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Tony Wang
Canada
เข้าร่วมเมื่อ 2 มี.ค. 2020
Hello welcome. My name is Tony and I am a sales professional and also happen to be a finance nerd. This channel was created because I want to share with everyone the authentic truth of goods and bads of what I have gone through and things I learned along he way. This channel will consist of educational content, stories, and tips & tricks of what I have learned over the years to help YOU improve your financial future. Oh, and I also LOVE travelling and have became quite a savvy traveler myself. I will also upload the secrets I have discovered to help YOU also travel in luxury while not breaking the bank. Maybe even expect for some deep rants about why we do what we do as people and the psychology behind it! Subscribe. Because this entertaining, while educational channel will aim to better YOUR life!!!
The Most Underrated Credit Card | RBC WestJet World Elite Mastercard
The Most Underrated Credit Card | RBC WestJet World Elite Mastercard. In this video we will go over the most underrated credit card in Canada, the RBC Westjet world elite Mastercard.
TIMESTAMPS:
0:00 Intro
0:34 Background
1:48 Signup Bonus
4:40 Companion Pass Explained
On this channel we focus on personal finance, travel, Canadian credit cards so If you like what you see and want to see more make sure to subscribe will be bell to see more!!!
TIMESTAMPS:
0:00 Intro
0:34 Background
1:48 Signup Bonus
4:40 Companion Pass Explained
On this channel we focus on personal finance, travel, Canadian credit cards so If you like what you see and want to see more make sure to subscribe will be bell to see more!!!
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Cobalt to Aeroplan is pretty much 2c/point
Come back Tony, TH-cam needs you 😢
Can you go to maple leaf lounge even if flying another airline?
You have to be flying with AirCanada the day you use the MLL. This card however also has complimentary pass to other lounges outside of MLL. 6 passes worldwide through Visa Companion Program a.k.a DragonPass
Great video. Does this trick still work in 2024?
Can points be transferred from the Amex Cobalt to the Scotia Gold Amex?
does it make a metal sound when its dropped? Im thinking of getting this card just for the aesthetics. Does it feel premium?
Nice! Well explained! Thanks
My major complaint is how they don't put the number etched front. What if I was blind? The reason why most access cards and credit cards have it etched is because it is friendly for blind people. I think putting that number at the back is a huge mistake.
Desjardins is the best !!!
the HSBC Jade MC is now changed to HSBC Metal World Elite and you gotta be its private banking client in order to apply for it
900 credit score is the highest? I found out mine is 871. I have $12k debt on a line of credit limit of $40k. If I pay it off faster-will it make my score of 900?
Old design was better
From a day to day stand point do you get the same offers across both cards? (I recently acquired the Cobalt card, thus considering switching from personal Plat to Biz to get the extra .25x points per dollar spent)
Tony where have you been
This video needs an update
I have 19,724 points on my eclipse Visa card, how much if I redeem against statement credits
about $100
You should get both cards and use them for the max perks. Total winner.
is the CIBC AEROPLAN Visa Infinite card metal ?
no
@@CheerupA1it is
@mattmoore1630 The visa infinite privilege is but not the visa infinite
F****
Those are the 2 best cards any Canadian who travels should carry together in their wallet!
Hi Tony, I think I saw you at Sura dt today but I was too shy to say hi. I just wanted you to know that you are doing a good job here and I would totally appreciate it if you can keep doing TH-cam.
I like the AMEX Platinum but it is a challenger to spend $6000 in 3 months to get the welcome bonus given that AMEX is not accepted everywhere (at least not at the places I normally shop at), while with VISA I can easily manage to spend $7500 in 180 days to get the welcome bonus. will need to plan my upcoming big ticket item before getting the Amex.
DO NOT APPLY FOR AMEX COBALT CARD.. STAY AWAY Amex Cobalt is fraud. Do not apply for this card. Horrible customer service experience They will make you apply for this card on their site, the credit limit they will offer is $1000 dollar, Immediately charge you monthly fees…There are better options with waived off monthly fees for 1 year.. I applied for card, after going through a long process they approved my card for $1000 dollars. I called customer care and they were so adamant not to increase my limit. I cancelled my card in 5 mins of approval.. They are joke.. My salary is 170K +, 720 credit score. No derogatory remarks..
DO NOT APPLY FOR THIS CARD.. STAY AWAY Amex is fraud. Do not apply for this card. Horrible customer service experience They will make you apply for this card on their site, the credit limit they will offer is $1000 dollar, Immediately charge you monthly fees…There are better options with waived off monthly fees for 1 year.. I applied for card, after going through a long process they approved my card for $1000 dollars. I called customer care and they were so adamant not to increase my limit. I cancelled my card in 5 mins of approval.. They are joke.. My salary is 170K +, 720 credit score. No derogatory remarks..
do you know how to go about that whole flight insurance crap this card supposed to carry btw? there is like no information of who to call or where to go
Hey Tony, do you know of any good credit card in Canada which offers any sort of trip cancellation insurance (in the case of sudden illness the day of travel)?
I have visa, master card and Amex and all of the insurances start from trip departure on when it comes to sudden illness like that, and if it’s a known illness you’ve had ongoing that causes the trip cancellation it’s usually not covered even if you buy their optional extended coverage you can pay extra for. These companies are really sticky with health insurance coverage. I’ve had a few experiences with this with a few cards insurance and also banks extended travel insurance.
Good review, maybe time for an update given BNC has updated the rewards program.
Cash is King!
Why only your face is not blurry?
Scotia stops paying multipliers sometimes and they are not consistent with paying the points not a great platform vs cobalt.. you have to call scotia to complain and they don't even know what ur talking about when u call
Siiick
Is there any website from where I buy aeroplan points
This G Raymond guys got a LOT of cards
Hey Tony, can you make a video about the new rbc visa ion and ion+ thanks
Great video. I’m currently at 4/24 with chase and evaluating the best course of action for me if I pursue Marriott cards.
Very helpful video Tony. I have 3 of the 4 cards mentioned but did not know of all the pros/cons until you explained them very clearly. Thanks.
That sucks we only can apply for the cheap plastic ugly hideous blue bmo credit card line up in the US
Id like to add how they cash backs are paid out. Bmo is anytime as long as you have at least $1 cash back balance. Simplii is annually, tangerine is every month and triangle is in canadian tire money.
Can you do an updated one for 2022?
Hi Tony. Thanks for your info. Quick question, if I upgrade to a platinum Amex do you recommend making the other household extra card a gold card for the lower annual fee or another platinum for the higher fee? Thanks
Right handed or left handed - your video is making me dizzy 😵💫 and lopsided …..
Plz help .I have credit card at my sister home in Florida. How she can deliver that to my Canadian address? which company deliver credit card from USA to canada? Plz help. Thank you.
Baller...
Hi Tony, its about time someone made a Unboxing of this amazing products, I do hold the same card, and with a Metal Card Design its fantastic. There is nearly more than 80% people in the world doesn't even know about this product especially from TD, and I do agree they dont or never advertise this to their customers or try to promote it. By watching your video on this products should make them understand about this $599 Annual Fee, makes perfect sense. Btw, keep up the awesome vlogs, peace out :)
Just got my bmo privilege card. I've been following your videos recently, do you think it would be a good idea to add amex platinum to the roster? I know Amex is better but Visa is widely accepted hence i pulled the trigger on that first. I travel decent a decent amount so I'll be using the card often
Applied for Chase and they kept reviewing my application every time I called stating they needed to confirm my identity by providing my ssn. I sent a copy of my ITIN number. After numerous calls, mainly dealing with agents in the Philippines I was told each time ok we'll review it again with the information sent. Your advice doesn't work, it cost me by having my score dip because Chase pulled my credit info 5 times in 4 months for the same application to finally deny me the card .
TONY! More people need to watch your videos! Great stuff
Did you product switch or new application?
Nice video, did you product switch or new application?
is this better than TD aeroplan?
F!
@@karinai8549 f what