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Penalized for refusing a plan I can not afford? How American... My Medicare Part D plan monthly premium for 2025 is going up 700%. "Inflation Reduction Act" and Bidenomics at work... I'll tell them to shove it...

Martinez Christopher Williams Melissa Taylor Lisa

Awesome, thank you for the info!!!!!

Great info and easy to understand. Thank you!

Thank you for the information about penalties for non compliance.

Great video!

What is maximum age limit to get Medicare plan 100 99 90 92 what

Mr. Trump! Stop taxpayers paying for gender reassignment surgeries! Please! I i had a coworker work 2 weeks before her death because she couldn't afford cancer treatment but these nut jobs get away with free surgeries?! Stop this now!!

Ihad free Medicare for a long time. Then syndenly the social security start keep money from my check i am75 y old. And i want to know why the are taking money out of my check. I ammaking about 32.000 thus per year

Thank you very much because it is so clear. really helped me in my work

I am paying $68 a month for my Part D plan. It’s also $500 deductible, and barely pays anything for my meds. I take two eye drops and Gabapentin. And then I take Pantaprazole and Ondansetron. So I have a large copay on top of the $500 deductible. So byt the time I pay my insurance premiums and vehicle insurance I only have $35 left for the whole month to live on. Can’t afford gas to even get to go to a doctor. So I’ve had to cut the visits down.

Very helpful video. Turning 65 in September. Still working but plan to retire in January. I want to make sure I have Medicare by the end of the year because I will no longer have employer provided insurance in January. How long does it usually take to get approved and be covered by Medicare? Can I still sign up for Parts A & B now even if I will have employer insurance for a few more months? Thanks!

Its $176 a month

There’s a large deductible for each hospital admission. $1500 or so. You’re welcome.

If I receive the spousal benefit from Social Security am I automatically enrolled in Medicare?

Can someone on plan N flip flop to plan G without medical underwriting - or some kind of penalty?

Yeah but you give illegals medicines free!

FINALLY,a clear explanation and verification of what I have been trying to find out. Thank you for putting it to rest and making it clear!!!!! I still get multiple calls every day asking if I "got my free Flex card."

I live in Georgia and I was told I didn’t have to Medicaid to apply for the QI Medicare savings program. Maybe someone could give me some information. I’d appreciate any help you can give me.

How should I sign up for Medicare? I am 77 years old, arrived in America in 2016 (refugee) and receive SSI. I am an American citizen now. What form do I need to fill out to get Medicare?

How do I find out if I qualify for assistance for my Medicare premium?

At the top of the Extra Help application it says if you have Medicare and Medicaid DO NOT complete the application as you will be automatically enrolled. My Disabled Adult Son (DAC) - receives Social Security DAC benefits based on my work credit history (a type of SSDI) and is already on Maryland state Medicaid (healthcare & waiver program) and is becoming eligible for Medicare on June 1, 2024 after the 24 month SSDI wait period. When he was mailed the Medicare Part A & B card recently he also received from Social Security the application for Extra Help. So I am confused as to whether he has to apply for Extra Help or not, and if he does get automatically enrolled, shouldn't he receive a letter about that? If he does need to fill out the application, does his Maryland ABLE account (a special savings account to protect government benefits for the disabled) get listed as a resource or not? Thanks

I'm a Federal Employee covered by FEHB and age 64, I will work till age 67. I am also a dual citizen of the US and Switzerland. At retirement I will move permanently to Switzerland and Medicare will be of no use to me. My plan is to sign up for Medicare Part A soon (as required) and forego Part B after I've retired. In the time between start of retirement and actual move to Switzerland, about 1 year, I will keep my FEHB coverage along with my Medicare Part A. I understand the potential cost increases (10% per year) if I decide to stay in the US but sign up for Medicare Part B outside the enrollment period. My concern is, if at retirement I sign up for Medicare Part B, and then a year or so later move to Switzerland, it will be difficult to stop Medicare Part B premiums from being taken out of my Federal pension (FERS). I would be interested in you opinion. Thank you.

I just completed my application today. I'm hoping it will be accepted. If I decide to pay it quarterly or monthly, can you tell me if there is an auto pay option and if there's any fees SSA charges for any of the options chosen as in credit card or any other option? I look forward to a response and thank you in advance.

Hmm thought I posted this guess not, please correct or confirm the following. I need to delay my part B as I am on my spouse's plan till she retires. I have everything ready to apply for Part A and NOT enroll in Medicare Part B. I entered under Group Health Plan my wife's start date for Group health (employment) plan and my start date under that plan (health insurance coverage). Under remarks I re stated my intentions. I believe that when my wife's health plan terminates I have 8 months to start another application enrolling in part B with cms (40B, L564) as attachments. This will allow me to start Part B with no penalties and defer paying for part B. Sorry for the confusion .. I just want to get this right.

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Do you get a flex card through your insurance company

will it help pay your rent

Hello, great video. I am trying to gift my homeless parents a house and my parents get Texas Medicaid QMB and medicare. What should be the maximum house value in Texas so they do not lose their QMB benefits ? Also does Medicaid estate recovery program try to seize the house of deceased QMB recipients who never lived in any nursing home or any other long term living facility ? Thanks

If I get DAC benefits and I have medicaid, will I have to pay part b premiums?

I got my Social Security benefit at the age of 62. But Bever applied for Madicare at the age of 65. Now I am 70 years old and will be 71 soon. I would like to know... 1) If I have to pay a penalty for not getting Medicare insurance at 65! And if so, how much will it be? . 2) What will be the best time to apply for Madicare Insurance?

Great content, succinctly presented.

Thank You and I'm Trying To Find Out About The FLEX CARD

I am a retired Federal Employee with Federal Blue Cross Blue Shield. I have Medicare part A and B. Do I need Part D? What does it cost? Will I be required to by only generic brand drugs?

Great explanation

Thanks again Shauneen for your service and update info. Great as always.

Great important info!

as always great info thanks again.

If you have a question about Medicare costs please post it below!

Do they have Plan D

Very useful video, thanks so much! Have a great day!

Wil you be penalized if you choose not to ever have a drug plan?

thanks again your videos are always so informative

Have a question about Medicare Part B? Post your questions and comments below!

So turning 65. Employer over 20 employees. No HSA. My group health insurance premium is under $200 month for spouse and myself. Spouse is 64. Do I just sign up for Medicare Part A only and my health insurance through employer will keep paying (for spouse and I) until I retire in 3 years?

Thanks for the clear and precise info.

great info thank you

Post your questions or comments below!

Okn I'm confused on all of this medicare stuff. I turn 65 on October 27th, 2023. I plan on stll working until my full retirement age which is 66 and 8 months I believe. So, do I need to apply on July 27th since its three months before my 65th Birthday?? Thanks

Hi there! I'm a bit confused about the sign up window. If I turned 65 in April, do I have until the end of July to sign up for Medicare? I really appreciate your help!