Beware! Insurance Companies Are Scamming You.
ฝัง
- เผยแพร่เมื่อ 4 ต.ค. 2024
- With Ditto, you get the best advice on insurance.
Understand your policy, get answers to your burning questions, and buy insurance, all at the same place - bit.ly/3sZwIWb
Reserve your seat for Video Editing Cohort Batch 2 - rzp.io/l/EHn1c...
School image at 2:27 by architect Shaily Gupta
Just the idea of ‘Insurance’ confuses a lot of people, especially youngsters.
Insurance is basically placing a bet that you hope you'll never win. So it’s also tricky for your brain to fathom this, cuz you’ve got to keep paying the money hoping you’ll never have to use it - cuz who likes falling sick bro. But the sad and harsh reality of life is - anything can happen to any of us. Watch the video until the end.
![โรงเรียนตอนตี 2 โคตรหลอน..!! [โรงเรียนไดเม่]](http://i.ytimg.com/vi/2MAEMwqVYh8/mqdefault.jpg)
With Ditto, you get the best advice on insurance.
Understand your policy, get answers to your burning questions, and buy insurance, all at the same place - bit.ly/3sZwIWb
First with Finshots and now Ditto Shrehith and Co have been doing awesome work in much needed fields of financial journalism and now insurance (MBAInsurancewaale hai who log waise). This venture looks set to disrupt the industry. I was so stoked about it from the start and now I’m hearing about Ditto from everywhere.
Too much focus on Advt for Ditto. Subtle mention would have worked better.
I don't reach out to any such policy or "online-startup" because they are more interested in collecting customer's mobile number via OTP, so that they can either sell it or spam it via marketing calls, despite number in DND.
Biggest example is PolicyBazaar
I love Varun and Achina as speakers on Aevy, but the acting by others wearing wigs etc is very childish.
It makes a difference, but for serious watchers, it is unnecessary
@Aevy TV
My second channel to be subscribed
1. You use theme in your video while showing your sponsors to retain audience retention
2. You use comedy and humor to release dopamine, so audience don't get bored with facts.
3. You upload video twice a week so that content is no too much to be watched and too less to be loss retention
4. You make content which appear like conspiracy to get audience attention
5. You target companies which have wider group of people that are associated with company in their day to day life.
how many points I mentioned are true please reply
Love the way how Varun Uncle comes to the rescue with that Nerf Gun while the scam of Monthly payment and one time payment occurs.
Aevy TV truly is a vibe...💚💚
Uncle💀💀
@@puneetmaheshwari and aunty explaintion skills are amazing
@@doomslayerclout 💀💀
I hope that becomes real for insurance company!!
One of the most important information video for everyone out there taking care of themselves and family. Insurance companies and the agents scam people very badly. 🌸
So much love for the team ❤️
The fact I love about ditto is that they don’t ask for your contact details while you are exploring their site. You can use all their data and analysis for free and anonymously.
Most other such companies don’t provide this luxury.
This is a big reason that pushed me to use ditto.
This channel is going to hit a million subs soon for their unique style and clarity in explaining things. Thanks for making such content 😀
Dude, I have been spreading their video links in my office specially cause they have such good business related insider videos! SO fucking goood
Just love your work guys…..and the way you represent these difficult concepts through skits… thank you for the information ♥️
Our pleasure!
The worst thing is that quite a lot of insurance holders were manipulated by these insurance agents in the past to get one.
And the most annoying thing is that they try to somehow contact & convince u again and again to avail one, even when u have strongly denied on the first meet itself. 🤷
Even after completing my LL.M in Corporate Banking and Insurance Laws, no one has explained the meaning of Insurance so precisely and beautifully! Kudos Vibey TV 🤝❤
This happens when u bunk all classes😆
@@vickychodary1870 Hahaha. Passed out with a distinction buddy. It's more about making the session interactive and enjoyable 🤌🏻
please don't tell me you are serious....
After having discovered this channel 3 days ago, I've been watching every single video you guys put out and man the effort is unbelievable! And as a fellow Bangalorean I'm rooting for you guys💪
Thank you for the love!
The song in the beginning and the vfx is really a big proof of the amount of efforts that you guys put into each video..
Thank you!
"Our insurance is trusted by thousands of MBA graduates..." 😂😂
I have a question. Why is western country tolerant about premarital relationship. What is the cultural reason behind it. And why India is not ok with it. Explore this topic.
Because of their History.
if you took Indian history, a king could had more than one queens. And if a woman was in a relationship before marriage, it was like a sin. They thought, woman should have only relation with her husband, if they do not follow this, They are considered as a unholy. And in western countries, these type of rituals does not exist.
Conclusion:- Because of India's history 🙂.
@@Vikash_1.0 who told you that? Polygyny is universal and has been going in hand to hand with Patriarchy all over the world’s history!
The real reason is lack of education, caste system, class differences, fake संस्कार and what not!
Conclusion: Don't be a blind feminist!
It's because of how our previous generation was brought up back then people didn't used to have these kind of relationships so they are not used to this. I remember once my dad told me that they and their friends didn't even know what boyfriend and girlfriend meant till 10th grade so you can understand most people didn't even know what relationship meant back then, they all thought it only starts after marriage, even if they did know what relationship and love was they never really tried it because it was looked as something only high class people do (like actors, businessmen etc) rest middle class and lower class people never thought about getting into romantic relationships, Thus they expect their children to do the same.
mamu koya ❤️🔥
Because of Economy and entertainment industry influence.
This video is really helpful for the confused minds of the youth. Conveying complex information in a simple array of terms which everyone can understand.
Entertaining skits being the cherry on top
Dear Team @AevyTV,
Achina Explains things far better than her hubby or anyone else... Please let her only continue the explaining part in every video... It'll increase the viewership exponentially in a very short span of time.
Disha patani fans bhi ajayenge
Agree.....her voice is peaceful to listen for long
Who is her husband? Is he also part of this?
This is my first time watching a video from this channel and I must say that your way of explaining things is much simpler and also a new way which makes us youngsters to learn more while also getting entertained…really thankful for teaching us in this way with practical examples which were never taught in schools and colleges
Thank you for this. You should have also mentioned what the user can do if the insurance company cheats and denied the claim.
IRDA or insurance samadhan
Guys, every such policy company or "online-startup" are more interested in collecting customer data like mobile number via OTP, so that they can either sell it or spam it via marketing calls, despite number in DND.
Biggest example is PolicyBazaar
Educational and entertaining at the same time. You deserves more subscribers👏.
Good work on educating on insurance. But the part where you explained about room rent is partially true. Though many insurance companies do this other insurance companies pay the room rent up to the limit and the treatment costs you have to pay the extra room rent. There are other variations to this and takes time to explain in detail.
I am an ex employee of one such Insurance company. Companies hired me directly from college in December to increase sales as Jan - Feb - Mar is the all time high period when people buy insurance to save tax . We got offered 25k a month in a Mumbai Suburban town which was good back in 2010 for me . I worked for 3 months and left because of the toxic work culture, the tomfoolery that was going on and chasing impossible targets of selling 4 policies a day .
To anyone who's reading this - Never buy a Unit linked Insurance plan. It's basically insurance plus investment plans. It's basically bullshit, companies are pushing these plans , never buy it . Always go for plain term insurance.
I'm actually impressed how you explained insurance using school bullying which even a total noob can understand.. great work✌️
Skits is one of the main reason I watch this channel just so entertaining and educational at the same time ❤️
Please attach the research and study materials in the caption of the video. That would help in doing a post-video study.
Almost all of your videos get hate comments but the way AevyTv handles the online toxicity is truly amazing and worth a video. I understand it can't be made on this channel (or maybe it can) but you guys are really active in this comment section as compared to Varun Mayya channel so please forward it to Varun sir.
- from a Varun Mayya admirer 🙏
Hospitals covered should also be checked before buying health insurance. Some insurance don't cover the hospitals which are near to you.
Till today I was really confused with what insurance is.
I recently consulted with Ditto about health insurance. They do have a good pool of information available. But their consultant / representative kept pushing for one particular plan. Whereas as per their own website's info I had other better policies available fitting my requirements. At the end of the day everyone has to push-sell things with a better margin.
yep that's why I always skip sponsor segments
From the thumbnail, I somehow knew Ditto was going to be the sponsor!! 😅😅 Btw I've already availed their services & must say they do provide authentic info & good service (even after policy purchase) 🙌🏻🙌🏻 It's like they say "With Ditto, you not only compare insurance policies, you understand them"!
Having a health insurance is very important when my mother got cancer and all the surgery and stuff costed around 3 lack in a private Hospital and most of the expense was covered by the insurance company and we at the end only needed to pay 10k for her treatment.
Also guys, quick tip.
If you’re young and going to get your first life insurance… DO NOT buy ULIP or Market-linked Insurance schemes. It doesn’t give you the returns that Mutual Funds can give you nor can it give you the coverage normal term insurance can give you.
Banks and Insurance cos love to upsell you these ULIPs with a rosey picture but the reality is it’s filled w fees that goes directly in their pocket.
It’s designed in such a way that you’ll atleast get 105% of premiums paid. So basically, you’re better off putting that money in a simple term insurance or an FD.
Keep your insurance money and investment money separate.
Oh! If they're market linked, shouldn't they work as a mutual fund does, generating similar kinds of returns? (As long as both as invested in the same underlying asset such as Nifty 50.)
@@danlightened Great question! They do work like mutual funds. BUT... and there is a big BUT... they charge exhorbitant fees for combining market-linked products and insurance.
For e.g., you buy a ULIP w annual premium of 1L that you pay for the next 10 yrs. What these guys do is they charge managing fees, mutual fund fees, insurance fees, etc., and end up putting only 50-60k into market-linked products. So basically ~40k down the drain in fees. Also they'll never offer low expense ratio funds like index funds as part of the market-linked scheme. It'll more often than not be funds with expense ratio ~1%. If you know anything about compounding, you'd know how expensive that is.
Compare this to paying 20-25k p.a. in insurance (for a coverage of a crore compared to the 10lacs of a ULIP) and then separately investing in index funds (or any other MF of your choice).
Conclusion, over a span of 10 yrs, I would've paid ~1 lac in fees rather than putting that money to work directly in the market! I'm saying this from experience. A costly lesson my parents learnt.
but all those kids need to bring in 1 rupee more now for Lunch insurance coz their lunch costs 5 rs, and they're left with 4rs only if they happen to buy the insurance
2:27 that’s a picture of a school done by architect Shaily Gupta.
No Ref/Credit.
And picture shot by Andre J ,
It’s a cool school, happy to see it in the video.
Don’t edit and remove the picture. I like it
Added credits. Popped up on Google copyright free search.
@@aevytv Thank you for your response. But it isn’t copyright free. Do visit Andre J’s website
Damn! Good to see Aevy growing at this pace. Had started watching at 30k and at this rate of growth, 3L+ subs would be piece of cake before '22 ends
Thanks man :)
Guys !!! Why are you so underrated??? You guys deserve to be India's real genuine awesome Strategy channel.
I can't understand how you guys able to upload videos daily with graphics and animation like this
I myself experience the horror of claiming insurance when my dad was admitted in covid 19.....it was truely a nightmare....these guys complicate the process so much that a normal person goes to the extent of maddness
Aevy is a vibe!!
I loved the video, and also checked out ditto but yet do not agree with the insurance agent part completely. Yes there do exist malicious insurance agents and people should avoid them at all costs. But there also do exist good insurance agents which can benefit claimers greatly - Something that wasn't focused upon at all in the video.
People need GOOD insurance agents cause when going through a claim there exist multiple barriers making the claim process frustrating. Thats where the agent comes in and makes the process easier.
I acknowledge that finding trustworthy insurance agents is hard AF but they do exist and hence this comment :)
why is this channel not gaining subscribers?
This is literally the best channel in the world!!
feels sad:(
At times I feel these skits you guys do are much better than the on Air adevertisements I feel you might be able to open up a new adverts company with that , Aevy is the vibe .
Jai Bagwaan TH-cam Baba / Google Baba.. sabb InfoTech media ke kamaal!
Thank you for shedding a light on ditto. Will check it out.
Just for other people's knowledge, is it any different from policy bazaar?
5:45 "Bro" caught me offguard!!
Name of that rajinikanth movie is "aarilirundhu arubhadhu varai" meaning -(from the age of 6 to 60) 🎉❤
so usually whenever I see an informative video , I keep it on watch later, so that I watch them when I'm in a focused mode to understand, but with Aevy it's not the same. As soon as I see your notification, I jump to watch the video. Even if I run out of fun videos to watch , your channel is the go-to place🥰.good work
Though this was a necessary video, but I knew that this was a marketing campaign of ditto insurance by finshots backed by zerodha. Nice move gurram sir. This video was also no scam marketing.
Your video is so much information as a 12 year old boy for me I find it very interesting and get an over picture of many topics that my school don't teach
So, thank you much to all of you bhaiya and didi.
Anytime brother :)
The best edu-tainment channel on youtube
This video is explaining the benefits and existence of insurance so efficiently
Tell me the name of some good insurance company? What about star health?
I love varun's entry every time a concept is introduced by Achina😂😂
Never thought disha patani is such a good teacher
Amount settlement ratio is also need to be check before buying health insurance
Some of this is factually mixed up. For example, regular premium and single premium is different from monthly and annual premium. Both monthly and annual premium are types of regular premium
My Father has an alcohol addiction and they have stent surgery in the past. Two stent are placed in the body. I am getting insurance at a high premium. So should I take insurance cuz I am afraid what if it got cancelled due to an alcohol substance found in the body or some accident happened due to alcohol. Advice me ??
11:40 LMAO varun act is so good man, on a serious note this was a much needed video for every generation.
Sketching Varun as a Saviour. 🔥🔥 great move.
Hey team, Lovely work and I am already binging on your content. Kudos to your effort & Curious to know how long you take from ideas, scripting, filming and editing? I am already surprised that I'm consuming such amazing content for free! I'm sure you will be the next big thing soon in YT!
This video is in an another level and great integration of song.
Hey guys, please make a video on foreigners who make videos about India like reaction, travel vlogs, 100 days in india kind of videos and claims to love Indian culture and movies but in reality they are just on youtube to make money by making content on India for views... It's also a kind of case study since from last 5 years there has been a rapid increase in such kind of youtube channels....
Aevy is a Vibe! Always love your content!! Love the skits! Love the patani explains everything!! This consistency is Epic guys!!! Love watching you! Papa Ocus Expressions are the funniest lmao😂, and Maya's voice is so good and the way she explains everything has gotten so much better!!! Love you guys!! Just a quick question, " TH-cam se paisa aana shuru hua ?" Jk lol. See ya till next time.🙂
great video! one suggestion, if someone is sponsoring the vid, please mention it explicitly. we have no problem with sponsorships (kab tak loss making rahoge :p) but full transparency is always loved and appreciated.
It says “includes paid promotion”. TH-cam doesn’t let you put up a sponsored video without it.
What about policy bazar ? ditto is better than them ? How ?
Copay is put sometimes so that people don't file fake claims. Also the premiums work out to be lower in that case. So it's not entirely a bad thing. It would have been nice, if you people mentioned how to ask the insurance companies to pay the full amount for the medicines if my room rent is higher than what they will pay for it.
speaking of insurance plz make a video on us medical system
I know all of this as my parent are linked with Insurance Sector and I'am Happy I Helped over a hundred people get insurance (either term or investment) and I felt very happy that day when my Company gave full Death Benifit to the insurd's family.
And I'm Proud that the Company where my parents work in, has a Claim Settelment Ratio over 99.2%
company name ?
@@akhanshasahdeo3994 Bharti AXA Life Insurance
Because I trust you guys with the info you provide and also because I am a fan, i booked a consultation and made sure I mentioned you guys. Keep posting the fire content!!!
I have been watching and following your channel, I felt it was unbiased. For the first time, I feel that this video on insurance is highly biased and only based on research by 'ditto' ,whereas any subject on insurance is incomplete without LIC. This video seems to be an ad campaign for ditto, which is not in the spirit of your channel.
Please make a video on ZERODHA .. I have heard it is a good company , but dont know what it does and how it became popular.
Loved the awesome portrayal of Varun Rona with a Nerf Gun (Vikrant Rona) and remembered that he is a Kannadiga... Varun sir's scenes are the best and make me laugh the most 😍
Insurance without co pay have higher premiums. 10 % co pay is optimum
I have a doubt! While explaining the "room rent limit" part, she said medicine and surgery bills costs higher with the private /deluxe room rent, right? Well, if we just request the hospital to provide us a shared room, then the insurance won't bother us by paying partially, right? It just sounds like it has more to do with the hospital and the room you're admitted in than the insurance you're having. Or am I wrong?
It’s channel like yours that I have hope on humanity and Indians!!!
Your video editor edits funny B rolls at a perfect time because he knows where the audience going to lose attention.
That is really informative and thank you for this video but there's a huge market where insurance is provided by the employer (at least in IT space) and we can't choose our own. How to deal with that? Usually, their insurer isn't the best, at times not even good but since the medical insurance is compulsory, one can't opt out then why would I go and buy another insurance which covers 90% same things. I would really appreciate an opinion or suggestion.
I already said that “ you people are great” and the way you are teaching fabulous 👍🙏
Thank you brother!
What is the business model of Ditto?
This type of education and awareness is much needed..thank u guys
the songs at the end are a lot better than before. i love em
Your video and content delivery is very good and easy to understand.
That bully analogy was perfect. Indians really know how to make movies....Bollywood > Hollywood😂
This is sooo good.🤩
...Been a teen i wondered what is an insurance....father told me one but it was too complex.....
Jeez thank you for your work 😁
I still dont know why people forget that they are still in India and not in usa. People will put money for future when they have enough for today..
What about term life insurance ? does claim get rejected there as well. i sometimes wonder how does 15000 per year cover 1 crore claims.
Chance of falling sick to the tune of 1Cr is very less especially if you’re young.
Now this was an interesting commercial advertisement for ditto. NGL had me in the first half.
The way you put so much hard work and team work in your video I really feel you deserve millions of views every single day
Haha, really loved this video. Thankyou for giving us valuable information in each and every video of yours! Always glad to learn something new. Loved the song at the end as well xD Love you guys
Hey aevy tv I have a question for y’all do you watch anime or not and if yes which ones
Aevy is a vibe!!
Chainsaw man
Oh nice
Boss ur content is always excellent and the creativity has no comparison ,love it 😍😍
Wow, a smart move to reduce the rap/song part in the beginning, didn't feel quite stretched too, unlike at the end
simplest way to understand how insurance works..
0:45 Nice integration 🤩❤️🙌
I have a doubt, what if a company that provides insurance closes, what happens o insurance it sold.
Tysm...
Plz make video in tax cut
How small businesses can cut off tax....
your videos are more addicted than fast food, i already watched 10 and this is the 11th.
Insurance lo hi kyu..?
1) bahar ka mat khao, HEALTHY RAHO
2) itna paisa FD me ya saving me rakho, ki need padne par apke pas ho
3) INSURANCE is just a fraud, where money LENA is very easy for company, zarurat padne par PAISE LENA, is veryyyyyyyyyyyyy DIFFICULT..
That's the reality. So just pay attention to your health. There is no need to indulge in a loot.
But getting money is considered a claim settled... So you can ask 1 lakh and the company can give 30k...and that would be called a claim settled... So 90% can be misleading.
Insurance has been one of my favourite topics for the past few years but I wish you talked about this industry from a business perspective than this content. How to buy insurance is better covered by financial channels. LLA has very good content on this. However I understand if this video was made for sponsorship only.
My company provides health insurance to my me and my family, should I still buy a Health insurance?
AEVY IS A VIBE ❤️
Wonderful explanation even a child can understand this way
I hate that this just seems like an advert for Ditto
But it's not
these gradient backgrounds are cool ngl