This is only true for India. In US the amex card gives 4x reward points on grocery shopping in the major stores and also gives dining rewards on uber eats which is not just used by super-rich people who travel abroad
PayTM, Rupay, Phone Pe have a payment cycle of 7 day's maximum. Which dealer,seller or retailer wants a bank to hold their money for 15 day's or more. In India we have large population size, customer base is large and doing more transaction and quick payment cycles results in better profit margins than relying on that 1 percentage extra
In India it's too expensive. Personally I own a Canadian AMEX for an year and with the reward points i was able to book a free flight to India and also get a $600 Garmin Smart watch. So, totally worth for someone who's in US & Canada.
Have 2 Amex cards and the rewards are outstanding. I spend everything online and in jewellery shops. So, definitely works for ALMOST everybody if PLANNED VERY WELL
@@zonejvm For any queries regarding a charge, rewards, dispute. Expedite a replacement card, report a Fraud or simply to ask about any offers, shall I go on? with other Credit card companies, by the time you reach a customer rep, you've already wasted 10-15mins & half your energy is lost. This is where AMEX shines always & it's worth having a card from them. People just don't know how to use/maximize it & then they complain unnecessarily.
@@vishal.choudhuryI am holding a Platinum Card and I don't travel much, and i heard gold cards must be better for me. Please suggest what I should do now !!
You’re welcome guys for all the positive comments.. i work for American express as a Business analyst and can tell you this is the best Card company out there .
Bhai, Amex is like iphone or lounge access nowdays. Every Tom Dick and Harry gets one these days. These things are slowly getting removed from "status symbol" tier in India nowdays. One just needs a decent CIBIL and repayment history, which is not hard to achieve if one is not a chappri.
Well as an ex employee of AmEx I can tell you that you are not all right but you are also not completely wrong The whole program and MDR pricing is a very complex infrastructure which is determined by various factors.
Already have one. Amex membership rewards. Not just for lounge and hotels, they have a definitely better reward points usage as compared to hdfc regalia. Also have that one
Really bro? Regalia gives ₹0.5 = 1 point on flight bookings i guess amex is ₹0.3! I have both but would love to know how you are using your amex for benefits
@@Suyaashchavann amex gives better points to ruppee ratio when used for shopping on gift cards of apparels multi brand stores (shoppers stop, pantaloons, max Westside, etc). Also amex has better lounge access at airports, regalia has access to only certain lounges at airport. I have used both at Delhi T3. But yes, I have not used amex for flight bookings. I guess converting the points to intermiles or similar air miles program would be beneficial. Am yet to use the intermiles one on regalia
It takes 15-30 working days for a shopkeeper to receive the money that’s y average shopkeepers don’t accept it because they can’t block that much of money for that period of time
Incorrect, Amex ke aur bhi cards hai jo sirf credit score pe approve hote hai, for eg Amex Gold, Green, Cobalt and Amex Simply Cash. Amex Platinum income aur credit score pe milta hai. Khaali Amex Centurion invitation pe milta hai
I’ve been using an Amex card and the points you get back after spending is actually amazingg soo stop the bs anyone who does normal shopping can get a lot of benefits from this card.
How about we link the card to UPI apps and lay through them? Would we still be able to accumulate the benefits. Can you shed some light on this? I am planning to get a gold card
Bhai amex saare luxury stores aur fine dining restaurants pe chalta hai. Amex ab le liya hai toh waisi wali shopping bhi kar lo rewards milenge, sirf chote restaurants and stores hi accept nahi karte amex
@@adityakulkarni7685 Bhai I live at north western part of Delhi and most restaurants don't accept Amex here. The reason is obvious... My area has only a handful Amex customers. Now I can't start living in South Delhi.. just to use Amex :P
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Amex customer service is at next level ! Online to chalta hi hai just malls or shops ke liye visa is okay.
May I know in what kind of situation have you been to talk to customer service?
😂@@zonejvm
If I don't like service in a restaurant I pay using Amex, if I like them I pay through Gpay 😂
😂😂😂 vaah
😂😂😂
Can you explain me this !! Why you do this . VIsa card and gpay?
Why
@@vignesh5513Because Gpay se Ki gayi payment Free hoti hain Card Se Payment kiya toh Owner ko Certain Percentage Ka Charge Dena padta hain Issuer ko
This is only true for India. In US the amex card gives 4x reward points on grocery shopping in the major stores and also gives dining rewards on uber eats which is not just used by super-rich people who travel abroad
Amex is more than just a credit card; it symbolizes status and success.
PayTM, Rupay, Phone Pe have a payment cycle of 7 day's maximum.
Which dealer,seller or retailer wants a bank to hold their money for 15 day's or more.
In India we have large population size, customer base is large and doing more transaction and quick payment cycles results in better profit margins than relying on that 1 percentage extra
Still amex is the best and especially their customer support best in the world. I use amex as my primary card.
Bade log!!!🥱
In India it's too expensive. Personally I own a Canadian AMEX for an year and with the reward points i was able to book a free flight to India and also get a $600 Garmin Smart watch. So, totally worth for someone who's in US & Canada.
Matlab AMEX credit card ke duniya ka iPhone hai 😂
Have 2 Amex cards and the rewards are outstanding. I spend everything online and in jewellery shops. So, definitely works for ALMOST everybody if PLANNED VERY WELL
Totally agree! However they’ve devalued many cards greatly. It isn’t as good as it used to be!
What you do for living broo?
Their customer service is unmatched
Absolutely 🔥
Why do you want customer service? Just curious, if transactions are successful then why talk to them?
@@zonejvm For any queries regarding a charge, rewards, dispute. Expedite a replacement card, report a Fraud or simply to ask about any offers, shall I go on? with other Credit card companies, by the time you reach a customer rep, you've already wasted 10-15mins & half your energy is lost. This is where AMEX shines always & it's worth having a card from them. People just don't know how to use/maximize it & then they complain unnecessarily.
@@kakeskkdnot at all ,within 1 minute i have connected to hdfc card😅
Amex is highest in revenue yet lowest in market cap.
Amex has the best customer service and I am using it since 2018 and have earned more than 60k using rewards.
I use it too bro, didn’t like it as much. Might close next year
@@lordmoneyengar I am using membership rewards, which one you’re using?
@@vishal.choudhuryI am holding a Platinum Card and I don't travel much, and i heard gold cards must be better for me. Please suggest what I should do now !!
85000😂😂
You’re welcome guys for all the positive comments.. i work for American express as a Business analyst and can tell you this is the best Card company out there .
Hello
Getting AMEX after years of hard work is pedestal of financial success.
This is the card you truly work for.
Bhai, Amex is like iphone or lounge access nowdays. Every Tom Dick and Harry gets one these days. These things are slowly getting removed from "status symbol" tier in India nowdays.
One just needs a decent CIBIL and repayment history, which is not hard to achieve if one is not a chappri.
Well as an ex employee of AmEx I can tell you that you are not all right but you are also not completely wrong
The whole program and MDR pricing is a very complex infrastructure which is determined by various factors.
Because of 4 digit CVV i am unable to use it anywhere
THIS IS PLATINUM JOIRNEY ✨
Already have one. Amex membership rewards. Not just for lounge and hotels, they have a definitely better reward points usage as compared to hdfc regalia. Also have that one
Absolutely bro
Really bro? Regalia gives ₹0.5 = 1 point on flight bookings i guess amex is ₹0.3! I have both but would love to know how you are using your amex for benefits
@@Suyaashchavann amex gives better points to ruppee ratio when used for shopping on gift cards of apparels multi brand stores (shoppers stop, pantaloons, max Westside, etc). Also amex has better lounge access at airports, regalia has access to only certain lounges at airport. I have used both at Delhi T3. But yes, I have not used amex for flight bookings. I guess converting the points to intermiles or similar air miles program would be beneficial. Am yet to use the intermiles one on regalia
@@lordmoneyengarn
Gavar sala
Me Fogg laga lega Dior ka jarurat nhi hai..
Aukat
bhai laga sakte ho baa teen logo ko kodo aur unse bolo teen logo ko air jodo
Decant lekar dekho sauvage is just a masterpiece
It takes 15-30 working days for a shopkeeper to receive the money that’s y average shopkeepers don’t accept it because they can’t block that much of money for that period of time
Amex ka lounge are better in Delhi then other credit card common lounge at Delhi Airport.
Incorrect, Amex ke aur bhi cards hai jo sirf credit score pe approve hote hai, for eg Amex Gold, Green, Cobalt and Amex Simply Cash. Amex Platinum income aur credit score pe milta hai. Khaali Amex Centurion invitation pe milta hai
BEST Electricty pe bill kar sakte hai kya Amex se?
I’ve been using an Amex card and the points you get back after spending is actually amazingg soo stop the bs anyone who does normal shopping can get a lot of benefits from this card.
I had amex, club vistara membership, hotel otera membership, golf lessons and a shit ton of other things. Had to cancel it thanks to covid
Yea to iphone wala feeling dega
Sara options khul kr use nhi kr paynge lekn lena iphone hi h
Waise h credit card user k liyea
Upon ko to yehi chahyea
"Amex centurion"
I'll get it one day
You will bro, I believe in you ❤️
There is a super secret higher tier than even the Centurion - the Amex Hijodeputa
Iske phela shorts Aya usme dika rha hai ki american express ka card nahi chata karke or next shrts Aya iska😂😂
You are doing just fine bro
I have Amex platinum I pay 695 dollars a year totally worth it for me with the lounge and other benefits if you travel
I have plat travel, amex services are excellent
How about we link the card to UPI apps and lay through them? Would we still be able to accumulate the benefits. Can you shed some light on this? I am planning to get a gold card
Only Rupay CC work for UPI
amex is the best when im abroad , india mein rupay is best
Ab amex chalta hai better than before.
UPI use kyu nahi kar the he log🤦
There is no credit facility in UPI bro
@@iamyathz oh mujhe laga direct transaction hoga😅
I am applying for American Express just thought to check on TH-cam before (i know about its annual fee)
My dad has got an invitation from amex card but we’re not purchasing it 😅
Ask him what's the total spend he has done in 2 years approx?
That he got 10 flight and all that?
Mere paas bh AMEX h... Soch rh hu band krwane ka... Cuz' ye card most jagaho p use hi nh ho pata 😡
Bhai amex saare luxury stores aur fine dining restaurants pe chalta hai. Amex ab le liya hai toh waisi wali shopping bhi kar lo rewards milenge, sirf chote restaurants and stores hi accept nahi karte amex
@@adityakulkarni7685 Bhai I live at north western part of Delhi and most restaurants don't accept Amex here.
The reason is obvious... My area has only a handful Amex customers.
Now I can't start living in South Delhi.. just to use Amex :P
Why did you get amex then?
Which bank provide Amex card?
American Express
2.2% mdr for paytm pos machine
vai uk meh Amex ka platinum cashback everyday craditcard se
money atm se cashout hoga kiya ?
Teeno hai apun ke paas... Bas ek diners club card aur add karna hai 😀
3.5% They Didn’t Charge I got Lifetime
Seems like heard the same lines somewhere else
We are Amex ! 😊
But amex treat their customers very well they do not expire the point and the vouchers you have received from them ,
They aren’t as good as they used to be. I’ve been using Amex for a while now
Reminds me about Diners Club Black
Never used it 😅
I have Icici amex ...so Bank krti h issue
It's co brand card bro
Rupay💥
Lol
Lol + 1
Chakka applets banate hai lol 😅
Example rupay national common mobility card
Trash
mere pas amex ke 3 CC hai or meri sal ki 4.5cr turnover h
How much is the Annual fees on Amex
Now it’s 4%
Rupay laughing
It's trash
Have closed my amex card...
Yeah
Nahhh i am happy with RUPAY card system
Amex total 5 type credit card
Do you have one?
I have😜
Rupay Card 🗿
AMEX’s income criteria is annual income of INR 6 lakhs so how are they targeting rich peeps?
Amex ek class hai jo doosre aam logon se alag dikhkar aata hai. more than 70% those who are eligible for master/visa card, amex rejects most of them.
Me tho upi wala hu.
Matalb ye nhi mile ga muje
Is there any Amex debit card ?
Nope. Amex isn’t a bank.
@@lordmoneyengar what about Amex prepaid card?
All about status
ME TO NALLA HU BUT MERA BHI BNA HUA HAI AMEX KA CARD
Diners
Khoob chalta hai online.
Rupay😂
To ro kyu Raha hai bhai itna 😂
UPI rupay card zindabaad
Rupay
Anyone have american Express card in dubai
Your eyes 👀 drinking 😅
Rupay is blessing 0% mdr
nhi
No
Sorry to doubt on you but can you share where did you find that Amex has more revenue combined master and visa?
Source?
Sach mein yarr kuch bhi bolta hai
You can't apply for deez cards....its invitation only✌️
Not true.. it’s based of your income n credit score.. I work for Amex..
Incorrect information
Han bc tabhi swiggy kay 300rs kay khane pey you can use amex 😂
Amex is worst
Useless info.
Be Indian buy Indian.