COST OF LIVING PHILIPPINES 2024
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- เผยแพร่เมื่อ 6 ก.พ. 2025
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A lot of people have asked me what it costs to live in the Philippines so today we discuss our monthly expenses and look at how cheaply you can retire here in the beautiful Philippines. Don't forget to like, comment and subscribe and share our videos. Also check the links below if you would like to support our little channel.
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Hi Brian and Tess finally an honest Aussie cost of living in the Philippines video. Our situation is pretty much identical in that l have a wonderful phillapina girlfriend from the province who doesn't want for anything and I'm still in Australia but hopefully will be moving there full time to be with her. I will be living on my savings until I reach pension age in 4 years time and your budget is what I plan to spend so spot on mate. I am a subscriber and really enjoy your channel and looking forward to catching up with you guys one day. Just to let you know I spent 3 months there and it was costing me around 20000 pesos ($516) a month for two of us that included everything including visas. We did have cheap rent only 3000 for a little studio apartment it was perfect and all the mangoes you can eat for free.
That also included going out for dinner and lunch 2 or 3 times a week so it can be done. Keep those videos coming can't wait to see your house build, cheers mate!!!🍻🍻
Yes it definitely can be done as you say, I also have another subscriber renting a 4 bed 2 bath house with 3 adults and 1 child living there for just $550 per month so if you are not drinking or smoking it's definitely a cheaper way to live than back in Aus. Thanks for your support and for watching.
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Hi Brian, subscribed and liked. Fantastic video and a great breakdown. My wife and I live in Brisbane and feel like we're going nowhere. She's from Leyte, so we're researching our options. we may end up there!
@@FarmerDane Hey brother, I'm hearin ya. Costs are way outa control now in Aus so living here is a great option as you have a Filipina wife. Thanks for the sub and enjoy your new years eve Dane. 🦘✌️
Some more very good advice Brian, thanks, & that little issue I mentioned a while back, will send you the copy @ weekend
@@robo113603 Cheers Robo 🦘✌️
good video mate.. thanks for sharing that info..
@@smokinjoe90 very welcome Joe, thanks for watching 🦘✌️
Subscribed. Excellent video. Congratulations to you both. Almost 70 years old in Brisbane, Australia. Looking forward to a holiday next year to Vietnam, hopefully I'll do a couple of countries. Living on a boat in the Brisbane River.
@@allanfahrenhorst-jones6118 G'day Allan, you sound like you are already living the good life there mate. Enjoy your trip next year and don't forget a lot of countries are scrapping the visa free rule from December this year so you may have to apply for visas. Thanks for watching 🦘✌️
We don't eat out, drink or smoke, and we rent a 4 bedroom 2 bathroom house. Total including power, internet and water, food... Is around $550 per month
@@Foreigner_2024 Wow, that's awesome, imagine how cheap a single guy could live if he was frugal. Thanks for sharing 🦘✌️
What province is that??
Why do so many foreigners rent instead of building a house? We own two properties looking at a 3rd now , built a small house on one and now planning on building another house on the 2nd property. I rather buy a house and be done with it than rather worry about rent every month
@@silvercollector434 ya gotta rent somewhere before you can build though. But some people prefer to just rent if they are not married and some just rather spend that half mil on beers and parties I guess haha 🤣
@@silvercollector434 Don't know. We bought land and are building as well
Very nice tips and thanks so much
@@raulsambrizzi823 thank you for watching 🦘✌️
Great video mate, awesome insight into the costs, hoping to keep my costs fairly low, but things always seem to cost more than i hoped..
@@Rhea_Roy Welcome to the Philippines haha 😂 some things are cheaper than Aus and some more expensive. It really is dependent on how you live hey. 🦘✌️
Great informative video - thanks for uploading.
Be interested to see the house build as it progresses and also the building costs etc. Not sure if you’d planned to share any of that.
Thanks again.
yeah 100%, we've been keeping a book on spending so I can give people an idea of the costs of building a simple little house here. Thanks for watching
@@BrianandTesinthePhilippines awesome. Looking forward to it. Looks like you’ve got yourself a great retirement. All the best to you and your family!
Thanks for the update Brian - been watching you from the start. My wife and I (almost 10 years now) will get out of Aus in a few years and retire there... stuck here in Melb on the hamster wheel, trying to get our sons up and running and independent, easier said than done! Anyway - sending good vibes and best wishes to you both, enjoying the channel and really appreciate the Aussie perspective. Cheers mate! 👍
@@mkskarajew8465 Thank you very much for your ongoing support and we are really happy you like the content. I hope you get your boys sorted soon and make the move. Life is short. 🦘✌️
Thanks guys.
Appreciate it.
@@nathanielbarry Cheers for watching Nathaniel, we appreciate your support very much. 🦘✌️
good insight into the cost of living there Brian mate
thumbs up👍Au💯full view always😎have a cool weekend🤠
@@billyb5057 Thanks Billy, I have been asked a lot, how much it costs to live here so I figured I would explain my expenses for a small family. Thanks for watching brother and enjoy your weekend 🦘✌️
Nice channel, hello from another Brian in Fl. U.S.A. Subscribed.
@@RockmasterVideos Hey Brian, thanks for the support here and you have an awesome name brother 😊
Hi 👋 Brian and Tes.
I'm a new subscriber to your channel.
Thanks for a great 👍 video on your budget there in the Philippines and also good ideas or tips on ways to save on the monthly budget.
Thanks and take care mate.
@@floribertosousa2251 Thanks for subscribing, we are very happy to have you on board the AITP train. Appreciate the kind words also 🦘✌️
Great content again keeps getting better and better. 9 months counting then we make the move. The beach lots you mentioned how many square meters are they .
Cheers Mark, Ah the one I saw for 9K Aus was only about 200 square feet I believe not even meters lol but there are definitely bigger and better around.
I am new to your channel and You video was very good. Glad I found your channel. Stay safe Buddy!!
@@terencemiller1079 Thanks for the kind words and for your support, we really appreciate it. 🙏🦘✌️
G’day mate, I’m getting my super four years time and I was thinking of buying a house with my super and renting it out to go & live in the Philippines. Thanks for sharing your journey.
Cheers 🎼🤘🏻🤘🏻🤘🏻
you could certainly survive on the money from a rental in Aus. As long as you have someone there to take care of any maintenance. Thanks for watching.
Your right Brian you can live fairly cheaply in the Philippines, if you don't drink or smoke, so much cheaper for older expats on the pension, just you need cash for medical emergencies,
I would never use medical services here though mate, misdiagnosis is common and the doctors are so poorly trained here. A doctor from the Philippines is not recognised in Australia. They need to do complete 7 years medical training again if they want to practice in Australia. That shows just how inadequate they are. It's a shame but its just a fact here in Pinas. Back to home country for any medical work and just hope and pray we don't ever need emergency medical.
My wife always has a construction project on the go and she is the general contractor so she is negotiating with suppliers and spending thousands.
Here in La Union province we have many options for buying construction materials.
Always best to get the wifey to do the buying coz you will get proper Filipino prices and not inflated foreigner prices mate. I did manage to get a one way check valve for my water pump finally but a lot of material is hard to find on this particular island.
Hello Brian & Tes, another Great Video, I noticed over the past few weeks that your videos are coming out now on Fridays not Saturdays 👋🍺🇦🇺🦘
Thanks brother and yes, I have been just chasing those extra Friday night views mate haha
Brian I’ve never done a budget since I’ve been here it would probably be too scary anyway had to laugh when you said out shopping and any coins Tess has them from the change in Oz you get to keep the coins she keeps the notes. Cheers 🍻 mate
@@peterpoulter1420 haha I actually meant all the change Peter. If I give her 1000 and the price is 720, she just puts the change in her purse 😅
Nice outfit Tess
Pretty good cost of living video. Our place (a small condo we bought) is in Central Luzon and though we pay as much as we can each month to get it paid off, my wife and I will live quite economically once that's done, ... probably around $1,000.00 Canadian per month.
Hi Tim, you sound like you have a great plan to eventually cut costs and live very comfortably. I am always interested to hear about other peoples stories and their situation here in Pinas. thanks for sharing and we wish you all the best for the future.
@@BrianandTesinthePhilippines Thank you. I guess the Canadian and Australian dollars are probably pretty close peso wise so it's nice to see someone that doesn't convert everything to US dollars on videos. I figure our condo will take us about 3 more years to pay off, and I also hope your house project goes well for you.
I paid $1.71 for diesel yesterday in Brissy ... I love my Tanduay also ... Cannot wait to return ... I have a house and farm near Kidapawan, Mindanao, my place is totally bamboo and coco lumber, but won't crack like a concrete house, it just sways in the breeze ... Lol ... Miss it every day I'm stuck here ... Enjoy your trip ...
@@britinoz4305 yeah Diesel here at the minute is almost $2 a liter. Wood here in Masbate will be infested with Termites inside 12 months. Everything here is concrete and steel brother and it shouldn't crack if they mix the concrete to my specs.. Would love to build a nippa hut but it's not practical in this part of Pinas. Thanks for watching 🦘✌️
Are you dealing with termites?
Brian I was in Masbate Island for two weeks in 2008, I stayed in the MG Motel, also I went to Jolly Bee, I think it was just new at that time. I am from Brisbane , Trevor
@@danlong6921 Wow 2008, it's been a while mate. Were you visiting someone here? If so did it work out for you?
@@BrianandTesinthePhilippines Yes I was visiting someone there. There is a storey behind my visit to the main Island of Masbate, i believe there are two smaller islands that make up Masbate. I plan on going to Makati 2025 then traveling by ferry and bus down to Mindanao. I may very well get the ferry from Legaspi or Pilar over to Masbate for another look around. If I do I will tell you the full storey. Trevor
@@danlong6921 yes mate, Burias and Ticao islands are part of Masbate. sounds like a plan, got me curious now, maybe we can vlog your story 🤔
Thank you for the very helpful budget video! What do you and your family budget for health care related expenses? Thanks again 😊
@@paulz6491 I did cover health services in an earlier videos and I would not use or trust the services here. I would go back to Australia if I needed anything done to be honest. They are very poorly trained here and mis diagnosis a huge problem. 🦘✌️
@@paulz6491 Health care here is way below standard so my advice would be go back home for any serious health issues mate. 🦘✌️
Great content Brian. Aussie Col bacolod City
Cheers Col, what's your monthly budget there? Just curious
thanks Brian
@@dutchie05 oh I asked Mae if she liked short men yesterday and she said no sorry. She is actually 5'9, very tall for a Filipina 🦘✌️
@@BrianandTesinthePhilippines Thanks for clarifying
@@BrianandTesinthePhilippines Thanks Brian. Its a shame as good things come in small packages...haha
Hi Brian where about are you are living in Philipina, I’m
Thinking to move out from Australia because as you know with our pension here is getting to difficult. Thanks for your information
@@raulsambrizzi823 I am currently living in the Bicol region but anywhere here is beautiful, the closer to the water the more picturesque 🦘✌️
New here enjoyed your video glad u made this budget video some say dont even go unless u got 2000 month not only j but seen lit of videos proving them wrong most vloggers from dummega saying that u got have more it all bouls down to your life style anyway thanks will continue to watch
@@kennethsuggs2546 100% mate, I have a subscriber in Manilla who is renting a 4 bedroom house and living on $550 per month. If you are not looking to party everyday it's very cheap living here. Thanks for watching 🦘✌️
Ive been here in calamba city laguna for 3 years and im telling everyone who will listen dont come to the PI with less then 2,000 USD a month. It gets damn boring sitting in a rental house or apartment because you cant afford to go out. Food and electric prices have sky rocketed. Inflation is hitting the PI, those people saying come live on a 1,000 a month must just sit in doors and do nothing. Good luck 👍🏻
@@Cowboysfan4ever haha it costs nothing to go to the beaches, and we have 2 hectares of land to work but we can still jump on a ferry and head over to the main island of Manila for 750 pesos brother. UV Van to Legazpi city is only 200 pesos and we can go have lunch at a resto for less than 2k. There are lots of things you can do living on very little money if you don't want to go to expensive bars and drink. One of my subscribers lives here on just $550 per month and if you own your own house and land it's super cheap. You are comparing everyone to yourself and your lifestyle which is not accurate as everyone is individual. It's what makes us human brother. Thanks for your input 🦘✌️
@@BrianandTesinthePhilippines im not trying to compare my lifestyle to anyone, as for the land no foreigner can own land, the wife or girlfriend owns the land, you can own the building, but not the land. How many times can you sit and look at a beach? it gets boring real quick and I personally have never drank, smoked or did drugs. Im not trying to compare my lifestyle to anyone elses, but to actually live a decent lifestyle in calamba city you better have 2,000 a month, because as i have stated food and electricity is crazy here. Now if you want to live in the province (jungle) in a shack and eat rice with every meal you can live cheaper for sure. I and many others, didnt work 40+ years just to survive, hell we can live in the US and do that. I personally don’t care if they want to come here with 500 a month income, it doesnt affect me, but i dont want to hear them crying that no one tried to tell me about the costs. I appreciate your reply and there are cheap things to do, but just not enough of them to sustain someone who is living here permanently. They will get bored and so will their wife/girlfriend in my opinion.
What about health insurance and medication
@@Mark-wv6sg don't have any mate lol. Praying I stay healthy 🙏 Ya wouldn't want to use the health services here anyway which I covered in one of my earlier videos actually. I would want to go back to Aus for anything serious 🦘✌️
Thanks for the video Brian and Tess. That gives us a pretty good idea of what lays ahead for us
@@ForeigNay yeah everyones budget is different but if you have no kids then it's possible to live on even less. Thanks for watching 🦘✌️
Spilt air con mouch more efficient than windo unit. Need permission from land lord but window tint is inexpensive and easy to install only Necessary on windows facing east and west. This cut my electric bill.About one third best of luck to you both.
Yeah there was already a big hole in the wall in our bedroom so I just grabbed a small 1hp unit and chucked it in. Does the job to keep us cool enough as it's just a small apartment.
I live in Clark Free port in a new High rise 2 BR condo High security and my rent alone is 50K WOW what a difference , my rent /Maintenance / elect / water / PLDT / Food/drinking water / Diesel for the car with eating out is over 100k per month
Very good honest video..asking.can my pinoy wife and myself have a duel bank acc together..to transfer my aussie pension to that bank acc..thankyou..
Hi Geoff, I think you mean pinay as with Philippines being based on spanish all the male words end in O and the female end with A, ie gwapa and gwapo, Filipina and Filipino, Tita and Tito, Lola and Lolo and of course pinoy and pinay but enough of the spanish lessons haha. Yes you can have a joint bank account here but only after you have your 13a or SRRV visa. If you are only on a tourist visa then it's not possible to open an account here in your name as far as I am aware. Some of our subscribers may correct me if i'm wrong but that's my understanding. They will ask for your ACR card at the bank as part of your ID and it will say TOURIST if you have not acquired your residency visa. Also I don't know if Aus government will transfer it direct to a Pinas account as there will be exchange rates to apply which fluctuate all the time. I still have Aussie bank accounts and just transfer money across to Philippines bank once per month using the Wise app. There are fees that apply of course but I find it the simplest way to do it. There are other apps you can use but a lot of them are much more difficult. Hope that helps mate and thanks for watching.
G'day Brian, & family ,
an interesting topic., when I'm with the family in manila, 3 adults 1 child, we have the air con , for 6-7 hours each day, no tv. phones always charging, and frig, is 5 to 6 k every month. it's expensive here. Am wanting to get out of manila, a smaller city or town.
Cheers
John
@@JohnSlat-y1f yeah I spent a few months living in Manila with Tes while she was still working in Security, didn't like the pollution and traffic so will be really happy to get to the province full time. Thanks for watching John 🦘✌️
When your new house is complete will there be ongoing costs involved? One of the reasons I moved from UK was to avoid the annual Council Tax which is a tax on property ownership. For my tiny cottage that tax is currently £1071.23 (about 80,000 pesos) per year.
There is only a land tax which is normal for any country but it's very inexpensive as most things in Pinas are. Like a couple of thousand pesos per year. It's based on what you pay for your land so if you fudge the figures you don't pay much at all.
Hello Brian, you mentioned an air fryer, did you buy it in the Philippines? Where? Brand name?
Shipping from Canada doesn't work for us because here we can only get 120V models.
Does it make sense to buy your appliances in Australia? Our son lives in Brisbane and could bring some on his next visit.
yeah I bought it here but can't remember how much I paid for it. Just a cheapie from the local department store Carl. yeah you could bring stuff from Aus and just use an adapter plug but it's easier just to get what you need here.
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@@ronaldgordon2374 Thanks Ronald 🦘✌️
I rewind the island you said and cannot understand the name Mesbazi island?
@@stevesilver7437 masbate
@@stevesilver7437 Masbate island, just south of the main island of Manila here. Only a 4th class city but some gorgeous beaches and beautiful people 🦘✌️
Hey, Brian...an unrelated question, please. I was reading comments in another PH vlogger where that person was giving a historical derivation of the word "mate". He said that this is a shortened word for inmate of years past when the first Aussi settlers were prisoners. Is this true?
@@danleep1185 Haha no it came from the British and they were not inmates lol. The word means companion or mate for life as in partner. Thanks for watching 🦘✌️
Good Budget ..🇵🇭💕🇦🇺
i am looking at settling in cebu, by all my research online, will need about 75k peso per month as rent is higher, trying to find a website for cheap rents
@@okbilly1 That's $2000 Aus per month which is actually sorta high but yes, some areas and lifestyle make a difference. Don't search for websites here nobody uses them.EVERYTHING is on Facebook so search Rentals in Cebu on fb my friend. Filipinos think Facebook is the World Wide Web haha, true story. 🦘✌️
@@okbilly1 75k is way more than enough for just 2 people mate. No problems at all
Hi mate i jst subscribe to ur site im maried also to a filipina from masbate hope to hear from u 😊
The missus says it is "kuripot"... She is one too... (except when it is something she has to have) Joking... We live in Australia but her upbringing in the Philippines makes her think twice with money at times...
yeah it depends on what dialect you are speaking. There are over 150 different dialects here in Pinas and many many words are spelt differently but are the same word. Koliglig and Kuliglig or even Balot and Balut, guapo gwapo many words which makes it even more difficult to learn haha. Thanks for watching brother and tell the misses we said, salamat and ingat
You need a nice microphone guys.
@@nathanielbarry 100% agree. I have tried 2 so far but they don't like my deep voice and get a horrible distortion. Good quality mics are expensive and I'm cheap haha 🤣
What visa did you need from Australia?
@@scottdacombe9320 Philippines is visa free for 30 days from Australia, then you can extend for 29 days at immigration. After that you can get 2 months at a time but if you're married to a Filipina you can get a 13a. Or as a single man over 40 years old you can get SRRV as a retirement visa. Also if you leave the country and return with your wife you are eligible for balikbayan privilege which allows you to come and go for 1 year free of charge.
Hey Brian and Tess, great content as always! Can you post a pic of your expenses as a list? your budget is about what i have available to spend atm so thought it would be a good source to work from. after three months there and travelling, buying tools and a vehicle etc was really hard to work out a budget for later when staying put in either a rental or home we own but have been hoping it would be achievable on $1500 aud a month for the two of us. still deciding where to live and doing some fundraising (selling off a heap of gear i’ve accumulated) in australia before i return more permanently to be with Jane, currently in Baliuag. Initially thought we would try to get somewhere near the waterfront but from experience, so hard to actually get onto waterfront as most beaches privately owned. 😢 not like australias free access beaches in most places. so, to get a waterfront property seems too expensive wherever i’ve looked in Luzon so far (Bicol and further south towards Matmog, Batangas, Zambales and north to LaUnion). been looking on fb marketplace as most real estate sites have properties way too expensive for me. am considering living in the provinces somewhere like DRT in the rolling hills, hive country atmosphere and maybe cheaper that many spots. Haven’t visited any islands yet but assume some would be much cheaper property. don’t want to get too far away from Janes family though as you would understand. anyway, you said you knew of very small waterfront lots for $9000? any info appreciated and or recommended facebook groups or brokers to talk to. cheers guys. Al, another Aussie in the Philippines again real soon.
@@alhaynes7122 Hi Al, I did see a waterfront site for sale at 9k I think it was in Illigan?? Can't remember now as it was over a year ago but you will definitely survive on $1500 per month with only 2 of you even if you're renting. If you own it will be more like $1000 and some are renting and living on just $550 with 3 adults and 1 child. Just search for FB groups selling land in the area you want to live and join those groups is the best bet. Facebook is King here as you probably already know 🦘✌️
Brian fail to tell the whole truth on his expense . Buying drinking water . Money her family expect . These u tuber seem to hide the total truth . Ask how big his bank account .at end of month . That young flesh cost more than average man can afford
@@DavidBilliter-p6y you are completely WRONG!! I have stated on many other videos that my wife and her family NEVER ask for anything. Her father works almost everyday on our land and will not accept payment. Many Filipinas here are the same so maybe get educated before making stupid comments! If you were a frequent viewer of our channel you would know our lives but you watch a single video and claim to be an expert on someone else's life? I don't appreciate you implying I am a liar so go troll some other channel you clown! Get a life!
Far two expensive in ph .now .
@@pauljames6959 yes, costs have increased but not even close to Australia mate lol. Rent is 4 times more in Aus
What city you at
@@husseinmiami we are on the island of Masbate, currently in the main city but building 75km away in the mountain
Retired, with kids, babies and in-laws (in 50's or 60's) .. To each their own, but ? Lol ..
@@enzos711 Lol to you too brother as I'm not retired, My in laws are 2 hours away and you don't like kids? Kids make you laugh everyday and remind us that life is short so we should enjoy every moment we have on this planet. 😊 I decided to start a new adventure and get out of a city where I spent my whole life and try living off grid and being self sufficient and as you say, each to their own. Thanks for watching brother 🦘✌️
You have lots of cash 🎉
Quite the opposite, I lost a lot of money back in Australia that was invested and now I'm just living off savings. It's dwindling away to nothing as I have no salary here. If you consider spending $250 US per week to live lots of cash you are sadly mistaken brother