The 0 to $200m Bangalore Startup! US Company in India! Ft. Zolve

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  • เผยแพร่เมื่อ 26 ก.ค. 2024
  • Checkout Zolve: zolve.cc/singh_in_usa
    I was really amazed to hear the story of Zolve, a neobank, which went from 0 to $200mn in just 6 months. Talking to Raghunandan G, the founder of Zolve, was truly inspirational. It was a great experience to meet with the team who have made the life of international students and working professionals moving to the US so easy. If you are moving to the US, then you must check it out.
    #zolve #usbankaccount #uscreditcard #studyinusa #fall2023 #studyinusa #f1visa #msinus #mastersinusa #zolvecreditcard #mbainus #zolvebankaccount #h1bvisa #l1visa #workingprofessionals
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ความคิดเห็น • 207

  • @vipulpatel7502
    @vipulpatel7502 11 หลายเดือนก่อน +25

    Founders innovative mind, Enterprenurial skills, problem solving attitude, down to the earth nature, the teams spirit to work for a a common vision and mission was amazing. Got many things to learn.
    Thanks to the interviewer for His efforts.

  • @harishkrish14386
    @harishkrish14386 ปีที่แล้ว +23

    Great inspiring one from 0 to 200 million dollar company solving an immigrant issue! Thanks Harnoor for this video ♥️♥️

  • @kg4642
    @kg4642 ปีที่แล้ว +4

    Harnoor, this is so interesting, I moved to USA from Canada just 3 weeks back, and this makes so sense.

  • @bulls1642
    @bulls1642 ปีที่แล้ว +27

    In simple words, they created and registered a bank in America 🎉

    • @avicciinights9951
      @avicciinights9951 ปีที่แล้ว +4

      😂eassy and very simple statement to understand whole part 🎉

  • @ujjwaltyagi4667
    @ujjwaltyagi4667 ปีที่แล้ว +208

    My OCD after seeing his collar ⬆😭

  • @Relatabletoons
    @Relatabletoons ปีที่แล้ว +2

    Informative video ❤❤

  • @TarunKumar-gq2hg
    @TarunKumar-gq2hg ปีที่แล้ว +5

    Great Motivation

  • @siddg8505
    @siddg8505 ปีที่แล้ว +50

    In today's world it doesn't matter how much money you raised, the thing which matters is the company's impact, profitability, returns to investors, visionary founder...
    And the ability to think long term bcz the market reward richly who think about long term and raising this much in this much doesnt make you a successful startup.

    • @vikk200
      @vikk200 ปีที่แล้ว

      Have you build anything. If not STFU

    • @starX7995
      @starX7995 11 หลายเดือนก่อน +1

      Broo even raising money is hard dude , first you try and then say

    • @yourbff1484
      @yourbff1484 11 หลายเดือนก่อน

      @@starX7995yup they are thinking it has home loan

    • @siddg8505
      @siddg8505 11 หลายเดือนก่อน

      @@starX7995 Completely agree with your point brother but Today's startups are perfect examples of how they have raised tens and hundreds of millions of dollars in a hour or so time !
      Even the industry titans in the VC sector have said this about today's AI startups like how much money they have raised no matter how shitty their business ideas are !
      And in the video its an Indian startup and as an Indian I know how Indian startups like to burn investors money and how they are struggling to become profitable ! Only a few are there in India who have made some of the biggest startups and they were hugely profitable !
      And in future if I had to raise for (as u said) a startup, I would never raise a single penny !
      I would rather be bootstrap and raise from crowdfunding !

    • @kr7584
      @kr7584 9 หลายเดือนก่อน

      @@starX7995 Take BYJU's downfall as an example. What a hype that was.

  • @bharathraj3333
    @bharathraj3333 ปีที่แล้ว +1

    Amazing content 👌👍

  • @maddimaibu1279
    @maddimaibu1279 ปีที่แล้ว +3

    Inspiring video ❤❤

  • @rewatiraman2956
    @rewatiraman2956 ปีที่แล้ว +2

    Its a good interview with good knowledge

  • @sjumani
    @sjumani ปีที่แล้ว +7

    Keep up the good work. Love your everyday dedication and effort.. 👍

  • @ryana8232
    @ryana8232 ปีที่แล้ว +4

    This is mind blowing content this is why you will succeed in TH-cam keep making amazing educational content like these

  • @Bunnysworld57
    @Bunnysworld57 ปีที่แล้ว

    Wow too 👌👌video expecting more such videos

  • @seanbellfort2298
    @seanbellfort2298 ปีที่แล้ว +33

    ☝️🇮🇳☝️🕉️☝️ Awesome achievement. Incredible BENGALURU. Jai Hind

    • @rocknur
      @rocknur ปีที่แล้ว +1

      💯

    • @parnamsaini4751
      @parnamsaini4751 11 หลายเดือนก่อน

      We need start ups to build more toilets

    • @rocknur
      @rocknur 11 หลายเดือนก่อน

      @@parnamsaini4751 we have 20million toilets but mslims want to do open defecation.. Like their rasgulla

  • @Asherstitusworld
    @Asherstitusworld ปีที่แล้ว +1

    Amazing Video bro

  • @Yaduvanshi467
    @Yaduvanshi467 ปีที่แล้ว +44

    "Wow, this is an inspiring story of Zolve's journey! Creating a $200 million company in just 6 months is incredible. Their solution for international students is much-needed and impressive. Kudos to the team and their dedication! 💪👏"

    • @Brodragon2225
      @Brodragon2225 ปีที่แล้ว +1

      just get investors money if you have good education

    • @LovepreetSingh-vx4hi
      @LovepreetSingh-vx4hi ปีที่แล้ว

      @@Brodragon2225 🤑

    • @LearnByDoing7
      @LearnByDoing7 11 หลายเดือนก่อน

      Is this comment generated by chatgpt

    • @harshkuma172
      @harshkuma172 11 หลายเดือนก่อน

      @@Brodragon2225 investor se bhi paisa bhot mushkil se milta hai

    • @ajinkya3780
      @ajinkya3780 11 หลายเดือนก่อน

      Ridiculous valuations with zero profit. Get inspired from PROFIT making companies.

  • @shaghilbaqa
    @shaghilbaqa ปีที่แล้ว

    Quite Insightful

  • @Yash-rp3xx
    @Yash-rp3xx 9 หลายเดือนก่อน

    superb interaction Harnoor. Kudos!

  • @gowri002
    @gowri002 8 หลายเดือนก่อน

    Iam very impressed they identify the long standing problem and solving with simple solution and in very short span of time great they just tapped international markets just like that it's wow movement for me.

  • @k-map224
    @k-map224 ปีที่แล้ว +3

    They are solving a very interesting issue and kudos to it.

  • @dileepkemburu3132
    @dileepkemburu3132 11 หลายเดือนก่อน

    Hope they solve these challenges, and make it a more reliable company.

  • @chiekenwanna-nzewunwa1773
    @chiekenwanna-nzewunwa1773 9 หลายเดือนก่อน

    Great video / interview

  • @kenyup7936
    @kenyup7936 ปีที่แล้ว

    It’s really impressive

  • @ramesh8649
    @ramesh8649 8 หลายเดือนก่อน

    This video make to build a startup thanks you brother for this valuable interview

  • @SurajKumar-jx7vz
    @SurajKumar-jx7vz ปีที่แล้ว +3

    Bhai same more vlogs 🔥🔥🔥🔥🔥🔥🔥🔥🔥🔥🔥🔥🔥🔥🔥🔥🔥

  • @iitasperiant6102
    @iitasperiant6102 ปีที่แล้ว +1

    Nice brother ❤

  • @vividist
    @vividist ปีที่แล้ว +11

    Harnoor's interviews are always so funny lmao

  • @Addapolitics
    @Addapolitics 2 หลายเดือนก่อน

    Bhai aise aise hi video banate rahiye

  • @Being_Human_Karthick
    @Being_Human_Karthick ปีที่แล้ว

    Idea of getting market for product 👍❤

  • @no_name_gets_no_fame
    @no_name_gets_no_fame ปีที่แล้ว +5

    I don't agree, a low-risk business in one country doesn't actually translate to a low-risk business in another country. Once you start to consider the geo-political frontiers the risk automatically becomes vague. Consider this, you invest some of your capital in a biz subsidiary in a country your choice, tomorrow the govt of native country comes up with an initiative to increase import duty on a critical component that your subsidiary relies on. Now had this happened in your own country, you could have lobbied for easier policy by you as a foreign investor have much less say in the workings of sovereign nation. The entire investment becomes waste. This is not some hypothetical scenario, it is very much real and something along the lines has happened with Cairn India(as a result they exited India but not without a huge loss).

  • @GururajMohan
    @GururajMohan 9 หลายเดือนก่อน +3

    When I arrived to the US in 2006, I got something like a 'secured credit card' from a Bank to build my credit history. Secured credit card works on your deposit (just like a debit card). So, never had a problem building credit history. But, there is always more than one way to solve a problem. I think Zolve did it elegantly.

    • @munagalavrr
      @munagalavrr 7 หลายเดือนก่อน

      In 2000 got CC from DCU and by 2001 had about 5 or 6 cards without any history and got unsecured loans, some with 0% interest for first 12 months. US Govt made laws around 2004 making hard access to credit market. Things changed after that.

    • @happyperson8964
      @happyperson8964 3 หลายเดือนก่อน

      But might be u have social security number therefore u got it but if you haven’t ssn just like me ....can u guide me the process to build credit history in usa without ssn and ein

  • @barkhasingh7425
    @barkhasingh7425 ปีที่แล้ว

    It's Excellent

  • @ryr1984
    @ryr1984 11 หลายเดือนก่อน

    One of the best vlog ❤😂

  • @abperson20
    @abperson20 10 หลายเดือนก่อน +2

    Things have changed now. There are alternate providers who use the indian credit card history to provide you a credit card in US. Zolve is not necessary very friendly in their customer relations. A lot of the questions go answered if you happen to contact. Like you have a bank account with a non descript credit union in US is mandatory. You don't get a credit card without that. While no belittling the novel concept which Zolve promotes, some alternates have emerged now.

  • @IrkyMan
    @IrkyMan 11 หลายเดือนก่อน

    Great Raghu 👍🏻

  • @jimmyshroff7665
    @jimmyshroff7665 11 หลายเดือนก่อน

    Amazing best content

  • @sarbjeetkaur1769
    @sarbjeetkaur1769 ปีที่แล้ว

    Nov good stay blessed

  • @jaspreetmodi
    @jaspreetmodi 11 หลายเดือนก่อน

    amazing

  • @abhipatil4844
    @abhipatil4844 11 หลายเดือนก่อน

    Awesome

  • @LovepreetSingh-vx4hi
    @LovepreetSingh-vx4hi ปีที่แล้ว

    Money attracts money ⛳

  • @SunilTiwariOfficial
    @SunilTiwariOfficial 11 หลายเดือนก่อน +3

    That's it. Just copy a US based business and bring it to india. e.g. Uber vs Ola, Amazon vs Flipkart, Mercury vs Zolve, etc.

  • @sandeep_devops3592
    @sandeep_devops3592 ปีที่แล้ว

    prava colar thik jaan kai nahi kitta , nvm amazing content

  • @ankitkumarsingh3478
    @ankitkumarsingh3478 ปีที่แล้ว

    please plan a Bangalore meetup

  • @rohittalwar5602
    @rohittalwar5602 ปีที่แล้ว +1

    WE DON'T HAVE OUR OWN OS / OFFICE SW/ WE DON'T MAKE SERVERS...BUT WE HAVE PRODUCED 1 CRORE CYBER SLAVES OR I.T. LABOUR WHICH IS HIGHLY UNDERPAID ANDBOVER EXPLOITED

  • @sarojshah5910
    @sarojshah5910 ปีที่แล้ว

    Your health is improved in India

  • @france_tamilponnu
    @france_tamilponnu 11 หลายเดือนก่อน

    Impressive company

  • @rakmanbaba
    @rakmanbaba ปีที่แล้ว +2

    U can have a debit card literally the day u open ur bank account once u have ur SSN.
    I never carried cash in the US even in the 2001 when I was a student!!😮

    • @sshivash
      @sshivash 10 หลายเดือนก่อน

      True, but Zolve offers you credit (unsecured loan).

  • @premgohel9737
    @premgohel9737 ปีที่แล้ว +7

    Hey sir since you are in Bangalore currently let me know if you want to also come and interview our founders of fampay

  • @suchin83
    @suchin83 7 หลายเดือนก่อน +2

    He left his seat with laptop unlocked... clear lack of security hygine and culture...i wonder how much security is there for customer data

    • @HyperDuDe
      @HyperDuDe 3 หลายเดือนก่อน

      As an Indian I agreed about hygine problem but why u say that here is lack of culture? Also mayebe to make video he sitted on his employers seat 💺 ( also my English is very weak)

  • @siddharthmehta4223
    @siddharthmehta4223 ปีที่แล้ว +8

    One thing that you missed in the video is Credit card fraud. Solve is very poor when it comes to tackle credit card frauds. Once my Solve credit card was stolen, I reported to the team and they gave me very poor answer that was to block my credit card and wait for further assistance. After 3 whole months, my issue got resolved and I was able to use it again. The worst part was, I was reporting a transaction worth just $129.75 and it took whole 3 months to get resolved. So eventually I have had stopped using Zolve at all because of poor assistance from the team whereas American Banks resolves within 3 days. So you had to ask how they tackle these kind of issues. Thanks. 🙏

    • @delwin5433
      @delwin5433 10 หลายเดือนก่อน

      Bro is it ok for the zolve credit and debit card for the first time in USA if I wanted to open my first bank account is it good to opt zolve❤

  • @bbp461
    @bbp461 ปีที่แล้ว

    Even I am also a proud Alumni of NITK Surathkal

  • @rameshtailor511
    @rameshtailor511 ปีที่แล้ว +1

    Hello Sir, As you are software developer , please tell me once my imp. Pdf deleted , any how its recover , please help!

  • @southindian619
    @southindian619 8 หลายเดือนก่อน +4

    Nothing will start from 0

  • @venkybabu8140
    @venkybabu8140 11 หลายเดือนก่อน

    Because AI is there what do you expect in the future about industries. Including education. How will things progress.

  • @IamDr18
    @IamDr18 ปีที่แล้ว +1

    His shirt collar is provoking my OCD

  • @gpv007
    @gpv007 11 หลายเดือนก่อน

    What is humbleness in open cabin 😢

  • @MrDeep167
    @MrDeep167 ปีที่แล้ว +6

    Brother, I am planning to come in January 2024 for study in US can I apply loan application before with Zolve ?

  • @vardhansahab
    @vardhansahab ปีที่แล้ว +5

    I work in the next building, I would have met you there. How do we get live updates? any meetup plan in Bangalore?

  • @12212prad
    @12212prad ปีที่แล้ว +1

    In order to create a normal account in their app, for working professional who is traveling to US on H1B it is asking for US employer details. In that list they have very limited list of companies associated. How can other professionals create the account?

    • @srinivasandoss2657
      @srinivasandoss2657 9 หลายเดือนก่อน

      That is their security for providing Credit loans ( which is unsecured ) 😊. The problem is partially solved . Nothing wrong in it.

  • @sherikhan4752
    @sherikhan4752 ปีที่แล้ว

    Harnoor please update your camera and video graphics quality.

  • @Reddylion
    @Reddylion 11 หลายเดือนก่อน +2

    Bengaluru 👍

  • @paragkambli6866
    @paragkambli6866 11 หลายเดือนก่อน +2

    This guy talks no shit.
    Each answer he has given is precise and accurate.
    Even at the begining of interview he walked out of public space so his team should not be distureb.

  • @ss_sk06
    @ss_sk06 ปีที่แล้ว +2

    If in India I have visa/Mastercard and I am using it in US for payments. How is this different from zolve ? Is such solutions not at present ?

    • @feeldip
      @feeldip 7 หลายเดือนก่อน +1

      No. It is not the same. I am one of the early users of zolve CC. You have visa card in India based on your credit history in India, when you use that card outside India u have to pay absorbent charges to the Indian bank which has provided you the credit card. So what zolve does is provided u an US CC based on India Credit History. That's super useful initally.

  • @jai4096
    @jai4096 ปีที่แล้ว

    I don't see it in Canada.. its very much needed in Canada.

  • @thedurgeshnishad
    @thedurgeshnishad ปีที่แล้ว

    He's an alumni from my college

  • @satyamraoch7536
    @satyamraoch7536 11 หลายเดือนก่อน

    Jaihind.....

  • @darksideflash7246
    @darksideflash7246 ปีที่แล้ว +2

    bro i have a question why do more startups will be done in banglore

  • @DeDaina
    @DeDaina ปีที่แล้ว +4

    There are international credit card provided in India, what are the drawbacks of using that?

    • @chan90s
      @chan90s ปีที่แล้ว +2

      Tbh, I got no SSN credit card in US. Amex, Deserv, etc.. No issues

    • @madhavsingh7919
      @madhavsingh7919 11 หลายเดือนก่อน

      Foreign exchange rates and charges are applied. Hence, expensive.

    • @delwin5433
      @delwin5433 10 หลายเดือนก่อน

      Bro is it ok for the zolve credit and debit card for the first time in USA if I wanted to open my first bank account is it good to opt zolve❤

    • @madhavsingh7919
      @madhavsingh7919 10 หลายเดือนก่อน

      @@delwin5433 It works fine, but if you prefer to have a good ATM network and better services, then go with the bank affiliated to your university or any other major bank, such as Chase, etc. I keep zolve debit and bank account as my secondary account.

  • @rohittalwar5602
    @rohittalwar5602 ปีที่แล้ว +1

    WHEN WILL INDIAN GOVT MAKE A POLICY TO STOP BRAIN DRAIN AND REWARD R&D IN INDIA ITSELF

  • @kanishkgiri6429
    @kanishkgiri6429 ปีที่แล้ว +3

    Your American Express credit history can be transferred across borders

    • @mA-fd3vu
      @mA-fd3vu 9 หลายเดือนก่อน

      But most vendors don’t accept AE bcoz of commission is high

    • @kanishkgiri6429
      @kanishkgiri6429 9 หลายเดือนก่อน

      @@mA-fd3vu just apply one and use it wherever your Amex is accepted? In anyway it’ll help you transfer your credit when you move abroad

  • @satyanarayanaguda4848
    @satyanarayanaguda4848 10 หลายเดือนก่อน

    Can you do a credit cum debit card (CCDC)? 1. SBI CCDC? 2. CCDC CAN BE ISSUED BOTH BY YOY AND SBI OR YOU ALONE 3. ALL BANK CARD RELATED WORKS ARE DOWN LOADED TO YOU 4. ALSO AN ALL BANKS INTEGRATED CCDC 5. HOW FEASIBLE THIS (SOMETHING LIKE UPI ATM ORULTO PLATFORM ACCESSIBLE MULTI PROFUCT) 6. CCDC ALSO CAN HAVE UPI APPLICATION

  • @pcvermatipstricks472
    @pcvermatipstricks472 ปีที่แล้ว +2

    Anyone else noticed that Raghu wearing smartwatch ⌚ in both hands !! 😅

    • @aswathy209
      @aswathy209 11 หลายเดือนก่อน

      One for us one for ind....

  • @sameervarpe1052
    @sameervarpe1052 ปีที่แล้ว +1

    Millionaires paying in cash? I was working professional in India when I travelled to US I was able to use HDFC CC this is like 2010, I find it hard to believe people having money are using. But whatever, Congratulations 🎊

  • @Dan_Matt
    @Dan_Matt ปีที่แล้ว

    Love to see our office campus. I work in State state corp in the same building. Thanks for video

  • @jimmyshroff7665
    @jimmyshroff7665 11 หลายเดือนก่อน

    I am based in US would love to connect with Raghu

  • @9time268
    @9time268 ปีที่แล้ว

    Yes new india ko apna business hi karna chiye job ke chakr main nahi 10 20 log milkar apna startups open kar lo

  • @Humaniol___2024
    @Humaniol___2024 ปีที่แล้ว

    apne yahi to nahi bataya ki CSE IN USA me konse months me applay karna hota hai and konse months me collage start hoti hai, after state board result to April me atahai to tab applay karna hoga to fir kese sabkuch rahega iske upar video bana plz.

  • @thetimes5664
    @thetimes5664 ปีที่แล้ว +4

    Blockchain brings trust & security second to none.

  • @chowdhury89joy47
    @chowdhury89joy47 ปีที่แล้ว

    Hi Singh....how r u ??

  • @delwin5433
    @delwin5433 10 หลายเดือนก่อน

    Bro is it ok for the zolve credit and debit card for the first time in USA if I wanted to open my first bank account is it good to opt zolve❤

  • @rsk.1
    @rsk.1 8 หลายเดือนก่อน

    whoever solves the issue they win in biz.

  • @TheMask2882
    @TheMask2882 8 หลายเดือนก่อน

    Raghu is the person who started taxi4sure and exited with xxxxxx returns

  • @techtalvi
    @techtalvi ปีที่แล้ว

    Are you also looking at his wrist, why two watches?

  • @shashankc.r7947
    @shashankc.r7947 ปีที่แล้ว +1

    Why he is wearing two watches

  • @speak_charlie
    @speak_charlie 11 หลายเดือนก่อน

    👍🏿👍🏿👍🏿👍🏿

  • @santoshparvatikar
    @santoshparvatikar ปีที่แล้ว

    I can make money that people can only dream of and reach an audience at scale by starting a TH-cam channel.

  • @kulbirbatth3330
    @kulbirbatth3330 ปีที่แล้ว

    My daughter is started bba please help next mba scholarship programs lived in amritsar

  • @nileshsharma9769
    @nileshsharma9769 ปีที่แล้ว

    Sir mai polytechnic machanical se hu mujhe computer field me aana hai mujhe course kaha se lu

  • @Sahanawaj_
    @Sahanawaj_ ปีที่แล้ว +1

    How to do promotion without doing promotion!

    • @Saurabh____
      @Saurabh____ ปีที่แล้ว

      Word of mouth promotion

  • @praveenchukka
    @praveenchukka ปีที่แล้ว

    "Startup friends" implies easy funding.

  • @FiguringOut_Reality
    @FiguringOut_Reality 8 หลายเดือนก่อน

    Its good and all but isn't this was promotional video targeting indian's going to US / other countries . I believe ethically or by law you have to put banner that its promotional video but not sure , if any body know's please comment whether that is needed . Maybe I am ill-informed . But great and information rich video though.

  • @sarthak8386
    @sarthak8386 7 หลายเดือนก่อน

    This is RMZ Ecoworld

  • @selfmotivatedperon007
    @selfmotivatedperon007 ปีที่แล้ว

    Make like this vedio

  • @bharath2508
    @bharath2508 ปีที่แล้ว

    Zolve it

  • @m.design
    @m.design หลายเดือนก่อน

    How is this different from Niyo?

  • @trendingrj0199
    @trendingrj0199 ปีที่แล้ว +1

    BHAI LOVE YOU BUT YEH KYAA PHENA H AAPNE🤣

  • @chandrakalamane7983
    @chandrakalamane7983 ปีที่แล้ว

    2:51 Hindi me bhi ho jaye jankari pls

  • @harisahu6023
    @harisahu6023 11 หลายเดือนก่อน +1

    No body literally nobody
    .
    ..
    Me - why the founder wear two smart watches in both the hands 😂

  • @jackie-sd6lc
    @jackie-sd6lc ปีที่แล้ว +1

    u know why? cash no trace!