I know Im randomly asking but does someone know of a way to get back into an instagram account..? I was stupid forgot my account password. I appreciate any assistance you can give me!
@Aryan Alijah I really appreciate your reply. I got to the site through google and Im waiting for the hacking stuff atm. Looks like it's gonna take a while so I will get back to you later with my results.
I came across this video by accident this morning while doing my morning routine. I did not have to listen for more than two minutes before I knew that I had to subscribe. This is amazing content!
You have no idea how much I needed this video. I have been going back and forth between paying more into my or investing above what I am already investing. You are helping us so much and I appreciate you!
I love this lady.... This is an information that you cannot get from your "already paid off family members". We blacks have so much that we do not know of
You are doing a great job here. You do not pull punches or sugar coat anything. All new buyers should look at this video before they buy, it will save them a lot of discomfort due to misunderstanding!
Thank you for this video. BASICALLY 😅I enjoy all your videos and your energy! With regards to the bond access; 1.do all banks provide this facility? 2.When would the bank decide to capitalise the extra money sitting in that account and would they inform me before doing it? 3.Would the bank increase the interest rate offered to me if I request a bond access facility Also, could you please do a video on how to pay off your bond early. Things like... 1. Paying your first instalment on the day the bond is registered and every single month after that. Even if it ets registered on the 25th and you get paid on the 30th pay both isntalments. 2. Pay your additional amounts half way through the month. 3. Using the bond access facility 4. Paying your Home Owners Insurance as a yearly instalment (when you receive your 13th cheque if you get one), rather than having it charged onto your bond and paying amortised interest on it.
We appreciate you sis! You know exactly what we need and you deliver when we need, your content is very helpful to us who are not well versed in such! 🙏🏾🙏🏾🙏🏾❤️
Thanks for the information Nicollete. I just recently started paying back my student loan and this info has given a lot of answers to some questions i had.
Usually you just ask for a property revaluation after you've owned the property for a few years. The property value would've gone up and then you ask for a refinance at the new valuation of the property. But has everything else there are Pro's and Con's to using your house as an emergency fund.
So if your buying to rent out, is it better to manage it yourself or hand it over to an agency? Or Pay only for a finders fee and manage it yourself? If you have video about this please sent link?
Thank you so much Nicols. That 90 days notice is an eye opener. Let's say one pays off their mortgage, how easy is it going to be to apply for another bond? Is it good for the credit record to pay off the bond in bulk? Thank you once more...
Hi Bunny...just a question..our house was registered on thre 7th of march,so the bank says we must do the first payment now month end...or we can use the grace period,but that will mean we might pay more then on the end of the grace period ..how does that work?
If the government wanted us to prosper they would teach this in school. Thank you for sharing your knowledge 🌹
Please watch this video it will change your life: th-cam.com/video/yQ_96Rb0i-s/w-d-xo.html
I know Im randomly asking but does someone know of a way to get back into an instagram account..?
I was stupid forgot my account password. I appreciate any assistance you can give me!
@Thatcher Kane Instablaster :)
@Aryan Alijah I really appreciate your reply. I got to the site through google and Im waiting for the hacking stuff atm.
Looks like it's gonna take a while so I will get back to you later with my results.
@Aryan Alijah It worked and I now got access to my account again. I'm so happy:D
Thank you so much you saved my ass !
Has anybody told you just how amazing and insightful your videos are. Thank you so much 🤗
Please watch this video it will change your life: th-cam.com/video/yQ_96Rb0i-s/w-d-xo.html
lol we are taught dis things at school.....
I just added this channel as part of my morning routine. Wake up at 5am Jog, 5 Minutes Meditation, 20min of Financial Bunny Videos.
I came across this video by accident this morning while doing my morning routine. I did not have to listen for more than two minutes before I knew that I had to subscribe. This is amazing content!
People would pay to get such useful, informative information..Thank you Nicolette. Very well broken down.
Please watch this video it will change your life: th-cam.com/video/yQ_96Rb0i-s/w-d-xo.html
Oh my goodness, I bumped into one of your videos 2 months ago, and I have never looked back. Thank you so much for these insightful lessons.
It make sense thank you so much I’m in a process of buying a property 🏠 you answered all my questions 🙏🏻🙏🏻
Please watch this video it will change your life: th-cam.com/video/yQ_96Rb0i-s/w-d-xo.html
You have no idea how much I needed this video. I have been going back and forth between paying more into my or investing above what I am already investing. You are helping us so much and I appreciate you!
I love this lady.... This is an information that you cannot get from your "already paid off family members". We blacks have so much that we do not know of
You are doing a great job here. You do not pull punches or sugar coat anything. All new buyers should look at this video before they buy, it will save them a lot of discomfort due to misunderstanding!
We love you Nicolette.
I have literally just been approved for a million rand home loan by the bank and I know exactly what to do.
Congratulations
Sweet
Thank you verry much Sesterr , kwavele kwa caca bha !!
Your videos are truly such a great resource sisi... Thank you for this....
This was so informative and easy to understand. Thank you very much
Wow. I'm planning to buy a house soon. Got this info just in the nick of time. Thank you 🙌🏼
you did answer my whataspp video but i found most of my answers here. thank you, Sthandwa. you should be the next minister of finance.
Great video, I didn't know about the 90 day notice period and the implications. Thank you..
I just got approved for a home loan. This video has cleared up so much. I now know what to expect as this is my first home purchase. Thanks Nicolette
Thank you for this video. BASICALLY 😅I enjoy all your videos and your energy!
With regards to the bond access;
1.do all banks provide this facility?
2.When would the bank decide to capitalise the extra money sitting in that account and would they inform me before doing it?
3.Would the bank increase the interest rate offered to me if I request a bond access facility
Also, could you please do a video on how to pay off your bond early. Things like...
1. Paying your first instalment on the day the bond is registered and every single month after that. Even if it ets registered on the 25th and you get paid on the 30th pay both isntalments.
2. Pay your additional amounts half way through the month.
3. Using the bond access facility
4. Paying your Home Owners Insurance as a yearly instalment (when you receive your 13th cheque if you get one), rather than having it charged onto your bond and paying amortised interest on it.
Your videos saved me from making reckless money decisions, thank you 🙏🏿!
She is my angel!
We appreciate you sis! You know exactly what we need and you deliver when we need, your content is very helpful to us who are not well versed in such! 🙏🏾🙏🏾🙏🏾❤️
Thank you TH-cam recommendations. Now i know how I can get a home loan in South Africa 👌👌🏡
How or why it took me so long to find you is beyond me. I am grateful nonetheless. WOW!!! Thank you
Thank you so much. This platform is great information. Especially for estate agents and home buyers. 🌻🏘️
Wow. So much information, in that much time. I am blown away. Love it
Yhiiiiii! Now I have found an answer to my million dollar question. I’ve always struggled to understand my H/L account statement 👏🏽👏🏽👏🏽. Thank you Nic
I kept nodding and agreeing. Listen this is insightful. Thank you so much.
Mhhh so much to take in. thank God this is a channel❤ i can't wait for your book.
Notification gang, Study breaks... Really insightful videos all the time!!
Please keep it coming the financial information it's much needed
This taught me more than years of school. Thank you
Thank you so much Nicollet, gosh the 90 days notice is such an eye opener hle😲.
thank god I bumped into this video so educational
Very informative and detailed video plus its useful.
Thumbs up.
Very helpful information thanks alot
I'm glad I'm not the only one that uses the access bond savings as an emergency fund
Thanks for the information Nicollete. I just recently started paying back my student loan and this info has given a lot of answers to some questions i had.
Wow. I cant believe this information is free. Than you so much🙏🏼
So insightful 👏 thank you very much wise lady.
Good video. Just to clear it up a bit, you don't save interest - you avoid interest payment.
Wow this has been so informative, keep it up
I genuinely appreciate you!!
This is a great video :) Thank you Nicolette
Oh Lord I love this lady...what a mind to behold?!
Thank you so much, please do continue to give us such content. Very helpful
This is really great! Thanks for that high quality educational content!
You've explained everything so clearly. Thank you genius.
Eish but I am so grateful for you Ma'am ❤
Hi Nicolette, good one as always
Thank you for this video very insightful
Thank you for this video. It clears up a lot.
Nicolette what is the reaction of goverment in introducing such *Financial literacy* as part of the curriculum from high school or primary
All my questions are answered! Still in the process of getting the dream home..
Well explained. Thank you Nicolette
You are a great teacher.
How do you use your bond as your emergency account, please explain, an very interested in it.
Thank you for the insight 😘😘😘😘
Usually you just ask for a property revaluation after you've owned the property for a few years. The property value would've gone up and then you ask for a refinance at the new valuation of the property. But has everything else there are Pro's and Con's to using your house as an emergency fund.
Thank you so much for sharing your knowledge.🙏🙏🙏
Are you charged a settlement fee if your additional payments result in your bond balance being R0 before the end of the bond term?
How is it normally calculated? Please estimate how much it normally is?
Your videos are educational, thank you so much 😘
You are so Generous Mam, Thank you very much.
God Bless you. Modimo a ho etsa hantle hle. Thank you so much for all these videos.
Im always here...😙😙😙thank u sesi Nicollete
Insightful as always 🤩
Nicollet you are the life safer thank you for the information.
The reserve bank regulates the interest rate through monetary policies and not government
Very informative thank you for the Video
Thank you Nicholette to make me wise every day
TEAM LIKE BEFORE WATCHING [ APPROVED ]
So if your buying to rent out, is it better to manage it yourself or hand it over to an agency? Or Pay only for a finders fee and manage it yourself? If you have video about this please sent link?
Nicolette you are the best honey. Thank you so much.
You are amazing hle.sies!
very informative i'll have to do that with my vehicle loan
Very informative, thank you so much 😊
Thanks for the information Sis' Nico
Thank you so much Nicols. That 90 days notice is an eye opener. Let's say one pays off their mortgage, how easy is it going to be to apply for another bond? Is it good for the credit record to pay off the bond in bulk? Thank you once more...
Hi Bunny...just a question..our house was registered on thre 7th of march,so the bank says we must do the first payment now month end...or we can use the grace period,but that will mean we might pay more then on the end of the grace period ..how does that work?
Thank you, very insightful
So what if you're trading on the side? Can you make unequal payments including the fixed payments thats you make
Thank you Nicollete
That is why i love you Nico babe, thank you so much.🤗🤗
can i use home loan to build some apartments to rent
Very clear... 👌
Thank you so much for this! Can you post a link to your Additional Payment Calculator, please ?
It looks like she was using the Property24 bond calculator
Hi Nicollete, Please advice if I want to sell the property and my ex doesn't wanna sign the papers because it is a joined bond, what can I do?
Hi Nicollet i just want want to know if gave the deposit and u want to pay your bond in three months what is the risk
You are awesome!
This really helped. Thank you
Oh my gosh is it possible to be charged interest that is higher than the initial amount you borrowed or was that just an example
Does it work the same with a car??
Thank you so much Nicollete you are so helpfull
Once again, thank you.
Hello,keep on advising the youth, I have a question.....will the bank approve my home loan if the seller is a person not a company/agent
What's the link to the website?
So the bank will give you the amount of years in which you should pay the home loan?
Yes
Hi I'm from the US and I'm looking for a home/land in either Johannesburg or cape town Can you suggest which area affordable in safe?
In dollars all our areas are affordable LOL. I kid, What are you looking for and whats non negotiable?
Golden. Thanks.
Well explained
love you for this
can a foreigner get a home loan from a South African bank?
Yes
Amortization calculators for all your loans are king ✊