What Are Trusts? [Trusts Explained UK)

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  • เผยแพร่เมื่อ 19 ธ.ค. 2024

ความคิดเห็น • 67

  • @geoffingram2742
    @geoffingram2742 10 หลายเดือนก่อน +3

    I have been considering trusts now for some years. I have approached one or 2 solicitors on the subject to find no real commitment.
    Your Gospel is interesting and gives much more clarity than I have acquired to date.
    I’m now ready to take the steps required.

    • @MPEstatePlanningUK
      @MPEstatePlanningUK  10 หลายเดือนก่อน +1

      Glad the video is helpful. The gospel of Mike sounds a bit strong - but I'm passionate about keeping control of assets! If you'd like to chat here's my email: answers@mpestateplanning.uk

  • @lifestylesew
    @lifestylesew 10 หลายเดือนก่อน +6

    Very interesting, I thought I would have my house put in trust, buts was told by a solicitor, I don't have a good enough reason to put it in trust to avoid care fee's in the future, it can be challenged that I only did it to avoid care fee's. I live on my own. It also costs a lot to do. Then when I die, who knows what costs my daughter would be charge to sort every thing out.

    • @MPEstatePlanningUK
      @MPEstatePlanningUK  10 หลายเดือนก่อน +12

      There are at least 9 good reasons to put your home into Trust and none of them have anything to do with Care Fees.
      _You might want to get another opinion._

  • @julianweekes
    @julianweekes 10 หลายเดือนก่อน +2

    Just found your channel Mike. I like your style. Will consider this closely. I enjoyed learning from you and will be in touch if I go this trust route.

  • @bitcoinbusker
    @bitcoinbusker หลายเดือนก่อน +2

    Do you have to wait till house is fully paid before a trust can be set up? Still have a few years remaining on mortgage till paid off. Thank you.

    • @MPEstatePlanningUK
      @MPEstatePlanningUK  หลายเดือนก่อน

      You can place a trust on a property with a mortgage. Here's how: th-cam.com/video/gVrIfZZC3GM/w-d-xo.html

  • @FizzMovies
    @FizzMovies 5 หลายเดือนก่อน +2

    Csn you post a link to the Inheritance Tax Strategies video? I couldn't find it. Thanks

  • @stephenmcnamara4393
    @stephenmcnamara4393 10 หลายเดือนก่อน +4

    My mother recently went in care luckily we had put 50% of her house in trust the solicitor advised not to put the full house in trust as social services would still try to claim it.
    We are currently completing put our hose in trust but a really big issue was getting a bank to open a trust account most of the UK banks will no longer open trust accounts it was horrendous trying to get one open
    Lucky Virgin bank we’re still doing them but we were told they were going to stop soon
    So what advise do you have for finding somewhere to transfer money when our house is eventually sold

    • @MPEstatePlanningUK
      @MPEstatePlanningUK  10 หลายเดือนก่อน

      Good advice. It's a shame they didn't place the entire home into Trust. Half a home is still better than no home!

    • @alberto5770
      @alberto5770 9 หลายเดือนก่อน +1

      A friend of my wife got their mum in care for about 15 months before she passed; took them 3 weeks to reach with the bill; ended having to sell the house the mum worked for since age 14 in the farm to pay the care house.
      Ever since I am worried about out kid getting our inheritance and not a care provider.
      The trust ( not sure which) is my only hope

    • @MPEstatePlanningUK
      @MPEstatePlanningUK  9 หลายเดือนก่อน +4

      @@alberto5770 Your wife's friend's experience is quite common. Most people don't realize they can keep control of their assets with a Trust. If you'd like to chat about trusts drop me an email answers@mpestateplanning.uk

    • @paulcalland5657
      @paulcalland5657 3 หลายเดือนก่อน

      Would you be able to advise me about putting my assets into a trust? Thankyou

    • @KateGreenhalgh-n5u
      @KateGreenhalgh-n5u หลายเดือนก่อน

      My husband has just gone inyy to o care and the family home is being disregarded for care fees as I still live there and I’m 68. Is it a good idea to put the house into a n Asset Protection Trust as my 35 year old son is disabled withEpilepsy and Rheumatoid Arthritis. When I need care could the house still be disregarded because he would need his brother to care for him?

  • @MominNz
    @MominNz 11 หลายเดือนก่อน +1

    a very informative video.

  • @Tbillion001
    @Tbillion001 5 หลายเดือนก่อน +2

    Please where is the link showing fees and processes?

    • @MPEstatePlanningUK
      @MPEstatePlanningUK  5 หลายเดือนก่อน

      th-cam.com/video/H1XTaQQyGf0/w-d-xo.html

  • @jokerfleckcast3196
    @jokerfleckcast3196 2 หลายเดือนก่อน +3

    If a sibling has a property (fully paid, no mortgage), is a trust a good idea if wanting to be shared between 3 other siblings?

  • @niravpatel4184
    @niravpatel4184 2 หลายเดือนก่อน +1

    Do you any capital gain tax when setting up a trust

    • @MPEstatePlanningUK
      @MPEstatePlanningUK  2 หลายเดือนก่อน

      It depends. Placing a property into Trust is a disposal for CGT. However, you have 4 years to apply for Hold Over Relief and NOT PAY the CGT on entry.

  • @visible-x8n
    @visible-x8n 4 หลายเดือนก่อน +1

    Hello there, could I ask if the children can change who is the trustee in the family trust, with the help of solicitor. Thank you in advance

    • @MPEstatePlanningUK
      @MPEstatePlanningUK  4 หลายเดือนก่อน +1

      It depends on the powers written into the Trust

  • @niclemon-v6s
    @niclemon-v6s 6 หลายเดือนก่อน +1

    Is there away to setup a trust online

  • @peterwilliams6188
    @peterwilliams6188 หลายเดือนก่อน +1

    If I put my house into a trust today (to avoid IHT) would I be able to sell it in the future if I wanted to move home?

    • @MPEstatePlanningUK
      @MPEstatePlanningUK  หลายเดือนก่อน +1

      Yes. it's the same form with HMLR whether there's a Trust or no Trust. Easy peasy. Mike

  • @joyclub2296
    @joyclub2296 หลายเดือนก่อน +1

    6.30 - DISCRETIONARY Trust. Trustees can also be Beneficiaries.
    7.30 - Consult an Estate Planner

  • @abdul-t6h9l
    @abdul-t6h9l 2 หลายเดือนก่อน +9

    the 4th type is trust no one

  • @darranevans4446
    @darranevans4446 3 หลายเดือนก่อน +1

    Are trusts registered somewhere with the government ?

    • @MPEstatePlanningUK
      @MPEstatePlanningUK  3 หลายเดือนก่อน

      Yes. All Trusts must be registered with the TRS as of Sept 2022.

  • @carlchappell6383
    @carlchappell6383 4 หลายเดือนก่อน +1

    Hi Mike, do you need to be careful who the trustees are when you set up a trust,? it seems daunting and dont want to sign away anything i shouldn't, would you normally have the company thats setting it up as trustees?

    • @MPEstatePlanningUK
      @MPEstatePlanningUK  4 หลายเดือนก่อน

      It depends. It's up to the settlor to decide who to use as trustees. Professionals or Family or both?

    • @carlchappell6383
      @carlchappell6383 4 หลายเดือนก่อน +1

      @MPEstatePlanningUK thank you appreciate your prompt reply

  • @martinhemming7788
    @martinhemming7788 8 หลายเดือนก่อน +3

    What would happen to a house in trust it the couple decide to sell it, down size? Would the trust be void or would the new smaller house be transferred into the trust?

    • @MPEstatePlanningUK
      @MPEstatePlanningUK  8 หลายเดือนก่อน +2

      Good Q! The Trust can move with the family. The old home is sold and the new home is purchased and conveyed into the Trust.

    • @jamesjones9691
      @jamesjones9691 2 หลายเดือนก่อน +1

      @@MPEstatePlanningUK What would happen if the new house required additional funding and a mortgage was required say from the younger beneficiary?

    • @MPEstatePlanningUK
      @MPEstatePlanningUK  2 หลายเดือนก่อน

      @@jamesjones9691 The property can be taken out of the trust and mortgaged, and the beneficial interest can be placed back into the trust OR you can get a trust mortgage.

  • @nothing_for_you
    @nothing_for_you 9 หลายเดือนก่อน +1

    I need my child to get the property because she is very ill and may need it.
    I need to avoid care fees and means tasted benefits if i get sick. I own 1 property 100k but this could be life or death to my daughter. How much is a ball park figure

    • @MPEstatePlanningUK
      @MPEstatePlanningUK  9 หลายเดือนก่อน +1

      @nothing_for_you
      I know we are the first - and I think still Only - firm that publishes all of our prices on YT. Here's the video: th-cam.com/video/H1XTaQQyGf0/w-d-xo.html

  • @giogate1334
    @giogate1334 3 หลายเดือนก่อน +1

    Hi Mike
    Im in my 40s i want to ask if i put my house in trust under my daughters name can i still live in the house?almo in any circumstances if i have any financial difficulties and they coming after me government's or private sector is the house saved
    Thanks

    • @MPEstatePlanningUK
      @MPEstatePlanningUK  3 หลายเดือนก่อน

      If there are no problems with creditors - placing assets into Trust can be very effective protection in a future event. Kids? Over 18? Lots of options. Under 18? Not so much. Mike

  • @christinerevill3565
    @christinerevill3565 2 หลายเดือนก่อน +4

    The music has been offputting

  • @Yesman10
    @Yesman10 5 หลายเดือนก่อน +1

    Mike, if I was going to put 20 properties into a trust for my kids, how could I still be paid the income generated from the rent on them without paying highest rate income tax

    • @MPEstatePlanningUK
      @MPEstatePlanningUK  5 หลายเดือนก่อน

      Hi @Yesman10 Short answer: Yes.

    • @Yesman10
      @Yesman10 5 หลายเดือนก่อน +1

      @@MPEstatePlanningUK ok we probably need to talk 😁

    • @MPEstatePlanningUK
      @MPEstatePlanningUK  5 หลายเดือนก่อน

      @@Yesman10 If you/your properties are in England or Wales, I can help. Drop me an email: answers@mpestateplanning.uk with your number and I'll give you a call. Mike

    • @Yesman10
      @Yesman10 5 หลายเดือนก่อน

      @@MPEstatePlanningUK top one mate will do

  • @bluesbaby83
    @bluesbaby83 9 หลายเดือนก่อน

    My mum died and put in her will my aunt and cuz must be my trustees...the house got sold and I'm the only 1 in the family that has terms and conditions...long story short!.. I have 100.000 that I can have in bits when I'm old and cant work. I dont like this. How do I contest. It do I have no power

    • @MPEstatePlanningUK
      @MPEstatePlanningUK  9 หลายเดือนก่อน

      @bluesbaby83
      The Trustees have the power. Best bet is to speak with them.

  • @philippajoy4300
    @philippajoy4300 3 หลายเดือนก่อน +2

    Can't listen to information with music, so no point in listening to this...

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    @SEOsagor 11 หลายเดือนก่อน +2

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    • @kalpnashah4030
      @kalpnashah4030 10 หลายเดือนก่อน +3

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      @SEOsagor 10 หลายเดือนก่อน

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      @kalpnashah4030 10 หลายเดือนก่อน +2

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      @SEOsagor 10 หลายเดือนก่อน

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      @johnmurray5573 10 หลายเดือนก่อน

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  • @atsuiwong
    @atsuiwong 9 หลายเดือนก่อน +2

    This may sound really stupid but say i had alot of money and wanted to leave it to my child, could i put all my money into gold and then pass it onto them that way and pay less?

    • @MPEstatePlanningUK
      @MPEstatePlanningUK  9 หลายเดือนก่อน +1

      @atsuiwong Can. However, there are several challenges to gold. Price, security, and liquidity to name a few. Plus "gold" is not an easily identified asset and cannot be placed into Trust as "Gold". If there is a bullion account, the account can be place into a Trust. (Did that for another client a few weeks back). Hope this helps, Mike

    • @norsewonders6848
      @norsewonders6848 7 หลายเดือนก่อน +2

      You still have to be careful with CGT on the gold and plus which you gold buy may have VAT which could eat up some of your investment