Didn't think it could get any better than remembering this song and coming back to check the video out, but you have just redefined my expectations. Thank you.
@@madmaxmathematician Yeah, why is Iran digging mass graves dude? Why are nurses and doctors collapsing and dying all over the world? They just watch too much CNN and FOX, tell 'em!
This is actually how I started listening to TJF (they are my favorite band now). I had heard their songs without knowing who they were and I recognized the name because Austere was in MLB 2K12, but I didn't know their stuff. I immediately fell in love with them!
kendricks one of those guys who seems super serious, and he is a pretty serious guy. but lowkey he is actually funny as hell and plays a bit. he just has a grown sense of humor which is incredibly rare in rap, usually rappers have the most immature sense of humor. on a real note wish i wouldve taken his advice on real estate and have bought a place using a 4% mortgage a decade ago.. now rates are nearly doubled and so have real estate prices. anyone who owned probably saw their net worth increase by 6 digits since the time this song dropped..
@@DaedricFaZe except this song came out 7 years ago you Trumptard. Don't claim their general sense of irony is somehow forward applicable to the coronavirus pandemic that is happening now.
I don't know what it is but all the artist tgat feature on lonely island songs ALWAYS go all out. Its like it's there last chance to sing and I LOVE ITTTT
What I find crazy is that the beat of this tune is actually pretty legit. Even if it didn't have the silly lyrics, it's a really good sound. That opening riff and the bass beat during the final refrain gets you pumped.
***** So your telling me you can't tell the difference between Robert Downey Jr, and a Homeless drug dealer who smokes meth. I am a heterosexual, but I can tell Adam Levine is a good looking guy. You look through a girls point of view to see if hes good looking. :D
This song legit got to me. I just realized that I have limited time in this universe, and I'm spending it watching this video. Oh well, one more video.
It hits even harder now considering this song was probably a sneak diss response to "The Motto" by Drake that popularized the term "Yolo" in the first place.
Somebody else here with severe OCD and anxiety that listens to this to calm themselves down? These lyrics describe my daily fears in such a comedic way that I can not take them serious in that moment
I genuinely heard this in an ad in the Netherlands before finding it and realising what they were saying. They really used the chorus in an ad targeted at young people 😂
Waldo What you said makes no sense. It fit perfectly. Yolo-don't listen to loud music, take drugs etc. Then Kendrick Lemar said invest in your future properly...It all makes sense...I don't even like Lemar but this was funny.
Samson Cooper They also tell you to pull your teeth out so you can't bite your tongue.Humour is subjective, so I don't really have a problem with you finding his verse funny, but the majority of people didn't find it funny at all.
***** Majority of people... who are you to pretend that you speak for the majority of people on this video? Kendricks verse was not only funny, it was simply of higher quality than everyone else on the song. Perhaps the comedy wasn't simple enough for you to understand.
Samson Cooper All of the other cautions are over the top and excessive which is why they are funny. Kendrick Lamer's part is just sound financial advice for the average person to retire comfortably at 65-70 years of age.
amanworthy Explain the joke to me, then, if it's so complex and intricate, so clever. You're a fucking idiot. I'm not pretending to speak for the majority of people - just look at the fucking comments, you'll see people posting about how Lamar ruined the song, or others getting offended that so many people are commenting that.
"Yeah that was kind of weird but we're back in the club, buying up the ba-" "Never go to loud clubs cause it's bad for your ears!! Your friends will all be sorry when they can't hear!"
"Stay the hell away from drugs because they not legal" ""how the hell did I get up in this tree? Now I'm over here, now I'm over there, now I'm under this dude, now I'm back in the tree"
Yes, and it's fairly sound advice. Traditional 401K contributions come from your gross income. Some companies match a percentage (they put in something for every dollar you put in). If you already have a 401K with your company that has enough in it, you can "borrow" up to half the total amount for a down payment on a house then pay "yourself" back with contributions from your paychecks. Those come out of your net pay, though. It may be most feasible to save the down in a savings or low-risk investment account. Socking away net earnings, even a little at a time, adds up. Having a house also gives you tax breaks. Real estate -can- be a good investment, depending on the climate of the market where you buy geographically and depending on the percentage of appreciation per year in a given area. Sometimes it gets hot in a single area quickly so you need to be ready to act. Having the down payment ready for the right moment is the best possible thing you can do, and sometimes saving the down payment is the hardest, but I promise it's worth it. Once you've got money for down, earnest, and inspection, there is almost nothing stopping you, provided you have good credit and a dependable income / job. It's very feasible to live in a property, fix it up while you're there, then sell at a profit, while you continue to contribute to a 401K. Always go for the conventional loan. Always, even if it hurts at first. I realize some of us are already struggling financially; I was for quite a while, but pennies and dollars over time really do add up. If you're more adventurous and willing to take the risk, you can acquire multiple properties, but you may need to draw up a business plan and show prospective lenders that you'll make a profit, or you may need to show them that you've done this before on a smaller scale. (They need to know that they'll get their money back and that you're not a risk.) The key is to start SOMEWHERE then BUILD from there. If your credit sucks, start by building it back up. There are lots of ways to start doing this. Research it. Then when you can, start small with something you can afford in an area that's desirable. Pick a house with solid bones, built in the 1970s or 1980s, or later, which is only in need of cosmetic renovations. 1970s tract homes are very solid in some areas, but they're time capsules. The one I bought had green and orange shag carpet. Gugh! But it was all replaceable. :) Be careful about where you buy and what you can afford, realistically. Do whatever it takes. Rent out your couch. Rent out your spare room. Rent out your basement. Take odd jobs. Save all the cash you can. Then just GO for it. If you can borrow the remaining amount (after down, earnest, and inspection fees are paid) based on your monthly income, you can very likely "afford" a house. I swear, if I did it, anyone can do it. (Or you can write a hit rap song, but ya know that takes work too. ;-D )
@@matthewsatthewsssss4115 he taught me more than mine anything I got a 100 in that class every semester anything access the exams hs economics is kinda bullshit
Don't get butt-hurt because you can't detect humour buddy. My father did not use a condom, that's why I'm here, wasting my time typing to an imbecile on TH-cam. If only he used a condom, he could have spared me from you.
+Cinccino TV Well all other things in the song: wear titanium suits, dont go outside, dont travel at all, furniture killing machines. Do you think these are sencere advices? I guess no, so what about Kendricks advices? I guess the song just stated other extreme to the YOLO-Attitude: "Do whatever you want, dont think about consequences." Hence not all of Kendricks advices should be (in general) useful.
"There's no such thing as too much Purell" They were preparing us for the future the whole time but were being cmedicly funny to make it seem less serious than it really was. A tru American Hero....
This is gonna be so fire at the superbowl
Fr😂
💀
😂😂
PFFFFFFFT 🤣
😂
Him singing about buying a house, renting is for suckers at 4% interest at 11 years ago prices was the most solid advice in this video.
I have all the respect in the world for celebrities and artists who appear in lonely island videos
PipyHunter ui
Same with gorillaz videos
Especially when they offer good financial advice
PipyHunter agreed!
PipyHunter Why?
TH-cam recommending this right after the Drake diss is nasty business 😭
Same lol
How's he gonna write a verse about fiscal responsibility when he signed away half his earnings 😂😂😂
Fax
Same here!
The same goes to me
That was the best rap about financial responsibility ever
It's also the only rap about financial responsibility
+Michael Katsil which makes it the best
+bman4099 and the worst
+Michael Katsil save dat money by lil dicky you're sleeping on some funny shit
+Michael Katsil If you look at their live version, The Roots (I think) does a pretty good one too :P
As an economist, Kendrick's verse was very good advice, it's literally the steps to build sustainable wealth.
Can you go in-depth on what makes it good advice? Genuinely curious about it.
@@magicmon this song was written 7 years ago it wouldn't apply to today bro
@@magicmon well yeah. Kendrick literally mentions that in the verse lol.
Trej Rha uh oh found the sucker
Liar. Then what does he mean when he says “4.2%”?
Peralta you're a genius
Didn't think it could get any better than remembering this song and coming back to check the video out, but you have just redefined my expectations. Thank you.
Issy Wilkinson / great detective
“Nine nine”
“Nine nine!”
I'm proud of you, son.
kdot giving adonis financial advice
Good to see someone else here after the beef 😭 drake didn’t mention this I’m surprised
Adonis. Let me be your mentor.
@@JoeJoe-yn5lc because it's honestly good financial advice
😂😂
Can't understand me right now? Just play this when you get your first paycheck
There’s no such thing as too much purell. With the Coronavirus, this song is prophetic
Lmao I was about to say that
Also dont travel at all
I did the math, and there were about 513 bottles of hand sanitizer in that shot (only 11 of which were smaller bottles)
Dude I literally came here for this😂😂
Purell isn't gonna stop coronaviruses, but people will go ahead and think that anyways.
"Don't travel by plane and don't travel at all"
"No such thing as too much Purell"
"Isolate yourself and just roll solo"
*they were trying to warn us*
oh shit
HAHAHA, I was just thinking this xD This will be our anthem in 2020.
Oh the fuckery
It's like they saw this coming.
@@madmaxmathematician Yeah, why is Iran digging mass graves dude? Why are nurses and doctors collapsing and dying all over the world? They just watch too much CNN and FOX, tell 'em!
This song was meant to be released in 2020
I was just thinking the same thing! 😂 😂 😂
“There’s no such thing as too much Purell”😂
Anselmo Chavero burn the prints off your thumbs- and pull out all your teeth… so you can’t bite your tongue. That’s safety in 2021
Ye
Big bet
I don’t think j Cole got a lonely island feature
IKR ... a damn shame ain't it 😅
2:00 embarrassing 😷I didn’t know this existed.
That's why he lost the beef
@@9manny99 the Lonely island is the goat of rap
@@9manny99those bars were straight facts man
2012: This song as satire.
2020: This song is official CDC advice.
I mean when the President "recommends injecting disinfectants"
Yeah right...
Came back here 7 years later just to search this coment. Thx man.
Celestial Dragon Charm?
True
This is genuinely the best thing that Adam Levine has ever taken part in.
bwahahahaha When this song first came out, that's EXACTLY what I thought too. XD
Same for Lamar
@@zeruty 😐
Did you not see his hologram at Conner4Real's show?
I mean Maroon 5's first album was still a classic. Everything after that is just Hollywood Radio filler.
"So how'd you get so rich?"
"Kendrick Lamar."
😂
I don't even remember writing this
@@xboxnation2854 lmao what
@@xboxnation2854 You must be getting stoned my friend
Michael Bolton
Listening to this during the Kendrick-Drake beef is fucking insane. Lmao, good times
hahaha somehow i ended up doing the same
a little bit funny that this song is kindof a response to the motto by drake
"Be carefolo" is the best interpretation of what YOLO should mean.
Everytime I hear that line I lose it...
LaughterCigar or at the end when it’s just a suddle “you outta look out”🤣
Lonely island is love, Lonely island is life.
+Wiilli barney So true...
You should be a comedian
Are you 'lonely'?
+Wiilli barney TheLonelyIsland*
+Mr. sexyness kid stfu ,ty =)
7 years later in 2020 and i still don’t know how they got Kendrick Lamar to actually rap a verse on this song
He was just a nobody black dude back then, that's how. I mean, he's still a black dude now, but at least he is famous.
@@ryanhiga9270 he released probably his most celebrated album a year prior. He wasn’t a nobody, he was being praised as the best rapper at the time.
@@josephsua7246 Sure, if that helps you sleep at night.
@@ryanhiga9270 it doesn’t help since I don’t really care. It’s Just useless information that’s stored in my head
kendrick was not famous then they were more famous even now almost
1:27 😭 "Stay away from kids"
They been calling out Drake since 11 years ago
Kendrick’s verse is the only financial ad I won’t skip
Kendrick Lamar rhyming over The Joy Formidable about 4.2% mortgages is a mind-blowing combination.
I'm glad I'm not the only one who noticed that they sampled Joy Formidable.
Which song are they sampling?
@@darlingtonatuba5910 the Whirring
This is actually how I started listening to TJF (they are my favorite band now). I had heard their songs without knowing who they were and I recognized the name because Austere was in MLB 2K12, but I didn't know their stuff. I immediately fell in love with them!
I love and hate that nowadays he would unironically do this 😭😭😭
This is definitely the world's new hymn after the coronavirus
After? How bout, "While it's still here", which it is.
No it’s wasn’t 💀
Why did this show up during the whole beef😂😂😂
"Hey Kendrick, we want to do a music video with you!"
"Alright, what did you need me to do?"
"How much do you know about investing?"
Then they listened to my favourite song on uu (untitled 03)
its 2018 and im still trying to figure out how they got adam lavine and kendrick lamar into this
Reaper so true
Reaper same
they probably found it just as funny as we did
Reaper ,Me too
Because they were very big that time
Having a Lonely Island binge and this should not be almost a decade old.
They're currently getting me through 2021 right now.
Yeah right. Can I get your number?
@@peterpan8355 Trying to get girls on TH-cam isn't a good look my guy.
doing that right now.
me too it was time for a revisit
kendricks one of those guys who seems super serious, and he is a pretty serious guy. but lowkey he is actually funny as hell and plays a bit. he just has a grown sense of humor which is incredibly rare in rap, usually rappers have the most immature sense of humor. on a real note wish i wouldve taken his advice on real estate and have bought a place using a 4% mortgage a decade ago.. now rates are nearly doubled and so have real estate prices. anyone who owned probably saw their net worth increase by 6 digits since the time this song dropped..
"Stay the hell away from drugs cause they not legal" - Jake Peralta
Detective Peralta your are a great detective/Genius
FUCK i think thats abit to late for me
has done cocaine and weed
WHITEHALL GAMING AND VLOGGING yes. I too do weed. Inject three weeds everyday.
@@QUACKHEAD23GAMING C O C A Y I N A
If you look at what hes wearing closely, it actually resembles the plaid shirt and leather jacket combo Peralta wears 👀
this the same man that wrote meet the grahams
he also wrote How Much A Dollar Cost? and FEAR.
It makes me sad that The Lonely Island songs aren’t on Brooklyn Nine Nine
YESSSS
Yeah like maybe they could just sneak one in
Maybe they can now since they are with nbc now
Calebmufcthompson One of them was the manager at the fun zone
Tik Taco yes it was jorma
I'm on kendrick side after watching this video
Nahh coles apology better
@@tariq6319😭😭😭stopp😂😂
Its a Fold world @tariq6319
That don't matter
@@tariq6319 That apology aint gonna save your finances.
This is legitimately catchy af. I love this.
Patrick Todd bruh ur like 10 years late
InFAMOUSx42 bruh your like three weeks lake for replying.
Patrick Todd 5 years*
Sample is from a song called Whirring by The Joy Formidable. Equally catchy.
Patrick Todd ikr
Everyone is freaking out with Coronavirus while Andy Samberg is just isolating himself in a Purell vault.
Before Corona: "Haha funny song"
After Corona: "Hmm. Maybe they had a point."
Their point is irony. Ffs if you actually think theyre being serious. Theyre spoofing all you "StAy At HoMe WeAr A MaSk" nut jobs
@@DaedricFaZe except this song came out 7 years ago you Trumptard. Don't claim their general sense of irony is somehow forward applicable to the coronavirus pandemic that is happening now.
@@samcooper1761 to thank some thing is not tru and not researching your opinion is ignorant
1000like!
Hahaha, like there is an "after corona"...
I don't know what it is but all the artist tgat feature on lonely island songs ALWAYS go all out. Its like it's there last chance to sing and I LOVE ITTTT
2:32 Absolutely love the way Adam chimes in just on “carefolo”
Same
Crazy song then Kendrick comes in an drops legitimate financial advice.
Yeah foreal! lol
I forgot he was on this song
you know Kendrick good when he can make legitimate financial advice sound dope
hahaha
Besides the saying renting is for suckers you mean, even back then renting was better than buying.
Kendrick Lamar lowkey dropping real life advice that's relevant to this day
What I find crazy is that the beat of this tune is actually pretty legit. Even if it didn't have the silly lyrics, it's a really good sound. That opening riff and the bass beat during the final refrain gets you pumped.
the first 40 seconds are actually just solid and could have been in a real song
@jakebennett9130 they are, the First 40 seconds were sampled from The Joy Formidable's Whirring
They sampled "Whirring" by The Joy Formidable in the opening riff. That riff is basically the entire song in Whirring
That's literally every Lonely Island song lol
I love Kendricks verse because I can imagine him saying the exact same things unironically on his own songs
Kendrick saved me a lot of money this year
Alisha's Guide Ikr
GEICO is a hell of a drug, right
Ya that was just good advice right there... 3 years later.. =)
Yeah, sorry I got better things to do than surf and troll everyday. Good luck with that sparky.
Alisha's X
I just came back for the nostalgic feeling of seeing the crew when they released good music consistently.
+King Moses just listen to humble and mona lisa those are pretty good
The soundtrack of their new movie is pretty great
It always cracks me up how the celebs and featured artists take it so seriously. They go all out with the acting, singing and rapping.
Brooklyn 99 needs to start using The Lonely Island songs.
i was looking for a b99 comment
OMG I literally thought the same thing
Not only the songs. I'd also love it if Jake says "That's Ka-Blamo" or "Not Ka-Blamo" 😂
@@bilfa98 he said that once
I am a straight man, but damn Adam Levine is one handsome dude...
My dick rises for chicks, not guys... So yeah, pretty sure...
tehonlygod LOL but I mean u can call people handsome but that dosent Mean u want to F**k them
***** So your telling me you can't tell the difference between Robert Downey Jr, and a Homeless drug dealer who smokes meth. I am a heterosexual, but I can tell Adam Levine is a good looking guy. You look through a girls point of view to see if hes good looking. :D
tehonlygod Lol if if I was one of those people that Adam separated, I'd kiss him instead.
Still atleast say no homo
This song legit got to me. I just realized that I have limited time in this universe, and I'm spending it watching this video.
Oh well, one more video.
Dat Dog bruh the universe is a big place. there's endless possibilities in life man shoot for the stars.
But don't because the stars are hot balls of metal and gases
Dat Dog always time for one more!
I followed up on Kendrick’s financial advice 4 years later. My god… he is a role model.
1:18 that would be the best oreo commercial
really
niccceeeee :D
2013 : Funny and ironic song
2020 : Write it down! Write it down!
No
@@WZ4RD3 oke
@@ndr1259 No
That “you oughta look out” at the end gives this a very dark undertone now...
It hits even harder now considering this song was probably a sneak diss response to "The Motto" by Drake that popularized the term "Yolo" in the first place.
Somebody else here with severe OCD and anxiety that listens to this to calm themselves down? These lyrics describe my daily fears in such a comedic way that I can not take them serious in that moment
That Purell line aged incredibly well. Who woulda thought?
Edit: Didn't even remember the "isolate yourself" line, this song is perfect.
When you don't realize its a spoof. Did you forget about the George Orwell part?
@@DaedricFaZe Everyone knows it's a spoof , it's seven years old it just aged well to almost being serious
"So dont go outside, if you dont want to die, die"
It was mocking yolotard people who partied and did the opposite of what the song does. It also mocks paranoid people like yourself in hindsight.
The whole damn song aged far better than anyone could have predicted.
Levine made this sound like a hit
Yess he sure did. He's such a god
I genuinely heard this in an ad in the Netherlands before finding it and realising what they were saying. They really used the chorus in an ad targeted at young people 😂
@@FiAdont do you what ad it was?
I read it as “Levine made this sound like shit”
"The battle cry of a generation." Best definition of YOLO I have ever heard or will ever hear.
This song literally chokes me every single time. I can’t even begin to imagine what that’s like to go through. RIP, little guy
10 year old me: Kendrick’s verse was fire. 17 year old me(now): why am I getting good financial advice from Kendrick
I think you mean 18 : I'm 17 you bag of bones … 😂
@@dominique7411 I commented this 10 months ago when I was 17😂😂😂
@@billteasdale5469 You still 18 in 20201? get on with it, dude
20 year old you:WOP WOP WOP DOT FUCK EM UP
...did I just get financial advice from Kendrick Lamar
yes
I just love how its actually very sound advice.
except for thirty year payment plan get 15
is better :D
@@theone614 Agreed. A 4.2% 30-year mortgage is not a great deal as you end up paying so much in interest over those 30 years.
@@theone614 well it depends. If you're goal is to make your credit score as good as possible, you may find a 30 year is better
The ultimate paranoid's anthem!
“The battle cry of a generation” gets me every fucking time 😂😂😂😂
Also Kendrick’s verse is actually legit fire lol
I wish that was still a thing YOLO now it's I'm 200 different sexes 🤣
Kendrick verses are always fire, it’s the standard at this point cuz the mans bangers just don’t stop
Also educational
They try to warn us about feminism jaja
@@matteovenafroyeah im gen z and i identify as 117 gender’s depending on the day
Kendrick's part wwas the best few seconds of this song
Waldo What you said makes no sense. It fit perfectly. Yolo-don't listen to loud music, take drugs etc. Then Kendrick Lemar said invest in your future properly...It all makes sense...I don't even like Lemar but this was funny.
Samson Cooper They also tell you to pull your teeth out so you can't bite your tongue.Humour is subjective, so I don't really have a problem with you finding his verse funny, but the majority of people didn't find it funny at all.
***** Majority of people... who are you to pretend that you speak for the majority of people on this video?
Kendricks verse was not only funny, it was simply of higher quality than everyone else on the song. Perhaps the comedy wasn't simple enough for you to understand.
Samson Cooper All of the other cautions are over the top and excessive which is why they are funny. Kendrick Lamer's part is just sound financial advice for the average person to retire comfortably at 65-70 years of age.
amanworthy Explain the joke to me, then, if it's so complex and intricate, so clever.
You're a fucking idiot.
I'm not pretending to speak for the majority of people - just look at the fucking comments, you'll see people posting about how Lamar ruined the song, or others getting offended that so many people are commenting that.
This song totally changed my perspective. Now I will always be carefolo!!
You're such an idiot
I can't believe this is how I was introduced to Kendrick Lamar. But he DOES give solid advice.
what/? solid advice...
I cannot believe this was my first kendrick Lamar song 😭😭
Damn, Kendrick looks completely different now...
Frihman no he doesn't
@@stanen thatsthejoke.jpg
Yea because this was 6 years ago
DAMN.
@@williammacey7935 DAMN is right my man
This song is basically the anthem of today’a world
0:03 I don't why I always found that little "YOLO" so special 😭
After all these years, "YOU OUGHTA LOOK OUT" still gets me.
Is it weird that this video motivated me to create an investment account?
truly yolo
Yeah cause you should bury it in the backyard like a beagle
.
If this isn't just a joke then it is awesome that this video motivated you to create an investment account. 401k? Roth IRA?
Yes
That's what the Man wants you to do.
Watched this for the first time in years and still singing every single word :D
Didn't know Kendrick Lamar was a part of Wu Tang Financial.
Fun fact: shortly before his death ODB handed his client book over to 17 y/o Kendrick.
Lmfaoooo
900th like
Lmaooo
This song will never get old and we know right now Kendrick Lamar had the best verse
I hate it when you're going to kiss someone and Adam Levine interrupts it.
Ikr
+Olof Noaksson happens every tiem
ugh goddamn adam levine.
+Olof Noaksson *shakes fist to the sky* LEVIIIIIIIIINE!!!!!
That's the reason I'm single.
YOLO! BE CAREFOLO!
pure. poetry.
Lauren Hofreiter I love Adam Levines backing vocals on that bit it’s like he’s fully trying to legitimise the song 😂
"If you think your mailman is a spy, then destroy him." Priceless lyrics. 😂
that line was written by a dog
Ethan de Mocskonyi SAME
Awazeinggg
Mailman should have wore a titanium suit. Man was reckless.
I fucking love listening to old Kendricks pop features
"Yeah that was kind of weird but we're back in the club, buying up the ba-"
"Never go to loud clubs cause it's bad for your ears!! Your friends will all be sorry when they can't hear!"
...or.....you could just keep scrolling if you don't find what I posted funny.
don't worry, i got it. alot of people here aren't lonely island fans.
"I'm on a boat!" "and never travel by car or bus or boat or by rail"
"Stay the hell away from drugs because they not legal" ""how the hell did I get up in this tree? Now I'm over here, now I'm over there, now I'm under this dude, now I'm back in the tree"
"I'm not gay, I'm not gay, I'm not gay, I'm not gay."
did kendrick lamar just give me advice on financial structure ._.
Hahahaa
Yes he did.
First Friday of The Month Y'all
(Cleveland Show reference)
Yes, and it's fairly sound advice. Traditional 401K contributions come from your gross income. Some companies match a percentage (they put in something for every dollar you put in). If you already have a 401K with your company that has enough in it, you can "borrow" up to half the total amount for a down payment on a house then pay "yourself" back with contributions from your paychecks. Those come out of your net pay, though. It may be most feasible to save the down in a savings or low-risk investment account. Socking away net earnings, even a little at a time, adds up. Having a house also gives you tax breaks. Real estate -can- be a good investment, depending on the climate of the market where you buy geographically and depending on the percentage of appreciation per year in a given area. Sometimes it gets hot in a single area quickly so you need to be ready to act. Having the down payment ready for the right moment is the best possible thing you can do, and sometimes saving the down payment is the hardest, but I promise it's worth it. Once you've got money for down, earnest, and inspection, there is almost nothing stopping you, provided you have good credit and a dependable income / job. It's very feasible to live in a property, fix it up while you're there, then sell at a profit, while you continue to contribute to a 401K. Always go for the conventional loan. Always, even if it hurts at first. I realize some of us are already struggling financially; I was for quite a while, but pennies and dollars over time really do add up. If you're more adventurous and willing to take the risk, you can acquire multiple properties, but you may need to draw up a business plan and show prospective lenders that you'll make a profit, or you may need to show them that you've done this before on a smaller scale. (They need to know that they'll get their money back and that you're not a risk.) The key is to start SOMEWHERE then BUILD from there. If your credit sucks, start by building it back up. There are lots of ways to start doing this. Research it. Then when you can, start small with something you can afford in an area that's desirable. Pick a house with solid bones, built in the 1970s or 1980s, or later, which is only in need of cosmetic renovations. 1970s tract homes are very solid in some areas, but they're time capsules. The one I bought had green and orange shag carpet. Gugh! But it was all replaceable. :) Be careful about where you buy and what you can afford, realistically. Do whatever it takes. Rent out your couch. Rent out your spare room. Rent out your basement. Take odd jobs. Save all the cash you can. Then just GO for it. If you can borrow the remaining amount (after down, earnest, and inspection fees are paid) based on your monthly income, you can very likely "afford" a house. I swear, if I did it, anyone can do it. (Or you can write a hit rap song, but ya know that takes work too. ;-D )
Naiya Cominos Not sure if you're trolling or serious.
The Lonely Island is like the proffessional and less childish Smosh.
True
No. Smosh is trash.
smosh is always good but i feel like they decreased a little from being funny
hmm never looked at it like that.
+` HXV ` except for Honest Game Trailers
This battle got all of Kendrick features on my timeline
Everyone talks about Kendrick, but Adam Levine is killing that hook
Jake Peralta is an amazing Detective-slash-genius.
Thanks, man.
If there's another Final Destination movie, they should play this during the rolling credits. lol
Ariel Jones You sir, are a fucking genius
Ariel Jones great idea.
Ariel Jones i would pay to see that happen
Ariel Jones good idea
Ariel Jones i would dance in the cinema when i hear this when the ending credits roll
What happens when the song is ridiculous but Kendrick Lamar's advice is really good?!
Total chaos ensues.
+gerard garvan . .. damn...
What happens when NTV never learns the definition of sarcasm?
i think that was the point lol of the whole song.
classicblue j
"There's no such thing as too much purell"
Is this what 2020 vision feels like?
Yes. 2020 vision. The superpower that lets you see everything that will or has happened in the year 2020
Kendrick's verse taught me more than my economics class in high school
I graduated fuckface
idk why but this exchanging is hilarious
I'm guessing you're poor as fuck now then...
So true....
@@matthewsatthewsssss4115 he taught me more than mine anything I got a 100 in that class every semester anything access the exams hs economics is kinda bullshit
I didn't know who Kendrick was when this dropped. Fucked up seeing it now.
30% usefull advice 30% good financial advice 30% stupid advice 11% scary advice
You sure we watched the same video? I found 100% of this useful
101%?
Some solid math right there. #101%
That's the joke.
Don't get butt-hurt because you can't detect humour buddy. My father did not use a condom, that's why I'm here, wasting my time typing to an imbecile on TH-cam. If only he used a condom, he could have spared me from you.
i love the fact that so many people came back to rewatch this after all these years. I really hope The Lonely Island starts making albums again!
I learnt more in the Kendrick Lamar bit about adult life then I ever learnt in school, yep that's pretty ad isn't it.
yep
I'm an A student but the shit we Learn won't help us really
The L Delivery Man Stocks and shit
+Cinccino TV making me think of the boyinaband song don't stay in school
+Cinccino TV Well all other things in the song: wear titanium suits, dont go outside, dont travel at all, furniture killing machines. Do you think these are sencere advices? I guess no, so what about Kendricks advices? I guess the song just stated other extreme to the YOLO-Attitude: "Do whatever you want, dont think about consequences." Hence not all of Kendricks advices should be (in general) useful.
did you not take a finance class
We need more raps giving out good life advice.
adam levine shouldn't be allowed to be so good looking with a singing voice like that
You don't like his voice?
I do, it's just not fair that a man with such an effeminate voice is also so classicaly handsome.
megamandude455 Ha
megamandude455
Well played
megamandude455 omg you so true XD
"There's no such thing as too much Purell"
They were preparing us for the future the whole time but were being cmedicly funny to make it seem less serious than it really was. A tru American Hero....
Dear Jake,
I appreciate you undertook safety measures in those dangerous times,
Sincerely,
Raymond Holt
Peralta, you’re a genius.
Seems like Jake Peralta finally got to live his dream. Great on Amy for allowing him to do this
That "Isolate yourself" line hits different living under quarantine
"Be Carefolo" words I still love by in 2018
Jalen R me favvvvvv
I actually really like this song like a real song even though this is a joke I still listen to this on a regular basis I dig this so much
It isa real song dude. Who's to say real songs can't be funny though?
It’s hilarious how Kendrick takes literally every song he’s on seriously
1:43 Joffrey, take note.
lmfao
I think he was dressed as Joffrey
+Roll King this vid was made before joffreys death
+Interesting Logic Joffrey died like 18 years ago in the books which were still very popular
+MattyFizzle04 I give a shit