What are the Main Asset Classes (INVEST LIKE THE RICH!)
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- เผยแพร่เมื่อ 16 มิ.ย. 2024
- WHAT ARE THE MAIN ASSET CLASSES // Here are the 5 main asset classes explained. There are different asset classes in investing and they each serve a purpose in your investing portfolio. Watch this video to find out what are the main asset classes, learn the types of asset classes, and for an asset classes list. I talk about asset class diversification, stocks vs bonds, stocks vs real estate, and so much more.
**ATTENTION: I have a new Instagram and TikTok handle @itsrosehan **
That's my official account, and I will NEVER message you about investment schemes, so please be careful and block & report any scammers posing as me.
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**BOOKS I RECOMMEND 📚**
I Will Teach You to Be Rich (hilarious how-to book on personal finance for millennials)
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The Little Book of Common Sense Investing (Jack Bogle's classic advice on index funds)
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InvestED (step-by-step, millennial-friendly advice on how to pick stocks like Warren Buffett)
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Unshakeable (this book = courage. blast ALL the fears & misconceptions you have about investing)
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Rich Dad Poor Dad (#1 selling personal finance book of all time... need I say more?)
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Think and Grow Rich (the ultimate book on money mindset and wealth consciousness)
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**MY FAVORITE MONEY TOOLS 🖤**
YNAB (I literally can't live without this budgeting app, so obsessed)
www.youneedabudget.com/?ref=Y...
Wise (like Venmo but for international currencies - I use this app a LOT for my life in Mexico)
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Ledger Nano S (crypto storage hardware wallet, because "Not Your Keys, Not Your Crypto"!):
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DISCLAIMERS & DISCLOSURES ❤
This content is for education and entertainment purposes only. Rose does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.
This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Investing With Rose is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to www.amazon.com. Thank you for your support!
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• What are the Main Asse...
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0:36 Equity(Stocks)
2:37 Debt (Bonds)
5:48 Cash or Cash Equivalent
7:39 Real Estate
9:48 Alternative Assets
You my man
How do you spell the Real Estate Investment in Group holdings? REETS?
@@relaxingnaturesounds-sleep5072 REITS Real Estate Investment Trusts
"Assets put money in your pocket, whether you work or not, and liabilities take money from your pocket." - Robert Kiyosaki
Please turn down the background music a notch. It's difficult to focus on hearing the real content/you.
You are absolutely thorough with your information. If you can slow down a little and yes bring down the background noise. It will get more views.
Agreed, I struggle with hearing and can’t differentiate sounds well.
You are awesome! You’re answering so many of the questions I haven’t been able to find answers to without wading through a ton of bull! Thank you!
Rose, I have been watching your videos the last couple days and I am very happy with the knowledge I am gaining through your channel, you have a very nice demeanor, keep up the good work!
I so happy I found your channel, going through your investing for beginners playlist.
Could you do a separate video on cash equivalents similar to "what is a stock" video to dig a bit deeper in how/why it's different than a savings account.
We need more people like you making videos and also I wish I knew about all this sooner. The way you put everything in to perspective just makes sense and its easy to understand. Keep up the amazing work!
Awesome video, this is exactly what I was looking for, straight forward and easy to follow. Thanks 👍🏼
1. Stock(s) and/or Mutual Funds 2. Bonds/Bond Funds 3. CD’s or cash equivalencies (not long term investing) 4. Real estate or REITS > Yes, I combined the last one but do you have a REIT that you recommend? Also to add on to art and exotic cars are Birkin Bags, they are considered an asset.
Hi Rose, I must say you are damn good at what you do, simplifying investing knowledge so well.
Thanks a lot for educating us free.
I am so thankful I found you on you tube. You are very generous and I am learning a lot from you. More blessings for you!
Straight to the point clear uncomplicated explanations thank you Rose💛
Thank you, I like the way you simplify everything. I also like it how you get to the point. I wish you all the luck
Great explanation of the basics! Thanks. 😁
I am learning so much from your videos. I wished I learned this a long time ago, however, now is as good as time as any. I thank you for sharing your knowledge, and look forward to watching all of your other videos. Thank You again.
TREYCEMONE Yesss it’s never too late! I’m so happy my videos are helping ❤️🙌🏼
@@itsrosehan why are dividends played quarterly,?
@@itsrosehan dividends are already a very low $ amount, especially considering the fact they are anually paid
Me too. My favourite channel on TH-cam. 🌹Rose🌹 is brilliant.
Rose, great summary. Thanks for the video.
Great explanation of the asset classes
Thank you for your information and teaching
Simple and informative, i like that, thank you.
Yaaas Rose! This was an excellent summary of asset classes! Thank you :)
Awesome video! Very well explained
I love your succinct way of explaining things. You are a natural born teacher. Thank you ❤️. Also I must say your skin is gorgeous. (In my pro opinion)
I love your work sis. God bless you even more
Hi Rose. Thank you for your fabulous insights. I was an NASD broker for 15 years focused on Private Equity. There is a new asset class coming soon. IP Securities allowing for the securitization of intellectual properties and copyrights. Imagine being able to invest in the next blockbuster movie, or the intellectual property of magnetic energy generation. The world finance will be forever changed. Stay tuned.
Thank you great video 👍🏽
So much awesome info! Yeah, my high yield savings account % has dropped each month since I opened it in Feb., but it's still better than just sitting in a regular bank account. I'm keeping my emergency fund there.
Great info, not that crazy about REITS though. Crowdfunding is something new I have not heard about, will look into it. By the way, can you do a tutorial on evaluating fidelity index funds or etf funds? What factors to look out for and your suggestions. How should one approach to evaluation. Thanks love ya channel!
Great information, thanks for sharing.
Please make a specific video for money market and reits , best way to start, pro, cons ecc...! Thanks you are awesome!
You're the BEST thank you for this
Thank you~ I actually don't mind the background music. It's cute
You are SO amazing! Thanks
thank you for the knowledge and I love your videos ! Do you have a video for brokerage company for beginners ?
so much great information that i wish was thought in school omg
Yeah. It’s almost like they were trying to keep us from finding out, instead. 🤔
Nice work, keep it coming
Solid video. Cheers 🥂
Thanks a lot Rose
Thanks for the video.
You are very welcome! Let me know if you have any questions or if there are other investing topics you'd like me to cover :)
What are your thoughts on precious metals (gold/silver/platinum/palladium)?
Hey Rose! Quick question, if invest in a money market fund (FDLXX OR VMFXX) through fidelity (not sure if its possible because I am just a beginner). Your interest earnings are taxable? Thanks in advance!
thank you so much!
Really good info
Hello, I really enjoy your videos especially since I’m new to investing, however is there a reason you don’t mention E-Trade in your videos. Should I avoid using them to invest?
Do you have any videos on taxable brokerage accounts, and the best types of investment/advice for those accounts?
I think I am being redundant but this one also gos on the viewing list for the mini-people. I should probably act my age and do more with bonds but darn, I love divy stocks that are optionable. I have purchased TLT at long term lows a few times but again, it has volume and the options on it are liquid. We appreciate this concise explanation that will be easily understandable by the beginners in our home.
very cool about your TLT trade! do you do covered calls on it? or what kind of option strategies do you do? tell the mini-people i said hello :)
@@itsrosehan Hi Rose, we write OTM (Out of The Money) CSPs (Cash Secured Puts) and when assigned, we begin writing CCs (Covered Calls) to juice the returns from TLT. Over the busy holiday, we have less free time than planned. The good news, The troops are watching with me and reading this reply from you. They said "salamat po" which is thank you back @ you.
Great job!
Thank you so much
Hi Rose, although I have NO clue of what you said it sounded great. I just moved to 401 to IRA what do I do know? I have no clue what to do.
Well done video!
Please do a video on the money market!
Hi Rose, I have a question:
Financial experts recommend that people keep about 6-12 months of emergency savings. But, I'm conflicted. I'm assuming this money should not be invested, since it will be difficult to access during an emergency.
So where should we keep it? A money market fund? Some CDs? An online savings account with ~2% interest? Thank you!
Where can you invest in bonds, governmental bonds & CD's especially in the UK?
The dividend part will the money appear in the app im using or like straight in my bank?
Lol very great information 👌👌👍 and you have a gift to tell it do you have a Facebook page also anyways is there a video where you tell how to analyze the companies I seen you pointed but I couldn't find it thanks great job again
Hi Rose. I have a question... When the stock market goes down do bonds get affected as well?
Awesome video thanks,
Just Bitcoin?!?!
I think it’s very relevant to mention..
Love your videos. Just wanted to say that you can borrow to buy stocks. Every broker I've ever had an account with offered margin loans. Margin uses the stock you buy as collateral to purchase more... Just saying that it actually kind of is like real estate in that respect.
Joel Corley margin loans are a no no, and get people in deep trouble.
@@bluuegirl4 That's a very emotional response. It doesn't change the fact that brokerage margin is functionally the same as a HELOC. And there are 3rd party lenders that will give you fixed-term loans if you put up stock as collateral.
I'm guessing you recently edited this video cause the two linked videos at the end are from this month lol just an observation. Love the channel Rose 😇
Are REITs a riskier investment? Thanks for putting this video up.
OUdude87 The riskiness of a REIT all depends on the quality of the real estate it owns, its management, etc. But if you own a REIT index, such as FSRNX or VGSLX, you’re investing in the real estate market as a whole, which over the long term always goes up!
@@itsrosehan Thanks, another question. Would an expense ratio of say, %0.06 be too high? In your opinion, where would you draw that line?
OUdude87 Definitely nothing over 0.20%, but even better, nothing over 0.10%! You can build practically any portfolio with funds if expense ratios under that threshold. So 0.06% is quite good...
@@itsrosehan Gotcha
@@itsrosehan - I have the FSRNX within my Roth IRA.
I did not hear you mention ETF's. Not sure what class that falls in. "Investing in mutual funds like a stock (ie can sell it any time of the day vs where the market price is at the end of the day)".
Nice video
You should do a video on gold and bitcoin.
bitcoin is a scam. gold is not for small time investors. at least if you want your investment in gold to matter. in other words,no point in talking about it since rose is more focused on small account retail investors.
The Federal Reserve propping up the market by buying corporate bonds, junk bonds, and ETF's is a scam also. Many companies have been losing money since the pandemic started, yet the stock market keeps rising. Corporate profits are down, yet shares are going up. This is artificial.
@@josephc28 the difference is the other scam is controlled by the government wich was chosen to act as global reserve currency. in other words,until someone challenges the us for global economic power that system won't change.
9:28
10:24
6:06 Short Term Investment
7:16
Does government bond gives you tax break?
Very informative video but the background music is too loud :(
Whew! I had to lower playback speed to catch all that.
Argentina: always the example of what not to do.
Gorgeous and Intelligent= Subscribed!!
official_investingwithrose:(
🙌
Background noise too much for me and I've loved many of your videos. BUMMER.
Great video. Smart lady and beautiful as well. Thanks for the information
I believe SVB was a AAA rating.
I forgot to say "thank you so much!"
BTC?
Love your videos but can concentrate on details better without background music.
🌹
With the high inflation, stagflation, and shrinkflation bonds will tank.
Smart, beautiful and rich.
❤👍
XRP
Great content, just cut the music out please
Where is crypto asset????
Music loud
Real estate is risky is England.
Smart and beautiful lady! 💖
I like your channel, but background music on an investing channel, is a no go for me.
you came here for 10:51
Inspiring Intelligent Beautiful
Where is crypto?
Crypto is BS. 😅
kiss kiss
You need to change your name to Kim , cause I want to be your Robert Kiyosaki 😊
no crypto?
She's not a fan. Don't blame her, poorly regulated and no real asset behind it.
Is no one commenting on how gorgeous Rose is?
Please remove music
im more interested with this beautiful girl than what she is saying.,i love her smile, she's fabulous and making my heart beats faster every time i see her on youtube.,.i wonder if she gotten a bf yet.
rose looks yummy
No crypto !!???
Cringe....
You would be much better served if you didn’t try so hard to sell yourself...
Boring...