The stories from other PAs were very helpful. The debt makes me feel doubtful but I think it will be worth it. I’m very passionate about retiring early so it’s a big factor!
Good question. It has to be Florida. They have cheap public education and quite a few PA programs. But you will have to meet the residency requirements. You can find it all online at the schools website.
Great reminder! The ROI and that we are our greatest asset! Man those numbers in the beginning had my jaw dropping, but remembering that investing in ourselves is one of the best things we can do for ourselves. Thanks John!
I love all your content man! Really helps us who are interested in being a PA have a better understanding of all the various aspects of the profession!
I moved to GA and started financial aid for a school I didn't know was private but they accepted all my science classes. After learning about Financial aid and realized how much I am getting and in my final last 2 semesters I maxed out and had to pay out of pocket my last semester. I maxed out on top of owing already $32K from another school. I'm already at about $92K in the hole and I know I'm going to borrow some more for PA school. I hope to get all this done within 5yrs.
Your comment highlights an important part which is having a goal and plan on how you'll tackle the loans. Paying down the loans quickly and getting them out of the way is the way to go. If you have about ~180k loans after PA school (hypothetically - you can try to reduce that amount) that would be $36k/year or just over 3k/month, when you factor in interest, for 5 years in payments (simplified math). It's doable if you land a decent PA job out of school and avoid lifestyle creep.
@@JohnThePA Yes thank you. That's my goal is to try to knock it out in 5yrs. I don't live lavishly or plan on getting any expensive car or a dream house while owing that much.
@@JohnThePA Love it! Hey - side note **** PLEASE talk about locums and travel gigs. I love to travel and I am shadowing a PA who did it, but there isn't much information on it =/.
Hey Emily, I could make a video but it would be filled with a lot of bloat. My employer pays $10,000/year up to $50,000 total (5 years of service). I believe they pay the physicians $20,000/year up to $100,000. They only pay federal loans and send the payment directly to the loan provider. I do not believe that it's super common yet. You would have to ask jobs if they have loan repayment options or negotiate something if it's not already part of your contract.
Hey, I have a large spreadsheet with 50+ videos and plan on discussing something that is researched in regards to market saturation. The issue is I am making 1-2 videos a week and would like more foundational content in place before such a topic. Thank you for your comment.
Thanks for the info! I'm about to start PA school, so it's comforting to hear how many people paid off their loans in a few years with some smart budgeting
i’m currently a highschool student who’s looking into PA or med school, and the amount of debt is so discouraging lmao. maybe i should just do comp sci or something 😔👎
hmm... thank you this is interesting. does one who is a student in a PA school have to do all two years all straight through? Or would it be possible to say do a semester, take a break to work and make some money as a lab tech, do another semester, break, then do that final year?
You can't really take breaks to work as the coursework is planned ahead from the onset. If you need to cover expenses, take a gap year before PA school and save up money ahead of time. You can also look at my video on how much PA school costs and how do people pay for it for more info
@@JohnThePA oh okay interesting, thanks. I do also appreciate that video. I think a part of what worried me too is not just tuition, but I'd still have to support myself.... I think it might come clear to me later on too as right now I'm about to finish the histotechnology program and just have so much going on all at once right now
Good video with lot of nice and crisp info, one question: tuition fees that u discussed is for per year or for entire program ?? 80000 $ for 1 yr or entire program?
@@JohnThePA Same, that's how they roped me in for a semester lol. But I ended up transferring back to my CC for my Associates and then went on to the cheapest state university I could find for my BS degree where I spent less than 40k total on my undergrad including cost of living. Can confirm, your financial advice is solid.
You pay them after graduation. Federal loans have a 6 month grace period from your date of graduation until when the payments begin. The difference being that the subsidized loans from undergrad do not gain interest while you are in school while the unsubsidized loans start accruing interest the moment you take them out.
@@JohnThePA Thank you for the help in this man. It’s intimidating enough trying to start this journey at 31. Then you start researching costs, time, challenges.. and it really starts to feel overwhelming. Just gonna take every step that makes sense and one day I’ll be halfway there.
@@MotoPsychoNerd You're not alone! I'm turning 30 this year, finishing my Bachelor's in Spring 22. Applying to schools that have no prerequisite expiration since I took A&P1/2 over 10 years ago. And if I don't get in on the first cycle, I'd have to retake both A&P, apply again then hopefully get into the program. I'll be 34 by then (Fall '25). Hopefully I can start in Fall '23 instead because my ovaries are screaming for kids lol
Hey James, it really depends on your area, family/spousal support, if you have roommates, and what type of expenses you're looking at? I would assume you'll need at least $1-2k/month for living expenses. Rent and transportation will be the biggest factors but you have to set aside a couple hundred for food, utilities, and the like. Yes, many take out loans for these expenses if they do not have access to saved funds. I hope this helped
Hi Katie, each and every PA program is tasked with ensuring you pass the PANCE and become a great PA. "Name" and "prestige" criteria should be nowhere near the top of your list. Cost, location, faculty, facilities and clinical sites matter a lot more for your day-to-day. Until someone can produce data showing that PA school prestige translates to better job prospects, I'll remain skeptical.
![แฉกลโกงงานวัด 2024 [ โกงมั้ยครับ ep.106 ] | DOM](http://i.ytimg.com/vi/taC5dpP3HXA/mqdefault.jpg)
![[LIVE] : ONE ลุมพินี 91 | คู่เอก "คมอาวุธ vs อเล็กเซย์"](http://i.ytimg.com/vi/V0RkEfYFsgM/mqdefault.jpg)
The stories from other PAs were very helpful. The debt makes me feel doubtful but I think it will be worth it. I’m very passionate about retiring early so it’s a big factor!
Good question. It has to be Florida. They have cheap public education and quite a few PA programs. But you will have to meet the residency requirements. You can find it all online at the schools website.
Dude , can you make video on best state for PA .by the way thank you for giving us lots of information 👍
Great reminder! The ROI and that we are our greatest asset! Man those numbers in the beginning had my jaw dropping, but remembering that investing in ourselves is one of the best things we can do for ourselves. Thanks John!
I love all your content man! Really helps us who are interested in being a PA have a better understanding of all the various aspects of the profession!
Thanks Juan!
love your videos!! and also love the fact check and when your words and examples are typed up! really helpful
I moved to GA and started financial aid for a school I didn't know was private but they accepted all my science classes. After learning about Financial aid and realized how much I am getting and in my final last 2 semesters I maxed out and had to pay out of pocket my last semester. I maxed out on top of owing already $32K from another school. I'm already at about $92K in the hole and I know I'm going to borrow some more for PA school. I hope to get all this done within 5yrs.
Your comment highlights an important part which is having a goal and plan on how you'll tackle the loans. Paying down the loans quickly and getting them out of the way is the way to go. If you have about ~180k loans after PA school (hypothetically - you can try to reduce that amount) that would be $36k/year or just over 3k/month, when you factor in interest, for 5 years in payments (simplified math). It's doable if you land a decent PA job out of school and avoid lifestyle creep.
@@JohnThePA Yes thank you. That's my goal is to try to knock it out in 5yrs. I don't live lavishly or plan on getting any expensive car or a dream house while owing that much.
@@JohnThePA Love it! Hey - side note **** PLEASE talk about locums and travel gigs. I love to travel and I am shadowing a PA who did it, but there isn't much information on it =/.
I am so happy I came across your channel… u r amazing
Thanks for watching! share the vids with anyone you think may enjoy them too :)
I’m a medical nail tech I was think about doing infectious diseases PA but whoaaaa I might just do BSN!
Thank you, this is so helpful!
Hi! can you make a video on how your job directly pays your student loans? I’ve never heard of that!
Hey Emily, I could make a video but it would be filled with a lot of bloat. My employer pays $10,000/year up to $50,000 total (5 years of service). I believe they pay the physicians $20,000/year up to $100,000. They only pay federal loans and send the payment directly to the loan provider.
I do not believe that it's super common yet. You would have to ask jobs if they have loan repayment options or negotiate something if it's not already part of your contract.
@@JohnThePA Hi! Thanks for the reply, that’s really good info to know for the future!
Can u make a video about the possibility of a oversaturation in the health field. I’m sort of scared for the future of some healthcare jobs
Hey, I have a large spreadsheet with 50+ videos and plan on discussing something that is researched in regards to market saturation. The issue is I am making 1-2 videos a week and would like more foundational content in place before such a topic. Thank you for your comment.
Thanks for the info! I'm about to start PA school, so it's comforting to hear how many people paid off their loans in a few years with some smart budgeting
I'm glad it helped! Spread the word and good luck in school
@@JohnThePA is there any age restriction to jump into this career? Like starting in 45-50 years old?
i’m currently a highschool student who’s looking into PA or med school, and the amount of debt is so discouraging lmao. maybe i should just do comp sci or something 😔👎
I provide this information so you can make the best choice for yourself. Would you enjoy computer science?
As a International students after completing can i work there whole life there??
hmm... thank you this is interesting. does one who is a student in a PA school have to do all two years all straight through? Or would it be possible to say do a semester, take a break to work and make some money as a lab tech, do another semester, break, then do that final year?
You can't really take breaks to work as the coursework is planned ahead from the onset. If you need to cover expenses, take a gap year before PA school and save up money ahead of time. You can also look at my video on how much PA school costs and how do people pay for it for more info
@@JohnThePA oh okay interesting, thanks. I do also appreciate that video. I think a part of what worried me too is not just tuition, but I'd still have to support myself.... I think it might come clear to me later on too as right now I'm about to finish the histotechnology program and just have so much going on all at once right now
I know you asked facetiously but 100k invested for 40 years with a simple return of 10% would yield $4.5 million.
Good video with lot of nice and crisp info, one question: tuition fees that u discussed is for per year or for entire program ?? 80000 $ for 1 yr or entire program?
Those numbers referenced were the total program cost, sans living expenses.
Wait is that my Flagler College in the thumbnail?? Lol
I'm a sucker for beautiful architecture
@@JohnThePA Same, that's how they roped me in for a semester lol. But I ended up transferring back to my CC for my Associates and then went on to the cheapest state university I could find for my BS degree where I spent less than 40k total on my undergrad including cost of living. Can confirm, your financial advice is solid.
@@lizcook5574 wow, what uni did you go to?
@@lizcook5574 wow what uni did you go to?
Do you pay off those loans monthly as you’re going through school? Or do you not start paying those off until after you graduate?
You pay them after graduation. Federal loans have a 6 month grace period from your date of graduation until when the payments begin. The difference being that the subsidized loans from undergrad do not gain interest while you are in school while the unsubsidized loans start accruing interest the moment you take them out.
@@JohnThePA Thank you for the help in this man. It’s intimidating enough trying to start this journey at 31. Then you start researching costs, time, challenges.. and it really starts to feel overwhelming. Just gonna take every step that makes sense and one day I’ll be halfway there.
@@MotoPsychoNerd you got this 💪
@@MotoPsychoNerd You're not alone! I'm turning 30 this year, finishing my Bachelor's in Spring 22. Applying to schools that have no prerequisite expiration since I took A&P1/2 over 10 years ago. And if I don't get in on the first cycle, I'd have to retake both A&P, apply again then hopefully get into the program. I'll be 34 by then (Fall '25). Hopefully I can start in Fall '23 instead because my ovaries are screaming for kids lol
@@MotoPsychoNerd check out nightingale college it's online. Based in Utah.
Incredible information , thank you for being so transparent , what is the interest rate of your loans if I may ask ?
The one for PA school was 5.3% and the one from undergrad is 3.4%. I have $10,000 left and it will be paid off this year. Thanks for subscribing :)
Okay so while I am attending PA school, do I need loans for living expenses? How much should I try to get?
Hey James, it really depends on your area, family/spousal support, if you have roommates, and what type of expenses you're looking at? I would assume you'll need at least $1-2k/month for living expenses. Rent and transportation will be the biggest factors but you have to set aside a couple hundred for food, utilities, and the like. Yes, many take out loans for these expenses if they do not have access to saved funds. I hope this helped
@@JohnThePA it did thank you
I love the Costco chicken index haha
Can you work as PA in Canada after graduating from canada
Yes
What was your undergrad before PA school?
I went to Penn State and did a video on my undergrad: th-cam.com/video/5Gd5NBwgdQ8/w-d-xo.html
Do you think it matters what PA school you go to? Like does the name or prestige matter
Hi Katie, each and every PA program is tasked with ensuring you pass the PANCE and become a great PA. "Name" and "prestige" criteria should be nowhere near the top of your list. Cost, location, faculty, facilities and clinical sites matter a lot more for your day-to-day. Until someone can produce data showing that PA school prestige translates to better job prospects, I'll remain skeptical.
Your smile is so cute omg haha
I made my orthodontist a lot of money
Video for international graduate applying for PA program in brief , great work really 🩵🩵