Hello Ritik. We believe our employees do not take any money for the services we provide. The processing fee you mentioned is probably the fee taken by the banks because all banks take a processing fee for your education loan which is around 10,000 rupees. We would like you to confirm with your financial officer about what the processing fees was. And if really something is wrong at our end, please write to us at hello@wemakescholars.com and we will resolve it.
Hey! Vidyalaxmi is a website that lets you apply for an educational loan to any bank through it and Jansamarth has education loan subsidy schemes. So, you are asked to apply through Vidyalaxmi. But instead of all that, you can apply on our website by filling a small form using this link: bit.ly/48cTdcR. You can also get our services free of cost and without any hassles that you might face when you go by yourself.
Hello Siva, We suggest you write an email to Vidyalakshmi customer support using this mail ID: vidyalakshmi@proteantech.in they will get back to you. If you are seeking one-on-one assistance with your education loan process our team can help you. We are partnered with 15+ public and private banks and a dedicated financial officer will analyze your profile and connect you to suitable banks. To contact our team kindly request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
18:47 mam i got admission in nit and my family income is less than 1 lakhs so my tuition fee becomes Nil and still I want loan for other expenses then what should I have enter in tution fee section Please mam reply 🙏🏻
Hello Ujjwal, Since you don't need tuition fees you can fill in as zero. However, banks would be reluctant to provide education loan just for living and other expenses. We suggest you talk with your bank regarding your situation and fill out the form accordingly.
I have not applied on jansamarth but I have got myself registered there and then I am applying it from Vidya Lakshmi portal but when I am submitting my form it is showing me that you have already registered on jansamarth what should I do now ?
Hello Priyanshi, If you have already registered on the Jansamarth portal, you cannot apply again on the Vidya Lakshmi portal, and vice versa. We recommend using the Jansamarth portal to apply for an education loan. If you are seeking one-on-one assistance with your education loan process, our team can help you. We are partnered with 15+ banks, and a dedicated financial officer will analyze your profile and connect you with suitable banks. To contact our team, request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Hello, To apply for the CSIS scheme one should through the Jansamarth portal. We provide this information from the official SBI documents. We provide this information from the official SBI circular. Also, the Vidya Lakshmi portal itself says that if one wishes to avail of the CSIS scheme, please go through the Jansamarth portal.
Hello Abhinav! Once your education loan is approved, you should visit the bank. If you've taken your education loan through our organization, please speak with your financial officer, or we suggest contacting the concerned bank directly.
Hello ma'am Like you mentioned that the gurantor details are shown if the loan amount is high. But what if the amount is below 3 lakhs and the guarantor section isn't showing and the bank still asked me to fill the section for the guarantor . It will be really helpful if you could reply
Hello Tanistha, If the education loan amount is less than 7.5 lakhs, there is no need to provide collateral. You can fill in the guarantor details, but banks will not require collateral for education loan amounts below 7.5 lakhs.
Hello, If the property is on your name then kindly enter you details only in the guarantor section. If you are seeking one-on-one assistance for your education loan, our team can help you with the process. To contact our team, kindly request a callback using this link: bit.ly/48cTdcR or by calling 9889882090.
Hello Maneesha! Yes, having different names on your Aadhaar card and 10th mark sheet can cause issues during the loan application process, as banks require consistent documentation for identity verification. To resolve this, you may need to provide an official document name change certificate to explain the issues. It's advisable to update your documents to reflect the same name before applying. Also, contact the bank for specific requirements.
Hi mam, for applying education loan from 2nd year. What will be the course duration time to give and in fees section from which year we will give the fees structure from 1 year or 2 nd year.
Hello, Since you are applying for an education loan from 2nd year you can write in the remaining years as your course duration and fee structure of the current year. Hope you have understood.
Hello Mujahid, Once you've registered and applied for bank schemes, you'll need to contact the banks to continue the loan procedure. After your loan is sanctioned, your sanction letter will be valid for up to 6 months, thus you must get disbursement before then. You can contact our team to get assistance with your education loan. We will help you check your eligibility with 15+ public and private banks and help you get an education loan that suits your profile. You can request a callback on this link: bit.ly/48cTdcR or call 9889882090 and our team will get back to you shortly.
Mam, my bank manager is telling that you may get subsidy scheme by applying on vidyalaxmi, there is no need for applying on jansamarth, mam please let me know is it correct or manager is not interested to give benefit of subsidy to me..
Hello Ankit, If your bank branch is recommending that you apply for an education loan and subsidy through the Vidya Lakshmi portal, we suggest following their advice. Recently, banks have been prioritizing applications submitted via the Vidya Lakshmi portal over those on the Jansamarth portal, so we recommend speaking with the concerned bank. Hope you have understood.
Hi, You should upload your last academic mark sheet. If you face any issues related to your loan process, feel free to speak with our team. They can provide the necessary guidance and assistance. Request a callback at bit.ly/48cTdcR. Our team will get back to you as soon as possible.
In Jansamarth portal, eligibility is checked in starting itself. After that, 10 steps have to be completed to apply for loan in which bank branch has to be selected in the last step. After completing all the steps, you receive an SMS and mail stating that you are not eligible for the loan , please reply mam
Hello Acharya, The banks have different types of education loan products and if the student's profile doesn't meet the criteria then they are considered ineligible. One can reapply on the Jansamarth portal after 1 month of cooling period. If you face any further issues we suggest you drop an email to Jansamarth customer support using this mail ID: Customer.support@jansamarth.in and they will assist you.
In the tution fee section do i have to fill only the tution fee? What about university charges, security n other fees payable to college? Please answer
Hello Poojitha, It seems like a technical issue we suggest you to write an email to Vidyalakshmi support team at vidyalakshmi@proteantech.in and they will assist you.
Hello, To be eligible for the CSIS subsidy scheme one's family annual income should be less than 4.5 lakhs, and to avail of the subsidy scheme one should apply through the Jansamarth portal and take an education loan from the portal. Here is the link to the video on the form-filling process on the Jansamarth portal: th-cam.com/video/1qdzHGnoqEs/w-d-xo.htmlsi=eHSjO1ZkPx3OlD2h.
Hello Hasmita, You can mention your co-applicant's single bank account. If you are seeking one-on-one assistance with your education loan process our team can help you. A dedicated financial officer will analyze your profile and connect you to suitable banks. You can contact our team by requesting a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Hello. To avail the CSIS scheme benefit you must apply through the Jansamarth portal, not the Vidyalakshmi portal. Once you are eligible for the CSIS scheme, then you must process your education loan through the Jansamarth portal. Here is a detailed video link on the form-filling process in the Jansamarth portal: th-cam.com/video/1qdzHGnoqEs/w-d-xo.htmlsi=PT_NJz1JjfLKFEnV. If you are seeking one-on-one assistance with the education loan process our team can help you. A dedicated financial officer will analyze your profile and connect you to a suitable bank. You can contact our team by requesting a callback using this link: bit.ly/48cTdcR or by calling 9889882090.
My bank had told all the documents are there and they will send it to main branch approx 1 dec But till now there is no update regarding it that my loan is sanctioned or not . How will i know this can u clarify
Hi, Please note that as Vidya Laxmi portal is a Government portal and there might be high volumes of applications due to which you might be getting this error. We would suggest you to get in touch with our team who will help you get an education loan by checking your eligibility with 15+ public and private banks so you can get the best education loan which suits your profile. Please request a callback on this link: bit.ly/48cTdcR
most banks offer 7.5 lakh loan without collateral and on Vidya laxhmi theyre asking about securities for any loan above 4 lakh. Do I put in about a LIC in the box so I can move forward?
Hi, Please keep in mind that loans of up to 7.5 lacs do not require any collateral. However, if it asks for security, you can mention your LIC and include it as security while filling out the form.
Hello Sanjeev, As you can input only two digits, we suggest entering the maximum number of installments in that section to avoid any complications. Hope you have understood.
Hello, Please note that to apply for an education loan PAN card is mandatory. You can apply for a minor PAN card if you are a minor. We suggest you apply for a PAN and once you get the PAN you can start your education loan process. If you are seeking one-on-one assistance with your education loan process, our team can help you. We are partnered with 15+ banks, and a dedicated financial officer will analyze your profile and connect you with suitable banks. To contact our team, request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
CSIS is not for ews category people but to people of all categories whose family's annual income is less than 4.5 lakhs. I'm OBC and I can apply to csis and I'm also taking a loan currently?
Hey! it's not required. If your family income is less than 4.5 LPA then you are eligible for the scheme and proof for the same are required. If you are looking for an education loan, Our team will assist you in determining your eligibility with more than 15+ public and private banks and will offer you the finest education loan which suits your profile. To talk to our financial officer, please click the link and ask for a callback: This link: bit.ly/48cTdcR
Hi Niddhi, In an education loan, a subsidy means that the government waives off your interest which you pay in your moratorium period (course duration + 6 -12 months) but you will have to pay full EMIs after the moratorium period. You can only be eligible for the CSIS ( Central Sector Interest Subsidy Scheme) if you meet the eligibility criteria. Please contact your financial officer to know more details. They'll assist you in checking your eligibility with 15+ public and private banks and help you get an education. Kindly request a callback using this link: bit.ly/48cTdcR or call this number: 9889882090 and a dedicated financial officer will get in touch with you shortly.
Hello mam I have applied to sbi bank through vidyalaxmi portal and it's been over 15 days still no review from bank is showing and what would it look like if the bank reject the loan would it be remarked as rejected or unapproved or just remain blank
Hello Yashi, If the bank rejects your loan application it will be shown as rejected or unapproved. We understand your concern. This is why we advise students not to apply for a loan to the bank directly. For a faster education loan process, we suggest you to contact our organization. We are partnered with 15+ public and private banks and our team can fasten your loan process. A dedicated financial officer will analyze your profile and connect you with suitable banks. To contact our team kindly request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Mam in own source/scholarship section i have paid 1lakh already to the college so can I mention that or can i add 0 in this section if i wouldn't have any scholarship/own source or willing that for the rest amount i will go for loan completely?
Hi Ayush, We suggest you add '0' in the own source/scholarship section if you don't have any funds. You can get the amount reimbursed that you have paid to the college after your loan is sanctioned. You can get in touch with our team to receive assistance in your education loan process. We will help assist with checking your eligibility with 15+ private and public banks and help you in getting an education loan. Kindly request a callback on this link: bit.ly/48cTdcR or call this number: 9889882090 to get in touch with your financial officer.
@@WeMakeScholars Thankyou for helping me with this query. Mam the reimbursement amount will be credited to the student account itself only or have to do something else as per what the bank says?
Hello Tarun. In terms loan, Direct liability means when the borrower has personal responsibility to repay the loan, while indirect liability means a third party's obligation to repay, like a guarantor or co-signer. Hope you have understood.
Mam is it necessary to fill the exact actual income...i mean if my father's income is almost 6 lakhs, can i write 6 lakhs...wouldn't there be any problems later ?
Hello Vageesha, It is better to fill in the exact annual amount but if you don't know you can put the approximate amount. Later, when the portal verifies the profile using the details you have provided, the portal will be able to know the exact income. If you are seeking one-on-one assistance with your education loan process our team can help you. We are partnered with 15+ public and private banks and a dedicated financial officer will analyze your profile and connect you to suitable banks. You can contact us by requesting a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Hey Gowtham, we can help you get an education loan with a CIBIL of as low as 600. We’re empanelled with 15+ public and private banks, increasing your chances of getting the loan. Simply request a callback at bit.ly/48cTdcR. Our team will get back to you soon.
Hello mam Can i apply on both vidyalaksmi and hdfc credila together? Because i m thinking that Vidyalaksmi portal will take time to sanction my education loan.... Will there any problem mam? If i get hdfc credila education loan before vidyalaksmi loan... Will am i able to cancel my vidyalaksmi loan....?
Hello Harsh. Yes, one can apply for an education loan on both the Vidyalakshmi portal and in Credilla, there won't be any problem. But even if you apply for an education loan in Credilla or in the Vidyalakshmi portal it can take a lot of time to process, our organization can help you fasten your education loan process. We are partnered with 15+ public and private banks and a dedicated financial officer will analyze your profile and connect you with suitable banks. To contact us kindly request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Hi Saraswati, there are banks offering unsecured loans to the students. We can help you in getting the loan of 10 lakhs as we’ve partnered with 9+ NBFCs and Private banks. We facilitate faster processing time in your education loan process. On top of that we don’t charge any service charges as we’re funded and supported by the Government of India, Ministry of IT and come under the Digital India Campaign. Feel free to request a callback at bit.ly/48cTdcR. One of our financial officers will get back to you shortly.
Hi mam , Main ne vidya laxmi portal pr registration kr liya h but bank walo ne ye bola h ki aapka institute bank main show nhi ho hora is problem ka kya solution h please help me
Hi Muskan, This is the reason why we suggest students to go via WeMakeScholars rather than going directly to the bank. Humari team aapko koi bhi college/institution ke liye education loan process karwane me help karegi, aapki eligibility 15+ public and private bank me check karkar apko best education loan dilwane ke liye jo aapki profile ko suit kare. Aap humare financial officer se connect kar sakte hai yeh link par callback request karkar: bit.ly/48cTdcR
Hello, If the education loan requirement is low, banks will be reluctant to give education loans. Therefore, the Vidyaloans team helps students with low education loan requirements. Vidyaloans is a trusted organization we are partnered with to help students with education loan requirements of less than 7.5 lakhs. The processing fee is charged by Vidyaloans for the education loan process and not by the bank. However, it is up to the student to pay the processing fees. If you are willing to continue with your education loan process, then we suggest you stay in touch with the Vidyaloans team. Hope you have understood.
Hello Krishna, Your education loan will not be rejected on this basis. However, we suggest correcting the application by emailing the Vidya Lakshmi support team at vidyalakshmi@proteantech.in. Their team will assist you in making the necessary updates.
Hi Damini, Honestly, I had logged in to your portal around 2/3 weeks back and your executive called me last week. WMS executive took 1/2 weeks time to call me to understand my case. Also, my experience with Vidya Lakshmi is not great, they are very slow in processing the application. When my case was assigned to VL Bank, they took 1 week just to call me and understand my case. Till date I have no clarity on my case.
Hi Virajshinde, sorry for the delay maybe our financial officer was occupied with some other work. If it is possible can you please share your registered email ID here by which we can locate your file and help you as soon as possible or write an Email to hello@wemakescholars.com
first i wa eligible for the loan on jansamarth but when I completed all the 10 steps it show me you are ineligible , income is greater than the limit set can you please help me
Hello, It seems like when the portal verified your profile using the details you provided, your annual income exceeds the eligible limit. However, you can still continue to apply for an education loan even if you're not eligible for the CSIS subsidy scheme. If you face any further issues we suggest you drop an email to Jansamarth customer support using this mail ID: Customer.support@jansamarth.in and they will assist you
Mem kya me 2 year ke liye hi loan apply kr skti hu ...agr mujhe 1st and 2nd year me hi chahiye or 3rd and 4th year me khud se pay kr du to kya meko laon mil jaye
Hi, Aapko loan mil sakta hai lekin aapko baaki ke academic years ke liye proof of funds show karna padhega, kyun ki banks apki overall course ki cost consider karte hai. Aap hamari team se contact kar sakte hai assistance ke liye. Hamari team aapki eligibility 15+ banks me check karne me aur loan sanction me madad karegi. Aap yah link par callback request kijiye: bit.ly/48cTdcR ya yeh number par call kijiye: 9889882090 hamari team se connect karne ke liye.
Hey! If you’re eligible to claim the subsidy, you can directly register yourself on the Jan Samarth portal and proceed with filling out the form. We can definitely help you secure an education loan so that you can claim your subsidy. We’re partnered with 15+ public and private banks. Based on your profile, our team can connect you to the best bank. Additionally, we don’t charge any service charges. Simply request a callback at bit.ly/48cTdcR our team will respond to you shortly.
Hello, In the last name section, you can enter your name again. If you face any issues with the portal, you can contact Vidyalakshmi customer support at vidyalakshmi@proteantech.in and they will assist you.
Hi madam, thank you for this video. I just had one small query, that is in basic information, what do I put in in the section of income from all sources? I'm a student, do I need to put in my parents income?
Hello Rajiv, You need to fill out the total family’s annual income in the 'Income from All Sources' section. Hope you have understood. If you are seeking one-on-one assistance with your education loan process and your required education loan is more than 7.5 lakhs, our team can help you. To contact our team, request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Hi, it is an added advantage to have a co-applicant with high income. We can save your valuable time and effort as we can connect to multiple banks at one go. We’ve partnered up with 15+ public and private banks, increasing your chances of getting an education loan. Feel free to request a callback at bit.ly/48cTdcR. A dedicated financial officer will get back to you shortly.
Mam maine jab vidya laxmi ke portal pe apply for loan scheme mai gaya tha tab sab bank ka naam dalne ke baad website bol raha haj you are already registered to jan samarth and aage ka process nhi hoo raha hai tho kya karu please reply
Hello, agar aapne pehle se Jansamarth portal par register kar liya hai, toh aap Vidyalakshmi portal par dobara apply nahi kar sakte. Hum aapko suggest karte hain ki sirf Jansamarth portal ke through hi apne education loan ka process karein. Agar aapko education loan process mein one-on-one assistance chahiye, toh hamari team aapki madad kar sakti hai. Hum 15+ banks ke saath partnered hain aur ek dedicated financial officer aapka profile analyze karenga aur suitable banks se connect karenga. Hamari team se contact karne ke liye, is link par callback request karein: bit.ly/48cTdcR ya iss number par call karein 9889882090.
When I try to register myself in the register section , after filling up the form when I tried to submit the notification of jansamarth keeps coming up... Please help me out
Hello Mam I just wanna ask you I am a student of IIT BHU and I want to take loan up to rupees 10 lakhs but my family income is above 8 lakhs so mam the vidylakshmi portal is asking for security because of loan amount above 4 lakhs but mam in SBI Scholar Loan portal it is mentioned that no mortrage has to be given below 20 lakhs for IITs so what should I do ??
Hello, The Vidyalakshmi portal is a government website that facilitates easy applications to multiple banks. So, for loans exceeding 4 lakhs, the portal will require security. However, the SBI Scholar Loan is a scheme offered by the State Bank of India (SBI). We suggest you to watch this video on SBI scholar loan scheme using this. link: th-cam.com/video/AHlfECFbMPo/w-d-xo.htmlsi=v6J0XZCt2cnDJywy&t=177.
Hi Jay, We encourage students to apply for education loan before admit letter. This saves a lot of time and your funds will be ready whenever you want to use. To effortlessly get an education loan, you can process via Wemakescholars where we process the student’s loan application on their behalf with banks directly. We increase your odds of getting an education loan as we’ve partnered with 15+ public and private banks. Feel free to request a callback at bit.ly/48cTdcR. Our team will get back tou you shortly.
Except SBI any other bank offers top-up loan like im doing my 3 years ug then if i take admission in pg bank will reschedule my moratorium period? And increase my loan limit?
Hello. Yes, if one takes an education loan for PG on top of an already existing loan then banks will extend the moratorium period and increase the loan limit. There are some other banks that offer top-up loans by checking the eligibility, course and others for granting the additional loan amount and our team can help you with the process. To contact our team kindly request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Hi, Our organization is funded and supported by the Ministry of IT, the Government of India under the Digital India campaign. Our motive is to assist students with education loan support who are planning for higher studies. As this initiative comes under the Digital India campaign we do not charge any service fees, it's totally free.
Mam how many days it will take to approve loan...and the loan ammount will be credited to the student account or parent account... please reply to this comment mam
Hello Ramya, It depends on the type of loan you are planning for- secured or unsecured. If you directly reach out to banks it might take at least a month or more. However, our team can help you process your loan within 15 to 20 days by assigning you a dedicated financial officer, provided you have all the required documents. You can contact your financial officer by requesting a callback using this link: bit.ly/48cTdcR or by calling 9889882090. Once the loan is sanctioned the amount is credited to a loan account which is created specifically for transferring the funds by the bank.
Hello Shahid, If you are filling in the applicant's details then the applicant's total income from all the sources. If you are filling in the co-applicant's details then the co-applicant's total income from all the sources has to be filled. Hope you have understood. If you are seeking one-on-one assistance with your education loan process our team can help you. Kindly request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Hello, If you are applying for an MCA, you should upload your BCA mark list as your highest qualification mark list. If you are seeking one-on-one assistance with your education loan process, our team can help you. We are partnered with 15+ banks, and a dedicated financial officer will analyze your profile and connect you with suitable banks. To contact our team, request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Hi mam your we make scholar team loan officer asked me to pay 10000rs and 1800gst total 11800 rs and i paid and she connect me with processing officer so this is a bank processing fees these are refundable or again i have to pay bank processing fee seperatly pls clarify mam veey confused
Hi, Kindly note that we never charge service fees from the students. Vidya loans must have charged you the processing fee. We are only authorized to help students who take loans above 7.5 lakhs. To help students who want to study in India and need an education loan less than 7.5 lacs, we have partnered up with Vidya Loans. For which they are charging Rs. 10,000 plus 18% GST. It is completely optional for you to use their services. Is your loan amount less than 7.5 lacs?
Madam i would like to join d pharm course this year. So i need an educational loan.but recently one of my friends educational loan application got rejected.The bank told her that diploma courses didnt get any educational loan. So i want to know that through vidyalakshmi portal can i get educational loan from any of the bank for the course d pharm?
Hello, Banks have different criteria for approving education loans. One can get a secured education loan to study D pharm and our team can help you with your education loan process. We are partnered with 15+ public and private banks and a dedicated financial officer will analyze your profile and connect you with a suitable bank. To contact our team request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Hello, as the banks have the same criteria despite the branches you cannot apply for a different branch. Try choosing another bank for an education loan. We are partnered with 15+ public and private banks and our team can help you with your education loan process. A dedicated financial officer will be assigned to analyze your profile and connect you to suitable banks. You can contact us by requesting a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Mam,I have already completed 2 years of my degree programme and I want to apply loan for 3rd and 4th year ,what are the changes that I have do in the application form when comparing to this video.
Hello, If you are applying for an education loan for the remaining two years of your course, you can fill in the remaining duration and update the fees accordingly in the application. If you are seeking one-on-one assistance with your education loan process and your required education loan is more than 7.5 lakhs, our team can help you. We are partnered with 15+ banks, and a dedicated financial officer will analyze your profile and connect you with suitable banks. To contact our team, request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Hello, Thank you for your valuable feedback. If you are seeking one-on-one assistance with your education loan process and your required education loan is more than 7.5 lakhs, our team can help you. We are partnered with 15+ banks, and a dedicated financial officer will analyze your profile and connect you with suitable banks. To contact our team, request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Hello Mam, Is it necessary to apply for those banks and the respective branch in which one alreeady has an account or can we apply in any bank and branch irrespective of having an account in that branch or not?
Hi Arpan, You can choose any bank for your education loan. Please note that, you need to open a new loan account with the bank you’ve taken the loan from. Speak with our team as they can suggest you the best bank suitable for your profile. Simply request a callback at bit.ly/48cTdcR. Our team will get in touch with you shortly.
Hello, the bank (Bank of Baroda) asked me to fill out the loan application form under vidyalakshmi scheme and submit it along with a form they provided. I haven't started filling out the form since I wanted to know is it possible to download the loan application form after filling out in pdf format and submit it directly to the bank.
Hello Sidharth, One can download the application from the Vidya Lakshmi portal after submitting the form. You will find the application ID option, and by clicking on it, you can download the PDF format of the form. But there are other banks with better education loan products and our team can help you with the process. We are partnered with 15+ public and private banks and a dedicated financial officer will analyze your profile and connect you with suitable banks. To contact our team kindly, request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Hello, The time taken to sanction an education loan depends on the bank and how quickly the applicant submits the required documents and cooperates with the process. If you are seeking a faster process for your education loan, our team can help you. A dedicated financial officer will assist you throughout your education loan process by analyzing your profile and connecting to suitable banks. To contact our team kindly request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Hello Ankit, As this is a technical issue kindly drop an email to the Vidya Lakshmi customer support using this email ID: vidyalakshmi@proteantech.in they will assist you.
Hello, It is difficult to get living expenses in the education loan if one is living off-campus. Banks generally consider covering living expenses for students staying in on-campus accommodation. If you are seeking one-on-one assistance with your education loan process, our team can assist you. We are partnered with 15+ banks and a dedicated financial officer will analyze your profile and connect you with suitable banks. To contact us you can request a callback using this link: bit.ly/48cTdcR or by calling 9889882090.
Hi Daniel, When you specify that your requirement is less than 7.5 lacs, the section asking for a guarantor does not display, hence no collateral details are required. I hope this has answered your question.
hello please reply can we get disbursed amount of loan in our account because university is asking for fees first so if bank provide the fees direct to university then what about our money which i have submitted to college...
Hi Jatin, we can definitely help you in this situation. If the university is asking you to fulfill a financial condition, we will talk to banks to wire transfer your fees to the university. About the money which you’ve already paid, we can help you with the reimbursement by talking to the bank officials. Speak with our team to get the necessary guidance and assistance in this matter. Request a callback at bit.ly/48cTdcR Our team will get back to you shortly.
Hello ma'am, I am a student with no income, so I entered 0 in the income field. However, it showed me to enter a numeric value with only up to two digits after the decimal point. Could you please assist me with this issue?
Hello, When you are filling out the occupation section in the personal information make sure that you have selected as a student, and try filling out zero. If you are still not able to fill then we suggest you to write an email to the Vidyalakshmi customer using this mail ID: vidyalakshmi@proteantech.in and they will help you. If you are seeking one-on-one assistance with your education loan process then our team is here to help you. A dedicated financial officer will analyze your profile and connect you to suitable banks. To contact us kindly request a callback using this link: bit.ly/48cTdcR or by calling 9889882090.
Hey! We can start your loan process irrespective of admit letter. But Please note that your loan amount will be disbursed only a after getting the admission from the college. Feel free to speak with our financial officer for complete guidance on this matter. Request a callback at bit.ly/48cTdcR. A dedicated financial officer will get back to you soon.
Hello, I have already applied for ed loan for commercial pilot training programme in South Africa through wemakescholar. I have been already assigned a loan officer to me. SBI, Axis Bank, IDFC Bank, ICICI, HDFC has already rejected my loan application. Bank of Baroda may give me loan but your loan officer said that you dont work with BOB any more becuase they increases the spread afterwards. is there any other option left for me? do you provide assisstance to students who apply through vidhya laxmi portal?
Hi Tushar, Kindly note that study in South-Africa is not accepted by all public banks. But we do case-by-case deviation approval from circle CGM. Unfortunately your chain deed is missing for your collateral. Private Banks and NBFC’s will not consider south-Africa -aviation. These were some of the reasons for your loan not getting approved. I hope you’ve understood. If you’re still having any queries, kindly write an email to hello@wemakescholars.com our team will provide the necessary guidance.
Hi, I want to pursue CFA and I want to take education loan for that. Will banks give education loan for CFA. If Yes, what are the documents do i have to submit for that. Thankyou.
Hi, We suggest students start the education loan process before getting admission, but only after deciding on the university/college they intend to go to and applying for it. Could you let us know where do you intend to study - In India or abroad?
Hey, Our team will assist you with checking your eligibility with 15+ public and private banks and help you get an education loan that fits your profile. Kindly get in touch with your financial officer by requesting a callback on this link: bit.ly/48cTdcR or give a call here: 9889882090.
Hi mam, hope you're well, Is vidyalakshmi the only online portal for education loan? I had applied for student loan through sbi but my annual income lies in the range of 8-9 lakhs, how shall I proceed further Expecting a early reply thanks ❤
Hello, There is another portal known as the Jansamarth portal, which is commonly used by students whose family income is less than ₹4.5 lakhs to apply for the CSIS scheme. The Vidya Lakshmi portal is another government portal for education loans. However, the processing time may be longer than expected through this platform, So we suggest choosing our organization for a quicker and easier education loan process. Our organization is funded and supported by the Ministry of IT and the Government of India. We are partnered with 15+ public and private and a dedicated financial officer will analyze your profile and connect you with suitable banks. To contact us kindly request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Hello Priyanshi. Yes, if you got your admission through the management quota then kindly, choose the management quota in the Vidyalakshmi portal. If you are seeking one-on-one assistance with your education loan process, our team can help you. We are partnered with 15+ public and private banks and a dedicated financial officer will analyze your profile and connect you with suitable banks. You can contact our team by requesting a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Hi Om, Kindly reach out to us, our team can provide assistance on this matter. We can definitely help you secure an education loan for the remaining 3 years of the course. Simply request a callback at bit.ly/48cTdcR. Our team will respond to you shortly.
I already took admission in to Medical college and paid the fees, Now I want to apply for loan. Can I Also how i will get my money back which I have already paid to college
Hello Vishnu! Yes, you can apply for reimbursement of the fees you paid within six months, and our team can assist you with the process. We are partnered with 15+ public and private banks and a dedicated financial officer will analyze your profile and connect you with suitable banks. To contact our team kindly request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Hello is am applying for sisters education loan, our both parents are not alive. Please guide me that in parent's details column whose details will be entered. Whether mine as brother or father/mother details who are not alive.
Hello Himanshu, If you are the natural guardian of the student you can fill in your details. If you face any issues with the portal, you can contact Vidyalakshmi customer support at vidyalakshmi@proteantech.in and they will assist you. If you are seeking one-on-one assistance with your education loan process, our team can help you. We are partnered with 15+ banks, and a dedicated financial officer will analyze your profile and connect you with suitable banks. To contact our team, request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Hello, Education loan ke liye PAN card mandatory hota hai. Agar aap minor hain, toh aap minor PAN card ke liye apply kar sakte hain. Hum aapko suggest karte hain ki pehle PAN card banwayein aur jaise hi aapko PAN card mil jaye, aap apna education loan process start kar sakte hain.
Hello mam i have some doubts regarding this please clear it 1. Kya btech 4th year me loan mil jata h 2. And my family income is less than 4.5 to kya me subsidy ke liye eligible hu
Hi Harshit, You can check your eligibility for the subsidy on the Jansamarth portal using this link: www.jansamarth.in/home. If you are eligible, apply for your education loan through the Jansamarth portal. As you are looking out for an education loan you can get in touch with our team and they'll help you check your eligibility with banks and assist you in getting an education loan. Request a callback using this link: bit.ly/48cTdcR or call here: 9889882090.
Ma'am pls answer...that's the last problem i'm facing while filling mg form, in the expenses section, i'm confused whether i should fill the whole fees that i pay to my university (including tution fees+user charges+university development & faculties charges+ other charges) in the tution fees section or just my tution fees. I'm asking this because all these charges are mentioned in the fee structure that i'm submitting to the bank. Wouldn't there be any problems? Or else should i fill these other charges in the books and equipments section...if i do so, won't there be any problem in amount disbursement to my university ?? Please answer Ma'am i'm so confused😢 😢😢
Hello, You can enter the college fees under the 'Tuition Fees' section, and the charges for books and equipment under the 'Other Expenses' section. If you are seeking one-on-one assistance with your education loan process, our team can help you. We are partnered with 15+ banks and a dedicated financial officer will analyze your profile and connect you with suitable banks. To contact our team, kindly request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Hello Sahana, Your name should be filled in as per your original documents. Please get in touch with your financial officer to get assistance in checking your eligibility and getting an education loan sanction. Kindly request a callback on this link: bit.ly/48cTdcR or call this number: 9889882090
Hey! WeMakeScholars can help you with such multicity cases. I suggest you get in touch with our team which will assist you in determining your eligibility with more than 15+ public and private banks and will offer you the finest education loan which suits your profile. To talk to our financial officer, please click the link and ask for a callback: This link: bit.ly/48cTdcR
Hello, You should upload your last academic mark sheet. Alternatively, you can reach out to us if you’re seeking help with your education loan process. We are empaneled with 15+ public and private banks so that you can get the best education loan, suited to your profile and requirements. Please request a callback at bit.ly/48cTdcR our team will get back to you shortly.
Hello, There is no problem, yet a lot of people receive notifications indicating they are eligible but never get loans. You can get in touch with our team, and we will help you with your education loan. Our financial officer will assist you in determining your eligibility with the banks we work with and putting you in touch with the ones where your chances of receiving an education loan are higher. A committed financial officer will get in touch with you soon if you call 9889882090 or use this link to get a callback: bit.ly/48cTdcR.
Hi, Kindly ensure that until you have submitted the final form the bank details are editable. and the process of applying and understanding the terms can be tedious. If you are slightly not assured about it then it is recommended to get in touch with the Financial Officer by simply tapping on the link: bit.ly/48cTdcR. The team will promptly reach out and assist you in the best way possible. They will help you out with the whole process and compare the terms with the leading 14+ lenders in India. All the best!
Hello Damini Mam Mam, am I eligible to get an education loan from PNB/BOB/Union Bank if my admission to the desired institution is provisionally secured ??
Hi, Even though you've secured admission to the university, it's crucial to assess your eligibility for an education loan. For this, we'll need a few more details from you. Simply connect with our team by requesting a callback through this link: bit.ly/48cTdcR. Our dedicated team will promptly reach out to you to explore the best possibilities based on your profile. We'll carefully compare offerings from 14 leading lenders in the market to ensure you receive the best deal tailored to your requirements and eligibility. Don't hesitate to reach out and benefit from our expert guidance. Best of luck with your education journey!
Ma'am i haven't got admission yet , what should i fill in proof of admission? Is is compulsory to get loan only after getting admission because i want to apply for loan before getting admission then only i can study, please reply
Hello Nissar, It is mandatory to upload proof of admission in the Vidyalakshmi portal. Could you please let us know where you intend to study in India or abroad?
Hello Nissar, Please wait until you receive your admission, and then you continue applying Vidyalakshmi portal. We are partnered with 15+ public and private banks. Our financial officer can connect you to suitable banks by analyzing your profile. You can contact your financial officer by requesting a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Hi Son, As you’ve applied to only one bank, the chances are limited. Do not worry, if you process you’re loan via Wemakescholars we can connect you to multiple banks at one go saving your time and effort. We’ve empanelled with 15+ public and private banks, increasing your odds of getting the loan. Moreover, As we’re funded by Ministry of IT , Government of India, all our services are completely free of cost. Feel free to request a callback at bit.ly/48cTdcR. One of our financial officers will get back to you soon.
Hello Adhyan, One can not apply on the Vidyalakshmi portal once registered on the Jansamarth portal. We suggest you to go through the Jansamarth portal only and process your education loan. If you seeking one-on-one assistance with your education loan process our team can help you. A dedicated financial officer will analyze your profile and connect you to a suitable bank. To contact your financial officer kindly request a callback using this link: bit.ly/48cTdcR or by calling 9889882090.
Hi, As the Vidyalaxmi portal is a Government portal, kindly write a mail to vidyalakshmi@proteantech.in for any issues. Our team will assist with your loan process by checking your eligibility with more than 15 public and private banks, and increase your chances of getting an education loan that suits your profile. You can connect with your financial officer by requesting a callback using this link: bit.ly/48cTdcR or give a call on this number: 9889882090
May God Bless you. You are doing so good to us, students.
With in how many days should we submit the application form to Bank..????
Yes
महोदया आपकी टीम के द्वारा प्रोसेसिंग फीस के नाम पर 10,000 की मांग की जा रही है जबकि आपके द्वारा बोला जाता है की आपकी टीम निशुल्क सहायता करेगी।।
Hello Ritik. We believe our employees do not take any money for the services we provide. The processing fee you mentioned is probably the fee taken by the banks because all banks take a processing fee for your education loan which is around 10,000 rupees.
We would like you to confirm with your financial officer about what the processing fees was. And if really something is wrong at our end, please write to us at hello@wemakescholars.com and we will resolve it.
We care ullu banata h free free we care walo ne commission Lene ke liye dusri agency hier ki h wah kya business h wo bhi process se pahle
Why my bank representatives insists me to upload application on vidyalakshmi portal & not jansamarth
Hey! Vidyalaxmi is a website that lets you apply for an educational loan to any bank through it and Jansamarth has education loan subsidy schemes. So, you are asked to apply through Vidyalaxmi.
But instead of all that, you can apply on our website by filling a small form using this link: bit.ly/48cTdcR. You can also get our services free of cost and without any hassles that you might face when you go by yourself.
Did you get the education loan through we make scholars team
5.Details of the security offered
Is this compulsory to fill?
Please tell me mam
Hello Sanjai, Could you please let us know the required education loan amount and whether you are planning to study in India or abroad?
For the past 23 days the status is only showing " In Progress " what to do ? I also sent my grievances but no reply
Hello Siva, We suggest you write an email to Vidyalakshmi customer support using this mail ID: vidyalakshmi@proteantech.in they will get back to you. If you are seeking one-on-one assistance with your education loan process our team can help you. We are partnered with 15+ public and private banks and a dedicated financial officer will analyze your profile and connect you to suitable banks. To contact our team kindly request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Should I provide the indirect liability in case of being a gauranter in past with a bank account different from current?
Hello Aditya! Yes, you should also include the details of the guarantor's indirect liabilities and proceed with your application.
@WeMakeScholars In the bank details section, when I entered the ifsc code of bank for Co-applicant, no result was found. What should I do for it?
Hello Aditya, We suggest cross-checking the entered IFSC code to prevent errors.
18:47 mam i got admission in nit and my family income is less than 1 lakhs so my tuition fee becomes Nil and still I want loan for other expenses then what should I have enter in tution fee section
Please mam reply 🙏🏻
Hello Ujjwal, Since you don't need tuition fees you can fill in as zero. However, banks would be reluctant to provide education loan just for living and other expenses. We suggest you talk with your bank regarding your situation and fill out the form accordingly.
Thank you mam@@WeMakeScholars
I have not applied on jansamarth but I have got myself registered there and then I am applying it from Vidya Lakshmi portal but when I am submitting my form it is showing me that you have already registered on jansamarth what should I do now ?
Hello Priyanshi, If you have already registered on the Jansamarth portal, you cannot apply again on the Vidya Lakshmi portal, and vice versa. We recommend using the Jansamarth portal to apply for an education loan. If you are seeking one-on-one assistance with your education loan process, our team can help you. We are partnered with 15+ banks, and a dedicated financial officer will analyze your profile and connect you with suitable banks. To contact our team, request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Hey @175priyanshisingh8 ! I am having the same issue here
What did you do to resolve this?
Bank is saying that we can only aply through vidya lakshmi portal for subsidy.. Never aply through jan samarth. And I aplyed through vlp for subsidy.
Hello, To apply for the CSIS scheme one should through the Jansamarth portal. We provide this information from the official SBI documents. We provide this information from the official SBI circular. Also, the Vidya Lakshmi portal itself says that if one wishes to avail of the CSIS scheme, please go through the Jansamarth portal.
What happens after our loan application gets approved, do we have to go to bank? or amount gets credited in our bank account?
Hello Abhinav! Once your education loan is approved, you should visit the bank. If you've taken your education loan through our organization, please speak with your financial officer, or we suggest contacting the concerned bank directly.
Hello ma'am
Like you mentioned that the gurantor details are shown if the loan amount is high. But what if the amount is below 3 lakhs and the guarantor section isn't showing and the bank still asked me to fill the section for the guarantor .
It will be really helpful if you could reply
Hello Tanistha, If the education loan amount is less than 7.5 lakhs, there is no need to provide collateral. You can fill in the guarantor details, but banks will not require collateral for education loan amounts below 7.5 lakhs.
Whose details to fill in co-obligant/guarantor, if the property is on student's self name
Hello, Could you please let us know where you intend to study- India or abroad?
@WeMakeScholars abroad
Hello, If the property is on your name then kindly enter you details only in the guarantor section. If you are seeking one-on-one assistance for your education loan, our team can help you with the process. To contact our team, kindly request a callback using this link: bit.ly/48cTdcR or by calling 9889882090.
Can we get sanctioned letter online through vidyalakshmi portal …we currently outside of India
Hello, Could you please let us know the required education loan amount and whether you are planning to study in India or abroad?
Is there any problem ..if adhar name and 10 th mark list name are different during loan application??
Hello Maneesha! Yes, having different names on your Aadhaar card and 10th mark sheet can cause issues during the loan application process, as banks require consistent documentation for identity verification. To resolve this, you may need to provide an official document name change certificate to explain the issues. It's advisable to update your documents to reflect the same name before applying. Also, contact the bank for specific requirements.
sir we are wongly apply jansamardh there is show No Mach found your profile doese not match with contactless bank products your processed offline
Hello, It seems like your profile for an education loan did not match with any of the bank's loan products.
Hi mam, for applying education loan from 2nd year. What will be the course duration time to give and in fees section from which year we will give the fees structure from 1 year or 2 nd year.
Hello, Since you are applying for an education loan from 2nd year you can write in the remaining years as your course duration and fee structure of the current year. Hope you have understood.
How many days will the loan last after the form is submitted?
Hello Mujahid, Once you've registered and applied for bank schemes, you'll need to contact the banks to continue the loan procedure. After your loan is sanctioned, your sanction letter will be valid for up to 6 months, thus you must get disbursement before then. You can contact our team to get assistance with your education loan. We will help you check your eligibility with 15+ public and private banks and help you get an education loan that suits your profile. You can request a callback on this link: bit.ly/48cTdcR or call 9889882090 and our team will get back to you shortly.
Mam, my bank manager is telling that you may get subsidy scheme by applying on vidyalaxmi, there is no need for applying on jansamarth, mam please let me know is it correct or manager is not interested to give benefit of subsidy to me..
Hello Ankit, If your bank branch is recommending that you apply for an education loan and subsidy through the Vidya Lakshmi portal, we suggest following their advice. Recently, banks have been prioritizing applications submitted via the Vidya Lakshmi portal over those on the Jansamarth portal, so we recommend speaking with the concerned bank. Hope you have understood.
Mam, but what about subsidy. Can I get CSIS subsidy after applying on vidyalaxmi portal??
In marksheet what exactly do we have to upload?
Hi, You should upload your last academic mark sheet. If you face any issues related to your loan process, feel free to speak with our team. They can provide the necessary guidance and assistance. Request a callback at bit.ly/48cTdcR. Our team will get back to you as soon as possible.
@@WeMakeScholars thnku so much
In Jansamarth portal, eligibility is checked in starting itself. After that, 10 steps have to be completed to apply for loan in which bank branch has to be selected in the last step. After completing all the steps, you receive an SMS and mail stating that you are not eligible for the loan , please reply mam
Hello Acharya, The banks have different types of education loan products and if the student's profile doesn't meet the criteria then they are considered ineligible. One can reapply on the Jansamarth portal after 1 month of cooling period. If you face any further issues we suggest you drop an email to Jansamarth customer support using this mail ID: Customer.support@jansamarth.in and they will assist you.
In the tution fee section do i have to fill only the tution fee?
What about university charges, security n other fees payable to college?
Please answer
Hi, you can include your university charges and the other fees payable to the university in the tuition fees itself.
Im unable to find my college name and its not showing others option also please help
Hello Poojitha, It seems like a technical issue we suggest you to write an email to Vidyalakshmi support team at vidyalakshmi@proteantech.in and they will assist you.
Mam I want subsidy for education loan..can I get subsidy through vidyalakshmi portal or I should go with jansamarth portal for getting subsidy?
Hello, Could you please let us know where you intend to study- India or abroad?
@ India
Hello, To be eligible for the CSIS subsidy scheme one's family annual income should be less than 4.5 lakhs, and to avail of the subsidy scheme one should apply through the Jansamarth portal and take an education loan from the portal. Here is the link to the video on the form-filling process on the Jansamarth portal: th-cam.com/video/1qdzHGnoqEs/w-d-xo.htmlsi=eHSjO1ZkPx3OlD2h.
We have to mention joint account details or parents single account
Hello Hasmita, You can mention your co-applicant's single bank account. If you are seeking one-on-one assistance with your education loan process our team can help you. A dedicated financial officer will analyze your profile and connect you to suitable banks. You can contact our team by requesting a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
mam will we get CSIS scheme benefit if we apply in Vidya Lakshmi portal ??
Hello. To avail the CSIS scheme benefit you must apply through the Jansamarth portal, not the Vidyalakshmi portal. Once you are eligible for the CSIS scheme, then you must process your education loan through the Jansamarth portal. Here is a detailed video link on the form-filling process in the Jansamarth portal: th-cam.com/video/1qdzHGnoqEs/w-d-xo.htmlsi=PT_NJz1JjfLKFEnV. If you are seeking one-on-one assistance with the education loan process our team can help you. A dedicated financial officer will analyze your profile and connect you to a suitable bank. You can contact our team by requesting a callback using this link: bit.ly/48cTdcR or by calling 9889882090.
My bank had told all the documents are there and they will send it to main branch approx 1 dec
But till now there is no update regarding it that my loan is sanctioned or not . How will i know this can u clarify
Hello Raj, We recommend contacting the concerned bank to get clarity on the status of your education loan application.
I am getting error after completed my application form i want to apply for scheme but i am getting error nonstop
Hi, Please note that as Vidya Laxmi portal is a Government portal and there might be high volumes of applications due to which you might be getting this error. We would suggest you to get in touch with our team who will help you get an education loan by checking your eligibility with 15+ public and private banks so you can get the best education loan which suits your profile. Please request a callback on this link: bit.ly/48cTdcR
most banks offer 7.5 lakh loan without collateral and on Vidya laxhmi theyre asking about securities for any loan above 4 lakh. Do I put in about a LIC in the box so I can move forward?
Please help me on this 🥺
Hi, Please keep in mind that loans of up to 7.5 lacs do not require any collateral. However, if it asks for security, you can mention your LIC and include it as security while filling out the form.
@@WeMakeScholars thank you very much 💙
Maam is it compulsory to put number of installments .?
Hello Sanjeev, As you can input only two digits, we suggest entering the maximum number of installments in that section to avoid any complications. Hope you have understood.
Mam I'm 17 years old and I don't have a pan card, so what should i enter over there?
Hello, Please note that to apply for an education loan PAN card is mandatory. You can apply for a minor PAN card if you are a minor. We suggest you apply for a PAN and once you get the PAN you can start your education loan process. If you are seeking one-on-one assistance with your education loan process, our team can help you. We are partnered with 15+ banks, and a dedicated financial officer will analyze your profile and connect you with suitable banks. To contact our team, request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
In case if we have applied for CSIS scheme , do we need to provide the EWS certificate as well?
CSIS is not for ews category people but to people of all categories whose family's annual income is less than 4.5 lakhs.
I'm OBC and I can apply to csis and I'm also taking a loan currently?
Hey! it's not required. If your family income is less than 4.5 LPA then you are eligible for the scheme and proof for the same are required. If you are looking for an education loan, Our team will assist you in determining your eligibility with more than 15+ public and private banks and will offer you the finest education loan which suits your profile. To talk to our financial officer, please click the link and ask for a callback: This link: bit.ly/48cTdcR
Mam student and parents income put same suddenly so bank create some problem yes or no
Hello Abhi, Could you please elaborate on your query?
Mam what does subsidy mean??? Literally I'm not getting it...
Hi Niddhi, In an education loan, a subsidy means that the government waives off your interest which you pay in your moratorium period (course duration + 6 -12 months) but you will have to pay full EMIs after the moratorium period. You can only be eligible for the CSIS ( Central Sector Interest Subsidy Scheme) if you meet the eligibility criteria. Please contact your financial officer to know more details. They'll assist you in checking your eligibility with 15+ public and private banks and help you get an education. Kindly request a callback using this link: bit.ly/48cTdcR or call this number: 9889882090 and a dedicated financial officer will get in touch with you shortly.
Hello mam I have applied to sbi bank through vidyalaxmi portal and it's been over 15 days still no review from bank is showing and what would it look like if the bank reject the loan would it be remarked as rejected or unapproved or just remain blank
Hello Yashi, If the bank rejects your loan application it will be shown as rejected or unapproved. We understand your concern. This is why we advise students not to apply for a loan to the bank directly. For a faster education loan process, we suggest you to contact our organization. We are partnered with 15+ public and private banks and our team can fasten your loan process. A dedicated financial officer will analyze your profile and connect you with suitable banks. To contact our team kindly request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Mam in own source/scholarship section i have paid 1lakh already to the college so can I mention that or can i add 0 in this section if i wouldn't have any scholarship/own source or willing that for the rest amount i will go for loan completely?
Hi Ayush, We suggest you add '0' in the own source/scholarship section if you don't have any funds. You can get the amount reimbursed that you have paid to the college after your loan is sanctioned. You can get in touch with our team to receive assistance in your education loan process. We will help assist with checking your eligibility with 15+ private and public banks and help you in getting an education loan. Kindly request a callback on this link: bit.ly/48cTdcR or call this number: 9889882090 to get in touch with your financial officer.
@@WeMakeScholars Thankyou for helping me with this query. Mam the reimbursement amount will be credited to the student account itself only or have to do something else as per what the bank says?
Hi Ayush, The reimbursement is generally made to the loan account.
@@WeMakeScholars Ok mam Thank you
Madam what is mean by direct and indirect liability
Hello Tarun. In terms loan, Direct liability means when the borrower has personal responsibility to repay the loan, while indirect liability means a third party's obligation to repay, like a guarantor or co-signer. Hope you have understood.
Mam is it necessary to fill the exact actual income...i mean if my father's income is almost 6 lakhs, can i write 6 lakhs...wouldn't there be any problems later ?
Hello Vageesha, It is better to fill in the exact annual amount but if you don't know you can put the approximate amount. Later, when the portal verifies the profile using the details you have provided, the portal will be able to know the exact income. If you are seeking one-on-one assistance with your education loan process our team can help you. We are partnered with 15+ public and private banks and a dedicated financial officer will analyze your profile and connect you to suitable banks. You can contact us by requesting a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
The direct/ indirect liability part, my father has a shared loan with his brothers should I include it? The amount of the loan or should I not?
Hello. Yes, you should include the liability on your father.
Mam SBI have rejected my loan because I don't have cibil score.. I have 670 Cibil mam is there option
Hey Gowtham, we can help you get an education loan with a CIBIL of as low as 600. We’re empanelled with 15+ public and private banks, increasing your chances of getting the loan. Simply request a callback at bit.ly/48cTdcR. Our team will get back to you soon.
@@WeMakeScholars okay
Hello Mam
Can I get interests subsidy through CSIS scheme and state government scholarship both
please reply mam
Hello Aditya. Yes, if you are eligible you can get both the CSIS scheme and state government scholarship.
Hello mam
Can i apply on both vidyalaksmi and hdfc credila together?
Because i m thinking that Vidyalaksmi portal will take time to sanction my education loan....
Will there any problem mam?
If i get hdfc credila education loan before vidyalaksmi loan...
Will am i able to cancel my vidyalaksmi loan....?
Hello Harsh. Yes, one can apply for an education loan on both the Vidyalakshmi portal and in Credilla, there won't be any problem. But even if you apply for an education loan in Credilla or in the Vidyalakshmi portal it can take a lot of time to process, our organization can help you fasten your education loan process. We are partnered with 15+ public and private banks and a dedicated financial officer will analyze your profile and connect you with suitable banks. To contact us kindly request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
@@WeMakeScholars thank you....🙂
The loan amount will be disbursed to college but what about other expenses such as travel,computer and books
Hello Sanjay, If you are going abroad then the other expenses for travel, computer, and book will be reimbursed to you by the bank.
Can my loan of 10lacks will be approved without any collateral ?
Hi Saraswati, there are banks offering unsecured loans to the students. We can help you in getting the loan of 10 lakhs as we’ve partnered with 9+ NBFCs and Private banks. We facilitate faster processing time in your education loan process. On top of that we don’t charge any service charges as we’re funded and supported by the Government of India, Ministry of IT and come under the Digital India Campaign. Feel free to request a callback at bit.ly/48cTdcR. One of our financial officers will get back to you shortly.
Hi mam ,
Main ne vidya laxmi portal pr registration kr liya h but bank walo ne ye bola h ki aapka institute bank main show nhi ho hora is problem ka kya solution h please help me
Hi Muskan, This is the reason why we suggest students to go via WeMakeScholars rather than going directly to the bank. Humari team aapko koi bhi college/institution ke liye education loan process karwane me help karegi, aapki eligibility 15+ public and private bank me check karkar apko best education loan dilwane ke liye jo aapki profile ko suit kare. Aap humare financial officer se connect kar sakte hai yeh link par callback request karkar: bit.ly/48cTdcR
I want to apply education loan for rs 4lakh but at Vidyaloan site I have to pay 10000rs as processing fees which is too much for students like me
Hello, If the education loan requirement is low, banks will be reluctant to give education loans. Therefore, the Vidyaloans team helps students with low education loan requirements. Vidyaloans is a trusted organization we are partnered with to help students with education loan requirements of less than 7.5 lakhs. The processing fee is charged by Vidyaloans for the education loan process and not by the bank. However, it is up to the student to pay the processing fees. If you are willing to continue with your education loan process, then we suggest you stay in touch with the Vidyaloans team. Hope you have understood.
Mam i filled vidya lakshmi application form and applied to a bank . I mistakenly filled wrong year of birth . Does my loan will get rejected?
Hello Krishna, Your education loan will not be rejected on this basis. However, we suggest correcting the application by emailing the Vidya Lakshmi support team at vidyalakshmi@proteantech.in. Their team will assist you in making the necessary updates.
Hi Damini,
Honestly, I had logged in to your portal around 2/3 weeks back and your executive called me last week. WMS executive took 1/2 weeks time to call me to understand my case. Also, my experience with Vidya Lakshmi is not great, they are very slow in processing the application. When my case was assigned to VL Bank, they took 1 week just to call me and understand my case. Till date I have no clarity on my case.
Hi same problem
Hi Virajshinde, sorry for the delay maybe our financial officer was occupied with some other work. If it is possible can you please share your registered email ID here by which we can locate your file and help you as soon as possible or write an Email to hello@wemakescholars.com
I also have this experience. They clled me after 1-2 days and I now he is not picking up the phone.
first i wa eligible for the loan on jansamarth but when I completed all the 10 steps it show me you are ineligible , income is greater than the limit set can you please help me
Hello, It seems like when the portal verified your profile using the details you provided, your annual income exceeds the eligible limit. However, you can still continue to apply for an education loan even if you're not eligible for the CSIS subsidy scheme. If you face any further issues we suggest you drop an email to Jansamarth customer support using this mail ID: Customer.support@jansamarth.in and they will assist you
Mem kya me 2 year ke liye hi loan apply kr skti hu ...agr mujhe 1st and 2nd year me hi chahiye or 3rd and 4th year me khud se pay kr du to kya meko laon mil jaye
Hi, Aapko loan mil sakta hai lekin aapko baaki ke academic years ke liye proof of funds show karna padhega, kyun ki banks apki overall course ki cost consider karte hai. Aap hamari team se contact kar sakte hai assistance ke liye. Hamari team aapki eligibility 15+ banks me check karne me aur loan sanction me madad karegi. Aap yah link par callback request kijiye: bit.ly/48cTdcR ya yeh number par call kijiye: 9889882090 hamari team se connect karne ke liye.
Can we apply on jansamarth after only creating an account on Vidya Laxmi portal ??
Hey! If you’re eligible to claim the subsidy, you can directly register yourself on the Jan Samarth portal and proceed with filling out the form. We can definitely help you secure an education loan so that you can claim your subsidy. We’re partnered with 15+ public and private banks. Based on your profile, our team can connect you to the best bank. Additionally, we don’t charge any service charges. Simply request a callback at bit.ly/48cTdcR our team will respond to you shortly.
Mam,There is no last name in my name what can I do...
Hello, In the last name section, you can enter your name again. If you face any issues with the portal, you can contact Vidyalakshmi customer support at vidyalakshmi@proteantech.in and they will assist you.
Hi madam, thank you for this video. I just had one small query, that is in basic information, what do I put in in the section of income from all sources? I'm a student, do I need to put in my parents income?
Hello Rajiv, You need to fill out the total family’s annual income in the 'Income from All Sources' section. Hope you have understood. If you are seeking one-on-one assistance with your education loan process and your required education loan is more than 7.5 lakhs, our team can help you. To contact our team, request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Will I get it if my parents have high income and also are government employees?
Hi, it is an added advantage to have a co-applicant with high income. We can save your valuable time and effort as we can connect to multiple banks at one go. We’ve partnered up with 15+ public and private banks, increasing your chances of getting an education loan. Feel free to request a callback at bit.ly/48cTdcR. A dedicated financial officer will get back to you shortly.
Mam maine jab vidya laxmi ke portal pe apply for loan scheme mai gaya tha tab sab bank ka naam dalne ke baad website bol raha haj you are already registered to jan samarth and aage ka process nhi hoo raha hai tho kya karu please reply
Hello, agar aapne pehle se Jansamarth portal par register kar liya hai, toh aap Vidyalakshmi portal par dobara apply nahi kar sakte. Hum aapko suggest karte hain ki sirf Jansamarth portal ke through hi apne education loan ka process karein. Agar aapko education loan process mein one-on-one assistance chahiye, toh hamari team aapki madad kar sakti hai. Hum 15+ banks ke saath partnered hain aur ek dedicated financial officer aapka profile analyze karenga aur suitable banks se connect karenga. Hamari team se contact karne ke liye, is link par callback request karein: bit.ly/48cTdcR ya iss number par call karein 9889882090.
When I try to register myself in the register section , after filling up the form when I tried to submit the notification of jansamarth keeps coming up... Please help me out
Hello Meenakshi, Could you please let us know the required education loan amount and whether you are planning to study in India or abroad?
Hello Mam I just wanna ask you I am a student of IIT BHU and I want to take loan up to rupees 10 lakhs but my family income is above 8 lakhs so mam the vidylakshmi portal is asking for security because of loan amount above 4 lakhs but mam in SBI Scholar Loan portal it is mentioned that no mortrage has to be given below 20 lakhs for IITs so what should I do ??
Hello, The Vidyalakshmi portal is a government website that facilitates easy applications to multiple banks. So, for loans exceeding 4 lakhs, the portal will require security. However, the SBI Scholar Loan is a scheme offered by the State Bank of India (SBI). We suggest you to watch this video on SBI scholar loan scheme using this. link: th-cam.com/video/AHlfECFbMPo/w-d-xo.htmlsi=v6J0XZCt2cnDJywy&t=177.
When to apply on this portal after college admission offer letter or before?
Hi Jay, We encourage students to apply for education loan before admit letter. This saves a lot of time and your funds will be ready whenever you want to use. To effortlessly get an education loan, you can process via Wemakescholars where we process the student’s loan application on their behalf with banks directly. We increase your odds of getting an education loan as we’ve partnered with 15+ public and private banks. Feel free to request a callback at bit.ly/48cTdcR. Our team will get back tou you shortly.
Except SBI any other bank offers top-up loan like im doing my 3 years ug then if i take admission in pg bank will reschedule my moratorium period? And increase my loan limit?
Hello. Yes, if one takes an education loan for PG on top of an already existing loan then banks will extend the moratorium period and increase the loan limit. There are some other banks that offer top-up loans by checking the eligibility, course and others for granting the additional loan amount and our team can help you with the process. To contact our team kindly request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
@@WeMakeScholars free?
Because I won't pay any kind of fee's
Except Bank fee's
Hi, Our organization is funded and supported by the Ministry of IT, the Government of India under the Digital India campaign. Our motive is to assist students with education loan support who are planning for higher studies. As this initiative comes under the Digital India campaign we do not charge any service fees, it's totally free.
Mam how many days it will take to approve loan...and the loan ammount will be credited to the student account or parent account... please reply to this comment mam
Hello Ramya, It depends on the type of loan you are planning for- secured or unsecured. If you directly reach out to banks it might take at least a month or more. However, our team can help you process your loan within 15 to 20 days by assigning you a dedicated financial officer, provided you have all the required documents. You can contact your financial officer by requesting a callback using this link: bit.ly/48cTdcR or by calling 9889882090. Once the loan is sanctioned the amount is credited to a loan account which is created specifically for transferring the funds by the bank.
Hi Ma'am, who's income from all the sources we have to mention in Loan Application form Tab.
Hello Shahid, If you are filling in the applicant's details then the applicant's total income from all the sources. If you are filling in the co-applicant's details then the co-applicant's total income from all the sources has to be filled. Hope you have understood. If you are seeking one-on-one assistance with your education loan process our team can help you. Kindly request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
If I need loan for my MCA education which mark list should i add? Entrance mark list or BCA mark list?
Hello, If you are applying for an MCA, you should upload your BCA mark list as your highest qualification mark list. If you are seeking one-on-one assistance with your education loan process, our team can help you. We are partnered with 15+ banks, and a dedicated financial officer will analyze your profile and connect you with suitable banks. To contact our team, request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Hi mam your we make scholar team loan officer asked me to pay 10000rs and 1800gst total 11800 rs and i paid and she connect me with processing officer so this is a bank processing fees these are refundable or again i have to pay bank processing fee seperatly pls clarify mam veey confused
Hi, Kindly note that we never charge service fees from the students. Vidya loans must have charged you the processing fee. We are only authorized to help students who take loans above 7.5 lakhs. To help students who want to study in India and need an education loan less than 7.5 lacs, we have partnered up with Vidya Loans. For which they are charging Rs. 10,000 plus 18% GST. It is completely optional for you to use their services. Is your loan amount less than 7.5 lacs?
Ok mam thank you
Madam i would like to join d pharm course this year. So i need an educational loan.but recently one of my friends educational loan application got rejected.The bank told her that diploma courses didnt get any educational loan. So i want to know that through vidyalakshmi portal can i get educational loan from any of the bank for the course d pharm?
Hello, Banks have different criteria for approving education loans. One can get a secured education loan to study D pharm and our team can help you with your education loan process. We are partnered with 15+ public and private banks and a dedicated financial officer will analyze your profile and connect you with a suitable bank. To contact our team request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Can we apply to the same bank but to a different branch if we get rejected?
Hello, as the banks have the same criteria despite the branches you cannot apply for a different branch. Try choosing another bank for an education loan. We are partnered with 15+ public and private banks and our team can help you with your education loan process. A dedicated financial officer will be assigned to analyze your profile and connect you to suitable banks. You can contact us by requesting a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Mam,I have already completed 2 years of my degree programme and I want to apply loan for 3rd and 4th year ,what are the changes that I have do in the application form when comparing to this video.
Hello, If you are applying for an education loan for the remaining two years of your course, you can fill in the remaining duration and update the fees accordingly in the application. If you are seeking one-on-one assistance with your education loan process and your required education loan is more than 7.5 lakhs, our team can help you. We are partnered with 15+ banks, and a dedicated financial officer will analyze your profile and connect you with suitable banks. To contact our team, request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
It was so helpful, Dear. Thank you❤🙏 from Assam. 😊
Hello, Thank you for your valuable feedback. If you are seeking one-on-one assistance with your education loan process and your required education loan is more than 7.5 lakhs, our team can help you. We are partnered with 15+ banks, and a dedicated financial officer will analyze your profile and connect you with suitable banks. To contact our team, request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Hello Mam,
Is it necessary to apply for those banks and the respective branch in which one alreeady has an account or can we apply in any bank and branch irrespective of having an account in that branch or not?
Hi Arpan, You can choose any bank for your education loan. Please note that, you need to open a new loan account with the bank you’ve taken the loan from. Speak with our team as they can suggest you the best bank suitable for your profile. Simply request a callback at bit.ly/48cTdcR. Our team will get in touch with you shortly.
Hello, the bank (Bank of Baroda) asked me to fill out the loan application form under vidyalakshmi scheme and submit it along with a form they provided. I haven't started filling out the form since I wanted to know is it possible to download the loan application form after filling out in pdf format and submit it directly to the bank.
Hello Sidharth, One can download the application from the Vidya Lakshmi portal after submitting the form. You will find the application ID option, and by clicking on it, you can download the PDF format of the form. But there are other banks with better education loan products and our team can help you with the process. We are partnered with 15+ public and private banks and a dedicated financial officer will analyze your profile and connect you with suitable banks. To contact our team kindly, request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Mam how much time will it take to sanction loan by bank??
Hello, The time taken to sanction an education loan depends on the bank and how quickly the applicant submits the required documents and cooperates with the process. If you are seeking a faster process for your education loan, our team can help you. A dedicated financial officer will assist you throughout your education loan process by analyzing your profile and connecting to suitable banks. To contact our team kindly request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Hello mam in personal details section whenever i write father name in father section it shows input alphabet characters only how to solve it
Hello Ankit, As this is a technical issue kindly drop an email to the Vidya Lakshmi customer support using this email ID: vidyalakshmi@proteantech.in they will assist you.
Usme se space remove kr do aap ho jayega fir
Mam how many days it will take for the loan process to start
Hello Tanupriya, It is based on the student's profile and submission of the documents. It differs from bank to bank and profile to profile.
What if college don't provide hostels can we show them PG as a hostel expenses? Please reply important
Hello, Could you please let us know the required education loan amount and whether you are planning to study in India or abroad?
@WeMakeScholars 10 lakh and within in india
Hello, It is difficult to get living expenses in the education loan if one is living off-campus. Banks generally consider covering living expenses for students staying in on-campus accommodation. If you are seeking one-on-one assistance with your education loan process, our team can assist you. We are partnered with 15+ banks and a dedicated financial officer will analyze your profile and connect you with suitable banks. To contact us you can request a callback using this link: bit.ly/48cTdcR or by calling 9889882090.
What if my loan amount is below 7.5 lakhs and is it necessary to put any securitys if not how will I skip that option while filling the form
Hi Daniel, When you specify that your requirement is less than 7.5 lacs, the section asking for a guarantor does not display, hence no collateral details are required. I hope this has answered your question.
I'm a student and unemployed, and it is still asking to fill the income for all sources option... what to do?
Hi, You can just mention '0' as your income.
hello please reply can we get disbursed amount of loan in our account because university is asking for fees first so if bank provide the fees direct to university then what about our money which i have submitted to college...
Hi Jatin, we can definitely help you in this situation. If the university is asking you to fulfill a financial condition, we will talk to banks to wire transfer your fees to the university. About the money which you’ve already paid, we can help you with the reimbursement by talking to the bank officials. Speak with our team to get the necessary guidance and assistance in this matter. Request a callback at bit.ly/48cTdcR Our team will get back to you shortly.
Hello ma'am,
I am a student with no income, so I entered 0 in the income field. However, it showed me to enter a numeric value with only up to two digits after the decimal point. Could you please assist me with this issue?
Hello, When you are filling out the occupation section in the personal information make sure that you have selected as a student, and try filling out zero. If you are still not able to fill then we suggest you to write an email to the Vidyalakshmi customer using this mail ID: vidyalakshmi@proteantech.in and they will help you. If you are seeking one-on-one assistance with your education loan process then our team is here to help you. A dedicated financial officer will analyze your profile and connect you to suitable banks. To contact us kindly request a callback using this link: bit.ly/48cTdcR or by calling 9889882090.
Can we apply without taking admission in college? Because if my loan is approved then i can take admission in college? So i want to know that
Hey! We can start your loan process irrespective of admit letter. But Please note that your loan amount will be disbursed only a after getting the admission from the college. Feel free to speak with our financial officer for complete guidance on this matter. Request a callback at bit.ly/48cTdcR. A dedicated financial officer will get back to you soon.
Hello,
I have already applied for ed loan for commercial pilot training programme in South Africa through wemakescholar. I have been already assigned a loan officer to me.
SBI, Axis Bank, IDFC Bank, ICICI, HDFC has already rejected my loan application.
Bank of Baroda may give me loan but your loan officer said that you dont work with BOB any more becuase they increases the spread afterwards.
is there any other option left for me?
do you provide assisstance to students who apply through vidhya laxmi portal?
I think you should mail your query to "WeMakeScholars".
@@jaineeverma9992 I will surely do. Thanks.
Hi Tushar, Kindly note that study in South-Africa is not accepted by all public banks. But we do case-by-case deviation approval from circle CGM. Unfortunately your chain deed is missing for your collateral. Private Banks and NBFC’s will not consider south-Africa -aviation. These were some of the reasons for your loan not getting approved. I hope you’ve understood. If you’re still having any queries, kindly write an email to hello@wemakescholars.com our team will provide the necessary guidance.
Hi, I want to pursue CFA and I want to take education loan for that. Will banks give education loan for CFA. If Yes, what are the documents do i have to submit for that.
Thankyou.
Hi Gireesh, Unfortunately, there are very few chances to get an education loan sanctioned for CFA.
Do we need to register here before admission or after admission?
After admission
Hi, We suggest students start the education loan process before getting admission, but only after deciding on the university/college they intend to go to and applying for it. Could you let us know where do you intend to study - In India or abroad?
@@WeMakeScholars India
Hey, Our team will assist you with checking your eligibility with 15+ public and private banks and help you get an education loan that fits your profile. Kindly get in touch with your financial officer by requesting a callback on this link: bit.ly/48cTdcR or give a call here: 9889882090.
Can I get loan in MBBS final year..rest fees paid by our own?
Hi mam, hope you're well,
Is vidyalakshmi the only online portal for education loan?
I had applied for student loan through sbi but my annual income lies in the range of 8-9 lakhs, how shall I proceed further
Expecting a early reply thanks ❤
Hello, There is another portal known as the Jansamarth portal, which is commonly used by students whose family income is less than ₹4.5 lakhs to apply for the CSIS scheme. The Vidya Lakshmi portal is another government portal for education loans. However, the processing time may be longer than expected through this platform, So we suggest choosing our organization for a quicker and easier education loan process. Our organization is funded and supported by the Ministry of IT and the Government of India. We are partnered with 15+ public and private and a dedicated financial officer will analyze your profile and connect you with suitable banks. To contact us kindly request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
If I have got my admission through management quota then I should choose management quota na
Hello Priyanshi. Yes, if you got your admission through the management quota then kindly, choose the management quota in the Vidyalakshmi portal. If you are seeking one-on-one assistance with your education loan process, our team can help you. We are partnered with 15+ public and private banks and a dedicated financial officer will analyze your profile and connect you with suitable banks. You can contact our team by requesting a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Maam I doing btech, i want laon only for 2-4 th year (3years) as i have already submitted 1 st year fees . What should i do while filling
Hi Om, Kindly reach out to us, our team can provide assistance on this matter. We can definitely help you secure an education loan for the remaining 3 years of the course. Simply request a callback at bit.ly/48cTdcR. Our team will respond to you shortly.
What did u do?
I already took admission in to Medical college and paid the fees,
Now I want to apply for loan. Can I
Also how i will get my money back which I have already paid to college
Hello Vishnu! Yes, you can apply for reimbursement of the fees you paid within six months, and our team can assist you with the process. We are partnered with 15+ public and private banks and a dedicated financial officer will analyze your profile and connect you with suitable banks. To contact our team kindly request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Hello is am applying for sisters education loan, our both parents are not alive. Please guide me that in parent's details column whose details will be entered. Whether mine as brother or father/mother details who are not alive.
Hello Himanshu, If you are the natural guardian of the student you can fill in your details. If you face any issues with the portal, you can contact Vidyalakshmi customer support at vidyalakshmi@proteantech.in and they will assist you. If you are seeking one-on-one assistance with your education loan process, our team can help you. We are partnered with 15+ banks, and a dedicated financial officer will analyze your profile and connect you with suitable banks. To contact our team, request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Mam student ka pan card na ho to form nhi bhar sakte kya??? Plzz btao
Hello, Education loan ke liye PAN card mandatory hota hai. Agar aap minor hain, toh aap minor PAN card ke liye apply kar sakte hain. Hum aapko suggest karte hain ki pehle PAN card banwayein aur jaise hi aapko PAN card mil jaye, aap apna education loan process start kar sakte hain.
Hello mam i have some doubts regarding this please clear it
1. Kya btech 4th year me loan mil jata h
2. And my family income is less than 4.5 to kya me subsidy ke liye eligible hu
Hi Harshit, You can check your eligibility for the subsidy on the Jansamarth portal using this link: www.jansamarth.in/home. If you are eligible, apply for your education loan through the Jansamarth portal. As you are looking out for an education loan you can get in touch with our team and they'll help you check your eligibility with banks and assist you in getting an education loan. Request a callback using this link: bit.ly/48cTdcR or call here: 9889882090.
Ma'am pls answer...that's the last problem i'm facing while filling mg form, in the expenses section, i'm confused whether i should fill the whole fees that i pay to my university (including tution fees+user charges+university development & faculties charges+ other charges) in the tution fees section or just my tution fees. I'm asking this because all these charges are mentioned in the fee structure that i'm submitting to the bank. Wouldn't there be any problems? Or else should i fill these other charges in the books and equipments section...if i do so, won't there be any problem in amount disbursement to my university ?? Please answer Ma'am i'm so confused😢 😢😢
Hello, You can enter the college fees under the 'Tuition Fees' section, and the charges for books and equipment under the 'Other Expenses' section. If you are seeking one-on-one assistance with your education loan process, our team can help you. We are partnered with 15+ banks and a dedicated financial officer will analyze your profile and connect you with suitable banks. To contact our team, kindly request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Ma'am names should be filled as per passport ?
Hello Sahana, Your name should be filled in as per your original documents. Please get in touch with your financial officer to get assistance in checking your eligibility and getting an education loan sanction. Kindly request a callback on this link: bit.ly/48cTdcR or call this number: 9889882090
@@WeMakeScholars thank you 😊
Mam , i am applying for loan but i want to take loan from other state then in that case which address i should mention.. Mam Please reply asap
Hey! WeMakeScholars can help you with such multicity cases. I suggest you get in touch with our team which will assist you in determining your eligibility with more than 15+ public and private banks and will offer you the finest education loan which suits your profile. To talk to our financial officer, please click the link and ask for a callback: This link: bit.ly/48cTdcR
Which marksheet we need to apply ?
Hello, You should upload your last academic mark sheet. Alternatively, you can reach out to us if you’re seeking help with your education loan process. We are empaneled with 15+ public and private banks so that you can get the best education loan, suited to your profile and requirements. Please request a callback at bit.ly/48cTdcR our team will get back to you shortly.
Hi mam in a vidhya Lakshmi portal my status show prima facie eligible what is the next step mam . Mam is there any problem mam please reply mam😢
Hello, There is no problem, yet a lot of people receive notifications indicating they are eligible but never get loans. You can get in touch with our team, and we will help you with your education loan. Our financial officer will assist you in determining your eligibility with the banks we work with and putting you in touch with the ones where your chances of receiving an education loan are higher. A committed financial officer will get in touch with you soon if you call 9889882090 or use this link to get a callback: bit.ly/48cTdcR.
how to edit 2nd bank details in application form
Hi, Kindly ensure that until you have submitted the final form the bank details are editable. and the process of applying and understanding the terms can be tedious. If you are slightly not assured about it then it is recommended to get in touch with the Financial Officer by simply tapping on the link: bit.ly/48cTdcR. The team will promptly reach out and assist you in the best way possible. They will help you out with the whole process and compare the terms with the leading 14+ lenders in India. All the best!
Hello Damini Mam
Mam, am I eligible to get an education loan from PNB/BOB/Union Bank if my admission to the desired institution is provisionally secured ??
Hi, Even though you've secured admission to the university, it's crucial to assess your eligibility for an education loan. For this, we'll need a few more details from you. Simply connect with our team by requesting a callback through this link: bit.ly/48cTdcR. Our dedicated team will promptly reach out to you to explore the best possibilities based on your profile. We'll carefully compare offerings from 14 leading lenders in the market to ensure you receive the best deal tailored to your requirements and eligibility. Don't hesitate to reach out and benefit from our expert guidance. Best of luck with your education journey!
Hello brother can u help me
Ma'am i haven't got admission yet , what should i fill in proof of admission? Is is compulsory to get loan only after getting admission because i want to apply for loan before getting admission then only i can study, please reply
Hello Nissar, It is mandatory to upload proof of admission in the Vidyalakshmi portal. Could you please let us know where you intend to study in India or abroad?
@@WeMakeScholars india
Hello Nissar, Please wait until you receive your admission, and then you continue applying Vidyalakshmi portal. We are partnered with 15+ public and private banks. Our financial officer can connect you to suitable banks by analyzing your profile. You can contact your financial officer by requesting a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Is it necessary to put security if the loan is of 720000?
Hi, You can get an unsecured loan i.e. without collateral for a loan requirement of 7.2 Lacs.
hii mam
We have applied only in one bank in Vidya Lakshmi, what are the chances that I will get the loan? Mom please reply
Hi Son, As you’ve applied to only one bank, the chances are limited. Do not worry, if you process you’re loan via Wemakescholars we can connect you to multiple banks at one go saving your time and effort. We’ve empanelled with 15+ public and private banks, increasing your odds of getting the loan. Moreover, As we’re funded by Ministry of IT , Government of India, all our services are completely free of cost. Feel free to request a callback at bit.ly/48cTdcR. One of our financial officers will get back to you soon.
MAM IF I HAD BY MISTAKELY REGISTERED THROUGH JAN SAMARTH AND WANT TO RE-APPLY THROUGH VIDYA LAKSHMI THEN WHAT IS THE SOLUTION????
Hello Adhyan, One can not apply on the Vidyalakshmi portal once registered on the Jansamarth portal. We suggest you to go through the Jansamarth portal only and process your education loan. If you seeking one-on-one assistance with your education loan process our team can help you. A dedicated financial officer will analyze your profile and connect you to a suitable bank. To contact your financial officer kindly request a callback using this link: bit.ly/48cTdcR or by calling 9889882090.
Mam university name is shown but course is not shown on search bar
What to do now ?
Hi, As the Vidyalaxmi portal is a Government portal, kindly write a mail to vidyalakshmi@proteantech.in for any issues. Our team will assist with your loan process by checking your eligibility with more than 15 public and private banks, and increase your chances of getting an education loan that suits your profile. You can connect with your financial officer by requesting a callback using this link: bit.ly/48cTdcR or give a call on this number: 9889882090
Mam ,I can't submit the details by mobile .is there any solution for that .plz reply mam
Hello, Please login your file on a laptop or pc and try to submit your application.
Thank u for the information.@@WeMakeScholars