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It can be, check out my video: th-cam.com/video/IOAbE_R8YQg/w-d-xo.html

Hmm, SwissDevJobs is not bad for average jobs. But as I said in one of the videos, you can basically outperform those salary bands if you know how. You can check out Glassdoor as well, but overall there is no reliable site I know of. It's just that so many people do not post their salaries and bonuses are sometimes a bit hard to properly summarize. In the end, supply and demand makes a big difference as well. Whether you do PHP, Java or Rust for example will have huge effects on your salary in Zurich for example but it also changes every year. Also, years of experience and job titles are not a good input parameter for your x axis, so even if there were a good site you'd need a consultant who can tell you how to properly query and interpret the data.

Hey there Dhoongi, I made a video for you: th-cam.com/video/GFb6IIgdb0E/w-d-xo.html

Have you checked out my 1:1 coaching offer yet?

For me it's the combination of safety, air quality, infrastructure and press freedom. With those filters alone there are only a handful of cities in the world and if you then add moderate or lower taxes and not tiny (above 100K population) I think it's unique worldwide.

Great topic for a newsletter! I'll write about that next week.

@ thanks a lot! I really appreciate your work 🙌🏼

Generally yes, but why?

Practically no, in theory yes. You can in some cases reduce your tax bill if you have very cost, e.g. a major operation. This might become relevant if you are older / have chronic diseases. So luckily, as a young and healthy professional the answer would be no but it also means that you are in great shape :-)

Thanks for the response! I am super healthy slim going to the gym running etc but I am blind from birth. Do you maybe know how would this affect the health insurance coverage?

Worst case you might not get some supplemental health insurance. But this is not the end of the world since the basic mandatory health insurance is already quite comprehensive. But maybe you could even get some supplemental, you'd have to ask every single Swiss insurance company to know for sure.

Absolutely! When are you making the move?

@@38countries I've already been to Switzerland (mutual love :D:D:D They've been calling me for 2 years to come back; good and wise people). When I find a wife, I'll think about it... ;) But in short- Switzerland is a wonderful country (beautiful/ honest/ wise (great science/ uni)/ rich/ etc.); my second home (maybe it will become my first ;) MfG

en.wikipedia.org/wiki/Opportunity_cost

Yes, you can network with people using English only in Zurich. But I do not recommend it in the long run, since you will be really limited in who you can talk to. Also since English is a just a fork of German, why not learn the other language as well? Check out this video as well: th-cam.com/video/5WqHEdohQAM/w-d-xo.html

Good point, I thought I had included it in the first video already but it seems like I actually did include it in the numbers without talking about the details. So I will make a more detailed video in the future. Thanks for the hint.

Quite a few actually. Have you applied?

Thanks!

I'm a delphi programmer

Wow, Delphi still exists. :-) Generally as non-EU/EFTA it is a bit tough since you are going to need a real visa. On the other hand, Delphi might be specialized enough so that they can't really find anyone else. Have you looked for jobs in Switzerland yet? In my experience it can hard to get hired without any pre-existing connections as a non-EU/EFTA candidate. But since Delphi developers are really in low supply (also only a niche demand though), you might be able to get an employment permit.

As a family you need min. 120K, see this video: th-cam.com/video/cdnMS3cGhOs/w-d-xo.html But how much you should ask for really depends on the specific tech stack. If you are in PHP, you might not reach 120K, in Java it should be easy as a senior.

That is the whole point. Switzerland and Germany are quite different even though they are neighbors and even though most of Switzerland speaks a language that is similar to (Standard) German.

@@38countries did you feel any culture shock?

Not that much, but I think I was closer to Swiss values than many Germans from the beginning since I believe more in individual responsibility and individualism instead of collectivism.

I would not call Switzerland boring. But that really depends on your hobbies. If you like sports, mountains and so on, Switzerland is great. Even music and dance can be great if you are close enough to the big cities. But yes, there is no equivalent of Barcelona, Paris, beaches and so on for good or for worse in Switzerland.

Yeah and then said society uses it for war, bureaucracy and so on. Switzerland is better about managing tax payer's money, so paying taxes in Switzerland is more ethical than in some other countries. I would say that in many countries it is basically unethical to pay taxes because most of it goes towards socially harmful things (war, corporate welfare, more bureaucracy to enslave the middle class) whereas only in some countries it is used for good purposes such as funding education. The latter type of country is usually relatively small, more democratic and transparent.

Yes, it is more difficult now than 2 years ago though like everywhere in the world, which makes it even more important to position yourself correctly

Ironically, salaries tend to be higher for Rust ;-) Some of the blockchain jobs in CH pay surprisingly lower salaries unless they involve Rust.

The thing is: Would you rather have the government take away let's say 10% of your salary so that you get an additional month "for free" with each new child (which is financially worse than equivalent unpaid vacation)? The money has to come from somewhere. I guess the only thing I could see as a useful improvement is that fathers could have a right to a longer leave + job guarantee while taking a couple of months of unpaid parental leave like some other countries have it where you can't be fired while on parental leave or right after it, just without the government/society paying for it.

Not possible to say in general. On the hand, you already have a very high salary for German standards. It is also not really possible to say whether you could have a higher income in e.g. Zurich vs Stuttgart just from moving without knowing more about your particular role. It might be higher in Zurich, but it could even be lower because sometimes that particular skill set is highly in demand in your current city Stuttgart but not in Zurich. Generally in your level of income and also net worth, it is more interesting to save on taxes than having a higher salary. You could hypothetically pay much less income tax and capital gains tax (since in CH there are no capital gains taxes on typical private investments within certain limits) therefore improving your annual savings bottom line even if your gross salary stays the same and your cost of living goes up. Tax savings can sometimes overcompensate higher cost of living between "cheaper" countries and Switzerland, effectively making Switzerland the cheaper country. If you are interested, this might be a case for a 1:1 consultation with me, let me know. The information contained herein is for informational purposes only and should not be construed as legal, tax or immigration advice. We recommend consulting with a qualified professional for guidance specific to your situation. Viewers should seek professional advice before making any decisions or taking any actions based on the information presented. 38Countries is not liable for any losses or damages arising from the use of this channel or the information presented. By accessing and using the information presented on this channel, you acknowledge and agree to this disclaimer.

I would not say so. In all the neighboring countries of Switzerland, you get more "free" things from the government so you pay for it with higher taxes. So your individual performance and budgeting does not really matter so much. In Switzerland, if you screw up, do not save money etc. things will be less fun than in Germany for example where the government will often bail you out.

That’s funny as my ex lives in Switzerland and I have never seen such a good social support. He got free time from work to go to some kind of mental spa to get mental break from job. Fully paid. By state.

Interesting that you would say that. May I ask which country you are comparing it with?

Sure, I am here to help. Let me know once new topics come up in your journey or if you need assistance anywhere.

I definitely will. Thanks again Raphael!

Android is probably going a bit better in Switzerland than iOS. Most Swiss users have an iPhone so there seems to be more iOS devs as well and less (experienced) Android developers. At this point this is a subjective impression though.

@@38countries thank you for the kind reply and information, I am looking for move from Germany to Switzerland. Let's see how much time it takes 🙂

If you need help, feel free to reach out to me. I offer personalized coaching.

It's quite possible if you position yourself in the right way. I can teach you.

@@38countries Looking forward to your video man!

Glad you enjoyed

If you need a visa, a degree might be more helpful than otherwise, at least on paper. Most Europeans do not require a special visa but only the automatic work permit. But generally yes, a degree is not a formal requirement. The only thing that matters for a non-EU-EFTA citizens is that your skills are special enough so that nobody else can be found for a while to do the job.

Whether I made 99K, 120K or 1M, what difference would it make to you? ;-)

Check out my video series on the cost of living in Zürich. I think 100K is already the minimum with rent alone being 2000-2500 CHF for a single.

While I understand that there are reservations in Switzerland for more immigrants coming, I think the facts say otherwise. If people stop moving to Switzerland, the AHV will collapse. Also, Avenir Suisse says that Switzerland has space for 12M people, approx. 3M more than now. At any rate, Switzerland is far from being the most densely populated European country. The Netherlands have a higher density of population and they are doing just fine.

OK, you may think so. I think that it is against your own genuine interest though. It's not about "the rich capitalists" of Avenir Suisse or multinational corporations at all. I do not know your circumstances, but in the end, not the rich, but instead the normal middle-class resident of Switzerland (Swiss or not) is going to suffer when qualified immigrants stop coming and paying for all the wealth that Switzerland can currently offer to the middle class. It's gonna be your AHV (and mine), your medical care personnel (or the lack thereof), your health insurance premiums going up and so on. People like you and me will suffer if qualified immigrants stop coming. Immigration also helps keep the average population age lower therefore slowing the democratic catastrophe that is heading for us, a giant systematic problem of all highly developed countries with low birth rates. Many people in Switzerland understand this or are smart enough to follow clever leaders, so far. Otherwise Switzerland would not be where it is right now. While "taxing the rich" is morally questionable since taxation is fundamentally a form of extortion and theft, you will not get rich people to pay an even higher amount of taxes than they already do (remember they can move somewhere else easier than most people). Instead it's more likely that VAT and all sorts of cost the average person has to bear will go up, which affects people who are not rich more than rich people. Just look at the current AHV 13th discussion. It's a massive boomerang against the statists (plus unfair towards future generations since AHV is a ponzi scheme). Sure, you are gonna say I sound like Avenir Suisse now. But this is the actual truth. I would not cut the branch I am sitting on.

What is your explanation for private trains working remarkably better than its state-run counter parts in quite a few places like Italy and Germany? How come SpaceX is outperforming NASA? Just because the Internet and HTTP were kicked off by government run institutions does not mean the developed 99% or even 51% of it. A lot of it did undeniably come from the private sector and hobbyists who were also not paid by the government. And again: If not immigrants, who is going to run all those trains, the hospitals, internet infrastructure and so on? Do you think Switzerland opened up to immigration in the 1960ies and again in the 21st century because people were bored? It was the only logical thing to do. In the end, immigration is the lifeline of any country with an aging society. Immigrants are paying for your AHV, they are working in the hospital for you and so on. I am further not suggesting that everything be 100% privatized or that government funding should not play a part in the economy at all, but it is an undeniable fact that many countries in the whole world are not doing a decent job in distributing tax payers money nor in making the process reasonably democratic. In contrast, countries like Switzerland with its relatively low taxes (there are more examples) and a stronger private sector in many areas outperform large, bureaucratic and increasingly socialist countries who right now are again flirting with nationalism (don't people read history books anymore?). Switzerland does a remarkable job of moderating and mitigating the typical problems of any developed country with its more direct democracy, less levels of abstraction and a culture of problem solving and treasuring its well working economy instead of following ideology. If that were to ever change, Switzerland would be done. I don't think this is going to happen, the Swiss are too clever for that.

Why would you fixate so much on owning a car? Switzerland and especially zurich has very good public transport that will be both much cheaper and probably more convenient to use rather than a car.

Depends on what you mean by expensive. In many cases you don't need a car in Switzerland, so it would not matter.