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Brent Coleman
New Zealand
เข้าร่วมเมื่อ 17 ต.ค. 2012
Are you looking to buy your first home, investing for the first time, saving towards a goal, or perhaps a combination of these? This channel is for you! My name is Brent and here on the channel I share videos in the personal finance and investing space. These two broad areas are significantly underrepresented in school curriculums, and through my videos I hope to bridge this gap for an audience of any age and geography. If you'd like to learn more about better handling your money, please make sure to subscribe and click the bell button to ensure you don't miss any of my future uploads.
Get Your ABN in 5 Minutes FAST and FREE 2025
Getting your ABN is fast and easy in 2025. ABN is the Australian Business Number, a unique identifier required by law for all businesses operating in Australia. In this video I explain how to apply for it in 2025.
// SOCIAL
🌏 Follow Me On Instagram @brentcolemaninvesting
🌏 Subscribe at: www.youtube.com/@BrentColeman/videos?sub_confirmation=1
// CONTACT
For business enquiries, please reach out to me at brent.michael.coleman@gmail.com
// USEFUL LINKS
✅ Sharesight (NZ/AU/US/UK) 4 Months Free: sharesight.com.au/brentcoleman
✅ Dosh NZ - Best Way To Pay: dosh.nz/app and use my referral code 00030886
✅ Get $5 FREE with Sharesies (NZ/AU): sharesies.com/r/C744KD
✅ Get $45 with DoorDash: drd.sh/yzemFEO8gYRTjiKt
✅ Free Month Car Insurance coveinsurance.co.nz/referred/?code=BD17AC&firstname=Brent
✅ Get $10 FREE with Hatch Invest (NZ): app.hatchinvest.nz/share/hmwyxje5
✅ Hnry (NZ) Free $25 Freelance Accountant: app.hnry.io/r/BRENT82488
✅ Get 20% off Stockopedia's stock research tool: why.stockopedia.com/brentcoleman/
✅ Up to 70% off Investing.com's Ai-power stock research tool, InvestingPro: www.investing-referral.com/aff55/
I include these links as they often provide a benefit to my viewers. I might receive a commission from these companies, or other third parties, in the case a purchase is made either using a link or signing up for a service via a code. This helps me create high-quality content and I thank you for your support.
Disclaimer:
I am not a financial adviser. This video is for education and entertainment purposes only. Seek professional help before making any investment decision.
// SOCIAL
🌏 Follow Me On Instagram @brentcolemaninvesting
🌏 Subscribe at: www.youtube.com/@BrentColeman/videos?sub_confirmation=1
// CONTACT
For business enquiries, please reach out to me at brent.michael.coleman@gmail.com
// USEFUL LINKS
✅ Sharesight (NZ/AU/US/UK) 4 Months Free: sharesight.com.au/brentcoleman
✅ Dosh NZ - Best Way To Pay: dosh.nz/app and use my referral code 00030886
✅ Get $5 FREE with Sharesies (NZ/AU): sharesies.com/r/C744KD
✅ Get $45 with DoorDash: drd.sh/yzemFEO8gYRTjiKt
✅ Free Month Car Insurance coveinsurance.co.nz/referred/?code=BD17AC&firstname=Brent
✅ Get $10 FREE with Hatch Invest (NZ): app.hatchinvest.nz/share/hmwyxje5
✅ Hnry (NZ) Free $25 Freelance Accountant: app.hnry.io/r/BRENT82488
✅ Get 20% off Stockopedia's stock research tool: why.stockopedia.com/brentcoleman/
✅ Up to 70% off Investing.com's Ai-power stock research tool, InvestingPro: www.investing-referral.com/aff55/
I include these links as they often provide a benefit to my viewers. I might receive a commission from these companies, or other third parties, in the case a purchase is made either using a link or signing up for a service via a code. This helps me create high-quality content and I thank you for your support.
Disclaimer:
I am not a financial adviser. This video is for education and entertainment purposes only. Seek professional help before making any investment decision.
มุมมอง: 298
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Dividends are one of the great advantages of stock ownership. When a company makes a profit, generally it is shared with shareholders via a dividend. ETFs are a great way to get instant diversification and invest in a basket of dividend ETFs. Diversification is essentially not having all your eggs in one basket - if some of the eggs are rotten, you've still got a whole basket of others to pick ...
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The Australian Dollar has dipped below 62 US cents this week, a five-year low! In this video I dive into the factors causing such a large drop, and what it could mean for you and your wallet in 2025. // SOCIAL 🌏 Follow Me On Instagram @brentcolemaninvesting 🌏 Subscribe at: www.youtube.com/@BrentColeman/videos?sub_confirmation=1 // CONTACT For business enquiries, please reach out to me at brent....
8 Advanced Sharesies Features You MUST KNOW in 2025
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Sharesies is the most popular investing platform in New Zealand with over 700,000 users. Sharesies has since branched out to Australia, and offers over 10,000 investment products from New Zealand, Australia, and the United States as of Jan 2025. In this video we dive into 8 advanced Sharesies investing strategies that can help level up your investing in 2025. // SOCIAL 🌏 Follow Me On Instagram ...
Top 5 Super Funds in Australia for 2025 - Is Your Super Fund on the List?
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Looking for the best superannuation funds in Australia for 2025? This video breaks down the top-performing super funds according to the latest Morningstar Superannuation Survey (Nov 2024), helping you make an informed decision about where to invest your retirement savings. I review the highest-rated super funds across various risk profiles, from conservative and moderate, to growth and aggressi...
Betashares ETFs in Australia in 2025 | EVERYTHING You Need To Know
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I'm backing APE, SGP, SCG, MND, BHP
Is Chinese food in New Zealand inedible trash like it is in the UK?
You have your Chinese restaurants for local tastes, and the authentic ones for Chinese tastes. I visit several great options, especially around Dominion Road in Auckland. Xian Food Bar (Braised Cumin Lamb), Eden Noodles (DanDan Noodles), and King Made Noodles (Lanzhou Beef Noodles) are my favourite
Are you looking to start a business in 2025? Let me know down below!
Hi Brent, Thanks for the detailed video on all the credit card I am confused between 2 cards ASB Visa Felx & SBS Visa Credit Card I am looking for 0 charge card and would be paying all the dues before sue date so for me which card you would suggest the best
Hey, glad the video was helpful! It really comes down to how you use the card. ASB is good for their low interest rate, SBS for cashback. Dosh has a better cashback rate, but it's a debit card, just thought I'd make mention as they have a $50 signup offer at the moment (facebook.com/DoshNZ/photos/for-a-limited-time-only-get-50-for-signing-up-to-dosh-and-using-your-dosh-accoun/1040625471418529/?_rdr). Hope that helps!
Brent, great video. Traveling to Vietnam. My Wise app on my phone. I've downloaded local money onto my app. I don;t have a physical Wise card so can I use my Wise app to get local currency through an ATM? IS that the best way with Wise?
Hello! I've never tried to withdraw money with just a phone at the ATM, in Vietnam I'd say this would be a big risk. It's still a cash based economy, at least the couple times I've been there. Wise is usually best when Card/ApplePay/GooglePay are accepted (e.g. NZ, AU, US, UK), but for a country like Vietnam this would only be possible at large global hotels. Much of ASEAN has leapfrogged Visa/Mastercard to mobile wallet payments such as with Grab, so you might be able to top that up using the Wise Virtual Card. With the card, there is a maximum amount you can withdraw (NZ$350 from memory) before fees kick in - probably still better than the banks though! Hope that helps!
Is there a way to compare multiple loans to see when it is best to switch or divide monthly payments? For example, for two loans of equal principal amt and interest rates, say, 8% and 5%, the monthly interest of the 8% will obviously be higher... until the principal is so low the 5% loan interest is larger and its more efficient to switch payments to the 5%. I have yet to find a suitable calculator for more complex situations and my limiting factor is excel/sheets knowlege. Help!
Tradie utes usually have a tool behind the wheel.
Drop the background music. Your content is great but can't focus on what you're saying
When I just transferred from my bank acc to wise acc and noted it on wise web, it showed like I have transferred amount in the wise acc already, ready to use. Is it true? I don’t think it's so fast like this
Hey! It's usually pretty quick, when I do a bank transfer it usually takes an hour to come through. The transaction on the app might say it's pending, or your bank might just be really quick at sending funds!
"The truth is," the tariffs have to do with bad deals that past American governments have done with these countries. America was being ripped off while the deep swamp senators were becoming rich through back door deals. Therefore, Trump is currently bargaining with these countries who were taking advantage of Americans through tariffs.
I'm sick of hearing... "Gold is a pet rock & physical Gold pays no dividends!". Well, it doesn't need to, nor is it meant to. Its tariff insurance.
Didn’t say anything like that, I’m investing into gold too.
Tariffs encourage the capitalist to create or expand a business locally. So, the higher prices that the consumer pays are only short term. This is the theory anyway. If there are silly green rules or some other crazy regulation then the capitalist still might not want to go ahead with this. Removing bureaucracy is another good way to encourage capitalism.
So very wrong. What your saying is that you can manufacture products while poisoning the environment. Once you kill the consumers , who will buy your product
Dollar cost average on the discount sale. BUY, BUY, BUY!!
I think us an other countries are going to get a huge amount of stock from china which they will need to off load as not having a buyer in the US.
Very well explained.🙂
USD will only go up in value from here!
The US pre market is doing the same as Jan 27. Big vertical lines going straight down.
Wow! That was a mouthful. Although I'm not sure i wanna pursue my postGraduate studies there. Thanks for sharing
Good video, you have a skill of explaining things clearly. Have you done a video on Kernel Wealths latest fund and comparing it to Smartshares?. They also seem to have just removed their monthly management fee.
Very good
Wish there was an EV and Battery Tech ETF.
Zed please not zee!😊. We speak English not sesame street
Thanks Brent, Now the US is under new management you made it easy to work out where to put money into the US market.
Yup, Trumps meme coin 😂
Happy fruitful year, I'm beyond excited! In just one week I'll be debt-free, having paid off my entire $285,000 debt and begun a new chapter of financial freedom.
What brokerage do you recommend for lower fees. I have sharesies but they have high fees compared to other brokerage.
It comes down to personal preference, but for the Smart ETFs you can invest directly through them which might be more cost effective: www.smartinvest.co.nz/invest-with-us/smart-etfs/how-to-invest-in-smart-etfs . Hope that helps!
@@BrentColemanMore “cost effective” even though their management fees are 10-12x as high as similar US Vanguard ETF’s?
Might want to read the question again regarding broker fees, not management fees. I addressed your point in the video three times lol
@@Xalta_Sailor The cost difference seems to be related to tax if you are in NZ, where smartshares seem to make things easier if you are based in NZ.
I thnk Fang ETF is much better than these 13 stocks
Not for dividends, which is what this video is about. And of course fang stocks aren’t Australian.
Good analysis
Its all BS, government don't care about Australia people, Australia people are poor, and government still stealing money from Australia people
So where is 'Old' Zealand?
The Netherlands
About SGF. They are about to be sold to another company, and the last dividend was sort of a “thank you for the ride” gift to the actual shareholders. Not sure it’s worth investing in it because there is nothing more to come.
Nice video
Hey bro your Sharesies promo has expired
Hey! Are you using this link? sharesies.com/r/C744KD . I just tried it and was able to access the screen asking for your country of residence.
I just used your link to sign up to Sharesight. Thanks!
Hope you enjoy it!
Love your content sir!
regarding the KOV-I haven't seen anything like that in my life...Dividends are always paid on the local wave high, then stock crashes for a few months, and go to new highs again until the next dividend. Looks like easy swing trading stock, buy in between dividends and sell right before ex date. And this cycle lasted for years. . Even during 2015-16 crash, dividend ex dates marked correction tops. Unbelievable. Just see the chart with Div dates on it.
So when did FMG get filtered out of your top 13 stock list?
its crashing stock, he filtered only the ones which go up. Mining companies are in trouble right now and bottom is still ahead at lower prices.
Yes it was the one year price movement. Falling 35% will prop up its yield, but even despite that, it's been a decent dividend payer over the years.
Regarding overall performance, Spirit Super has merged with Care Super as of November 24 and called Care Super going forward. Will be interesting if they can lift their performance and returns.
Like the look of this tracker but at those prices it just don't seem to justify it😮
Yes it's quite the investment 😅 but certainly best in class from what I've seen
@BrentColeman Yes agree but for you doing a channel it make sense, for now I'll use my cheap trackers...
Having inherited some money, I’ve decided to invest into dividend paying companies and ETFs. Receiving a lump sum of money is very different from building up some wealth through dollar cost averaging
Your name and that flag don’t go well
Thank you Brent, joined Kernel (because of you) and am in the process of closing Sharesies.
Glad it was helpful!
Thank you Brent, joined Kernel (because of you) and am in the process of closing Sharesies.
thank you, this video helped me understand quite a bit
Glad it helped!
Just a quick question if I may, which would you recommend Sharesies or Kernel, I personally love watching the stock market (I’m weird like that lol) and at the moment I am loving the fact that I can put money into individual shares, but what would you prefer? And is Kernel more like Milford Asset Management? Thank you in advance
@ No worries! It all comes down to personal preference really as there's no magic bullet when it comes to investing. If you're just starting out, it may be useful to look into ETFs, diversification, dollar-cost averaging and a few other investing jargon terms, as it can help guide your investing journey. Sharesies allows you to invest in 10,000+ investments (ETFs, stocks, funds) in NZ/AU/US, while Kernel offers low-cost index funds with a range of investment focusses. These are known as passive funds, as they invest in an index (a reference portfolio) and buy and sell less often as compared to actively managed funds. Milford has actively managed funds, which means they buy and sell often to try and get a better return, but that comes with higher fees usually. Hope that helps!
@@BrentColeman WOW okay that makes a whole lot of sense, thank you so much Brent, definitely subbing and following you on Insta, thank you again, really appreciate your advice.
@@dean_winchester007 glad it was helpful! Feel free to reach out if I can help in any way!
thats the video we want m8,even growth stocks
FYI Jetts are awful, they will do everything within their power to maintain you other than offer sufficient customer service. Cancelling your membership is a task unto itself, cancellation fees which are illegal and their practices have been evaluated by the Commerce Commission in 2017 for devious tactics.
What happens when you pay less? payment should have been 700 but you only paid 500?
It depends on how large the interest component is. Below is the usual treatment: Payment < Interest Charge = Remainder of interest would capitalise i.e. be added to the loan balance Payment > Interest Charge AND Payment < Instalment = Loan term would get pushed out as it is amortising more slowly Payment > Instalment = Loan term would be reduced as it is amortising faster.
G'day Mate!.....Nice List, but i decided to Cull the List a Little! Wouldn't buy Banks at the Moment because i think they are over valued so decided to cull ANZ from the list along with JYC AX1 SGF ACF.....In my view Too Much DEBT. As for the others, i Already own HLI & SSG.....Overvalued at the moment in my opinion so i'm not buying, but actually trimming HLI a Little....Bought in at a very nice price so i think it's Time to take a Little Profit! As for the Rest....SGLLV (overvalued).....KOV ( Overvalued ).....NHC (Undervalued).....GLB ( Undervalued).....GNG (Undervalued).....BIS ( Undervalued ).....This is Just my Opinion & i have a Personel BUY IN Indicator that i use And according to this i Currently have GLB on my Buy LIst & The others on Close watch. Any Thoughts Most Welcome!
Thanks for sharing! Debt is certainly an important factor to consider!
This is an interesting starting point for a closer look. Thankyou, Brent.
Glad you enjoyed it!
Only a handful of the stocks you mentioned are worth investing. Sun Rice and SG fleet. I'm curious to see the lvr loan to value ratio how much debt vs total asset value. 70% is the golden number
Good video bro but I think your analysis needs to be more like what you would do if purchasing a company more in depth and meeting your personal thesis
Love me a good dividend