I just want my money to keep growing faster than inflation. That’s why I’m looking for companies to invest my retirement savings of $250K I have sitting in the bank. I just don’t know the best strategies to use to make solid gains with steady cash flow.
You're right. A few neighbours and I in the Bel Air area work with an advisor who prefers that we dollar-cost average across different promising sectors rather than making a lump sum purchase. As a result, my portfolio grew by 40% last quarter.
I have worked with a few financial advisors before now but i ultimately settled for Annette Marie Holt. She is SEC regulated and licensed in US. You can easily look her up
I feel investors should be focusing on under-the-radar stocks, and considering the current rollercoaster nature of the stock market, Because 35% of my $270k portfolio comprises of plummeting stocks which were once revered and i don't know where to go here out of devastation.
I think the next big thing will be A.I. For enduring growth akin to META, it's vital to avoid impulsive decisions driven by short-term fluctuations. Prioritize patience and a long-term perspective most importantly consider financial advisory for informed buying and selling decisions.
A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.
This is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? i'm in dire need of proper portfolio allocation
'Laurelyn Gross Pohlmeier' a highly respected figure in her field. I suggest delving deeper into her credentials, as she possesses extensive experience and serves as a valuable resource for individuals seeking guidance in navigating the financial market.
I believe the retirement crisis will get even worse. Many struggle to save due to low wages, rising prices, and exorbitant rents. With homeownership becoming unattainable for middle-class Americans, they may not have a home to rely on for retirement either.
Consider buying stocks when the economy is not doing well, like during a recession. It could be a chance to buy them at a lower price and sell later when prices go up. Just keep in mind, this isn't financial advice, but sometimes it's better than keeping a lot of cash.
I’m closing in on retirement, too, and I have benefitted so much from using a financial advisor. I didn’t start early, so I knew the compound interest of index fund investing would not work for me. Funny how I pulled in more profit than some of my peers who had been investing for many years.
Annette Christine Conte is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
I greatly appreciate it. I'm fortunate to have come upon your message because investing greatly fascinates me. I'll look Terri Annette Moore up and send her a message. You've truly motivated me. God's blessings on you.
Retirement becomes truly fulfilling when you possess two essential elements: ample financial resources and a meaningful purpose in life. Make prudent investment choices to secure good returns and ensure a comfortable retirement.
Rising prices have affected my intention of retiring at 62, working part-time, and building my savings. I'm worried about whether individuals who weathered the 2008 financial crisis found it less challenging than my current situation. The stock market's volatility, coupled with a reduced income, is making me anxious about having enough for retirement.
I completely agree; I am 60 years old, recently retired, and have approximately $1,250,000 in external retirement funds. I am debt free and have very little money in retirement funds compared to the total value of my portfolio over the past three years. To be honest, having a portfolio-advisor for investing is genius!
I just googled her and I'm really impressed with her credentials; I reached out to her since l need all the assistance l can get. I just scheduled a caII.
I've kept much of my savings in cash for safety, but I'm unsure if it's right for retirement. Contemplating investing $400K in stocks, as I've heard investors can profit in tough times. Unsure about my next move.
It's impressive how much you saved during your working years, a feat not many achieve in a lifetime. Now that you're retired and rely on your investments, it's wise to redistribute your capital to mitigate risks during market fluctuations. Consulting a financial advisor can help simplify this process.
Yeah, I’m also closing in on retirement, and I have benefitted much from using a financial advisor. I didn’t really start early, so I knew the compound interest of index fund investing would not work for me. Funny how I pulled in more profit than some of my peers who have been investing for many years.
I've managed my retirement portfolio for 5 years with $900k in assets, but I've underperformed recently. Are there anyways to turn this around or Should I sell and switch to a High-Yield Savings Account?
After experiencing heavy losses in 2022, I consulted a fiduciary advisor. By restructuring and diversifying my $250k portfolio with blue-chip/growth stocks, ETFs, Mutual funds, and REITs, I achieved an annualized gain of 36%
She goes by ‘’Melissa Elise Robinson’ I suggest you look her up. To be honest, I almost didn't buy the idea of letting someone handle growing my finance, but so glad I did.
Thanks for sharing. I curiously searched for her full name and her website popped up immediately. I looked through her credentials and did my due diligence before contacting her.
It’s always a good option to keep some gold. Well with the current market situation and everything at stake with the present economy, I’d say you’re better off staying away from stocks
Although the SEC's approval of the first cryptocurrency exchange fund (ETF) is predicted to boost the market's performance in 2024 compared to all other equities sectors, the market is still quite volatile, so if you're new to it, it's preferable to speak with an experienced counsel for advice.
I think having an investment advisor is the way to go. I've been with one because I lack the expertise for the market. I made over $490K during the recent dip, highlighting that there's more to the market than we average folks know.
Aileen Gertrude Tippy is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a caII.
Exactly. It depends on your expectations. Traveling the world every year? Yeah, that might require crores. But staying local and pursuing hobbies could be achievable with a smaller nest egg.
Sir this is an eye opener video and I would be retiring in 3 years and I'm curious to know best how people split their pay, how much of it goes into savings, spendings or investments, I earn around $90,000 per annum but nothing to show for it ahead of retirement.
@@hullbruce Stock analysis is more than reading quarterly reports. Learnt this from reading Peter Lynch's book. I believe there are people who do this for a living, and I just delegate the task to these professionals. That's how I make money from the market to be honest.
@@Higuannn The decision on which Advisor to use is a very personal one. I chose to take guidance from the popular Alicia Estela Cabouli to meet my goals. All the information you need to set up an appointment is on her web page.
The decision on which Advisor to use is a very personal one. I chose to take guidance from the popular Sharon Crump Cline to meet my goals. All the information you need to set up an appointment is on her web page.
Successful investing/trading is hard work because it means disciplining your mind to do the opposite of human nature. Buying during a panic, selling during euphoria, and holding on when you are bored and just craving a little action. Investing is 5% intellect and 95% temperament.
Government policy has thrown the future under the bus for decades. The day of judgment is near. I predict an 80% drop in the stock market. Investors will abandon stocks in favor of real estate. There will be no money in banks... You must devise a strategy for survival.
I agree. I have pulled in more than $435k since 2020 through my advisor. It pays off more in the long run to just pick quality stocks and ride with those stocks.
As an lnvesting enthusiast, I often wonder how top level investors are able to become millionaires off investing. . I’ve been sitting on over $545K equity from a home sale and I’m not sure where to go from here, is it a good time to buy into stocks or do I wait for another opportunity?
I think the safest strategy is to diversify investments. Like spreading investments across different asset classes, like bonds, real estate, and international stocks, they can reduce the impact of a market meltdown.
A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.
This is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? I'm in dire need of proper portfolio allocation.
Angela Lynn Schilling is her name. She is regarded as a genius in her area and works for Empower Financial Services. She’s quite known in her field, look-her up.
5% annual return is easily thrown out there for illustrative purposes, but not so easy to achieve! Where do i put $500k cash reserve to keep cash safe for next 4 years? My concern is insolvency
I think you're better off with majority investment in S&P500 and uprising equities in view of retirement cos they always outperform. Alternatively speaking to a certified market strategist can help with pointers on equities to acquire
When it comes to situations like this, it’s wrong to engage in a single option. I suggest diversifying into various options with high performance coupled with the experience and aid of a finance Pro will generate bigger dividends and balance volatility.Thankfully, I can attest to the success of this approach seeing my portfolio of $330k grow by 85% in 3 years.
I would get money management just in case. You’re only 55. I think the average life execting in the US is 77.5 years, but many people live well into their 80s so that $1 million has to last you all of that and the unforeseen. $1m is a great start though. Good for you!
Infact if your expense is only 25k p.m, at a 35x annual multiple of annual expense, you need just 1 crore...its commendable you are close to your retirement goal
The market trend can turn around very quickly. In fact, the indexes often switch from a bear market to a bull market when the news is at its worst and the mood of investors is at its lowest point. I read an article of people that grossed profits up to $150k during this crash, what are the best stocks to buy now or put on a watchlist?
In particular, amid inflation, investors should exercise caution when it comes to their exposure and new purchases. It is only feasible to get such high yields during a recession with the guidance of a qualified specialist or reliable counsel.
Honestly, this concerns me and has left me uneasy. Especially this potential depression, no more a recession. I'm unsure about my $130K account strategy, considering the uncertainty of this whole recession mostly.
Agreed! this is why I work with one. My $520k portfolio is well-matched for every market season yielding 85% rise from early last year to date. I and my advsor are working on more figures for this year. IMO, financial advisors are the most sought-after professionals after doctors.
Following you has been an amazing journey . you have shown me the best way to earn much better profits despite the bad economic situations, God bless you with more knowledge Ronal’...
Ronal’ has the technical analysis I admires the most. He’s risk management tactics truly delivers good results. He’s program of expertise has a wide presence across the internet at large
The guy who underperformed every index and every fund available in universe, whose smallcap fund has given -5% return in last 3 yrs whereas smallcap index is 150% up and other smallcap funds are 200-400% up, is giving gyaan 😂😂 irony
Jo mutual fund bechega, investment bechega, wo to aise bakar karega hi ki 50 cr chahie 100cr chahie. Is ganje ne saare investment bakwas kare lagta hai. 2021 mein poori dunia ne paisa kamaya. poora market oopar tha. to isne kaunsa jhanda gaad dia. ye saare fininflencer milke dunia ko chu** banane mein lage hue hain. Arey nahi rehna bc mumbai mien. bahar bhi bahut seher hain. unmein ho jaata hai insaan ka 20 lac mein,. lavish life. Ek to bc ghar na lene ka gyaan aise pehle hain ye saare financial industry wale jaise inko hi pata hai ki market oopar kab jaegi. ye hi baithe hain alladin ka chirag leke. actually they all want to enjoy on your money. they will do front running. pehle share khareedenge apne paise se. fir tumhare paise se woi share mehnga leke uska price bada denge.
Investment experts say you need about 30 to 40 crores for a decent retirement. This figure considers expected lifespan, inflation, healthcare costs, and lifestyle choices.
If ‘’return banau jhaat bhar gyaan pelu raat bhar’’ had a face Saurabh would be its brand ambassador. Ps : I exited from his CCP after making huge losses whereas the index was up by leaps and bounds.
Well explain thank you for bringing up this video Financial education is indeed required for more than 80% of the society in the country as very few are literate on the subject. Regardless of how bad in the economy I still make 65k from my investment of 12k, Thanks to Miss Harriet Cohen for her helpful guides
If you are able to enjoy the small things in life and have access to digital entertainment, having a small 2BHK apartment (far from the city) with a good kitchen, a comfortable bedroom, a decent home theater with a music system, and an open space to grow plants and keep a few pets, can be enough for a fulfilling life, even with 1 crore. The key is to avoid comparing yourself to others and feeling jealous. This mindset fuels financial freedom, even with modest means. Retirement doesn’t mean you stop working; it means you stop doing what you don’t like. Instead, you can create a small income by doing what you love and taking control of your time.
Yes , definately if you keep your life simple & stay healthy & do regularly yoga , meditation. & Have your own home 2 to 3 cr is sufficient for living after age of 50 .
I will be forever grateful to you, you changed my entire life and I will continue to preach on your behalf for the whole world to hear you saved me from huge financial debt with just a small investment, thank you Bridget Williams.
Wow. I'm a bit perplexed seeing her been mentioned here also Didn’t know she has been good to so many people too this is wonderful, I'm in my fifth trade with her and it has been super.
She is my family's personal Broker and also a personal Broker to many families in the United states, she is a licensed broker and a FINRA AGENT in the United States.
Ambitious!! My wife and I make 48 lpa post tax (combined). Annual expenditure is around 12 lakhs. Even if someone makes 48-50 lpa, It all boils down to how much you spend and invest. My FIRE number is 5cr and not 50.Reached almost 3 cr...cheers!!
Should be good enough. One can never easily reach 40 crore. These fear mongering gurus have no work but to paint a rosy picture of the market. People are struggling with poor hikes, high inflation, etc. Enough of these lofty financial goals.
@@religionofpeace782 I agree brother. I do not intend to retire after reaching my FIRE number anyways ( which I will mostly achieve in next 3 years or so). Will keep on working in the same capacity as I do today. And that surely will keep on adding to the corpus.
Wow. I am blown away by this presentation. I was an insecure 49 year old on SS in January 2018 when I started buying Bitcoin/crypto. Everyone though I was irrational. Most still do. I put my income in every month and watched the value drop each month but for some reason really believed in Bitcoin and alt coins/blockchain even though I don't totally understand. Finally, the crypto market started turning around and I am astonished at the value of my crypto currency portfolio today. I engaged in active trading and managed to grow a nest egg of around 2.3B'tc to a decent 27B'tc....At the heart of this evolution is Kerrie Farrell, whose deep understanding of both cryptocurrency and traditional trading has been instrumental. Her holistic approach to investment and commitment to staying abreast of market trends make her an invaluable ally in navigating this new era in cryptocurrency investment.. ...
I think all you need is an expert assigned by a brokerage company that will trade for you and handle your capital professionally and give you weekly returns of investment without any extra fees attached
YES!!! That's exactly her name (Deborah Davis) so many people have recommended highly about her and am just starting with her 😊 from Brisbane Australia🇦🇺
@@RupeshMainaliHere naah brth ., seriously if u live in a high tech cities like Bangalore or Chennai or Mumbai u need more but the retirement corpus needed for someone from tier 2 or 3 town doesn't need a big corpus like 50cr to live a decent retirement life.,
@@RupeshMainaliHere no rupesh well let's do the simple math.., for example if u are from city u need 15k for 1 bhk home 8k for food and other expenses of 5 k total of 28k minimum to survive in the cities., but in the tier 3 towns it's totally diff., I can get 3K-6K worth of rental home & that too 2bhk and 4K for food & 3 k - 4K for other expenses how much do I spend now.? Got my point ?
@@santaks109 bro for a person earning daily wage from 300-700 a day (in my hometown) and running the family in that budget I think that guy can beat the inflation...!!
Hi Sharan I would really appreciate to restrict these videos to your exclusive paid community ! What you are doing with your recent videos is to create so much inferiority complex among normal human beings ! Just stop your agenda to project money is everything !
I feel even 50 crore is not enough , one needs 1000 crores to survive in tier 4 city eating bread and milk . He is being protective and by no means wants us to be scared. Let us start working 70 hours a day and retire happily at 95
My experience says..thumb rule First rule buy a good house where you can comfortably stay for next 15-20 years do not for luxury one but good enough so that when your familu expand and you get married and have kids can survice ....and then after few years buy a plot somewhere outside of city premises which is cheaper and has prospects of growth where you can build seond home afer 10-15 years as the current place might get conjusted. what ever money is remaining after Home loan put in MF SIP (distribute in large cap, mid cap and small cap) and relax..these guys do not advise to build house and they stay in luxury houses themselve... person with no property has no value, morever market can crash anytime, but property value goes down very rarely and that too 5-10% max...and if you do not have job tommorow and market crashes as well at same time, atleast if you have home you need not to pay rent..give good values to your kids, so that they take care of you in old age, money is not everything.even if you 10 crores and only nurses around that will not worth the retirement.make good friends, help people when they need.
Ridiculous! If you keep 50 crores under your pillow, you can take out 2 crores per year for 25 years! What will you do with 2 crores in your old age when you can barely stand up!!
I had problem comprehending trading in general. I tried watching other TH-cam trading channels, but they made the concepts more complicated. I was almost giving up until when i discovered content and explain everything in detail. The videos are easy to follow
I've been making a lot of looses trying to make profit trading. I thought trading on a demo account is just like trading the real market. Can anyone help me out or at least advise me on what to do?
Trading on a demo account can definitely feel similar to the real market, but there are some differences. It's important to remember that trading involves risks and it's normal to face looses sometimes. One piece of advice is to start small and gradually increase your investments as you gain more experience and confidence. It might also be helpful to seek guidance from experienced traders or do some research on different trading strategies.
remember when I just got into crypto back in 2019 but later in 2020 I ended up selling it because I was dumb and I didn't understand it. I studied and learned and now I know how it works. Got back into crypto early in 2023 with 10k and I'm up with 128k in a short period of time .This comment serves as motivation for all those who have invested and continue to invest in cryptocurrencies with so many losses, do not give up, cryptocurrencies can change your life. Do your best to connect with the right people and you will surely see changes.
Joyce Albert is my trade analyst, she has guided me to identify key market trends, pinpointed strategic entry points, and provided risk assessments, ensuring my trades decisions align with market dynamics for optimal returns.
Yeah Joyce Albert signals and prediction is awesome actually i was skeptical at first lol, until I decided to try. It's huge returns is awesome! can't say much.
Wow. I'm a bit perplexed seeing Joyce Albert been mentioned here also Didn't know she has been good to so many people too this is wonderful, I'm in my fifth trade with her and it has been super.
Investing has proven to be an incredibly beneficial decision. My cryptocurrency profits continue to play a substantial role in growing my overall wealth, reducing my reliance on my salary.
Jo mutual fund bechega, investment bechega, wo to aise bakar karega hi ki 50 cr chahie 100cr chahie. Is ganje ne saare investment bakwas kare lagta hai. 2021 mein poori dunia ne paisa kamaya. poora market oopar tha. to isne kaunsa jhanda gaad dia. ye saare fininflencer milke dunia ko chu** banane mein lage hue hain. Arey nahi rehna bc mumbai mien. bahar bhi bahut seher hain. unmein ho jaata hai insaan ka 20 lac mein,. lavish life. Ek to bc ghar na lene ka gyaan aise pehle hain ye saare financial industry wale jaise inko hi pata hai ki market oopar kab jaegi. ye hi baithe hain alladin ka chirag leke. actually they all want to enjoy on your money. they will do front running. pehle share khareedenge apne paise se. fir tumhare paise se woi share mehnga leke uska price bada denge.
These are upper class retirement target. Not suitable for lower or middle middle class Indians. Please invite someone who can provide us the realistic target of retirement corpus for the average Indians.
The first step to successful investment is figuring your goals and risk tolerance either on your own or with the help of a financial professional but it's very advisable you make use of professional
30-40 cr for retirement.? Is the retirement for India or western countries? Please dont make such misleading videos.. In India if someone has around 1.5 cr, they will become top 1℅.. In US, to be in top 1℅ , you should have around $4-5 M.. So, he is probably referring US. In India, if you want life like a celebrity, you might need 20-40 cr but they are rare.. Post 60, your consumption becomes much less.. All expense gets reduced except medical for which there would be insurance..
Even in Mumbai if you own a house you will be able to retire with 2-3 cr. Unless you live like a king. I bet this idiot in the interview thinks Orlex watches and German cars are "modest middle class" lifestyle.
sorry, but i would like to call BS on numbers like this .. basically in retirement you are NOT spending on the following a) housing ( a good chunk of the middle class will have atleast one flat in whatever area ) b) expenses on weekend outings along with family ( any big city person knows how much this costs ) c) educational and day care expenses ( unless you are horny and make a baby at 60 ..then thats on you ) d) EMIs , premiums on policies ( though this wont completely go away but u ll be reaping from a lot of policies you bought ) e) NO FUCKING NEED TO STAY in mumbai, Bangy, chennai, delhi etc !! take all of the above out and you have 1. healthcare expenses ( major ) 2. travel expenses ( if you are the type that wants to travel every few months ) 3. aids ( not the disease, help ) you guys really think these things, if you take good care of your health and not fuck it up now, will cost 1 crore PA to maintain ? what would your fire number be just depends on how much u want to allocate to the finer things in life in the future and where u want to retire
Indian wages are not so low as most ppl think so. Most of the daily need things r quiet cheaper so with 4LPA salary one can live comfortably. But problem comes when he has to buy a flat and pay EMIs or rent a house. Earlier our fathers used to work alone still were able to buy a flat & also run the house comfortably bcoz real estate market was not so artificially inflated like today. So salary is not the problem its the highly artificially inflated real estate prices. Nobody talks of this artificial inflation created by inflated real estate prices by builder-politician-sarkari adhikari nexus.
My sympathy goes to anyone approaching retirement, you may have reasonable concerns over your pension and if it'll stretch to cover the rising cost of living, bad regulatory policies, bad energy and insane fiscal policies and all they see is their greed and emerald cities
No doubt being financially free and not having to worry much about health care and other expenses especially after retirement cannot be overemphasized, making smart plans and setting up diversified investment portfolios is quite essential
Yeah and Investors should exercise caution with their exposure and exercise caution when considering new investments, particularly during periods of inflation. It is advisable to seek guidance from a professional in order to navigate this recession and achieve potential high yields and taxation
Most people miss it but the secret to retiring comfortably is finding a way to make returns while your money works for you. My Dad, as i remember started saving for retirement quite late but I know he was making more than 10k returns from his investments monthly and it was completely passive
People don't understand that the prices of things are never going back down. This inflation is deeper than we think. Those buying groceries are well aware that the real inflation is much over 20%. The increases don't match our income, yet certain investors still earn over $10,400 in stocks and assets. Wish I could accomplish that. All thanks to Anna Contreras the lady you recommended too....
I find this channel to be more overrated. Will the interviews with high paying jobs help normal people who works on average saalry of 30k to 50 k per month or 1 lakh a month if he is planning to retire in 20 years with investment of average 25k to 30k also will earn only 2 to 3 crores . How can a normal working class people will get benifit out of it. It looks like only people with crores as salary can retire early and not people with 1 lakh a month . Money is just a number it is not enough until it is thought out 2 cr is also less and 50 crore is also less . Some else still feel 50 crore is not enogut they need 100 crores . When do we know what is enough. ? How do you predict 30 years from now what situation comes if 2 crore also not enough.
To all the viewers , do not believe all the people who comes in this channel and reach them for your growth. Just listen and learn but don’t put your growth in someone’s hands. No one will work for your growth. You have to. You do the research , learn, and it is ok if you loose because it’s in you and your decision. Most of the people comes bare has there dark side too
This overrated fund manager doesn't even deserves 5cr and yet he talks about fire number of 500cr. Bhai kitne paise ki maa behan kari hai tumne last 5 saal me. You are not made for this. Fund management chhod ke bas podcasts me bakchodi maaro Apne fund ke investors ka bhala karo
How to retire quickly 101 - Open YT channel. Give kuch bhi gyan on finance pretending to be experts. Earn crores from ads and sponsors. Retire with 40 crores.
Such bullish! Ask him about Relaxo, (TH-cam this video of his) not GMM pfaudler or his outdated books. Saurabh Mukherjea is an excellent marketing strategist but a below average (poor even) wealth manager. His stock picks were generic and under performed every index by a big margin. Ive lost money trying to apply his approach, it's disappointing to see Sharan invite such guests
Since SM's investment gives negetive returns in raging bull market, and assuming he is largely invested in his PMS (as per his disclosure), even 50 crores are not enough for him.
@@kamleshbhatia9551 okay but the podcast guest I don't think he is speaking about retiring at 30-40cr today bcoz it's a lot.. maybe if someone wants to retire after 10-15yrs with this money then it can be true.
@@Highachiever19 yes that's right. People are disagreeing with his numbers coz he has not delivered returns under his PMS. But I would say his numbers are not far fetched. If you want to retire now, you would need atleast 7 crores. That number doubles every 10 years due to inflation. So 7*2*2*2= 56 crores after 30 years
I realized that the secret to making a million is saving for better investment. I always tell myself you don't that new Maserati or that vacation just yet. That mindset helped me make more money investing. For example last year I invested 80k in stocks and made about $246k, but guess what? I put it all back and traded again and now I am rounding up close to a million.
Thanks for the continuing updates I'd rather trade the stock market as it's more profitable. I make an average of $34,500 per week even though I barely trade myself.
Investing is not trading and has a vastly different goal, like trading, when done well, is about taking measured risks for discrete periods of time at sufficient volume as to generate profits, and typically involves wild swings in profitability. Investing is about minimizing risk to generate wealth over the long term, not generating short-term profits.
Thanks for the continuing updates I'd rather trade the stock market as it's more profitable. I make an average of $34,500 per week even though I barely trade myself.
As an investment enthusiast, I often wonder how top level investors are able to become millionaires off investing. I do have a significant amount of capital that is required to start up but I have no idea what strategies and direction I need to approach to help me make decent returns
Proper research, good analysis and luck is what you need to make profit in this constant market decline. It's all about finding the right moment to take advantage of and generate colossal profit, which is why you need to do your research
Even with the right technique and assets some investors would still make more than others, as an investor, you should’ve known that by now, nothing beats experience and that’s final, personally I had to reach out to a market analyst for guidance which is how I was able to grow my account close to a million, withdraw my profit right before the correction and now I’m buying again
How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?
Monica Shawn Marti is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment
I get the feeling that this is a paid promotion, not an independent piece of journalism. No journalist would otherwise invite this guy with his track record.............he misleads people and gets them to part with their hard earned money!!!
To talk of this crazy amount needed for decent retirement is a direct insult to the large majority masses of our country who can never dream of it. Does he not know the realities? He no more commands respect from most of the countrymen.
*To ALL viewers* Don't freak out with these crazy numbers being put out. You don't need that much to retire. IF you have 35X your annual expense with a decent health cover for family, you are good to go. Quit corporate slavery & pursue your passion. Monetize it as additional income stream. Don't panic & invest in high risk instruments. The ONLY beneficiary there is the money manager or broker.
I think even 15X of annual expenses are sufficient balance funds that you have will also give decent returns assuming 7% return per annum... calculation is 15*7% = 1.05 i.e. if you are able to earn 7% return on 15 times annual expenses you will get 1 year return every year +0.05 to cover inflation... this is without touching your base corpus of 15 times expenses
@Theshowstopper2010 15x won't be sufficient as inflation will reduce the real value of the corpus very fast. 15x also means you won't be able to have a portion allocated in high risk/high return investments. Which will mean every year you *may* earn less than inflation and the real value of the corpus will erode very fast. Also, the Govt published inflation rates are lower than actual household inflation. Unless you have other income streams from some gig of your choice 15x is grossly inadequate.
@@csrcaesar i do agree that inflation and taxes will eat major part if earned at 7%... but in real life scenerio for me I have earned 15 to 19% return for around 20 years.... hence consiered 7% return as base figure assuming if you take FD /GSec with 2063 maturity or some later date maturity you can still achieve this... without any big issue... again it is assumed that you have adequate health, property insurance etc. And you will do someting for rest of your life post achieving fire status which will generate small cash that might not be very high but will take care of inflation.
@Theshowstopper2010 just curious, if you are earning 15% for 20 yrs why is the corpus only 15x? Is it because your lifestyle is resulting in a high X figure for annual expenses? In that case for stress free retirement target should be 35x in Indian context. Just making sure all your assumptions stand any fat tail events.
Saurav Mukharji is very poor in identifying normal expenses for person living in Mumbai... according to him 35L is required per year for living modest life in Mumbai. He has lost ground touch.... I dont know how people give money to him to manage. Very poor understanding and illogical figures quoted by him.
For retirement or financial freedom:- 1. If your per year all expenses is between 8-12lacs you need (3-5crs) to retire 2. If your per year all expenses is between 20-40lacs you need around (12-15crs) to retire 3. If your per year all expenses is more than 50lacs you need around (25-30crs) to retire Note: it's calculated without loans,any luxury expenses and other fancy things
Calculated? What calculation? Is this enough for person retiring at 30 and living upto 90 years? Numbers differ based on retirement age and life expectancy
Retirement corpose = yearly expenses × 100/2 (Basically 50x your annual expenditure) Assumption: 1. Your are going to make 12% yearly return on the corpose 2. Personal inflation is 10% leaving yearly 2% for you to spend.
I have met Saurabh Mukherjea in an event in Middle east, being a CA i think he is quite knowledgeable because he is from LSE. He is a not great when it comes to investing. his insights are quite vague which i totally disagree with. Tip- Do not always watch the video for directly learning from what is being said in the video. First try to understand the agenda the speaker(s) might be having and then think if their excerpts are biased or not. In this case can anyone spot a biasness?
11:33 I thought gold is the real world anchor. Look at world war 2, when all countries were nearly bankrupt everyone bet on US because its currency was backed by gold and it became super power after that. The global tension or situation devalues the currency itself and stocks are bought using regular currencies and take the consideration of the fear factor in the market as well. I am still confused. Is anyone convinced what he is saying regarding gold?
Finfluencer like this actually made losses and youtuber also without checking there track record just anyone is good in english and tells some fancy things, they invite to talk
This is BS. You don't need that much. Even 1 to 2 million euros or dollars networth is considered rich. That means just 8 to 16 crores. Actually if you have 1 crore indian rupee, you can easily retire.
I just want my money to keep growing faster than inflation. That’s why I’m looking for companies to invest my retirement savings of $250K I have sitting in the bank. I just don’t know the best strategies to use to make solid gains with steady cash flow.
Pick quality stocks and keep track of them. If that feels too complicated, consider hiring a wealth manager to grow your money. That's what I do.
You're right. A few neighbours and I in the Bel Air area work with an advisor who prefers that we dollar-cost average across different promising sectors rather than making a lump sum purchase. As a result, my portfolio grew by 40% last quarter.
I’ve been looking to switch to an advisor for a while now. Any help pointing me to who your advisor is?
I have worked with a few financial advisors before now but i ultimately settled for Annette Marie Holt. She is SEC regulated and licensed in US. You can easily look her up
I just googled her now and I'm really impressed with her credentials. I reached out to her since I need all the assistance I can get.
I feel investors should be focusing on under-the-radar stocks, and considering the current rollercoaster nature of the stock market, Because 35% of my $270k portfolio comprises of plummeting stocks which were once revered and i don't know where to go here out of devastation.
I think the next big thing will be A.I. For enduring growth akin to META, it's vital to avoid impulsive decisions driven by short-term fluctuations. Prioritize patience and a long-term perspective most importantly consider financial advisory for informed buying and selling decisions.
A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.
This is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? i'm in dire need of proper portfolio allocation
'Laurelyn Gross Pohlmeier' a highly respected figure in her field. I suggest delving deeper into her credentials, as she possesses extensive experience and serves as a valuable resource for individuals seeking guidance in navigating the financial market.
Thank you for the lead. I searched her up, and I have sent her an email. I hope she gets back to me soon.
I believe the retirement crisis will get even worse. Many struggle to save due to low wages, rising prices, and exorbitant rents. With homeownership becoming unattainable for middle-class Americans, they may not have a home to rely on for retirement either.
Consider buying stocks when the economy is not doing well, like during a recession. It could be a chance to buy them at a lower price and sell later when prices go up. Just keep in mind, this isn't financial advice, but sometimes it's better than keeping a lot of cash.
I’m closing in on retirement, too, and I have benefitted so much from using a financial advisor. I didn’t start early, so I knew the compound interest of index fund investing would not work for me. Funny how I pulled in more profit than some of my peers who had been investing for many years.
How can I reach this adviser of yours? because I'm seeking for a more effective investment approach on my savings
Annette Christine Conte is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
I greatly appreciate it. I'm fortunate to have come upon your message because investing greatly fascinates me. I'll look Terri Annette Moore up and send her a message. You've truly motivated me. God's blessings on you.
Retirement becomes truly fulfilling when you possess two essential elements: ample financial resources and a meaningful purpose in life. Make prudent investment choices to secure good returns and ensure a comfortable retirement.
Rising prices have affected my intention of retiring at 62, working part-time, and building my savings. I'm worried about whether individuals who weathered the 2008 financial crisis found it less challenging than my current situation. The stock market's volatility, coupled with a reduced income, is making me anxious about having enough for retirement.
I completely agree; I am 60 years old, recently retired, and have approximately $1,250,000 in external retirement funds. I am debt free and have very little money in retirement funds compared to the total value of my portfolio over the past three years. To be honest, having a portfolio-advisor for investing is genius!
that’s some interesting numbers, mind revealing this person guding you ? he/she must be a seasoned advisor
Her name is “Annette Christine Conte” can't divulge much. Most likely, the internet should have her basic info, you can research if you like
I just googled her and I'm really impressed with her credentials; I reached out to her since l need all the assistance l can get. I just scheduled a caII.
If 30-40 crore is a decent number for retirement, 99% of Indians aren't retiring ever in their lifetime.
99.9%*
@@kartikchopra9868 99.99%
Title says 1 percent club 🤷♂️
@@thedislikebutton163his subscribers aren't all from that 1% income group though
99.99 percent
I've kept much of my savings in cash for safety, but I'm unsure if it's right for retirement. Contemplating investing $400K in stocks, as I've heard investors can profit in tough times. Unsure about my next move.
It's impressive how much you saved during your working years, a feat not many achieve in a lifetime. Now that you're retired and rely on your investments, it's wise to redistribute your capital to mitigate risks during market fluctuations. Consulting a financial advisor can help simplify this process.
Yeah, I’m also closing in on retirement, and I have benefitted much from using a financial advisor. I didn’t really start early, so I knew the compound interest of index fund investing would not work for me. Funny how I pulled in more profit than some of my peers who have been investing for many years.
Please can you leave the info of your lnvestment advsor here? I’m in dire need for one
Rachel Sarah Parrish is the licensed advisor I use. Just search the name. You’d find necessary details to work with to set up an appointment.
I looked up her full name online and found her page. I emailed and made an appointment to talk with her; hopefully, she gets back to me.
I've managed my retirement portfolio for 5 years with $900k in assets, but I've underperformed recently. Are there anyways to turn this around or Should I sell and switch to a High-Yield Savings Account?
Avoid tax complications; consult a financial advisor to restructure your portfolio instead of selling off assets.
After experiencing heavy losses in 2022, I consulted a fiduciary advisor. By restructuring and diversifying my $250k portfolio with blue-chip/growth stocks, ETFs, Mutual funds, and REITs, I achieved an annualized gain of 36%
Being heavily liquid, I'd rather not reinvent the wheel. Since this strategy works for you, how can I contact your advisor?
She goes by ‘’Melissa Elise Robinson’ I suggest you look her up. To be honest, I almost didn't buy the idea of letting someone handle growing my finance, but so glad I did.
Thanks for sharing. I curiously searched for her full name and her website popped up immediately. I looked through her credentials and did my due diligence before contacting her.
It’s always a good option to keep some gold. Well with the current market situation and everything at stake with the present economy, I’d say you’re better off staying away from stocks
Although the SEC's approval of the first cryptocurrency exchange fund (ETF) is predicted to boost the market's performance in 2024 compared to all other equities sectors, the market is still quite volatile, so if you're new to it, it's preferable to speak with an experienced counsel for advice.
I think having an investment advisor is the way to go. I've been with one because I lack the expertise for the market. I made over $490K during the recent dip, highlighting that there's more to the market than we average folks know.
who is your advisor please, if you don't mind me asking?
Aileen Gertrude Tippy is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a caII.
I am sure with this amount, nobody will be able to retire to be honest.
It is a hefty sum, but living costs are rising, and medical care can be expensive in retirement. Maybe they're factoring that in?
True, but 30-40 crores seems out of reach for most people. There's got to be a more realistic way to plan for retirement.
They're probably right for a certain lifestyle. But many people are happy with a simpler retirement and can make do with less.
Exactly. It depends on your expectations. Traveling the world every year? Yeah, that might require crores. But staying local and pursuing hobbies could be achievable with a smaller nest egg.
I think the key is starting early and investing consistently. My advisor Eric Paul Elmer has helped me with it
Sir this is an eye opener video and I would be retiring in 3 years and I'm curious to know best how people split their pay, how much of it goes into savings, spendings or investments, I earn around $90,000 per annum but nothing to show for it ahead of retirement.
I recommend you seek the guidance of a financial advisor, Who will advise you buy stocks to purchase.
@@hullbruce Stock analysis is more than reading quarterly reports. Learnt this from reading Peter Lynch's book. I believe there are people who do this for a living, and I just delegate the task to these professionals. That's how I make money from the market to be honest.
@@Jaymilnere I've been getting suggestions to use one, but where and how to find one has been challenging, Can i reach out to the one you use?
@@Higuannn The decision on which Advisor to use is a very personal one. I chose to take guidance from the popular Alicia Estela Cabouli to meet my goals. All the information you need to set up an appointment is on her web page.
The decision on which Advisor to use is a very personal one. I chose to take guidance from the popular Sharon Crump Cline to meet my goals. All the information you need to set up an appointment is on her web page.
Successful investing/trading is hard work because it means disciplining your mind to do the opposite of human nature. Buying during a panic, selling during euphoria, and holding on when you are bored and just craving a little action. Investing is 5% intellect and 95% temperament.
Government policy has thrown the future under the bus for decades. The day of judgment is near. I predict an 80% drop in the stock market. Investors will abandon stocks in favor of real estate. There will be no money in banks... You must devise a strategy for survival.
I agree. I have pulled in more than $435k since 2020 through my advisor. It pays off more in the long run to just pick quality stocks and ride with those stocks.
Mind if I ask you recommend this particular professional you use their service? i have quite a lot of marketing problems.
Aileen Gertrude Tippy is a hot topic even among financial elitist in California. Just browse, you’d find her, thank me later.
Thank you for this Pointer. It was easy to find your handler, She seems very proficient and flexible. I booked a call session with her
As an lnvesting enthusiast, I often wonder how top level investors are able to become millionaires off investing. . I’ve been sitting on over $545K equity from a home sale and I’m not sure where to go from here, is it a good time to buy into stocks or do I wait for another opportunity?
I think the safest strategy is to diversify investments. Like spreading investments across different asset classes, like bonds, real estate, and international stocks, they can reduce the impact of a market meltdown.
A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.
This is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? I'm in dire need of proper portfolio allocation.
Angela Lynn Schilling is her name. She is regarded as a genius in her area and works for Empower Financial Services. She’s quite known in her field, look-her up.
Thank you for the lead. I searched her up, and I have sent her a message. I hope she gets back to me soon.
5% annual return is easily thrown out there for illustrative purposes, but not so easy to achieve! Where do i put $500k cash reserve to keep cash safe for next 4 years? My concern is insolvency
I think you're better off with majority investment in S&P500 and uprising equities in view of retirement cos they always outperform. Alternatively speaking to a certified market strategist can help with pointers on equities to acquire
When it comes to situations like this, it’s wrong to engage in a single option. I suggest diversifying into various options with high performance coupled with the experience and aid of a finance Pro will generate bigger dividends and balance volatility.Thankfully, I can attest to the success of this approach seeing my portfolio of $330k grow by 85% in 3 years.
I would get money management just in case. You’re only 55. I think the average life execting in the US is 77.5 years, but many people live well into their 80s so that $1 million has to last you all of that and the unforeseen. $1m is a great start though. Good for you!
this is huge! your advsor must be grade A, mind sharing more info pleas? in dire need of proper asset allocation
The popular lady Melissa Jean Talingdan comes to mind. You'd find her basic info. on the web to set up appointment as she offers free consultations.
My monthly expense is about 25k, I have 80 lakhs ... I already feel financially free. I don't need 50cr to retire. My aim is 2 cr only.
Infact if your expense is only 25k p.m, at a 35x annual multiple of annual expense, you need just 1 crore...its commendable you are close to your retirement goal
How are you managing within 25k monthly? But commendable on ur savings
Exactly many goes overboard. Glad you found your number . It’s all about mindset , planning for more and more won’t help
How is your expense 25k!
@@sambeetbiswal963 I have my own house so no rent, only groceries and other expenses.
The market trend can turn around very quickly. In fact, the indexes often switch from a bear market to a bull market when the news is at its worst and the mood of investors is at its lowest point. I read an article of people that grossed profits up to $150k during this crash, what are the best stocks to buy now or put on a watchlist?
In particular, amid inflation, investors should exercise caution when it comes to their exposure and new purchases. It is only feasible to get such high yields during a recession with the guidance of a qualified specialist or reliable counsel.
This aligns perfectly with my desire to organize my finances prior to retirement. Could you provide me with access to your advisor?
She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.
People who have 50cr don’t have time to watch TH-cam 😅
Honestly, this concerns me and has left me uneasy. Especially this potential depression, no more a recession. I'm unsure about my $130K account strategy, considering the uncertainty of this whole recession mostly.
If you lack knowledge about market investing tactics, get advice from a financial counselor.
Agreed! this is why I work with one. My $520k portfolio is well-matched for every market season yielding 85% rise from early last year to date. I and my advsor are working on more figures for this year. IMO, financial advisors are the most sought-after professionals after doctors.
Pls who is this coach that guides you? I’m in dire need of one, my stock portfolio is declining rapidly
Her name is ‘Melissa Jean Talingdan’ Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
I'm pleased with the advisor's prompt and knowledgeable assistance. Their professionalism instills confidence. Looking forward to further discussions.
I’m Glad i had positive trades with Consistent profits , less financial stress, and a satisfying lifestyle. Keep it up! Sir Ronal’
he’s mostly on Telegrams, using the user.
# Ronalfx2
Following you has been an amazing journey . you have shown me the best way to earn much better profits despite the bad economic situations, God bless you with more knowledge Ronal’...
I'm favoured financially, Thank you Ronal’
$32,000 weekly profit regardless of how bad it gets on the economy
Ronal’ has the technical analysis I admires the most. He’s risk management tactics truly delivers good results. He’s program of expertise has a wide presence across the internet at large
The guy who underperformed every index and every fund available in universe, whose smallcap fund has given -5% return in last 3 yrs whereas smallcap index is 150% up and other smallcap funds are 200-400% up, is giving gyaan 😂😂 irony
Which was that fund this idiot was handling..?
Jo mutual fund bechega, investment bechega, wo to aise bakar karega hi ki 50 cr chahie 100cr chahie. Is ganje ne saare investment bakwas kare lagta hai. 2021 mein poori dunia ne paisa kamaya. poora market oopar tha. to isne kaunsa jhanda gaad dia. ye saare fininflencer milke dunia ko chu** banane mein lage hue hain. Arey nahi rehna bc mumbai mien. bahar bhi bahut seher hain. unmein ho jaata hai insaan ka 20 lac mein,. lavish life.
Ek to bc ghar na lene ka gyaan aise pehle hain ye saare financial industry wale jaise inko hi pata hai ki market oopar kab jaegi. ye hi baithe hain alladin ka chirag leke.
actually they all want to enjoy on your money. they will do front running. pehle share khareedenge apne paise se. fir tumhare paise se woi share mehnga leke uska price bada denge.
He give -5% returns, thats y he needs 500 crores
😂😂😂@@kgf_2030
😂😂😂true
He will give you 30-40Cr returns, and will make you retire ready , if you give him 100 Cr
😂😂😂😂😂
😂😂😂😂
That's his plan, to keep his clients money invested in perpetuity so he can continue earning commission 😄😄
Investment experts say you need about 30 to 40 crores for a decent retirement. This figure considers expected lifespan, inflation, healthcare costs, and lifestyle choices.
Wow, that’s a lot! How do they come up with that number?
It’s based on maintaining your current lifestyle, accounting for rising costs over time.
Saving and investing smartly is key. Start early and diversify your portfolio.
@@OwenFlexAny specific investment tips?
Consider a mix of stocks, bonds, real estate, and mutual funds.
If ‘’return banau jhaat bhar gyaan pelu raat bhar’’ had a face Saurabh would be its brand ambassador.
Ps : I exited from his CCP after making huge losses whereas the index was up by leaps and bounds.
Bhai 😂
Simple NIFTY 50 Index Investing is best until your portfolio isn't in crores.
Yep he lost all the credibility after the relaxo episode.
@@vinayhegde6571 before exiting also he was shouting about relaxo
With in one week he sold relaxo and amruthanjan
@@jainaayush4 same over here Aayush . Useless fellow he is
@@vinayhegde6571true bro, relaxo is a disaster most retailers got stuck due to this gyani
Well explain thank you for bringing up this video Financial education is indeed required for more than 80% of the society in the country as very few are literate on the subject. Regardless of how bad in the economy I still make 65k from my investment of 12k, Thanks to Miss Harriet Cohen for her helpful guides
Making money is all about investing in the right way, most investment failure and loss usually happen when you invest without a proper guide.
Is there anywhere I can get across this woman for a startup?
Same here investing 6k and received 21k after some months
50 crore( 6 million USD) is good enough to retire in any country of the world
Be it - US AUS or Switzerland or UK
Not if you want to live min Monaco for 35 years. Go for like 1 billion USD. lol.
Except monaco
😂@@abhi9029
this guy enters stock and it never runs till the time he exists biggest joker of industry🤣🤣🤣
Exactly...With this amount I can get citizenship of any European country with my whole family and retire there.
If you are able to enjoy the small things in life and have access to digital entertainment, having a small 2BHK apartment (far from the city) with a good kitchen, a comfortable bedroom, a decent home theater with a music system, and an open space to grow plants and keep a few pets, can be enough for a fulfilling life, even with 1 crore. The key is to avoid comparing yourself to others and feeling jealous. This mindset fuels financial freedom, even with modest means.
Retirement doesn’t mean you stop working; it means you stop doing what you don’t like. Instead, you can create a small income by doing what you love and taking control of your time.
True, one thing I disagree don't keep pets in flats,
@@skariahthomas1489 ya by mistake i meant apartment. Ideal one is independent. That gives little freedom to be how want to be!
Yes , definately if you keep your life simple & stay healthy & do regularly yoga , meditation. & Have your own home 2 to 3 cr is sufficient for living after age of 50 .
I will be forever grateful to you, you changed my entire life and I will continue to preach on your behalf for the whole world to hear you saved me from huge financial debt with just a small investment, thank you Bridget Williams.
Wow. I'm a bit perplexed seeing her been mentioned here also Didn’t know she has been good to so many people too this is wonderful, I'm in my fifth trade with her and it has been super.
She is my family's personal Broker and also a personal Broker to many families in the United states, she is a licensed broker and a FINRA AGENT in the United States.
You trade with Bridget Williams too? Wow that woman has been a blessing to me and my family.
I'm new at this, please how can I reach her?
I was skeptical at first till I decided to try. Its huge returns is awesome. I can't say much
Ambitious!! My wife and I make 48 lpa post tax (combined). Annual expenditure is around 12 lakhs. Even if someone makes 48-50 lpa, It all boils down to how much you spend and invest. My FIRE number is 5cr and not 50.Reached almost 3 cr...cheers!!
Should be good enough. One can never easily reach 40 crore. These fear mongering gurus have no work but to paint a rosy picture of the market. People are struggling with poor hikes, high inflation, etc. Enough of these lofty financial goals.
@@chandrasekhar-B absolutely!
If you are earning so much..keep the FIRE number a little higher...I think 10 cr with 12% cagr for the next 30-40 years will do great!
@@religionofpeace782 I agree brother. I do not intend to retire after reaching my FIRE number anyways ( which I will mostly achieve in next 3 years or so). Will keep on working in the same capacity as I do today. And that surely will keep on adding to the corpus.
Apna toh ek hi sapna hai. Mukherjra se milke uspe bhadaas nikalne ka. Apna PMS toh sambhalta nahi, lekin duniya ko gyan poora dena hai.
Wow. I am blown away by this presentation. I was an insecure 49 year old on SS in January 2018 when I started buying Bitcoin/crypto. Everyone though I was irrational. Most still do. I put my income in every month and watched the value drop each month but for some reason really believed in Bitcoin and alt coins/blockchain even though I don't totally understand. Finally, the crypto market started turning around and I am astonished at the value of my crypto currency portfolio today. I engaged in active trading and managed to grow a nest egg of around 2.3B'tc to a decent 27B'tc....At the heart of this evolution is Kerrie Farrell, whose deep understanding of both cryptocurrency and traditional trading has been instrumental. Her holistic approach to investment and commitment to staying abreast of market trends make her an invaluable ally in navigating this new era in cryptocurrency investment.. ...
I appreciate the professionalism and dedication of the team behind Kerrie’s trade signal service...
As a beginner, it's essential for you to have a mentor to keep you accountable...
Kerrie Farrell program is widely available online..
The fact that i got to learn and earn from her program is everything to me think about it, it's a win win for both ways...
The fact that i got to learn and earn from her program is everything to me think about it, it's a win win for both ways...
Sharan forgot to ask one question.
“Why isn’t Marcelleus investment managers not able to beat nifty 50 index return in 10 year horizon”
@@stockbro1997 they are story teller not Peter Lynch
That was the only relevant question.
This "middle class will need 30-40 Cr to retire" BS is just nonsense 😁😁
Rename the phrase "1% Club" to "0.1% Club"😂
By his middle-class definition I am BPL 😂
Then how are you able to commenting here 😅
@@ww7308 read again, I said ‘by his definition’
this guy enters stock and it never runs till the time he exists biggest joker of industry🤣🤣🤣
I m V.BPL
I don't even exist according to these wealth definitions
Marketing fm.. zero knowledge, only marketing so overrated.
I'm favoured, $50K every week! I can now give back to the locals in my communitv and also support God's work and the church.God bless America
How
..? Am a newbie in crypto investment, please can you guide me through on how you made profit?
I think all you need is an expert assigned by a brokerage company that will trade for you and handle your capital professionally and give you weekly returns of investment without any extra fees attached
Thanks to Mrs Deborah Davis.
She's a licensed broker here in the states
YES!!! That's exactly her name (Deborah Davis) so many people have recommended highly about her and am just starting with her 😊 from Brisbane Australia🇦🇺
Decent retirement?😅🤣guys if I stay in my hometown all I need is 80L-1cr for retirement 😅🙊
thats what you think
@@RupeshMainaliHere naah brth ., seriously if u live in a high tech cities like Bangalore or Chennai or Mumbai u need more but the retirement corpus needed for someone from tier 2 or 3 town doesn't need a big corpus like 50cr to live a decent retirement life.,
Think of inflation
@@RupeshMainaliHere no rupesh well let's do the simple math.., for example if u are from city u need 15k for 1 bhk home 8k for food and other expenses of 5 k total of 28k minimum to survive in the cities., but in the tier 3 towns it's totally diff., I can get 3K-6K worth of rental home & that too 2bhk and 4K for food & 3 k - 4K for other expenses how much do I spend now.? Got my point ?
@@santaks109 bro for a person earning daily wage from 300-700 a day (in my hometown) and running the family in that budget I think that guy can beat the inflation...!!
Hi Sharan I would really appreciate to restrict these videos to your exclusive paid community ! What you are doing with your recent videos is to create so much inferiority complex among normal human beings ! Just stop your agenda to project money is everything !
First stop underperforming the market, such a clown 🤡🤡
I feel even 50 crore is not enough , one needs 1000 crores to survive in tier 4 city eating bread and milk . He is being protective and by no means wants us to be scared. Let us start working 70 hours a day and retire happily at 95
Bruh! You are too harsh on him. 1000 cr?? Nope. I think its 10,000 cr 😂
My experience says..thumb rule First rule buy a good house where you can comfortably stay for next 15-20 years do not for luxury one but good enough so that when your familu expand and you get married and have kids can survice ....and then after few years buy a plot somewhere outside of city premises which is cheaper and has prospects of growth where you can build seond home afer 10-15 years as the current place might get conjusted. what ever money is remaining after Home loan put in MF SIP (distribute in large cap, mid cap and small cap) and relax..these guys do not advise to build house and they stay in luxury houses themselve... person with no property has no value, morever market can crash anytime, but property value goes down very rarely and that too 5-10% max...and if you do not have job tommorow and market crashes as well at same time, atleast if you have home you need not to pay rent..give good values to your kids, so that they take care of you in old age, money is not everything.even if you 10 crores and only nurses around that will not worth the retirement.make good friends, help people when they need.
Most people in India needs 500Cr for decent retirement.... remaining are IAS, IPS, Judges, Politicians etc. they need 5000Cr for decent retirement
Ridiculous! If you keep 50 crores under your pillow, you can take out 2 crores per year for 25 years! What will you do with 2 crores in your old age when you can barely stand up!!
This guy is the dumbest fellow I've seen . No wonder his funds suck 😂
He wants to make his progeny rich AF. May be That's why.
I had problem comprehending trading in general. I tried watching other TH-cam trading channels, but they made the concepts more complicated. I was almost giving up until when i discovered content and explain everything in detail. The videos are easy to follow
I've been making a lot of looses trying to make profit trading. I thought trading on a demo account is just like trading the real market. Can anyone help me out or at least advise me on what to do?
Trading on a demo account can definitely feel similar to the real market, but there are some differences. It's important to remember that trading involves risks and it's normal to face looses sometimes. One piece of advice is to start small and gradually increase your investments as you gain more experience and confidence. It might also be helpful to seek guidance from experienced traders or do some research on different trading strategies.
I will advise you should stop trading on your own if you keep losing.
If you can, then get a professional to trade for you i think that way your assets are more secure
I'd recommend Annabelle Hartfield, her profit is great even when there's a dip
Absolute display of Stupidity from both! 😂 Come on Sharan - bring some sensible people.
remember when I just got into crypto back in 2019 but later in 2020 I ended up selling it because I was dumb and I didn't understand it. I studied and learned and now I know how it works. Got back into crypto early in 2023 with 10k and I'm up with 128k in a short period of time .This comment serves as motivation for all those who have invested and continue to invest in cryptocurrencies with so many losses, do not give up, cryptocurrencies can change your life. Do your best to connect with the right people and you will surely see changes.
As a beginner what do I need to do? How can I invest, on which platform? If you know any please share.
Joyce Albert is my trade analyst, she has guided me to identify key market trends, pinpointed strategic entry points, and provided risk assessments, ensuring my trades decisions align with market dynamics for optimal returns.
Yeah Joyce Albert signals and prediction is awesome actually i was skeptical at first lol, until I decided to try. It's huge returns is awesome! can't say much.
Wow. I'm a bit perplexed seeing Joyce Albert been mentioned here also Didn't know she has been good to so many people too this is wonderful, I'm in my fifth trade with her and it has been super.
Investing has proven to be an incredibly beneficial decision. My cryptocurrency profits continue to play a substantial role in growing my overall wealth, reducing my reliance on my salary.
Sounds like a plug for HDFC.... Not buying this crap
WTF 50lpa is belongs to the middle class.😂even sharan also got shock
😂
Jo mutual fund bechega, investment bechega, wo to aise bakar karega hi ki 50 cr chahie 100cr chahie. Is ganje ne saare investment bakwas kare lagta hai. 2021 mein poori dunia ne paisa kamaya. poora market oopar tha. to isne kaunsa jhanda gaad dia. ye saare fininflencer milke dunia ko chu** banane mein lage hue hain. Arey nahi rehna bc mumbai mien. bahar bhi bahut seher hain. unmein ho jaata hai insaan ka 20 lac mein,. lavish life.
Ek to bc ghar na lene ka gyaan aise pehle hain ye saare financial industry wale jaise inko hi pata hai ki market oopar kab jaegi. ye hi baithe hain alladin ka chirag leke.
actually they all want to enjoy on your money. they will do front running. pehle share khareedenge apne paise se. fir tumhare paise se woi share mehnga leke uska price bada denge.
These are upper class retirement target. Not suitable for lower or middle middle class Indians. Please invite someone who can provide us the realistic target of retirement corpus for the average Indians.
30-40 crores is too low by Indian standards! How about near 100 crores!
People with such networth arnt watching you tube vedios on fire..
Wasting your time buddy
How do most of you guys still make profit, even with the downturn of the economy and ever increasing life standards
As a beginner, it's essential for you to have a mentor to keep you accountable. I'm guided
by a widely known crypto
consultant
Stephanie Aaron Trentham.
The first step to successful investment is figuring your goals and risk tolerance either on your own or with the help of a financial professional but it's very advisable you make use of professional
This is correct, Stephanie strategy has normalized winning trades for me also, and it's a huge milestone for me looking back to how it all started..
Yes, I agree with you. Her platform is wonderful, and her strategies are exceptional
30-40 cr for retirement.? Is the retirement for India or western countries? Please dont make such misleading videos.. In India if someone has around 1.5 cr, they will become top 1℅.. In US, to be in top 1℅ , you should have around $4-5 M.. So, he is probably referring US. In India, if you want life like a celebrity, you might need 20-40 cr but they are rare.. Post 60, your consumption becomes much less.. All expense gets reduced except medical for which there would be insurance..
Call it Mumbai specific finance planning . In tier 2 cities 3-5 cr is ok as retirement corpus.
Even in Mumbai if you own a house you will be able to retire with 2-3 cr. Unless you live like a king.
I bet this idiot in the interview thinks Orlex watches and German cars are "modest middle class" lifestyle.
sorry, but i would like to call BS on numbers like this .. basically in retirement you are NOT spending on the following
a) housing ( a good chunk of the middle class will have atleast one flat in whatever area )
b) expenses on weekend outings along with family ( any big city person knows how much this costs )
c) educational and day care expenses ( unless you are horny and make a baby at 60 ..then thats on you )
d) EMIs , premiums on policies ( though this wont completely go away but u ll be reaping from a lot of policies you bought )
e) NO FUCKING NEED TO STAY in mumbai, Bangy, chennai, delhi etc !!
take all of the above out and you have
1. healthcare expenses ( major )
2. travel expenses ( if you are the type that wants to travel every few months )
3. aids ( not the disease, help )
you guys really think these things, if you take good care of your health and not fuck it up now, will cost 1 crore PA to maintain ?
what would your fire number be just depends on how much u want to allocate to the finer things in life in the future and where u want to retire
30 crores is exaggaeration .. you need about 7-8 cr in tier 1 and 3-4 crore in tier 2 for a decent upper middle class lifestyle.
Indian wages are not so low as most ppl think so. Most of the daily need things r quiet cheaper so with 4LPA salary one can live comfortably. But problem comes when he has to buy a flat and pay EMIs or rent a house. Earlier our fathers used to work alone still were able to buy a flat & also run the house comfortably bcoz real estate market was not so artificially inflated like today. So salary is not the problem its the highly artificially inflated real estate prices. Nobody talks of this artificial inflation created by inflated real estate prices by builder-politician-sarkari adhikari nexus.
My sympathy goes to anyone approaching retirement, you may have reasonable concerns over your pension and if it'll stretch to cover the rising cost of living, bad regulatory policies, bad energy and insane fiscal policies and all they see is their greed and emerald cities
My condolences to anyone retiring in this crisis, 30 years nonstop just for a crooked system to take all you worked for. It's disheartening
Well, they say if you can't beat them, join them... there are still a lot of opportunities to explore
No doubt being financially free and not having to worry much about health care and other expenses especially after retirement cannot be overemphasized, making smart plans and setting up diversified investment portfolios is quite essential
Yeah and Investors should exercise caution with their exposure and exercise caution when considering new investments, particularly during periods of inflation. It is advisable to seek guidance from a professional in order to navigate this recession and achieve potential high yields and taxation
Most people miss it but the secret to retiring comfortably is finding a way to make returns while your money works for you. My Dad, as i remember started saving for retirement quite late but I know he was making more than 10k returns from his investments monthly and it was completely passive
Gmm flauder promoter is chor
Duped lacs of customers
People don't understand that the prices of things are never going back down. This inflation is deeper than we think. Those buying groceries are well aware that the real inflation is much over 20%. The increases don't match our income, yet certain investors still earn over $10,400 in stocks and assets. Wish I could accomplish that. All thanks to Anna Contreras the lady you recommended too....
You're right! The very first time I tried. I invited $1000 and after a week, I receive $10,000, that really helped us a lot to pay up our bills.
That is true my dear, Investment is the best idea presently and without it, human struggles are worthless.
People don't really know important of investment, I can only advice people to put hands into investment because it's really helpful..
Please i'm new to this, how can i get her assistance?
"She's mostly on the telegrams with her ID Below"
I find this channel to be more overrated. Will the interviews with high paying jobs help normal people who works on average saalry of 30k to 50 k per month or 1 lakh a month if he is planning to retire in 20 years with investment of average 25k to 30k also will earn only 2 to 3 crores . How can a normal working class people will get benifit out of it. It looks like only people with crores as salary can retire early and not people with 1 lakh a month . Money is just a number it is not enough until it is thought out 2 cr is also less and 50 crore is also less . Some else still feel 50 crore is not enogut they need 100 crores . When do we know what is enough. ? How do you predict 30 years from now what situation comes if 2 crore also not enough.
To all the viewers , do not believe all the people who comes in this channel and reach them for your growth. Just listen and learn but don’t put your growth in someone’s hands. No one will work for your growth. You have to. You do the research , learn, and it is ok if you loose because it’s in you and your decision.
Most of the people comes bare has there dark side too
Ye mukherjee pakka kuch fuk kar aaya hai. Sharan should have asked him “Kya fook ke aaya hai bey?”
Sharan, just a feedback , correct the sitting posture
Yeh log mocktail peetey hai club main jaake 500 ka apne shikanji 30 wali
it is too less, should be 200 cr at age of 50 else you will die poor.
What is this guy talking about 50 Cr ?
That is 6 million dollars in US terms 90% of Americans don’t reach that figure if he does it good for him
This channel is for the 1 per cent. The average Indian can't even dream of this kind of income in their lifetime.
For 0.1 percent of
Can you?
@@someothername9462 why should I disclose to u ?
This overrated fund manager doesn't even deserves 5cr and yet he talks about fire number of 500cr.
Bhai kitne paise ki maa behan kari hai tumne last 5 saal me.
You are not made for this.
Fund management chhod ke bas podcasts me bakchodi maaro
Apne fund ke investors ka bhala karo
30 to 35 lakhs middle class 😂
he is right bro..
Coffee bale baiya
Relaxo
Amritanjan kaya hua
Looking at the comments I am unable to figure out the bots from actual users.
Dont scare people...even 2-3 cr is enough in the next 10 years also.
they are not scaring people, they are trying to pursuade people to invest in over valued market
How to retire quickly 101 - Open YT channel. Give kuch bhi gyan on finance pretending to be experts. Earn crores from ads and sponsors. Retire with 40 crores.
Retirement at 50L is also a Dream in India
@@chetanshukla768Why didn't you take health insurance ????!!!!
@@chetanshukla768bro.. you are my age and you are going to retire by 43-45..
If you keep going the way you are right now..
@@chetanshukla768come to rural with this portfolio you don’t even need to work right now and can lead a nice life until you don’t take a home loan
@@chetanshukla768 haan bhai Chetan Shukla paisa ka ghamand dikhane ke liye YT hi mile tujhe
@@sanketnegi1 seriously mat le, troll post hai. Biwi ke saath porn upload karta hai
Such bullish! Ask him about Relaxo, (TH-cam this video of his) not GMM pfaudler or his outdated books. Saurabh Mukherjea is an excellent marketing strategist but a below average (poor even) wealth manager. His stock picks were generic and under performed every index by a big margin. Ive lost money trying to apply his approach, it's disappointing to see Sharan invite such guests
Since SM's investment gives negetive returns in raging bull market, and assuming he is largely invested in his PMS (as per his disclosure), even 50 crores are not enough for him.
King of negative returns
30-40 Crore is a generational wealth.
10 Crore is a good number to retire in India
Can you deep dive a bit ? How do you say 10Cr is a good number. I am not saying you are wrong - but I want to know the mechanics of that argument.
Sir the value of 10 cr will be around 1.5cr if you are retiring after 30 yrs from now..
@@Highachiever19 he is talking about retiring at this moment. Not after 30 years
@@kamleshbhatia9551 okay but the podcast guest I don't think he is speaking about retiring at 30-40cr today bcoz it's a lot.. maybe if someone wants to retire after 10-15yrs with this money then it can be true.
@@Highachiever19 yes that's right. People are disagreeing with his numbers coz he has not delivered returns under his PMS. But I would say his numbers are not far fetched. If you want to retire now, you would need atleast 7 crores. That number doubles every 10 years due to inflation. So 7*2*2*2= 56 crores after 30 years
Loved the conversation ❤
I realized that the secret to making a million is saving for better investment. I always tell myself you don't that new Maserati or that vacation just yet. That mindset helped me make more money investing. For example last year I invested 80k in stocks and made about $246k, but guess what? I put it all back and traded again and now I am rounding up close to a million.
Thanks for the continuing updates I'd rather trade the stock market as it's more profitable. I make an average of $34,500 per week even though I barely trade myself.
Investing is not trading and has a vastly different goal, like trading, when done well, is about taking measured risks for discrete periods of time at sufficient volume as to generate profits, and typically involves wild swings in profitability. Investing is about minimizing risk to generate wealth over the long term, not generating short-term profits.
Thanks for the continuing updates I'd rather trade the stock market as it's more profitable. I make an average of $34,500 per week even though I barely trade myself.
I'm favoured financially, Thank you Jesus
$32,000
weekly profit regardless of how bad it gets on the economy.
How?..
Am a newbie in crypto investment, please can you guide me through on how you made profit?
Scammer
Happy to see both Saurabh and Sharan in the same frame. But for sure Saurabh has already achieved FIRE figure.
Of course!
Sharan too
Humko iska 10% dedo kabhi mkt main nahi aayenge
i remember him selling itc just before it doubled, i dont know y wud someone pay him commision to buy hdfc and bajaj ?
Do you have 50lakh
@@batman-om2kx much much more than that and trust me it didn’t come coz I bought hdfc or some elephant sized company
Bakwaas...aur depress karo logon ko
As an investment enthusiast, I often wonder how top level investors are able to become millionaires off investing. I do have a significant amount of capital that is required to start up but I have no idea what strategies and direction I need to approach to help me make decent returns
Proper research, good analysis and luck is what you need to make profit in this constant market decline. It's all about finding the right moment to take advantage of and generate colossal profit, which is why you need to do your research
Even with the right technique and assets some investors would still make more than others, as an investor, you should’ve known that by now, nothing beats experience and that’s final, personally I had to reach out to a market analyst for guidance which is how I was able to grow my account close to a million, withdraw my profit right before the correction and now I’m buying again
How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?
Monica Shawn Marti is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment
I searched for her full name online, found her page, and sent an email to schedule a meeting. Hopefully, she responds soon. Thank you.
I get the feeling that this is a paid promotion, not an independent piece of journalism.
No journalist would otherwise invite this guy with his track record.............he misleads people and gets them to part with their hard earned money!!!
Did he just say gold doesn’t have underlying fundamental value?
So he was trying to mention that gold is kind of collectibles and value lies in a beholder eyes
People who have 50cr don’t have time to watch TH-cam 😊
So true
They do
To talk of this crazy amount needed for decent retirement is a direct insult to the large majority masses of our country who can never dream of it. Does he not know the realities? He no more commands respect from most of the countrymen.
Completely agree
He is talking CRAP
Saurabh thodi sharam kar...apne clients ka paisa bekar mat car... ROKI costof capital....Ye sab mat kiya kar
*To ALL viewers*
Don't freak out with these crazy numbers being put out. You don't need that much to retire. IF you have 35X your annual expense with a decent health cover for family, you are good to go. Quit corporate slavery & pursue your passion. Monetize it as additional income stream.
Don't panic & invest in high risk instruments. The ONLY beneficiary there is the money manager or broker.
Yes don't listen to this idiot
I think even 15X of annual expenses are sufficient balance funds that you have will also give decent returns assuming 7% return per annum... calculation is 15*7% = 1.05 i.e. if you are able to earn 7% return on 15 times annual expenses you will get 1 year return every year +0.05 to cover inflation... this is without touching your base corpus of 15 times expenses
@Theshowstopper2010 15x won't be sufficient as inflation will reduce the real value of the corpus very fast. 15x also means you won't be able to have a portion allocated in high risk/high return investments. Which will mean every year you *may* earn less than inflation and the real value of the corpus will erode very fast.
Also, the Govt published inflation rates are lower than actual household inflation. Unless you have other income streams from some gig of your choice 15x is grossly inadequate.
@@csrcaesar i do agree that inflation and taxes will eat major part if earned at 7%... but in real life scenerio for me I have earned 15 to 19% return for around 20 years.... hence consiered 7% return as base figure assuming if you take FD /GSec with 2063 maturity or some later date maturity you can still achieve this... without any big issue... again it is assumed that you have adequate health, property insurance etc. And you will do someting for rest of your life post achieving fire status which will generate small cash that might not be very high but will take care of inflation.
@Theshowstopper2010 just curious, if you are earning 15% for 20 yrs why is the corpus only 15x? Is it because your lifestyle is resulting in a high X figure for annual expenses? In that case for stress free retirement target should be 35x in Indian context. Just making sure all your assumptions stand any fat tail events.
Saurav Mukharji is very poor in identifying normal expenses for person living in Mumbai... according to him 35L is required per year for living modest life in Mumbai. He has lost ground touch.... I dont know how people give money to him to manage. Very poor understanding and illogical figures quoted by him.
A school boy doing podcast with head master of school.
😂😂😂
With 50cr retirement kitty, Saurabh is planning to live for another 100 years.
For retirement or financial freedom:-
1. If your per year all expenses is between 8-12lacs you need (3-5crs) to retire
2. If your per year all expenses is between 20-40lacs you need around (12-15crs) to retire
3. If your per year all expenses is more than 50lacs you need around (25-30crs) to retire
Note: it's calculated without loans,any luxury expenses and other fancy things
Calculated? What calculation? Is this enough for person retiring at 30 and living upto 90 years? Numbers differ based on retirement age and life expectancy
@@sahil47 bro its for retirement at 55-60yrs age and also for financial freedom at 45-50yrs
@@ali_edittz7 what if im retiring at 28? does retiring very early matter?
Retirement corpose = yearly expenses × 100/2
(Basically 50x your annual expenditure)
Assumption:
1. Your are going to make 12% yearly return on the corpose
2. Personal inflation is 10% leaving yearly 2% for you to spend.
@@siddheshkhavale86also if annual return is 10% and inflation is also 8% can also work
500-5000 Cr bol dena. bolne mein kya jaata hai
I have met Saurabh Mukherjea in an event in Middle east, being a CA i think he is quite knowledgeable because he is from LSE. He is a not great when it comes to investing. his insights are quite vague which i totally disagree with.
Tip- Do not always watch the video for directly learning from what is being said in the video. First try to understand the agenda the speaker(s) might be having and then think if their excerpts are biased or not. In this case can anyone spot a biasness?
Yeah he is very intelligent and genius. He is very skilled in underperforming even the nifty. And on that pay fees too
AUM 2 years back 10k Crore managed by Marcellus but today comes down around 7.5k crore AUM
None of his stocks have moved in last 3 years…coffee can down the gutter
😂😂😂😂😂
Ghanta bc....50 cr???? Are you kidding..... stupid he's
11:33 I thought gold is the real world anchor. Look at world war 2, when all countries were nearly bankrupt everyone bet on US because its currency was backed by gold and it became super power after that. The global tension or situation devalues the currency itself and stocks are bought using regular currencies and take the consideration of the fear factor in the market as well. I am still confused. Is anyone convinced what he is saying regarding gold?
Finfluencer like this actually made losses and youtuber also without checking there track record just anyone is good in english and tells some fancy things, they invite to talk
🎉Plz one podcast with basant maheshwari
This is BS. You don't need that much. Even 1 to 2 million euros or dollars networth is considered rich. That means just 8 to 16 crores. Actually if you have 1 crore indian rupee, you can easily retire.
He means 50cr after 12 years
The greatest joke is that sharan thinks that he knows finance.
Two salesmen telling us about finance