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I’m about to give up. The interest is to high😭

Do you have an affiliate discount for book keeping launch?

THANK YOUUUU! 🙌🏻✨🤗 👍🏻

Will I be qualified and able to land a regular bookkeeping job after finishing the course ?

Grace does notvwipe out consequences of our actions. Repentance is necessary to build back stronger. If he is a Christian he will do that with Gods help but he signed the contract and she did too. That is business in order to protect your niche, audience and brand. They knew this. Was Dave supposed to not move on the contract? Was he supposed to let all the gossip hurt his business while he had a contract, for a reason. I don't have to agree with the contract or decision to know it is binding and it is business. I am glad they tried to save the marriage but wish they had done something to soften her transition from employment and helped her too, but that does not require her staying employed. He isn't an enemy for making that choice. Itvis crazy to question his Christianity for trying to hold a standard for his brand.

I think my problem is that I have never been materialistic and don't let money rule me to the point I just have to have what I cannot afford. There is no way you can't live without credit. It was done before and I still do it today. I have the peace of mind. You are not born with credit. You have to get it and grow it to begin, so why are people so dumb to believe that they never really existed before credit? Because you have been told enough times to believe it! This only proves the points that he makes and I am very surprised to actually see it. But he says "live like no one else" for a reason. I just didn't know how relevant that statement is. Also, who would put their name on products and services after building an empire without getting paid for it and making sure those companies are in line with what he teaches? None of you would if you are smart. He didn't get there because he was dumb. It is never okay to get paid for it until it is you getting paid for it. Funny how jealousy shows it's face to knock a man down for his business deals when you didn't have the opportunity to make them. Crabs in a barrel who charge more for less to catch up with him is what I see.

The points raised do not make Dave wrong. It is a matter of discipline, and opinion. His program is about having no debt or using credit, so why all the comments about credit scores when you don't need them on his plan? The emergency fund examples speak to car problems or little emergencies that people have no savings for at all. So, what difference does it make if it is little if you never had the funds save anyway. It is a small start for a reason to dive into cutting debt without a little excuse to get something on credit. The people who don't like it are people who don't want change, which is why they are in debt to begin. Others monetize off of the fact that they won't get serious enough but will pay thousands to pay another coach to not push them as hard. Which is why they are in debt. Not everyone can do that and his program, literally everyone can do, and access for free. I know this because I used his books from the library and his website. He has no problem being consistent with his ideas free on his programs and radio broadcasts. I am only in debt because I kept being told I needed credit. I paid off debt before but struggled with other advice until deciding to follow Dave. It is my preference to not use credit and I shouldn't be shamed or called dump for that either. He is the only one to tell me I am right and how. I prefer that!

Great information . But yhe biard5 anf figures ate to small bigger white board be per5 . Thanks Paul

HELOCs are not the problem. Most people have poor money management and live beyond their means with barely any money left over at the end of the month. For those who do know how to manage their money HELOC is just another tool and if utilize properly can have huge benefits

This video was extremely helpful! Thank you!

I visited your TH-cam channel and saw that your content is so good. But there are many workspaces, so you need to update your video optimization. Like SEO-friendly video title selection, writing an attractive SEO-related description, and researching high-rank targeted keywords according to your niche to rank your video.

You explain everything so simply. Thank you. ❤

People make this sound great but I actually tried it and my card is more maxed out than it was. Car trouble comes along other unexplained or emergency expenses come about and you have no cash it has to come out of the credit card. When you live paycheck to paycheck at least from my personal experience I don't recommend this unless you definitely have a good savings account that can cover your unexpected expenses so that you don't end up putting more on your credit card then you end up paying off

This is very similar to my scenario where I have been trying to make VB work for me, but when I ran the numbers, it just didn't work. I've already increased my income, but the increase in rents (my family's and my mother's apartment), food, and gas mostly, insurance premiums...etc. Everything is in a budget and accounted for. Housing for us is over 50% because we pay for my mom's apartment. Long story, but she has health issues and cannot work at 72 and never worked, or had any income. Here's what I observed about the VB channels and crowd. 1) They're quick to want to get a HELOC, which is a red flag to me. 2) A PLOC is doable, but when banks are closing CCs and reducing limits AND you don't have the extra savings to cover things like future month's bills, that's scary. I'm not putting anyone in that position to save a few $$ of interest. 3) They're not doing the math and seeing if VB is really a better choice, nor have I seen anyone who has a testimonial that it worked for them. In fact, the opposite, there was a popular VB channel that I followed, but she hadn't been heard from in 6 months. After around 8 months of watching videos on VB, I'm still not comfortable with parking my money in a PLOC or a CC without having a robust emergency fund. I'm a Christian and in the Bible, there is 5x more said about saving then there ever is about how bad debt is. I've been in debt before, and I'm in it now. I'd rather apportion more to Savings and my emergency fund and weather the storms, then take the time to make VB work for me, It's a lot of Admin. lol

Hi Jess, Love your videos. Each video is full of wisdom. If you have some time later this week we can discuss a possible collaboration. What do you say? Cheers, Sahil

Hi Jess, You are providing immense knowledge here on youtube. Thank you so much. If you are free sometime later week can we discuss a potential colaboration/partnership. Congrats on 100th video, Stay shining, Sahil

Damn and hwre i thought i found a new weapon with velocity banking, what is dwbt snow ball?

Hey Jess! Can you give me a good tax advisor recommendation? I’m looking to become a financial coach and have found your videos, extremely helpful! Everyone says to form an LLC before you do anything, and I’m ready to, but I wanna make sure I’m setting it up correctly and forecasting my tax deduction Savings. Who do you use?

Thanks for doing this. Hopefully is sways a few people who have been misled by the VB shysters.

So if I do the same if I’m paid every two weeks. Pay my mortgage with my account. Then take what I would pay for utilities, insurance etc with my debit card, I take that money and put it on card and pay it off with card? You also need to do this like a day before statement date right?

Bottom line don’t use secured debt “your house” to payoff unsecured debt “credit card”

Hi coach Jess! Love your videos! I recently became interested in financial coaching because I like the idea of helping people in their 40s-50s get out of debt quicker, especially Latinos who struggle with English and have low cash flow. However, I am already a commission-based life insurance broker in a non-captive insurance agency. I hear that financial coaching is not commission-based nor is it to sell products, so would this create a conflict of interest? Are there financial coaches who are also life insurance brokers? Thanks for your input in clarifying this for me!

Don’t make a kid because it costs like $100,000 dollars from 0 to 18 years

Borrowing belief is so important on both sides of the coaching relationship. Great podcast.

Not a goldfish, watched the whole thing :) Would love to know what camera you use, great quality.

You are very right about everything you said.

I DON'T KNOW WHERE TO EVEN START?

HOW ABOUT IF YOU HAVE MULTIPLE CREDIT CARDS?

Just sent my form thank you!!!

So because 1 out of 10 may loose every thing. The others should not take out a HELOC to pay off credit card debt. Just silly

If a person or business is encouraging you to get a heloc, ask them if they earn an affiliate amount from people they refer 🤫🤫

Shout out to Bookkeeper Launch for being a transparent, authentic company that is invested in changing people's lives! 💜

What's holding you back from starting your own bookkeeping business?

THANK YOU FOR THIS Video 😃. Much appreciated 💞

20:26 how to get the absolute best price on keepful 😉

Are you using a CRM right now? What questions do you have about keepful?

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At 8:32, can you explain why the 5,000 extra payment for VB isn’t applied entirely to the principal? Shouldn’t the loan balance be decreasing by 5,000 vs the 2,728.79?

so VB will accomplish debt freeness fast than the snowball when the interest rate of the line of credit is lower than interest rates of the CC or other debts??

Thank you

To make a video saying not to do something you did doesn’t make sense

The non payment default applies to all lending companies. It’s normal. So don’t default and make good future plans and learn discipline money management. Don’t spend more than you earn. Heloc is a a great tool.

"I refer them out ... because their needs are not a fit for what I teach." This humility is going to lead to such success. I love the authenticity here.

at 9:35 VB is 5 months faster than the snowball. yet at 12:45 you say not to use VB. im confused how you reached that conclusion. please explain you reasoning.

Completely agree. I have a friend who took out a heloc with her husband and are now stressed out with bills coz they were never great at managing their money to begin with 🙄 not only they took out a heloc but also multiple personal loans which was a really stupid idea for the kind of ppl that they are. They need to come to their senses and really acknowledge that they both have a spending problem. Rather than use it a tool, they thought it was the solution to their debts to only acquire more damn debts sigh. That term "a fool and his money soon departed" is so true for a lot of people.

If only had just 1 card

Not a Goldfish :) Your videos are so encouraging!! Thank you ❤

EXCELLENT!!!

Do I need an accounting degree to be a financial coach? What's the best way for someone with no experience in finances or college degree to get started from scratch? I look forward to your response.

So I’m about to take out a HELOC but now I’m thinking of a personal line of credit instead. Thank you. I was only going to do a 10k line and I have the money to pay it back if something were to go wrong I just don’t want to use my capital for lowering my mortgage debt or a car debt.