Difference between Current Account and Saving Account.चालू खाता और बचत खाता में अंतर ।

अक्सर देखा गया कि जब हम लोग बैंक में अपना कोई Account खुलवाने जाते हैं। तो Current Account और Saving Account के बीच में confuse हो जाते है। हमें सही तरीके से नहीं पता होता है। कि Current Account क्या होता है। और Saving Account क्या होता है। आज हम आपको Current Account और Saving Account में पूरा डिफरेंस बताने वाले हैं। जिससे आपको इन दोनों में की पूरी जानकारी हो जाएगी।
यह जानना बेहद जरूरी है। कि Current Account क्या है ? यदि आप चालू खाता ओपन करवाते हैं। तो आपको क्या फायदा और क्या नुकसान हो सकता है। Current Account और Saving Account में क्या अंतर है |
Current Account ओपन करवाने से आप 1 दिन में कितने भी लेन देन कर सकते हैं। इसके लिए आपको किसी भी प्रकार का अतिरिक्त चार्ज नहीं देना होगा। जबकि Saving Account में आप पांच लेनदेन के अतिरिक्त लेनदेन करने पर आपको अतिरिक्त चार्ज देना पड़ सकता है।
चालू खाता में आपको ओवरड्राफ्ट की सुविधा प्रदान की जाती है। अर्थात आप अपनी जमा धनराशि से भी ज्यादा धनराशि अपने Account से निकाल सकते हैं। जबकि Saving Account में इस तरह की कोई भी सुविधा नहीं प्रदान की जाती है।
Current Account में Saving Account की तरह ही आपको ATM और नेट बैंकing की सुविधा प्रदान की जाती है। हालांकि चालू खाता में आपको किसी भी प्रकार की लिमिट का सामना नहीं करना होता है। जबकि Saving Account में कुछ लिमिट रहती हैं।
करंट अकाउंट का सबसे बड़ा नुकसान यह है। कि Current Account पर आपको किसी भी प्रकार का ब्याज नहीं प्रदान किया जाता है। जबकि Saving Account में आपको करीब 4% का ब्याज मिलता है।
Saving Account में आपको बैंक द्वारा निर्धारित न्यूनतम धनराशि हमेशा अपने खाते में बचा कर रखनी पड़ती है। यदि आप ऐसा नहीं करते हैं। तो बैंक आपसे अतिरिक्त चार्ज काट लेते हैं। जबकि Current Account (चालू खाता) में ऐसा कोई प्रावधान नहीं है।
करंट अकाउंट बिजनेस करने वाले व्यक्तियों के लिए ज्यादा सुविधाजनक होता है। इसलिए यदि आप एक बिजनेसमैन है। तो आपको Current Account (चालू खाता) ओपन करवाना चाहिए और यदि आप साधारण व्यक्ति हैं। तो आपके लिए Saving Account ज्यादा अच्छा रहेगा।
What is Saving Account. बचत खाता क्या होता है |
• सेविंग अकाउंट क्या होत...
What is Current Account .चालू खाता क्या होता है -
• What is Current Accoun...
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[@GreatIndianKhazana]

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[@prabhakumari4873]

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[@aasifkhan7323]

I understand between current account and saving account by you. Thanks a lot mam.

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[@amandeepbilga8261]

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Seving account
Current account
Paissay kabhi Seving account say mil jattay hay.
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Hello madam digital account or savings account mein kya अंतर है

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[@trishulgupta8986]

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[@raazraaz6972]

🤔Ji Maidam Sahi kaha Apne

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HARI KRIPA MULTI COMMUNICATION ONLINE SERVISES DEVBHUMI JAN SEVA KENDRA. Thx

[@nausharlala3477]

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[@swapnilnalawade4465]

Agar maine 2-3 saal se saving account me koi transaction hi nahi kiya aur na hi minimum balance mantain kiya hai. Aur abhi tak maine account close bhi nahi kiya, to iska mujhe koi future main penalty ho sakti hai kya😕

[@GreatIndianKhazana]

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[@swapnilnalawade4465]

Ok

[@kawsarimam9493]

Madam app me Jawad nahi diya Mera pitaji ne post office me paisha fixed deposit kiya thay aur unhoney kishiko nahi bataya ki mination koin hain batay nahi ab unka achanak maut death ho gaya ab us paisha ko kaishay nikalay koi sajashen day please.,

[@GreatIndianKhazana]

Apke pita ji ka Jo bhi document hai jaise Passbook, FD ye SAB lekar Post office Jaeye aur wahan par nominee pata kariye agar nominee hai to paisa use milega agar nahin hai to paisa legal heirs Ko milega.
Iska jo bhi procedure hoga wo aapko post office main pata chal jaega.

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ICICI BANK CURRENT ACCOUNT OPENING MINIMUM BALANCE KIMAN

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