Hello Ritik. We believe our employees do not take any money for the services we provide. The processing fee you mentioned is probably the fee taken by the banks because all banks take a processing fee for your education loan which is around 10,000 rupees. We would like you to confirm with your financial officer about what the processing fees was. And if really something is wrong at our end, please write to us at hello@wemakescholars.com and we will resolve it.
Hey! Vidyalaxmi is a website that lets you apply for an educational loan to any bank through it and Jansamarth has education loan subsidy schemes. So, you are asked to apply through Vidyalaxmi. But instead of all that, you can apply on our website by filling a small form using this link: bit.ly/48cTdcR. You can also get our services free of cost and without any hassles that you might face when you go by yourself.
In Jansamarth portal, eligibility is checked in starting itself. After that, 10 steps have to be completed to apply for loan in which bank branch has to be selected in the last step. After completing all the steps, you receive an SMS and mail stating that you are not eligible for the loan , please reply mam
Hello Acharya, The banks have different types of education loan products and if the student's profile doesn't meet the criteria then they are considered ineligible. One can reapply on the Jansamarth portal after 1 month of cooling period. If you face any further issues we suggest you drop an email to Jansamarth customer support using this mail ID: Customer.support@jansamarth.in and they will assist you.
Hello Shahid, If you are filling in the applicant's details then the applicant's total income from all the sources. If you are filling in the co-applicant's details then the co-applicant's total income from all the sources has to be filled. Hope you have understood. If you are seeking one-on-one assistance with your education loan process our team can help you. Kindly request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Hello Mam i have Several doubts.. 1.mere pan card mein DOB glt hogyi h toh isse bank m kuch issue create hoga kya?? 2. Mujhe 7.5 lac se kam ka loan chahiye toh security offered mein kya likhna h? 3.first sem ki fee pay krdi h toh Wo bhi total fee m include krna hi??
Hello, 1) PAN card me aapki date of birth wrong hai tho aap apna details correct karvalijiye. 2) Agar aapka education loan amount ka requirement 7.5 lakhs ya less hai tho security offer karne ki jaroorath nahi hai. Aap security ka section skip kar sakthe hai. 3) First semester ka fees payment hogaya tho bhi include kar sakthe hai aur aap first semester ka fees payment reimbursement le sakthe hai. Agar aapka education loan ke liye one-on-one assistance chahiye tho hamare team help kerenge. Hamari team se baat karne ke liye iss link par jakhar callback request kar sakthe hai: bit.ly/48cTdcR ya yah call kare 9889882090.
Hello! Yes, a low CIBIL score can definitely impact your chances of getting an education loan. The CIBIL score is one of the important parameters checked by banks when processing an education loan. We suggest working on improving your CIBIL score, or if the issue is not very serious, you can use our partner's CIBIL rectification service. You can contact our team for CIBIL improvement assistance at 9889882090.
Hi Niddhi, In an education loan, a subsidy means that the government waives off your interest which you pay in your moratorium period (course duration + 6 -12 months) but you will have to pay full EMIs after the moratorium period. You can only be eligible for the CSIS ( Central Sector Interest Subsidy Scheme) if you meet the eligibility criteria. Please contact your financial officer to know more details. They'll assist you in checking your eligibility with 15+ public and private banks and help you get an education. Kindly request a callback using this link: bit.ly/48cTdcR or call this number: 9889882090 and a dedicated financial officer will get in touch with you shortly.
Hello mam i have some doubts regarding this please clear it 1. Kya btech 4th year me loan mil jata h 2. And my family income is less than 4.5 to kya me subsidy ke liye eligible hu
Hi Harshit, You can check your eligibility for the subsidy on the Jansamarth portal using this link: www.jansamarth.in/home. If you are eligible, apply for your education loan through the Jansamarth portal. As you are looking out for an education loan you can get in touch with our team and they'll help you check your eligibility with banks and assist you in getting an education loan. Request a callback using this link: bit.ly/48cTdcR or call here: 9889882090.
Hi mam, for applying education loan from 2nd year. What will be the course duration time to give and in fees section from which year we will give the fees structure from 1 year or 2 nd year.
Hello, Since you are applying for an education loan from 2nd year you can write in the remaining years as your course duration and fee structure of the current year. Hope you have understood.
Hi madam, thank you for this video. I just had one small query, that is in basic information, what do I put in in the section of income from all sources? I'm a student, do I need to put in my parents income?
Hello Rajiv, You need to fill out the total family’s annual income in the 'Income from All Sources' section. Hope you have understood. If you are seeking one-on-one assistance with your education loan process and your required education loan is more than 7.5 lakhs, our team can help you. To contact our team, request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Hello, I had wrongly updated the commencement of course date, as my course had been started in sep-2023 and i updated as oct-2024, will it be the reason for rejection of loan application
Hello, It is advisable to edit the application to avoid any problems. Kindly drop an email to Vidyalakshmi customer support using this mail ID: vidyalakshmi@proteantech.in and they will assist you with the solution. If you are seeking one-on-one assistance with your education loan process and your required education loan is more than 7.5 lakhs, our team can help you. We are partnered with 15+ banks, and a dedicated financial officer will analyze your profile and connect you with suitable banks. To contact our team, request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Hi Mohit, Embassies and universities require language tests in order to assess a student's proficiency in the language. However, Banks don’t give education loans based on language tests like IELTS. But, if your university has a condition of getting a good band in IELTS then banks will not sanction your loan until you clear the condition. In this case, IELTS score is helping you to get an education loan. For complete guidance request a callback at bit.ly/48cTdcR . Our loan team will get back to you soon.
Hello, Thank you for your valuable feedback. If you are seeking one-on-one assistance with your education loan process and your required education loan is more than 7.5 lakhs, our team can help you. We are partnered with 15+ banks, and a dedicated financial officer will analyze your profile and connect you with suitable banks. To contact our team, request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Hello, If you are applying for an MCA, you should upload your BCA mark list as your highest qualification mark list. If you are seeking one-on-one assistance with your education loan process, our team can help you. We are partnered with 15+ banks, and a dedicated financial officer will analyze your profile and connect you with suitable banks. To contact our team, request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Hello Damini Mam Mam, am I eligible to get an education loan from PNB/BOB/Union Bank if my admission to the desired institution is provisionally secured ??
Hi, Even though you've secured admission to the university, it's crucial to assess your eligibility for an education loan. For this, we'll need a few more details from you. Simply connect with our team by requesting a callback through this link: bit.ly/48cTdcR. Our dedicated team will promptly reach out to you to explore the best possibilities based on your profile. We'll carefully compare offerings from 14 leading lenders in the market to ensure you receive the best deal tailored to your requirements and eligibility. Don't hesitate to reach out and benefit from our expert guidance. Best of luck with your education journey!
Hello Siva, We suggest you write an email to Vidyalakshmi customer support using this mail ID: vidyalakshmi@proteantech.in they will get back to you. If you are seeking one-on-one assistance with your education loan process our team can help you. We are partnered with 15+ public and private banks and a dedicated financial officer will analyze your profile and connect you to suitable banks. To contact our team kindly request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Hello, I have already applied for ed loan for commercial pilot training programme in South Africa through wemakescholar. I have been already assigned a loan officer to me. SBI, Axis Bank, IDFC Bank, ICICI, HDFC has already rejected my loan application. Bank of Baroda may give me loan but your loan officer said that you dont work with BOB any more becuase they increases the spread afterwards. is there any other option left for me? do you provide assisstance to students who apply through vidhya laxmi portal?
Hi Tushar, Kindly note that study in South-Africa is not accepted by all public banks. But we do case-by-case deviation approval from circle CGM. Unfortunately your chain deed is missing for your collateral. Private Banks and NBFC’s will not consider south-Africa -aviation. These were some of the reasons for your loan not getting approved. I hope you’ve understood. If you’re still having any queries, kindly write an email to hello@wemakescholars.com our team will provide the necessary guidance.
Hello Abhishek, 1) If applicants have a single name then they can write their first name twice to register on the Vidyalakshmi portal. 2) One can upload the highest education qualification mark sheet which is the 12th class mark sheet. If you are seeking one-on-one assistance with your education loan process our team can help you. We are partnered with 15+ public and private banks and a dedicated financial officer will analyze your profile and connect you with suitable banks. You can contact our team for education loan assistance by requesting a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
CSIS is not for ews category people but to people of all categories whose family's annual income is less than 4.5 lakhs. I'm OBC and I can apply to csis and I'm also taking a loan currently?
Hey! it's not required. If your family income is less than 4.5 LPA then you are eligible for the scheme and proof for the same are required. If you are looking for an education loan, Our team will assist you in determining your eligibility with more than 15+ public and private banks and will offer you the finest education loan which suits your profile. To talk to our financial officer, please click the link and ask for a callback: This link: bit.ly/48cTdcR
Hello. To avail the CSIS scheme benefit you must apply through the Jansamarth portal, not the Vidyalakshmi portal. Once you are eligible for the CSIS scheme, then you must process your education loan through the Jansamarth portal. Here is a detailed video link on the form-filling process in the Jansamarth portal: th-cam.com/video/1qdzHGnoqEs/w-d-xo.htmlsi=PT_NJz1JjfLKFEnV. If you are seeking one-on-one assistance with the education loan process our team can help you. A dedicated financial officer will analyze your profile and connect you to a suitable bank. You can contact our team by requesting a callback using this link: bit.ly/48cTdcR or by calling 9889882090.
Except SBI any other bank offers top-up loan like im doing my 3 years ug then if i take admission in pg bank will reschedule my moratorium period? And increase my loan limit?
Hello. Yes, if one takes an education loan for PG on top of an already existing loan then banks will extend the moratorium period and increase the loan limit. There are some other banks that offer top-up loans by checking the eligibility, course and others for granting the additional loan amount and our team can help you with the process. To contact our team kindly request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Hi, Our organization is funded and supported by the Ministry of IT, the Government of India under the Digital India campaign. Our motive is to assist students with education loan support who are planning for higher studies. As this initiative comes under the Digital India campaign we do not charge any service fees, it's totally free.
Hello Tarun. In terms loan, Direct liability means when the borrower has personal responsibility to repay the loan, while indirect liability means a third party's obligation to repay, like a guarantor or co-signer. Hope you have understood.
In the tution fee section do i have to fill only the tution fee? What about university charges, security n other fees payable to college? Please answer
Mam is it necessary to fill the exact actual income...i mean if my father's income is almost 6 lakhs, can i write 6 lakhs...wouldn't there be any problems later ?
Hello Vageesha, It is better to fill in the exact annual amount but if you don't know you can put the approximate amount. Later, when the portal verifies the profile using the details you have provided, the portal will be able to know the exact income. If you are seeking one-on-one assistance with your education loan process our team can help you. We are partnered with 15+ public and private banks and a dedicated financial officer will analyze your profile and connect you to suitable banks. You can contact us by requesting a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Hi, You should upload your last academic mark sheet. If you face any issues related to your loan process, feel free to speak with our team. They can provide the necessary guidance and assistance. Request a callback at bit.ly/48cTdcR. Our team will get back to you as soon as possible.
most banks offer 7.5 lakh loan without collateral and on Vidya laxhmi theyre asking about securities for any loan above 4 lakh. Do I put in about a LIC in the box so I can move forward?
Hi, Please keep in mind that loans of up to 7.5 lacs do not require any collateral. However, if it asks for security, you can mention your LIC and include it as security while filling out the form.
Hello Ma'am, I've a few questions, firstly, what if the co-applicant is the sibling rather than the parents? How will this work? Secondly, you mentioned that the repayment period is under 100 months not more than that but, when I googled, it mentioned that the repayment period is of 10-15 years so could you please clarify this? Thirdly, can I get a non-collateral loan for more than 7.5 lacs for abroad education? If yes, then what is the max amount that is allowed?
Hi Rushi, To answer your questions: 1) Your Parents must be included as primary co-applicants in your loan process for sure. However, you can additionally include your brother as a financial co-applicant 2) We’ve clearly mentioned in the video that banks offer loan repayment up to 15 years. As the Vidyalaxmi portal doesn’t allow adding more than two digits, we have kept it below 100 Installments 3) It is possible to get an unsecured loan from private banks. But public banks offer you only up to 7.5 lacs of unsecured loan, >7.5 lacs then collateral must be pledged. Our team can check whether your brother is an eligible co-applicant or not. We can help you in securing an education loan of more than 7.5 lacs for your overseas studies. Request a callback at bit.ly/48cTdcR . Our team will get back to you shortly.
Hello, Please note that to apply for an education loan PAN card is mandatory. You can apply for a minor PAN card if you are a minor. We suggest you apply for a PAN and once you get the PAN you can start your education loan process. If you are seeking one-on-one assistance with your education loan process, our team can help you. We are partnered with 15+ banks, and a dedicated financial officer will analyze your profile and connect you with suitable banks. To contact our team, request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Ma'am pls answer...that's the last problem i'm facing while filling mg form, in the expenses section, i'm confused whether i should fill the whole fees that i pay to my university (including tution fees+user charges+university development & faculties charges+ other charges) in the tution fees section or just my tution fees. I'm asking this because all these charges are mentioned in the fee structure that i'm submitting to the bank. Wouldn't there be any problems? Or else should i fill these other charges in the books and equipments section...if i do so, won't there be any problem in amount disbursement to my university ?? Please answer Ma'am i'm so confused😢 😢😢
Hello, You can enter the college fees under the 'Tuition Fees' section, and the charges for books and equipment under the 'Other Expenses' section. If you are seeking one-on-one assistance with your education loan process, our team can help you. We are partnered with 15+ banks and a dedicated financial officer will analyze your profile and connect you with suitable banks. To contact our team, kindly request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Hello Mam, Is it necessary to apply for those banks and the respective branch in which one alreeady has an account or can we apply in any bank and branch irrespective of having an account in that branch or not?
Hi Arpan, You can choose any bank for your education loan. Please note that, you need to open a new loan account with the bank you’ve taken the loan from. Speak with our team as they can suggest you the best bank suitable for your profile. Simply request a callback at bit.ly/48cTdcR. Our team will get in touch with you shortly.
Hello ma'am Like you mentioned that the gurantor details are shown if the loan amount is high. But what if the amount is below 3 lakhs and the guarantor section isn't showing and the bank still asked me to fill the section for the guarantor . It will be really helpful if you could reply
Hello Tanistha, If the education loan amount is less than 7.5 lakhs, there is no need to provide collateral. You can fill in the guarantor details, but banks will not require collateral for education loan amounts below 7.5 lakhs.
Hello mam Can i apply on both vidyalaksmi and hdfc credila together? Because i m thinking that Vidyalaksmi portal will take time to sanction my education loan.... Will there any problem mam? If i get hdfc credila education loan before vidyalaksmi loan... Will am i able to cancel my vidyalaksmi loan....?
Hello Harsh. Yes, one can apply for an education loan on both the Vidyalakshmi portal and in Credilla, there won't be any problem. But even if you apply for an education loan in Credilla or in the Vidyalakshmi portal it can take a lot of time to process, our organization can help you fasten your education loan process. We are partnered with 15+ public and private banks and a dedicated financial officer will analyze your profile and connect you with suitable banks. To contact us kindly request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Mam in own source/scholarship section i have paid 1lakh already to the college so can I mention that or can i add 0 in this section if i wouldn't have any scholarship/own source or willing that for the rest amount i will go for loan completely?
Hi Ayush, We suggest you add '0' in the own source/scholarship section if you don't have any funds. You can get the amount reimbursed that you have paid to the college after your loan is sanctioned. You can get in touch with our team to receive assistance in your education loan process. We will help assist with checking your eligibility with 15+ private and public banks and help you in getting an education loan. Kindly request a callback on this link: bit.ly/48cTdcR or call this number: 9889882090 to get in touch with your financial officer.
@@WeMakeScholars Thankyou for helping me with this query. Mam the reimbursement amount will be credited to the student account itself only or have to do something else as per what the bank says?
Hi mam, hope you're well, Is vidyalakshmi the only online portal for education loan? I had applied for student loan through sbi but my annual income lies in the range of 8-9 lakhs, how shall I proceed further Expecting a early reply thanks ❤
Hello, There is another portal known as the Jansamarth portal, which is commonly used by students whose family income is less than ₹4.5 lakhs to apply for the CSIS scheme. The Vidya Lakshmi portal is another government portal for education loans. However, the processing time may be longer than expected through this platform, So we suggest choosing our organization for a quicker and easier education loan process. Our organization is funded and supported by the Ministry of IT and the Government of India. We are partnered with 15+ public and private and a dedicated financial officer will analyze your profile and connect you with suitable banks. To contact us kindly request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Hello Hasmita, You can mention your co-applicant's single bank account. If you are seeking one-on-one assistance with your education loan process our team can help you. A dedicated financial officer will analyze your profile and connect you to suitable banks. You can contact our team by requesting a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Hello, In the last name section, you can enter your name again. If you face any issues with the portal, you can contact Vidyalakshmi customer support at vidyalakshmi@proteantech.in and they will assist you.
Hello, the bank (Bank of Baroda) asked me to fill out the loan application form under vidyalakshmi scheme and submit it along with a form they provided. I haven't started filling out the form since I wanted to know is it possible to download the loan application form after filling out in pdf format and submit it directly to the bank.
Hello Sidharth, One can download the application from the Vidya Lakshmi portal after submitting the form. You will find the application ID option, and by clicking on it, you can download the PDF format of the form. But there are other banks with better education loan products and our team can help you with the process. We are partnered with 15+ public and private banks and a dedicated financial officer will analyze your profile and connect you with suitable banks. To contact our team kindly, request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Hey! If you’re eligible to claim the subsidy, you can directly register yourself on the Jan Samarth portal and proceed with filling out the form. We can definitely help you secure an education loan so that you can claim your subsidy. We’re partnered with 15+ public and private banks. Based on your profile, our team can connect you to the best bank. Additionally, we don’t charge any service charges. Simply request a callback at bit.ly/48cTdcR our team will respond to you shortly.
Hi, I want to pursue CFA and I want to take education loan for that. Will banks give education loan for CFA. If Yes, what are the documents do i have to submit for that. Thankyou.
Hi, Apne jo recent studies complete kiya hai uska marksheet upload karna hai. Aap apne financial officer se contact kar sakte hai education loan ke requirements ki jaankari ke liye. Hamari team aapki eligibility banks me check karkar aapko best suitable bank se connect karegi. Hum vidyalaxmi portal par loan application me bhi help karenge. Aap yah link par call back request kar sakte hain: bit.ly/48cTdcR ya yah number par call kar sakte hai: 9889882090, apne financial officer se judne ke liye.
Hello, To apply for the CSIS scheme one should through the Jansamarth portal. We provide this information from the official SBI documents. We provide this information from the official SBI circular. Also, the Vidya Lakshmi portal itself says that if one wishes to avail of the CSIS scheme, please go through the Jansamarth portal.
Mam how many days it will take to approve loan...and the loan ammount will be credited to the student account or parent account... please reply to this comment mam
Hello Ramya, It depends on the type of loan you are planning for- secured or unsecured. If you directly reach out to banks it might take at least a month or more. However, our team can help you process your loan within 15 to 20 days by assigning you a dedicated financial officer, provided you have all the required documents. You can contact your financial officer by requesting a callback using this link: bit.ly/48cTdcR or by calling 9889882090. Once the loan is sanctioned the amount is credited to a loan account which is created specifically for transferring the funds by the bank.
Hi Akhil, Please select “Minority” as the option. Need assistance in your education loan process? Request a callback at bit.ly/48cTdcR. Our loan team will get in touch with you shortly and help you in your education loan process.
Mam,I have already completed 2 years of my degree programme and I want to apply loan for 3rd and 4th year ,what are the changes that I have do in the application form when comparing to this video.
Hello, If you are applying for an education loan for the remaining two years of your course, you can fill in the remaining duration and update the fees accordingly in the application. If you are seeking one-on-one assistance with your education loan process and your required education loan is more than 7.5 lakhs, our team can help you. We are partnered with 15+ banks, and a dedicated financial officer will analyze your profile and connect you with suitable banks. To contact our team, request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Hi, I want to pursue CMA and I want to take education loan for that. Will banks give education loan for CMA. If Yes, what are the documents do i have to submit for that. Thankyou.
Madam i have recently checked out some information about education loan policy in ICICI bank official web page and i found that upto 40 lakhs non collateral is required for domestic studies but while following through Vidya Lakshmi we provide collateral information and without documents submition. If the bank provide collateral free loan upto certain amount, which one can i go through 1) applying Directly form bank 2) applying through CSIS or Vidya Lakshmi portal One final question, how long it would takes to get sanctioned loan after successfully completing application form the requested to banks
Hey! Please note that if you're eligible for the CSIS scheme, you should apply through the Jansamarth Portal. Otherwise, you should apply through the Vidyalaxmi Portal. Visit www.wemakescholars.com/education-loan/education-loan-interest-subsidy-government-schemes-to-know#:~:text=Ambedkar%20Central%20Sector%20Scheme,-The%20ACSISOBCEBC%20(Dr&text=to%20study%20abroad-,Eligibility%3A,including%20PG%20Diploma)%2C%20M to check your eligibility. The loan processing time depends on the bank you’ve taken the loan from. However, if you process your loan through Wemakescholars, we facilitate lesser processing time. Our regional heads have good relations with bank superiors and if you face any issues we can get it solved. Additionally, all our services are completely free of cost. Simply request a callback at bit.ly/48cTdcR. Our team will get back to you as soon as possible.
Mam ky banks Loan dene se pehle koi bhi money demand krti h for anything ...if we apply through csis scheme of vidyalakshmi portal ...and if loan amount is around 4 lakh then what
Hello Riddhi, agar aap CSIS scheme ke liye eligible horahe hai tho, aapko Jansamarth portal se apply karna hai education loan kliye. Jansamarth portal me eligibility check karne aur form-filling process ke liye ek baar ye video check kariye th-cam.com/video/1qdzHGnoqEs/w-d-xo.htmlsi=Oa3E0OqwOzfbODwF. Agar aap education loan ke liye assistance maang rahe tho, hamara team aapko help karega. Hamara team ko contact karne ke liye iss link par jakhar callback request kare: bit.ly/48cTdcR ya yah call kare 9889882090.
Hello Udittayal, If you want to apply for an education loan through the CSIS scheme, you should apply through the Jansamarth portal. Here is a reference video link on checking eligibility for the CSIS scheme and form-filling process on the Jansamarth portal: th-cam.com/video/1qdzHGnoqEs/w-d-xo.htmlsi=Oa3E0OqwOzfbODwF. If you are seeking one-on-one assistance with your education loan process, our team can help you. A dedicated financial officer will be assigned to analyze your profile and connect you to a suitable bank. To contact your financial officer request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Hello mam I have applied to sbi bank through vidyalaxmi portal and it's been over 15 days still no review from bank is showing and what would it look like if the bank reject the loan would it be remarked as rejected or unapproved or just remain blank
Hello Yashi, If the bank rejects your loan application it will be shown as rejected or unapproved. We understand your concern. This is why we advise students not to apply for a loan to the bank directly. For a faster education loan process, we suggest you to contact our organization. We are partnered with 15+ public and private banks and our team can fasten your loan process. A dedicated financial officer will analyze your profile and connect you with suitable banks. To contact our team kindly request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Ma'am i have a doubt In the section where its is asking INCOME FROM ALL SCOURCES, i this section we had to fill my income or my parents. I dont earned bcz i am a 12th passed student. Please tell me ma'am
Hello Galib, Only the 12th-grade marksheet should be uploaded, not the JEE marksheet. Hope have understood. If you are seeking one-on-one assistance with your education loan process, our team can help you. We are partnered with 15+ banks, and a dedicated financial officer will analyze your profile and connect you with suitable banks. To contact our team, request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Hello, If the education loan requirement is low, banks will be reluctant to give education loans. Therefore, the Vidyaloans team helps students with low education loan requirements. Vidyaloans is a trusted organization we are partnered with to help students with education loan requirements of less than 7.5 lakhs. The processing fee is charged by Vidyaloans for the education loan process and not by the bank. However, it is up to the student to pay the processing fees. If you are willing to continue with your education loan process, then we suggest you stay in touch with the Vidyaloans team. Hope you have understood.
I have not applied on jansamarth but I have got myself registered there and then I am applying it from Vidya Lakshmi portal but when I am submitting my form it is showing me that you have already registered on jansamarth what should I do now ?
Hello Priyanshi, If you have already registered on the Jansamarth portal, you cannot apply again on the Vidya Lakshmi portal, and vice versa. We recommend using the Jansamarth portal to apply for an education loan. If you are seeking one-on-one assistance with your education loan process, our team can help you. We are partnered with 15+ banks, and a dedicated financial officer will analyze your profile and connect you with suitable banks. To contact our team, request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Hi Saraswati, there are banks offering unsecured loans to the students. We can help you in getting the loan of 10 lakhs as we’ve partnered with 9+ NBFCs and Private banks. We facilitate faster processing time in your education loan process. On top of that we don’t charge any service charges as we’re funded and supported by the Government of India, Ministry of IT and come under the Digital India Campaign. Feel free to request a callback at bit.ly/48cTdcR. One of our financial officers will get back to you shortly.
Hello. Yes, CIBIL score is required for an education loan on the Vidyalakshmi portal. We are partnered with 15+ public and private banks and our team can help you with your education loan process. A dedicated financial officer will analyze your profile and connect you to suitable banks. To contact our team kindly request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Hi, while it may not be mandatory, we highly encourage you to seek guidance from our expert Financial Officers. They are well-equipped to provide tailored assistance to address your loan-related queries effectively. To initiate this please request a callback from our team using the following link: bit.ly/3MVP0Sy. Please feel free to reach out to them for any further assistance or clarification you may require.
Hi, it is an added advantage to have a co-applicant with high income. We can save your valuable time and effort as we can connect to multiple banks at one go. We’ve partnered up with 15+ public and private banks, increasing your chances of getting an education loan. Feel free to request a callback at bit.ly/48cTdcR. A dedicated financial officer will get back to you shortly.
Hii mam i want to open my GIC account by loan amount and also want to pay college fee's, is it possible to get loan in my personal account? if no then how can i get fund from loan amount for GIC? Please reply
Hi Ayushi, we can help you in the pre-visa disbursement. We can talk to the bank to wire transfer your living expenses to your GIC account. For tuition fees, we can talk to bank to wire transfer to the university. Some of our partnered lenders provide the facility to disburse the loan amount to your personal account. Feel free to speak with our team and get to know the best education loan deal, matching your profile. Request a callback at bit.ly/48cTdcR. Our team will get in touch with you soon.
Hi Damini, Honestly, I had logged in to your portal around 2/3 weeks back and your executive called me last week. WMS executive took 1/2 weeks time to call me to understand my case. Also, my experience with Vidya Lakshmi is not great, they are very slow in processing the application. When my case was assigned to VL Bank, they took 1 week just to call me and understand my case. Till date I have no clarity on my case.
Hi Virajshinde, sorry for the delay maybe our financial officer was occupied with some other work. If it is possible can you please share your registered email ID here by which we can locate your file and help you as soon as possible or write an Email to hello@wemakescholars.com
Hi, Regarding the CSIS subsidy, it's important to note that the annual gross income of the family should not exceed 4.5 lakhs. To obtain further information and assess your eligibility, we recommend reaching out to our Financial Officer. They will require additional details to check your eligibility thoroughly. Please connect with our loan team by requesting a callback through this link: bit.ly/48cTdcR. Once you've completed the form, they will reach out to guide you further through the process.
Mam i am want an educational loan for 5.5 lakhs for my engineering my family income is 72,000p.a. I am pursuing my btech in India and I am applying on central bank of india . I am applying in vidyalakshmi portal and the concern is my mom's cibil is 785 but she is unemployed. Will my loan get sanctioned?
Hello Abhishek, Since your primary co-applicant has no income it can be difficult to get an education loan. We suggest you add a financial co-applicant with income and try for an education loan. Banks have different eligibility criteria for approving education loans.
Hi Om, Kindly reach out to us, our team can provide assistance on this matter. We can definitely help you secure an education loan for the remaining 3 years of the course. Simply request a callback at bit.ly/48cTdcR. Our team will respond to you shortly.
Hi Jay, We encourage students to apply for education loan before admit letter. This saves a lot of time and your funds will be ready whenever you want to use. To effortlessly get an education loan, you can process via Wemakescholars where we process the student’s loan application on their behalf with banks directly. We increase your odds of getting an education loan as we’ve partnered with 15+ public and private banks. Feel free to request a callback at bit.ly/48cTdcR. Our team will get back tou you shortly.
Hello ma'am, I am a student with no income, so I entered 0 in the income field. However, it showed me to enter a numeric value with only up to two digits after the decimal point. Could you please assist me with this issue?
Hello, When you are filling out the occupation section in the personal information make sure that you have selected as a student, and try filling out zero. If you are still not able to fill then we suggest you to write an email to the Vidyalakshmi customer using this mail ID: vidyalakshmi@proteantech.in and they will help you. If you are seeking one-on-one assistance with your education loan process then our team is here to help you. A dedicated financial officer will analyze your profile and connect you to suitable banks. To contact us kindly request a callback using this link: bit.ly/48cTdcR or by calling 9889882090.
Hello is am applying for sisters education loan, our both parents are not alive. Please guide me that in parent's details column whose details will be entered. Whether mine as brother or father/mother details who are not alive.
Hello Himanshu, If you are the natural guardian of the student you can fill in your details. If you face any issues with the portal, you can contact Vidyalakshmi customer support at vidyalakshmi@proteantech.in and they will assist you. If you are seeking one-on-one assistance with your education loan process, our team can help you. We are partnered with 15+ banks, and a dedicated financial officer will analyze your profile and connect you with suitable banks. To contact our team, request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Hi Daniel, When you specify that your requirement is less than 7.5 lacs, the section asking for a guarantor does not display, hence no collateral details are required. I hope this has answered your question.
Hello, aapki personal account kis bank me hai wo matter nahi padta. Aap koi bank me education loan apply kar sakthe hai. Ham 15+ public aur private se partnered hai. Hamare team aapki profile analyze karke suitable banks se connect karenge. Hamare contact karne ke liye iss link par jakhar callback request kare: bit.ly/48cTdcR ya yah call kare 9889882090.
hello please reply can we get disbursed amount of loan in our account because university is asking for fees first so if bank provide the fees direct to university then what about our money which i have submitted to college...
Hi Jatin, we can definitely help you in this situation. If the university is asking you to fulfill a financial condition, we will talk to banks to wire transfer your fees to the university. About the money which you’ve already paid, we can help you with the reimbursement by talking to the bank officials. Speak with our team to get the necessary guidance and assistance in this matter. Request a callback at bit.ly/48cTdcR Our team will get back to you shortly.
Ma'am can you just tell me that which class marksheet I have to upload and what to upload in proof of admission section, can I upload loan letter provided bye the university??
Hi Aditya, You can upload your graduation marksheet and your admit letter which you have received from the university in the 'proof of admission section'. You can reach out to our team to get assistance with education loans. Kindly request a callback on this link: bit.ly/48cTdcR or call this number: 9889882090 and a dedicated financial officer will get back to you shortly.
Hello, as the banks have the same criteria despite the branches you cannot apply for a different branch. Try choosing another bank for an education loan. We are partnered with 15+ public and private banks and our team can help you with your education loan process. A dedicated financial officer will be assigned to analyze your profile and connect you to suitable banks. You can contact us by requesting a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Hey! We can start your loan process irrespective of admit letter. But Please note that your loan amount will be disbursed only a after getting the admission from the college. Feel free to speak with our financial officer for complete guidance on this matter. Request a callback at bit.ly/48cTdcR. A dedicated financial officer will get back to you soon.
Yes, you can fill your brothers account details. Your brother can be a co-applicant and financila co-applicant(if he is eligible). For more assistance on the same, please contact us through this link: bit.ly/48cTdcR
Hey Gowtham, we can help you get an education loan with a CIBIL of as low as 600. We’re empanelled with 15+ public and private banks, increasing your chances of getting the loan. Simply request a callback at bit.ly/48cTdcR. Our team will get back to you soon.
Hi, You must’ve applied on jansamarth portal previously. Kindly approach the bank you’ve applied to. Request them to cancel your application. After a cooling period of 6 months, you’ll be able to apply in vidya lakshmi portal. Request a callback at bit.ly/48cTdcR. Our loan team will get back to you shortly.
My college fees is 270000, but i want to pay 70000 from my pocket and 200000 as loan. So should i include 70000 in Own Source/ Scholarship field or should i change the fees structure from college?
Hello Mujahid, Once you've registered and applied for bank schemes, you'll need to contact the banks to continue the loan procedure. After your loan is sanctioned, your sanction letter will be valid for up to 6 months, thus you must get disbursement before then. You can contact our team to get assistance with your education loan. We will help you check your eligibility with 15+ public and private banks and help you get an education loan that suits your profile. You can request a callback on this link: bit.ly/48cTdcR or call 9889882090 and our team will get back to you shortly.
Hi Navdeep, Agar aap WeMakeScholars ke through jaate hain, toh hum aapka loan 15 - 20 days me sanction ho jayega. Aap hamari team se contact kar sakte hai yah link par callback request karke: bit.ly/48cTdcR ya yah number par call karke 9889882090.
Hello Sahana, Your name should be filled in as per your original documents. Please get in touch with your financial officer to get assistance in checking your eligibility and getting an education loan sanction. Kindly request a callback on this link: bit.ly/48cTdcR or call this number: 9889882090
Hello Adhyan, One can not apply on the Vidyalakshmi portal once registered on the Jansamarth portal. We suggest you to go through the Jansamarth portal only and process your education loan. If you seeking one-on-one assistance with your education loan process our team can help you. A dedicated financial officer will analyze your profile and connect you to a suitable bank. To contact your financial officer kindly request a callback using this link: bit.ly/48cTdcR or by calling 9889882090.
I have one doubt but Nobody answering about this What If my visa is In-Case regressed then what I need to do? Can you please answer/reply to this please
Mem kya me 2 year ke liye hi loan apply kr skti hu ...agr mujhe 1st and 2nd year me hi chahiye or 3rd and 4th year me khud se pay kr du to kya meko laon mil jaye
Hi, Aapko loan mil sakta hai lekin aapko baaki ke academic years ke liye proof of funds show karna padhega, kyun ki banks apki overall course ki cost consider karte hai. Aap hamari team se contact kar sakte hai assistance ke liye. Hamari team aapki eligibility 15+ banks me check karne me aur loan sanction me madad karegi. Aap yah link par callback request kijiye: bit.ly/48cTdcR ya yeh number par call kijiye: 9889882090 hamari team se connect karne ke liye.
Hello Lokesh, Please note that you have to upload the details of your co-applicant only. You cannot upload your mother's PAN card if she is not your co-applicant. If the CIBIL issue is not that serious, you can contact us we have a CIBIL rectification team who can help you. We are partnered with 15+ public and private banks and a dedicated financial officer can connect you to suitable banks by analyzing your profile. You can request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Hello Ankit, As this is a technical issue kindly drop an email to the Vidya Lakshmi customer support using this email ID: vidyalakshmi@proteantech.in they will assist you.
Hello, The time taken to sanction an education loan depends on the bank and how quickly the applicant submits the required documents and cooperates with the process. If you are seeking a faster process for your education loan, our team can help you. A dedicated financial officer will assist you throughout your education loan process by analyzing your profile and connecting to suitable banks. To contact our team kindly request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Hello Sagar. Yes, you can apply through the Vidyalakshmi portal but getting an education loan for training courses and for such low loan amount requirements is difficult.
Hello Shivangi, If you got your admission through the management quota then kindly, choose the management quota in the Vidya Lakshmi portal. If you are seeking one-on-one assistance with your education loan process, our team can help you. We are partnered with 15+ public and private banks and a dedicated financial officer will analyze your profile and connect you with suitable banks. You can contact our team by requesting a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Madam i would like to join d pharm course this year. So i need an educational loan.but recently one of my friends educational loan application got rejected.The bank told her that diploma courses didnt get any educational loan. So i want to know that through vidyalakshmi portal can i get educational loan from any of the bank for the course d pharm?
Hello, Banks have different criteria for approving education loans. One can get a secured education loan to study D pharm and our team can help you with your education loan process. We are partnered with 15+ public and private banks and a dedicated financial officer will analyze your profile and connect you with a suitable bank. To contact our team request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
18:47 mam i got admission in nit and my family income is less than 1 lakhs so my tuition fee becomes Nil and still I want loan for other expenses then what should I have enter in tution fee section Please mam reply 🙏🏻
Hello Ujjwal, Since you don't need tuition fees you can fill in as zero. However, banks would be reluctant to provide education loan just for living and other expenses. We suggest you talk with your bank regarding your situation and fill out the form accordingly.
Hello Sara, as this is a technical issue kindly write an email to Vidyalakshmi customer support using the email address: vidyalakshmi@proteantech.in and they will assist you.
Maam। Mein mera ek problem horaha ki. Jab sab document submit kiyaa with double verified. Jab email pe. Message ataa hei ki. Your loan application is not match with any bank product. Iska matlb kay. Meri bank of Maharashtra se apply kiyaa. Huu. Please maam mujhe subsidiary milegaa naa maam. Ye kaaran se. Eligible to nhi hogaa na. Please solve this problem.।।। 😢😢😢.। Ki ye offline bank se baat karu jis branch me apply kiya hu. Waha pe.
Hi, Aap direct bank me jaakar baat karen, wahi aapki issue resolve kar sakte hai, aur solution denge. Kyun yah ek Government website hai hum aapki madad nahi kar sakte. Aap Customer.support@jansamarth.in yahan mail bhi likh sakte hai aapke issue ke liye.
Hello Priyanshi. Yes, if you got your admission through the management quota then kindly, choose the management quota in the Vidyalakshmi portal. If you are seeking one-on-one assistance with your education loan process, our team can help you. We are partnered with 15+ public and private banks and a dedicated financial officer will analyze your profile and connect you with suitable banks. You can contact our team by requesting a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
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May God Bless you. You are doing so good to us, students.
With in how many days should we submit the application form to Bank..????
Yes
महोदया आपकी टीम के द्वारा प्रोसेसिंग फीस के नाम पर 10,000 की मांग की जा रही है जबकि आपके द्वारा बोला जाता है की आपकी टीम निशुल्क सहायता करेगी।।
Hello Ritik. We believe our employees do not take any money for the services we provide. The processing fee you mentioned is probably the fee taken by the banks because all banks take a processing fee for your education loan which is around 10,000 rupees.
We would like you to confirm with your financial officer about what the processing fees was. And if really something is wrong at our end, please write to us at hello@wemakescholars.com and we will resolve it.
We care ullu banata h free free we care walo ne commission Lene ke liye dusri agency hier ki h wah kya business h wo bhi process se pahle
Why my bank representatives insists me to upload application on vidyalakshmi portal & not jansamarth
Hey! Vidyalaxmi is a website that lets you apply for an educational loan to any bank through it and Jansamarth has education loan subsidy schemes. So, you are asked to apply through Vidyalaxmi.
But instead of all that, you can apply on our website by filling a small form using this link: bit.ly/48cTdcR. You can also get our services free of cost and without any hassles that you might face when you go by yourself.
Did you get the education loan through we make scholars team
The loan amount will be disbursed to college but what about other expenses such as travel,computer and books
Hello Sanjay, If you are going abroad then the other expenses for travel, computer, and book will be reimbursed to you by the bank.
In Jansamarth portal, eligibility is checked in starting itself. After that, 10 steps have to be completed to apply for loan in which bank branch has to be selected in the last step. After completing all the steps, you receive an SMS and mail stating that you are not eligible for the loan , please reply mam
Hello Acharya, The banks have different types of education loan products and if the student's profile doesn't meet the criteria then they are considered ineligible. One can reapply on the Jansamarth portal after 1 month of cooling period. If you face any further issues we suggest you drop an email to Jansamarth customer support using this mail ID: Customer.support@jansamarth.in and they will assist you.
Hi Ma'am, who's income from all the sources we have to mention in Loan Application form Tab.
Hello Shahid, If you are filling in the applicant's details then the applicant's total income from all the sources. If you are filling in the co-applicant's details then the co-applicant's total income from all the sources has to be filled. Hope you have understood. If you are seeking one-on-one assistance with your education loan process our team can help you. Kindly request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Hello Mam i have Several doubts..
1.mere pan card mein DOB glt hogyi h toh isse bank m kuch issue create hoga kya??
2. Mujhe 7.5 lac se kam ka loan chahiye toh security offered mein kya likhna h?
3.first sem ki fee pay krdi h toh Wo bhi total fee m include krna hi??
Hello,
1) PAN card me aapki date of birth wrong hai tho aap apna details correct karvalijiye.
2) Agar aapka education loan amount ka requirement 7.5 lakhs ya less hai tho security offer karne ki jaroorath nahi hai. Aap security ka section skip kar sakthe hai.
3) First semester ka fees payment hogaya tho bhi include kar sakthe hai aur aap first semester ka fees payment reimbursement le sakthe hai.
Agar aapka education loan ke liye one-on-one assistance chahiye tho hamare team help kerenge. Hamari team se baat karne ke liye iss link par jakhar callback request kar sakthe hai: bit.ly/48cTdcR ya yah call kare 9889882090.
@@WeMakeScholars Mam Pan card details Change krne se pehle hi Vidyalakshmi portal pe apply nai kr skte?
Hello, Education loan ke liye PAN details mandatory hai, tho isiliye aap PAN details correct karvane ke baad Vidyalakshmi portal me apply kariye.
Hello Mam
Can I get interests subsidy through CSIS scheme and state government scholarship both
please reply mam
Hello Aditya. Yes, if you are eligible you can get both the CSIS scheme and state government scholarship.
Does a low CIBIL score impact an educational loan?
Hello! Yes, a low CIBIL score can definitely impact your chances of getting an education loan. The CIBIL score is one of the important parameters checked by banks when processing an education loan. We suggest working on improving your CIBIL score, or if the issue is not very serious, you can use our partner's CIBIL rectification service. You can contact our team for CIBIL improvement assistance at 9889882090.
Mam what does subsidy mean??? Literally I'm not getting it...
Hi Niddhi, In an education loan, a subsidy means that the government waives off your interest which you pay in your moratorium period (course duration + 6 -12 months) but you will have to pay full EMIs after the moratorium period. You can only be eligible for the CSIS ( Central Sector Interest Subsidy Scheme) if you meet the eligibility criteria. Please contact your financial officer to know more details. They'll assist you in checking your eligibility with 15+ public and private banks and help you get an education. Kindly request a callback using this link: bit.ly/48cTdcR or call this number: 9889882090 and a dedicated financial officer will get in touch with you shortly.
Hello mam i have some doubts regarding this please clear it
1. Kya btech 4th year me loan mil jata h
2. And my family income is less than 4.5 to kya me subsidy ke liye eligible hu
Hi Harshit, You can check your eligibility for the subsidy on the Jansamarth portal using this link: www.jansamarth.in/home. If you are eligible, apply for your education loan through the Jansamarth portal. As you are looking out for an education loan you can get in touch with our team and they'll help you check your eligibility with banks and assist you in getting an education loan. Request a callback using this link: bit.ly/48cTdcR or call here: 9889882090.
Hi mam, for applying education loan from 2nd year. What will be the course duration time to give and in fees section from which year we will give the fees structure from 1 year or 2 nd year.
Hello, Since you are applying for an education loan from 2nd year you can write in the remaining years as your course duration and fee structure of the current year. Hope you have understood.
Thank you so much !! Very helpful ❤️
Hi madam, thank you for this video. I just had one small query, that is in basic information, what do I put in in the section of income from all sources? I'm a student, do I need to put in my parents income?
Hello Rajiv, You need to fill out the total family’s annual income in the 'Income from All Sources' section. Hope you have understood. If you are seeking one-on-one assistance with your education loan process and your required education loan is more than 7.5 lakhs, our team can help you. To contact our team, request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Hello, I had wrongly updated the commencement of course date, as my course had been started in sep-2023 and i updated as oct-2024, will it be the reason for rejection of loan application
Hello, It is advisable to edit the application to avoid any problems. Kindly drop an email to Vidyalakshmi customer support using this mail ID: vidyalakshmi@proteantech.in and they will assist you with the solution. If you are seeking one-on-one assistance with your education loan process and your required education loan is more than 7.5 lakhs, our team can help you. We are partnered with 15+ banks, and a dedicated financial officer will analyze your profile and connect you with suitable banks. To contact our team, request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
IELTS score really helps you getting education loan ?
Hi Mohit, Embassies and universities require language tests in order to assess a student's proficiency in the language. However, Banks don’t give education loans based on language tests like IELTS.
But, if your university has a condition of getting a good band in IELTS then banks will not sanction your loan until you clear the condition. In this case, IELTS score is helping you to get an education loan. For complete guidance request a callback at bit.ly/48cTdcR . Our loan team will get back to you soon.
The direct/ indirect liability part, my father has a shared loan with his brothers should I include it? The amount of the loan or should I not?
Hello. Yes, you should include the liability on your father.
It was so helpful, Dear. Thank you❤🙏 from Assam. 😊
Hello, Thank you for your valuable feedback. If you are seeking one-on-one assistance with your education loan process and your required education loan is more than 7.5 lakhs, our team can help you. We are partnered with 15+ banks, and a dedicated financial officer will analyze your profile and connect you with suitable banks. To contact our team, request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
If I need loan for my MCA education which mark list should i add? Entrance mark list or BCA mark list?
Hello, If you are applying for an MCA, you should upload your BCA mark list as your highest qualification mark list. If you are seeking one-on-one assistance with your education loan process, our team can help you. We are partnered with 15+ banks, and a dedicated financial officer will analyze your profile and connect you with suitable banks. To contact our team, request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Hello Damini Mam
Mam, am I eligible to get an education loan from PNB/BOB/Union Bank if my admission to the desired institution is provisionally secured ??
Hi, Even though you've secured admission to the university, it's crucial to assess your eligibility for an education loan. For this, we'll need a few more details from you. Simply connect with our team by requesting a callback through this link: bit.ly/48cTdcR. Our dedicated team will promptly reach out to you to explore the best possibilities based on your profile. We'll carefully compare offerings from 14 leading lenders in the market to ensure you receive the best deal tailored to your requirements and eligibility. Don't hesitate to reach out and benefit from our expert guidance. Best of luck with your education journey!
Hello brother can u help me
Thanks Akka ..Helped in critical sìtuation.....❤
can you help me ?? in this to know more about this
@@Nikhil-u8o Ha tell me
For the past 23 days the status is only showing " In Progress " what to do ? I also sent my grievances but no reply
Hello Siva, We suggest you write an email to Vidyalakshmi customer support using this mail ID: vidyalakshmi@proteantech.in they will get back to you. If you are seeking one-on-one assistance with your education loan process our team can help you. We are partnered with 15+ public and private banks and a dedicated financial officer will analyze your profile and connect you to suitable banks. To contact our team kindly request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Hello,
I have already applied for ed loan for commercial pilot training programme in South Africa through wemakescholar. I have been already assigned a loan officer to me.
SBI, Axis Bank, IDFC Bank, ICICI, HDFC has already rejected my loan application.
Bank of Baroda may give me loan but your loan officer said that you dont work with BOB any more becuase they increases the spread afterwards.
is there any other option left for me?
do you provide assisstance to students who apply through vidhya laxmi portal?
I think you should mail your query to "WeMakeScholars".
@@jaineeverma9992 I will surely do. Thanks.
Hi Tushar, Kindly note that study in South-Africa is not accepted by all public banks. But we do case-by-case deviation approval from circle CGM. Unfortunately your chain deed is missing for your collateral. Private Banks and NBFC’s will not consider south-Africa -aviation. These were some of the reasons for your loan not getting approved. I hope you’ve understood. If you’re still having any queries, kindly write an email to hello@wemakescholars.com our team will provide the necessary guidance.
1) If applicant have single name how can register on vidya lakshmi portl
2) which marksheet upload 10th or 12th
Hello Abhishek,
1) If applicants have a single name then they can write their first name twice to register on the Vidyalakshmi portal.
2) One can upload the highest education qualification mark sheet which is the 12th class mark sheet.
If you are seeking one-on-one assistance with your education loan process our team can help you. We are partnered with 15+ public and private banks and a dedicated financial officer will analyze your profile and connect you with suitable banks. You can contact our team for education loan assistance by requesting a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
In case if we have applied for CSIS scheme , do we need to provide the EWS certificate as well?
CSIS is not for ews category people but to people of all categories whose family's annual income is less than 4.5 lakhs.
I'm OBC and I can apply to csis and I'm also taking a loan currently?
Hey! it's not required. If your family income is less than 4.5 LPA then you are eligible for the scheme and proof for the same are required. If you are looking for an education loan, Our team will assist you in determining your eligibility with more than 15+ public and private banks and will offer you the finest education loan which suits your profile. To talk to our financial officer, please click the link and ask for a callback: This link: bit.ly/48cTdcR
mam will we get CSIS scheme benefit if we apply in Vidya Lakshmi portal ??
Hello. To avail the CSIS scheme benefit you must apply through the Jansamarth portal, not the Vidyalakshmi portal. Once you are eligible for the CSIS scheme, then you must process your education loan through the Jansamarth portal. Here is a detailed video link on the form-filling process in the Jansamarth portal: th-cam.com/video/1qdzHGnoqEs/w-d-xo.htmlsi=PT_NJz1JjfLKFEnV. If you are seeking one-on-one assistance with the education loan process our team can help you. A dedicated financial officer will analyze your profile and connect you to a suitable bank. You can contact our team by requesting a callback using this link: bit.ly/48cTdcR or by calling 9889882090.
Except SBI any other bank offers top-up loan like im doing my 3 years ug then if i take admission in pg bank will reschedule my moratorium period? And increase my loan limit?
Hello. Yes, if one takes an education loan for PG on top of an already existing loan then banks will extend the moratorium period and increase the loan limit. There are some other banks that offer top-up loans by checking the eligibility, course and others for granting the additional loan amount and our team can help you with the process. To contact our team kindly request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
@@WeMakeScholars free?
Because I won't pay any kind of fee's
Except Bank fee's
Hi, Our organization is funded and supported by the Ministry of IT, the Government of India under the Digital India campaign. Our motive is to assist students with education loan support who are planning for higher studies. As this initiative comes under the Digital India campaign we do not charge any service fees, it's totally free.
Madam what is mean by direct and indirect liability
Hello Tarun. In terms loan, Direct liability means when the borrower has personal responsibility to repay the loan, while indirect liability means a third party's obligation to repay, like a guarantor or co-signer. Hope you have understood.
In the tution fee section do i have to fill only the tution fee?
What about university charges, security n other fees payable to college?
Please answer
Hi, you can include your university charges and the other fees payable to the university in the tuition fees itself.
Mam is it necessary to fill the exact actual income...i mean if my father's income is almost 6 lakhs, can i write 6 lakhs...wouldn't there be any problems later ?
Hello Vageesha, It is better to fill in the exact annual amount but if you don't know you can put the approximate amount. Later, when the portal verifies the profile using the details you have provided, the portal will be able to know the exact income. If you are seeking one-on-one assistance with your education loan process our team can help you. We are partnered with 15+ public and private banks and a dedicated financial officer will analyze your profile and connect you to suitable banks. You can contact us by requesting a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
In marksheet what exactly do we have to upload?
Hi, You should upload your last academic mark sheet. If you face any issues related to your loan process, feel free to speak with our team. They can provide the necessary guidance and assistance. Request a callback at bit.ly/48cTdcR. Our team will get back to you as soon as possible.
@@WeMakeScholars thnku so much
most banks offer 7.5 lakh loan without collateral and on Vidya laxhmi theyre asking about securities for any loan above 4 lakh. Do I put in about a LIC in the box so I can move forward?
Please help me on this 🥺
Hi, Please keep in mind that loans of up to 7.5 lacs do not require any collateral. However, if it asks for security, you can mention your LIC and include it as security while filling out the form.
@@WeMakeScholars thank you very much 💙
Hello Ma'am,
I've a few questions, firstly, what if the co-applicant is the sibling rather than the parents? How will this work? Secondly, you mentioned that the repayment period is under 100 months not more than that but, when I googled, it mentioned that the repayment period is of 10-15 years so could you please clarify this? Thirdly, can I get a non-collateral loan for more than 7.5 lacs for abroad education? If yes, then what is the max amount that is allowed?
Hi Rushi, To answer your questions:
1) Your Parents must be included as primary co-applicants in your loan process for sure. However, you can additionally include your brother as a financial co-applicant
2) We’ve clearly mentioned in the video that banks offer loan repayment up to 15 years. As the Vidyalaxmi portal doesn’t allow adding more than two digits, we have kept it below 100 Installments
3) It is possible to get an unsecured loan from private banks. But public banks offer you only up to 7.5 lacs of unsecured loan, >7.5 lacs then collateral must be pledged.
Our team can check whether your brother is an eligible co-applicant or not. We can help you in securing an education loan of more than 7.5 lacs for your overseas studies. Request a callback at bit.ly/48cTdcR . Our team will get back to you shortly.
Mam I'm 17 years old and I don't have a pan card, so what should i enter over there?
Hello, Please note that to apply for an education loan PAN card is mandatory. You can apply for a minor PAN card if you are a minor. We suggest you apply for a PAN and once you get the PAN you can start your education loan process. If you are seeking one-on-one assistance with your education loan process, our team can help you. We are partnered with 15+ banks, and a dedicated financial officer will analyze your profile and connect you with suitable banks. To contact our team, request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Ma'am pls answer...that's the last problem i'm facing while filling mg form, in the expenses section, i'm confused whether i should fill the whole fees that i pay to my university (including tution fees+user charges+university development & faculties charges+ other charges) in the tution fees section or just my tution fees. I'm asking this because all these charges are mentioned in the fee structure that i'm submitting to the bank. Wouldn't there be any problems? Or else should i fill these other charges in the books and equipments section...if i do so, won't there be any problem in amount disbursement to my university ?? Please answer Ma'am i'm so confused😢 😢😢
Hello, You can enter the college fees under the 'Tuition Fees' section, and the charges for books and equipment under the 'Other Expenses' section. If you are seeking one-on-one assistance with your education loan process, our team can help you. We are partnered with 15+ banks and a dedicated financial officer will analyze your profile and connect you with suitable banks. To contact our team, kindly request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Hello mam
Which are the banks that can give me bank loan to do ACCA course? (PROFESSIONAL COURSE)
Hello, Please note that banks do not provide education loans for professional courses.
@@WeMakeScholars thank you mam
Hello Mam,
Is it necessary to apply for those banks and the respective branch in which one alreeady has an account or can we apply in any bank and branch irrespective of having an account in that branch or not?
Hi Arpan, You can choose any bank for your education loan. Please note that, you need to open a new loan account with the bank you’ve taken the loan from. Speak with our team as they can suggest you the best bank suitable for your profile. Simply request a callback at bit.ly/48cTdcR. Our team will get in touch with you shortly.
sir we are wongly apply jansamardh there is show No Mach found your profile doese not match with contactless bank products your processed offline
Hello, It seems like your profile for an education loan did not match with any of the bank's loan products.
Hello ma'am
Like you mentioned that the gurantor details are shown if the loan amount is high. But what if the amount is below 3 lakhs and the guarantor section isn't showing and the bank still asked me to fill the section for the guarantor .
It will be really helpful if you could reply
Hello Tanistha, If the education loan amount is less than 7.5 lakhs, there is no need to provide collateral. You can fill in the guarantor details, but banks will not require collateral for education loan amounts below 7.5 lakhs.
Hello mam
Can i apply on both vidyalaksmi and hdfc credila together?
Because i m thinking that Vidyalaksmi portal will take time to sanction my education loan....
Will there any problem mam?
If i get hdfc credila education loan before vidyalaksmi loan...
Will am i able to cancel my vidyalaksmi loan....?
Hello Harsh. Yes, one can apply for an education loan on both the Vidyalakshmi portal and in Credilla, there won't be any problem. But even if you apply for an education loan in Credilla or in the Vidyalakshmi portal it can take a lot of time to process, our organization can help you fasten your education loan process. We are partnered with 15+ public and private banks and a dedicated financial officer will analyze your profile and connect you with suitable banks. To contact us kindly request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
@@WeMakeScholars thank you....🙂
Mam in own source/scholarship section i have paid 1lakh already to the college so can I mention that or can i add 0 in this section if i wouldn't have any scholarship/own source or willing that for the rest amount i will go for loan completely?
Hi Ayush, We suggest you add '0' in the own source/scholarship section if you don't have any funds. You can get the amount reimbursed that you have paid to the college after your loan is sanctioned. You can get in touch with our team to receive assistance in your education loan process. We will help assist with checking your eligibility with 15+ private and public banks and help you in getting an education loan. Kindly request a callback on this link: bit.ly/48cTdcR or call this number: 9889882090 to get in touch with your financial officer.
@@WeMakeScholars Thankyou for helping me with this query. Mam the reimbursement amount will be credited to the student account itself only or have to do something else as per what the bank says?
Hi Ayush, The reimbursement is generally made to the loan account.
@@WeMakeScholars Ok mam Thank you
Hi mam, hope you're well,
Is vidyalakshmi the only online portal for education loan?
I had applied for student loan through sbi but my annual income lies in the range of 8-9 lakhs, how shall I proceed further
Expecting a early reply thanks ❤
Hello, There is another portal known as the Jansamarth portal, which is commonly used by students whose family income is less than ₹4.5 lakhs to apply for the CSIS scheme. The Vidya Lakshmi portal is another government portal for education loans. However, the processing time may be longer than expected through this platform, So we suggest choosing our organization for a quicker and easier education loan process. Our organization is funded and supported by the Ministry of IT and the Government of India. We are partnered with 15+ public and private and a dedicated financial officer will analyze your profile and connect you with suitable banks. To contact us kindly request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
We have to mention joint account details or parents single account
Hello Hasmita, You can mention your co-applicant's single bank account. If you are seeking one-on-one assistance with your education loan process our team can help you. A dedicated financial officer will analyze your profile and connect you to suitable banks. You can contact our team by requesting a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Mam,There is no last name in my name what can I do...
Hello, In the last name section, you can enter your name again. If you face any issues with the portal, you can contact Vidyalakshmi customer support at vidyalakshmi@proteantech.in and they will assist you.
Hello, the bank (Bank of Baroda) asked me to fill out the loan application form under vidyalakshmi scheme and submit it along with a form they provided. I haven't started filling out the form since I wanted to know is it possible to download the loan application form after filling out in pdf format and submit it directly to the bank.
Hello Sidharth, One can download the application from the Vidya Lakshmi portal after submitting the form. You will find the application ID option, and by clicking on it, you can download the PDF format of the form. But there are other banks with better education loan products and our team can help you with the process. We are partnered with 15+ public and private banks and a dedicated financial officer will analyze your profile and connect you with suitable banks. To contact our team kindly, request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Can we apply on jansamarth after only creating an account on Vidya Laxmi portal ??
Hey! If you’re eligible to claim the subsidy, you can directly register yourself on the Jan Samarth portal and proceed with filling out the form. We can definitely help you secure an education loan so that you can claim your subsidy. We’re partnered with 15+ public and private banks. Based on your profile, our team can connect you to the best bank. Additionally, we don’t charge any service charges. Simply request a callback at bit.ly/48cTdcR our team will respond to you shortly.
Hi, I want to pursue CFA and I want to take education loan for that. Will banks give education loan for CFA. If Yes, what are the documents do i have to submit for that.
Thankyou.
Hi Gireesh, Unfortunately, there are very few chances to get an education loan sanctioned for CFA.
Kaunse class ka marksheet?? 10 or 10+2 or graduation????
Hi, Apne jo recent studies complete kiya hai uska marksheet upload karna hai. Aap apne financial officer se contact kar sakte hai education loan ke requirements ki jaankari ke liye. Hamari team aapki eligibility banks me check karkar aapko best suitable bank se connect karegi. Hum vidyalaxmi portal par loan application me bhi help karenge. Aap yah link par call back request kar sakte hain: bit.ly/48cTdcR ya yah number par call kar sakte hai: 9889882090, apne financial officer se judne ke liye.
Bank is saying that we can only aply through vidya lakshmi portal for subsidy.. Never aply through jan samarth. And I aplyed through vlp for subsidy.
Hello, To apply for the CSIS scheme one should through the Jansamarth portal. We provide this information from the official SBI documents. We provide this information from the official SBI circular. Also, the Vidya Lakshmi portal itself says that if one wishes to avail of the CSIS scheme, please go through the Jansamarth portal.
Mam how many days it will take to approve loan...and the loan ammount will be credited to the student account or parent account... please reply to this comment mam
Hello Ramya, It depends on the type of loan you are planning for- secured or unsecured. If you directly reach out to banks it might take at least a month or more. However, our team can help you process your loan within 15 to 20 days by assigning you a dedicated financial officer, provided you have all the required documents. You can contact your financial officer by requesting a callback using this link: bit.ly/48cTdcR or by calling 9889882090. Once the loan is sanctioned the amount is credited to a loan account which is created specifically for transferring the funds by the bank.
Ma'am.. I'm belongs to Christian (General) Category.. Am I supposed to select Minority or Others?? while filling personal information
Hi Akhil, Please select “Minority” as the option. Need assistance in your education loan process? Request a callback at bit.ly/48cTdcR. Our loan team will get in touch with you shortly and help you in your education loan process.
Mam,I have already completed 2 years of my degree programme and I want to apply loan for 3rd and 4th year ,what are the changes that I have do in the application form when comparing to this video.
Hello, If you are applying for an education loan for the remaining two years of your course, you can fill in the remaining duration and update the fees accordingly in the application. If you are seeking one-on-one assistance with your education loan process and your required education loan is more than 7.5 lakhs, our team can help you. We are partnered with 15+ banks, and a dedicated financial officer will analyze your profile and connect you with suitable banks. To contact our team, request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Hi, I want to pursue CMA and I want to take education loan for that. Will banks give education loan for CMA. If Yes, what are the documents do i have to submit for that.
Thankyou.
Hello. Apologies, but banks do not provide education loans to pursue CMA.
Madam i have recently checked out some information about education loan policy in ICICI bank official web page and i found that upto 40 lakhs non collateral is required for domestic studies but while following through Vidya Lakshmi we provide collateral information and without documents submition. If the bank provide collateral free loan upto certain amount, which one can i go through
1) applying Directly form bank
2) applying through CSIS or Vidya Lakshmi portal
One final question, how long it would takes to get sanctioned loan after successfully completing application form the requested to banks
Hey! Please note that if you're eligible for the CSIS scheme, you should apply through the Jansamarth Portal. Otherwise, you should apply through the Vidyalaxmi Portal. Visit www.wemakescholars.com/education-loan/education-loan-interest-subsidy-government-schemes-to-know#:~:text=Ambedkar%20Central%20Sector%20Scheme,-The%20ACSISOBCEBC%20(Dr&text=to%20study%20abroad-,Eligibility%3A,including%20PG%20Diploma)%2C%20M to check your eligibility.
The loan processing time depends on the bank you’ve taken the loan from. However, if you process your loan through Wemakescholars, we facilitate lesser processing time. Our regional heads have good relations with bank superiors and if you face any issues we can get it solved. Additionally, all our services are completely free of cost. Simply request a callback at bit.ly/48cTdcR. Our team will get back to you as soon as possible.
Mam ky banks Loan dene se pehle koi bhi money demand krti h for anything ...if we apply through csis scheme of vidyalakshmi portal ...and if loan amount is around 4 lakh then what
Hlo didi I have just passed class 12, like. You how you proceed the education loan through csis scheme
@@udittayal90 first of all fill the application form at vidyalakshmi portal.... Then proceed further
@@riddhigiri2401 but didi I want to take education loan through csis scheme
Hello Riddhi, agar aap CSIS scheme ke liye eligible horahe hai tho, aapko Jansamarth portal se apply karna hai education loan kliye. Jansamarth portal me eligibility check karne aur form-filling process ke liye ek baar ye video check kariye th-cam.com/video/1qdzHGnoqEs/w-d-xo.htmlsi=Oa3E0OqwOzfbODwF. Agar aap education loan ke liye assistance maang rahe tho, hamara team aapko help karega. Hamara team ko contact karne ke liye iss link par jakhar callback request kare: bit.ly/48cTdcR ya yah call kare 9889882090.
Hello Udittayal, If you want to apply for an education loan through the CSIS scheme, you should apply through the Jansamarth portal. Here is a reference video link on checking eligibility for the CSIS scheme and form-filling process on the Jansamarth portal: th-cam.com/video/1qdzHGnoqEs/w-d-xo.htmlsi=Oa3E0OqwOzfbODwF. If you are seeking one-on-one assistance with your education loan process, our team can help you. A dedicated financial officer will be assigned to analyze your profile and connect you to a suitable bank. To contact your financial officer request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Hello mam I have applied to sbi bank through vidyalaxmi portal and it's been over 15 days still no review from bank is showing and what would it look like if the bank reject the loan would it be remarked as rejected or unapproved or just remain blank
Hello Yashi, If the bank rejects your loan application it will be shown as rejected or unapproved. We understand your concern. This is why we advise students not to apply for a loan to the bank directly. For a faster education loan process, we suggest you to contact our organization. We are partnered with 15+ public and private banks and our team can fasten your loan process. A dedicated financial officer will analyze your profile and connect you with suitable banks. To contact our team kindly request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Ma'am i have a doubt
In the section where its is asking INCOME FROM ALL SCOURCES, i this section we had to fill my income or my parents.
I dont earned bcz i am a 12th passed student.
Please tell me ma'am
Hi Chaitanya, you can fill your income as '0' if you are not working.
@@WeMakeScholarsit's not working... we have to put something there which is not zero and not alphabet
Which marksheet should i upload my 12th marksheet or jee marksheet
Hello Galib, Only the 12th-grade marksheet should be uploaded, not the JEE marksheet. Hope have understood. If you are seeking one-on-one assistance with your education loan process, our team can help you. We are partnered with 15+ banks, and a dedicated financial officer will analyze your profile and connect you with suitable banks. To contact our team, request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
I want to apply education loan for rs 4lakh but at Vidyaloan site I have to pay 10000rs as processing fees which is too much for students like me
Hello, If the education loan requirement is low, banks will be reluctant to give education loans. Therefore, the Vidyaloans team helps students with low education loan requirements. Vidyaloans is a trusted organization we are partnered with to help students with education loan requirements of less than 7.5 lakhs. The processing fee is charged by Vidyaloans for the education loan process and not by the bank. However, it is up to the student to pay the processing fees. If you are willing to continue with your education loan process, then we suggest you stay in touch with the Vidyaloans team. Hope you have understood.
I have not applied on jansamarth but I have got myself registered there and then I am applying it from Vidya Lakshmi portal but when I am submitting my form it is showing me that you have already registered on jansamarth what should I do now ?
Hello Priyanshi, If you have already registered on the Jansamarth portal, you cannot apply again on the Vidya Lakshmi portal, and vice versa. We recommend using the Jansamarth portal to apply for an education loan. If you are seeking one-on-one assistance with your education loan process, our team can help you. We are partnered with 15+ banks, and a dedicated financial officer will analyze your profile and connect you with suitable banks. To contact our team, request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Can my loan of 10lacks will be approved without any collateral ?
Hi Saraswati, there are banks offering unsecured loans to the students. We can help you in getting the loan of 10 lakhs as we’ve partnered with 9+ NBFCs and Private banks. We facilitate faster processing time in your education loan process. On top of that we don’t charge any service charges as we’re funded and supported by the Government of India, Ministry of IT and come under the Digital India Campaign. Feel free to request a callback at bit.ly/48cTdcR. One of our financial officers will get back to you shortly.
Is require students father cibil score for vidhya lakshmi education loan
Hello. Yes, CIBIL score is required for an education loan on the Vidyalakshmi portal. We are partnered with 15+ public and private banks and our team can help you with your education loan process. A dedicated financial officer will analyze your profile and connect you to suitable banks. To contact our team kindly request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Hii Mam
Do parent's and student's bank account should be same ...
Hi, while it may not be mandatory, we highly encourage you to seek guidance from our expert Financial Officers. They are well-equipped to provide tailored assistance to address your loan-related queries effectively. To initiate this please request a callback from our team using the following link: bit.ly/3MVP0Sy. Please feel free to reach out to them for any further assistance or clarification you may require.
Mam , I need an education loan of rs. 5.5 lakhs for nursing in India. Can your team help me and how much time it will take ?
Hello, Our organization is authorized to assist students whose education loan requirement is more than 7.5 lakhs.
Will I get it if my parents have high income and also are government employees?
Hi, it is an added advantage to have a co-applicant with high income. We can save your valuable time and effort as we can connect to multiple banks at one go. We’ve partnered up with 15+ public and private banks, increasing your chances of getting an education loan. Feel free to request a callback at bit.ly/48cTdcR. A dedicated financial officer will get back to you shortly.
Hii mam i want to open my GIC account by loan amount and also want to pay college fee's, is it possible to get loan in my personal account? if no then how can i get fund from loan amount for GIC?
Please reply
Hi Ayushi, we can help you in the pre-visa disbursement. We can talk to the bank to wire transfer your living expenses to your GIC account. For tuition fees, we can talk to bank to wire transfer to the university. Some of our partnered lenders provide the facility to disburse the loan amount to your personal account. Feel free to speak with our team and get to know the best education loan deal, matching your profile. Request a callback at bit.ly/48cTdcR. Our team will get in touch with you soon.
Hi Damini,
Honestly, I had logged in to your portal around 2/3 weeks back and your executive called me last week. WMS executive took 1/2 weeks time to call me to understand my case. Also, my experience with Vidya Lakshmi is not great, they are very slow in processing the application. When my case was assigned to VL Bank, they took 1 week just to call me and understand my case. Till date I have no clarity on my case.
Hi same problem
Hi Virajshinde, sorry for the delay maybe our financial officer was occupied with some other work. If it is possible can you please share your registered email ID here by which we can locate your file and help you as soon as possible or write an Email to hello@wemakescholars.com
I also have this experience. They clled me after 1-2 days and I now he is not picking up the phone.
Hello Maam,
my father's net income is 5.15 lakhs, can I come under CSIS scheme?
Hi, Regarding the CSIS subsidy, it's important to note that the annual gross income of the family should not exceed 4.5 lakhs. To obtain further information and assess your eligibility, we recommend reaching out to our Financial Officer. They will require additional details to check your eligibility thoroughly. Please connect with our loan team by requesting a callback through this link: bit.ly/48cTdcR. Once you've completed the form, they will reach out to guide you further through the process.
Mam i am want an educational loan for 5.5 lakhs for my engineering my family income is 72,000p.a. I am pursuing my btech in India and I am applying on central bank of india . I am applying in vidyalakshmi portal and the concern is my mom's cibil is 785 but she is unemployed. Will my loan get sanctioned?
Hello Abhishek, Since your primary co-applicant has no income it can be difficult to get an education loan. We suggest you add a financial co-applicant with income and try for an education loan. Banks have different eligibility criteria for approving education loans.
Maam I doing btech, i want laon only for 2-4 th year (3years) as i have already submitted 1 st year fees . What should i do while filling
Hi Om, Kindly reach out to us, our team can provide assistance on this matter. We can definitely help you secure an education loan for the remaining 3 years of the course. Simply request a callback at bit.ly/48cTdcR. Our team will respond to you shortly.
When to apply on this portal after college admission offer letter or before?
Hi Jay, We encourage students to apply for education loan before admit letter. This saves a lot of time and your funds will be ready whenever you want to use. To effortlessly get an education loan, you can process via Wemakescholars where we process the student’s loan application on their behalf with banks directly. We increase your odds of getting an education loan as we’ve partnered with 15+ public and private banks. Feel free to request a callback at bit.ly/48cTdcR. Our team will get back tou you shortly.
Hello ma'am,
I am a student with no income, so I entered 0 in the income field. However, it showed me to enter a numeric value with only up to two digits after the decimal point. Could you please assist me with this issue?
Hello, When you are filling out the occupation section in the personal information make sure that you have selected as a student, and try filling out zero. If you are still not able to fill then we suggest you to write an email to the Vidyalakshmi customer using this mail ID: vidyalakshmi@proteantech.in and they will help you. If you are seeking one-on-one assistance with your education loan process then our team is here to help you. A dedicated financial officer will analyze your profile and connect you to suitable banks. To contact us kindly request a callback using this link: bit.ly/48cTdcR or by calling 9889882090.
Hello is am applying for sisters education loan, our both parents are not alive. Please guide me that in parent's details column whose details will be entered. Whether mine as brother or father/mother details who are not alive.
Hello Himanshu, If you are the natural guardian of the student you can fill in your details. If you face any issues with the portal, you can contact Vidyalakshmi customer support at vidyalakshmi@proteantech.in and they will assist you. If you are seeking one-on-one assistance with your education loan process, our team can help you. We are partnered with 15+ banks, and a dedicated financial officer will analyze your profile and connect you with suitable banks. To contact our team, request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
What if my loan amount is below 7.5 lakhs and is it necessary to put any securitys if not how will I skip that option while filling the form
Hi Daniel, When you specify that your requirement is less than 7.5 lacs, the section asking for a guarantor does not display, hence no collateral details are required. I hope this has answered your question.
Mam ,I can't submit the details by mobile .is there any solution for that .plz reply mam
Hello, Please login your file on a laptop or pc and try to submit your application.
Thank u for the information.@@WeMakeScholars
Mam only 1 bank me personal account hh so ek hi bank me dalna chahiye?
Hello, aapki personal account kis bank me hai wo matter nahi padta. Aap koi bank me education loan apply kar sakthe hai. Ham 15+ public aur private se partnered hai. Hamare team aapki profile analyze karke suitable banks se connect karenge. Hamare contact karne ke liye iss link par jakhar callback request kare: bit.ly/48cTdcR ya yah call kare 9889882090.
hello please reply can we get disbursed amount of loan in our account because university is asking for fees first so if bank provide the fees direct to university then what about our money which i have submitted to college...
Hi Jatin, we can definitely help you in this situation. If the university is asking you to fulfill a financial condition, we will talk to banks to wire transfer your fees to the university. About the money which you’ve already paid, we can help you with the reimbursement by talking to the bank officials. Speak with our team to get the necessary guidance and assistance in this matter. Request a callback at bit.ly/48cTdcR Our team will get back to you shortly.
Ma'am can you just tell me that which class marksheet I have to upload and what to upload in proof of admission section, can I upload loan letter provided bye the university??
Hi Aditya, You can upload your graduation marksheet and your admit letter which you have received from the university in the 'proof of admission section'. You can reach out to our team to get assistance with education loans. Kindly request a callback on this link: bit.ly/48cTdcR or call this number: 9889882090 and a dedicated financial officer will get back to you shortly.
Can we apply to the same bank but to a different branch if we get rejected?
Hello, as the banks have the same criteria despite the branches you cannot apply for a different branch. Try choosing another bank for an education loan. We are partnered with 15+ public and private banks and our team can help you with your education loan process. A dedicated financial officer will be assigned to analyze your profile and connect you to suitable banks. You can contact us by requesting a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Can we apply without taking admission in college? Because if my loan is approved then i can take admission in college? So i want to know that
Hey! We can start your loan process irrespective of admit letter. But Please note that your loan amount will be disbursed only a after getting the admission from the college. Feel free to speak with our financial officer for complete guidance on this matter. Request a callback at bit.ly/48cTdcR. A dedicated financial officer will get back to you soon.
Mam father nhi h to kya... brother ke account details fill kr skthe h kya...plzz reply
Yes, you can fill your brothers account details. Your brother can be a co-applicant and financila co-applicant(if he is eligible). For more assistance on the same, please contact us through this link: bit.ly/48cTdcR
Mam SBI have rejected my loan because I don't have cibil score.. I have 670 Cibil mam is there option
Hey Gowtham, we can help you get an education loan with a CIBIL of as low as 600. We’re empanelled with 15+ public and private banks, increasing your chances of getting the loan. Simply request a callback at bit.ly/48cTdcR. Our team will get back to you soon.
@@WeMakeScholars okay
Unable to apply to bank
Automatically switched to jansamarth
Please guide me
Hi, You must’ve applied on jansamarth portal previously. Kindly approach the bank you’ve applied to. Request them to cancel your application. After a cooling period of 6 months, you’ll be able to apply in vidya lakshmi portal. Request a callback at bit.ly/48cTdcR. Our loan team will get back to you shortly.
My college fees is 270000, but i want to pay 70000 from my pocket and 200000 as loan. So should i include 70000 in Own Source/ Scholarship field or should i change the fees structure from college?
Hi Tanmay. You can mention the 70,000 amount that you are willing to pay in the own source/scholarship section.
How many days will the loan last after the form is submitted?
Hello Mujahid, Once you've registered and applied for bank schemes, you'll need to contact the banks to continue the loan procedure. After your loan is sanctioned, your sanction letter will be valid for up to 6 months, thus you must get disbursement before then. You can contact our team to get assistance with your education loan. We will help you check your eligibility with 15+ public and private banks and help you get an education loan that suits your profile. You can request a callback on this link: bit.ly/48cTdcR or call 9889882090 and our team will get back to you shortly.
loan kitne din me sucessful ho jata h ?? kitne din pese account me aa jayenge ??
Hi Navdeep, Agar aap WeMakeScholars ke through jaate hain, toh hum aapka loan 15 - 20 days me sanction ho jayega. Aap hamari team se contact kar sakte hai yah link par callback request karke: bit.ly/48cTdcR ya yah number par call karke 9889882090.
Ma'am names should be filled as per passport ?
Hello Sahana, Your name should be filled in as per your original documents. Please get in touch with your financial officer to get assistance in checking your eligibility and getting an education loan sanction. Kindly request a callback on this link: bit.ly/48cTdcR or call this number: 9889882090
@@WeMakeScholars thank you 😊
MAM IF I HAD BY MISTAKELY REGISTERED THROUGH JAN SAMARTH AND WANT TO RE-APPLY THROUGH VIDYA LAKSHMI THEN WHAT IS THE SOLUTION????
Hello Adhyan, One can not apply on the Vidyalakshmi portal once registered on the Jansamarth portal. We suggest you to go through the Jansamarth portal only and process your education loan. If you seeking one-on-one assistance with your education loan process our team can help you. A dedicated financial officer will analyze your profile and connect you to a suitable bank. To contact your financial officer kindly request a callback using this link: bit.ly/48cTdcR or by calling 9889882090.
I have one doubt but Nobody answering about this What If my visa is In-Case regressed then what I need to do? Can you please answer/reply to this please
Hello, we have a team who will help with Visa related questions and you can contact them using this link bit.ly/48cTdcR or calling us at 9393344424
Mem kya me 2 year ke liye hi loan apply kr skti hu ...agr mujhe 1st and 2nd year me hi chahiye or 3rd and 4th year me khud se pay kr du to kya meko laon mil jaye
Hi, Aapko loan mil sakta hai lekin aapko baaki ke academic years ke liye proof of funds show karna padhega, kyun ki banks apki overall course ki cost consider karte hai. Aap hamari team se contact kar sakte hai assistance ke liye. Hamari team aapki eligibility 15+ banks me check karne me aur loan sanction me madad karegi. Aap yah link par callback request kijiye: bit.ly/48cTdcR ya yeh number par call kijiye: 9889882090 hamari team se connect karne ke liye.
Can I apply my mother's pan card as my father civil score is not good ??
Hello Lokesh, Please note that you have to upload the details of your co-applicant only. You cannot upload your mother's PAN card if she is not your co-applicant. If the CIBIL issue is not that serious, you can contact us we have a CIBIL rectification team who can help you. We are partnered with 15+ public and private banks and a dedicated financial officer can connect you to suitable banks by analyzing your profile. You can request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
If your father's civil score is not good then please make the co applicant as your mother. And enter her pan card details
Hello mam in personal details section whenever i write father name in father section it shows input alphabet characters only how to solve it
Hello Ankit, As this is a technical issue kindly drop an email to the Vidya Lakshmi customer support using this email ID: vidyalakshmi@proteantech.in they will assist you.
Usme se space remove kr do aap ho jayega fir
Mam how much time will it take to sanction loan by bank??
Hello, The time taken to sanction an education loan depends on the bank and how quickly the applicant submits the required documents and cooperates with the process. If you are seeking a faster process for your education loan, our team can help you. A dedicated financial officer will assist you throughout your education loan process by analyzing your profile and connecting to suitable banks. To contact our team kindly request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
mam, i want a education loan for fitness trainer course which is 80k only, is it possible to apply through this?
Hello Sagar. Yes, you can apply through the Vidyalakshmi portal but getting an education loan for training courses and for such low loan amount requirements is difficult.
What if I have selected Management quota
Hello Shivangi, If you got your admission through the management quota then kindly, choose the management quota in the Vidya Lakshmi portal. If you are seeking one-on-one assistance with your education loan process, our team can help you. We are partnered with 15+ public and private banks and a dedicated financial officer will analyze your profile and connect you with suitable banks. You can contact our team by requesting a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Madam i would like to join d pharm course this year. So i need an educational loan.but recently one of my friends educational loan application got rejected.The bank told her that diploma courses didnt get any educational loan. So i want to know that through vidyalakshmi portal can i get educational loan from any of the bank for the course d pharm?
Hello, Banks have different criteria for approving education loans. One can get a secured education loan to study D pharm and our team can help you with your education loan process. We are partnered with 15+ public and private banks and a dedicated financial officer will analyze your profile and connect you with a suitable bank. To contact our team request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
18:47 mam i got admission in nit and my family income is less than 1 lakhs so my tuition fee becomes Nil and still I want loan for other expenses then what should I have enter in tution fee section
Please mam reply 🙏🏻
Hello Ujjwal, Since you don't need tuition fees you can fill in as zero. However, banks would be reluctant to provide education loan just for living and other expenses. We suggest you talk with your bank regarding your situation and fill out the form accordingly.
Thank you mam@@WeMakeScholars
Ma'am mere father k DOB change he ni horra ..wht to do?
Hello Sara, as this is a technical issue kindly write an email to Vidyalakshmi customer support using the email address: vidyalakshmi@proteantech.in and they will assist you.
Maam। Mein mera ek problem horaha ki. Jab sab document submit kiyaa with double verified. Jab email pe. Message ataa hei ki. Your loan application is not match with any bank product. Iska matlb kay. Meri bank of Maharashtra se apply kiyaa. Huu. Please maam mujhe subsidiary milegaa naa maam. Ye kaaran se. Eligible to nhi hogaa na. Please solve this problem.।।। 😢😢😢.। Ki ye offline bank se baat karu jis branch me apply kiya hu. Waha pe.
Hi, Aap direct bank me jaakar baat karen, wahi aapki issue resolve kar sakte hai, aur solution denge. Kyun yah ek Government website hai hum aapki madad nahi kar sakte. Aap Customer.support@jansamarth.in yahan mail bhi likh sakte hai aapke issue ke liye.
If I have got my admission through management quota then I should choose management quota na
Hello Priyanshi. Yes, if you got your admission through the management quota then kindly, choose the management quota in the Vidyalakshmi portal. If you are seeking one-on-one assistance with your education loan process, our team can help you. We are partnered with 15+ public and private banks and a dedicated financial officer will analyze your profile and connect you with suitable banks. You can contact our team by requesting a callback using this link: bit.ly/48cTdcR or call us at 9889882090.