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Successful investing is hard work because it means disciplining your mind to do the opposite of human nature. Buying during a panic, selling during euphoria, and holding on when you are bored and just craving a little action. Investing is 5% intellect and 95% temperament.
Government policy has thrown the future under the bus for decades. The day of judgment is near. I predict an 80% drop in the stock market. Investors will abandon stocks in favor of real estate. There will be no money in banks... You must devise a strategy for survival.
It's often true that people underestimate the importance of financial advisors until they feel the negative effects of emotional decision-making. I remember a few summers ago, after a tough divorce, when I needed a boost for my struggling business. I researched and found a licensed advisor who diligently helped grow my reserves despite inflation. Consequently, my reserves increased from $275k to over $750k.
"Rebecca Nassar Dunne" is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment
True, That’s why one of the characteristic Of really wealthy im talking about millionaires is the ability to not be controlled by emotion, not acting in euphoria or anger etc etc
One lesson I've learnt from billionaires is to always put your money to work, and diversifying your investments. I'm planning to invest about $30k of my savings in stocks this year, and I hope I make profits.
You are right. The best approach I feel is to diversify investments- by spreading investments across different asset classes like bonds, real estate, and international stocks, they can reduce the impact of a market meltdown.
That makes sense. I’ve been using a financial market expert for two years now and I own a six-figure diversified portfolio from investing in stocks. I want to diversify more this year, though.
Certainly, there are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’Vivian Jean Wilhelm” for about five years now, and her performance has been consistently impressive.She’s quite known in her field, look-her up.
I'm a 52yrs Director in a Tech company and I consider myself a high income earner at $350,000 per annum, I have a retirement account account but i still want to explore opportunities for short term gains before i start working less in few years.
In my opinion, IRA is a valuable strategy for retirement planning, providing growth and tax advantages. While the market is promising, expert guidance is essential for portfolio management.
I learnt this when I got disabled from an accident, I had to reach out to a financial planner who devised a plan for me to live off dividends from my investments. Other than Disability Cheque, I earn enough from home and live comfortably with her help.
Well, there are a few out there who know what they are doing. I tried a few in the past years, but I’ve been with vivian jean wilhelm' for the last five years or so, and her returns have been pretty much amazing.
I just looked her up on the internet and found her webpage with her credentials. I wrote her a outlining my financial objectives and planned a call with her.
Building wealth involves developing good habits like regularly putting money away in intervals for solid investments. Financial management is a crucial topic that most tend to shy away from, and ends up haunting them in the near future. Making money is not the same as keeping it there is a reason why investments aren't well taught in schools, the examples you gave are well stationed, the market crisis gave me my first millions, people shy away from hard times, I embrace them.. well at least my advisor does lol.
Investors should be cautious about their exposure and be wary of new buys, especially during inflation. Such high yields in this recession is only possible under the supervision of a professional or trusted advisor.
Yeah, financial advisors could make a lot of difference, particularly in a market such as this. Stocks are pretty unstable at the moment, but if you do the right math, you should be just fine. Bloomberg and other finance media have been recording cases of folks gaining over 250k just in a matter of weeks/couple months, so I think there are a lot of wealth transfer in this downtime if you know where to look. I have been using an FA since 2019, and I return at least $121k ROI, and this does not include capital gain.
Vivian Carol Gioia is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
I find this informative, curiously explored Vivian on the web, spotted her consulting page, and was able to schedule a call session with her, she shows quite a great deal of expertise from her resume.. very much appreciated
I'm curious about the greatest investment prospects right now. I read certain perspectives, but I soon learn that these opinions are meaningless because the stocks they mentioned took a completely different turn.
Currently, stocks are overvalued. invest 5% in cryptocurrency and buy gold. Hold onto your cash and wait for the price of stocks, real estate, or land to plummet, then buy back in when it has been falling for seven to twelve months.
I agree. Based on personal experience dealing with a financial advisor, I currently have $1 million in a significantly improved portfolio that has experienced significant growth. To invest in stocks, one needs more than simply money. To support your investment, you must also possess strong hands, perseverance, and expertise.
Success depends on the actions or steps you take to achieve it. Building wealth involves developing good habits like regularly putting money away in intervals for solid investments. Financial management is a crucial topic that most tend to shy away from, and ends up haunting them in the near future.., I pray that anyone who reads this will be successful in life!!
Starting early is simply the best way of getting ahead to build wealth , investing remains a priority . I learnt from my last year's experience , I am able to build a suitable life because I invested early ahead this time .
In fact, I had no prior experience or understanding when I began investing in 2020, but by the end of 2023, I had made a profit of almost $850k. All I had been doing was going by what my financial advisor had told me. This demonstrates that all you truly need is a professional to assist you; you don't even need to be a great investor or put in a lot of work.
*Gertrude Margaret Quinto* is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
Amazing content! I have been following your videos for sometime now, consistently kicking down Wall Street doors for two years now, I have over $320k in stocks. Currently, my portfolio is down by 15%. Wondering if they're any short term opportunities I can invest in.
I agree that there are strategies that could be put in place for solid gains regardless of economy or market condition, but such executions are usually carried out by investment experts or advisors with experience.
I stopped listening and taking financial advise from these TH-camrs, because at the end of the day, I end up with a bunch of confusing stocks without knowing when to take profit, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.
Elisse Laparche Ewing is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
I just want my money to keep outgrowing the inflation rate. That’s why i've been looking for the right companies now to invest about 150k i have packed in the bank, i hope NVDIA is the right choice. Just don't know strategies to employ to make significant gains.
Select high-quality stocks and monitor their performance. If you find this too complex, consider hiring a financial advisor to help grow your money. That's what I do. My portfolio increased by $47,000 in the last quarter.
You're right, I and a few Neighbors in Bel Air Area work with an advisor who prefers we DCA across other prospective sectors. Instead of a lump sum purchase, Following this, my portfolio grew 40% in the last quarter.
I'm intrigued by this. I've searched for financial advisors online but it's kind of hard to get in touch with one. Okay if I ask you for a recommendation
Carol Vivian Constable is the licensed coach I use. Just research the name. You'd find necessary details to work with a correspondence to set up an appointment.
Vivien's emphasis on the 50/30/20 budgeting rule is a fantastic guideline for financial health! 🌟 Additionally, automating your savings can ensure you consistently meet your goals without having to think about it each month.
Net worth truly snowballs after $100k! Keep investing regularly and you'll be blown away how much it can change in a few short years. Here's to $1 million and to FIRE!
My advice to everyone is this : if you want to grow big this year especially in your finances. Be willing to make investments. Saving is great but investing puts you on a pedestal where you wouldnt have to worry about savings as you do now. Thanks to my FA, my portolio is doing really great and im proud of the decisions i made last year.
Nice. People often underestimate financial advisors' importance. Over 50 years of data reveal that those who work with advisors typically earn more than those who go it alone. I've been fortunate to work with one for 13 years, resulting in a $1 million portfolio, largely from early investments in AI and other growth stocks..
I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a caII.
I’ve watched so many videos featuring Vivian Tu (some over an hour long, full of fluff) and this was the most concise, deep dive, with the hands down the best questions asked by Silicon Valley Girl. “How long have you been a creator, what does your team look like, do you have a spreadsheet” and the best question of all…”how close are you to your FU number” amazing hard hitting questions. Great interview, you’ve got a new subscriber in me!
I’ve been following both of you for a very long time, when there were not so many followers. And I was thrilled when I saw your collaboration👏👏👏👏 awesome to see you both having conversations😃😊🙌
Staying abreast of the latest trends and strategies is crucial for traders to stay ahead and make well-informed decisions. Beginners in trading and investing must recognize that success in these fields demands technical analysis, emotional maturity, and self-discipline. Thanks to Monica Lisa Payne insights, daily trade signals, and my dedication to learning, I've been increasing my daily earnings. Kudos to the journey ahead!
It's unexpected to come across her name here. She understands every beginner’s intention and fix you to a trading course that matches your capacity, she knows her stuff! Her advice has been invaluable to my trading journey. Definitely worth giving a shot!
It is really refreshing to see a comment about Monica Lisa Payne.I have worked with her also for months now, reached out after reading more about her on the internet. she simplifies matters, whether it's a market surge or drop; her approach consistently keeps you ahead of the trend, She's a guru i'll say
It seems like she's quite knowledgeable and informed. I did a quick Google search on her name and found her website. Additionally, I noticed she has her own Trading channel, which is impressive. Thanks for sharing this information with me.
Find the banned book titled The Hidden Truths Of Wealth. Whoever finds this book will have an unfair advantage over other people. You'll thank me later
Such an amazing episode! I've learned so much! Already following Vivian all the time, so I'll always click onto her videos. Going to subscribe to you now!
Great conversation here. I will say tho, to fund your lifestyle you can do 100% equities like she’s discussing, 100% real estate or a combination of both. I choose the later, a mixture of both. If you’re doing the second or third option; it’s more about cash flow. A goal of $1M a year in cash flow can be done with a $25M Networth OR - $1M cashflow generating from real estate and other income producing assets. When you look at it as cashflow goals, you can actually hit the goal faster and still work on your net worth if you so choose. My goal is $500k a year, so about half hers, but I don’t have kids and may only have one if I choose.
I live on a VERY low salary. I already have the mindset of investing and saving. I love seeing money grow in my Roth IRA and building my EF. If I could just get a new job I would invest so much more money. My goal is to reach a salary of 60k. If I could hit 90k that would be great
Hi! I started 6 months ago. With 50/30/20 ,now I am in 20/30/50 and am OK. I will push myself in 20/20/60 by December cause I'm taking 2 certificates by the end of that year and a Master Degree. Then, I think I will push my limits harder......Hopefully, by the end of 2025, I will invest. If I start 3rd kind of work. I will be fine...❤ thanks for inspiring...v
Criticizes people about living large in the first 3 seconds of the video then goes on to say her ideal lifestyle will cost $100,000 a month in retirement. OKAYYYYYYYYY.
That’s her ideal life in RETIREMENT. Means she has saved enough to just relax . During retirement what do you save for ? Coffin ? She is questioning people who haven’t saved for retirement. What are you even saying ?
It gets so infuriating how much misinformation is out there about retirement investing. Thank you for shedding some light on how ridiculous TH-cam finance has become. I've been following the 4% rule thing, I still have $100k outside retirement funds to put in the market.
My advice to everyone is this : if you want to grow big this year especially in your finances. Be willing to take risks. Saving is great but taking risks puts you on a pedestal where you wouldnt have to worry about savings as you do now. Thanks to larysa Caba, my portolio is doing really great and im proud of the decisions i made last year.
I think she trades for everyone I meet. I met her twice at a meeting in Germany and after her lectures from Ella I had to personally ask her to be my financial advisor. she is definitely good.
I have never seen a trader as open and transparent as Larysa Caba with her clients. The way she decides to make a profit for her clients. she allows you to express your fears and she still rests your fears and that is my respect. I don't normally comment on videos, but this word should be included. she is really cool.
I feel this is quite an easy one. You already have her name which makes it easy for you. Just look up her name online. I’m sure you will come across her. That’s how I found her too.
As an lnvesting enthusiast, I often wonder how top level investors are able to become millionaires off investing. . I’ve been sitting on over $545K equity from a home sale and I’m not sure where to go from here, is it a good time to buy into stocks or do I wait for another opportunity?.
Buy low, sell high. If stocks is where you want to place money then when people are complaining about how stocks are losing, that is when to invest. Also best to just invest in the S&P 500 than individual stocks. Also consider getting a whole life insurance policy with IUL that is invested in the market. I do this now without investing otherwise. I have a small 401K my work forces and past stock and IRA investments made. I don't know all the words for the whole life plan but youtuber Donnell Stidhem (sp?) is a good person who understands this and also gives free consultations. I've actually met with him and he doesn't force you to sign up with him or do anything. However if you really want to change your life I would buy businesses even ones that allow you to be mostly passive (get ones with seller financing, great profit returns), invest in multifamily buildings (again use leverage, don't place all your money to own free and clear), become a lender (consider being a "gator" for others purchasing investment properties or businesses). I'd do all 3 and still open the life insurance policy which in 10-20 years you can borrow 6 figures from yearly but never run out of money. I am not a financial planner and this is not financial advice. I'm just on my own wealth journey/work to protect my money. I've carefully sourced properties and instead have had things like 200% returns. I own businesses I started and now will only start a business as a way to raise funds but prefer to find businesses with a proven track record that either line up with my current trajectory or are safe and profitable. For instance I have a film production business. I look at businesses like digital marketing or film distribution which go hand in hand. Or I look for laundromats, car washes, auto repair shops, especiallu when they have decades of history.
Invest into index funds like VTSAX (from Vanguard) if you want to invest long term. Don’t buy individual stocks unless you know what you’re doing. Also, max out your retirement accounts for the year for the tax advantages and try to contribute as much as you can towards them every year. Remember putting money on retirement accounts is the first step, but you also have to invest the money in them as a second step for it to grow
@@AFGixxeR88 They do call him out. There are hundreds of long video documentaries if you search "iman gadzhi scam" on youtube. Also, I bought his full course and I realized most of the information was general knowledge. He is only really good at talking for long periods of time and being persuasive. There are free channels on youtube that give you more helpful advice and don't hide behind paywalls.
I am now seriously thinking about investing so that I have a cushiony retirement but I absolutely have no idea where to start from. I do own houses but after paying the mortgages for the houses, I am left with less than £3k per month after I have paid all the expenses - thanks UK interest rates. I know I am blessed to be in the position to own houses but with the return I get every month will not help me financially in the long run. I am pondering about investing on shares and bonds but I have zero idea on where to start. Anyone please help me or lend me your helpful advice.
If you shot for 25 million and ended up getting 12.5 million that would still be fantastic. Its all about adjusting our lifestyle to. Make more or spend less.
Investing your life savings in a rental property without certainty of returns can be risky. It's crucial to thoroughly evaluate the investment potential before diving in. I've learned that making wise investments is key to building wealth. It's not just about investing money; it's about investing smartly to secure a prosperous future. Here's to making informed decisions and achieving financial success!
Isn’t the concept of emergency fund to have cash right away ? If you put it into a high yield account,.. then you don’t as it is invested and it could go low depending on the invest market,… no ?
I feel you. I listen to her saying she'll retire when she's 40 and I'm realising in less than 5 years I'll be 40. I can't imagine retiring at that age. There's only an small % that can do that.
Invest $10 and let compound interest do its thing. If you can double that $10 consecutively for the next 20 years: 10(2)^20=10.4 million. Perspective is everything. Yes, you're poor now, but you can leverage time and discipline to make $.
You have to try to make more. Change to another job or pick up a part time job. That wage is extremely low, might even be below the poverty level depending where you live.
Марина здравствуйте, пытаюсь улучшить свой Английский и стараюсь смотреть ваш канал на Английском, подскажите не совсем понятно про 0,004%? Это какая то система подсчета специфичная для сша или…
How about teaching a single mom with ADHD how to make money with no money? My arms are getting tired from treading water. I need help. A regular 9-5 job just doesn't cut it anymore & my ex is dead. I don't want a hand out, I just want a hand up.
they only address people that are already making bank, they never provide information for those living paycheck to paycheck. the answer is always to 'move somewhere cheaper'
I figured it out. 2 handle is a term for an interest rate in the 2 range meaning between 2.0 and 2.999. 7 handle is between 7.0 and 7.999. This term is a general categorization which disregards the numbers after the decimal.
Do you ever fight with your husband? haha you guys seem so compatible. My husband and i fought soooo much when we went to Korea when it was hot AF. everything was just sooo annoying haha
These rich people say these info with ease cause they got money set aside while the rest of Americans are living paycheck to paycheck. Yeah, maybe just maybe a lot Americans will do this but don't count on it 😂😂😂😂😂
God imagine labeling yourself as Silicone Valley Girl... Disappointing. Great content. Terrible place to live. Yes. I lived there. Still own in Los Gatos Rinconanda Hills
Funny I love it here. Your house is by my gym. If you can afford it it’s a fantastic place to live. Close to mountains, ocean, nature, winter sports 4 hours away. Great schools, great house equity, cultural melting pot with great food options, excellent paying jobs, traffic isn’t horrible if you live close to where you work. ☀️ The more I travel the more I love where I live and can’t wait to go home. 😂
Easy to talk all this talk when u gotta a spouse to supoort u to run thisnbusiness of youtube. I m tired listening to these youtubers. This isnnot practical for ppl w kids who a paying almost as much as their mortgage in childcare. Easy to do all this talk when u dont have kids.
You should probably look for the creator that has gone through that situation. (Family, full time, and youtube) Her principles are doable, but most won't get her results. The reality is it will take at least 3-5 years to get the ball really rolling, especially if you are raising kids and have a full time job. (I am speaking from personal experience here)
@@BorderlessCommerce You do know the results is the point for many watching her right? All the other stuff matters little if the outcome is a mess IMO. So no it can never happen especially with a full time job and kids!!!! Most people I know with young kids are not making 100K+ yet those I know who are don't have kids soooooo....
@@donaldlyons17 Yeah, click baity, but there are creators out there that show REALISTIC progress and expectations. Suggest you follow those. An example is Think Media (Sean) He has gone through the real grind for years before making it. None of that silly, get my results after 1 year mess that is super unrealistic. I have 2 kids of my own, been doing the youtube and full time job thing for about 2-3 years. In about another 2-3 years if it keeps going at this rate or better, I can definitely see myself in a way better position. Alot of these creators sometimes hide or dont clearly explain what it really takes for realistic cases. Your stage in life if you are single with no responsibilities is very different than when you have a family where you cant take too big of a risk that can destroy your finances unlike when you are single.
Ready to prioritize your mental health? Head over to Muse and receive 15% off your order with discount code SVG or visit the link here: choosemuse.com/SVG
Successful investing is hard work because it means disciplining your mind to do the opposite of human nature. Buying during a panic, selling during euphoria, and holding on when you are bored and just craving a little action. Investing is 5% intellect and 95% temperament.
Government policy has thrown the future under the bus for decades. The day of judgment is near. I predict an 80% drop in the stock market. Investors will abandon stocks in favor of real estate. There will be no money in banks... You must devise a strategy for survival.
It's often true that people underestimate the importance of financial advisors until they feel the negative effects of emotional decision-making. I remember a few summers ago, after a tough divorce, when I needed a boost for my struggling business. I researched and found a licensed advisor who diligently helped grow my reserves despite inflation. Consequently, my reserves increased from $275k to over $750k.
Could you possibly recommend a CFA you've consulted with?
"Rebecca Nassar Dunne" is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment
True, That’s why one of the characteristic Of really wealthy im talking about millionaires is the ability to not be controlled by emotion, not acting in euphoria or anger etc etc
One lesson I've learnt from billionaires is to always put your money to work, and diversifying your investments. I'm planning to invest about $30k of my savings in stocks this year, and I hope I make profits.
You are right. The best approach I feel is to diversify investments- by spreading investments across different asset classes like bonds, real estate, and international stocks, they can reduce the impact of a market meltdown.
That makes sense. I’ve been using a financial market expert for two years now and I own a six-figure diversified portfolio from investing in stocks. I want to diversify more this year, though.
Your advisor must be really good. How I can get in touch? My retirement portfolio's decline is a concern, and I could use some guidance.
Certainly, there are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’Vivian Jean Wilhelm” for about five years now, and her performance has been consistently impressive.She’s quite known in her field, look-her up.
I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an email shortly.
I'm a 52yrs Director in a Tech company and I consider myself a high income earner at $350,000 per annum, I have a retirement account account but i still want to explore opportunities for short term gains before i start working less in few years.
In my opinion, IRA is a valuable strategy for retirement planning, providing growth and tax advantages. While the market is promising, expert guidance is essential for portfolio management.
I learnt this when I got disabled from an accident, I had to reach out to a financial planner who devised a plan for me to live off dividends from my investments. Other than Disability Cheque, I earn enough from home and live comfortably with her help.
How can i reach this person?
Well, there are a few out there who know what they are doing. I tried a few in the past years, but I’ve been with vivian jean wilhelm' for the last five years or so, and her returns have been pretty much amazing.
I just looked her up on the internet and found her webpage with her credentials. I wrote her a outlining my financial objectives and planned a call with her.
Building wealth involves developing good habits like regularly putting money away in intervals for solid investments. Financial management is a crucial topic that most tend to shy away from, and ends up haunting them in the near future. Making money is not the same as keeping it there is a reason why investments aren't well taught in schools, the examples you gave are well stationed, the market crisis gave me my first millions, people shy away from hard times, I embrace them.. well at least my advisor does lol.
Investors should be cautious about their exposure and be wary of new buys, especially during inflation. Such high yields in this recession is only possible under the supervision of a professional or trusted advisor.
Yeah, financial advisors could make a lot of difference, particularly in a market such as this. Stocks are pretty unstable at the moment, but if you do the right math, you should be just fine. Bloomberg and other finance media have been recording cases of folks gaining over 250k just in a matter of weeks/couple months, so I think there are a lot of wealth transfer in this downtime if you know where to look. I have been using an FA since 2019, and I return at least $121k ROI, and this does not include capital gain.
could you recommend some good advisers? don’t get me wrong, I already have an asset manager, but he seems not to know much about crypto.
Vivian Carol Gioia is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
I find this informative, curiously explored Vivian on the web, spotted her consulting page, and was able to schedule a call session with her, she shows quite a great deal of expertise from her resume.. very much appreciated
I'm curious about the greatest investment prospects right now. I read certain perspectives, but I soon learn that these opinions are meaningless because the stocks they mentioned took a completely different turn.
Currently, stocks are overvalued. invest 5% in cryptocurrency and buy gold. Hold onto your cash and wait for the price of stocks, real estate, or land to plummet, then buy back in when it has been falling for seven to twelve months.
I agree. Based on personal experience dealing with a financial advisor, I currently have $1 million in a significantly improved portfolio that has experienced significant growth. To invest in stocks, one needs more than simply money. To support your investment, you must also possess strong hands, perseverance, and expertise.
Please who's this advisor that guides you?
Her name is “Annette Christine Conte” can't divulge much. Most likely, the internet should have her basic info, you can research if you like
Thank you for this Pointer. It was easy to find your handler, She seems very proficient and flexible. I booked a call session with her.
Success depends on the actions or steps you take to achieve it. Building wealth involves developing good habits like regularly putting money away in intervals for solid investments. Financial management is a crucial topic that most tend to shy away from, and ends up haunting them in the near future.., I pray that anyone who reads this will be successful in life!!
Starting early is simply the best way of getting ahead to build wealth , investing remains a priority . I learnt from my last year's experience , I am able to build a suitable life because I invested early ahead this time .
Exactly ! That's my major concern and what lucrative investment can one venture into with the current rise in economic downturn
In fact, I had no prior experience or understanding when I began investing in 2020, but by the end of 2023, I had made a profit of almost $850k. All I had been doing was going by what my financial advisor had told me. This demonstrates that all you truly need is a professional to assist you; you don't even need to be a great investor or put in a lot of work.
@@mariaguerrero08My partner’s been considering going the same route, could you share more info please on the advisor that guides you?
*Gertrude Margaret Quinto* is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
Amazing content! I have been following your videos for sometime now, consistently kicking down Wall Street doors for two years now, I have over $320k in stocks. Currently, my portfolio is down by 15%. Wondering if they're any short term opportunities I can invest in.
I agree that there are strategies that could be put in place for solid gains regardless of economy or market condition, but such executions are usually carried out by investment experts or advisors with experience.
I stopped listening and taking financial advise from these TH-camrs, because at the end of the day, I end up with a bunch of confusing stocks without knowing when to take profit, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.
Glad to have stumbled on this comment, Please who is the consultant that assist you and if you don't mind, how do I get in touch with them?
Elisse Laparche Ewing is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.
I just want my money to keep outgrowing the inflation rate. That’s why i've been looking for the right companies now to invest about 150k i have packed in the bank, i hope NVDIA is the right choice. Just don't know strategies to employ to make significant gains.
Select high-quality stocks and monitor their performance. If you find this too complex, consider hiring a financial advisor to help grow your money. That's what I do. My portfolio increased by $47,000 in the last quarter.
You're right, I and a few Neighbors in Bel Air Area work with an advisor who prefers we DCA across other prospective sectors. Instead of a lump sum purchase, Following this, my portfolio grew 40% in the last quarter.
I'm intrigued by this. I've searched for financial advisors online but it's kind of hard to get in touch with one. Okay if I ask you for a recommendation
Carol Vivian Constable is the licensed coach I use. Just research the name. You'd find necessary details to work with a correspondence to set up an appointment.
I looked up her name online and found her page. I emailed and made an appointment to talk with her. Thanks for the tip.
Vivien's emphasis on the 50/30/20 budgeting rule is a fantastic guideline for financial health! 🌟 Additionally, automating your savings can ensure you consistently meet your goals without having to think about it each month.
Net worth truly snowballs after $100k! Keep investing regularly and you'll be blown away how much it can change in a few short years. Here's to $1 million and to FIRE!
My advice to everyone is this : if you want to grow big this year especially in your finances. Be willing to make investments. Saving is great but investing puts you on a pedestal where you wouldnt have to worry about savings as you do now. Thanks to my FA, my portolio is doing really great and im proud of the decisions i made last year.
Nice. People often underestimate financial advisors' importance. Over 50 years of data reveal that those who work with advisors typically earn more than those who go it alone. I've been fortunate to work with one for 13 years, resulting in a $1 million portfolio, largely from early investments in AI and other growth stocks..
Please can you leave the info of your lnvestment advsor here? I’m in dire need for one
*Marissa Lynn Babula* is the licensed advisor I use. Just search the name. You’d find necessary details to work with to set up an appointment.
I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a caII.
I’ve watched so many videos featuring Vivian Tu (some over an hour long, full of fluff) and this was the most concise, deep dive, with the hands down the best questions asked by Silicon Valley Girl. “How long have you been a creator, what does your team look like, do you have a spreadsheet” and the best question of all…”how close are you to your FU number” amazing hard hitting questions. Great interview, you’ve got a new subscriber in me!
That 7% rule is gold.
Such good advice!
Richest man in Babylon is my all time favorite book. Went through it multiple times.
It's not about going fast but going far
50/30/20 rule works great for those with adhd/autism. all 3 in different checking accounts at the same bank.
Lol, so true and good idea. Helps to have an honest caregiver to help you out
I wil put 50% FUTURE 30% expenses & wants and 20% experimenting inversions
I found you yesterday and have already watched many of your videos. You do great interviews and ask great questions
I’ve been following both of you for a very long time, when there were not so many followers. And I was thrilled when I saw your collaboration👏👏👏👏 awesome to see you both having conversations😃😊🙌
Hello Marina Please make a video on Todo list. To make our day more productive😊
50/30/20 + goals to leave the country to where my $ goes deep. Can't wait!
I recently discovered your channel and learned a lot from your videos
Staying abreast of the latest trends and strategies is crucial for traders to stay ahead and make well-informed decisions. Beginners in trading and investing must recognize that success in these fields demands technical analysis, emotional maturity, and self-discipline. Thanks to Monica Lisa Payne insights, daily trade signals, and my dedication to learning, I've been increasing my daily earnings. Kudos to the journey ahead!
erNameIs Monica Lisa Payne, cant divulge much. Most likely, the internet should have her basic info, you can research if you like
She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.
It's unexpected to come across her name here. She understands every beginner’s intention and fix you to a trading course that matches your capacity, she knows her stuff! Her advice has been invaluable to my trading journey. Definitely worth giving a shot!
It is really refreshing to see a comment about Monica Lisa Payne.I have worked with her also for months now, reached out after reading more about her on the internet. she simplifies matters, whether it's a market surge or drop; her approach consistently keeps you ahead of the trend, She's a guru i'll say
It seems like she's quite knowledgeable and informed. I did a quick Google search on her name and found her website. Additionally, I noticed she has her own Trading channel, which is impressive. Thanks for sharing this information with me.
Find the banned book titled The Hidden Truths Of Wealth. Whoever finds this book will have an unfair advantage over other people. You'll thank me later
Where did you find it?
For sure, i can confirm that
where ?!
Who is the author?
Name the author
Such an amazing episode! I've learned so much! Already following Vivian all the time, so I'll always click onto her videos. Going to subscribe to you now!
It’s kind of sad how financially savvy Americans have to be to play the money game and be able to retire.
Sorry, but people’s “wants” SHOULD BE A LOT LESS THAN 30%. People’s “Wants” should be around 10% to 15%, in my opinion.
I agree
Yeah, everyone is different. If I kept my wants to 10% all my life I would be miserable tbh.
Thats why finance is personal and overflow can go into savings or investments
Great conversation here. I will say tho, to fund your lifestyle you can do 100% equities like she’s discussing, 100% real estate or a combination of both. I choose the later, a mixture of both. If you’re doing the second or third option; it’s more about cash flow. A goal of $1M a year in cash flow can be done with a $25M Networth OR - $1M cashflow generating from real estate and other income producing assets. When you look at it as cashflow goals, you can actually hit the goal faster and still work on your net worth if you so choose. My goal is $500k a year, so about half hers, but I don’t have kids and may only have one if I choose.
I live on a VERY low salary. I already have the mindset of investing and saving. I love seeing money grow in my Roth IRA and building my EF. If I could just get a new job I would invest so much more money. My goal is to reach a salary of 60k. If I could hit 90k that would be great
Hi! I started 6 months ago. With 50/30/20 ,now I am in 20/30/50 and am OK. I will push myself in 20/20/60 by December cause I'm taking 2 certificates by the end of that year and a Master Degree. Then, I think I will push my limits harder......Hopefully, by the end of 2025, I will invest. If I start 3rd kind of work. I will be fine...❤ thanks for inspiring...v
Criticizes people about living large in the first 3 seconds of the video then goes on to say her ideal lifestyle will cost $100,000 a month in retirement. OKAYYYYYYYYY.
And she looks like your best friend? Yeah sure ...😅
That’s her ideal life in RETIREMENT. Means she has saved enough to just relax . During retirement what do you save for ? Coffin ? She is questioning people who haven’t saved for retirement. What are you even saying ?
The collaboration I didn’t know I NEEDED and would have never expected! Огромные спасибо вам 🙏🏾))
It gets so infuriating how much misinformation is out there about retirement investing. Thank you for shedding some light on how ridiculous TH-cam finance has become. I've been following the 4% rule thing, I still have $100k outside retirement funds to put in the market.
For near retirees and does who know nothing next to finance it is best you reach out to an advisor before making any decisions.
My advice to everyone is this : if you want to grow big this year especially in your finances. Be willing to take risks. Saving is great but taking risks puts you on a pedestal where you wouldnt have to worry about savings as you do now. Thanks to larysa Caba, my portolio is doing really great and im proud of the decisions i made last year.
I think she trades for everyone I meet. I met her twice at a meeting in Germany and after her lectures from Ella I had to personally ask her to be my financial advisor. she is definitely good.
I have never seen a trader as open and transparent as Larysa Caba with her clients. The way she decides to make a profit for her clients. she allows you to express your fears and she still rests your fears and that is my respect. I don't normally comment on videos, but this word should be included. she is really cool.
I just looked up her name online. she is licensed with credible certificates and has an amazing track record. Thank you for the message.
I definitely will like to know more.
I feel this is quite an easy one. You already have her name which makes it easy for you. Just look up her name online. I’m sure you will come across her. That’s how I found her too.
As an lnvesting enthusiast, I often wonder how top level investors are able to become millionaires off investing. . I’ve been sitting on over $545K equity from a home sale and I’m not sure where to go from here, is it a good time to buy into stocks or do I wait for another opportunity?.
well as you know bigger risk, bigger results, but such impeccable high-value trades are often carried out by pros.
Buy low, sell high. If stocks is where you want to place money then when people are complaining about how stocks are losing, that is when to invest. Also best to just invest in the S&P 500 than individual stocks. Also consider getting a whole life insurance policy with IUL that is invested in the market. I do this now without investing otherwise. I have a small 401K my work forces and past stock and IRA investments made.
I don't know all the words for the whole life plan but youtuber Donnell Stidhem (sp?) is a good person who understands this and also gives free consultations.
I've actually met with him and he doesn't force you to sign up with him or do anything.
However if you really want to change your life I would buy businesses even ones that allow you to be mostly passive (get ones with seller financing, great profit returns), invest in multifamily buildings (again use leverage, don't place all your money to own free and clear), become a lender (consider being a "gator" for others purchasing investment properties or businesses). I'd do all 3 and still open the life insurance policy which in 10-20 years you can borrow 6 figures from yearly but never run out of money.
I am not a financial planner and this is not financial advice. I'm just on my own wealth journey/work to protect my money. I've carefully sourced properties and instead have had things like 200% returns. I own businesses I started and now will only start a business as a way to raise funds but prefer to find businesses with a proven track record that either line up with my current trajectory or are safe and profitable. For instance I have a film production business. I look at businesses like digital marketing or film distribution which go hand in hand. Or I look for laundromats, car washes, auto repair shops, especiallu when they have decades of history.
Lend it to people like me. I buy and hold rental real estate using private money from people just like you.
Invest into index funds like VTSAX (from Vanguard) if you want to invest long term. Don’t buy individual stocks unless you know what you’re doing. Also, max out your retirement accounts for the year for the tax advantages and try to contribute as much as you can towards them every year. Remember putting money on retirement accounts is the first step, but you also have to invest the money in them as a second step for it to grow
Love your channel! Thanks!
Love Vivian ❤️!
This one was amazing, thanks!
Great interview, Marina! As always :) Please, do Iman Gadzhi !!!
He is a scam. He makes money and fools you into buying his course, which is trash.
@@e.001why has no one called him out if he is a scammer?
@@AFGixxeR88 They do call him out. There are hundreds of long video documentaries if you search "iman gadzhi scam" on youtube. Also, I bought his full course and I realized most of the information was general knowledge. He is only really good at talking for long periods of time and being persuasive. There are free channels on youtube that give you more helpful advice and don't hide behind paywalls.
Great interview! Have you had Lynn Richardson on your channel?
This is a good interview. You asked great questions
The Silicon Valley Girl meets the Valley Girl. Rich BFF’s upspeak is maddening.
So, is that about Vivian or there's actual advice on this podcast?
60/20/20 saving investment /expenses / taxes is the best option
Funny so on what income can people spend 20% of their total income on expenses?
They all say the same thing and make themselves rich by us.. 😀
You wonderful lady ❤
Thanks for this video
when 50% of your monthly salary is just your rent, after getting masters in top university in Moscow. oh well.
As a generation we are hopeless 😢
My wants are only 0.1%. Its always Needs/Essential/Necessary.
Loved this content ❤ thank you!
Great interview
I am now seriously thinking about investing so that I have a cushiony retirement but I absolutely have no idea where to start from.
I do own houses but after paying the mortgages for the houses, I am left with less than £3k per month after I have paid all the expenses - thanks UK interest rates.
I know I am blessed to be in the position to own houses but with the return I get every month will not help me financially in the long run.
I am pondering about investing on shares and bonds but I have zero idea on where to start. Anyone please help me or lend me your helpful advice.
You go girl.
I'm just going to say I pay way more than 50%of my income on needs.
Try to make few research before letting anyone trade for you like I did ❤ Thank you Jesus, God bless America.
Thanks so much for the information about investment and business
Increase income so much
If you shot for 25 million and ended up getting 12.5 million that would still be fantastic. Its all about adjusting our lifestyle to. Make more or spend less.
I heard the 4% rule from MMM first
I invest in Pre ipo in transport sector
Tiffany Aliche is awesome 👌🏽
Investing your life savings in a rental property without certainty of returns can be risky. It's crucial to thoroughly evaluate the investment potential before diving in. I've learned that making wise investments is key to building wealth. It's not just about investing money; it's about investing smartly to secure a prosperous future. Here's to making informed decisions and achieving financial success!
Why not to give the acronym opening from the beginning? 🙄
She was interrupted
S.T.R.I.P.
Isn’t the concept of emergency fund to have cash right away ? If you put it into a high yield account,.. then you don’t as it is invested and it could go low depending on the invest market,… no ?
I feel so sorry for people who live their life thinking so much in money, money, and money that they forget what their purpose in their life.
This is what people who give up say
I didn’t know she just started. 2021…hmm
And what about a single mom of two teenagers with a salary of 1100 euros/month? How do i save money if i can't even aford living?😢
I feel you. I listen to her saying she'll retire when she's 40 and I'm realising in less than 5 years I'll be 40. I can't imagine retiring at that age. There's only an small % that can do that.
Invest $10 and let compound interest do its thing. If you can double that $10 consecutively for the next 20 years: 10(2)^20=10.4 million. Perspective is everything. Yes, you're poor now, but you can leverage time and discipline to make $.
You have to try to make more. Change to another job or pick up a part time job. That wage is extremely low, might even be below the poverty level depending where you live.
Amazing interview
А блузочка Dior...amazing
Is 50/30/20 per pay or per month?
17:13, I thought the saying was apple pie was American. Maybe I'm confusing it with the movie American Pie.
Thank you for sharing ❤
Марина здравствуйте, пытаюсь улучшить свой Английский и стараюсь смотреть ваш канал на Английском, подскажите не совсем понятно про 0,004%? Это какая то система подсчета специфичная для сша или…
How about teaching a single mom with ADHD how to make money with no money? My arms are getting tired from treading water. I need help. A regular 9-5 job just doesn't cut it anymore & my ex is dead. I don't want a hand out, I just want a hand up.
they only address people that are already making bank, they never provide information for those living paycheck to paycheck. the answer is always to 'move somewhere cheaper'
Working more than one job or starting a side business is one way. It helps to have a partner to help share expenses with you and save.
Happy blessed with baby girl
What on earth is a 2-handle or 7-handle interest rate ?
I figured it out. 2 handle is a term for an interest rate in the 2 range meaning between 2.0 and 2.999. 7 handle is between 7.0 and 7.999.
This term is a general categorization which disregards the numbers after the decimal.
@@randolfkila2125thank you
Thanks for sharing
Do you ever fight with your husband? haha you guys seem so compatible. My husband and i fought soooo much when we went to Korea when it was hot AF. everything was just sooo annoying haha
26:49 My freedom fu money 💰 amount invested at 4% will be $18,760,000 million 👀 somebody give me a loan!
Is the employee doesn’t match
is she jeanny from mxr playts
Marina, great job! Awesome!
that Eminem line isnt Gross
Are you saving more or investing more?
Invest first, then create a savings when you're ready to retire.
Yayyyyyy my two favourite
How do you open account to invest?
The vibe between these two is OFF
I thought I needed to be a stripper too 😂😂😂😂😂
These rich people say these info with ease cause they got money set aside while the rest of Americans are living paycheck to paycheck. Yeah, maybe just maybe a lot Americans will do this but don't count on it 😂😂😂😂😂
God imagine labeling yourself as Silicone Valley Girl... Disappointing. Great content. Terrible place to live.
Yes. I lived there. Still own in Los Gatos Rinconanda Hills
Funny I love it here. Your house is by my gym. If you can afford it it’s a fantastic place to live. Close to mountains, ocean, nature, winter sports 4 hours away. Great schools, great house equity, cultural melting pot with great food options, excellent paying jobs, traffic isn’t horrible if you live close to where you work. ☀️ The more I travel the more I love where I live and can’t wait to go home. 😂
What garatee do we have to live 80 years old ... this love of money makes me sick
Did she breakdown strip plsss
She’s 30 talking about kids? Have kids now.?
Why is this biased against creators?
Jokes on you guys, I already spoke to God and he’s going to pick me up by 60 so the Irs is going to take care of the rest
I just want to sell hats I’m gonna be a millionaire by 30
I hope ladies are exploring cryptocurrency. It could truly help you reach financial freedom.
30% for wants !?!! Wow......
Easy to talk all this talk when u gotta a spouse to supoort u to run thisnbusiness of youtube. I m tired listening to these youtubers. This isnnot practical for ppl w kids who a paying almost as much as their mortgage in childcare. Easy to do all this talk when u dont have kids.
Yeah but almost all of them do have simple ways of making money.... but the majority of people not at all!!!
You should probably look for the creator that has gone through that situation. (Family, full time, and youtube) Her principles are doable, but most won't get her results. The reality is it will take at least 3-5 years to get the ball really rolling, especially if you are raising kids and have a full time job. (I am speaking from personal experience here)
@@BorderlessCommerce You do know the results is the point for many watching her right? All the other stuff matters little if the outcome is a mess IMO. So no it can never happen especially with a full time job and kids!!!! Most people I know with young kids are not making 100K+ yet those I know who are don't have kids soooooo....
@@donaldlyons17 Yeah, click baity, but there are creators out there that show REALISTIC progress and expectations. Suggest you follow those. An example is Think Media (Sean) He has gone through the real grind for years before making it. None of that silly, get my results after 1 year mess that is super unrealistic. I have 2 kids of my own, been doing the youtube and full time job thing for about 2-3 years. In about another 2-3 years if it keeps going at this rate or better, I can definitely see myself in a way better position. Alot of these creators sometimes hide or dont clearly explain what it really takes for realistic cases. Your stage in life if you are single with no responsibilities is very different than when you have a family where you cant take too big of a risk that can destroy your finances unlike when you are single.