$70,000 In Student Loan Debt, But I Need A New Cell Phone!
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- เผยแพร่เมื่อ 28 ต.ค. 2019
- $70,000 In Student Loan Debt, But I Need A New Cell Phone!
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She’s gonna hate when she sees the cost of a baby.
It's her 5th baby
she's not paying
Baby Daddy is gonna pay, bro. Child support 💴
Having kids - just more rationalizations is why the cost of a baby is higher. Come on America! This is a great question and answer not one to judge the caller on but look in the mirror or re watch the video.
She is going to end up $170k in debt with the new baby.
“Cause I wanna take pictures...” oh girl... 🤦♀️ She immediately regretted calling Dave. And yea she’s still gonna get the new phone.
You are exactly right, she knew she was wrong when she gave her reason, and that started a whole new break for Dave to get on to her...but she's going to get the cell phone...and that 300 was for a down payment...she said it right the first time (For down payment)...had to switch it up to say "Pay it in full" so she don't rattle Dave.
I'm glad that I'm not calling him because I just spent 1300 bucks on a cell phone for me 350 for a cell phone well actually the Google pixel for a that's 350 bucks that's like the best cell phone for that kind of money but usually that kind of cell phone is okay cell phones are getting cheaper when you go down to the lower tier now but that's not like going to take really good pictures either if she really truly wants to sell phone for pictures only then she should take 350 bucks and buy a camera with that much I think she would get way more out of it but there's no way I'm calling Dave haha he'll probably Flip or something how much are you paying for your cell phone hahaha I can see it now and I don't need that I'm also getting the tablet that's another thousand bucks
😂😂😂😂
She will end up buying an iphone 11 Dave
I can see the salesman talking her into an Iphone 11 or a Samsung Galaxy 10. You don't want that old phone, it is already out of date. If you are going to upgrade after 7 years spend the $ and buy a top of the line so you don't have to upgrade again for a while. It will SAVE you $ in the long run. I've heard it a million times. She would probably fall for it too.
Salesmen doesn’t make money based on what phone they buy, just the fact they buy.
But it’s true purchase a newer one. Newer the better.
An iPhone 11 for $1,500! I mean why not? And how about a new S Class Mercedes?
She is like all Americans love new things!
" That phone is outdated " - What will your friends think?!
We need to buy a new Tesla.
Dave: Why?
To buy groceries for the baby.
lol. Well done
HaHaHa😂😂😂
Lucas Levon ha ha lol
Lucas Levon Lol 😂😂😂
Epic comment.
I can’t believe she called DR and asked this.
Exactly
Some people want validity, she knows it’s stupid but she needs to hear the harsh reality from a neutral perspective
This is what Dave Ramsey is here for. Don't judge someone else for her way of thinking but just help her see how wrong it is
I’ll call out stupid when I see/hear it. Thanks.
@@MrOfficer235 what seems stupid to you actually matters to someone else
How do you earn 50k a year and struggle to buy a new phone after 7 years
She's down to 70k in debt, it was probably 100k
I get that, I mean how can her life be so enslaved to debt that she cant even buy a new phone earning 50k.
She's in debt, having is being enslaved. I'm tackling 58k of debt including my car. I'm working to get it to 0, if i buy a new phone it wouldnt be smart knowing the extra funds spent could of been knocking the debt down.
35-40k after tax.... just over 3k/month doesn't go very far for 2 people and 70k debt.
Making 50k/year and spending 70k/year
Please. When I had my first baby I had a flip phone. I went out and bought a cheap disposable camera because I didn’t have a digital camera either. I agree with Dave. She’s using the baby as an excuse to buy a fancy phone. 🙄
I totally agree. I did the same for my oldest sister when she was pregnant. I had a disposable camera, I took a lot of pictures, when my nephew was a baby. Now, looking back at those pictures still looking good.👍🏽
@_David_ it's for a down payment, she's getting it at a cellular providers store, so she is renting the device.
Exactly! Just buy a camera - way cheaper!!
Caller: I am interested in buying the two for one KIT KAT bar deal at the grocery store.
Dave: What’s your household income?
Are kit kats a necessity or a want?
Get a part time job delivering pizzas and MAYBE then you can think about getting one!
Dave: you can’t buy that you are broke!!!
Go to church and get connected with a pastor.
Yayy Areaa Lol 😃
Sometimes I think the show hires actors with these questions. But these are real people😂😂
You know you’ve made some bad decisions when you need to call about getting a phone.
She's going to buy the phone. Then later she's going to buy a $40k minivan because "oh, we have kids now!"
New, of course. Don't forget the DVD/BluRay media screens in each seat back because we *just must* provide our child more digital media input and we don't want the child to use their mind to look out the window, imagine, or develop.
Sigh, yes....hopefully not.
We are on living baby #4 and FINALLY saving up for a used minivan but it will be $9k-$12k depending on tax return and what we sell our other "nicer" older car for. Priorities matter...I want to stay at home, I don't need all the new stuff to be happy even though I like technology.
And blame her husband when she finds out how much a PA makes
Maybe she will even take out one of those loans the store offers. Or go to a pay day lender and get 600+ interest rates.
Nope. $45K or so. Mebee a $60K Suburban.
She can't be serious. A phone to take baby pics? She just want a new phone..Just stop lying about it.
New cell phone doesn’t have to be the iPhone 11 Max...
Budget phones are available for this exact reason!
The big deal is that she was about to slap down $350 on a phone without considering that there are phones for $100 or less and really good point and shoot cameras for $100 which saves her $150. She's rationalizing getting more phone than what she needs because she wants to take pictures of her baby. In truth, she really should keep using her 7 year old phone until is fully stops working, then buy a cheap-o budget phone. Saves her even more money in the long run. The big deal is not that she was trying to ask Dave's permission about an iPhone 21 Pro Max Ultra Flabergaster whatever; the big deal is that she's letting her emotions control her money.
"Love with your heart, use your head for everything else." -Captain Disillusion.
@@KTSpeedruns She should've picked up a low-range DSLR for $200 if you ask me. Yeah it's more money, but you'll get amazing pictures, and you can even make money selling the pictures if you're so inclined. Not a lot, but it's something
Clearly she's never heard of Ebay, Amazon or Swappa!
I got a decent phone at Walmart for $50.
@@KTSpeedruns hahaha oh man you really don't know much about phones I think 350 barely get you something reasonable I think she can find something for 3:50 but if you're talkin about 150 that is just not going to get you much in terms of phone for these days I just spent $1,300 on my phone not to mention that I have to get cases maybe even a screen protector and the cases are like 40 to $50 each I need a good phone for work but yes I am getting Shirley the best phone that I can because that's what I like good thing I don't have a bunch of debt
Time for a used phone off of Ebay.
Exactly, $99 S5 for years and it's perfect enough. That's the first thing I said no more years ago, the payments and price for a phone is stupid
Used phones are dangerous. God know what they contain and police may get involved.
Same thing I was thinking
@@harshitmadan6449 Great point. I can be a cheapskate, but not when it comes to getting snagged into some criminals web.
Just get an lg v30 for under $150 used on swappa or ebay. It's a really nice phone. Android phones drop in value very quickly on the used market.
Omg! Im so glad the caller called in. This is something I do all the time. THIS IS GOOD STUFF. WISDOM IS PRICELESS, IGNORANCE IS COSTLY AND STUPID IS FREE.
I agree, while it seems dumb it shows how she and many people think. To keep appearances up and impress people she doesn’t care about with money she doesn’t have. Next it’ll be the new $40,000 van for one kid
People would rather keep up with appreances than to live debt free .
Apparently, it is now considered "NORMAL" for people to live in debt.
Sad
Ricardo Chavez you’re 100% correct.
Run down houses but cars with "rims."
She wants the new iPhone, Dave. All those Billboards got her.
The new iPhone doesn’t cost 350
@@twdjt6245 350 down lol
@@twdjt6245 Although the text said "Is it okay to finance a cell phone?" So unless she really did mean $350 down...she did seem to change it when Dave called her out on it!
@@twdjt6245 yes
SuccessBasis 😂 🤣😂
The more concerning thing is they’re having a baby when he’s still in school...
who are you to judge
Nicole Sonk it’s common sense, don’t have a baby until you’re ready. He’s still in school so obviously he’s not ready.
@@euenfheiejrj do you know a lot of people have children and dont go to college at all???
Nicole Sonk he’s not even working and she’s the breadwinner making little money. Hopefully she gets paid maternity leave but they could have planned this better.
Nicole Sonk did you know you don’t have to go to college to make good money? Do you also know lots of people who arent making good money who have kids are in a poor financial state because of that choice? So salty at the truth this guy is saying simply because “lots of people do it”....yes well lots of people in this country in debt buy 1000$ phones as well...maybe Dave should’ve just told this caller “no biggie, buy the phone 👍” 🙄 Rule #1 to financial freedom and being debt free: do what makes logical/common sense, not what “lots of people do”, what “lots of people do” is why three quarters of the country doesn’t have 1000$ in their savings and so many are in debt, if you haven’t noticed.
She hung up the phone with dave and purchased a thousand dollars phone. Keeping up with social media is a must.
Lol yes. Yep pass and she still have another new iphone but her debt still 70k
So she's just trying to keep up with people who post their babies on social media in HD. Shouldn't be flaunting a human being on instagram as an accessory anyway.
Forreal I cant stand, one photo once in a while but not everyday
Immature, lacks self-discipline, fails to demonstrate good judgment, impulsive without wisdom, swayed by 'but everyone else does it' crowd following, ... and I'm not referring to the *child* on the way.
Congratulations lady. The social media networks thank you for *voluntarily providing and uploading* the *very* personal and *private* facial mapping of your *child* for their databases. How nice.🤔 ♀🤦. Wow! How sad.
TheZchristina97 taking pics of her kid is not keeping up with people
I have a Samsung J7 and it takes just fine pictures....if I want better I use my hubby's new Samsung S8 cuz his 7 yr old LG died.
I don't post most on social media....I don't get the need to constantly publicize your life and goings on with everyone.
You don't NEED the newest phone to keep up or to take good pics. You want it to look good...and that is sad
@theZchristina97 true
Me: I need to buy a $1 bag of chips
Dave: what’s your house hold income?
🤣🤣🤣
Way too expensive, get a smaller one for .79 cents.
😂😂😂😂
Air is free my dude.
You're going to eat dirt until you get that 3 dollar box of corn flakes paid off, then if your 5 dollar emergency fund is built back up, you can purchase the bag of chips. Don't get me wrong kiddo, I love bags of chips, I have a few 2 or 3 dollar bags of chips, the difference is I'm a hundredaire and my chips all added together make up less than 25% of my yearly income.
I keep hearing people complain that personal finance is not taught in school even though you could have at least just gone to a library and read books..... but go into all of this debt getting all of these student loans and still don’t include courses like personal finance,economics,etc..
When I say this to people in person they get angry.
I'll go one step further and ask why it should be necessary to be taught? It would seem to me that this subject should be intuitively obvious, enough to recognize that a budget should regulate ones income to a proper outgo. Ones spending priorities should be from most to least important. A beginner at budgeting can't be expected to know and employ all the finer points in theirs, but how many weeks/months/years have to elapse for a good working budget to emerge? All one needs is a small notebook and a pencil. And enough common sense to pursue it.
I agree but disagree. While you can learn independently, it's rather sinister that the system allows people to be nieve and not comprehend how their actions will impact the future. I can understand how people are frustrated that our students learn math formulas that almost none of us have used since and don't know the value of compound interest.
That's a really good point! You could start your own life coach video just on that ☺
I held off getting a smart phone until my boss told me I needed one or I won’t be promoted. I was very angry at the time, I felt if I needed it for work the company should have provided me one. I left there about 6 months later. It was a very toxic environment.
I am in the same boat. 20k in debt. Just paid 16k to bring it down to 4k. My phone is getting slow and I want to upgrade but I have decided to wait until Im debt free. Its actually painful to fight the urge but principle prevails!
What phone lasted 7 years?? 🤣 I’m a little impressed
My previous cellphone lasted almost 7 years, but it was in sad shape for the final few months. I should have replaced it earlier. I would not expect a cellphone to be reliable beyond about 5 years.
Nokia 3310....
My Samsung Galaxy S4 lasted 6 years. My hubby's is still going. They were very dependable phones if you treated them well.
Im going on 4yrs with mine. Its one of the Samsung galaxy prepaids from AT&T. Bought it for about $50.
Still going strong.
Cassie B I sell cell phones for a living. You’d be surprised how many phones people just throw in the car and use them for emergencies 5-7 years ago and are still ticking.
I swear some of these callers remind me of the HGTV memes.
"Hi Dave, my wife and I are currently going to college to become butterfly recovery specialists, we currently have a combined $300k in student loan debt. We were hoping we could sit here on a phone call with you and justify why we should buy something really expensive, completely ignore your advice, and buy it anyways. Thanks for allowing us to waste your time."
Butterfly Recovery Specialists 😅🤣😂😭
Moto g6 unlocked on Amazon with a 15 meg camera less than $100.
You a slickdealer too?
We have never purchased a phone over $120 and that phone included minutes/texts and a one year plan. Tracfone is very reasonable.
She could probably find a friend who would give her an old phone with a good camera. Many people have extras these days.
Dave is right, this is about mindset. Most people don't need an expensive phone and plan unless they can afford it easily. Be frugal now and enjoy the benefits later.
I had a moto g and the camera was dogshit
@@twdjt6245 🤙lol. I just saw this deal pop up too haha. I used to use it a lot before too buying "cheap" stuff I didn't need. Still use it today but on stuff that I'm actually looking to buy
But that's not a new iPhone. Reeeeeeeee
She can buy a pixel 2 XL for like $150. Still receives updates and great camera for pictures. She probably just wants an iphone 11 or newer android phone.
Exactly, I have one and it takes amazing pictures and it's still performs well!
@@A-Doug I can sell my old iPhone 7 if she really needs it
Best phone IMO. I'm still using mine and nothing new has caught my attention since. Nothing is really innovating anymore.
There's an old saying " The smarter the phone the dumber the owner" applies in this case.
That was hard to hear because I find myself wanted things too. Happy I hear it though, it will remind me of my goals
Yeah and I just buy em and go broke anyway 🤷♂️ oops
@@cookierepairprojects4544 000pppl
But Dave I need to post these pictures on Facebook and Instagram. Get real lady but we all know she's going to get the phone.
She's at the store right now buying it.
Lol, she could take photos with the camera and upload the pictures on her computer. Then transfer it to her phone so that she can post on social media😁
@@pamelag3879 ehm... why not post it from tje computer?
@@takedashingjen4402 That too. Lol I over complicated it. Don't mind me, I'm just a Gen Z used to using their phone for social media
Next is a brand new mini-van because the car seat and stroller "won't fit" in the 4-door car, and only a new car is "safe enough" for the baby. You know their necks can snap off, Dave, if we don't get a van with headrests!! lol
I wanted to upgrade my phone before a concert coming up and I had the money for it. I have no debts. And then my car broke down. $791 to fix it and I still have money to buy my phone. But all of a sudden it doesn’t seem important anymore. It seems more important to rebuild my savings account for the hit that it took. I am still attending the concert and I will still take video & pictures with my phone that still functions. Yeah I might be annoyed that it freezes up and the camera quality is not the absolute best but I have SELF CONTROL and can rationally think when it matters. Lady pay off your debt and buying that new phone will feel much better than! I am waiting another year to trade my phone just to see how much I can save extra for it.
Sesshōmaru’s hoe what phone do you have
I wanted some new shoes this morning. Problem is I'd rather pay off my student loan debt instead. Those material things will be there later. Let's get this debt wiped out first! 💪🏽
Steezy iPhone 6 I wanted to upgrade to the iPhone 8. It’s $486 minus the trade in value of $100 from this phone
To paraphrase a friend's dad: If it can make calls and sms, you have what you need.
He's kinda high up in the game ranger training business. Without debt. I think he might be onto something there.
This the part many struggle with thinking rationally like you did kudos
"If you fail this test you get to retake it." Is actually pretty hopeful advice. Just because you fail this time (which she is going to do) doesn't mean you have to fail next time.
Dave. I make $85,000/year. I'm $400 in debt and that's it.
Can I afford to buy a $1 chocolate bar? 😂
No you cannot. It's rice and beans for you kiddo
@@mapssweetblk5769 so should I take out a loan or ask one of my relatives to borrow money on my impulsiveness? Because I have a sweet tooth and I really want a chocolate bar.😂
@@Mag1c4lyfe i suggest you get in contact with your local pastor and deal with ur impulse issues. You dnt have a money problem but something deeper 😂😂 I'm starting to sound like Uncle Dave
Dave doesn't address how you spend your money, after ones debt problem is solved. Actually, Dave doesn't care if you solve your debt problem, unless you want to. He gives excellent advice on how to do it, if one is willing to follow it. Search your heart. Do you really want that choc. bar?
@@mapssweetblk5769haha that you do. We watch too much Dave Ramsay. Gotta say though, this guy changed my life.
*clicks the mute button* hey thanks for the call 😂😂
I'm waiting to see a video where a caller calls Dave, gets mad at Dave's advice, and hangs up. Lol
This was a really good Dave Ramsey lesson. Thanks.
FYI the “Free phones” are still available in urban communities all over America. Just go to the 98cent store, they are right in front.
I used to work for a cellphone carrier. A father was buying his kids his first celll phone , he didn't wan't to spend more an a few hundred dollars. The kid rejected it and said if he can't have an iPhone, he'd rather have no phone. I can see this kid calling Dave in a couple years for advice 🤦🏻♀️.
"I think i have legit reasons why i need to get one." aka...I have an older phone and want one of the new ones everyone else is getting...
This is really great advice. Sometimes, we don't even realize we are rationalizing a purchase.
Deprecating items, especially ones that aren't a necessity, should be paid in cash only.
so at 3:30, he just mutes the caller and gets on a rant? 😂awesome.
I needed to hear this, thanks.
"I feel like....."
That's says it all.
My mom took pictures of us with disposable cameras and still has the pictures to this day 😂😂. She'd have even more pictures if it wasn't for the pharmacy giving some of our pictures to another Santiago family 😂😂😂😂.
My coworkers told me I needed an upgrade on my phone. I told them “this is the upgrade.”
Should've told them, "here's your upgrade 🖕"
"I need to spend $350 on a phone because a $50 camera won't work.
Been there. :-(
Yikes. They are already having a baby when her husband isn't working. Babies are expensive so, no to the phone.
i got a $50 android phone at the dollar store, unlocked it, and it works perfect on Mint mobile. it is so cheap to be completely "connected"
It would be nice to hear people like herself someday come back for a debt free scream and inform us she didn’t buy the phone.
I love his honesty.
I needed to hear this today.
50 dollar Wal-Mart phones have all the gadgets that the expensive phones have. And unlimited plans for 45 dollars. And no contract. Why again do people spend 100's or even a 1000?
Notice how she speaks fast when she doesn't want to focus on that specific area. So does he have student loans? Buy a phone plan from Wal-Mart. Buy a used phone.
Google fi, Google network is way better and they have decent new phones from 150 to 300 bucks of course they have more expensive phones too but way better than Walmart
Dave is right! Once you really understand need vs want, you can truly make good decisions on purchasing, which in the end give you more power to become wealthy.
I just bought a $39 Android cell phone. It will do everything I need for 3 to 5 years.
I've never seen a reason to spend more than that on a stupid cell phone.
This young woman has no person in her life that she can turn to and ask this question on finance. That's the scary part...but good for her to find someone to talk to and Gawd bless that baby!
"People who don't get it, don't get that they don't get it" - This is a perfect example.
Recently bought a Nokia 5.1 for 130€ cause my iPhone 4 broke and it's more than I will ever need
There is absolutely no reason to EVER buy a first generation phone
Wait a year until husband is working as a PA & buy new phones for you both. The discipline to wait for the right time is key. 👍Good luck
Nobody "needs" a cell phone. We all lived just fine before they were invented.
I love when dave says "You do whatcha want to do"
One of the lines in my budget is phone replacement. Just set aside $10 or $15 a month and after couple years when you're ready for an upgrade, sell your old phone so you would have enough to actually upgrade it. Doing that along with shopping around will eventually allow you to "catch up" in phone models and still have nice (paid for) phones.
Wait until she hears about the new Airpods Pro....He buddies at Starbucks will be dying for her to get those.
The thing is when a phone gets too old it doesn’t get supported for updates and it will start to bug out to the point where you want to throw it against the wall.
The American stock market is similar to watching a person walk up the stairs with a yo yo. People focus on the yo yo going up and down, while the real story is the consistent movement of the person up the stairs.
Used phones do work. I just got one passed down from my mom. I dont care at all to have the newest phones nor upgrade. My first and second smart phones were under $100.
droptozro I use Walmart family plan and my phone was $50, which was an upgrade for the camera. 😁
Y’all are a bunch of trolls. Can’t blame the lady for wanting to upgrade from a 7 year old phone. At least she’s being conscious about it instead of leasing a $1k phone like most people
Her cell phone is 7 years old and the camera is 10 years old. Each work fine, but she needs to buy new, because of the child.
I thank GOD every day that I'm single and I'm 100% in control of my spending.
Besides buying a used phone, used digital cameras are incredibly cheap.
Haha i mean why not already owe 70k
She wants an iphone X. 1000 bucks. Lol
So then she'll be $71,000 in debt 😆 could be better, could be worse.
Josh she said $350 though. Am I missing something?
@@euenfheiejrj she said 350 down. And only changed her answer after she was questioned about it....even the title says" financing" aka borrowing big time to buy that "iphone". You really need to finance a 350 dollar phone?
Josh ahah its not going to make a difference . 70k and 71k same thing
I had my 5s for 3 years and my coworkers keep making fun of me. I don’t understand the hype. I wast my money elsewhere...like lotions and potions. Everyone have their own obsession.
I gave my 5S away then got a classic Nokia off eBay. Phone still works great without all the toxic distractions! 😉
Dude literally has his pregnant wife working and paying all the bills while he attends school and gets into even more debt wow.
In this case, it's practical. Given the intensity of the program(he's finishing), he may be unable to work so having the wife temporarily be the only one working is not an issue. He will come out making 6 figures for surem and should already have a job lined up even before graduation given the high demand on his field.
Kevin L that’s optimistic at best. You should start having kids until you’re out of debt and well established already
Needed to hear this, as was battling a similar situation with wanting a laptop
Did you end up buying it anyway? I justify buying something new by selling something old
@@cookierepairprojects4544 I did. Good thing as well, as it was in the sales and has since gone up in price. Exactly the same thing I will be doing, as have already advertised the old laptop on eBay
Do not buy a 350 phone when you have small, accident-prone children (and sleep deprived accident-prone new parents) in the home. Get a $50 phone from Wal-Mart.
She’s had the same phone 7 years!! Most could not say the same. Buy the phone!!
My carrier still sells older models for dirt cheap or free. They still work great and won't break the bank.
Papa Dave giving her 100 truth.
I want a Rolls Royce because I need something to park in the garage.
I’m also in $200k in debt !!! 😂😂
She can get a phone for 100 bucks , its really the monthly plan thats the problem.. better not pay more than 40 a month
This is a good call! I needed to hear this. Thanks Dave! I’m going to switch my old, non-working iphone to a cheaper phone. I hear Samsung has a wonderful model for a third of the cost!
But, Dave! Have you seen the new Iphone?! It's 1,000 bucks! You can't buy with one those babies without an installment plan! Who can come up with that much of money outright!?
Dave asked the right questions...my first question the moment she said she wanted a new phone was if the old one was working...
I understand wanting to not wait until the other phone is inoperable to a point. That is why i back up my info on Google instead of LG or samsung or even apple ( not transferable between companies).
But if you phone is fine and no signs of issues, there is no need to upgrade until the phone is on the way out and having issues....especially while getting out of debt.
We waited until my hubby's 7yr phone straight up died before replacing it and we found a median between cheap vs quality made.
We also made a rule that we will NOT pay more than $500 for a phone once out of debt regardless and that if they get more expensive, we will go back to tracfone and dumb flio phones if need be. We refuse to pay every few years more than what our huge smart TV with stereo system cost for a phone/pocket computer.
No, you can't get a decent digital camera for $50, but you sure can get one for $100. That's a heck of a lot cheaper that $350. She said "down" on that phone because there will be more tacked on to her payments.
Transform your heart while you are transforming your finances ❤️
This is the reason people are broke . She doesn't need a new phone . She wants 1 . She can buy a new digital camera for under 100 dollars if she wants .
I guess my spender bug is like girl get the phone, flex your baby on the gram lol 😂
Lot of companies give u the phone free w new contract , used phones on Ebay Amazon, cheap good ones
Wow we're calling Dave for everything now? Dave, should I buy organic food or not at the grocery store?
I mean he calls Whole Foods Whole Paycheck so my guess is no 😂😂😂
So many people willing to go bankrupt for their kids. But so few willing to become rich for their kids.
People are stupid. Just call it like it is. I purchased a 2-yr old phone on sale for $125 after my previous phone broke. Even that felt expensive.
This lady will call in 2 years saying "we're $250k in debt and need help". And it all started with a stupid phone.
Buy a Walmart cell phone. WOW MIND BLOWN
Thats exactly what I have and its great. If it falls in the lake and I never see it again then whatever haha just buy another cheap 1
Same here
Exactly I love my 40 dollar phones
Hello dave, I'm In the supermarket right now, should I buy chef boyardee canned soup or great value brand, it's a tough decision for me.
Dave; go eat rice and beans till you're debt free
No mortgage here, no credit card bills, I drive an 8 year old Toyota and use a very dependable flip phone. I have no need for overpriced junk in my life and sleep very good at night not worrying about how to pay the bills!!
I had a similar argument with my mother a couple of days ago. She bought herself an Apple Iphone for $399, and wanted me to do the same. I told her no because I was happy with the current phone I have. She then proceeded to call me cheap and lazy. SMH...
You can get an iPhone 6 (which does EVERYTHING you need it to) for about $150).
Yes your emotional state of mind can make you over spend he’s right
I had the same problem a month and a half ago while in baby step 2. My phone iPhone 6 finally quit working. I walked into Verizon to see about getting a new phone, they tried to sell me an iPhone 11 Pro for 1100 dollars. I said notta chance and went to a cell phone repair shop and bought a like new refurbished 10x for 400 dollars. It still hurt, but I tried to find the best deal I could.
Just went to the apple store in my area yesterday to get a new battery for my s.e. 53 bucks later way cheaper then a new phone. To many ppl in there just to get the newest of things. Sad to see