10 Ways I'm Saving Money During These Times | Dominique Sachse
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- เผยแพร่เมื่อ 3 มิ.ย. 2024
- Inflation, recession, high prices at the pump and elsewhere. We are all impacted by the economy and looking for ways to stretch our money. I’ve certainly tightened the belt in key areas of my life, and it’s amazing how much you can save just by being fiscally savvy. I've created my top 10 ways to save, and I'm asking you to share yours in the comments section of the video. Thanks!
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I’m a retired financial advisor and you touched on many great valuable ways on how to save money. Another great way is to bring your own lunch/dinner to work instead of take out. Great video!
Absolutely! thank you for sharing..
Great video!
You should go back to work and deal with just seniors - we need advice always😂
Agree - I am a Financial Advisor in practice, and money management is extremely important.
As a Financial Advisor, that’s the best you can do? Packed lunches? What about new REITS for commercial properties or hedging against inflation. I’m not an FA but I was a Licensed CFA and uh, packed lunches didn’t help much.
Dominique, I always wash my clothes using the tap cold setting on my washer. My daughter took a textiles class in college & learned that using cold water will get the clothes clean regardless of the fabric. It’s been a game changer for me for years.
I also only wash with Cold water, that’s why they make washing detergents especially for Cold water washing. ❤️🇦🇺
Thank you for addressing the elephant in the room. Women dealing with life at or in our older life. I am a 61 year old woman, newly divorced after 31 years of marriage. Finding ways to stand on our own and make it work is important. Especially when you shared your life with children and or a partner. You have been a constant in my life the last two years. Your book was amazing. Thank you Dominique for being the woman you are. It definatly helped me get through the last few years with some no nonsense advice. Have a blessed day.😇🤗
Thank you Colleen for your thoughtful note! Yes, it's an important topic to discuss. Can be a little scary, but we must navigate smartly and openly I believe..
@@dominiquesachsetv This is very true. Also with my mom and God's help I did a good job of navigation. some of the roads were bumpy. But when has that ever been a problem when we lean into our Lord and Savior.😇
Adult children?
@@colleenburnham7813
Colleen, I am in exactly your stage of life: 61 years old, divorcing after a 30 year marriage. I wasn't financially prepared to be living on my own. But I got a 2nd job, as well as a side hustle (I give plasma for extra money), and I currently rent a room in a friend's house. I have persevered, and God carried me through the storm. I'm coming out stronger than I ever imagined.
Hi Dominique, here is your critical Dutch viewer again, this time with two thumbs up! 🙂 Great (and necessary!) advice. Thank you. May I add some extra tips? 1) Replace all your old light bulbs for LED bulbs. 2) At a thrift store buy an old petroleum stove. Instead of petrol you can use lamp oil. That way you will save a lot of gas. 3) Save all your vegetable leftovers to make a healthy soup 4) take shorter showers 5) stop having all your appliences on standby. 6) buy whole vegatables, instead of pre-cut 7) make a shoppinglist and stick to it 8) go to the market at the end of the day, you will get discount 9) soda's are expensive and unhealthy, try water and save hundreds of dollars a year 10) unfortunately we don't have this in The Netherlands: coupon clipping. It's is worth the effort. Sorry for my possible mistakes in English.
Great comment!
@@annehedlund7333 Thank you, Anne. I hope other people around the globe have tips too and are willing to share them.
Living below our means has ended up being a huge blessing for my husband and I. It was difficult at times watching others buy the "mansion", new cars, etc. But we are blessed with what we have and aren't overstretched. Good video!
Your the smart ones 🙏
You'll always be able to sleep at night knowing you aren't stretched beyond your means. This beats any new car or super flash house.
We also live this way...it sure does narrow the "friends" down doesn't it?
Especially and most importantly of all is if you are fortunate to have children. Instead of "things". That is the REAL legacy in of a lifetime well lived. Anyone can just buy buy buy but it's what you cherish and deem important in life and also money saved that's important.
@@AMDG_-nk2dp If you are fortunate.. (to have children..)
I stopped buying books. Most of my reading material comes from my public library. Also, before Covid, my husband and I ate out at restaurants way too much. Covid taught us the joy of cooking our own meals and it’s much less expensive. There is so much inspiration for meals on Pinterest.
After you bought her book of course! 🤣😀👍
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Great advice. We have been married for 57 years and have always followed these steps. Always too, live as if you earn less than you do. Your best advice is never carry a balance on credit cards, it is money out the window. Also eliminate addictions, cigarettes not only destroy your health but also your budget.
Just retired Friday, sold house, moving across the country and will be establishing a budget, perfect timing for me for this video!!!
Due to excessive inflation: I have cut home services such as pest control; now I do it {saving $75 qtrly}. I dropped cable, now using Fubo {savings $60 monthly}. I buy some generic store brand food items (which I never did before) and ONLY buy staple items when on SALE. Negotiated a cheaper internet bill {savings $45 monthly}. Switched bi-monthly house cleaning service to once a month (saving $95 monthly). I switched dog food and treats to cheaper brands. Stopped monthly vet billing; switched to “as needed,” ie, only pay when I take the dogs {monthly savings of $110}. Adjusted thermostats in the house to reduce electric bill. Reduced random purchases at grocery store (I always made a list, but now, if it’s not on the list, I dont buy it). I make lunch for my husband instead of him buy out (saving at least $40 weekly.). I am still looking for ways to cut cost.
Hi Dominique, I´m from Argentina and we are used to living with inflation. In August we had 8% in a month, that's what you have in a year!!! So imagine how hard life has been here and it's been the same since I was born (I'm 54). Your tips are great, specially the one about the budget and to cut down on membreships too. I have 3 jobs but sometimes it´s so hard. One of my sons has just left the country, and the other 4 are planning to leave too. They have just graduated from university. Living here is a nightmare. You are blessed, believe me!
Not any more. The government says it's 8% but they have weird metrics. Reality is 25% this last year. This winter is going to be worse. Like you, the onyl way I can see is to earn more, and be grateful my chidren do better than I have.
Making coffee at home is a huge savings. Those daily $6 or more lattes add up to a fortune. Save them for a special occasion when meeting a friend or on a date. Also, doing your own hair color and nails can save so much money.
Oh YEEESSSS~ I tell my husband lets put $100 bill in our phone and see how long we can go an not spend ANYTHING ... if its over two weeks winner gets the other persons dollars. Ive won every time 😘😘
@@gaylejideofor6198 Love this!❤
Yes, I do all three!
@@gaylejideofor6198 go
Coffee & a sweet.... cut this to once a week! Better for the hips and purse!!
Thank you so much. I needed to hear this. My business of 20 years has taken a large decline. I started questioning God on why he was allowing this. So much hard work so much strain on a marriage of 36 years and now what seems to be a giant mess! It's hard for me to say, but we live in a difficult and fallen world and it's NOT fair. I see women around me with so much more and it's literally handed to them. That's why God says not to compare ourselves to others. To sum it up. No matter what. I gave my life to God and I will continue to trust him. It's the only way to win. Never quit!!!!
Kimberly after working in the finance industry believe me when I say the new cars, caravans, boats, furnishings are mostly bought under finance. You are far better off emotionally and materially than so many others it would surprise you actually. With prayer and God in our hearts things will always work out OK at least I believe they will. Take care.
Only Jesus is immutable. All the rest is shifting sand.
Amen Kimberly when one door closes another door god will lead you to will open.
@@lorrainemcintyre807 Thank you. I believe you are 100% right!
@@cupcake50jh Thank you ❤️
This is such a great topic!! I retire in 8 weeks after 40 years as a RN. I will be on social security next year and I have been looking at every aspect of my expenditures. I actually sat down with my insurance agent to review car, house and recreation vehicles to assess deductible and limits. You can learn a lot and maybe even update new needs.
I do not ever use credit card unless I can pay off the balance each month. We also keep a little aside for vacation needs. I use home videos for working out. I save a lot with being a senior. $100 year for gym, pool, sauna, walking track and all classes. If you are on Medicare, see if your YMCA offer free memberships. Thank you Dominique for this very important topic. Pay off debt is ways your best bet.
if you no longer commute to work your auto insurance should be less. If you own your home bundle home, auto and personal insurance! Congrats on your retirement and thanks for serving your community.~ God bless
@@gaylejideofor6198 yes that is exactly what we do on insurance. Thank you. Looking for to this next chapter.
Turra, do you live in the Houston area?
Very good advice from Dominique! I’m also reading all the comments, everyone has good advice and a different perspective based on their own life experience. 👏. I want to say, if you have medical plan, check to see what they offer in the way of discounts on gym memberships. ✨🌼
Thank you for your 40 years in service. I'm a Nurse too, 32 years working.
Switching to a plant based diet will save a lot of money. If you’re not up for that, just eliminating all processed foods will be better for your health AND your budget!
Great tips! Becoming a minimalist nowadays is a must. Try selling extra furniture you don’t need, sometimes or before the pandemic we bought stuff because it was on sale or we liked it, but in reality, we didn’t “need it”, now our homes is full of stuff, it’s cluttered, it’s time to declutter and live a simpler life. Thanks Dominique for your videos!
Yes, I agree. People live with such clutter and when I suggest they can sell it, they have all these reasons why they cant. I sell things all the time, whatever I don't need that's worth $30 or more. Below that I prefer to donate. It was hard learning to sell but now that I have the formula down it's nothing. And good boundaries. Never let people cover over at night. Do it on the porch if possible. I make a few thousand every year selling things I don't need any longer and lately storing stuff because of inflalation but I look forward to when that is over, so I can just have more space.
@@radicalaccounting tips on how to sell stuff without putting oneself in a vulnerable or even dangerous place would be welcomed. Advertising can bring undesirables, garage sale, too. I live alone and would like to downsize but how to get rid off things without donating everything is the problem.
As a realtor I’ve been through 5 recessions! Everyone needs to Learn how to live below their means!
We shouldn't have to in America. This president is doing everything wrong!
@@bhumble3106 it was just going to say that. No, everyone DOESN'T!
@@bhumble3106 was Biden president during all 5 recessions?
@@bhumble3106 it's a world wide problem not just in the U.S.... Europe is suffering way more than the US... quantitative easing procrastinated this problem which is no longer sustainable...
America is the hardest working, and one of the wealthiest countries in the world. We save to enjoy our retirement in our golden years. Seniors should not be out looking for a job and standing in a bread line. More people should be outraged at the state of our economy, not learning to live below our means. We should be helping Americans and not sending billions to Ukraine so they can protect their borders.
Christmas was always a big expenditure for us! This year I told the kids that we were only buying for the grandkids. We told them not to buy for my husband and I. We have everything we need!
Thanks for this talk. I am buried in credit card debt that crept up on us starting at the beginning of the year. I am about 3 months behind on the minimums and almost 2 on rent. It’s a nightmare! I am Door Dashing to stay afloat on top of full time job and study for my PhD. I am staying positive though and keep looking for ways to save and bring in money. Times are definitely tough. Hang in there everyone.
Pati Carr can you go to the credit card companies and explain your circumstances and see if they will just let you pay the principal off without the interest. In Australia we are allowed to do this if there is a strain on families. Good luck.
Give up the PhD
Do Not give up on the Ph.D!
That is your new life!
Keep going!
Good luck!
Use cash when you can. Any $1 or change left at end of day I put in piggy bank.
Credit cards can keep you in debt for ever. Please call each one of the companies and ask for help. Most will help rather than having to charge off the amount. Cancel all but 1 and use cash instead. If you have an extra room, get a good decent roommate to help with rent. And pray everyday for Gods blessing, he will listen and help. 🙏
I really like these, and for the younger ladies out there I would add “don’t ever financially depend on a significant other”.
I learned this lesson when I was quite young and my father (the sole breadwinner who had not bought life insurance) was diagnosed with stage 3 cancer at 43 years old. The stress of how my mother, who has no job skills or particular education, would support us financially if he died was awful (which thankfully he didn’t until 25 years later).
No matter how wonderful a spouse might be, tomorrow is guaranteed to no one and it’s crucially important to be able to support oneself.
I agree 100%. Have your own job and money so that you can CHOOSE who you want to be with, instead of just falling into something and then getting stuck because you are dependent. Not worth it. And be careful who you have children with. You may be raising them alone.
💯!!
Thank you for being you, Dominique and for sharing your light with us each week. God bless you.
Thank you for loving and encouraging people to be aware of how we spend our hard earned money.
I worked in an office full of single Moms on a limited budget so made it a point to share money savings tips with them. Anything from free tax programs, on line eyewear, resale clothing, Aldi’s for groceries as well as sharing recipes for homemade laundry soap. Great vlog!
Oh wow! Please share your homemade laundry soap here, Shirlyn. 🙂❤🩹
@@AmbrosiaK It only has 3 ingredients. 1 bar Fels-Naptha soap, Borax & Arm & Hammer WASHING soda ( not baking soda) All items should be available at Walmart or big box stores and will cost under $10 for all 3. You grate the bar soap in a sauce pan then fill w/water. Warm ( watch & stir ) on stove to melt. Pour into a 5 gallon bucket, add 2 cups washing soda & 2 cups of Borax. Fill pail with warm or hot water as helps dissolve powders. The mixture will stiffen up overnight but you just stir and will be the consistency of egg drop soup. Use 1/2 cup to 1 cup per load depending on level of grime. I would estimate 5 gallons cost about $2 to $3 and is phosphate free.
@@shirlynssleeve4661 Thanks Shirlyn, I appreciate the reply. I'm going to try it! 💞
Thank you for sharing your soap recipe!!!
I love getting manis and pedis but actually like doing them myself, so I’ll save $1,200 per year. Just did an audit and my husband and I spent $250 eating out 3x last month. Reducing that to once a month. I annualize everything so using $250 as an example, $3,000 in restaurant spend is unwise, particularly when we’ve got healthier options at home anyway. Another strategy is walking dates with girlfriends whereas my girls dates were otherwise travel, shopping and fancy dining. I still enjoy those things but the desire isn’t there, I can’t be smarter with my money and still enjoy girlfriend time. Sometimes we will enjoy smoothies, tea or a few apps after a walk. Much less than full meals, plane tickets and trips to Nordstrom.
Yes, I'm not sure when mani, pedis became a thing, and constantly eating out. Growing up eating out was for an occasion or celebration. Consumerism has literally consumed people.
I quit getting manis and pedis too, I never went a lot to begin with but now I don't go at all, don't miss it either.
I wonder how many of us changed our eating out habits thanks to Covid. i never liked cooking, but now I picka recipe to learn every season. By the 2nd or 3rd time I share it with a friend. This winter it's going to be borscht. Not sure I even know how to spell it. Whereas before it was always meeting up at a restaurant I find people are willng to come over to eat at my place. The other thing is one reason we like resturants is because they don't care about our health so I've learned to ease up on how strict I usually am for socializing.
Good advice. Now if only the government would follow these rules
This is the time to worry about yourself, not anybody else, let alone the government.
Try outdoors as much as you can. Bring your own food instead of going to restaurants. My family always bring food in a backpack as well as our water bottle. If you can, buy bulk and make your own bread and baked goods. It takes organization and discipline but you can cut the costs and make sure your family has healthy food.
At the every stage of life, we have to budget. Nothing stays the same, whether you are single married or divorced. In my case retired. I am an ex Baker and it is imperative that we keep an eye on our Finance every so often. By doing so we can have a better life style. Which in turn will.keep us physically and mentally stonger as you said Dominique. You gave such practical advice. Thanks
Great tips! I started coloring my hair at home more often. I don't feel the need to always keep buying the newest trend or makeup any longer.
Great video! Since the COVID pandemic began I have found I don't need certain items and have embraced a simpler life. I only buy the clothes I need and donating or consigning items I don't use anymore. Modeling these ideals for your children helps them see the beauty of helping those in need through donation. Also, it helps us all grow to being our best selves by refreshing our closets with what makes us feel better with no guilt of excessive buying. Thank you Dominique! Blessings to you and your family. 🙏💕
Great tips. We cut our cable from our internet bill over a year ago and just went with a couple of streaming services. It cut our bill by over half. If we see a show on a streaming service we don't have, we may take a free trial to watch it, or just get it for a month if we've already used the free trial then cancel once we're done watching. We got rid of our dishwasher (there's just 2 of us and we only eat one meal at home) and do our laundry in cold water. We don't carry a balance on our credit cards and plan on driving our current cars into the ground then buying used, not new. We've been doing things this way for years and we've managed to stay debt free. We have become really strict about determining need vs want.
Super great advice ! In preparation for our retirement back in March of this year we did all of these! People will so appreciate this video!❤️
Thank you for the great video!!! I know so many people are going through such hard times they can barely pay the bills and put food on the table I think it’s really important to give thanks every day for the blessings that we have. I went to the grocery store today and spoke with a lady who had her coupons out and so did I we were both amazed at how much the cost have went up on just about everything and thank goodness we can buy groceries but even at that we are tightening our belt and are eating at home and cooking our meals to take to our jobs. God bless you❤️
Dominique, thank you for your helpful suggestions with regards to saving money. We all can use help these days, also I wanted to let you know how much I appreciate your honesty, sincereness and overall opinion. We are both the same age and I value your opinion, style, beauty and lifestyle. Keep bringing us ladies all your content it very appreciated. God Bless you.
You stand by us on so many fronts making sure we live our best lives. From beauty, health, fitness, nutrition, spirit, mind and now finance. That’s many hats on your head!!! Thank you Dominique for being a genuine down to earth inspiration. You take good care.❤️👏👍
You are so right! She is such a strong and positive inspiration to us.
Being debt free, and having an emergency fund is key!
I loved the reminder in the end of this video… God is with us through these hard times 🙏
Thank you Dominique! These wonderful tips come in so handy especially during these times of higher prices and much need. Have a wonderful evening and keep us informed. 😊
Dominique, you were the first and only TH-cam influencer who I followed for a few years. I now follow many wonderful women, but you really stand out with amazing perspectives. Thank you for continuing to do what you do! Love the diversity of subjects and educated info. Inspiring!
What a great video Dominique. I think in this day and age everyone can benefit from advices like these. Thank you for sharing them with us 🤍
Dominique your professionalism is really shining in this video. One of my favourites!
I always appreciate your tips! Feeling so blessed to be part of this community 🙏 Sending you good vibes!!
I think it’s very important to mention that electric cars are looking like they are not at all a money saver. Just changing the battery if it’s bad costs around $29,000. And charging it causes your electric bill to skyrocket like crazy. And the price for the electric cars themselves start out at 50 to $60,000. People are learning all of this now and many people are sadly regretting it. Totally cool if you find that you love it and it works for you, but I think it’s crucial to mention some downsides for those it may be more of a problem for.
Interesting.... I have a Prius. Nowhere near $50-$60 K.... and my power bill has hardly changed at all.
good points ,not to mention the electricity crisis all over the world , and now everyone with electric cars....... what do you think that will mean
Yesterday California asked people not to charge their cars between 4 and 9 p.m. because they are short of electricity.
We save much $$$. My husband bought a used Tesla and I have a hybrid Toyota Avalon. Eating less meat and more vegetarian food saves money and is good for your health and the environment.
@@missylovestroy Especially in Texas where Dominque lives.
I just got your book from my public library! Talk about a great way to save money!! There is so much your local public library can provide & offer! Can’t wait to start reading it tonight!! 📖👍🤗
These are great tips-thanks so much for sharing. I try to save by taking my lunches every day to work…..meal prep is key!
Thank you so much. I’m turning 70 in November and I turning over a new leaf. Cutting down on excessive spending. Money really doesn’t grow on trees
Apart from changing the petrol car to an electric, which is something I don't want to do, I already follow all your advice here. I thrift everything, colour my own hair, cook my own food, pack my own lunch, do YT Pilates, have no subscriptions or club memberships etc. I only have my CH on 4 hours a day, and it's switched off from mid March to October ! Out at work 5 days a week so no need for a heated house all day. The money's better off in your pockets than somebody else's.
the cost of electric cars in Australia outweighs any savings on fuel or power.
Some of these tips are far easier said than done for a lot of average people who are living on extremely tight budgets like going out and getting a new car …some of this is just not applicable for someone who is not in your financial bracket.
thanks again for your time.
You wrapped this up Beautifully. Thank you,God Bless you!
Great tips. I'm also a thrift store girl my wardrobe is about 95% thrift store and eBay. I cook from home most nights I'm not a big meat eater I rarely buy baked goods or junk food. Let's talk hair and savings when Covid hit I let my hair go gray (takes courage) tossed the hair products and styling tools and trim it myself= huge savings plus my hair is healthier than it's been in a long time. Retired I still work part-time take a yearly vacation and walk for exercise it's free!!!
Dominique❤️❤️❤️
I just came across your videos 1 week ago and have been watching as many as I can since.
What can I say?....there is so much.... but words never do justice.
Firstly thank you thank you thank you-from my heart. May God continue to bless you endlessly.
You are just marvellous and everything I want to be! You are such an intelligent, gifted, caring, warm, articulate, beautiful, astute, empathic, smart Godly creature! God has truly blessed you and I wish more people such as yourself existed. I wish you were in life! You are a rarity.
Your videos about life, your mother, how to be happy and deal with challenges, all of it touched my soul.
I am a divorced 36 year old doctor and my soul ripped up into shreds in the last few years-and perhaps thats an understatement-- and I feel I have been hanging by a thread- still in motion waiting for the intense fire to eventually go out leaving me in some momentary relief. Watching you gave me hope comfort and light. I began to enjoy life again and see it for what it is---God will continue to challenge and test us--within the tests we realise that life and the things within it are temporary and only permanence is God and we should rely on him only.
Dominique - you in the most gentle yet most powerful way have given me hope and lifted the dark cloud. Simples things such as self care, food, exercise, gratitude, enjoying small things, beauty, reading, good conversations -- i began to appreciate and allow in my soul. I have become more patient and mindful anf enjoying just my morning coffee and car commute. I pray more . I read more. I try to be calm and breathe and dare I say I speak with more clarity.
I am not good with words. But you are an very special himan being and a great blessing for everyone who watches you. You are helping those who are alone, hopeless and fragile in ways you may not fathom-- I hope you continue to do this as it is your calling. We all pray for you and you Pray for us- keep doing Gods work.
Sending you many good wishes on your life’s journey ahead!!!! 🌸🌸🌸🌼🌼🌼🌺🌺🌺🌺
Thank you soo much
Endless blessings on you❤️❤️❤️❤️❤️🌸🌸🌸🌸🌸😌😌😌😌
Absolutely!!!! Thank you!!!! I truly appreciated you. May God continue to bless you!!
All great ideas to save money. Thanks Dominique!
Dominique, I love ideas to save money! I view it as a game, which makes it fun! I’ve already been using half the ideas! Thank you, Dom! 👍
I’ve never seen any savings at Trader Joe’s. It’s primarily high-end “boutique” food.
If you really want to save, Aldi is the place to go for grocery shopping. Dollar Tree stores great for snacks and other things you may need.
I really love your channel and your genuine nature. It truly makes a difference to me.
Thanks Dominique, I appreciate your time, watching some real talk on youtube that relates to a lot of peoples life is more uplifting than just watch the good side of people's life in social media.
Excellent advice with a healthy dose of common sense ❤️
Hi Dominique ,I’m new to your channel and I love it ❤️so many things I’ve learned from you…thank you sister you are awesome and keep rocking it..many blessings to you on your new journey 🌺
So very thankful for you.
You have become our friend through years, thank you so much! All the best to you and your family, good luck in all and God bless!
I recently came to the conclusion that I was spending money on clothes that it wasn’t necessary. I noticed that I always gravitate towards the things that look best on me and at the same time are comfortable. The change? I got rid of all the things that for one reason or another I hardly wear and buy much less but in a piece that I truly, truly like and makes me feel happy. Try to buy it on sale though might be more expensive than something that was ok but that I hardly ever wear. A plus is that when I go to my closet, it has not a lot of stuff but every single piece I love.
Agree.
Going to the library is a great free source of entertainment as well. Books, movies, TV shows and exercise DVDs are always there waiting for us.
I have always been a "book worm" but with technology, local libraries have gone by the way side, but hopefully they will gain popularity and appreciation again :)
I just love you Dominique. You are the sweetest.
Excellent suggestions, Dominique! I’ve been doing my manicure myself. Not only it saves me money, but I really enjoy it.
Great video this week. Furthermore, I appreciate your honesty. It makes you more relatable for sure... and gives all of us regular gals, lol, the hope that we can achieve the lifestyle you are currently living and enjoying. Thank you Dominique.
Solid savings advice! So, it's odd that I'm going to recommend a purchase: A gratitude journal. It helps me be happy with what I have and be okay with fewer things.
I’m a retired educator and on a budget. I praise God for my retirement and my earnings.
While I do consulting work, I still watch my spending.. my tip: Dave Ramsey envelope system. I pay everything with cash. Once it runs out.. it runs out.
Blessings to all.
Thank you Dominique! God bless you!
Great video and advice! I stopped with manicures/pedicures and started doing my own. I designate “me time” and pamper myself as if I were at a spa but in my own bathroom. I love that feeling of utilizing the things I already have on hand. We too, have stopped with cable…it is beyond amazing how much we saved. Like many, during Covid, staying in required preparing meals and reconnecting with the kitchen! My husband has turned into a grill master and we now enjoy cooking out! Just these few changes have made a huge difference in more ways than one.
You write very well. Are you a writer? I love everything you said and you said it so well !
Hola Dominique, una de las cosas más importantes en la vida, es saber, cómo gastar y cuánto dinero gastar, también en qué se gasta. Creo entender del video que la luz, hay que cuidarla. Aquí en casa siempre se nos inculcó el ahorro en muchos sentidos. Lo mejor y más preciado que puedes tener es la Salud, un hogar acogedor, en fin, que no falte lo indispensable. El resto sí puedes te puedes dar un gusto, pero, que no influya en tu presupuesto mensual. Un gran abrazo, Marcela 🌹
When my husband and I looked at our finances we looked at our recurring monthly expenses. We looked at ways to cut these down or eliminate. Very similar concept to what you are suggesting. thanks for the practical advice this is very helpful.
always good reminders
Dominique, you’re the big sis I always wanted. ❤️🙏🏼
Agree with all the tips! Thanks
I really enjoyed all these tips. Some of them I’ve been doing but others I need to look at. You are very relatable in this video. Thank you Dominque!
Dominique, you are a great woman. The way you talk about these new topics is sensible and valuable. My full support through your recovery that you are handling with care and elegance.
Oh Dominique, you are like a breath of fresh air, so beautiful, so calming. I’ve been watching your videos for years and never got tired of it. Always something new, something interesting, never boring. I learned so much. I think I’m stuck on you, lol 😊 Keep those videos coming and God bless you☀️
Thank you for the advice and tips.
My pleasure!
At 75, I can say we did all of these steps, but for gasoline powered car(I love fossil fuel!)and enjoy tremendous security in our old age. Our children will inherit $$$ too. We saved during our 54 years of marriage. Our belief in God is our biggest asset.
Thank you for the wonderful tips! I agree credit card debt is a nightmare. Thank goodness I never had any. Also, stocking up the pantry and fridge with healthy foods and a bit of meal prep can not only save so much money but is extremely beneficial for our health. And the most important thing is to live below our means.
I love your sweet inspiring spirit, Dominique. Thank you for sharing the gift of you!
Love this video, thank you, Dominique!! 💕 Ideas for the future ... classic looks that never go out of style. Also, a vlog in which you visit local consignment shops and or shop resale online.
Last week pushing silk and cashmere fall fashion. This week tips on being frugal ????
Thanks for always sharing Dominique.
Thanks Dominique! Encouraged and exactly what I needed to be hear at the moment. Always amazed how God works xx
Financial education should be taught at school, thanks for your recommendations
Big hug from Italy 🤗🤗
Thank you for addressing this topic. So very important. I teach my elementary students how to save money. It is never to early to learn and never too old to be reminded.
Hi 👋 you've a gorgeous picture on your profile 😻 just decided to stop by and say hi. I hope my compliment is appreciated 🤗
Thank you Dominique!
I was spending over $600 dollars a year on k cups!!! It was time to switch to a Ninja Craft coffee machine that made 8 cups. I also get to use a grinder for fresh beans. We just bought a Nespresso machine but our budget allows this as we are becoming empty nesters.
Switching light bulbs can make a huge difference and putting things such as pools etc. On correct timers.
Let's not forget as well what a great resource you tube is for looking up everything we need help with, repairs and everyday things.
Hi👋 I moved out when I was 16 and I learned to real quick to budget my money and what to do with it so I would still have money in the bank for my bills for next month
I’ve always continued to live like I did when I had a budget and lived on minimum wage… and that really helps when it comes to not giving into tasty desires.
The savings came in handy 3x, whenever I was without work for an extended periods of time, and again when I was diagnosed with cancer and wasn’t able to work for two years. Only problem now is, I won’t ever be able to retire even if I live to be 100, cause SS won’t begin to cover rent.
I just about faint over the prices whenever I go into a drugstore or Sprouts. Being a Texas gal, HEB is my grocer of choice, and they have a huge selection of beauty supplies & cosmetics at unbeatable prices.
Oh, I don’t look at tv or magazines, so I’m not ever tempted…. HOWEVER… YOU did have me going out to purchase contour and foundation with your drugstore haul. Lol it worked, thank you! just in time too!
Your message today is very inspiring. And Amen to keeping the faith. 🙏
Thank you trying to keep the faith🙏
Thank you so much for the information and suggestions. Love your dress, and, as always, you look gorgeous. May God keep blessing you.
Perfect subject and timing as we enter into the Holidays, which can be so financially stressful for many. I think starting now is the key. Most of us would say “I’ll wait till January and get past the Holidays”. Probably best to make that commitment now and prevent the temptation of more indebtedness in these next two months. I started selling some items on Mercari and love that it’s allowed me to turn around and buy other used clothing items with my earnings. I love that you said that you have no shame in wearing another person’s clothing. Me either ❤️❤️❤️ Congrats on your new lipstick line and God bless you always .
This was your calling Dominique! You are helping so many people! Thank you!
An absolutely EXCELLENT video and some great suggestions for saving money. Thank you for this Dominique!!
Thank you for this timely chat. I just retired. I am an RN and have been staring a review of all my spending etc.
Perfect timing, having just retired! Great advice!
Congratulations! 👏🏼🎉
Excellent ladies. Thank you so much. Most of us needed this. Warm blessings.
You hit the nail on the head on all of these tips. Thank you!