loan apply kr skti hu ...agr mujhe 1st and 2nd year me hi chahiye or 3rd and 4th year me khud se pay kr du to kya meko laon mil jaye
Hi, Aapko loan mil sakta hai lekin aapko baaki ke academic years ke liye proof of funds show karna padhega, kyun ki banks apki overall course ki cost consider karte hai. Aap hamari team se contact kar sakte hai assistance ke liye. Hamari team aapki eligibility 15+ banks me check karne me aur loan sanction me madad karegi. Aap yah link par callback request kijiye: bit.ly/48cTdcR ya yeh number par call kijiye: 9889882090 hamari team se connect karne ke liye.
Hi, I want to pursue CFA and I want to take education loan for that. Will banks give education loan for CFA. If Yes, what are the documents do i have to submit for that.
Thankyou.
Hi Gireesh, Unfortunately, there are very few chances to get an education loan sanctioned for CFA.
And the bank i paid 11800 processing fees was hdfc and they are assigning me a sbi bank for loan they provided me with a hdfc bank phonepe QR code so i pay throug this QR is it real or fake mam pls reply very confused
Hi, Kindly note that we never charge service fees from the students. Vidya loans must have charged you the processing fee. We are only authorized to help students who take loans above 7.5 lakhs. To help students who want to study in India and need an education loan less than 7.5 lacs, we have partnered up with Vidya Loans. For which they are charging Rs. 10,000 plus 18% GST. It is completely optional for you to use their services. Is your loan amount less than 7.5 lacs? Vidya loans are completely reliable. Do not Worry.
mam,
I don't have a PAN card: what should I do?
Hi Abhinav, When applying for an education loan having a PAN card is mandatory . We recommend that you apply for it, and after you have your PAN card, you may contact our team; we will check your eligibility with 15+ public and private banks and help you get an education loan that fits your profile. Please request a callback using this link: bit.ly/48cTdcR or call 9889882090, and our team will get back to you soon.
Hello,
I have already applied for ed loan for commercial pilot training programme in South Africa through wemakescholar. I have been already assigned a loan officer to me.
SBI, Axis Bank, IDFC Bank, ICICI, HDFC has already rejected my loan application.
Bank of Baroda may give me loan but your loan officer said that you dont work with BOB any more becuase they increases the spread afterwards.
is there any other option left for me?
do you provide assisstance to students who apply through vidhya laxmi portal?
I think you should mail your query to "WeMakeScholars".
@@jaineeverma9992 I will surely do. Thanks.
Hi Tushar, Kindly note that study in South-Africa is not accepted by all public banks. But we do case-by-case deviation approval from circle CGM. Unfortunately your chain deed is missing for your collateral. Private Banks and NBFC’s will not consider south-Africa -aviation. These were some of the reasons for your loan not getting approved. I hope you’ve understood. If you’re still having any queries, kindly write an email to hello@wemakescholars.com our team will provide the necessary guidance.
Madam i have recently checked out some information about education loan policy in ICICI bank official web page and i found that upto 40 lakhs non collateral is required for domestic studies but while following through Vidya Lakshmi we provide collateral information and without documents submition. If the bank provide collateral free loan upto certain amount, which one can i go through
1) applying Directly form bank
2) applying through CSIS or Vidya Lakshmi portal
One final question, how long it would takes to get sanctioned loan after successfully completing application form the requested to banks
Hey! Please note that if you're eligible for the CSIS scheme, you should apply through the Jansamarth Portal. Otherwise, you should apply through the Vidyalaxmi Portal. Visit www.wemakescholars.com/education-loan/education-loan-interest-subsidy-government-schemes-to-know#:~:text=Ambedkar%20Central%20Sector%20Scheme,-The%20ACSISOBCEBC%20(Dr&text=to%20study%20abroad-,Eligibility%3A,including%20PG%20Diploma)%2C%20M to check your eligibility.
The loan processing time depends on the bank you’ve taken the loan from. However, if you process your loan through Wemakescholars, we facilitate lesser processing time. Our regional heads have good relations with bank superiors and if you face any issues we can get it solved. Additionally, all our services are completely free of cost. Simply request a callback at bit.ly/48cTdcR. Our team will get back to you as soon as possible.
Age of the student is less than 18 years than pan card required for education loan
Hi Manish, You can definitely apply for a Minor's PAN card. Regarding your education loan inquiry, we're here to assist you in finding the best loan for your needs. Reach out to us for expert assistance. Request a callback here: bit.ly/3MVP0Sy. Let's start your loan process today!
Ma'am aapke se vinti h ki aap hindi Mein video bnao angrej kuch samjh mai hi man aata hai 😅
Will I get it if my parents have high income and also are government employees?
Hi, it is an added advantage to have a co-applicant with high income. We can save your valuable time and effort as we can connect to multiple banks at one go. We’ve partnered up with 15+ public and private banks, increasing your chances of getting an education loan. Feel free to request a callback at bit.ly/48cTdcR. A dedicated financial officer will get back to you shortly.
I'm a student and unemployed, and it is still asking to fill the income for all sources option... what to do?
Hi, You can just mention '0' as your income.
In marksheet what exactly do we have to upload?
Hi, You should upload your last academic mark sheet. If you face any issues related to your loan process, feel free to speak with our team. They can provide the necessary guidance and assistance. Request a callback at bit.ly/48cTdcR. Our team will get back to you as soon as possible.
@@WeMakeScholars thnku so much
Hello mam i have some doubts regarding this please clear it
1. Kya btech 4th year me loan mil jata h
2. And my family income is less than 4.5 to kya me subsidy ke liye eligible hu
Hi Harshit, You can check your eligibility for the subsidy on the Jansamarth portal using this link: www.jansamarth.in/home. If you are eligible, apply for your education loan through the Jansamarth portal. As you are looking out for an education loan you can get in touch with our team and they'll help you check your eligibility with banks and assist you in getting an education loan. Request a callback using this link: bit.ly/48cTdcR or call here: 9889882090.
The direct/ indirect liability part, my father has a shared loan with his brothers should I include it? The amount of the loan or should I not?
Hello. Yes, you should include the liability on your father.
What to type in education if we have just passed out +2
Hello Ronit, You can fill in as Intermediate/Higher secondary education. If you are seeking one-on-one assistance with education loan our team can help you. We are partnered with 15+ public and private banks and we can connect you to suitable banks by analyzing your profile. We will assign you a dedicated financial officer who will help through out the education loan process. You can contact us by requesting a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
hello please reply can we get disbursed amount of loan in our account because university is asking for fees first so if bank provide the fees direct to university then what about our money which i have submitted to college...
Hi Jatin, we can definitely help you in this situation. If the university is asking you to fulfill a financial condition, we will talk to banks to wire transfer your fees to the university. About the money which you’ve already paid, we can help you with the reimbursement by talking to the bank officials. Speak with our team to get the necessary guidance and assistance in this matter. Request a callback at bit.ly/48cTdcR Our team will get back to you shortly.
how to edit 2nd bank details in application form
Hi, Kindly ensure that until you have submitted the final form the bank details are editable. and the process of applying and understanding the terms can be tedious. If you are slightly not assured about it then it is recommended to get in touch with the Financial Officer by simply tapping on the link: bit.ly/48cTdcR. The team will promptly reach out and assist you in the best way possible. They will help you out with the whole process and compare the terms with the leading 14+ lenders in India. All the best!
Hi mam your we make scholar team loan officer asked me to pay 10000rs and 1800gst total 11800 rs and i paid and she connect me with processing officer so this is a bank processing fees these are refundable or again i have to pay bank processing fee seperatly pls clarify mam veey confused
Hi, Kindly note that we never charge service fees from the students. Vidya loans must have charged you the processing fee. We are only authorized to help students who take loans above 7.5 lakhs. To help students who want to study in India and need an education loan less than 7.5 lacs, we have partnered up with Vidya Loans. For which they are charging Rs. 10,000 plus 18% GST. It is completely optional for you to use their services. Is your loan amount less than 7.5 lacs?
Ok mam thank you
Mam i have applied for sbi bank but by mistake i have gaven a IFSC code of another branch SBI bank , if i want to get in my location branch in SBI should i have to make the rejection of my loan in another branch i.e another branch of SBI->by mistake one and i also have one doubt after rejection can i apply for same bank for Ed loan but another branch
Hello Srinivas, you can write an email to vidyalakshmi@proteantech.in they can give you solution. Our team can help you by connecting you to a suitable bank by analyzing your profile. You can contact us using this link: bit.ly/48cTdcR or call us at 9889882090.
Good
mam will we get CSIS scheme benefit if we apply in Vidya Lakshmi portal ??
Hello. To avail the CSIS scheme benefit you must apply through the Jansamarth portal, not the Vidyalakshmi portal. Once you are eligible for the CSIS scheme, then you must process your education loan through the Jansamarth portal. Here is a detailed video link on the form-filling process in the Jansamarth portal: th-cam.com/video/1qdzHGnoqEs/w-d-xo.htmlsi=PT_NJz1JjfLKFEnV. If you are seeking one-on-one assistance with the education loan process our team can help you. A dedicated financial officer will analyze your profile and connect you to a suitable bank. You can contact our team by requesting a callback using this link: bit.ly/48cTdcR or by calling 9889882090.
Total loan required is more than 4 lakh, field is required... What should I update here
Hi, You can mention the approximate loan amount that you require for your education. Please contact our team to receive assistance with your education loan. You can request a callback using this link: bit.ly/48cTdcR or give a call here: 9889882090 to connect with our team.
Hello mam,
I have contacted the weMakeScholars for education loans of 7.5 lakhs then they said that they can't give this loan from government bank then they send my application to vidya loans then they asked for processing fee of 10000 + 18%gst = 11800. Is Vidya Loan are real or Fake?
Hi! Yes, that's correct. VidyaLoans is one of our partner organizations at WeMakeScholars, similar to the 15+ lenders we collaborate with. We specifically recommend VidyaLoans to students who require a loan amount of less than 7.5 lakhs and prefer loans from government banks. It's important to note that VidyaLoans charges a processing fee of 10k+GST. In general, all banks and NBFCs will impose some form of processing fee. However, it's important to clarify that WeMakeScholars does not charge any fees for its services. Any fees paid to banks or NBFCs are their own charges, not ours. This holds true even if you approach them directly. We hope this clears up any confusion!
Hi
I am admitted in mba with fees structure of 800000 can you please will get full amount as loan or how much will i get from bank
Hello Swetha, Banks have a concept called loan margin which provides almost 90% of the loan amount and the other 10% of funds has to be arranged by the student. Our team can help you with your education loan process. Kindly contact our team by requesting a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Mam the anount after typing my tuition fee and living expense for abroad loan is 65lakhs
But I don't need it full
I only need 45lks
How to reduce it
Should i type that 20lk would be provided by me
Hello! Yes, you can simply state that you'll be providing 20 lakhs yourself, and then input 45 lakhs as your required loan amount. Since your total expenses amount is 65 lakhs but you only need 45 lakhs however, Kindly note that some banks might request proof of funds for the 20 lakhs you're contributing. If you're facing any issues in your education loan process. Kindly contact us bit.ly/48cTdcR. Our loan team will get back to you shortly and provide necessary assistance
Hi, I want to pursue CMA and I want to take education loan for that. Will banks give education loan for CMA. If Yes, what are the documents do i have to submit for that.
Thankyou.
Hello. Apologies, but banks do not provide education loans to pursue CMA.
But what if my father is NRI and he doesn't fill the ITR ?
Hi Harshita, You can still apply for an education loan even if your father is an NRI. If he does not file an ITR, other documentation will be required. You can find out the specifics and requirements by speaking with your financial officer. Our team will help you apply for an education loan that meets your needs by assisting you in checking your eligibility with 15+ public and private banks. A dedicated financial officer will contact you shortly if you call 9889882090 or request a callback via this link: bit.ly/48cTdcR.
hii mam
We have applied only in one bank in Vidya Lakshmi, what are the chances that I will get the loan? Mom please reply
Hi Son, As you’ve applied to only one bank, the chances are limited. Do not worry, if you process you’re loan via Wemakescholars we can connect you to multiple banks at one go saving your time and effort. We’ve empanelled with 15+ public and private banks, increasing your odds of getting the loan. Moreover, As we’re funded by Ministry of IT , Government of India, all our services are completely free of cost. Feel free to request a callback at bit.ly/48cTdcR. One of our financial officers will get back to you soon.
Ma'am when I enter my university name it shows invalid what should I do?
Hi Abhi, Please send an email to vidyalakshmi@proteantech.in regarding your issue.
Can we apply to the same bank but to a different branch if we get rejected?
Hello, as the banks have the same criteria despite the branches you cannot apply for a different branch. Try choosing another bank for an education loan. We are partnered with 15+ public and private banks and our team can help you with your education loan process. A dedicated financial officer will be assigned to analyze your profile and connect you to suitable banks. You can contact us by requesting a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Hi ! We have applied in jansamarth portal, they are giving us low loan amount then the amount required to us and we have also filled the vidya Lakshmi and its not happening. They are saying u have already applied in jansamarth, what to do pls help
Hello, if you’re eligible for the CSIS subsidy, you should apply through Jansamarth Portal. Kindly note that the amount showing is actually the subsidy not your total loan amount. By taking an education loan you can claim the subsidy. I hope you’ve understood.
We can definitely help you get an education loan so that you can claim your subsidy. We’re empanelled with 15+ public and private banks. Speak with our team as they can connect you to the best bank, matching your profile. Additionally, we don’t charge any service fees. Simply request a callback at bit.ly/48cTdcR. Our team will respond to you shortly.
Mam my cibil score was 670 the bank have rejected me why? Is there any other solution to get education loan
Hi Rambabu, Considering your CIBIL score, only collateralized loan is possible for your case. We can help you in getting the secured loan. Kindly request a callback at bit.ly/48cTdcR. Our team will get back to you shortly.
Hello ma'am
By mistake i have registered on Jansamarth portal and now i have to apply it on vidyalaxmi and now on the last step you have already registered on Jansamarth what to do now
Hello, Please note that once you apply on the Jansamarth portal you cannot apply on the VidyaLakshmi portal. We suggest you go through with the Jansamarth portal only. If you are seeking one-on-one assistance with your education loan process our team can help you. Kindly request a callback using this link: bit.ly/48cTdcR or by calling 9889882090.
Yeah but my loan is below 3 lac and I have no guarantor and jansamarth portal is asking for guarantor who pay ITR
And in vidyalaxmi portal they are not asking for guarantor because my loan is below 3 lac
What to do please help me
How to unregistered or cancel registration on Jansamarth portal
Hi, You can write an email to grievance@jansamarth.in. or Customer.support@jansamarth.in and request the portal support team to cancel your application.
What if my loan amount is below 7.5 lakhs and is it necessary to put any securitys if not how will I skip that option while filling the form
Hi Daniel, When you specify that your requirement is less than 7.5 lacs, the section asking for a guarantor does not display, hence no collateral details are required. I hope this has answered your question.
Ma'am my documents is not uploaded
It's write file with multiple extensions is not allowed ....
So please 🙏 help me ..
Hello, Ritick. The size of all documents should be 2 MB, and your files should only be in the following formats: .jpeg, .png, .pdf, and.tiff.
Can any one help me plz .....how can I know that they are giving me the loan after all this process
Hey Harshi! If you have all the appropriate documents and are eligible you will get a education loan. I suggest you get in touch with our team who will assist you in determining your eligibility with more than 15+ public and private banks and will offer you the finest education loan which suits your profile. To talk to our financial officer, please click the link and ask for a callback: This link: bit.ly/48cTdcR .
Been trying to get a call back for two weeks now. No response from your side.
Hi, sorry for the inconvenience we usually don't miss any calls maybe our financial officer was occupied with some other work. If it is possible can you please share your registered email ID here or write an Email to hello@wemakescholars.com
Hello Mam,
Is it necessary to apply for those banks and the respective branch in which one alreeady has an account or can we apply in any bank and branch irrespective of having an account in that branch or not?
Hi Arpan, You can choose any bank for your education loan. Please note that, you need to open a new loan account with the bank you’ve taken the loan from. Speak with our team as they can suggest you the best bank suitable for your profile. Simply request a callback at bit.ly/48cTdcR. Our team will get in touch with you shortly.
Mam university name is shown but course is not shown on search bar
What to do now ?
Hi, As the Vidyalaxmi portal is a Government portal, kindly write a mail to vidyalakshmi@proteantech.in for any issues. Our team will assist with your loan process by checking your eligibility with more than 15 public and private banks, and increase your chances of getting an education loan that suits your profile. You can connect with your financial officer by requesting a callback using this link: bit.ly/48cTdcR or give a call on this number: 9889882090
Mam SBI they are asking process fees of 12000 ruppes
Hi Gowtham, You’re right. SBI charges a processing fee of 10,000 plus 18% GST. But we don’t suggest students to directly approach the banks due potential delays and lack of detailed information from the banks staff.
We highly suggest you to process your loan via Wemakescholars. We're funded by the Ministry of IT, Government of India and partnered with over 15 banks, improving your chances of loan approval.
We facilitate lesser processing time in your loan process. Additionally, we do not charge any service charges as we come under the Digital India Campaign.
Kindly request a callback at bit.ly/48cTdcR . Our loan team will get back to you soon.
Hello mam,
Those documents which were not mandatory to fill after msheet, admission slip like guarantor photo father ITR
So how i can apply without having ITR or father salary slip and without guarantor
Hi Vishal, Banks would require income proof of your co-applicant to process the loan . If you are going for a unsecured loan then there is no need for a guarantor. Please get in touch with our team and they will guide you through your loan process and provide you with all the details. You can request a callback on this link: bit.ly/48cTdcR or call 9889882090 and our team will get back to you shortly.
@@WeMakeScholars thank you very much!!
I have one doubt but Nobody answering about this What If my visa is In-Case regressed then what I need to do? Can you please answer/reply to this please
Hello, we have a team who will help with Visa related questions and you can contact them using this link bit.ly/48cTdcR or calling us at 9393344424
Maam
I tried applying using Jansamarth, but I didn't complete the processes. It was in 2022. And we stopped looking for loan at that time
Now I wabted a partial loan on same course, so my bank manager asked me to use Jansamarth first, if not eligible use Vidyalakshmi.
Since I was eligible in 2022 but not now, the old application is still there in Jansamarth without completion. When I try to submit through Vidyalakshmi it is showing that "You have already registered with Jansamarth portal and login to it" and automatically logging out. What to do to submit the form in Vidyalakshmi/to delete the old application in Jansamarth
Hi, Since you have already registered on the Jansamarth portal you cannot register on the Vidyalaxmi portal. Please watch this video for your understanding: th-cam.com/video/5_S1-D_ryzY/w-d-xo.html. As you are looking for an education get in touch with our team and they'll assist you with checking your eligibility with 15+ public and private banks and connect you to the banks where there are high chances of getting a loan sanctioned. You can even get a lower ROI than what you may currently be getting. Kindly request a callback using this link: bit.ly/48cTdcR or call on this number: 9889882090. A dedicated financial officer will get back to you shortly.
Can we apply without taking admission in college? Because if my loan is approved then i can take admission in college? So i want to know that
Hey! We can start your loan process irrespective of admit letter. But Please note that your loan amount will be disbursed only a after getting the admission from the college. Feel free to speak with our financial officer for complete guidance on this matter. Request a callback at bit.ly/48cTdcR. A dedicated financial officer will get back to you soon.
Hi mam,
I have passed 12th class and now i want to take an education loan for Btech but i do not have PAN Card because i am not old enough to get it ( i am 17 years old ). is it really possible to get an education loan for me beacause i dont have any property which i can show as a security ( We live on rent ) help me out please
Hi Abhishek, Please be aware that in order to process your loan, banks require your PAN Card. And there is no age limit to apply for it. We highly suggest you apply for it. After receiving the PAN card, you can reach out to us as we can help you get an unsecured loan for your bachelors. Request a callback at bit.ly/48cTdcR. Our team will get back to you shortly.
When to apply on this portal after college admission offer letter or before?
Hi Jay, We encourage students to apply for education loan before admit letter. This saves a lot of time and your funds will be ready whenever you want to use. To effortlessly get an education loan, you can process via Wemakescholars where we process the student’s loan application on their behalf with banks directly. We increase your odds of getting an education loan as we’ve partnered with 15+ public and private banks. Feel free to request a callback at bit.ly/48cTdcR. Our team will get back tou you shortly.
Unable to apply to bank
Automatically switched to jansamarth
Please guide me
Hi, You must’ve applied on jansamarth portal previously. Kindly approach the bank you’ve applied to. Request them to cancel your application. After a cooling period of 6 months, you’ll be able to apply in vidya lakshmi portal. Request a callback at bit.ly/48cTdcR. Our loan team will get back to you shortly.
Hi. I'm unable to submit my loan application since it says that i have already submitted the application but im trying to submit it for the first time. Please help what to do.
Hi Monica, No worries! Kindly share your registered mobile number and email id to our Customer Support hello@wemakescholars.com. The team will promptly get in touch and help you with the issue.
My SBI IFSC code is not showing in vidya laxmi portal what to do?
Hi Devraj, Kindly write an email to vidyalakshmi@proteantech.in regarding the issue you’re facing. If you need assistance in your education loan simply request a callback at bit.ly/48cTdcR, one of our financial officers will be in touch with you shortly and provide complete guidance.
how can i apply education loan for my remaining 2 years of btech studies?
Hi Rahul, an educational loan can be considered for your last 2 years of btech even if you have not taken any loan before. If you are looking for one, apply on vidylakshmi as mentioned in the video and if you want to have a smooth process, apply through us. Our financial officer will help you for free, so please use this link bit.ly/48cTdcR and request a call back and we will guide you.
Mam how many days it will take to approve loan...and the loan ammount will be credited to the student account or parent account... please reply to this comment mam
Hello Ramya, It depends on the type of loan you are planning for- secured or unsecured. If you directly reach out to banks it might take at least a month or more. However, our team can help you process your loan within 15 to 20 days by assigning you a dedicated financial officer, provided you have all the required documents. You can contact your financial officer by requesting a callback using this link: bit.ly/48cTdcR or by calling 9889882090. Once the loan is sanctioned the amount is credited to a loan account which is created specifically for transferring the funds by the bank.
i don't have my last name on my documents and the portal is not accepting what to do? mam
Hello, Diksha. Try writing your first name twice. Please contact our team to receive one-on-one support with your education loan. You can request a callback at bit.ly/48cTdcR or call 9889882090, and a dedicated financial officer will contact you shortly.
After submit form I realise that some mistakes in form. Please tell me how to edit or reaply...?
Hi, unfortunately, once you submit the form, you cannot edit it. But you can certainly reapply by the following steps: Request the bank to cancel your request, if its is cancelled, you can apply again.
Or, if you would like to look at other financing options, our team will help you. Please use this link to contact us: bit.ly/48cTdcR
Hello Damini Mam
Mam, am I eligible to get an education loan from PNB/BOB/Union Bank if my admission to the desired institution is provisionally secured ??
Hi, Even though you've secured admission to the university, it's crucial to assess your eligibility for an education loan. For this, we'll need a few more details from you. Simply connect with our team by requesting a callback through this link: bit.ly/48cTdcR. Our dedicated team will promptly reach out to you to explore the best possibilities based on your profile. We'll carefully compare offerings from 14 leading lenders in the market to ensure you receive the best deal tailored to your requirements and eligibility. Don't hesitate to reach out and benefit from our expert guidance. Best of luck with your education journey!
Hello brother can u help me
my class 10 percentage is 54% my 12th percentage is 6.6 , and my UG course CGPA is 62, can i eligible for a 4 lakhs education loan
Hi Gowtham, You’re indeed eligible to get an education loan. We can definitely help you secure the loan of 4 lacs. We’re empanelled with 15+ public and private banks. Based on your profile, our team can suggest you the best bank. Simply request a callback at bit.ly/48cTdcR. Our team will respond to you shortly.
Ma'am can you just tell me that which class marksheet I have to upload and what to upload in proof of admission section, can I upload loan letter provided bye the university??
Hi Aditya, You can upload your graduation marksheet and your admit letter which you have received from the university in the 'proof of admission section'. You can reach out to our team to get assistance with education loans. Kindly request a callback on this link: bit.ly/48cTdcR or call this number: 9889882090 and a dedicated financial officer will get back to you shortly.
Mam ,I can't submit the details by mobile .is there any solution for that .plz reply mam
Hello, Please login your file on a laptop or pc and try to submit your application.
Thank u for the information.@@WeMakeScholars
Is it necessary to put security if the loan is of 720000?
Hi, You can get an unsecured loan i.e. without collateral for a loan requirement of 7.2 Lacs.
Hi mam in a vidhya Lakshmi portal my status show prima facie eligible what is the next step mam . Mam is there any problem mam please reply mam😢
Hello, There is no problem, yet a lot of people receive notifications indicating they are eligible but never get loans. You can get in touch with our team, and we will help you with your education loan. Our financial officer will assist you in determining your eligibility with the banks we work with and putting you in touch with the ones where your chances of receiving an education loan are higher. A committed financial officer will get in touch with you soon if you call 9889882090 or use this link to get a callback: bit.ly/48cTdcR.
Ma'am.. I'm belongs to Christian (General) Category.. Am I supposed to select Minority or Others?? while filling personal information
Hi Akhil, Please select “Minority” as the option. Need assistance in your education loan process? Request a callback at bit.ly/48cTdcR. Our loan team will get in touch with you shortly and help you in your education loan process.
Mam ifsc code dal diya phir bank show ho rha hai par submit nhi ho rh pls help mam
Hello. It could be a technical issue; please try filling out the application later. If the problem persists, please send an email to vidyalakshmi@proteantech.in.
IELTS score really helps you getting education loan ?
Hi Mohit, Embassies and universities require language tests in order to assess a student's proficiency in the language. However, Banks don’t give education loans based on language tests like IELTS.
But, if your university has a condition of getting a good band in IELTS then banks will not sanction your loan until you clear the condition. In this case, IELTS score is helping you to get an education loan. For complete guidance request a callback at bit.ly/48cTdcR . Our loan team will get back to you soon.
Hello ma'am i have applied through jansamarth portal but they rejected it now i am trying to apply in vidhyalakshmi portal through different email id will they accept or reject ma'am...
Hi Neha. It is fine to apply again with a new mail id. But it will be better if you process your loan through us. We will take care of the process and save you from filling so many forms online. We will also make sure you get the lowest interest and get subsidies too if you need. Request a callback using this link bit.ly/48cTdcR and we will get in touch with you.
this portal is not working now
Hello, please write an email to vidyalakshmi@proteantech.in, and they will help you with the issue. We are connected with 15+ public and private banks and we can help you find a suitable bank based on your profile. You can contact us by requesting a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Is there someone who has being charge 10000 rupees for processing via wemakescholarship
Hi, we are not asking for any money our services are free of cost to all students but you have to pay 10k fees directly to the bank for your Education Loan process. our services are free but banks charge money for processing your Education Loan.
In case if we have applied for CSIS scheme , do we need to provide the EWS certificate as well?
CSIS is not for ews category people but to people of all categories whose family's annual income is less than 4.5 lakhs.
I'm OBC and I can apply to csis and I'm also taking a loan currently?
Hey! it's not required. If your family income is less than 4.5 LPA then you are eligible for the scheme and proof for the same are required. If you are looking for an education loan, Our team will assist you in determining your eligibility with more than 15+ public and private banks and will offer you the finest education loan which suits your profile. To talk to our financial officer, please click the link and ask for a callback: This link: bit.ly/48cTdcR
I’m a minor and I don’t have PAN Card
Is it still mandatory to give my pan number to apply for loan on this website?
Hey! PAN card is mandatory for your education loan process. It's one of the basic requirements from the banks. If you're a minor, you can apply for a minor’s PAN card. Kindly request a callback at bit.ly/48cTdcR for complete guidance.
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Mam i applied through jansmarth for education loan but the banker is saying that i had to apply through vidhya laxmi portal and they cannot procees my application further or i have to talk to higher authorities and they are also saying to apply through vidya laxmi
Hi Amarnath, Please note that, if you're eligible to claim subsidy, then only you should apply through jansamarth portal. If not you should apply through Vidyalaxmi portal. I hope you've understood. You can check your eligibility for loan subsidy at www.wemakescholars.com/education-loan/csis
Hi mam,
How do i know, whether i am eligible to claim subsidy or not?
Mam Personal details me ...
Please input alphabet character only dikhara hai
Hi, Kindly make sure you do not enter numericals in the personal details section If you’re still facing the same issue, you can email to vidyalakshmi@proteantech.in. To avoid the delay, you can process your loan via Wemakescholars. We’re empanelled with 15+ public and private banks. We provide prompt assistance in your entire loan process. Additionally, all our services are completely free of cost. Request a callback at bit.ly/48cTdcR our team will get back to you shortly.
Hi ma'am
I am already getting a loan for my undergraduation from icici bank should i still consider filling this form ? Does getting a loan via vidya lakshmi has its benefits ?
Hello. If you already applied through ICICI, its fine. Vidyalakshmi website has both public and private banks through which you can apply a loan. If you wish to have more assistance on the same, please get in touch with our team using this link: bit.ly/48cTdcR
Mam i have boards 95%
Can i get 10lakh to join priavte college
My status is closed and remarks shows untraceable can you explain this mam
Hi, We suggest you drop an email to vidyalakshmi@proteantech.in for your issue. Could you please let us know, where do you intend to study- in India or abroad?
What if u a new student and it's when you are starting your studies and your parents doesn't work to any government institution do they still offer loan?
Yes, they do offer you a loan even if your parents do not work in any government institution.
You can explore more loan options that will be provided for free by our financial officers. Connect with us by using this link: bit.ly/48cTdcR and we will give you a call :)
Hii mam i want to open my GIC account by loan amount and also want to pay college fee's, is it possible to get loan in my personal account? if no then how can i get fund from loan amount for GIC?
Please reply
Hi Ayushi, we can help you in the pre-visa disbursement. We can talk to the bank to wire transfer your living expenses to your GIC account. For tuition fees, we can talk to bank to wire transfer to the university. Some of our partnered lenders provide the facility to disburse the loan amount to your personal account. Feel free to speak with our team and get to know the best education loan deal, matching your profile. Request a callback at bit.ly/48cTdcR. Our team will get in touch with you soon.