When to Sell Mutual Funds?
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- เผยแพร่เมื่อ 1 ต.ค. 2024
- Should You Sell Your Mutual Funds?
In this video you will learn the right time to exit your mutual fund schemes. You will also learn when you could consider holding on to your mutual fund schemes. There's no one-size-fits-all answer to when you should exit a mutual fund. It depends on various factors such as your investment time horizon, your risk appetite, and the specific financial goals you have in mind as each investor's situation is unique.
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Video starts from @2:50
Thank you 😂
Thanks bro.... You saved my time😂
Thanks bhai 😂
Thnx
Not all heroes wear capes 😂
Skip first 3min
Did not provide any road map to decide "when to exit ?"
Wastage of time !!!!!!
It is good that you are trying to educate on this topic but not mentioned about capital gains/loss during the entire video and its impact while exiting the MFs. You should mention them also .
Madam mere ko mutual fund se paise nikalne hai jo ki 1 lakh se upar ka hai lekin uska tex kaise bhare samajh nahi ata plz help me
Hi,
Short Term Capital Gains (STCG) Returns are taxed at 15%, if you redeem before one year. After 1 year, you are required to pay LTCG (Long Term Capital Gains) tax of 10% on returns of Rs. 1 lakhs+ in a financial year. You can check with your financial advisor to file your taxes on your gains.
Thank you
Absolutely ridiculous idea of when to sell MF..
Just treat nav like the stock price.. and plot the chart of NAV. Now use chart patterns to find target sell price. Cup and handle / reverse head and shoulder pattern to sell..
These Mutual Fund so called experts will never tell you the correct time to sell
Madem 25000 har month mutal fund m dalenge to 8 sal ka 24 lackh to vese bhi ho jata h . 2 lackh ka profit leke kya karunga vo bhi inflation m kuch profit nahi h
When you buy from grow... You should sell immediately.
Why?
Mujhe 43 lakhs ka profit hua hai Mutual Funds main last 8 years main. 😊😊
Whats the principal amount sir
Aap ka investment kitna tha
Sir ...please share mutual fund name ???
1 crore was principal
1 cr principal amount tha phir bhi 48 lakh ? 8 saal mein
Jab Tak Target Complete na ho ❤
Video starts at 2:25
What if respective index benchmark is over valued?
I want to retire early, Allocating 55% in Small Cap. 35% in Mid cap, 7% in Bluechip and 3% in Micropcap: Monthly investment 40K in total, can anyone suggest or have better plan?
Best plan
High risk portfolio as max allocation is in small cap. To reduce risk, investing horizon time should be adjusted accordingly, long enough to compensate the dips, which also depends on your age and how long you wish to wait.
no one can answer this question without knowing your personal finance . Firstly one needs to know if 40k is 10% of your salary or 50% of your salary . Secondly how long do u have to invest ? Do u have any other goals like childrens education / travel / home etc . How much emergency fund you have ? How much insurance you have etc etc etc .
Just watch any video on personal finance do proper asset allocation 60% multicap and flexi cap . 15 % mid cap 15% small and 10% thematic should be more than enough .
Et money
30% index fund,30% bluechip fund,25% small cap,15% midcap fund. Best and risk free thodi der zaroor hogi prr paisa barbaad nahi hogaa❤
Speak English not understand hindi
there are examples where some funds are continuously under perform for 5 years and next 5 years it grown like hell which cover previous 5 years and gave good returns. consistency is the key and don't have more than 2 MF
Have all the top funds ... nobody knows the future,these fund managers can only do educated guesses ..never make urself vulnerable by having small number of portfolio even if it overlaps that doesn't change the quality of underlying companies...they are good company that's why they are in multiple funds ,,have them more in ur portfolio
I want to retire early ,below is my sip allocation. HDFC INDEX fund 7200
Parag Parikh flexi fund 6500
Axis small cap fund 3900
Quant small cap fund 5000
Motilal Oswal mid cap fund 4000
Axis snallcap 50 index fund 4000 ,is it correct or need to update
Which website have you used for comparison with benchmark?
tickertape
Value research, money control
camera should be kept little away from face..
Yes we are facing problem to focus on video
Ranchi resident here 😊
LTCG TAX is the serpent that will be waiting to bite upon existing from mutual fund
Agar mera kisi fund me already investment he or wo under perform he 3,5 or 10 ko to jab ham fund sip stop karte he to Jo investment he use bhi withdrawal kar ke another fund me lumsum kare ya waise hi rahane de? Pls suggest and if possible to make video on that which helpful to all
Wese hi rehne do ..Jab tak acha return na mile ...
@@sagarthul5762brother mayray pass 2lakh rupay hai may kis may invest Karu please reply
Sabar karo sir .. acha return milega..
Tell About 15% Tax on Mutual fund
If you sell equity investments within one year from the date of purchase, you need to pay 15% tax on the profits.
15% on profit gain not in whole amount bro .
@@Sandeesh_Srikantamin sip, there are multiple purchase every month, then stcg tax is count from 1st purchase?
And same question regarding 1% exit load of 1 year. If 1 year sip complete, can i switch all fund balance to direct funds, from regular funds?
@@srinu7011 when you redeem or switch, tax applies depending on how old each investment was. All the equity SIPs/investments which are more than 1 year attract LTCG of 10%, and those within last 1 year attract short term capital gains. Same concept applies for exit load when you sell MF, maybe there is any exception for 10% of the corpus, not very sure. Also I am not sure if exit load applies when you switch within the AMC, because exit load is by the AMC.
Dahnyabad dear agrika ✌🤙👍
how to find respective fund underperformed their benchmark ?
always try to hold mutual funds for maximum gain on your capital
Kus Samaj nehi aya.... Nam ka hindi he
Sare Jaruri Sabbd to angreji me hi bol rahe he
Hindi mein bolo yaa full English mein bolo... Kuch samajh nahi aa raha
yay
Good information mam 👍
Jb Target na ho bas paisa badhate rhna ho tab ??
That's what financial advisors don't like. They always say that you should have a goal in mind for which you need the X amount of money. Once you reach X, redeem it. Because if you become greedy and the next week, market falls and takes some time to recover, then you may not have the required money for the goal
👍🌹
My case - I want to generate handsome corpus for retirement... Thn what is the solution
Thnku for such valuable information👍👍
Aj pahli bar aapka video achha laga mujhe
Thank you
I have some doubts, in sip, there are multiple purchase every month, then stcg tax is count from 1st purchase?
And same question regarding 1% exit load of 1 year. If 1 year sip complete from 1st purchase, can i switch all fund balance to direct funds, from regular funds? Due to higher expense ratio on regular funds.
I dont want pay exit load, and stcg.
To avoid STCG, the time to calculate 1 year would be after the LAST sip. Only after that switching/redeeming will be considered LTCG.
Is this because ppl may sell mfs fearing nifty crash
Good video 👍👍
Thank you mam❤
Great👍
Is there for tax for Index fund which are below 1 Lacs
Can you invest in the mutual funds of other countries market without living there?
Yeah... though I dont know how lol
Yes,
Buy a MF, which in turn buys other countries stocks/MF.
A fund of Internation Funds
Maam is Invesco india psu fund is good to start with 2500 per month??
Noo
No ..
Avoid for now
No, it is already overvalued and not good fund for long run sip as it is sectoral fund, better to do sip in manufacturing fund
Bhai direct stocks me lagao… kaam ayega atleast paisa badhega.. me bhi aise kam amount se hi start Kia tha
I have already exited
But why? Any specific reason?
@@sanjibanghosh2952 it was not performing
Ya Hindi bolo ..ya full English me bat karo .
Tum v fir ya to poora Hindi likho ya english
😂
Mam growapp me new sip nahi ho rahi hai reason?
Nice analysis
I can read ur mind.
Translate in English
Kahan se ho?
Fraud
Thank you madam you explain very clearly
Also brief on what to do post exit
Booze
No need.
Same here👍🏼
Pgim इंडिया मिड कैप से एग्जिट करें या नहीं
No , lower returns
@@premg13brother mayray pass 2lakh rupay hai may kis may invest Karu please reply
I also have same question,mere pas bhi 60,000 ka mf hi pgdim midcap me
Don't invest in mutual funds buy real state and gold ....
Did buy resale, have 10 cr of resale but I need to diversify bro real-estate market me crash a gaya to, isi liye gold aur stocks leta hu
Stock sell kab karna cahiye
When you get 80% plus returns
@@Dotu323then you can never make multibagger returns if you follow that rule.
Based on the below criteria
1. You need money.
2. Company is not performing well.
3. You find another good stock.
4. Stock is down trend due to multiple reasons.
They have made fraud on client
1000 1000 k do sip ya 2000 ki ek dono me se kisme jyada return milega assuming both have same 12 percent
Same return milega. Agar alag alag fund me karna hai to alag alag karo.
Liked already within 30 seconds 🎉
Right video at right time! Kudos ❤