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I appreciate that! Glad it’s been helpful!

Thank you very much!

Glad it was helpful!

Glad it was useful!

Is there a better source of data I could use if I update the video again later down the track?

This is where it gets a lot more tricky as it requires a goal seek computation, which google sheets isn’t great with. The best method would be following the same steps, but for the interest component, taking the (1) interest rate divided by 365, multiplied by (2) the number of days between each instalment eg 7/14/30/31, and again multiplying by (3) the running balance. The instalment amount will need to manually played around with until the loan schedule balance gets to $0

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I got it from the website at the time the video was made. It may have since changed

Glad it was helpful!

If you have an in-demand skillset that is listed on Upwork, this can be a profitable side income. For example if you’re in digital marketing, many companies could use your expertise after hours. TH-cam is a slow burn, and the income doesn’t quite stack up, but if you have a passion for something that could be an option too. If you look around the home, you could look for a product that has lacked innovation. Say, like a garden hose. Every house has one so there’s a proven demand, how can you make the product a better value proposition and command a higher price? This could be an option if you’d prefer to make and sell something. Just a few ideas off the top of my head that other online sources probably wouldn’t mention!

Same here! I love their customer service, I’ve never waited more than a couple minutes

Glad you like them!

Yeah wtf!!??

Before tax.

$100k before tax earns 1923 a week.

@@k.vn.k before tax

According to his disclosures he owns 3

Heya, you can find all the data here itemised by MP: www.aph.gov.au/senators_and_members/members/register

Heya! I'm with Milford Asset Management in their Active Growth fund. I am not actively contributing as it doesn't make sense with my compensation structure, and I've already withdrawn the maximum amount for my first home withdrawal. So any dollar invested at this point is virtually untouchable until 65. If Kiwisaver had the tax advantages many other countries have, I'd be a lot more tempted.

This video topic wasn't looking at risk or returns. It is simply looking at the history of increasing dividends.

Great, you keep doing that and I'll enjoy 10% on index funds

Certainly an interesting case right now, however as interest rates subside to longer-term averages you might find 5% becomes 3-4% in a years time as rates drop. Stocks also offer tax-free capital gains should their value appreciate, whereas the 5% interest at the bank is taxed at your marginal tax rate. Not making a case for stocks, it all comes down to personal preference of course (I am tempted by my 8.24% offset account right now!)

Here we aren't looking at the highest dividend stocks, but those that increase their payout consistently. There are four coal stocks paying a dividend. New Hope (9.1%), Stanmore (7.5%), Yancoal (12.9%), and Whitehaven (3.5%). The recent stock chart for Yancoal can show the risk of coal as a sector.

@@BrentColeman Other than maybe Bathurst coal I wouldn't purchase a small coal company, the only Australian coal companies I own are Whitehaven, Yancoal and New Hope. Clearly you don't understand what or why Yancoal's price dropped and why it is a gift from god to buy it at these prices. Yancoal holds $1.5 Billion in cash, with NO debt, with a P/E of 5. They are clearly trying to purchase some or all of Anglo American's Queensland met coal assists which like all coal assists a steal. The price dropped because they may not have a dividend for a year or so in an attempt to secure these assets. If they purchase them their money tree just get bigger with the new assets and Met coal prices being much higher then thermal coal prices and the dividend comes back on. If they don't they likely pay out a one off special dividend and we go back to 12% dividends. Whitehaven have just been through this after they picked up the BHP coal assets for effectively nothing. Everyone tells us that coal is dead it's a load of crap! The world consumed more coal in 2023 than any year in history. With the Chinese for the 2nd year in a row announcing 100 new coal fired plants and the Indians announcing a 40% increase by 2035, not to mention a shortage Met coal for steel production. It wouldn't surprise me if we see both share buybacks and dividend in the future. So I'll take these 3, Thungela, Peabody and their dividends over what you've thrown up any day of the week and twice on Sunday.

Thanks Tim - glad you enjoyed it!

Thanks! I'll add it to my topics list!

@@AK2012-v3e i am a kiwi living overseas so i only hold ASX stuff as a currency / diversification play. for me the NZX is too smal and even the ASX is a little small. my main holdings are US and i hold a balance of SPLG / SCHD / SCHG / XLK and SMH. these etfs are low cost / and decent growth records. eg if you put 20% into each then last 10 years is about a 15% return per annum which is better than trying to pick individual stocks. i use to pick individual stocks but now just focus mainly on these ones (for my U.S portfolio) - easier / less stress and i have the patience..

Haha I tried this with my wife in Dubai back in January (I got my card through AMEX) - turns out it's an instant $35USD charge to your accompanying credit card 😅 only the primary cardholder gets the priority pass access rights (at least from my experience). Hope this helps!

Thanks for subscribing, and appreciate your support!

You can find their app by searching for "Sharesies" on the Google/Apple store within New Zealand and Australia

I've got this one here! th-cam.com/video/F2RlQdQq5ho/w-d-xo.html

Thank you! Glad you enjoyed it!

Thanks!! I hope you enjoy Japan, I haven't been yet but it's very high on the list!

I think we can order from the Australian Amazon website. My wife has ordered a few things from them before

Glad it was helpful!!