Hey Zoe, just wanted to say that I really appreciate your cash envelopes videos. It is something therapeutic about seening someone taking their budget and finances seriously! I don´t use the cash envelopes myself, but as you said each their own, if it helps you get your s*it together than do it. I totally understand the extra "effort", as in life if you put in the extra effort it is usually worth it! So keep going at it Zoe and don't let the critics downplay your efforts!
Hi Zoe! 😃 I don’t know what it is but I like listening to your channel after work. It is so relaxing for me after a hard days work. I am a 59 year old black female and I just get so stress free and relaxed after listening to your video. Thank you. Be blessed. 🙌🏽🙌🏽🙏🏽🙏🏽🏞
Yes January can be a hectic month when it comes to your budget!! I feel you on doing a light reset. And not trying to make huge goals if it’s gonna stress you out! Love the video!!! ❤ ooo a chill painting date sounded and looked relaxing!! Sip on hot chocolate
Another thiing about putting in the extra effort - it teaches you discipline and brings more value to what it is you're doing. Since I started budgeting and using the cash envelope system it has completely transformed how I spend and how I view money. Being more hands on and putting pen to paper (or hands to keyboard/excel spreadsheet!) brings about more awareness. Great video!
Omg I’m so glad I came across your videos!!!! I’m from Australia 🙃 I started cash stuffing about 2 yrs ago but I was always a pen to paper type but recently I opted to online spread sheet to track it all but I’m confused about the envelopes & how to implement it into the spreadsheet type thing.
Second month with partial cash envelopes and I love it!!! So many times before I would spend because it was in my account. This method reminds me I have future expenses I can make progress on when that happens
Aw I love that you went out for a little solo pottery painting date!! That has become one of my favorite hobbies recently. I'll go alone or with friends or my niece. I find it to be really calming to my nervous system (like you said, no thoughts just paint! lol) Lately I've been painting little 4" square tiles each month and hope to make a little backsplash with them after I collect enough!
Hello Zoe! I'm glad you could do that activity as a gift for your peace of mind and relaxation. To relax, I make pins, earrings, vases and magnets for the refrigerator with cool drawings and it helps me release stress and think about nothing, creating something. If you want a hobby with it, you can buy air clay and it's super easy to shape with your hands and you don't have to bake it or anything, you just let it dry, so you can start with just the air clay, brushes and paint if you want ❤
Great Video! I loved that you took some time for a solo date! being a mom now I really miss the solo dates..... I remember even going to the movies by myself when I was single. I think you hit the nail on the head with that.... don't be afraid to be your own friend! I can't wait to see the piggy when you get it back! have a great week!
Absolutely love that you enjoy cash envelopes for budgeting! Even though I use a different method for my budget, I just love that you find your method to be a game changer for you - that’s all that matters! Thanks for sharing your journey with money, I love watching your videos x
Really liked the 2 videos in 1! What a nice solo date idea Zoe 💌 so happy for Maggie for staying 10 minutes alone, I know she will reach 30 minutes soon ✨️ I agree, extra effort can be good for us on the long run, it's not always about feeling comfortable right now.
I love your authenticity in every video, Zoe! You have helped me so much in becoming comfortable with my finances. I keep my finances tracked nicely in a spreadsheet, and am no longer afraid to open my banking app! I'm joining you in the RRSP goal this year (albeit not QUITE as ambitious - I have my wedding coming up in September)! Love from Newfoundland - thanks for another great video 💗
Hey Zoe , I love your cash envelopes methods. I have been doing it for two year and it has been a game changer for me and my buget. I have save almost $5,000 to put towards my mortgage because of this method !! Thank you 😊
Loved the video. I like them both ways. Just enjoy watching. Preach about the effort Zoe... if people don't want to do it, they don't have to. I don't get those kind of comments. You are so correct ❤
Two book recs: “I will teach you to be rich” for finances and “In the flo” for stress management and lifestyle. You’ll get so much knowledge out of both!
I really wanted to try cash envelopes but living in a country that is very card-focused, makes it more of a hassle. I use my card for everything but I do give myself a budget and I have various savings accounts for everything, like treats, gifts, vacations, and even annual subscriptions. I love to save and all of my accounts have a fairly high interest rate which is paid back monthly so that's another bonus. I'm so happy that using cash envelopes has worked well for you though!
Love your videos! I wish someone would make an updated version of 'The Millionaire Next Door.' It was really interesting but felt out of touch to how things are now. But, I guess the foundational meaning behind all the research remains the same.
Oh no! We Should All Be Millionaires is great. I had planned to read it over the course of a month a couple years ago and I ended up finishing the eBook in the first 2 nights. 10/10 would recommend.
I googled it and there's a place called Glazed and Amused in Oslo 🥺💖 not sure if thats your city though haha you can also order kits online if you're in the mood to paint!
Love the part where you talked about how you are glad to try something even if not immediately successful at it and doing just even 20% or trying is good enough. So happy to see how gentle you are with yourself compare to a year or two ago.
Great video! And ignore that instagram guy, literally all money you save is meant to be spent. You save for retirement so that you can spend that money in retirement. You save for a house so that you can spend that money on a house. Just bc the timeline is shorter doesn’t mean it’s any different
Love the video! Just wanted to say in regards to the mean comments I truly feel it comes from a place of them not understanding or watching one video/person and timing it has to be done that way only. The best part about budgeting is you can do what works for you. Change what you don't like. I personally charge to my credit card and pay it off every month but that's just what works for me. I track all my expenses twice a week to stay on track and make sure I'm not over spending. For my savings I keep that money with a separate bank to I don't have immediate access and I have binders at home with prop money to see my progress on each goal. Do what works for you ❤ I also think saving is still saving even if you have a purpose for those funds it's just allowing you to be prepared for it ahead of time
love all of this! and super agree - we can all do whatever we want with our money and budget however but some people get soo mad that you don't do things according to their standards... ANWAYS who need em? haha 💖
Amen! Preach it and yes I look so forward to cash day and stuffing envelopes !!! It is joy now after 14 months I could probably start using my debt card But why ? I love cash envelopes and we are both so blest 🎉glenda
That guy who complained about holiday saving... What's the difference between saving for a house or saving for retirement!? You're going to be spending that money also!
Zoe, I'm super curious... I'm an astronomy enthusiast and realized that you live in the path for the total solar eclipse on April 8th! That would make such a cool vlog. I hope you get to see it!
she barks, salivates, and truly panics. it's really sad but she is already getting much better 💖 well over a year ago we vowed to never leave her past her threshold, so she never gets into panic mode anymore because of course it is really bad for the dog
If saving for a vacation, isnt saving because you plan to spend it.... what is saving???? All savings categories are saving because you plan to spend, there might be short term saving or long term saving but what is the point of saving and not ever planning to spend it? I save for retirement but also plan to spend most if not all on retirement... and if I leave some great, but like why would your plan ever entail leaving like everything you save????
Wondering if the saving guy never plans on spending the saved money and taking them to the grave… 🤔 he’ll spend them in the future for sure. Saving for vacation is just a different time frame of spending. That’s it
HAPPY FEBRUARY!! what do you think of the two videos in one?
Yass ❤
Hey Zoe, just wanted to say that I really appreciate your cash envelopes videos. It is something therapeutic about seening someone taking their budget and finances seriously! I don´t use the cash envelopes myself, but as you said each their own, if it helps you get your s*it together than do it. I totally understand the extra "effort", as in life if you put in the extra effort it is usually worth it! So keep going at it Zoe and don't let the critics downplay your efforts!
thank you so much!! totally agree the extra effort usually goes a long way, no matter what area you're putting it in for
IM SO GLAD YOU DID A MONTHLY RESET! swear when you post it’s like it’s crack to me
This comment is so cute and so real LOL❤️
i'm obsessed with this comment 💖 love you!
I LOVE WATCHING ALL OF YOUR VIDEOS. It's like listening to a big sister
thank youuu 🩷🩷🩷
These videos are getting me through the winter 🤧
love you 💖
Hi Zoe! 😃
I don’t know what it is but I like listening to your channel after work. It is so relaxing for me after a hard days work. I am a 59 year old black female and I just get so stress free and relaxed after listening to your video. Thank you. Be blessed. 🙌🏽🙌🏽🙏🏽🙏🏽🏞
hiii thank you so much 🥺💖 so happy to be your after work friend! xo
@@ZoePritchard you are welcome. 🙏🏽🙌🏽🌹
I loved this more calm reset! Going painting by yourself is such a good idea I definitely need to try that out!
This is my fav channel, so calming/validating!
Yes January can be a hectic month when it comes to your budget!! I feel you on doing a light reset. And not trying to make huge goals if it’s gonna stress you out! Love the video!!! ❤ ooo a chill painting date sounded and looked relaxing!! Sip on hot chocolate
thank you soo soo much!! hot chocolate is the best hehe 💖
Another thiing about putting in the extra effort - it teaches you discipline and brings more value to what it is you're doing. Since I started budgeting and using the cash envelope system it has completely transformed how I spend and how I view money. Being more hands on and putting pen to paper (or hands to keyboard/excel spreadsheet!) brings about more awareness. Great video!
YES YES YES!!!
Maggie deserves a spa day as a weekly TH-cam contributor 😂
I honestly think the same....and I can't get over her butt shake😊😊😊
Right?! 🥺💖
Omg I’m so glad I came across your videos!!!! I’m from Australia 🙃 I started cash stuffing about 2 yrs ago but I was always a pen to paper type but recently I opted to online spread sheet to track it all but I’m confused about the envelopes & how to implement it into the spreadsheet type thing.
⭐️ gold star content
This is very helpful, Zoe! Glad my life coach Lisa Haisha recommended your vlogs to me. She said your vlogs will help me a lot. Thank you so much!
Second month with partial cash envelopes and I love it!!! So many times before I would spend because it was in my account. This method reminds me I have future expenses I can make progress on when that happens
i'm so happy to hear this!!
Aw I love that you went out for a little solo pottery painting date!! That has become one of my favorite hobbies recently. I'll go alone or with friends or my niece. I find it to be really calming to my nervous system (like you said, no thoughts just paint! lol) Lately I've been painting little 4" square tiles each month and hope to make a little backsplash with them after I collect enough!
ok this is genius!!! i love it 💖
for audiobooks, if I dont "like" the voice, usually I dont finish the book, I've learned from my experiences with them...
Hello Zoe! I'm glad you could do that activity as a gift for your peace of mind and relaxation. To relax, I make pins, earrings, vases and magnets for the refrigerator with cool drawings and it helps me release stress and think about nothing, creating something. If you want a hobby with it, you can buy air clay and it's super easy to shape with your hands and you don't have to bake it or anything, you just let it dry, so you can start with just the air clay, brushes and paint if you want ❤
oh that is so cool!!! 💖💖 and your crafty activities sound so fun!
Great Video! I loved that you took some time for a solo date! being a mom now I really miss the solo dates..... I remember even going to the movies by myself when I was single. I think you hit the nail on the head with that.... don't be afraid to be your own friend! I can't wait to see the piggy when you get it back! have a great week!
I love this!! my next step is the movies, I've never done it 💖
Absolutely love that you enjoy cash envelopes for budgeting! Even though I use a different method for my budget, I just love that you find your method to be a game changer for you - that’s all that matters! Thanks for sharing your journey with money, I love watching your videos x
thank you so much!! 💖
Really liked the 2 videos in 1! What a nice solo date idea Zoe 💌 so happy for Maggie for staying 10 minutes alone, I know she will reach 30 minutes soon ✨️ I agree, extra effort can be good for us on the long run, it's not always about feeling comfortable right now.
thank you sweet Poppy!!! 💖💖
I love doing the cash envelopes! It's curbed my unnecessary spending!! I love your cash envelope videos!!!
love to hear this!!
I love your authenticity in every video, Zoe! You have helped me so much in becoming comfortable with my finances. I keep my finances tracked nicely in a spreadsheet, and am no longer afraid to open my banking app! I'm joining you in the RRSP goal this year (albeit not QUITE as ambitious - I have my wedding coming up in September)! Love from Newfoundland - thanks for another great video 💗
ALL OF THIS IS AMAZING!! 💖💖💖 makes me so happy to hear this, I'm really proud of you! and congrats on your wedding!!
Hey Zoe ,
I love your cash envelopes methods. I have been doing it for two year and it has been a game changer for me and my buget. I have save almost $5,000 to put towards my mortgage because of this method !! Thank you 😊
WOW!! this is amazing 💖
Loved the video. I like them both ways. Just enjoy watching. Preach about the effort Zoe... if people don't want to do it, they don't have to. I don't get those kind of comments. You are so correct ❤
thank you so much 💖💖
Two book recs: “I will teach you to be rich” for finances and “In the flo” for stress management and lifestyle. You’ll get so much knowledge out of both!
WOAH I was just watching a vlog where the girl mentioned "In the Flo" !!!! its a sign hehe
@@ZoePritchard meant to be!!
I really wanted to try cash envelopes but living in a country that is very card-focused, makes it more of a hassle. I use my card for everything but I do give myself a budget and I have various savings accounts for everything, like treats, gifts, vacations, and even annual subscriptions. I love to save and all of my accounts have a fairly high interest rate which is paid back monthly so that's another bonus. I'm so happy that using cash envelopes has worked well for you though!
you're killing it!! 💖💖💖 I think many places are going the way of "card only" and I'm scared haha
Manifesting Maggie’s independence!! Have an amazing month
THANK YOUUUU 💖💖💖
Love your videos! I wish someone would make an updated version of 'The Millionaire Next Door.' It was really interesting but felt out of touch to how things are now. But, I guess the foundational meaning behind all the research remains the same.
i feel like so many of the finance classics are like that and need a revamp 🙃
I'm always excited when you post a new video!!!!!
thank youu!!! 💖
Oh no! We Should All Be Millionaires is great. I had planned to read it over the course of a month a couple years ago and I ended up finishing the eBook in the first 2 nights. 10/10 would recommend.
ah I love this!! it will be back in my hands soon :)
Omg I would love to try that for a solo date! As far as I know we don't have anything like that here in Norway 😕
I googled it and there's a place called Glazed and Amused in Oslo 🥺💖 not sure if thats your city though haha you can also order kits online if you're in the mood to paint!
Single mom here in Vermont. I am going to a stained glass class this month solo and can't wait to try it
that is so cool!! 💖💖
Love your videos Zoe, so inspiring. ❤ may I ask where you purchased you cellphone case? I love it!
I’m finally starting my cash envelope system up 😭
Love the part where you talked about how you are glad to try something even if not immediately successful at it and doing just even 20% or trying is good enough. So happy to see how gentle you are with yourself compare to a year or two ago.
Great video! And ignore that instagram guy, literally all money you save is meant to be spent. You save for retirement so that you can spend that money in retirement. You save for a house so that you can spend that money on a house. Just bc the timeline is shorter doesn’t mean it’s any different
ahaha SO TRUE!! I didn't even look at it this way but that is too accurate
Love the video! Just wanted to say in regards to the mean comments I truly feel it comes from a place of them not understanding or watching one video/person and timing it has to be done that way only. The best part about budgeting is you can do what works for you. Change what you don't like. I personally charge to my credit card and pay it off every month but that's just what works for me. I track all my expenses twice a week to stay on track and make sure I'm not over spending. For my savings I keep that money with a separate bank to I don't have immediate access and I have binders at home with prop money to see my progress on each goal. Do what works for you ❤ I also think saving is still saving even if you have a purpose for those funds it's just allowing you to be prepared for it ahead of time
love all of this! and super agree - we can all do whatever we want with our money and budget however but some people get soo mad that you don't do things according to their standards... ANWAYS who need em? haha 💖
Amen! Preach it and yes I look so forward to cash day and stuffing envelopes !!! It is joy now after 14 months I could probably start using my debt card But why ? I love cash envelopes and we are both so blest 🎉glenda
love it 💖💖
I love your videos!!! Hello from Mexico 🇲🇽
hellllooo thank you 💖💖
Congrats to reaching 54.000 subscribers🙌
merciii 💖💖
Meg is adorable 🥰 congratulations on your new camera!!!
thank you!!! 💖
That guy who complained about holiday saving... What's the difference between saving for a house or saving for retirement!? You're going to be spending that money also!
People who go out of their way to criticize your extra effort are also the “Just stop spending so much, it isn’t hard” people.
hahahaa TRUE!
Zoe, I'm super curious... I'm an astronomy enthusiast and realized that you live in the path for the total solar eclipse on April 8th! That would make such a cool vlog. I hope you get to see it!
If you think about it, all of saving is saving to spend! Or do people just plan to save up money they'll never use?
❤❤ your budget vids
thank youu 💖
Zoe, I thought you were holding a cigar in the thumbnail for a sec 😄
Technically all “savings” is money that’s going to be spent. What a weird thing for that guy to say! 😂
Your piglet ceramic 😭 😭 😭 so cute
i can't wait for her to be ready 💖
What do you use to record? And will your planner be back in stock? It shows not available
it's currently sold out and I hope we will bring it back soon 💖 and I filmed this video with a Sony A6000
What does the dog do when you leave? What do you mean by anxiety?
she barks, salivates, and truly panics. it's really sad but she is already getting much better 💖 well over a year ago we vowed to never leave her past her threshold, so she never gets into panic mode anymore because of course it is really bad for the dog
@@ZoePritchardI am really hoping that you will get to the end of this situation soon 🙏💕🥹
@@ZoePritchard:(
If saving for a vacation, isnt saving because you plan to spend it.... what is saving???? All savings categories are saving because you plan to spend, there might be short term saving or long term saving but what is the point of saving and not ever planning to spend it? I save for retirement but also plan to spend most if not all on retirement... and if I leave some great, but like why would your plan ever entail leaving like everything you save????
❤
💖
Tomorrow i got my pay, so. Fingers cross i can complete my list and dont have emergencies.
merciiii 💖
I bet those kids will say “I want to be her when I grow up” :)
🥺🥺💖
Wondering if the saving guy never plans on spending the saved money and taking them to the grave… 🤔 he’ll spend them in the future for sure. Saving for vacation is just a different time frame of spending. That’s it
he's like drake... taking his money to the grave 😂
Saving for retirement doesnt count if you are going to spend it?!! Its all about being fair and prepared:
hahah true
“Show us the booty” favorite part of this entire video
It seems to me you are saving a lot of money as you don't have to pay rent, most of us don't have that luxury
this month I paid $1,725 in rent and insurance for my apartment and my office
Zoe.. you are so much fun to watch 🫶💐❤️
🥺💖 thank you!
Maggie seems like the sweetest girl, just love that cute booty wiggle
she's a good girl 🥺💖
Omg I’m so happy you did my video idea ❤😖🫂✨ I’m so happy for you 🩰🌷🍒
queen Ana!!! 💖💖💖