wahoo! I'm back in the game! Is there anything sweeter than paying down debt?... well... other than being debt free lol M U S I C: 🎶 Turn Up the Radio by One Two Feet
I use the exact same spreadsheet as you. I added a section for a running balance, kind of like balancing a checkbook. I've found it very helpful, especially toward the end of the month when I'm waiting for certain payments to clear and I want to know how much I'll have left to put toward savings goals for the month.
@@EmilySweven Yep, anything coming in or going out of our checking account. I added it to the right of the breakdown pie chart. It includes the transaction date, (or projected date) a note about what it is, the amount (positive or negative) and the remaining balance after that transaction. I added conditional formatting to make the numbers change color based on if it's a deposit or a deducation. It helps my brain so much to have things color-coded! To get the remaining balance, it's a formula that sums the previous remaining balance and the amount of the transaction. I just carry that formula all down the column. Once the transaction has fully cleared our checking account, I strike through it. I feel so much on top of what's actually happening with our accounts having the running balance right there.
I would take the 93 dollars something every fortnight - right when you get paid - and throw that as an extra random debt payment to get rid of that isht. That way you remove the chaos and it’s done and gone. 🎉
Hey hey, the brown shirt goes really well with the color of your bun 😂 - you know it’s all about color repetition. Do you have maroonish pants or a skirt? It would probably go well together.
❤😅
I use the exact same spreadsheet as you. I added a section for a running balance, kind of like balancing a checkbook. I've found it very helpful, especially toward the end of the month when I'm waiting for certain payments to clear and I want to know how much I'll have left to put toward savings goals for the month.
Ooooh! That’s a good idea! Something to keep track of ALL transactions? How did you lay it out in the columns?
@@EmilySweven Yep, anything coming in or going out of our checking account. I added it to the right of the breakdown pie chart. It includes the transaction date, (or projected date) a note about what it is, the amount (positive or negative) and the remaining balance after that transaction. I added conditional formatting to make the numbers change color based on if it's a deposit or a deducation. It helps my brain so much to have things color-coded!
To get the remaining balance, it's a formula that sums the previous remaining balance and the amount of the transaction. I just carry that formula all down the column. Once the transaction has fully cleared our checking account, I strike through it. I feel so much on top of what's actually happening with our accounts having the running balance right there.
I would take the 93 dollars something every fortnight - right when you get paid - and throw that as an extra random debt payment to get rid of that isht. That way you remove the chaos and it’s done and gone. 🎉
Also savings I would do 89 - to make it 400 😜.
Yes! I want it gone asap so I don’t have to think about it anymore and get back to paying off the cards 🥳 especially since there are only 3 left
Hey hey, the brown shirt goes really well with the color of your bun 😂 - you know it’s all about color repetition. Do you have maroonish pants or a skirt? It would probably go well together.
I dont 😩 that would be so cute! I have dark green wide legs pants that I almost wore but it was giving shaggy from scooby doo so I have to change lol